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© HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
A Comprehensive Guide to
In Metro Richmond and South Central Virginia
www.HOMEofVA.org
Facebook.com/HOMEofVA Twitter: @HOMEofVA
AFFORDABLE RENTAL HOUSING
LAST UPDATE JANUARY 2012
© HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
HOME is a private, nonprofit organization that provides a complete range of housing counseling services, community programs in fair housing and assistance to victims of housing discrimination. HOME seeks to ensure access to housing for all people.
HOME’S SERVICES INCLUDE: Superior Tenant Classes to learn about
your rights and responsibilities (call for
locations and times).
Credit recovery and money
management classes.
Help with information about
predatory loans.
Help in avoiding foreclosure.
Help in purchasing a home.
Down payment assistance for first-time
home buyers.
Information about low-cost financing
and special programs.
Investigation of fair housing complaints
Action to combat discrimination.
IF YOU NEED HELP WITH A LANDLORD DISPUTE, PLEASE CALL DEPARTMENT OF CONSUMER AFFAIRS AT 804.786.2042. IF YOU FEEL YOU HAVE A CASE OF DISCRIMINATION, PLEASE CALL HOME AT 804.354.0641. HOME CANNOT HELP YOU FIND AN APARTMENT OR HELP YOU SECURE FINANCIAL ASSISTANCE. PLEASE READ THIS BOOK FOR ANSWERS TO MANY OF YOUR QUESTIONS OR CALL UNITED WAY FOR THIS HELP AT 1.800.230.6977.
© 2012 HOUSING OPPORTUNITIES
MADE EQUAL OF VIRGINIA, INC.
626 East Broad Street, Suite 400 Richmond, Virginia 23219 804.354.0641 Fax: 804.354.0690 VA relay 711 www.HOMEofVA.org
HOME HAS NOT INSPECTED THE PROPERTIES IN THIS BOOK AND CANNOT GUARANTEE THEIR CONDITION. LISTING IN THIS BOOK ALSO DOES NOT IMPLY ANY GUARANTEE BY HOME THAT THE MANAGEMENT IS ABIDING BY ANY LAWS APPLICABLE TO HOUSING. CURRENT APARTMENT VACANCIES AND UP-TO-THE-MINUTE PRICE INFORMATION ARE NOT FOUND IN THE GUIDE. PRICES MAY HAVE CHANGED BY THE TIME YOU SEE THIS GUIDE. APARTMENTS ARE LISTED AS ACCESSIBLE TO PEOPLE WITH DISABILITES BASED ON THE LANDLORD’S STATEMENT. HOME HAS NOT INSPECTED THESE APARTMENTS TO DETERMINE THE DEGREE OF ACCESSIBILITY.
HOME is certified by the U.S. Department of Housing and Urban Development for all
forms of housing counseling; its programs are certified in the Commonwealth of
Virginia under the Neighborhood Assistance Act.
This booklet is published with the financial assistance of the City of Richmond’s
Department of the Community Development and HOME. The author and publisher
are solely responsible for the accuracy of the statements and interpretations
contained in this publication. Such interpretations do not necessarily reflect the view
of the government.
HOME offers a group seminar called: “Superior
Tenant Training” which provides information
on searching for housing and other aspects of
renting. These classes are free. Please call for
locations and times.
1
2 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
TABLE OF CONTENTS PART 1: GOVERNMENT SUBSIDIZED HOUSING Explains the government-assisted housing programs and lists apartment complexes where the rent is based on income.
PUBLIC HOUSING Richmond 4 Petersburg 5 Hopewell 6
HOUSING CHOICE VOUCHER (SECTION 8) RICHMOND AREA Richmond City 7 Hanover 9 Henrico 9
TRICITIES Petersburg 10 Colonial Heights 11 Hopewell 11 SOUTH CENTRAL Emporia 11 Farmville 11 South Boston 11
PART 2: AFFORDABLE COMPLEXES Lists apartments in which rent is not based on income and to which anyone may apply. Some may participate in housing assistance programs.
RICHMOND AREA Richmond City 12 Chesterfield 16 Hanover 17 Henrico 17
TRICITIES Petersburg 18 SOUTH CENTRAL Emporia 19 Farmville 19
PART 3: RENTAL FIRMS AND MANAGEMENT Lists landlords and realty companies in the area that rent different types of properties (houses, duplexes, apartment buildings, and rooms). Information about location, property descriptions, and rental requirements is included. Some of the companies in this section will work with people with credit problems. These companies do not offer Section 8 housing.
RENTAL FIRMS/ MANAGEMENT COMPANIES Richmond Metro Area 20 Tricities 21 South Central 21 LANDLORDS WHO MAY WORK WITH PEOPLE WITH CREDIT PROBLEMS 22
PART 4: RIGHTS AND RESPONSIBILITIES 23 UTILITIES 23 FAIR HOUSING 24 TIPS FOR TENANTS 25 TIPS ON CRIME PREVENTION AND SAFETY 29 CREDIT AND BUDGETING 32 APARTMENT CHECKLIST 35 WHAT YOU SHOULD KNOW ABOUT LEAD PAINT 38 RULES OF RENTING 39 EMERGENCY HOUSING AND LEGAL HELP 40 ENERGY EFFICIENCY 40
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3 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
GOVERNMENT SUBSIDIZED HOUSING
The apartment complexes in Part 1 have
government-assisted housing programs for
people whose income makes it hard for them
to find affordable housing. The rent in these
complexes is based on your income. You will
be charged approximately 30 percent of your
adjusted gross monthly income for rent. For
instance, if your adjusted gross monthly
income is $350.00, you would pay $105.00 for
rent. Some programs have a utility allowance.
Each government assisted housing complex
has its own standards of eligibility, which will
take into account your income, your family
size, your credit record, and your rental
history. Most complexes also do criminal
history checks. Some complexes use a
“preference system” to determine who gets in
first. Ask the complex where you are applying
how you might qualify as a preference. The
funding for assisted housing programs comes
from the U.S. Department of Housing and
Urban Development (“HUD”). HUD may
change the regulations concerning these
programs at any time.
Three different types of assisted housing programs are found in this guide: They are PUBLIC HOUSING, SECTION 8, and RAP. In all of these programs, your rent is based on your monthly income.
SECTION 8 Section 8 is a government assisted housing program of apartment complexes that
were built or renovated under the Section 8 program. To apply for a Section 8
complex, you must visit the apartment complex in person. Many complexes have
waiting lists and may take applications only during certain months of the year. It is a
good idea to call the complex on the phone to get the correct information about
application procedures before visiting. The Section 8 complexes are managed by
private management companies and are not necessarily related to each other or to
the Housing Authority. If you are accepted by a Section 8 complex, your rent will be
no more than 30 percent of your income because deductions may be made for the
cost of utilities and child care expenses. Medical expenses will also be considered for
elderly and disabled participants. If the deductions add up to more than 30 percent
of your income, you may not have to pay rent.
PUBLIC HOUSING Public housing is the most widely known form of government-assisted housing. It
was established to provide decent and safe rental housing for eligible low-income
families, the elderly, and persons with disabilities. Richmond Redevelopment and
Housing Authority manages the public housing program, which is available only in
the City of Richmond and not in the surrounding counties. In public housing, there is
currently a minimum rent of $50.00, even if 30 percent of your gross income is less
than that.
To apply for public housing, contact the Richmond Redevelopment and Housing
Authority at 804.780.4908, TDD 804.255.0538, or visit RRHA at 918 Chamberlayne
Parkway.
NOTE: There is another type of Section 8 program
that is not related to the complexes in PART 1. This is
the SECTION 8 Existing program, in which you apply
for a HOUSING CHOICE VOUCHER at Richmond
Redevelopment and Housing Authority (RHA)
(804.780.4908) or Chesterfield Housing Services
(804.717.6832). With the voucher, you find your own
apartment and ask the landlord if he or she will
accept it. The voucher will state the maximum
number of bedrooms and the maximum amount of
rent you may spend for a house or an apartment; you
may go over that amount and spend your own
money if you want to. If the owner agrees to rent to
you under the Section 8 program, you must have
your lease approved by the Housing Authority before
you sign it. The Housing Authority will also do an
inspection of the property. The Section 8 Existing
program frequently closes down and may not be
taking applications. Call the Richmond RHA or
Chesterfield Housing Services to find out when you
will be able to apply for a voucher.
RENTAL ASSISTANCE PAYMENTS (RAP) The RAP program is another source of assistance for low-income families. Like
Section 8, if you qualify, your rent will be 30 percent of your gross income, minus a
utility allowance. There are certain apartment complexes that participate in this
program. To apply, you should visit the apartments listed in this guide as RAP
participants.
