AgelessSUMMER 2014

FOR THE ACTIVE, EXPERIENCED CENTRAL OREGONIAN • HEALTH, LIFESTYLE, ENTERTAINMENT & ADVICE

THE ARTISTS BEHIND

ART IN THE HIGH DESERT A BOY AND HIS CANNONS

GUARDIANS OF THE FOREST

In Partnership WithSponsored By

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Page 2 | Ageless

Ageless Summer 2014

Ageless FeaturesFine Art Focus ............................................................5Dave and Carla Fox are two artists who started Art in the High Desert to

give artists and their artwork an event that puts them in the spotlight.

A Boy and His Cannons ............................................ 10Chuck Hegele has an interesting hobby of collecting, restoring, build-

ing and, yes, firing historic cannons.

Cabins in the Woods ................................................20In the forests of Mount Hood, a modern-day craftsman dedicates his

time and skills to restore Henry and John Steiner’s rustic log cabins.

Guardians of the Forest ............................................26When a wildfire sparks, trust the fire watchers in their towers all

around Central Oregon to sound the alarm, day or night.

Information & AdviceContributors ................................................................................. 4

Open Arms: A Healthy Haven for Adults ....................................14

Probiotics: Restoring ‘Good Bacteria’ .........................................18

Medicare Advice: Paying for Ambulance Rides ........................ 24

Legal Advice: How to Avoid Probate ......................................... 32The Bend Emblem Club ............................................................. 35

COCOA NewsPet Food Program Support Grows ............................................. 37

Events Calendar ......................................................................... 38

A magazine featuring health, entertainment, lifestyles and advice for the active, 50-plus Central Oregonian.

Ageless is a product of The Bulletin’s Special Projects Division, 1777 SW Chandler Ave., Bend, OR 97702, and printed by Northwest Web Press, www.northwestwebpress.com. Ageless is produced in partnership with the Central Oregon Council on Aging.

All content is the property of The Bulletin/Western Communications, Inc. and may not be reproduced without written permission.

Ageless Staff MembersMartha Rogers, Special Projects Manager Althea Borck, Special Projects Editor Stacie Oberson, Special Projects Coordinator Kevin Prieto, Special Projects Image Coordinator Kari Mauser, Special Projects Editorial Assistant Clint Nye, Graphic Designer Jay Brandt, Advertising Director Steve Hawes, Advertising Sales Manager

Story ideas may be submitted for consideration to Althea Borck, managing editor. Contact her at 541-383-0379 or via email at aborck@bendbulletin.com. For advertising, call 541-382-1811.

Published Saturday, July 26, 2014

To subscribe or learn more about all our publications, please call 541-385-5800 or visit us at www.bendbulletin.com. Cover photo of Carla Fox by Kevin Prieto.

Ageless | Page 3

Ageless CONTRIBUTORSANNISSA ANDERSON, a freelance writer and public relations consultant, also studied culinary arts and worked as a pastry chef in another life. Though she’s lived in the Northwest for the past 20 years, she spent her childhood living abroad.

Writer and singer/songwriter LAUREL BRAUNS is a regular contributor for The Bulletin, Central Oregon Magazine and Northwest Travel. She specializes in outdoor writing and has published articles about her paddling adventures in Panama, Alaska and the Grand Canyon. Her most recent collection of songs, “House of Snow” was produced by the Portland Cello Project and features members of the Decemberists and Horsefeathers.

DAMIAN FAGAN is a freelance writer and COCC Community Learning instructor. He enjoys birding and botanizing while hiking in Central Oregon’s wild lands. He lives in Bend with his wife, Raven, and their big nutty dog, Thielsen.

BILL MINTIENS is a freelance writer and podcaster. His show, Prineville People - Conversations with People Who Call Prineville Home, is heard bi-weekly on Mondays on KPOV 88.9 FM’s daily news program The Point. Originally from Boston, Bill has lived in Central Oregon for over 20 years. His passions include trail running, road cycling, and riding his horses on the many trails throughout Central Oregon.

GREGG MORRIS is a local freelance writer and musician. You can find him around town finishing articles at the local tea shop, performing with his band Organic Music Farm or homeschooling his six year old daughter. Supposed free time is spent in the woods with his wife and daughter or skillfully executing his duties as a member of the Deschutes County Search and Rescue team.

After three decades in Seattle, SUSAN STAFFORD returned home to Oregon to put down roots in Sisters. The “dry side,” with its beauty, weather and slower pace, affords her the opportunity to pursue her gardening, hiking, and movie going. Sue’s experiences with motherhood, teaching, fundraising, horticultural and expressive arts therapies, and hospice case management inform her writing.

Page 4 | Ageless

FINE ART Dave and Carla Fox started Art in the

High Desert 7 years ago — and their mission puts the

artists in the spotlight.

Carla Fox hammers out a future piece to her artistic jewelry.

Seven years ago, artists Dave and Carla Fox set out to produce a juried fine arts and crafts show in Bend that would highlight top notch artists across the country creating work “beyond the normal, usual and expected,” said Carla.

The show was recently ranked No. 14 out of 600 shows of its kind by the Art Fair SourceBook — evidence that the Foxes have reached their goal of putting on a show that honors the hard work of the showcasing artists and provides them a venue that is both profitable and enriching.

FOCUS

by Laurel Brauns, for The Bulletin Special Projectsphotos by Kevin Prieto

Ageless | Page 5

The free show takes place in the Old Mill District just across the footbridge from Anthony’s on the grassy area by the Deschutes River from 10 a.m. to 6 p.m. Aug. 22, 23 and 24. At the event, 110 artists will showcase ceramics, fiber arts, glass, wood, metal works, photography, jewelry and more and sell their work at a variety of price points.

Unlike many other popular Bend festivals, at Art in the High Desert, patrons will not find beer tents, loud music or sponsor giveaways. Instead they’ll find artwork that is displayed only within an artist’s given medium and which is handpicked by a jury of professional artists and educators who spend two full days viewing and discussing submissions.

“This is what Art in the High Desert is all about … it’s the clarity of it,” Dave said. “We’ve been really firm that this is not entertainment. It’s about learn-ing about fine art.”

Carla and Dave both worked in education for decades in Portland before taking an about face

with their careers and going into the arts. Carla is spunky and loquacious with short, stylish grey hair and a taste for clothing that compliments her fabricated metal jewelry. Dave is tall (a former college basketball player) and more deliberate in his speech. Dave works with custom builders and de-signers to create commissioned fused glass murals and tile work, but often helps Carla in the studio as her “sous chef.”

They both have seen their fair share of art shows; Dave usually travels to shows with Carla to help her with sales and customer service in her booth. Both their positive and negative experiences at other art shows have helped them to create something that was truly conceived with the artist in mind.

“We want to create a place where artists can tell their stories and share how they make their prod-uct,” Carla said.

As the show’s positive reputation spreads through the national art community, the quality of the ap-

Dave Fox creates fused glass murals for builders and designers.

Submitted photos of various artists’ works to be featured during the Art in the High Desert

Page 6 | Ageless

plications continues to increase. The Foxes have made sure that all entries are given equal consideration, going so far as to allow brief questions and conversations among jurors as they share their expertise about certain mediums.

New this year, the show put on a preview of all entries in a conference room at St. Charles Hospital where the public was invited to see this year’s submissions in a two-hour long slide-show. For each entry, five photographs of the artist’s work along with an im-age of the booth setup were displayed simultaneously.

“You could have heard a pin drop,” Carla said about how focused and attentive the audience was during the preview.

“This was a great way for other artists to see their competition and to learn ways to improve their own presentations,” Dave added.

Art in the High Desert also offers the opportunity for applicants to receive jury feedback for an addition-al fee, which can help them improve their submissions for the following year and grow as artists.

“I would have gotten into galleries much earlier, but I was afraid receiv-ing this kind of feedback would just hurt my feelings,” said Rachel Harvey, who creates landscape oil paintings with her signature style which ex-plores the play of light with saturated colors.

After two years paying for jury feed-back, Harvey was eventually accepted,

Ageless | Page 7

Carla and Dave Fox horse around at their studio in Alfalfa.

and last year she won the Benchmark Award, which is given to artists who create high-quality art and exemplify professionalism and an upbeat public persona.

Karen Gelbard designs and crafts hand-woven jackets and scarves inspired by the colored landscapes of the Pacific Northwest. She travels all around the country to sell her clothing at shows and has won numerous awards. Art in the High Desert is one of her favorite shows and this is her fourth year showcasing.

“I love the location by the Old Mill,” Gelbard said. “It’s a festival run by artists for artists. They do everything they can to make it the best possible scenario, and I really value that.”

