Acumen Business Pages- December 2012

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Abraham OGUNLADE – Saxophonix

Overwhelm + How to prevent

burnout

Ghyslaine (Gigi) Tchouga

Miss Africa USA 2011 - 2012

12 Better Sex Foods for

12 Blessings for

Activities Saving Family fun

Legal Agreements Business Owners

Checklist ?

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12 Christmas CAROLS

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FRONT COVER VIEW

BACK COVER VIEW

FRONT COVER STORY

ARCHBISHOP KEN MCNATT

INTERVIEW

THE OFFICE OF THE ARCHBISHOP

FEATURED PROFILES

ARCHBISHOP BENSON IDAHOSA

ARCHBISHOP DESMOND TUTU

ARCHBISHOP DUNCAN WILLIAM

ARCHBISHOP MARGARET IDAHOSA

BACK COVER STORY

LARA GEORGE– MUSIC ARTIST

INTERVIEW

INTERVIEWS

APOSTLE BALA SUCCESS ABRAHAM - PASTOR

APOSTOLIC TRIUMPHANT CHURCH INTERNATIONAL

PROFILES

ABI ADEGBOYE - MOTIVATIONAL SPEAKER

AYO ARAMA - ARAMA CREATIONS

PROMOTER/EVENT COORDINATOR

VONCILE BELCHER — MUSIC ARTIST

ALSO READ OUR REGULAR COLUMNS ON

FIRST LADIES,BUILD MY CHURCH,

WHITE FILELDS, WOMEN IN BUSINESS,

COMMONSENCE FOR BUSINESS,INVESTMENTS,

NOT 4 PROFIT, CHURCH MATTERS & EVENTS ETC

4

Editor’s Notes

Wishing all our readers a very happy Christmas.

We have finally reached the last month in this exciting year of 2012..

It is time once again to go back to your drawing boards to revisit your

personal and business goals for this year 2012 and then write new goals

for the new year 2013..

Our cover picture for this month of December is the lovely

Miss Ghyslaine (Gigi) Tchouga Miss Africa USA 2011 –2012

Our goal in putting together these business pages is to INFORM,

EDUCATE & EQUIP you to take your business to the next level.

I am sure you will enjoy this months edition.

The Quarterly print magazine for Fall is still on sale and we already have a

super bumper edition for winter 2012-2013 ready to hit the stands this

month. Both editions are super loaded with informative and educative

Content. Go to our website www.acumenbusinessmag.com and

order for your own copy of both magazines now!

Remember what God says in 3 John 2 that “ I wish above all things that

you prosper and be in good health even as thy soul prospers’

Just like God ,we at Acumen Magazine expect you to end this year well

in prosperity and a positive business financial balance.

Happy New Year to you.

Remain Blessed

Bibi Fashina

Evang Bibi Fashina

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Credit Educator

Tarra Jackson

Medical Matters

Dr Adolfo Molina

Legal Life Lessons

Dar’shun Kendrick

Christian

Entrepreneurship

Coach

Amos Johnson Phd

CONTENTS

COVER STORY PG 10

Miss Ghyslaine (Gigi) Tchouga

Miss Africa USA 2011 –2012

EDITORS WELCOME NOTE PG 4

ACUMEN MAGAZINES INFO PG 6

ACUMEN MAGAZINE-NIGERIA INFO PG 18 –19

12 BLESSINGS OF CHRISTMAS PG 12

12 CHRISTMAS CAROLS PG 16

HEALTHY LIVING PG 7

12 Foods for better sex

MUSIC & ENTERTAINMENT PG 22-23

Abraham Ogunlade—Abraham Sax

BOOK SPOTLIGHT PG 17

The fight within – Wanda Briscoe

12 Things

every Christian

Entrepreneurs

should do to be

successful in

BUSINESS!

PG 9

PG 28

Overwhelm +

How to prevent

burnout

PG 21

PG 22

Sleep Disorder

Activities Saving Family fun

PG 15

Business Owners

Legal Agreements

Checklist


PG 24

Our Name

WHAT DOES

THE WORD

ACUMEN

MEAN?

ACUMEN ;

(ˈækjʊˌmɛn, əˈkjuːmən)

The word is a Latin word

from the 1530s which

means "a point, sting,"

hence "sharpness, shrewd-

ness," from acuere "to

sharpen" .

ACUMEN is the ability to

judge well; keen discern-

ment; insight

ACUMEN means quick-

ness, accuracy, and keen-

ness of judgment or in-

sight.

BUSINESS ACUMEN is

keenness and quickness in

understanding and deal-

ing with a business situa-

tion in a manner that is

likely to lead to a good

outcome.

[1] The term "business

acumen" can be broken

down literally as a com-

posite of its two compo-

nent words: Business

literacy is defined in

SHRM's Business Literacy

Glossary as "the

knowledge and under-

standing of the financial,

accounting, marketing

and operational functions

of an organization”

[2] The Oxford English

Dictionary defines acu-

men as "the ability to

make good judgments and

quick decisions".

[3] Given these textbook

definitions, a strictly

literal definition would

be "keenness and quick-

ness in understanding and

dealing with a business

situation”

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12 Foods for Better Sex

If you want to put some sizzle back into your sex life, food

can help you set the mood. There‘s nothing better than a ro-

mantic, home-cooked dinner, featuring some R-rated foods to

help turn up the heat. ―There‘s a growing body of evidence

that some of the vitamins and components in foods can en-

hance sexual function and sexual experience,‖ says Jennifer R.