PART 1: Government Subsidized Housing
PART 1: Public Housing
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RICHMOND CITY CENTRAL
700 S. Lombardy 1 x x x x x x 2 blocks yes
700 S. Lombardy Avenue
(804)-780-4375
RRHA
Gilpin Court x x x x x x 1 block yes
1000 St. John Street
(804)-780-4756
RRHA
RICHMOND CITY EAST
Creighton Court x x x x x x 1 block yes
2101 Creighton Road
(804)-780-4873
RRHA
Fairfield Court x x x x x x 2 blocks playground yes
2506 Phaup Street
(804)-780-4910
RRHA
1611 Fourth Avenue 1 x x x x x x 1 block elderly only yes
1611 Fourth Avenue
(804)-780-4791
RRHA
Fulton x x x x x x 2 blocks yes
1221 Admiral Gravely Boulevard
(804)-780-4804
RRHA
Mosby Court x x x x x x 1 block playground yes
1543 Coalter Street
(804)-780-4901
RRHA
Whitcomb Court x x x x x x 1 block yes
2302 Carmine Street
(804)-780-4889
RRHA
RICHMOND CITY NORTH
Frederic A. Fay Towers x x x x x x 1 block yes
1202 North First Street
(804)-780-4806
RRHA
elderly and disabled only,
laundry on-site
1
2
3
4
5
1
2
3
4
playground, recreation
cCenter
1
2
3
4
2
3
4
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e 1
2 3
4 5
1
2
3
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elderly and disabled only,
laundry on-site
4
PART 1: Public Housing
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RICHMOND CITY souTH
1200 Decatur 1 x x x x x x 1 block yes
1200 Decatur Street
(804)-780-8814
RRHA
1920 Stonewall 1 x x x x x x 1 block yes
1902 Stonewall Avenue
(804)-780-8810
RRHA
Hillside Court x x x x 1 block yes
1500 Harwood Street
(804)-780-8800
RRHA
Melvin C. Fox Manor 1 x x x x x x 1 block yes
18 W 27th Street
(804)-780-8816
RRHA
PETERSBURG
Pecan Acres x x x x x x playground yes
433 Pecan Street
(804)-733-2230
PRHA
Sycamore Towers x x x x x x yes
128 S Sycamore Street
(804)-733-2248
PRHA
North Valor 2 playground, laundry yes
433 Pecan Street
(804)-733-2230
PRHA
Pin Oaks Estate x x x x x x playground, laundry yes
433 Pecan Street
(804)-733-2240
PRHA
Washington Collums yes
633 W Washington Street
(804)-732-6300
PRHA
elderly and disabled only
elderly and disabled only,
laundry onsite
elderly and disabled only,
laundry onsite
recreation center,
playground
laundry onsite, elderly
and disabled only
elderly and disabled only
1
2
3
4
5
1
2
3
4
e
1
2
1
2
3
4
1
2
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PART 1: Public Housing
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Gilhaven Manor 1 x x x x x 1 block yes
500 Farmer Street
(804)-733-2255
PRHA
HOPEWELL
Davisville and Bland x x x x x x playground, laundry yes
239 S. 8th Avenue
(804)-458-5160
HRHA
Kippax x x x x x x playground, laundry yes
100 S. Kippax Street
(804)-541-0311
HRHA
Piper Square x x x x x x playground, laundry yes
1529 Piper Square Drive
(804)-541-0392
HRHA
Langston Park x x x x x x playground, laundry yes
239 S. 8th Avenue
(804)-458-5160
HRHA
Thomas Rolfe Court x x x x x x playground, laundry yes
239 S. 8th Ave
(804)-458-5160
HRHA
1
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3
4
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1
2
3
4
elderly and disabled only
1
2
3
4
e
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1
2
3
4
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PART 1: Housing Choice Voucher (Section 8)
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RICHMOND CITY CENTRAL
Dominion Place x x x x x x 1 block elderly (62+) yes
1025 W. Grace Street
(804) 355-9114
Beacon Residential Management
Shockoe Hill x x x x 1 block elderly, disabled only yes
210 Hospital Street
(804) 343-1115
Main Street Realty
Shockoe Hill II & III e x x 1 block yes
206 Hospital Street, 210 Hospital Street
(804) 343-1115
Main Street Realty
Virginia Rentals Section 8 and 1 block fenced in property some
1311 Wallace Street
(804) 358-5809
Virginia Rentals
RICHMOND CITY EAST
Bowler Retirement Community x x x x x x yes
608 North 26th Street
(804) 644-5607
Main Street Realty
Church Hill House x x x x x x 1 block elderly (50+), disabled yes
2400 Burton Street
(804) 344-3260
Winn Management
Fairhills Apartments Section 8 x x x on site laundry on site yes
1329 Coalter Street
(804) 643-3959
Genesis
Fairmont House e, Section 8 and x x 1 block elderly (62+), disabled yes
1501 N. 21st Street
(804) 783-0122
Winn Management
Jefferson Townhouses 1 block No
1901 K Venable Street
(804) 643-1131
Genesis
1 Section 8
(30% of
income)
e,
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1,2 Section 8 and
236
Section 8 and
236
1,2
,3
Section 8 and
236
1,2
,3,
4
across
street
elderly (55+), disabled
only
washer/dryer, direct tv,
wireless internet, alarm
system, microwave
Section 8 and
236
e,
1
Section 8 and
236
elderly (55+), disabled
only
varies (some
sewer/water/
trash)
1,2
,3,
4
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PART 1: Housing Choice Voucher (Section 8)
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RICHMOND CITY NORTH
Newman Village x x x 3 blocks
4053 Old Brook Road
(804) 329-7432
F&W Management
RICHMOND CITY SOUTH
Blue Ridge Estates x x x on site yes
6507 Maple Sugar Drive
(804) 276-7950
Beacon Residential Management
Charleviox x x x x x x 4 blocks yes
5600 Charlevoix Court
(804) 232-1207
Amurcon Realty
Charnwood Forrest x x x x x x 1 block yes
4325 Crutchfield Street
(804) 232-3130
Amurcon Realty
Chesterfield Square 1 Section 202 x x x 1 block yes
1017 Hioaks Road
(804) 320-6795
Drucker and Falk
Midlothian Village HUD x x x 1 block
4000 Midlothian Turnpike
(804) 231-0291
Hercules Management
The Renaissance x x x x x x 1 block yes
1021 German School Road
(804) 320-8898
Amurcon Realty
Ruffin Road Apartments Section 8 x x x on site laundry, playground yes
2219 Ruffin Road
(804) 233-6182
Edgewood Management
Sts. Cosma & Damianos Section 8 x x x 1 block yes
1030 German School Road
(804) 330-4962
Amurcon Realty
1,
2
Section 8 and
Tax Credit
RAP
Section 236
2,
3
RAP
Section 236
pool, laundry, playground some
1,2
,3,
4
Section 8 and
tax credit
laundry facility,
playground
elderly (55+), disabled
only
1,2 elderly (62+), disabled
only
elderly (62+), 18+ if
disabled Only
2
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laundry, playground,
basketball
yes,
some
elderly (62+), disabled
only
income based1
2
1,2
,3
elderly (62+), or mobility
impaired only
e
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PART 1: Housing Choice Voucher (Section 8)
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Town & Country Section 8 va 3 blocks playground, pool yes
1402 Barriedale Road
(804) 276-1899
Quest Management Group
Woodland Crossings Section 8 x x 1 block no
3465 Walmsley Boulevard
(804) 271-0002
The Shelter Group
RICHMOND CITY
Randolph Place 1 Section 8 x x x 1 block yes
300 S. Randolph Place
(804) 353-1809
Better Housing Coalition
HANOVER COUNTY
1 Section 8 x x must be 62+ yes
7105 Brooks Farm Road
(804) 730-5625
Community Management
Harbor Square Section 8 x x yes
7102 New Hunter Road
(804) 730-1284
American Apartment Management
HENRICO COUNTY EAST
Country Place Section 8 x x x 1 block hot water yes
111 Starbuck Court
(804) 737-7830
Amurcon Realty
Coverntry Gardens Section 8 x x 1 block yes
201 Newbridge Circle
(804) 737-7391
Morton G. Thalhimer
Essex Village Section 8 x x x 1 block playground yes
3901 Pilots Lane
(804) 329-5820
American Rental Management Co.
Henrico Arms Section 8 x x x x x x 1 block playground
1664 Henrico Arms Place
(804) 222-0542
Housing Management Resources
1, 2 apt
2, 3 th
Christian Village of Central Virginia.
A Non-Denominational Housing Facility
1,
2
elderly (62+), disabled
only
basketball court,
playground
2,
3
eldery (62+), disabled
only
1,
2,
3
1,
2,
3
yes
2,
3,
4
2,
3
playground, laundry
rooms
9
PART 1: Housing Choice Voucher (Section 8)
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ty
Acc
ess
Williamsburg Villiage Section 8 x x x 1 block laundry no
1634 A Thalia Crescent
(804) 222-8610
OFPI
HENRICO COUNTY WEST/NORTH
Aspen Station Section 8 x x x
1500 Forest Run Drive
(804) 266-7627
Bell Partners Inc
Beth Sholom Woods 1 Section 8 x x x x x x yes
2027 Lauderdale Drive
(804) 741-4691
Beth Sholom Home
Hope Village Section 8 x x x
1605 Hope Road, Suite E
(804) 264-5934
CT Management
Marywood 1 Section 8 x yes
1261 Marywood Lane
(804) 740-5567
Coordinated Services
Place One 1, Section 8 x x x 2-4 blocks playground some
4222 Almora Avenue
(804) 266-5511
Hediger Incorp.
PETERSBURG
Brighton Manor Apartments Section 8 x x x 1 block yes
36 North Union Street
(804) 862-9924
Excel Property Management
Carriage House Apartments Section 8 x x x x x x on site elderly 55+, disabled yes
135 West Old Street
(804) 733-6225
AIMCO
LaFayette House Section 8 x x x 1 block 62+ and handicapped yes
214 S. Sycamore Street
(804) 862-1450
Wheatstone Management
e,
1
elderly (62+), or mobility
impaired only
62+ and/or handicapped,
laundry
playground, community
center, central air
1 unit
1,2
,3
th
1,
2,
3
playground, pool, tennis,
basketball
11
units
62 + and mobility
impaired only, laundry,
rehab clinic, generator,
meal plan, transportation
1,
2,
3
1,
2
1,
2
10
PART 1: Housing Choice Voucher (Section 8)
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Acc
ess
Landmark Apartments Section 8 x x x 2 blocks family yes
450 Van Buren Drive
(804) 861-5012
Newport Management
COLONIAL HEIGHTS
Colonial Ridge Apartments Section 8 x x x yes
15101 C Lorimer Road
(804) 526-0053
Drucker and Falk
HOPEWELL
Hopewell Heights Section 8 x x x playground, laundry yes
4105 Old Iron Court
(804) 458-1961
National Development Corporation
EMPORIA
Brook Ridge Apartments Section 8 yes
1325 Skippers Road
(434) 348-7700
Whitley Heatwhole
Trinity Woods Apartments 1 Section 8 x x x x must be 62+ yes
200 2nd Street
(434) 348-9354
Richard Bretfort
FARMVILLE
Park View Gardens Section 8 x+ 1 block laundry, playground yes
204 Parkview Drive
(434) 392-3189
VIP Management Inc
SOUTH BOSTON
Country Green Apartments Section 8 x x x yes
1000 E. Bishop Drive
(434) 575-0230
TM Associates
Rose Hill Apartments Section 8 x some
111 Rosehill Drive
(434) 572-8811
Laundura Properties
1,2 elderly, disabled, laundry
on site
2,
3
1,
2,
3
playground, basketball,
YMCA on site
1, 2
mid
2- 4
th
2,3 playground, laundry, walk-
in closets, private patios,
cable
1,
2,
3
1,
2,
3
laundry, playground,
basketball
11
PART 2: Affordable Complexes
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8
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Spe
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Feat
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s
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Acc
ess
RICHMOND CITY CENTRAL
Affordable Historic HSG of Richmond
(St. Andrews)
x x 1 block yes central air, laundry yes
Cumberland and Linden
(804) 354-9455
Better Housing Coalition (BHC)
Exchange Alley 1 $690 x x x x x x no yes
10 S. 14th Street
(804) 861-8844
Central Virginia Properties
The Mayflower e $550 x x x 1 block yes no
1206 W. Franklin Street
(804) 225-8655
Metro Properties
The Merlin 1 $640 x x 1 block no no
1207 W. Franklin Street
(804) 225-8655
Metro Properties
Richmond Dairy Apartments x x x 1 block yes some
201 West Marshall Street
(804) 788-8888
Colony Management Corp.
