Version 6,1 July 2014

This Representative Profile, which forms part of the Financial Services Guide, gives you information about your financial adviser and what services they can offer you.

Who we are

Your financial adviser, Ryan Oliver (Authorised Representative No. 442 751, is an Authorised Representative of GWM Adviser Services Limited trading as MLC Advice. Ryan holds a Diploma of Financial

Services (financial planning). Ryan has also attained various industry associated and recognised credentials including margin lending and is studying his Advanced Diploma Financial Services (Financial Planning). Ryan has over 10 years’ experience in the financial services industry. The Financial Services that Ryan offers are provided by Ryan Oliver Holdings Pty Ltd ATF Oliver Financial Services Trading as MLC Advice Maroochydore ABN 13 608 507 815 (Authorised Representative No. 442 752) GWM Adviser Services has authorised him to provide you with this Financial Services Guide.

Contact us

For more information on anything you have read in this Financial Services Guide, or if there is anything else we can help you with, please contact Ryan Oliver on:

Phone: 07 5476 5117 Email: ryan.oliver@mlcadvicecentre.com.au Web: www.mlcadvice.com.au

What we do

Ryan Oliver is authorised by MLC Advice to provide financial advice in relation to: • Wealth accumulation • Income and asset protection • Tax strategies • Superannuation • Retirement and redundancy planning • Estate planning • Government benefits • Debt management • Credit assistance

And to provide advice and deal in the following financial products: • Basic deposit products • Non-basic deposit products • Non-cash payment products • Derivatives • Government debentures, stocks or bonds • Life products – Investment Life insurance • Life products – Life risk insurance products • Managed investment schemes, including • Investor Directed Portfolio Services (IDPS) • Retirement savings account products • Securities • Standard margin lending facilities • Superannuation • Self-Managed Superannuation Funds (SMSF) • SMSF Borrowing