Overall, Art in the High Desert is a meticulously crafted juried art show produced by two passionate artists who wanted to bring more exposure for Bend as a cultural destination and provide a lucrative opportunity for artists who create unique and unex-pected work.

The show itself is also a great op-portunity for those new to buying art to learn more about the process in an inviting and relaxed atmosphere.

“This is an accessible opportunity to meet competent, skilled people and learn about their art: how they do it and why they do it,” Carla said. “Hearing the artist’s stories is one of the best things for patrons.”

Page 8 | Ageless

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Drive north along Lone Pine Road near Smith Rocks State Park and you’ll drive right by three of Chuck Hegele’s 12 toys that go boom.

A massive Napoleon-style cannon with an 18-foot long barrel and 10-foot high carriage wheels is sitting right there on the side of the road. Pointing toward the butte behind Hegele’s ranch, it’s flanked by two smaller “siege mortar” cannons.

With no sign to tell you why they were placed there, you might begin to wonder if you’ve just entered an historic military park – or a firing range.

You’ve actually just entered Chuck Hegele’s playground. And all of his “big boy toys” work – the Napoleon-style cannon can pro-pel a 20-pound concrete shell two miles. And all three make huge “booms” that can be heard for many miles.

“Ever since I was a kid making simple pipe bombs, I’ve always liked things that go boom,” said 65-year-old Hegele, of Terrebonne.

It would be easy to assume that Hegele, a decorated Vietnam veteran whose job during the war was the strategic placement of cannons, is simply a firearms fanatic. But there’s more to him than just that.

“Chuck is a very impressive man. He came out of ’Nam without much, made himself a good business man, works hard, and has a good moral sense,” said Cy Swan, a friend and fellow cannon enthu-siast who lives in Oakland, Ore.

by Bill Mintiens for The Bulletin Special Projectsphotos by Kevin Prieto

AND HIS CANNONS

A BOY Chuck Hegele has an interesting hobby

of collecting, restoring, building and firing historic cannons.

Chuck Hegele’s Napoleon-style cannon with an 18-foot long

barrel and 10-foot high wheels.

Page 10 | Ageless

Hegele does, however, partially credit his interest in cannons to his war years.

“In Vietnam, we would go out and level the ground, flatten the trees and make the placements for a gun. But I never got to fire the guns because we’d always be off to the next one. My time in Vietnam definitely influenced my interest in cannons,” said Hegele.

Injured during the war, Hegele recovered in a Veterans Administra-tion (VA) hospital, an experience that would stimulate an interest in Civil War history — and the cannons used in battle.

Following the war, Hegele found-ed American Sprinklers in 1975, a company that designs, fabricates and installs fire protection systems. A hard worker, Hegele grew the business while starting a family with his wife, Connie.

Now married for 47 years, the cou-ple raised two sons and a daughter and now have two grandchildren — Stetson, 4½, and Brooklynn, 2½. Hege-le is already passing on his passion for booming cannons.

“Both of my grandkids already have their own small cannons,” said Hegele.

Hegele’s devotion to his family, business and cannons is obvious. He’s quick to point out, however, that his family is divided between horses, ranching and cannons.

“We’ve had Clydesdale horses for 20 years so my family is divided. My kids have the carriage horses, and I’ve supported their interest in that as well as in ranching. Over the Fourth of July, they had two parades to ride in, and I went and shot a few cannons,” said Hegele.

Connie Hegele, who understands her husband’s attraction to cannons, sees the generational benefits.

“I think it’s very good that Chuck has this passion. He’s always liked a challenge in his life and wants to have everything done right. And he’s help-ing younger generations understand history,” said Connie.

Life’s challenges caught up with Hegele about eight years ago however. His strong work ethic, desire to do the right thing, and firm stance on civil liberties all collided when a land use dispute erupted on his Terrebonne ranch. A stroke landed him in the hospital.

“I put a gravel pit on my property and the neighbors said they didn’t like looking at it. So we took it through the legal process. It’s still pending, but it took its toll on me. It caused my stroke,” said Hegele.

In his late fifties at the time, the stroke forced him to slow down and consider his future.

“That winter, as I was sitting around bored, I started reading about the Civil War. I read about how terrible

the medical hospitals were at the time and, while I hate to bring this up, it reminded me of the time I spent in a VA hospital. I could relate to that,” said Hegele.

As Hegele recovered, he decided to stop working so hard and to give his two boys greater responsibility run-ning American Sprinklers. He’d still be involved with the business – but he’d spend a lot more time “playing.”

In 2007, he built his first cannon.“My first cannon was actually a

bowling ball cannon, a siege mortar. They were originally designed to shoot over the walls of a fortress or castle with exploding shells. Nowadays, you can’t use exploding shells. You put a bowling ball in it, it goes boom and the ball goes up in the air. You’re lucky if you get within 100 yards of your target because it’s pretty crude,” said Hegele.

Hegele was hooked. His childhood passion for things that went boom, his wartime experience and his new-found love of Civil War history all came together in the collecting, restoring, building and firing of can-nons.

“People don’t realize why cannons were so important in battles like the Civil War. If you have soldiers lined up facing each other, say 1,000 yards apart, the more people that you can hurt or kill – that’s less of them that are going to come after you. That’s

why cannons were so important. They used to say that one cannon was worth 1,000 solders,” said Hegele.

Steve Knowles, a gunsmith who lives in Bend, is a good friend of Hegele’s. Sharing a passion for history and cannons, the two friends acquire, build and shoot cannons together.

“About five years ago,” Knowles said, “I was driving along Lone Pine Road and saw the huge cannon. I just knew that I had to stop and meet whoever owned it; he had to have been as passionate about guns as me. And I was right, we’ve been friends ever since.”

Hegele’s passion to collect, restore,

CANNONS

Chuck Hegele’s collection includes the “Persuader,” a huge U.S. Army M115 Howitzer that can shoot a 220-pound shell, pictured above, 12 miles.

Ageless | Page 11

build and fire cannons has gotten stronger during the past few years. Traveling around the country, he purchases cannons and cannon parts from private collectors, restoring them to usable condition in several fabrication shops on his ranch.

Barrels of varying sizes and shapes lie in wood-en boxes waiting to come back to life. Many have been “demilitarized” meaning that, following mil-itary service, holes were blown in them for safety. Using advanced metal fabrication tools, Hegele restores the barrels to their original condition.

He enjoys each restoration challenge and takes pride in adding another cannon to his collection.

The collection includes the “Persuader,” a huge U.S. Army M115 Howitzer that can shoot a 220- pound shell 12 miles. Used in World War II, Hegele acquired and completely restored the demilitarized cannon.

Hegele also owns another massive cannon, a 1943 Japanese 105 that may have been used in the 1998 movie “Saving Private Ryan.” Acquired from a private collector, the cannon can propel a shell about seven miles.

So which cannon is on Hegele’s acquisition wish list?

“A 105 military Howitzer, an M2A1, the kind they used in Vietnam. It’s hard to find military guns that haven’t been demilitarized after a war,” said Hegele.

Hegele looks around like a little boy caught with

his hand in the cookie jar when asked how many cannons he actually owns.

“Are you going to tell my wife? I probably own a dozen functional cannons now. I don’t know how many barrels. We’re always looking for barrels.”

Knowing that it was difficult for enthusiasts to find a location to shoot cannons that was both safe and legal, Hegele decided to hold an event on his large ranch. The invitation-only Lone Pine Cannon Shoot takes place over the Memorial Day weekend on his ranch in Terrebonne. 2015 will mark the fifth year of the event, which generally draws about 40 cannons and their owners from all around the country.

“I’m really blessed to live in Crook County. The county officials have been really good to us. We have their blessing for our event,” said Hegele.

Participants arrive on Friday night for the weekend-long event, most camping in the big field along Lone Pine Road below Hegele’s home. Saturday and Sunday are competition shooting days with potlucks, socializing and prizes during

the evenings.Hegele sees cannon enthusiasts as one big

family.“It’s like a bunch of old women sitting around

talking and socializing. Everybody tries to help ev-erybody else. The competition is not that serious. Some people shoot for points, others just to hear the gun go off,” said Hegele.

And Hegele likes to add a bit of Hollywood to the booms. He places a car, loaded with explo-sives, on the side of the butte. When the partici-pants shoot their cannons, Hegele simultaneously blows up the car using remote electronics.

“It makes for a good movie,” said Hegele.Hegele is also quick to point out that cannon

shells do no harm to the environment. Exploding shells are illegal to use and all the lead shells that are shot are dug up and examined.

“The only way we can get more accurate with our cannons is to retrieve and examine the bul-lets,” said Hegele.