Virginia Rentals 1 block some
1311 Wallace Street
(804) 358-5809
Virginia Rentals
RICHMOND CITY EAST
Bradford Manor $555 x x x 1 block yes yes
21st St. & Fairfield Avenue
(804) 343-9700
Artcraft Management
Fairhills x x x x x 1 block yes yes
1329 Coalter Street
(804) 643-3959
William Residential
George Mason Square x 1 block yes laundry facilities yes
1402 Jennie Scher Road
(804) 222-8776
F&W Management
1
2
$583
$655
historic building,
central air, cable
included
central air, $100
unlimited wireless
Internet
$100 unlimited
wireless Internet
e
1
2
$525-$555
$625-$785
$805-$1070
parking, central air,
renovated, exercise
room
1
2
3
4
1-$455-581
4-$613-$757
some
1st
floor
laundry, central air,
townhouse style
2 TH
1
2
3
30% income
(income
based) $500-
$600
playground, laundry,
neighborhood central
learning center
1
2
3
4
1-$750
4-$1800-
$2000
varies (some
units
sewer/water/trash)
apartments or houses;
some fireplaces and
balconies
12
PART 2: Affordable Complexes
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Acc
ess
Jefferson Mews x x x 1 block yes central air some
Jefferson Avenue
(804) 222-4395
Better Housing Coalition (BHC)
Jefferson Townhouses some no
1901 K Venable Street
(804) 643-1131
Genesis
Spring Hill Apartments x x x 1 block yes no
26th and 27th Street
804-222-4395
Better Housing Coalition (BHC)
Townsend Square Apartments 2 $575-615 x 1 block yes central air yes
21st and Cool Streets
(804) 343-9700
Artcraft Management
Wynwood Apartments 2 $619 x x x 1 block no yes
1267 Nelson Street #A
(804) 307-6963
Great Richmond Rentals
RICHMOND CITY NORTH
Brookfield Gardens 2 x x x 1 block no yes
1603 Roane Street
(804) 321-0175
Drucker & Falk
Chamberlayne Gardens x x x 1 block yes laundry, central air no
4307 Chamberlayne Ave. #2
(804) 266-3922
Bellkor
Lincoln Manor Townhomes (Lincoln Mews) x x x 1 block yes some
4101 North Ave. #2
(804) 321-6225
Better Housing Coalition (BHC)
Newman Village $450-600 x x x yes yes
4052 Old Brook Road
(804) 329-7432
F&W Management
1
2
3
TH
2
3 SFH
$566
$655
$740
SFH-$851
1
2
3
4
$579
$649
$759
$854
washer/dryer, direct TV,
wireless Internet, alarm
system, microwave
1
2
3
$567
$655
$750
washers and dryers,
central air
1
2
$550-$575
$650-$690
1
2
3
4
$480
$600
$751
$726-1150
pool, laundry, facility,
animal friendly
newly renovated,
central air, laundry, 24-
hour patrol
Starts at
$510
onsite laundry,
playground,
community center,
income based
2
3
pool, laundry,
playground
13
PART 2: Affordable Complexes
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ty
Acc
ess
The Colonies at Ginter Park x x x x 1 block yes yes
3207 Chamberlayne Avenue
(804) 228-0016
Edgewood
RICHMOND CITY SOUTH
Autumn Court x x x 1 block no no
4600 Southwood Parkway
(804) 230-4585
McKinley
Brook Run Townhomes 2 $680 x x x 1 block yes laundry no
3124 Snead Court
(804) 232-5023
Main Street Realtors
Cedar Point x x x 1 block no no
1605 Treehaven Drive
(804) 230-4585
McKinley
Chicago Manor $555 x x x 1 block yes central air no
1711 Chicago Avenue
(804) 233-5331
Artcraft Management
Chippenham Townhomes x x x 1 block no no
7523 Ander Court
(804) 320-0686
Colony Management Corp.
The Communites at South Wood x x x 1 block no no
4602 Southwood Parkway B
(804) 230-4585
SouthWood
Dunston Manor East x x x 1 block yes central air yes
205 W. Roanoke Street
(804) 233-5331
Artcraft Management
Dunston Manor West x x x 1 block yes central air yes
310 W. Roanoke Street
(804) 233-5331
Artcraft Management
Forest Ridge Apartments x x x 1 block no no
2665 Granite Hill Circle
(804) 320-3111
Colony Management Company
1
2
3
S
$480-$500
$575-610
$700
Studio-$430
central air, laundry
facilites
carpet, patio,
playground, pool,
basketball courts, five
laundry facilites on
site
central air,
playground,
wwimming pool
$570-620
$655-730
1
2
1
2
$570-620
$655-730
central air,
playground,
swimming pool
1
2
$540-$545
$615-$625
2
TH
1
2
3
TH
$600
$660
$760
1
2
$570-620
$655-730
central air,
playground,
swimming pool
1
2
$540-$545
$615-$625
e
2
$500
$630-570
central air,
playground, carpet,
laundry, car wash
14
PART 2: Affordable Complexes
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ty
Acc
ess
Jefferson Terrace 2 $600 x x x x x 1 block yes central air no
2908 Jeff Davis Highway
(804) 649-9154
Robinson-Harris Company
Jefferson-Trace x x x 1 block no some
2506 Atwell Drive
(804) 231-9368
Drucker &Falk
Kingswood Apartments 1 $565 x x x 1 block no some
6426 Elkhardt Road
(804) 276-6058
Jordon Properties
Maple Grove x x x 1 block no no
1700 Clarkson Road
(804) 230-4585
McKinley
Morningside Apartments x x x x 1 block yes yes
1414 Newell Street
(804) 327-9151
SL Nusbaum
Regency Lake Apartments x x yes yes
3501 Meadowdale Boulevard
(804) 743-0855
Miles Property
Ruffin Road Apartments x x x on site yes yes
2219 Ruffin Road
(804) 233-6182
Edgewood Management
South Gate x 1 block yes central air yes
801 Holly Springs Avenue
(804) 230-4004
Genesis
Swansboro Apartments x 1 block yes central air yes
801-B East 36th Street
(804) 230-4004
Genesis
Town & Country x x x no playground, pool yes
1402 Barriedale Road
(804) 276-1899
Quest Management
1
2
3
$575
$630
$775
playground,
washer/dryer
central air,
dishwasher, laundry
room on site
1
2
$570-620
$655-730
central air,
playground,
wwimming pool
2
3
Starts at
$659
laundry, playground,
tennis, pool
1
2
3
$540-$580
$625-$659
$779
laundry facilities,
tennis courts
1
2
3
$503
$587
$722
laundry, playground
1
2
3
$550
$530-$625
$775
1
2
3
$550
$530-$625
$775
1
2 APT
2
3 TH
$550
$630
2TH- $720
3TH- $800
15
PART 2: Affordable Complexes
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8
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Spe
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Feat
ure
s
Dis
abili
ty
Acc
ess
Timber Creek Apartments 2 $558 x 1 block yes (must some
2200 Chateau Drive
(804) 276-7973
Babcock & Brown
Village South x 1 block yes yes
801 Holly Springs Avenue
(804) 230-4004
Genesis
Walnut Park x x x 1 block no no
1400 Clarkson Road
(804) 230-4585
Mckinley
RICHMOND CITY WEST
Cary 2000 x x x 1 block yes yes
2106 West Cary
(804) 354-9455
Better Housing Coalition (BHC)
Cambridge Apartments 1 $465 x x 1 block no no
9016 Patterson Avenue
(804) 648-9015
W.C. Hutchinson
Columns on Grove $583-867 x x x 1 block yes no
1621 Grove Avenue
(804) 354-9455
Better Housing Coalition (BHC)
William Byrd Apartments 1 $700-$795 x x x x x x 1 block yes yes
2501 West Broad Street
(804) 359-5200
Epic Properties Inc
CHESTERFIELD COUNTY
Falling Creek Apartments x x x 1 mile no no
2530 Marina Drive
(804) 275-8668
Great Atlantic
Winchester Green x x x 3 miles yes yes
7701 Cherry Hill Park Avenue
(804) 743-7030
Better Housing Coalition (BHC)
1
2
3
$583
$655
$867
washer/dryer, air-
conditioned
TH +
APT
1
2
elderly (55+), laundry
55+, laundry on site
1
2
$515
$699-755
laundry next to
complex
2
3
$830-940 central air,
dishwasher,
washer/dryer, fenced
in backyard
1
2
$570-620
$655-730
central air,
playground,
swimming pool
central air,
dishwasher,
playground, patio
($45 flat rate gas fee)
1
2
3
$550
$530-$625
$775
playground, central
air, laundry on-site,
security
16
PART 2: Affordable Complexes
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8
Vo
uch
ers
Spe
cial
Feat
ure
s
Dis
abili
ty
Acc
ess
HANOVER COUNTY
Chickahominy Bluff Apartments x yes yes
7800 Sporting Lane
(804) 559-3300
Grady Management
Hanover Apartments x x x yes
205 N. Cottage Green Drive
(804) 798-4031
GEM Management
Laurel Woods x x x yes playground yes
211 Cottage Green Drive
(804) 798-7368
TM Associates
The Pines at Cold Harbor x x no bus yes yes
7202 Garden Park Lane
(804) 730-9010
Habitat America
HENRICO COUNTY EAST
Andover Place x x x 1 block yes
2836-D Fairfield Avenue
(804) 222-8282
Graystone
Glenwood Farms x x x 1 block yes yes
3753 Bolling Road
(804) 643-8954
Drucker and Falk LLC
The Highlands Townhouses 2 $689-714 x no no
241 E. Jerald Street
(804) 737-2621
Fidelity Realty
Highland Woods x 3 blocks no no
583 E. Beal Street
(804) 737-2621
Fidelity Realty
Seven Gables 2 1 block yes
11 North Laburnum Avenue
(804) 222-1294
Babcock & Brown
some$547
upstairs
$557
downstairs
1
2
3
$599
$649
$749
pool, playground,
laundry
washer/dryer, pest
control, playground
no /
some
1
2
3
$450-$520
$599+
$709-$719
dishwater in select units,
animal friendly (rent is
more of units with
utilities included)
renovated 1 & 1/2
baths, ceiling fans,
over 1000 sq feet
1
2
3
$550
$620
$740
water play area,
doctor/dentist office on
property, clubhouse, pet
friendly
2
3
$850
$950
fitness center, pool,
playgrounds
1
2
$415-$615
$454-$654
playground, laundry,
rural development
Yes 2
units
1
2
$484
$572
1
2
3
$680
$745
$850p
arti
al playground, pool,
washer/dryer in unit,
fitness center, animal
friendly
17
PART 2: Affordable Complexes
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Acc
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ion
8
Vo
uch
ers
Spe
cial
Feat
ure
s
Dis
abili
ty
Acc
ess
Townhomes of Oakleys x x x 3 block yes
4633 Needham Court
(804) 222-3885
Insignia Thalhimer
Wellington Place Apts. 2 $745 x 3 blocks yes yes
5480 Bradley Pines Circle
(804) 737-2677
Square One Management
Winston Manor Apartments $565 x x x 1 block no pool some
407 Winston Street
(804) 329-1433
Colony Management Corporation
HENRICO COUNTY NORTH/WEST
Cedar Wood Manor Apartments x x x 1 block no yes
10 Shawn Court
(804) 737-6801
Belvidere Management Co.
