Enablis is the benchmark

for sustainable SME

development in Africa today

Lisbon, Portugal, June 6th, 2011

Enablis is a network of

Entrepreneurs

POWER OF THE NETWORK = N²

Africa has world-class

Entrepreneurs

4

Today Enablis is a Network of

2,000 Entrepreneurs

Enablis presence in:

South Africa (2004)

Kenya (2007)

Mozambique (2007)

Tanzania (2008)

Ghana (2009)

Rwanda (2010)

Enablis expansion

planned:

Namibia (2011)

Sénégal (2012)

Nigeria (2013)

Uganda (2013)

The Enablis Model: One stop!

Financing

LearningNetworking

Risk Mitigation /

Increased

Opportunity

Risk Mitigation /

Increased Opportunity

Peer to Peer

Venture

Capital

Meso-Financing

Micro-Banking

Enablis is a Learning Platform

E-Circles

Enablis is a Financing Platform

Enablis SME Africa

Impact FundEnablis EA Loan Fund

Launch

2012

Results of 2005 Enablis SA Fund I

• Loan Guarantee Fund.

• Investors: Canada (50%), South Africa (40%), Bank (10%).

• $9.5 Million in approved loans.

• Average loan is $100,000 to an SME with less than $200,000 in turn-over.

• Cash on deposit, 90-day quick claims to the Bank.

• Royalties direct from SME’s, instead of a fee from the Bank.

• Pricing: Prime + 1-3% to the Bank & 6-8% to the Fund.

• 30% + exits already on invested capital.

• IRR of 5.1%.

• NPL’s 2.6%.

Results: Enablis’ Job Creation and

Socio-economic Impact in RSA (2010)

Socio-economic improvement (average

SA household: 4.1 (Stats SA 2001) x total number of jobs created)

Indirect Job Creation (a factor

of 5.5(SABCO multiplier 2009))

Number of Jobs Created (according to Independent Annual Survey sample 2010)

Estimated Number of Jobs Created (average number

of jobs created of 5.3 times total membership (1000))

1,066

5,300

29,150

141,245

Meet Enablis Entrepreneur:

Apollo Segawa, Exotic Banana Products, RSA

Conclusion

• There is great potential to scale micro-financeto the enterprise level as SME lending is profitable;

• We use the same micro-finance principles in our successful SME lending model;

• An investment is required to create deal flow and sustainable SME’s as high as 0.5:1;

• Financing for 10-20% of our entrepreneurs is all that is required;

• SME’s have fantastic job creation capabilities.

CONFIDENTIAL

Enablis Contact Information

Paul Lamontagne

Chief Executive Officer

Enablis Financial Corp. (Pty) Ltd.

paul.lamontagne@enablis.org

WWW.ENABLIS.ORG

THANK YOU!