Cannons, and the black powder that explodes and propels a shell, are not to be trifled with. Hegele is well-trained and licensed by the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF.)

“I have a Class 20 explosives manufacturing license. And let me tell you, black powder is very

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“Well, for me, to take something that big and that crude, I mean they’re not

complicated, and to throw a chunk of lead a thousand yards and hit a 55-gallon barrel

— that’s what really keeps me going.”dangerous. The ATF considers any-thing over one half-inch in diame-ter, that you can load a whole shell into, to be a destructive device,” said Hegele.

Hegele, even at 65, is still the boy who likes to hear the boom. And while he loves to talk about the history of cannons and the acqui-

sition/restoration work he’s done, his biggest thrill comes from firing them.

“Well, for me, to take something that big and that crude, I mean they’re not complicated, and to throw a chunk of lead a thousand yards and hit a 55-gallon barrel — that’s what really keeps me going.”

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A walk through the Open Arms Adult Day Service facility in Bend immediately communicates this is not your run-of-the-mill adult day care.

There are no rows of elders sitting in front of a flickering television set, sleeping or staring dully at the screen.

What is noticeable in the 7,000 square foot, ADA-compliant former health center are the large windows bathing the activity rooms in natural light. At one of the tables a member (not client or patient) is en-gaged in a game of Scrabble with a health coach (not aide or caregiver) as lighthearted banter is exchanged.

The exercise machines overlook the plantings beyond the windows. Tables are overflowing with a multitude of options, such as jigsaw puzzles and art supplies, to entertain, stimulate, and socially enlighten the members.

Open Arms comes from the creative minds of three critical care nurses who recognized that a necessary piece was missing from the continuum of care for seniors and people with disabilities.

With over 20 years of combined experience in criti-cal care settings, outpatient clinics and assisted living facilities, the trio watched patients be admitted repeat-

edly to hospitals due to lack of control of their complex illnesses. They saw numerous hospital admissions that could have been avoided if there was a resource in the community that provided more supervision and more assessments of the person as they and their caregivers learned how to control their health.

“For years I have listened to my patients and their families talk tirelessly about the lack of affordable resources available in the community for just daytime needs,” said Amanda Griffith, RN, BSN, CCRN and Chief of Nursing for Open Arms. “They weren’t ready for a skilled nursing facility, but the disease process was too overwhelming for them to handle inde-pendently.”

She and her two partners decided to start Open Arms to provide comprehensive services for adults needing care and affordable relief for caregivers.

by Susan Stafford, for The Bulletin Special Projects / photos by Kevin Prieto

OPEN ARMS

Emma, a member of Open Arms Adult Day Service in

Bend, does her exercises with a health coach.

The new center in Bend creates a healthy haven for adults and their caregivers.

Page 14 | Ageless

“There needs to be a place that a person can go that is affordable, that works on health promotion of a chronically ill person,” Griffith said, “as opposed to just maintaining their current state of health. I discussed with my colleagues my thoughts, and we decided Open Arms would be the perfect platform for a higher level of monitoring, maintaining independence and providing an affordable service to a vast population.”

Eighty-year-old Emma, who lives in Sunriver with her daughter Prescilla, joined Open Arms in May as their first member. She attends twice a week from 9 a.m. to 5 p.m. while her daughter enjoys a needed break from nonstop caregiving. Emma, who walks with a cane or walker and is also experiencing mid-stage dementia, participates in activities and exercises that strengthen her physically and have stabilized her memory. Prescilla said Emma loves being the center of attention upon her arrival at Open Arms.

“The moment she walks in, her eyes light up,” she said. “She loves going, and she’d go every day if she could.”

Memory therapy activities, dominos, cards, Wii games, puzzles and word searches are only some of the activities that provide stimulation, enjoyment and socialization. Members help create items that are used by everyone at Open Arms. Emma assisted in making the bags for their beanbag toss game, giving her the opportunity to be useful and feel capable.

Each member’s physical, emotional, psychological and social abilities, and needs are assessed to create their individualized activity plans. Emma has a history of falling, so for safety, her exercises are done while seated on a chair. She also has special dietary needs, which dictate what she can and cannot eat.

The physician-directed nurse supervised lunches, provided by The Well Traveled Fork catering service, are based on the Mediterranean diet using locally sustainable foods, with provisions made for individual requirements. Chief Executive Officer Michael Griffith, RN, BSN and husband to Amanda Griffith, believes the food they serve is critically important.

“We honor the people we care for. Good food is one way we do that.”

Cost of membership is determined by the number of days per week attended and the level of care required by an individual, from simply participating in the activ-ities and meals, to requiring health care advocacy and skin and shower care.

Included in the supplemental services are daily well-ness checks such as weight, blood pressure and pulse rate, which allow staff to track any major trajectory changes.

When a member has a medical appointment, the health care provider is able to get a clear picture of

their overall health and exercise tolerance. Recom-mendations from the doctor can be instituted and monitored by medical staff at Open Arms.

The third co-owner, Mike Amo, RN, BSN and Chief Operations Officer, explained that he and his partners remain active in bedside critical care, allowing them to stay current with the newest health care trends and treatments.

Open Arms was just granted Medicaid certification, receiving zero deficiencies in their survey. They are now able to accept Medicaid vouchers in payment for services. Veterans Health Administration certification is pending.

Partnerships and referral sources are developing be-tween Open Arms and Partners in Care, Abilitree and the Senior Care Network. The crew at Open Arms is also working on expanding their staff with high-cali-ber individuals who are motivated to promote well-be-ing. In the meantime, everyone wears several hats as their program expands and membership grows.

Additional staff includes Stan Adamak, doctor of osteopathy, who reviews and assesses the nutrition and exercise programs, and health coaches, who work directly with members to promote health, indepen-dence and safety. There is also a receptionist who handles marketing and advertising.

Open Arms is one of a kind here in Central Oregon.

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There are 4,000 adult day care centers in the U.S., 29 of them in Oregon. Of those 29, only four provide any kind of medical component, and Open Arms is the only one in Central Oregon to do so.

Prescilla spent a year trying to find quality adult day services for Emma before Open Arms opened their doors.

“To me, it’s worth the money to pay to have my mother go where I know she’s well taken care of and not just sitting watching TV,” Prescilla said. “They have been a life saver for me.”

Dreams for the future include working to ele-vate the overall expectations of all adult day ser-

vices. Open Arms owners envision offering highly trained medical staff and quality programming to meet every need to keep someone out of the hos-pital. Though they don’t want to become a huge corporation, they do want to grow their current facility and possibly expand to other locations.

Look for Open Arms staff to contribute infor-mation in future editions of Ageless about what constitutes good health care, how to prepare for medical appointments and talk with your phy-sician, the importance of preventative care, and how and where to find the right people to aid in caregiving.

NURSING DESIGNATIONSNurses have different levels of education that are

reflected in their varied qualifications and expertise.

RN — Registered Nurse (job title). Becoming an RN means passing the national examination for the licensing of nurses in the U.S. To be eligible to sit for the exam one must first earn either 1) an associate degree in nursing (ADN) which is usually a two-year program at a community college, or 2) a bachelor of science (BSN) degree. The exam is designed to test the knowledge, skills and abilities essential for the safe and effective practice of nursing at the entry level.

BSN — Bachelor of science in nursing is a four-year academic degree in the science and principles of nursing granted by a university. Having a BSN provides a greater variety of options including, in addition to regular nursing duties, working in public health, administration, research and as a nurse educator or consultant.

CCRN — Critical Care Registered Nurse is a spe-cialty certification for nurses who provide direct bed-side care to acutely and/or critically ill adult, pediatric and neonatal patients and their families. By passing a comprehensive exam, the certification validates spe-cialty knowledge, experience and critical judgment.

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Page 16 | Ageless

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Ageless | Page 17

Having live cultures in your diet seems to be a pretty big deal these days, so what is the craze all about?

It probably has something to do with the ever-expanding list of health benefits to probiotics. Reputed to help in the treatment of skin conditions, gastro-intestinal issues and irritable bowel syndrome, regular consumption may even prevent conditions such as bladder cancer and other serious illnesses.

The term probiotic generally refers to live bacteria that are ingested in order to restore beneficial bacteria to the body. And doing so is important, said Lori Brizee, a registered dieti-tian with Central Oregon Nutrition Consultants.

“Eat foods with probiotics in them on a regular basis,” said Brizee, add-ing that this is especially crucial after taking a series of antibiotics.

The beneficial microorganisms

— also referred to as ‘good bacte-ria’ —found in the human gut can be depleted after taking antibiotics and need to be repopulated as soon as possible to prevent other health issues from creeping up. These beneficial bacteria scare off patho-gens, improve immune function, aid digestion and prevent gastro-intesti-nal problems.