Country Club Apartments x x x 1 mile yes no
1601 Lakeside Avenue
(804) 261-6642
Mark-Dana Company, Inc.
Gateway Apartments x x x 1 block no no
1648 North Parham Road
(804) 270-2400
Colony Management Group
Hilliard Road Apartments x x x 6 blocks no no
1 Hilliard Road
(804) 266-2783
Landmark Properties
Richfield Place Apartments x x x bus yes some
6001 Grammercy Circle
(804) 264-2737
FPI Management
PETERSBURG
Bolling Park Apartments x x x 1 block yes 55+, laundry yes
35 W. Fillmore Street
(804) 733-3300
Edgewood
1
2
3
1-$599
2-$50-$680-
$690
3-$730
pool, basketball,
central air,
playground
1
2
$450
$550
1
2
$595
$650-$655
central air, pet
friendly
1
2
3
1-$600
2-$605-$640-
$740
3-$670
pool, laundry, picnic
area, playground,
survellience cameras
1
2
3
4
$600
$680
$800
$900
tax credit, pool,
laundry, playground
1 BR
only
e
1
2
$560
$660
$775
pool, fitness center,
tennis court, car wash
area
central air, carpet,
near YMCA
2
TH
1
2
3
$625-$875 central air, pool, play
area
18
PART 2: Affordable Complexes
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nt
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He
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Wat
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Ele
ctri
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Dis
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Acc
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Sect
ion
8
Vo
uch
ers
Spe
cial
Feat
ure
s
Dis
abili
ty
Acc
ess
EMPORIA
Weaver Manor Apartments x yes yes
216 Meherrin Lane
(434) 634-9665
T.M. Associates
FARMVILLE
The Meadows x x x 1 block yes yes
500 Hylawn Avenue
(434) 392-5180
T.M. Associates
1
2
$461+
$495+
laundry, playground,
energy efficiency
1
2
$461
$486
laundry, playground,
central air
19
PART 3: Landlords Rental Firms
# o
f U
nit
s
Loca
tio
ns
Pro
pe
rty
De
scri
pti
on
s
Ap
plic
atio
n F
ee
Secu
rity
De
po
sit
Leas
e T
erm
RICHMOND: METRO AREA
Atlantic Beacon 100+ duplexes, houses year3101 Cutshaw Ave.
Richmond, Va. 23230
(804) 359-7355
Bandazian & Holden 500 $30 year604 N. Sheppard St.
Richmond, Va. 23221
(804) 358-5543
John P. Black 21 $10 $250 year6924 Lakeside Ave, Suite 101
Richmond, Va. 23228
(804) 266-9601
Dickson & Associates 200+ $25 year2826 Monument Ave. #1
Richmond, Va. 23221
(804) 358-4311
W.C. Hutchinson 15 all areas none210 E. Main St.
Richmond, Va. 23219
(804) 648-9015
Landmark 900 year
4901 Dickens Rd. #119
Richmond, Va. 23230
(804) 673-0900
Main Street Properties 250 $25 year
2111 West Main St.
Richmond, Va. 23220
(804) 355-5775
Metro Properties 50 apartment buildings $20 varies200 W. Franklin St.
Richmond, Va. 23220
(804) 225-8655
RentinRichmond.com 450 year2226 W. Main St.
Richmond, Va. 23220
(804) 358-7368
Sterling Management 100 city and some county year17 S. Belmont Ave.
Richmond, Va. 23221
(804) 359-5018
one
month
rent
year,
then
month-
to-
month
Richmond,
Chesterfield, Henrico,
Hanover
duplexes, apartment
buildings, houses,
townhouses
$40
per
person
one
month
rent
Fan, Museum District,
VCU Campus,
Downtown, West End,
Malvern
one
month
rent
Northside, Fan, Church
Hill, West End,
Downtown,
Chesterfield
duplexes, apartment
buildings, houses,
townhouses
$50
per
person
one
month
rent
apartment buildings,
houses
Chesterfield, Henrico,
Richmond
$20
per
person
one
month
rent
Fan, Central Richmond,
some Henrico
duplexes, apartment
buildings, houses,
townhouses
one
month
rent
one
month
rent
Chamberlayne,
Jeff Davis Highway
one bedroom garden
apartments
duplexes, apartment
buildings, houses,
townhouses
one
month
rent
Fan, Downtown, West
End
apartment buildings,
duplexes, houses
Henrico, Fan, Museum
District, VCU Campus,
Northside, West End
houses, apartments,
duplexes
$25
single
$30
two
one
month
rent
20
PART 3: Landlords Rental Firms
# o
f U
nit
s
Loca
tio
ns
Pro
pe
rty
De
scri
pti
on
s
Ap
plic
atio
n F
ee
Secu
rity
De
po
sit
Leas
e T
erm
Walker-Rowe Partnership 100 $25 year
422 N. 1st St.
Richmond, Va. 23219
(804) 377-2525
TRICITIES
Ingram & Associates 500 $25
3302 Oaklawn Blvd.
Hopewell, Va. 23860
(804) 458-9873
Century 21/CF Scott, Inc 100 year
2614 South Crater Rd.
Petersburg, Va. 23805
(804) 732-0010
Central VA Properties 21 Richmond apartments none year416 3rd St.
Petersburg, Va. 23803
(804) 861-8844
GE Matthews Property Management 500+ $32 year
207 Temple Ave.
Colonial Heights, Va. 23834
(804) 518-0510
Whittle and Roper 700
2903 Boulevard, Suite A
Colonial Heights, Va. 23864
(804) 518-1488
SOUTH CENTRAL
Whitman Properties 45 Emporia houses none year
320 South Main Street
Emporia, Va. 23847
(434) 634-5151
one
month
rent
based on
rent
Jackson Ward,
Northside
apartment buildings,
houses
one
month
rent
one
month
rent
6 month
year
year
6 month
Petersburg, Colonial
Heights, Chester,
Dinwiddie, Prince
George
apartments, houses,
duplexes, condos
one
month
South Richmond,
Petersburg, Hopewell,
Chester, Prince George
houses, duplexes,
apartments
$25
single
$32 two
one
month
rent
Petersburg, Colonial
Heights, Prince George
duplexes, apartment
buildings, houses,
townhouses, trailers
$40
single
$50
couple
approxi
mately
one
month
rent
Colonial Heights,
Chesterfield, Hopewell,
Petersburg, Prince
George
duplexes, apartment
buildings, houses,
townhouses
21
© HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
CREDIT PROBLEMS
PART 3: Rental Firms & Management Companies Credit Problems
Many landlords require excellent credit, steady
employment (if your source of income is
employment), a monthly income of three or four
times the rent and a spotless rental history
before they will accept you as a tenant. The
following is a list of individuals and firms who
may be more flexible in their requirements,
particularly concerning credit history.
A cosigner, a steady source of income or a larger
security deposit may be required in some cases.
These firms are listed with more detailed information in the previous pages.
Neville C. Johnson: 804.355.7981 W. C. Hutchinson: 804.648.9015 Versatile Properties Management: 804.353.3111
22
23 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
DEPOSIT MAY BE LARGER IF PAYMENT HISTORY ON PRIOR ACCOUNTS IS POOR. THIS INFORMATION IS NOT GUARANTEED; PRICES MAY CHANGE. *THE CITY OF RICHMOND PUBLIC UTILITIES DOES NOT SERVICE ALL AREAS OF HANOVER COUNTY.
SERVICE /AREA ELECTRIC WATER/SEWER GAS TELEPHONE
COMPANY Dominion Virginia Power City of Richmond Public Utilities City of Richmond Public Utilities Verizon
PHONE 1.888.667.3000 (toll free) 804.644.3000 804.644.3000 804.954.6222
CONNECTION CHARGE $15 $35-$50 $35 $38.50
DEPOSIT $90-$180 first time customers
None Cook/hot water $25-$50 Heat $100-$150
Based on credit rating
NOTICE REQUIRED 1 business day 2-3 business days 2-3 business days Varies
COMPANY Dominion Virginia Power City of Petersburg Public Utilities Columbia Gas of VA Verizon
PHONE 1.888.667.3000 (toll free) 804.733.2349 800.543.8911 804.954.6222
CONNECTION CHARGE $15 $15 Varies $38.50
DEPOSIT $90-$180 first time customers
$75 Varies Based on credit rating
NOTICE REQUIRED 1 business day Same day 2-3 business days Varies
COMPANY Dominion Virginia Power Henrico County Public Utilities City of Richmond Public Utilities Verizon
PHONE 1.888.667.3000 (toll free) 804.501.4275 804.644-.3000 804.954.6222
CONNECTION CHARGE $15 $10 $35 $38.50
DEPOSIT $90-$180 first time customers
$100 Cook/hot water $25-$50 Heat $100-$150
Based on credit rating
NOTICE REQUIRED 1 business day 3 business days 2-3 business days Varies
COMPANY Dominion Virginia Power Hanover County City of Richmond Public Utilities* Verizon
PHONE 1.888.667.3000 (toll free) 804.537.6024 804.644.3000 804.954.6222
CONNECTION CHARGE $15 $30 each $35 $38.50
DEPOSIT $90-$180 first time customers
$30 water, $50 sewer, $80 both Cook/hot water $25-$50 Heat $100-$150
Based on credit rating
NOTICE REQUIRED 1 business day 3-5 business days 2-3 business days Varies
COMPANY Dominion Virginia Power Chesterfield County Public Works Columbia Gas of VA Verizon
PHONE 1.888.667.3000 (toll free) 804.748.4291 800.543.8911 804.954.6222
CONNECTION CHARGE $15 $15 non-refundable fee Varies $38.50
DEPOSIT $90-$180 first time customers
None required Varies Based on credit rating
NOTICE REQUIRED 1 business day 5 business days 2-3 business days Varies CH
ESTE
RFI
ELD
P
ETER
SBU
RG
PART 4: Rights & Responsibilities - Utilities
RIC
HM
ON
D
HOW TO GET YOUR UTILITIES CONNECTED
HEN
RIC
O
HA
NO
VER
24 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
THE FAIR HOUSING LAWS PROTECT YOU! Every person has the right to be treated fairly
in their search for a place to live. A landlord
cannot take into account your race, color,
religion, national origin, or sex in making a
decision about whether or not to rent to you.
Nor may a landlord take into account any
disability you may have, any children you may
have, or your age, if you are 55 or older.
WHAT CAN A LANDLORD REQUIRE? A landlord or housing provider MAY require that you have good credit, not too many
debts, a steady income, a history of paying your rent on time, and that your income
be a certain amount.
HOW MANY PEOPLE MAY LIVE IN ONE APARTMENT? A landlord may also limit the number of people (NOT the number of children) who
live in an apartment, BUT the limitation must be reasonable. Every situation is
different, but in general, the following things are either okay or not okay for the
landlord to require:
A landlord may say: Only 2 people per bedroom
A landlord should NOT say: No more than three people in a two bedroom
apartment. Children of the opposite sex must
have separate bedrooms.
(If you are told these things, it may be
discrimination, and you should call HOME).
WHAT IF THE LANDLORD MAKES A PASS AT YOU? Sexual harassment is a very serious violation of the fair housing laws. If a landlord
makes a pass at you, or implies that you’ll get the apartment (or a lower rent) if
you’re “nice” to him (or her), it’s against the law. You should call HOME.
WHAT KINDS OF HOUSING ARE COVERED BY THE FAIR HOUSING LAWS? Many different kinds of housing are covered, including apartments, rooming houses,
shelters, trailers, condos, single family houses and duplexes. There are a few excep-
tions, but most housing is covered.
IT IS AGAINST THE LAW TO DENY A PERSON HOUSING BECAUSE OF RACE, COLOR, RELIGION, SEX, NATIONAL ORIGIN, FAMILIAL STATUS, HANDICAP OR ELDERLINESS. IF YOU THINK SOMEONE MAY BE DISCRIMINATING AGAINST YOU, CALL HOME.
If you have any questions about whether you are being treated fairly, call HOME at 804.354.0641. There is no charge, and your call will be kept confidential.
WHAT IF YOU HAVE A DISABILITY? A landlord may not ask you questions about your disability unless it is to make sure
you qualify for special housing. If you need a unit to be modified (for instance, you
need a ramp installed because you use a wheelchair); or a change in policy (to have
a home care attendant stay with you, for example, even though the landlord’s policy
is that two unrelated adults may not share an apartment), the landlord must allow
you to do so. If the apartment receives federal money (such as public housing or
Section 8), the landlord must pay for modifications. Otherwise, you must pay for
them yourself.
PART 4: Rights and Responsibilities - Fair Housing Information
FAIR HOUSING LAW
25 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
OVERVIEW OF TIPS FOR TENANTS
As a tenant, you have certain rights and
obligations under the Virginia Residential
Landlord and Tenant Act. All apartment leases
fall under this act. Duplexes or houses may or
may not be covered, depending on the lease
and the number of properties owned by the
landlord. You may be able to get a copy of the
Act from a local state housing office, or from the
Virginia Department of Housing and Community
Development in Richmond at 804.371.7100.
HOME cannot provide legal advice or represent
you in court, but may be able to help you
resolve problems by providing information
about your rights as a tenant. For legal
assistance, contact a lawyer or your local Legal
Aid office.
Richmond Legal Aid 804.648.1012
Petersburg Legal Aid 804.862.1100
AN OVERVIEW OF YOUR RIGHTS & RESPONSIBILITIES For more information on the topics below, see
the pages to follow in this document.
You can find the Virginia Residential Landlord
and Tenant Act on our website at
www.HOMEofVA.org. For a current copy of the
Landlord/Tenant Handbook, call DHCD annually
at 804.371.7000, or visit their web site at
www.dhcd.virginia.gov to download a copy.
For more landlord/tenant information, visit
www.valegalaid.org and click on housing.
PART 4: Rights and Responsibilities - Overview
WHAT IF LANDLORD WON’T MAKE REPAIRS? At the first sign of trouble, put your complaint in writing to the landlord and keep a copy.
Never refuse to pay your rent because repairs are needed; instead, you need to follow a
legal process to set up an escrow account with the court (described in following pages).
Report serious violations to your city/county building inspector’s office.
LEASING AN APARTMENT Leases are usually impossible to break without court action.
Get all agreements in writing.
Inspect the apartment before moving in and document all problems in writing.
Read and understand your lease before signing and keep a copy for yourself.
WHAT IF I CAN’T PAY MY RENT? If a landlord wants to evict you, he must first take you to court.
Always go to court when summoned; this will help delay the eviction.
If you are evicted, you may still owe the rent for the rest of the lease period.
If your possessions are actually being removed from your property by the landlord and he/
she has not filed the eviction with the sheriff, you may be able to get help from the police.
Until your court-ordered eviction day, the landlord has no additional rights to your
property. This means he/she cannot turn off utilities, change locks, or enter.
GIVING NOTICE/TERMINATING A LEASE If you plan to move, know how much notice your lease requires before it ends.
A landlord can’t ask you to move during your lease period unless he/she can prove in court
that you have violated the lease agreement.
A landlord can’t change the terms of the lease during the middle of the lease term without
your permission.
Once the lease term is up, you or the landlord can terminate the lease without having to
give a reason.
SECURITY DEPOSITS After you have moved out, the landlord has 45 days to refund your deposit.
If your landlord has held your security deposit for 13 months or more, you may be owed
interest on your deposit.
You have the right to be present at the walk-through inspection after you move out, and
the landlord must notify you of this right.
Make sure you are not being charged for problems that were there before you moved in. Do this
by making sure you do a walk through when you move in, documenting any problems, giving the
list to the landlord, and saving a copy.
WHAT IF MY LANDLORD WANTS TO EVICT ME FOR PROBLEMS? The landlord must prove in court that you violated the lease.
The landlord must give you a chance to fix most problems before taking you to court.
Until your court-ordered eviction day, the landlord has no additional rights to your
property. This means he/she cannot turn off utilities, change locks, or enter the property
without notice.
26 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
TIPS FOR TENANTS
How much is the rent?
How much is the security deposit?
How much advance notice is required
to move out at the end of the lease?
What day is the rent due and how
much is the late fee?
Which utilities are included in the
rent?
What appliances are provided by the
landlord?
Which repairs are the landlord’s
responsibility?
Are there any unusual rules or regula-
tions? If so, get a copy of them.
SAM
PLE
LE
TT
ER
January 5, 2009 Dear Landlord’s Name: I am writing about problems with my apartment at 3321 Maple Court. As you know from my repeated complaints and my last letter, the following conditions exist in my property: 1) leak in the kitchen ceiling, 2) hole in the bathroom wall, 3) broken faucet in upstairs bathroom. According to the lease, it is your duty to fix these problems. If these items are not repaired to my satisfaction by January 30, 2009, I will pay my February rent into an escrow account with the General District Court on February 2, 2009. I hope this will not be necessary. Sincerely, Your signature
TO REPORT A CODE VIOLATION, CALL YOUR CITY/COUNTY BUILDING INSPECTOR’S OFFICE AT THE FOLLOWING NUMBERS: Richmond 804.646.6419 Henrico 804.501.5745 Chesterfield 804.748.1057 Hanover 804.537.6040 Petersburg 804.733.2409.
PART 4: Rights and Responsibilities - Tips for Tenants
LEASING AN APARTMENT Before you sign a lease, make sure you have
inspected the actual apartment you will be rent-
ing. Remember to make your landlord put all
agreements in writing before you move in. For
example, if the landlord agrees to make a repair
such as cleaning the carpet or painting a bed-
room, make sure the promise is in writing.
When you move into a place, write down all the
things that are wrong with the apartment (such
as torn screens) and get your landlord to sign an
acknowledgement of them. By doing this, you
may avoid being charged for damages you did
not cause when it’s time to move out. Many
landlords and complexes have inspection
checklist forms they use for this purpose.
READ and UNDERSTAND everything in your lease before signing. If you do not
understand something, or your landlord is not clear, seek legal advice. Make sure you
understand the following points and that they are clearly stated in your lease.
It is illegal for a landlord to evict a tenant or terminate a lease because the tenant reported a code or health violation. It’s called retaliation. It is also VERY hard to prove in court. If you have problems because you made a complaint, you may need to get a lawyer.
WHAT IF MY LANDLORD WON’T MAKE NEEDED REPAIRS? If you simply refuse to pay rent because of the poor conditions in your property,
you will most likely lose in court if your landlord sues you for non-payment of rent.
The law does allow for you to withhold rent, but you need to use the following
procedure and do it through the court system. You must be current in your rent to
use this procedure.
First, write your landlord a letter stating the problems you are having and what
repairs are needed and keep a copy. If nothing is done and you continue to have
problems, you may need to set up an escrow account with the General District Court.
This means that you pay your rent to the court, rather than to the landlord, and that
the landlord may not take legal action against you for withholding your rent (if the
property is under the Virginia Residential Landlord and Tenant Act).
Before you pay your rent to the court, you must write your landlord a second letter
stating that you are going to pay your rent into escrow if the repairs are not done,
and giving him/her the exact date you plan to do it. Again, keep a copy. (It should be
on the day you normally pay your rent). The law requires that you give the landlord
at least 21 days to make the repairs before you open the escrow account, unless they
are emergencies related to health and safety.
When you go to pay your rent to the court, you must take a copy of your lease and a
copy of the letter you wrote your landlord asking for repairs. You will be given a
court date within 15 days, and the judge will then decide what to do with your rent
money, and which repairs the landlord is required to complete.
Call Legal Aid or a lawyer for assistance if needed. Always mail the letter to your
landlord and get a proof of mailing from the post office.