“I would recommend probiotics to almost anyone,” said Dr. Laura Staver,

a licensed naturopathic physician at Northwest Crossing Chiropractic and Health Center in Bend.

Staver regularly uses probiotics to help patients improve their immune system and for gastro-intestinal sys-tem support and to detoxify. Probiotics neutralize and inhibit dietary toxins and infectious organisms in the diges-tive system, she said.

“I consider the health of my pa-tients’ gastro-intestinal system to be

by Annissa Anderson, for The Bulletin Special Projects / photos by Kari Mauser

The Power of PROBIOTICS Restoring ‘good bacteria’ has a multitude of benefits.

Berry-flavored kefir smoothie.

Page 18 | Ageless

very important, particularly because it can enhance certain receptors, like serotonin, which help your body’s nervous system,” said Staver.

And there are many more potential benefits to regular inclusion of probi-otics. Brizee cited emerging studies that suggest regular consumption of probiotics may improve immune response in those with respiratory in-fections and may help prevent obesity as well as preventing types of diabetes caused by being overweight. And for the roughly 1 in 5 people with irritable bowel syndrome, promising evidence shows probiotics are the way to go.

Probiotics may also help ward off certain cancers, such as colon cancer.

“When you take probiotics from food or supplements, you may be help-ing to inhibit carcinogenic activity in your digestive system,” said Staver.

“There’s not really a downside (to probiotics),” said Brizee.

How to use probioticsYogurt is probably the most widely

eaten food source of probiotics. For those without lactose intolerance, it is a good choice because of the protein and calcium that it provides. But yogurt is just one of the myriad of fermented foods that can deliver live cultures, including kombucha tea and sourdough bread (for a list of other foods with live cultures, see “Beyond Yogurt”).

Foods with probiotics have different strains of beneficial bacteria, so eating a variety of such foods is best, in order to get those different strains. There are also benefits to eating probiotics in combination with other foods, spe-cifically those that deliver prebiotics, found in foods such as whole grains, bananas and onions. In fact, the probiotics thrive best when prebiotics are present, as they create a probiot-ic-friendly gut environment.

When selecting foods with probiot-ics, Brizee cautioned that you should read nutrition labels — just as you would with other foods — to ensure an overall healthful diet.

“If buying sugared yogurt, compare (the yogurt) and buy one with less than a tablespoon of sugar per cup,”

said Brizee. “Better yet, buy the plain yogurt and add a teaspoon of sugar or honey, or even fresh fruit.”

Probiotics are also available in supplemental form, but Brizee recom-mended doing your research to find brands that really do deliver what you think you are getting before purchas-ing. There are also certain “condition specific” probiotics supplements that guarantee specific counts of specific strains associated with certain health conditions.

Staver treats clients with dietary restrictions with supplements and recommends higher doses, with 20 to 25 billion colony-forming units per day for adults. As with all supplements, it is important to take them in combina-tion with a well-balanced diet and to talk with your medical or naturopathic physician before taking them, said Staver.

Currently, the Department of Agri-culture has not issued any guidelines for the quantity of probiotics that people should include in their diet. But, said Brizee, there is one group that should be cautious about ingest-ing probiotics at all. Those who are immunocompromised should first talk with their physician before adding pro-biotics to their diet, she said. Immuno-compromised patients include anyone with AIDS, those undergoing cancer treatment or recovering from an organ transplant.

But for the general population, said Brizee, probiotics do seem to have many positive health effects.

“I certainly make sure I’m eating them regularly,” said Brizee.

BEYOND YOGURTOther Probiotic Options

Kefir: Made of fermented milk, kefir is reminiscent in both taste and texture of a liquid yogurt.

Kimchee: A spicy-hot Korean condiment made of pickled, fermented vegetables, fresh kimchee can be found in many natural or specialty food markets.

Sauerkraut: Probiotics are present only in fresh, unpas-teurized sauerkraut, made by fermenting a mixture of shred-ded cabbage and salt and spices.

Miso: A basic flavoring in Japanese cooking, miso is fer-mented soy bean paste.

Fermented cheeses: Many cheeses, both soft and hard, are fermented chees-es. Cheeses are fermented by adding different types of live cultures to dairy products and allowing the bacteria to eat the lactose.

Acidophilus milk: This cow’s milk has had health-ful lactobacillus acidophilus bacteria (probiotics) added to it.

Cultured buttermilk: Buttermilk has had special bac-teria added to nonfat or low fat milk, giving it a slightly thick-ened texture and tangy flavor.

Tempeh: Tempeh is a soy-bean cake, often used as a meat substitute, made by fermenting cooked soybeans and forming them into a firm, dense patty.

Kombucha: Kombucha is a fermented tea drink, made by fermenting the tea using a symbiotic colony of bacteria and yeast.

Sourdough bread: Sourdough bread is slightly sour and tangy, created by using a special yeast starter as the leavener.

Fermented cheeses

“When you take probiotics from

food or supplements, you may be helping

to inhibit carcinogenic

activity in your digestive system.”

Ageless | Page 19

cabins

John Steiner, pictured at age 97, visiting a Steiner cabin on Clear Creek at Mount Hood.

Nestled in the forests west of Mount Hood, around the towns of Rhododendron, Zigzag, Brightenwood and Government Camp, stand historic cabins built by Henry Steiner and his sons, Fred and John.

“John was a stone mason, but Henry was the designer,” said Lloyd Musser, director of the Mt. Hood Cultural Center & Museum.

In the mid-1920s, German born woodcraftsman Henry Steiner started building log cabins for Suzette Franzetti, former owner of the Rhododendron Inn and Tavern in the town of Rhododendron. Steiner would build a cabin, bill Franzetti for the work, and then she would double the price and sell the cabin.

Steiner used natural materials found on-site to construct the story-book-like cabins. With no power or electricity, trees were hand-hewn and peeled with hand tools. Basalt boulders and glacial rocks were crushed with sledgehammers for foundation material and fireplaces. Odd twisting trees or unique-looking roots were cut and used as

by Damian Fagan for The Bulletin Special Projectsphotos by Kevin Prieto

Photo courtesy Mt. Hood

Cultural Center & Museum

in the woodsIn the forests of Mount Hood, one modern craftsman dedicates his time and skills to restoring log cabins.

Page 20 | Ageless

curving banisters, railings or door and cabinet handles. This gave the cabins a “fairytale” like quality, and as Muss-er said, “Henry would brag that the only things he bought for the cabins were windows and sinks.”

Though Steiner built some cabins alone, his sons, John and Fred, worked with their dad. Henry made John quit high school at age 15 to come with him, something John regretted throughout his life. Sometimes the other 11 children and Steiner’s wife would also help peel logs or collect rocks.

“The museum has fully documented 88 cabins, including two churches, built by the Steiners,” said Musser. “However, John in his later years would say they built 100.”

John Steiner passed away in 2012 at the age of 99. The museum had worked with John to develop a record of the cabins; however, several had burned down and some were moved during highway construction near Government Camp. Several cabin owners have denied the museum ac-cess to authenticate the construction, so the “official number” stands at 88. After Henry’s death in 1953, John con-tinued working as a master craftsman and stone mason. However, he didn’t build any more log cabins because he “considered them too much work,” according to Musser.

The Modern Craftsman“I may have grown up in a Steiner

cabin without even knowing it,” said Michael Weeks, owner of Bend Log Homes. Weeks’ dad had purchased and finished a log cabin in Cherryville along the Mt. Hood Highway. Weeks believes that John Steiner lived in the vicinity at that time, but he had no idea then who Steiner was.

Weeks’ dad acquired old hand tools at neighborhood garage sales while working on the cabin.

“This one guy said he wouldn’t sell them to my dad unless he was going to use them for what they were intended for,” recalled Weeks.

Ironically, Weeks, whose busi-ness is restoring historic log cabins, is now working on a Steiner cabin and may be using some of Steiner’s

tools including broadaxes for hewing trees, drawknives for peeling logs and inshaves for shaping spindles and railings.

“I built my first log cabin with my brother when I was 10 years old,” said Weeks. “We went up into the woods behind our house and built it there.”

Later, as a teenager, Weeks worked for his dad, a remodeling contractor, on huge, old three-story Victorian homes in Portland. Weeks loved the homes with their intricate woodwork and unique designs.

Weeks moved to La Pine when he was 17. Someone asked him to build a spiral staircase out of logs, which he had never done.

“I just did it,” explained Weeks, add-ing that he thinks his problem-solving abilities stemmed from designing Legos structures with his brother, then rolling them down the stairs.

“Whoever’s was more intact, won,” he said.