27 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
THIS IS THE RIGHT OF REDEMPTION EXCERPT
FROM 55–243 OF THE CODE OF VIRGINIA:
A. If any party having right or claim to such land
shall, at any time before the trial in such eject-
ment or before the first court return date in an
action of unlawful detainer seeking possession
of a residential dwelling based upon default in
rent, pay or tender to the party entitled to such
rent, or to his attorney in the cause or pay into
the court, all the rent and arrears, along with
any reasonable attorney fees and late charges
contracted for in a written rental agreement,
interest and costs, all further proceedings in the
ejectment or unlawful detainer shall cease.
PART 4: Rights and Responsibilities - Tips for Tenants
GIVING NOTICE/TERMINATING A LEASE It should be stated in your lease how far in advance you need to give notice to move.
Remember that in most leases, you may only give notice at the end of the lease
period. In other words, if you have a yearly lease running from 9/1/2011 to
8/31/2012 and your lease states that a 60 day notice is required, you need to notify
your landlord IN WRITING by the end of June 2012 that you wish to move. If you
don’t, you may be liable for another year’s lease. Also, if the landlord is giving you
notice that your lease is not renewing, and it is proper notice as stated in the lease,
the landlord does not have to have a reason to terminate. Neither you nor the
landlord can change any terms of the lease in the middle of the lease period without
a mutually signed agreement. If you pay your rent weekly or monthly and do not
have a lease, you are usually required to give notice either a week or a month ahead
of time. For instance, if you are renting a place by the week, you would need to give
a week’s written notice to vacate. The landlord is also required to give you a week’s
written notice if he/she wants you to vacate. Remember, if you move out or get
evicted before the end of your lease term, you may be held responsible for the rent
for the entire lease period. For instance, if your lease runs through September and
you get evicted or vacate the apartment in May without the landlord’s consent, you
will still owe for June, July, August, and September. However, if the landlord re-rents
the property, you would no longer owe rent for the months after the apartment is
re-rented. A landlord cannot collect rent twice for the same property.
WHAT IF I CAN’T PAY MY RENT? The landlord may evict you for non-payment of
rent. However, there is a legal procedure
landlords must follow before they can actually
put a tenant out. A landlord must first serve a
pay or quit or material non-compliance notice,
then file an unlawful detainer with the General
District Court; then, if the landlord gets
possession of the apartment in court, he/she
must file an eviction notice with the sheriff. It is
always a good idea to show up in court, even if
you do not have the rent money. Your presence
in court may delay eviction proceedings. If you
are being evicted, you must be served an
eviction notice from the sheriff ’s office. This
eviction notice is valid for one year, as long as
the landlord informs you he/she is “accepting
the rent with reservation” every time the rent is
paid. If you think you are being evicted illegally,
call Legal Aid or a lawyer. Also, if you pay all the
amounts owed (rent, fees & costs) before your
court date, the unlawful detainer action must
be dropped. This is called the Right of
Redemption and is available one time in any
12-month period.
UNTIL YOUR COURT-ORDERED EVICTION DAY,
THE LANDLORD HAS NO ADDITIONAL RIGHTS
TO YOUR PROPERTY. THIS MEANS HE/SHE
CANNOT TURN OFF UTILITIES, CHANGE LOCKS,
OR ENTER THE PROPERTY WITHOUT NOTICE.
RIGHT OF REDEMPTION If a tenant is served with an unlawful detainer, then pays ALL the amounts listed on
it (rent, fees & costs) before the court date, the landlord cannot get possession in
court. This is only available to a tenant one time in a 12 month period. In other
EVICTION PROCESS:
Sixth day of the month (assuming a five-day grace period and the rent is due on
the first): Landlord issues pay or quit or material non-compliance notice, giving the
tenant five days to pay the rent and late fees to avoid further action.
Eleventh day of the month: Landlord files an unlawful detainer with the court; the
tenant is issued the unlawful detainer, which is a summons to go to court; court date
is usually two to three weeks later; warrant usually asks for rent, late fees, court
fees, legal fees and possession of the property.
Court date: Landlord asks for judgment for money owed and for possession of the
property. If landlord wins and tenant showed up in court, landlord must wait 10 days
to file the writ of eviction with the sheriff. If the tenant did not show up in court, the
landlord can file that day for immediate possession. Then the sheriff issues the
eviction notice to the tenant with the eviction date not less than 72 hours away.
10 days after court date, if tenant went to court: If tenant has not appealed,
landlord files a writ of eviction with the sheriff. Sheriff issues an eviction notice to
the tenant with the eviction date set on it (no less than 72 hours later). Eviction can
happen on that day or any day thereafter for a full year. However, if eviction does
not occur and tenant continues to pay rent, landlord must accept the rent with
reservation or landlord loses the right to evict (without going to court again).
TIPS FOR TENANTS
28 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
TIPS FOR TENANTS INTEREST RATES ON SECURITY DEPOSITS (EXCERPT FROM THE VA RESIDENTIAL LANDLORD AND TENANT ACT)
55–248.15:2. Schedule of interest rates on security
deposits.
A. The interest rate established by 55–248.15:1 varies
annually with the annual rate being equal to four
percentage points below the Federal Reserve Board
discount rate as of January 1 of each year. The pur-
pose of this section is to set out the interest rates
applicable under this chapter.
B. The rates are as follows:
July 1, 1975—December 31, 1979 3% January 1, 1980—December 31, 1981 4% January 1, 1982—December 31, 1984 4.5% January 1, 1985—December 31, 1994 5% January 1, 1995— December 31, 1995 4.75% January 1, 1996 —December 31, 1996 5% January 1, 1997—December 31, 1998 5% January 1, 1999—June 30, 1999 4.5% July 1, 1999 —December 31, 1999 3.5% January 1, 2000 —December 31, 2000 4% January 1, 2001—December 31, 2001 5% January 1, 2002—December 31, 2002 0.25% January 1, 2003 —December 31, 2003 0% January 1, 2004—December 31, 2004 1% January 1, 2005 —December 31, 2005 2.25% January 1, 2006 —December 31, 2006 4.25% January 1, 2007 —December 31, 2007 5.25% January 1, 2008 —December 31, 2008 0.75% January 1, 2009 —December 31, 2009 0% January 1, 2010 —December 31, 2012 0%
PART 4: Rights and Responsibilities - Tips for Tenants
WHAT IF MY LANDLORD WANTS TO EVICT ME? If your landlord thinks you have violated the terms of the lease (examples: making
excessive noise, having unauthorized people living there, having a pet without
permission), he/she may pursue legal action in court to have you evicted. Before
taking you to court, the landlord must issue a notice notifying you of the problem
and giving you 21 days to correct it. The notice should say that if you do not correct
the problem within 21 days, you must move out within 30 days. (You may still be
responsible for the rest of the lease even if you do move out). After those 30 days,
the landlord may file an unlawful detainer against you. This will be a summons to
court. When you go to court, the landlord will try to prove how you violated the
lease, and try to get the judge to grant him/her possession of the property. If
possession is granted, the landlord may file an eviction with the sheriff ten days after
the court date, provided the tenant showed up for court. If the tenant does not show
up in court, the landlord may file for an immediate possession. (If the nature of the
tenant’s violation poses a safety threat to others, the process may be much quicker.)
If you receive a lease violation notice, correct the problem, and then commit the
same violation again, the landlord does not have to give you another chance to
correct it. He/she can simply give you notice that your lease will terminate. However,
the landlord still has to file an unlawful detainer and prove the violation in court.
SECURITY DEPOSITS At the end of the lease, you and your landlord should inspect the apartment after you
have moved out. If the landlord holds some of your deposit for damages, he/she is
required to give you a list of the actual damages and their costs. The landlord must
do the inspection within 72 hours of lease termination, and must return the deposit
within 45 days of lease termination. The landlord is also required to give you notice
that you are entitled to be present for the damage inspection. Make sure you are not
being charged for problems that were there when you moved in. (Use your move-in
inspection list for documentation). If your landlord has held your security deposit for
at least 13 months, you are owed interest on that security deposit. Once the 13
months is completed, interest starts being earned from the beginning of the lease,
and is earned every day until the security deposit is returned (Interest is not com-
pounded). Deposits on properties (houses) which are not under the Virginia
Residential Landlord and Tenant Act do not earn interest.
THEREAFTER, THE INTEREST RATE SHALL BE DETERMINED IN ACCORDANCE WITH SUBSECTION B OF 55–248.15:1. (2003, C. 438.) THIS IS THE CHART OF INTEREST RATES AS OF 2012. THIS PROVISION OF THE VA. CODE CAN BE AMENDED EACH YEAR; CHECK FOR UPDATES.
RIGHT OF REDEMPTION (CONT) words, if you received an unlawful detainer in May, paid the rent, the action was
dropped, and then you received another unlawful detainer in September, the
landlord could still get possession even if you paid everything before the court date.
29 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
PART 4: Rights and Responsibilities - Tips on Crime Prevention & Safety
PERSONAL SAFETY Keeping yourself safe is the first step to a safe
community. It is important to know how to
handle an emergency situation so that you and
your family are safe.
STREETWISE Remember to trust your instincts. Always be
alert and aware of the people around you. Walk
confidently and at a steady pace. Stay in
well-lighted areas as much as possible. Park in
well-lighted areas. Have your keys in your hand
when entering your car. Don't respond to
conversation from strangers on the street.
Educate yourself concerning prevention tactics.
ABUSE Domestic violence isn't only about physical abuse and visible marks; it's about power
and control. Abuse isolates and causes emotional and financial dependence. One
partner has far more power than the other and uses abuse to keep control over the
other person. If you feel that you are in an abusive situation, or if you know someone
who is, seek help immediately.
LEAD BASED PAINT Lead is a highly toxic metal that produces a range of adverse health effects,
particularly in young children. Many houses and apartments built before 1978 have
paint that contains high levels of lead. Federal law requires that individuals receive
certain information before renting, buying, or renovating pre-1978 housing.
COMMUNITY SAFETY Working to build a safe and healthy community can be easy with local community
resources. Think about starting a community watch in your neighborhood or have the
local police come talk at your community meetings.
HOME SAFETY It is important to make sure that your family is safe and secure. If you take simple
precautions around the home, you can ensure that it will always be a safe place to
live. Secure windows with locks; use sturdy metal or solid wood doors at all entries
into your home. Install well-made deadbolt locks, and trim shrubs and trees to avoid
providing a hiding place for criminals.
FIRE SAFETY Take the time to plan a fire escape with your family. It is also important to have a
working smoke alarm, not overload circuits or extension cords, and be extremely
careful with portable heaters. Call your local fire department for a free smoke
detector, which sometimes will be installed at no cost.
TIPS ON CRIME PREVENTION & SAFETY
30 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
PART 4: Rights and Responsibilities - Tips on Crime Prevention & Safety
TIPS ON CRIME PREVENTION & SAFETY
ID THEFT AND CREDIT SAFETY It is important to keep your credit protected and safe. A good credit history will allow you to get lower interest rates, save money, and help create financial security. When your identity or credit has been stolen, your credit history and purchasing power will suffer.
BE CAREFUL WHEN YOU GIVE OUT YOUR SOCIAL SECURITY NUMBER.
GET A COPY OF YOUR CREDIT REPORT ANNUALLY TO CHECK FOR INACCURACIES OR FRAUDULENT CHARGES.
IF YOUR CREDIT OR IDENTITY HAS BEEN STOLEN, MAKE SURE THAT YOU CONTACT THE FRAUD DEPARTMENT OF THE THREE CREDIT REPORTING AGENCIES. YOU CAN FIND CONTACT INFORMATION LISTED ON THE “RESOURCE NUMBERS AND WEBSITES” CHART SHOWN ON THE PREVIOUS PAGE.
FILE A COMPLAINT WITH THE FEDERAL TRADE COMMISSION.
FILE A POLICE REPORT.
CLOSE THE ACCOUNT THAT IS IN QUESTION TO PREVENT ADDITIONAL CHARGES.
ATTEND A FREE CREDIT WORKSHOP THROUGH HOME TO BET-TER UNDERSTAND YOUR CREDIT. CREDIT RECOVERY AND MONEY MANAGEMENT CLASSES ARE OFFERED ON THE FIRST THURSDAY OF EVERY MONTH.
PREDATORY LENDING AND SCAMS What is a predatory loan? A predatory loan is a bad loan that takes advantage of a borrower and puts the borrower at risk. With a predatory loan, the lender or broker can make a profit that is not related to the costs of the transaction or the risk of making the loan. ANY loan can include fees, interest rates, or contract terms that are predatory or harmful. Some loan terms that may be abusive are perfectly legal, while others are not. Sometimes what is legal depends on the situation. Many predatory practices are LEGAL, so you must protect yourself!
31 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
PERSONAL SAFETY
Domestic Violence 800.838.8238 (toll-free)
YMCA 804.769.3066
American Red Cross 804.780.2250, www.redcross.org
HOME SAFETY
National Lead Information Center 800.424.5323 (toll-free)
City of Richmond 804.646.7025
securityworld.com www.security world.com
COMMUNITY SAFETY
Richmond www.richmondgov.com
Richmond Neighborhood Watch Program 804.646.4395
Non-Emergency Police number 804.646.5100
Henrico www.co.henrico.va.us
Neighborhood Watch Program 804.501.4856
Non-Emergency Police number 804.501.5000
ID THEFT AND CREDIT SAFETY
You have the right to receive a free copy of your credit report once every 12 months from each of the three credit reporting companies.
www.annualcreditreport.com toll-free 1.877.322.8228.
Equifax www.equifax.com
Order Your Report 888.685.1111 (toll-free) P.O. Box 720241, Atlanta, GA 30374-0241
Report Fraud 888.525.6285 (toll-free) P.O. Box 740241, Atlanta, GA 30374-0241
Experian www.esperian.com
Order Your Report 888.379.3742 (toll-free) P.O. Box 2002, Allen, TX
Report Fraud 888.397.3742 (toll-free) P.O. Box 9530, Allen, TX 75013
Trans Union www.transunion.com
Order Your Report 800.888.4213 P.O. Box 1000, Chester, PA 19022
Report Fraud 800.680.7289
Fraud Victim Assistance Division P.O. Box 6790, Fullerton, CA 92634
Federal Trade Commission 877.392.4357, www.ftc.gov CRC-240, Washington, D.C. 20580
Office of the Attorney General
804.786.2071 (voice), 804.786.1991 (fax), [email protected] (e-mail) 900 East Main Street, Richmond, VA 23219 www.oag.state.va.us
PREDATORY LENDING AND SCAMS
Housing Opportunities Made Equal (HOME) 804.354.0641, www.HOMEofVA.org
Freddie Mac www.dontborrowtrouble.com
Office of the Attorney General www.oag.state.va.us
First Gov for Consumers www.consumer.gov
BorrowSmart Public Education Foundation www.borrowsmart.org
LANDLORD/TENANT DISPUTES
Department of Consumer Affairs 804.786.2042, www.vdacs.virginia.gov/consumers
PART 4: Rights and Responsibilities - Tips on Crime Prevention & Safety
RESOURCE NUMBERS AND WEBSITES
32 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
WHAT YOU SHOULD KNOW ABOUT
CREDIT AND BUDGETING
HOME offers a free monthly MONEY MANAGEMENT AND CREDIT RECOVERY CLASS. Call 804.354.0641 for times.
PART 4: Rights and Responsibilities - What You Should Know About Credit and Budgeting
WHY WAS I REJECTED? Landlords, utility companies, employers, insurers, and lenders all have the right to check your credit history and use your credit status as a reason to turn you down. Your application for credit may have been denied because you do not have a good credit history or because you have never had credit. If you are denied credit, you have the right to know why and should request an explanation. If you ever had a loan or a credit card, you probably have a credit history on file with one or all of the three major credit reporting bureaus. This is called a credit report. If your credit report shows you did not handle credit responsibly in the past, you will probably be turned down for new credit. If you have never obtained credit, recently begun to use credit, or have not used credit in many years, you may not have a credit report. Without one, lenders have no way of judging if you are a good credit risk. A poor credit rating can be the result of late payments on your credit cards, loans you never paid back or bankruptcy. This negative information remains on your credit report for seven to ten years. If you have experienced these problems, you may find it difficult to get credit or do things that require a good credit history. Even if you get credit, you may be asked to pay higher than average interest rates and fees because you would be considered a risk to the lender.
BUILDING GOOD CREDIT It is never too late to clean up your credit history or to start building a credit history. Depending on how serious your past and present credit problems are, it may take time and patience to establish good credit. If you have never had credit, you can start to use credit in a way that will help build a good credit history. If you have a slightly damaged credit history, with only a few late payments, you may be able to bring your accounts up to date and im-prove your credit in just a few months. Once your credit record is repaired, you will have access to the financial safety net that good credit provides.
WHAT IS CREDIT? Credit is when money is given to you with the
expectation of repayment (usually by banks,
credit unions, financial companies, car
dealerships, stores, or credit card companies).
A record of how repayment of this money is
handled in the past is your credit history. If
used correctly, credit can make many things
possible; however, if abused, it can make you
a slave to payments.
HOW DO I OBTAIN CREDIT? If you are seeking credit you should:
Shop for credit as carefully as you would
other merchandise.
Compare the price of credit (interest
rates, fees and terms).
Explore different sources of credit when
you finance a purchase (banks, credit
unions, finance companies, family
and friends).
Always avoid payday lenders and auto
title loans.
Make a large cash down payment to
reduce payments and interest.
Know what penalties apply if you can
not make the payments.
33 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
YOU HAVE THE RIGHT TO RECEIVE A FREE COPY OF YOUR CREDIT REPORT ONCE EVERY 12 MONTHS FROM EACH OF THE THREE CREDIT REPORTING COMPANIES. TO USE THIS SERVICE, CALL TOLL FREE 1.877.322.8228 OR VISIT WWW.ANNUALCREDITREPORT.COM.
PART 4: Rights and Responsibilities - What You Should Know About Credit and Budgeting
REPAIRING YOUR CREDIT Repairing your credit is not done overnight. It is an ongoing process that you must
approach with determination, diligence, and discipline. Follow these tips:
KEEP YOUR EXISTING CREDIT ACCOUNTS IN GOOD STANDING. You can repair your credit by improving the way you handle existing accounts, as well as by obtaining new credit. In general, pay more than the minimum payment – but, if you are in financial trouble, at least pay what the creditor asks for on a regular basis while you work on improving your finances. However, even paying $20 more per month will shorten the payoff period considerably.
TO REBUILD CREDIT, APPLY FOR A CREDIT CARD OR SMALL LOAN FROM YOUR BANK, CREDIT UNION OR A LOCAL DEPARTMENT STORE. Explain that you have had credit problems, but that you are serious about improving your credit history. If your credit problems are severe and/or recent, your application may be denied. Do not take rejection personally. Most credit denials – even by local stores, banks and credit unions – are based on credit reports or lack of credit history.
GET A SECURED BANK CREDIT CARD Secured cards are backed by money you deposit and keep in a bank account. If you
do not pay off your credit card bill, the money in your account will be used to cover
that debt. Even people with poor credit may be able to get a secured Visa or
MasterCard. Secured credit cards can help you repair your credit. You will probably
qualify for a secured credit card if all your bills are paid and you have had no bad
marks on your credit for at least six months.
RULES OF BUDGETING Set realistic financial goals.
Distinguish between wants and needs.
Record monthly expenses: adjust to
develop a realistic spending plan.
Housing expenses should not be more
than 40 percent of your monthly income.
Shop wisely.
Keep accurate records.
Build a savings account to include an
emergency reserve of at least three
months take-home pay.
ERRORS ON YOUR CREDIT REPORT All the information you need to correct an error is sent with your credit report. If
you find incorrect information on your credit report, fill out the dispute form
provided by the credit reporting bureau or write a letter to the bureau explaining
your dispute. The credit bureau has approximately 30 days to investigate and
respond to your dispute. You should receive a written report on the results of the
investigation. If your dispute results in a change to your credit report, you will also
get a free copy of your report with the corrections. If the investigation reveals an
error, you may ask that a corrected version of the report be sent to anyone who
received it within the past six months. Job applicants can have corrected reports
sent to anyone who received a report for employment purposes during the past two
years. The credit bureau cannot put the disputed information back in your file unless
the company that provided it attests to its accuracy. In this case, the credit bureau
should give you a written notice that includes the name, address and phone number
of the original provider. If the information is validated, the disputed items can go
back on your credit report. Write to the company that provided the incorrect data
to let it know about your complaint. The company then is required to note your
dispute when it provides information about that account to credit reporting bureaus
in the future. You also may provide the credit reporting bureau with your side of the
story by writing an explanation of no more than 100 words. Explain your position
clearly and concisely and send it to the credit reporting bureau. Your statement will
be added to your credit report.