This creative ingenuity would have set well with Henry Steiner.

Living in La Pine, Weeks developed

“I have to work within the bounds

of somebody’s creative nature

and that is a challenge.”

Michael Weeks, owner of Bend Log Homes, at one of Henry and John Steiner’s cabins near Zigzag.

Ageless | Page 21

a desire to build log homes when he was 18. He worked for Northwest Cus-tom Log Homes, and then obtained his own contractor’s license a few years later. Now, the laid back craftsman advertises himself as a Northwest log home repair specialist, but he consid-

ers his work more “rebuilding than restoration.”

Due to the difficulty and time consuming nature of raising an old cabin and repairing mostly rotten logs, Weeks said there are few others that take on this type of work, especially when trying to maintain a historical appearance.

Weeks’ intersection with the Stein-ers happened about a year and a half ago when private cabin owners in the Mount Hood area started calling to have repairs done. Most of the work required raising the cabins with floor jacks and repairing lower courses of rotten logs. After replacing the logs, the original structure is lowered and secured to the new logs. Suddenly, Weeks’ connection to the Steiners as neighbors, wood craftsman and masters of the Oregon Rustic style of architecture came into focus when he started working on their creations.

“Henry Steiner was a pretty creative guy and ahead of his time as far as artisan and functional woodwork,” said Weeks. “My artistry is in more engineering. Someone called me a

‘freelance engineer,’ and I have to be.”For instance, instead of rebuilding

a chimney that is leaning, Weeks will use ropes and pulleys to right the structure while keeping the original material in place. He uses a mix of modern and old tools depending upon the situation.

“I usually work on one place a year,” said Weeks, explaining that his work sites are often impacted by snow levels.

Working with BoundariesWeeks compensates for his lack

of formal engineering training with building experience and an under-standing of old-world craftsmanship. He describes restoring a cabin using same-dimension materials then tying them into an existing structure and have them blend as being a lot like solving a puzzle.

“I have to work within the bounds of somebody’s creative nature and that is a challenge,” he said.

Many cabins have already had upgrades and been modernized with power and water, so he recreates orig-inal construction where possible.

“One thing I really love is that many of these cabins are set on lakes or rivers, without setbacks, and often in incredible locations,” Weeks said.

Weeks is currently working in Zig-zag on a two-story Steiner cabin, his third Steiner project. The Steiners also built cabins in Sandy and worked on the construction of Timberline Lodge from 1936 to 1938. Though Weeks would like to work on an “unchanged” Steiner cabin — one where everything is original — they are extremely rare. But for someone who appreciates log construction challenges and the wild places where these cabins stand, that is enough satisfaction.

The Mt. Hood Cultural Center and Museum will be offering a self-guid-ed tour of several Steiner cabins in the Government Camp area on Aug. 9. With a bike friendly option, these “little cabins in the woods” should en-chant visitors with their rustic charm and bring to light this period of Mount Hood history.

For more information, visit www.mthoodmuseum.org or www.bendloghomes.com.

Page 22 | Ageless

The cabin that Michael Weeks has been restoring along Clear Creek is a two-story log home

and his third Steiner project.

Ageless | Page 23

On the night of Jan. 4,1913, Bend’s mayor and Bend Bulletin publisher George Putnam hosted a party. In attendance were some of Bend’s most prominent figures, including William D. Cheney, Clyde McKay and James Overturf. Who would’ve thought that the result of that gathering would still be around today, more than 100 years later?

That cold January night was the of-ficial first meeting of the Bend Emblem Club. The name, “BEND” in a circle, began as the official logo of Cheney’s

Bend Park Company and then was adopted by the Bend Emblem Club as the signature trademark of the city of Bend.

The original members swore an oath “to promote and display the logo until a time when the town of Bend reached a population of 100,000.”

The logo, prominently embedded in the historic O’Kane Building on the corner of Bond and Oregon streets in

downtown Bend, is still considered to be the official logo of Bend.

Number 65 of the original Bend Emblem Club charter spells out a few guidelines of the logo.

“The Emblem of Bend — The word Bend in gold inlaid and fitted into a circular blue background. This may in certain cases be reversed to blue letters on a gold background.”

The Bend Emblem Club was the brainchild of Cheney, an independent-ly wealthy developer who arrived from Seattle in 1911. As founder and presi-dent of the club, Cheney paid for most of the expenses and wrote most of the

bylaws. In addition to the outlined person-al appearance codes, desired acts of civic harmony and the promotion of Bend, the rules also in-cluded a interest in keeping members under the age of 30.

In his opening statement, Cheney declared the The Bend Emblem Club would be, “a body of men that, for average character, is not excelled by any Club in the world.” He continued, “the Emblem Club was to stand for morals. Not for can’t or hypocrisy, but for honest, human manhood.”

by Gregg Morris, for The Bulletin Special Projects

In 1913, a group of prominent city figures created — and supported — a logo that still exists today.

Bend Emblem Club

the

The Bend Emblem Club, circa 1912

Photos courtesy Deschutes County Historical Society

Page 24 | Ageless

Besides the emblem itself, the Bend Emblem Club was known for many historical promotional activi-ties. They held formal dances and lavish dinners, all paid for by Cheney.

A pioneering promotional event, called the “Great Train Robbery,” took place in 1913. Occurring just north of Bend, members of the Bend Emblem Club staged a fake hold-up of the first passenger train to come to Bend.

The Seattle visitors, once they stopped laughing from the hoax, were treated to fancy dinners and given tours of land being offered for sale in an area just west of Pilot Butte.

During the heyday of the Bend Emblem Club, Bend was a small town with a population hovering around 1,000. It wasn’t until 1920 that the Brooks Scanlon and the Shevlin Hixon sawmills helped the number of people grow to 5,000.

In 1919, Cheney moved to Oklahoma to pursue learned trade of petroleum engineer. By 1923, the Bend Emblem Club began to fade away as the

members began to move or die. The club officially disbanded in 1924.

However, it was due to the early promotional efforts of the Cheney, the Bend Emblem Club, and the Bend Logo that pushed Bend into becoming the city as we know it today. In essence, the club was the precursor to what is now the Bend Chamber of Commerce.

It seems only fitting that the iconic Bend symbol, a logo that has survived for more than a century, was as a result of the Bend Emblem Club. “A club whose only bond of union is good will and love of Bend, a club whose only foundation is the integrity and chiv-alry of its members.”

1928 Bend EaglesIn essence, the club was the precursor to what is now the Bend Chamber of Commerce.

Photos courtesy Deschutes County Historical Society

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GuardiansForestof the

When a wildfire sparks in Central Oregon, the dedicated watchers in the fire lookouts are at the ready to call it in 7 days a week.

by Gregg Morris, for The Bulletin Special Projects / photos by Kevin Prieto

Page 26 | Ageless

In late April 1910, a forest fire broke out in the Blackfeet National Forest in northwestern Montana. While firefighting crews from the U.S. Forest Service, then only five years old, battled to contain the blaze, no one could predict the fires still to come that summer would shape the agency’s fire prevention and suppression policy for decades to come. By the time the last fire was stomped out, more than five million acres of private and federal land had burned across the country, including three million acres in Idaho, Montana and Washington.

Following the devastating fires of 1910, the USFS began to focus on early fire detection with the increased production of fire lookouts scattered throughout our national forests. While the first known fire lookout in the U.S. was built near Donner Summit, Calif., 35 years earlier, it wasn’t until after 1910 that the USFS made them a priority.

Roughly a mile northeast of Sisters, the Oregon Department of Forestry’s Henkle Butte Fire Lookout sits on a small butte in the middle of expensive homes. Its current blue, three-story, enclosed cab

state was built in 1961, replacing the traditional, 1940s-built, 40-foot pole, live-in tower. This is a major improvement on the original log cabins built on ridge tops throughout the West.

The approximately 200 square feet of indoor space is surrounded by a 4-foot deep wood deck with steps leading up and down. It is equipped with electricity to power the lights, stove, heater, and forest service dispatch radio. A “firefinder,” or the instrument used to accurately pinpoint the geographic location of forest fires, sits in the center of the room to aid in the duties of the lookout’s most important feature, the fire watcher.

For the last 18 years, Cloverdale resident Tony Lompa has manned the tower mid-June through October, from 9:30 a.m. to 6 p.m., seven days a week. His days are stretched longer with the threat of lightning strikes.

“My life has been dictated by weather for so long, I barely think about it anymore,” explained Lompa. “I’m always listening to see what’s going on.”

From his perch at an elevation of 3,412 feet,

Smoke rises from a wildfire, above, as viewed from the Black Butte lookout north-west of Sisters.