WHAT YOU SHOULD KNOW ABOUT
CREDIT AND BUDGETING
34 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
BUDGET FORM
HOUSEHOLD INCOME :
INCOME SOURCE
Wages/Salary
Benefits
Food Stamps
Child Support
Other
TOTAL $
HOUSEHOLD INCOME :
INCOME SOURCE
Wages/Salary
Benefits
Food Stamps
Child Support
Other
TOTAL $
HOUSEHOLD INCOME :
INCOME SOURCE
Wages/Salary
Benefits
Food Stamps
Child Support
Other
TOTAL $
SUMMARY
Total Income
Total Expenses
MONTHLY DIFFERENCE $
HOUSEHOLD EXPENSES:
EXPENSE
Mortgage Loan 1
Mortgage Loan 2
Mortgage Loan 3
Taxes/Insurance
Electricity
Gas/Heating Oil
Water/Trash
Cable/Satellite
Phone
Mobile/Pager
Home Maintenance/Security
Car Payment
Car Insurance
Gas/Tolls/Parking
Car Maintenance
Groceries
Work Lunches
School Lunches
Eating Out
Toiletries/Cleaning Products
Dry Cleaning
Laundry
Hair Care
Pet Care
Child Support
Child Care
Allowances
Medical/Life Insurance
Medical/Dental/Optical
Prescriptions
Clothing
Entertainment
Tobacco/Alcohol
Subscription/Web Access
Gifts
Offerings/Donations
Savings
Recreational
Credit Card 1
Credit Card 2
TOTAL $
PART 4: Rights and Responsibilities - What You Should Know About Credit and Budgeting
35 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
BUILDING CONDITION YES NO NOTES OUTSIDE AREAS
Is there litter or broken glass?
Are there rats or mice?
HALLS, STAIRWAYS AND DOORWAYS
Are they well lit and uncluttered for easy exit?
Are steps or handrails broken?
FIRE EXITS
Are there back stairways or fire escapes?
SMOKE DETECTORS
Is there a working smoke detector on every level?
GARBAGE
Is the container nearby and the area clean?
ELEVATOR
If there is one, does it work?
WINDOWS
Is there one in every room? (except the bathroom)
Are any broken? Do they open and close easily?
Do they have screens, do they fit the frames?
FLOORS, CEILINGS, AND WALLS
Are they reasonably clean?
Are the floors in the bath and kitchen watertight? Is the plaster cracked?
TEMPERATURE CONTROL
Does the heat work? Is there enough?
ELECTRIC
Are there two electric outlets in every room?
Do the wall switches work?
Is the lighting adequate?
Is the electrical panel box labeled?
Is there any exposed wiring?
KITCHEN
Is the sink drain stopped up? (run water to check)
Is the sink clean?
Is the stove clean and working? (test all burners)
Is the refrigerator clean and working?
Check under food cabinets, shelves, pipes under the sink, and floor under refrigerator and dishwasher for signs of mice and bugs.
BATHROOM
Is there enough water pressure? (flush toilet)
Is there enough hot water? (run tap to test)
Do the fixtures leak? (Check for yellowish stains around faucet; check under sink and behind toilet. Fill the tub with water; does it leak onto the floor?)
Are the drains stopped up?
Is there an electrical outlet?
Does a windowless bathroom have an exhaust fan?
WARNING: Low water pressure or a leaking toilet, sink, or tub can mean serious plumbing problems that should be fixed before you sign a lease.
DOORS
Can you lock all doors between rooms easily from the outside in case of an emergency?
Is there a lock on every outside door? (which does not require a key from the inside)
Do all locks work well?
Are there holes in the door or big gaps under the door?
PART 4: Rights and Responsibilities - Apartment Inspection
APARTMENT INSPECTION CHECKLIST MOST OF THESE ITEMS ARE REQUIRED BY LAW IN MOST LOCALITIES. IF YOU HAVE ANY QUESTIONS, CALL YOUR LOCAL ENFORCEMENT OFFICE.
36 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
APARTMENT INSPECTION CHECKLIST
BUILDING IN GENERAL YES NO NOTES LAUNDRY FACILITIES
In the building?
Do they work?
MAILBOXES
Do they lock?
MAINTENANCE SERVICE
Is it regular?
WINDOWS
Are there storm windows, blinds, or shades?
TEMPERATURE CONTROL
Is there air conditioning? (If window unit, check noise level.)
If centrally air conditioned, is there a thermostat within the apartment?
SIZE
Will your furniture fit? Measure all rooms, empty rooms seem larger than they really are.
BEDROOMS
Are windows well-placed for easy escape in case of fire? Small or high windows make escape difficult.
Are screens in children’s rooms secure enough to prevent falls? If not serious accidents may result.
KITCHEN
Does the refrigerator have a separate door for the freezer area?
If there is a dishwasher, does it work?
DOORS
Do doors to the apartment from the outside have extra security locks such as a deadbolt or chain?
PART 4: Rights and Responsibilities - Apartment Inspection
Under Virginia law, you have the right to a clean and safe home. Before you sign a lease, inspect the house or apartment carefully. This
checklist tells you some of the things to look for. Carry it with you and check all items that need to be corrected. If your landlord will not
agree in writing to have the repairs done, you must decide whether you want the apartment as is. If you do take an apartment that is not
in good condition, make sure you take note of the existing condition before you sign the lease. Get the landlord to acknowledge in writing
that these conditions existed when you moved in so that you will not be blamed for them when you move out. (A sample of these state-
ments is provided on the next page for your use). Remember: a spoken agreement is almost impossible to enforce, so ...
PUT ALL AGREEMENTS YOU MAKE WITH YOUR LANDLORD IN WRITING.
You should also check the following items. Although they are not required to be provided by law, you should know what condition they are in before you sign the lease.
37 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
ADDENDUM TO LEASE (ATTACH TO TENANT’S COPY)
This addendum is added to, incorporated in, and made part of the lease between ____________________________________________and ____________________________________________
Landlord(s) Tenant(s)
Landlord and tenant both hereby note the prior existence of the following conditions, for which the tenant will not be held liable: _____________________________________________ _________________________________________ The landlord hereby further agrees that in consideration of the tenant’s payment of rent and for other good and valuable consideration, he or she will make the following repairs or corrections on or before the specified date: 1. _______________________________________________________________ by ______________________ 2. _______________________________________________________________ by ______________________ 3. _______________________________________________________________ by ______________________ WHEREFORE, having fully read and understood the above agreement, the parties hereby affix their signatures: ______________________________________________________ Landlord(s) date
______________________________________________________ Tenant(s) date
PART 4: Rights and Responsibilities - Addendum to Lease
38 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
WHAT YOU SHOULD KNOW ABOUT
LEAD PAINT
PART 4: Rights and Responsibilities - Lead Paint Information
Lead is a highly toxic metal that produces a range of adverse health effects, particularly in young children. Many houses and apartments built before 1978 have paint that contains high levels of lead. Federal law requires that individuals receive certain information before renting, buying, or renovating pre-1978 hous-ing. The Environmental Protection Agency re-quires landlords to provide tenants with copies of the two documents shown on this page.
39 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
RULES OF RENTING
Partially excerpted from VCU Off-Campus Student Handbook
PART 4: Rights and Responsibilities - Rules of Renting
READ AND UNDERSTAND BEFORE YOU SIGN When you sign something, you are agreeing to it. READ YOUR LEASE AND ALL AGREEMENTS BEFORE SIGNING.
NEVER WITHHOLD YOUR RENT If you have an issue with your landlord that cannot be resolved, you must go through the court system. You can use the court system to put your rent into escrow, but if you just don’t pay it, you can be evicted
PAY YOUR BILLS FIRST Pay your bills as they arrive. Stick to a budget and pay your bills on time.
KEEP YOUR PAPER TRAIL Put it in writing and get a receipt. Put every request for service in writing. Make sure all verbal agreements between you and your landlord are documented. Keep your lease, receipts, letters and all paperwork together in one place for easy reference. Keep copies of all your bills.
THINK ABOUT YOUR HEALTH AND SAFETY Many people take their health and safety for granted. Think and make smart choices about your own health and safety. Don’t rush into a rental situation that makes you uncomfortable.
TREAT YOUR NEIGHBORS AS YOU’D LIKE TO BE TREATED Adhere to noise restrictions. Keep your apartment clean and free of pests. Watch out for your neighbors, and they will watch out for you. Respect other people’s rights and privacy.
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40 © HOUSING OPPORTUNITIES MADE EQUAL OF VIRGINIA, INC.
EMERGENCY HOUSING AND LEGAL HELP
For general information about community resources and rental financial assistance, call United Way Information and Referral Center at 804.275.2000 or 1.800.230.6977, or you can visit www.211virginia.org, or simply call 211.
ENERGY EFFICIENCY For information on energy efficient appliances and other energy saving tips, visit www.energystar.gov.
PART 4: Rights and Responsibilities - Useful Contact Information
EMERGENCY HOUSING If you are homeless and seeking shelter, register with Central Intake. They keep track
of which shelters have space available and will refer you there. They also may be able
to help you plan the best course of action and connect you to other resources. The
following shelters use the Central Intake system: CARITAS, ESI Connections, Salvation
Army, Freedom House, The Healing Place. Central Intake: 804.648.4177
EMERGENCY HOUSING FOR SUBSTANCE ABUSE RECOVERY Shelters with programs related to substance
abuse recovery: Richmond Outreach Center: 804.675.4101
Good Samaritan Inn (for men): 804.231.9995
EMERGENCY HOUSING FOR VICTIMS OF DOMESTIC VIOLENCE There are three emergency programs available for women who are escaping
domestic violence:
Safe Harbor: 804.287.7877
YWCA: 804.643.0888
Hanover Safe Place: 804.752.2702 or 800.838.8238 (toll-free)
LEGAL HELP Legal Aid: free legal services in civil matters to
persons with low-income, 804.648.1012.
Hunton and Williams, Church Hill Office:
affordable legal representation for Richmond
residents who are ineligible for Legal Aid,
804.775.2248.
TRANSITIONAL HOUSING Long-term housing with support services. Space is usually not available on an
emergency basis. These programs have eligibility criteria.
WOMEN: Hilliard House: 804.236.5800
Flagler Home: 804.553.3258
Grace House (Chesterfield): 804.267.1882
Daughters of Zelophehad (Chesterfield): 804.714.0007
Home Again: 804.358.7747
MEN: Freedom House: 804.232.1949
Sean’s Place: 804.344.8163
Home Again: 804.358.7747
The Healing Place: 804.230.1217 (for substance abuse treatment)