Ageless | Page 27

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Lompa is able to see 45 miles toward Lava Butte, 30 miles to Santiam Pass, 30 miles toward Lake Billy Chinook, and 25 miles to the Three Sisters mountain range.

Lompa stumbled upon his current position through luck and happenstance. Born and raised in Santa Cruz, Calif., Lompa settled in Sisters after his car broke down in 1975. In 1981, he joined the forest service. With only six months on the job, he was put in charge of a ground fire crew simply because he was the oldest on the crew. However, after 15 hard years of running fire crews and engines, his body began to break down, with aching knees and hips. Serendipitously, a fire watcher at Henkle Butte retired and the forest service asked if Lompa wanted to take over.

“I was in the truck for 15 years,” explained Lompa. “I knew the area very well. Obviously, a knowledgeable lookout makes it much easier for the crews.”

The process of spotting fires begins with simply paying attention and then draws upon a knowledge of the area and forest service procedures. As soon as a fire has been spotted, the local watchers call the Central Oregon Interagency Dispatch Center in Prineville. They handle the Bureau of Land Management, USFS and the Oregon Department of Forestry lands. In an effort to narrow down an

Fire Lookouts in Central OregonFor a complete list of fire lookouts in the U.S., past and present, visit www.firelookout.org.

Black Butte: Black Butte’s long history began in 1910 with a tree crow’s nest tower and tent. A cabin was added in 1923, but by 1934, the lookout was again updated to an 82-foot tower. The 82-foot tower was condemned in the 1990s and replaced with a 65-foot tower and cabin. All structures remained on the summit until December 2001 when a heavy snowstorm caused the 1934 tower to fall. The site is listed on the National Historic Lookout Register. Located 7 miles north northwest of Sisters.

Foley Butte: A crow’s nest was built in 1932, followed by a 60-foot wooden tower and ground cabin in 1934. The present 50-foot wooden tower was built in 1953 and is staffed during the summer. Located 15 miles north of Prineville.

Henkle Butte: Seemingly out-of-place for a lookout in the Northwest, Henkle Butte is a small bump on a relatively flat landscape surrounded by expensive homes. Even so, the lookout reports many fires during the summer. First established in the 1940s, the present enclosed three-story lookout was built in 1961

and is staffed every season. Located 5 miles northeast of Sisters.

Lava Butte: Originally developed atop the volcanic cinder cone in 1931, the top was replaced in 1957. The first floor was expanded in 1960 for a visitor’s center. The present lookout was built in 1998. More fires have been reported first from Lava Butte than any other lookout on the Deschutes! Located 9 miles south southwest of Bend.

Odell Butte: Developed in 1916, Odell is one of the longest-active lookouts on the Deschutes. The 20-foot tower built in 1932 was replaced by the current 30-foot treated timber tower in 1963. Staffed every summer, the tower is listed on the National Historic Lookout Register. Located 8 miles east of Crescent.

Spring Butte: Developed in 1932, the present 41-foot pole tower with an octagonal perch was built in 1992 and is staffed every summer. It is on the National Historic Lookout Register. Located 13 miles southeast of La Pine.

Source: www.firelookout.org

Ageless | Page 29

exact location of the fire, Lompa will contact the fire watcher sting in the Black Butte Fire Lookout.

By coordinating with another fire watcher, Lompa can narrow down the fire’s location, thus allowing the firefighters to begin work quicker.

The dispatch then assigns a fire engine to the scene and notifies any applicable rural fire departments.

Once the fire watcher has initiated the fire suppression process, they are responsible for keeping in touch with the fire engines and direct them to the scene. Because they have the best view of the location, they are able to offer specifics on the directions to the blaze as well as the fire’s characteristics and behavior.

Since 1996, Lompa has used his knowledge to spot many white plums of smoke, including the beginnings of 2003’s B&B Fire and 2006’s Black Crater Fire. Both fires caused residential evacuations and major damage to the Sisters area.

During the down time, which accounts for most of his day, Lompa listens to music, plays his ukulele, and weaves pine needle baskets for friends. He is as content to hang out with his two dogs as he is willing to greet new visitors.

According to ODF retiree Alan Maul, who runs the Forest History Center in Salem, Oregon’s first lookout tower was built by the Forest Service atop Coffin Mountain, 10 miles southeast of Detroit. The last one

to be renovated was the Mount Sexton Fire Lookout near Grants Pass.

During their heyday, 852 fire lookouts adorned the forests of Oregon. However, since the 1960s, many have become forsaken as technology, such as infrared cameras and satellites, slowly takes over. Only 207 lookouts remain in Oregon, with just 106 used for fire detection. Some, including Peacock Fire Lookout in Clackamas County, are used as way stations, while others are available to rent for recreation and overnight stays.

Many traditionalists argue technology could never take the place of a good pair of eyes, while others wait for the inevitable. Lompa sees this as just a switch from many eyes in lookouts to one pair of eyes in a room staring at computer screens.

“If they do become obsolete, we are far off,” offered Maul. “There are too many times, during emergencies, when its good to have eyes out there.”

Until then, fire watchers, such as Lompa, will be high on a mountain, protecting the forests and the people who live near them.

Fire watcher Tony Lompa’s home away from home is this lookout on Henkle Butte north-east of Sisters.

Page 30 | Ageless

Ageless | Page 31

Ageless LEGAL ADVICE

How to Avoid ProbateIT HAPPENS, BUT THERE ARE OTHER WAYS TO TRANSFER PROPERTY AT DEATH

by Melissa Lande, for The Bulletin Special Projects

People often contact me after the death of a loved one. After a person passes away, his or her assets can be transferred in different ways de-pending on how they are titled and if they have designated beneficiaries. The assets that need to be distrib-uted at death often include real property, vehicles, bank accounts, retirement accounts, life insurance, stocks and bonds.

The personal representative or another trusted person distributes a loved one’s assets after that person has passed away. The personal representative needs to determine if there are outstanding debts to be paid including taxes and whether a probate is necessary or whether the assets can be transferred to the intended beneficiaries without the necessity of probate. A probate is a court supervised procedure used to pay debts and distribute assets of the deceased person.

For example, if a spouse is the co-owner or survivor of all of the deceased spouse’s assets and the estate is worth less than $1 million dollars, the assets should be able to be transferred without a probate. In Oregon if property is owned as husband and wife or with right of survivorship, the property passes to the survivor upon presentation of a death certificate. Additionally, if property is held in a revocable living trust, the property will pass as designated by the terms of the trust without the necessity of probate. Finally, if assets such as invest-

ment or retirement accounts have designated beneficiaries, the assets will transfer to those beneficiaries after the beneficiary completes the required documentation.

Assets that are owned by a single person generally do not pass by right of survivorship. For example, my client, Mary, was single at the time of her death but had executed a will that left her assets to two of her three children, John and Maria. She did not leave assets in her will to her youngest child, Sarah, because she had previously purchased a house for her. Additionally, she had named her eldest child John as her personal representative in her will. John would distribute her assets as follows:

Real propertyIn order to transfer Mary’s house

to her two children, John would need to file a petition for probate and ap-pointment of personal representative with the court. If there was a mort-gage against the property, the prop-

erty may be sold to pay the mort-gage. The proceeds, after the costs of the probate, payment to creditors and costs of sale, would be distribut-ed to the two children. Since Mary had previously executed a will, she designated who should serve as her personal representative and how her assets should be distributed. If she did not have a will, her assets would be distributed according to state law and the person wanting to act as her personal representative would apply to the court for appointment. Without a will, Mary’s assets would be distributed equally to her three children rather than the two children that she named in her will.

Bank accountsMary had a checking, savings

and money market account. About one year before she passed away she added her son, John, to the account as a co-owner to assist her with paying her bills. At her death, John became the owner of those

accounts. He may choose to share the money in the accounts with his siblings but he is not obligated to do so. Sometimes this is where the deceased person’s intent is not carried out. Mary may not have real-ized that when she added John to her accounts that he would receive the funds in those accounts at her death. If Mary was the sole owner of the accounts at her death, the ac-counts would have been disbursed equally to her beneficiaries if she had designated a POD (payable on death beneficiary) for her accounts.

Investment accountMary has an investment account

with Sarah, her youngest child, designated as the TOD (transfer on death) beneficiary. Therefore, all of the assets in Mary’s investment account will be paid directly to Sar-ah. Usually the brokerage firm will require that the beneficiary submit a death certificate and complete a form regarding how the beneficiary wants the assets disbursed. It is not clear to John if his mother intended that Sar-ah only receive the funds from the investment account or whether she just thought it would be easier.

VehicleMary’s car was owned in her name

alone. If there are no other assets subject to probate other than her vehicle, the children could file an inheritance affidavit with the Depart-ment of Motor Vehicles and obtain the title to the vehicle without filing a

Page 32 | Ageless

Melissa P. Lande is a partner at Bryant, Lovlien and Jarvis in Bend. She focuses her practice on assisting her clients with estate planning, elder law, wills, trusts, probate, asset protection, guardianships and conservatorships.Melissa is a graduate of New York University and Washington and Lee University School of Law in Virginia. She is a member of the Oregon State Bar Estate Planning and Elder Law Sections. She and her husband, Mark, have a son, Griffin, and a daughter, Lila. Contact Melissa at 541 382-4331 or lande@bljlawyers.com.

probate. If there is a probate opened, then the vehicle would be sold or distributed to the two children named in the will as part of the probate.

IRAMary owned a retirement account

which designated all three children as beneficiaries of her account. Therefore that asset will be distrib-uted in equal shares to the children. Each child can decide if he or she wants to cash out the retirement or delay their distributions.

Revocable living trustMary did not have a revocable liv-

ing trust. If she had a revocable trust, John could have avoided probate and transferred the assets within the trust to her beneficiaries. However, Mary would have had to transfer her assets to the trust while she was living. Most assets except for retirement accounts and life insurance can be transferred to a revocable trust. At Mary’s death, the successor trustee that she nominated in her trust would transfer the assets to her beneficia-ries without probate. Probate can be expensive and time-consuming. Therefore, setting up a revocable liv-ing trust is often a preferable method to transfer assets after death.

Small EstateIf Mary’s house was valued at

less than $200,000 and her per-sonal property was valued at less than $75,000, her estate would have qualified for the small estate proceeding, Oregon’s simplified pro-bate process, with is faster and less expensive than a full probate.

ProbateJohn will need to file a probate with

the court to transfer Mary’s house, her vehicle and any accounts without designated beneficiaries to the two children. He is designated as the personal representative under Mary’s

will. Therefore, after he is appointed by the court to act as personal repre-sentative, he would collect the estate assets, file an inventory with the court, open an estate account, and pay any outstanding debts including taxes. Once the required time periods have run and notice is served on the required people, John would request that the court authorize him to dis-tribute Mary’s assets according to the terms of her will. Probate typically takes longer and is more costly than many of the options described above. However, the benefits of probate are that it offers court supervision and creditor claims are cut off after the prescribed notice is given and time periods are completed.

Therefore, it is important to understand how assets will be transferred at death and to ensure that the transfer is consistent with one’s overall estate plan.

Ageless | Page 33

Ageless MEDICARE ADVICE

Paying for an ambulance rideMEDICARE HAS RULES FOR AMBULANCE COVERAGE, BUT THERE ARE OTHER OPTIONS.

by Andrea Hoard, Oregon Insurance Division’s SHIBA Office

Have you ever been transported to a health facility by ambulance?

If you have, then you know first hand how expensive they are. For ground transportation the cost can start at $1,000 while air ambulance starts around $15,000. Luckily, Medi-care Part B covers ambulance ser-vices, but strict guidelines must be followed in order for a claim to be paid.

What are the guidelines for these services? Medicare will cover ambu-

lance services to or from a hospital, critical access hospital, or a skilled nursing facility only when other transportation could endanger your health. Also, the transportation has to be to the nearest facility that can care for you, not a hospital that is farther away or closer to family. The ambulance must be your only way to the hospital or the other covered fa-cilities.

It is up to Medicare to decide whether the claim will be paid de-

pending on your condition. If Medicare deems your claim eli-

gible for coverage, you will pay 80% after satisfying the yearly deductible. Still, that leaves 20% of your approved amount to pay. If your bill is the min-imum $1,000 you will pay $200 and if you have to be taken to a hospital by air ambulance you could be seeing a $3,000 bill. These numbers are aver-ages and depending on your area the price could be higher or lower.

What can you do to protect your-

For more informationIf you want to research more about

FireMed, check out these websites: Bend areawww.airlinkcct.org/ La Pine, Sisters and Sunriverwww.lifeflight.org/

If you want to check out Medicare Part B ambulance coverage, search:

• www.medicare.gov/ • www.medicare.gov/Publica-

tions/Pubs/pdf/11021.pdf

Page 34 | Ageless

Andrea Hoard is a student at Western Oregon University pursuing a bachelor’s degree in public policy and administration. She is also an intern at the Oregon Insurance Division’s SHIBA program. Her degree specializes in health care and its importance in public policy.

self from these high costs of emergency services? FireMed is a great alternative. FireMed is not insurance but is

a membership program that works with fire departments to pro-vide ambulance services for a fee. FireMed can cover emergency ambulance, non-emergency ambulance (if necessary) and claims services with no further out-of-pocket costs. The FireMed fee is around $60 a year for ground ambulance and approximately $100 for both ground and air transportation, depending on where you live. Along with you being covered personally, your household is also included in the yearly fee.

Ambulance transportation is the number one denied claim in Medicare. A denied claim is often due to paperwork that was not filled out correctly. Claims paperwork is complicated and needs to be filled out completely in order to have your claim paid. Dis-crepancies on ambulance billing can be difficult to understand and overwhelming.

For people who need help because of denied claims the Senior Health Insurance Benefits Assistance is there to help. SHIBA is a state program that gives unbiased knowledge on Medicare and is there for people who have questions about Medicare including ambulance billing and coverage. You can contact them for assis-tance at 1-800-722-4134.

It is important to know your coverage when it comes to emer-

gency benefits. Medicare Part B has guidelines that must be fol-lowed in order to get a percentage of the bill paid. FireMed has a yearly fee but can often have no other out-of-pocket costs for transportation. Read any FireMed policy carefully and ask ques-tions if the terms are not clear.

Ageless | Page 35

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Page 36 | Ageless

COCOA NEWSCENTRAL OREGON COUNCIL ON AGING:

Helping Seniors Care FOR THEIR PETS

COCOA announces new — and continued — support for its Pet Food Program.For many seniors, particularly

those who are homebound, their pet is one of their closest com-panions. But financial constraints, coupled with seniors’ inability to leave the house to purchase pet food or secure veterinary help, greatly reduce their ability to care for or, in some cases, even keep their dogs and cats.

Due to generous support from a number of partners, the Cen-tral Oregon Council on Aging (COCOA) is helping seniors to keep their pets healthy and hap-py at home. By including pet food and supplies along with delivery of Meals on Wheels to seniors throughout Crook, Deschutes, and Jefferson Counties, COCOA is supporting those seniors whose daily lives are enriched by the presence of their pets.

Support includes a $2,000 grant from the Banfield Charita-ble Trust for the purchase of pet food and to cover mileage for the Meals on Wheels volunteers who deliver the food directly to se-niors’ homes. The recent Banfield award is the second such grant that COCOA has received. Gen-

erous donations of pet food and supplies also come from PetCo in Bend through PetCo’s Food Bank

Partners program. And a recent relationship established between COCOA and the local Hope — Help Our Pets Eat — Communi-ty Pet Food Bank, supported by Bend Pet Express and operated by the Bend Spay and Neuter project, provides food for a specified num-ber of seniors on a monthly basis.

Central Oregon’s love of pets is evident in the way the commu-nity has further supported CO-

COA’s pet food program, through gift cards from local pet and feed stores, to holiday donations of pet food from local businesses, to assistance from volunteers in re-packing pet food for easy delivery to seniors.

To learn more about COCOA’s pet food program, or to support the program with a donation, please contact Laurie Hoyle, CO-COA Fund Development Manag-er, at 541-678-5483.

Ageless | Page 37

Ageless EVENTS & ENTERTAINMENT CALENDAR

WEDNESDAY, JULY 30DESCHUTES COUNTY FAIR & RODEO: Carni-val rides, games, rodeo and a free Pat Benetar and Neil Giraldo concert; $12 daily passes, $13-$22 season passes, $7 for children 6-12, free for children 5 and younger, seniors 62+ older free; 10 a.m.-10 p.m., concert at 7 p.m., gates open at 5:30 p.m.; Deschutes County Fair & Expo Center, 3800 S.W. Airport Way, Redmond; www.j.mp/deschutescountyfair or 541-548-2711.

THURSDAY, JULY 31DESCHUTES COUNTY FAIR & RODEO: Carnival rides, games, rodeo and a free Josh Turner concert, with special guest Leah Turner; $12 daily passes, $13-$22 season passes, $7 for children 6-12, free for children 5 and younger; 10 a.m.-10 p.m., concert at 6 p.m., gates open at 5:30 p.m.; Deschutes County Fair & Expo Center, 3800 S.W. Airport Way, Redmond; www.j.mp/deschutescountyfairor 541-548-2711.

FRIDAY, AUG. 1DESCHUTES COUNTY FAIR & RODEO: Car-nival rides, games, rodeo and a free Eli Young Band concert, with Old Dominion; $12 daily passes, $13-$22 season passes, $7 for children 6-12, free for children 5 and younger; 10 a.m.-11 p.m., concert at 6 p.m., gates open at 5:30 p.m.; Deschutes County Fair & Expo Center, 3800 S.W. Airport Way, Redmond; www.j.mp/deschute-scountyfair or 541-548-2711.

FIRST FRIDAY GALLERY WALK: Event includes art exhibit openings, artist talks, live music, wine and food in downtown Bend and the Old Mill District; free; 5-9 p.m.; throughout Bend.

SATURDAY, AUG. 2SUNRIVER QUILT SHOW AND SALE: Outdoor show with more than 200 quilts on display; free; 9 a.m.-4 p.m.; The Village at Sunriver, 57100 Beaver Drive; www.villageatsunriver.com,cels-bree@chamberscable.com or 541-593-8618.

DESCHUTES COUNTY FAIR & RODEO: Car-nival rides, games, rodeo and a free Theory Of A Deadman concert; $12 daily passes, $13-$22 season passes, $7 for children 6-12, free for children 5 and younger; 10 a.m.-11 p.m., concert at 7 p.m., gates open at 5:30 p.m.; Deschutes County Fair & Expo Center, 3800 S.W. Airport Way, Redmond; www.j.mp/deschutescountyfair or 541-548-2711.

SUNDAY, AUG. 3DESCHUTES COUNTY FAIR & RODEO: Car-nival rides, games, rodeo and more; $12 daily passes, $13-$22 season passes, $7 for children 6-12, free for children 5 and younger; 10 a.m.-5 p.m.; Deschutes County Fair & Expo Center, 3800 S.W. Airport Way, Redmond; www.j.mp/deschutescountyfair or 541-548-2711.

TUESDAY, AUG. 5KNOW WWI, A SOLDIER RETURNS: Sean Da-vis, Iraq War veteran, will read from his memoir “The Wax Bullet War: Chronicles of a Soldier & Artist”; free; 6 p.m.; Downtown Bend Public Library, 601 N.W. Wall St.; www.deschuteslibrary.org/bend or 541-312-1034.

FRIDAY, AUG. 8FLASHBACK CRUZ: A classic car show of vehicles from 1979 and earlier; event includes display of cars, live music and more; see website for detailed schedule; free for spectators; 8 a.m.; Drake Park, 777 N.W. Riverside Blvd., Bend; www.centraloregonclassicchevyclub.com or 541-480-5560.

SUNRIVER ART FAIRE: An art show with more than 65 booths featuring fine arts and fine crafts, entertainment and food, proceeds benefit nonprofits in Central Oregon; free; 10 a.m.-7 p.m.; The Village at Sunriver, 57100 Beaver Drive; www.sunriverartfaire.com, sunriverart-faire@yahoo.com or 877-269-2580.

SATURDAY, AUG. 9FLASHBACK CRUZ: A classic car show of vehicles from 1979 and earlier; event includes display of cars, live music and more; see website for detailed schedule; free for spectators; 8 a.m.; Drake Park, 777 N.W. Riverside Blvd., Bend; www.centraloregonclassicchevyclub.com or 541-480-5560.

SUNRIVER ART FAIRE: An art show with more than 65 booths featuring fine arts and fine crafts, entertainment and food, proceeds benefit nonprofits in Central Oregon; free; 10 a.m.-7 p.m.; The Village at Sunriver, 57100 Beaver Drive; www.sunriverartfaire.com, sunriverart-faire@yahoo.com or 877-269-2580.

SUNDAY, AUG. 10FLASHBACK CRUZ: A classic car show of vehicles from 1979 and earlier; event includes display of cars, live music and more; see website for

detailed schedule; free for spectators; 8 a.m.; Drake Park, 777 N.W. Riverside Blvd., Bend; www.centraloregonclassicchevyclub.com or 541-480-5560.

SUNRIVER ART FAIRE: An art show with more than 65 booths featuring fine arts and fine crafts, entertainment and food, proceeds benefit nonprofits in Central Oregon; free; 10 a.m.-4 p.m.; The Village at Sunriver, 57100 Beaver Drive; www.sunriverartfaire.com, sunriverart-faire@yahoo.com or 877-269-2580.

SATURDAY, AUG. 16QUILTS IN THE PARK: More than 200 quilts displayed; free; 10 a.m.-4 p.m.; Pioneer Park, 1525 Hill St., Bend; www.mtbachelorquilters-guild.typepad.com, mbqginfo@gmail.com or 541-389-7275.

PRINEVILLE OREGON BAND OF BROTHERS SPAGHETTI FEED AND AUCTION: Food, silent auction and more, benefiting the Oregon Band of Brothers Prineville Group; $10 suggested donation for feed; 1 p.m. silent auction, 4 p.m. spaghetti feed; Elks Lodge, 151 N. Main St.; www.elks.org or 541-420-6477.

FRIDAY, AUG. 22ART IN THE HIGH DESERT: Juried fine arts and crafts festival; free; 10 a.m.-6 p.m.; banks of the Deschutes River, across the footbridge from the Old Mill District, Bend; www.artinthehighdesert.com or 541-312-0131.

FOURTH FRIDAY STROLL: Downtown business-es are open with special sales, music, art, food and beverages; free; 4-7 p.m.; downtown Sisters; erin@sisterscountry.com or 541-549-0251.

ROD AND CUSTOM CAR SHOW: Featuring vin-tage vehicles, benefiting the Bethlehem Inn; 5-8 p.m.; Bethlehem Inn, 3705 N. U.S. Highway 97, Bend; www.bethleheminn.org or 541-322-8768.

SATURDAY, AUG. 23ART IN THE HIGH DESERT: Juried fine arts and crafts festival; free; 10 a.m.-6 p.m.; banks of the Deschutes River, across the footbridge from the Old Mill District, Bend; www.artinthehighdesert.com or 541-312-0131.

SHAKESPEARE IN THE PARK: A performance of “Twelfth Night” by Portland’s Northwest Classical Theatre Company; proceeds benefit Arts Central; $22-$75; 7 p.m., gates open at 5 p.m.; Drake Park, 777 N.W. Riverside Blvd., Bend; www.shakespearebend.com or 541-323-0964.

SUNDAY, AUG. 24ART IN THE HIGH DESERT: Juried fine arts and crafts festival showcases more than 100 profes-sional artists; free; 10 a.m.-4 p.m.; banks of the Deschutes River, across the footbridge from the Old Mill District, Bend; www.artinthehighdesert.com or 541-312-0131.

SHAKESPEARE IN THE PARK: A performance of “Twelfth Night” by Portland’s Northwest Classical Theatre Company; proceeds benefit Arts Central; $22-$75; 7 p.m., gates open at 5 p.m.; Drake Park, 777 N.W. Riverside Blvd., Bend; www.shakespearebend.com or 541-323-0964.

FRIDAY, SEPT. 5FIRST FRIDAY GALLERY WALK: Event includes art exhibit openings, artist talks, live music, wine and food in downtown Bend and the Old Mill District;

free; 5-9 p.m.; throughout Bend.

SATURDAY, SEPT. 13PROJECT CONNECT 2014: One day, one stop for more than 50 services including medical care, urgent dental care (extractions), legal aid, birth certificate/identification services, housing and more for those on low income or struggling to make ends meet; 9 a.m.-4 p.m.; Deschutes County Fair & Expo Center, 3800 S.W. Airport Way, Redmond; www.projectconnectco.org or 541-385-8977.

“LES MISERABLES”: Featuring a new pro-duction of Boublil and Schonberg’s play about convict Jean Valjean by Shore Thing Productions and Opera Bend; $30-$45 plus fees; 7:30 p.m.; Tower Theatre, 835 NW Wall St., Bend; www.towertheatre.org or 541-317-0700.

SUNDAY, SEPT. 14“LES MISERABLES”: Featuring a new pro-duction of Boublil and Schonberg’s play about convict Jean Valjean by Shore Thing Productions and Opera Bend; $30-$45 plus fees; 3 p.m.; Tower Theatre, 835 NW Wall St., Bend; www.towertheatre.org or 541-317-0700.

THURSDAY, SEPT. 18“LES MISERABLES”: Featuring a new pro-duction of Boublil and Schonberg’s play about convict Jean Valjean by Shore Thing Productions and Opera Bend; $30-$45 plus fees; 7:30 p.m.; Tower Theatre, 835 NW Wall St., Bend; www.towertheatre.org or 541-317-0700.

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