Berman, MD, the director of the Berman Women‘s Wellness

Center, in Beverly Hills, Calif.

Here are some of the food ingredients that have been major

players in aphrodisiac history and lore, and also have modern-

day science to back up their claims.

AVOCADOS

The Aztecs referred to avocados

as, ahem, testicles, because of

their physical shape. But the

scientific reason why avocados

make sense as an aphrodisiac is

that they are rich in unsaturated

fats and low in saturated fat, making them good for your heart

and your arteries. Anything that keeps the heart beating strong

helps keep blood flowing to all the right places; in fact, men

with underlying heart disease are twice as likely to suffer from

erectile dysfunction (ED).

ALMONDS

Topping the list of feisty foods, almonds have long been pur-

ported to increase passion, act as a sexual stimulant, and aid

with fertility. Like asparagus (another one of my favorite sexy

foods), almonds are nutrient-dense and rich in several trace

minerals that are important for sexual health and reproduction,

such as zinc, selenium, and vitamin E. ―Zinc helps enhance

libido and sexual desire,‖ says Dr. Berman. ―We don‘t really

understand the mechanisms behind it, but we know it works.‖

STRAWBERRY

The color red is known to help

stoke the fire: A 2008 study found

that men find women sexier if

they‘re wearing red, as opposed to

cool colors such as blue or green.

Strawberries are also an excellent source of folic acid, a B

vitamin that helps ward off birth defects in women and, ac-

cording to a University of California, Berkley study, may be

tied to high sperm counts in men. This Valentine‘s Day, try

making dark-chocolate-dipped strawberries. And while we‘re

on the subject, there‘s a reason we give chocolate on Valen-

tine‘s Day: It‘s full of libido-boosting methylxanthines.

SEA FOODS

Despite their slippery and slimy texture, oysters may be the

most well-known aphrodisiac. They‘re also one of the best

sources of libido-boosting zinc. But other types of seafood can

also act as aphrodisiacs. Oily fish—like wild salmon and her-

ring—contain omega-3 fatty acids, which are essential for a

healthy heart.

7 www.acumenbusinessmag.com Acumen Business Pages Edition 9 December 2012

ASPARAGUS

Asparagus suggests it is an

aphrodisiac. The French

word for asparagus is

‗asperge‘ which is a slang

word for the male sex organ.

An English herbalist from the 17th century, Nicholas Culpep-

per, wrote that asparagus "stirs up lust in man and woman."

In 19th century France, bridegrooms were served three courses

of the sexy spears at their prenuptial dinners. Apparently for a

good reason: asparagus is a great source of potassium, fiber,

vitamin B6, vitamins A and C, and thiamin and folic acid. The

latter is said to boost histamine production necessary for the

ability to reach orgasm in both sexes.

CHOCOLATE

Pure chocolate, the king of natural aphrodisiacs, contains a

host of compounds including anandamide, the psyochoactive

feel-good chemical, and PEA (phenylethylamine), the "love

chemical," which releases dopamine in the pleasure centers of

the brain and peaks during orgasm.

PEA is said to help induce feelings of excitement, attraction

and euphoria. Cacao also contains tryptophan, a key compo-

nent of the neurotransmitter serotonin known to promote a

sense of well-being and relaxation.

HONEY

Sweet, sticky honey is a great

source of boron, a trace mineral

that helps the body use and

metabolize estrogen, the

female sex hormone.

Studies have shown that this mineral may also enhance testos-

terone levels in the blood, the hormone responsible for promot-

ing sex drive and orgasm in both men and women. In addition,

honey contains B vitamins needed for testosterone, as well as

other nutrients, enzymes and phytochemicals.

ARUGULA

Arugula has been heralded as an arousal aid since the first cen-

tury. Today, research reveals that the trace minerals and anti-

oxidants packed into dark, leafy greens are essential for our

sexual health because they help block absorption of some of

the environmental contaminants thought to negatively impact

our libido.

FIGS

These funny-shaped fruits

have a long history of being a

fertility booster, and they

make an excellent aphrodisiac

because they are packed with

both soluble and insoluble

fiber, which is important for

heart health. Plus, high-fiber foods help fill you up, not out, so

it‘s easier to achieve that sexy bottom line—or belly.

BASIL

Basil not only makes the meals smell and taste better, but it

also has a lot of beneficial effects on human body. Basil has a

fantastic aroma that is said to have an aphrodisiac effect; it is

also very stimulating. Using sweet basil in a pasta sauce will be

sure to get your heart racing! Maybe this explains why Italians

are so romantic!

BANANAS

By it shape its connection with sexuality is quite obvious, but

you‘ll also find that bananas are loaded

with potassium, magnesium and B vitamins.

It also contains chelating minerals and the

bromeliad enzyme, said to enhance the

male libido.

CITRUS

Any member of this tropical fruit family is super-rich in anti-

oxidants, vitamin C, and folic acid—all of which are essential

for men‘s reproductive health. Enjoy a romantic salad that in-

corporates citrus, like pink grapefruit or mandarin oranges, or

use a dressing made with lemon and lime.

———————————————————————--

Source: Julie Upton, RD, Health.com, Alternet.org

For more health & nutrition tips Visit

http://www.facebook.com/NutritionSolutionLifestyle

12 Foods for Better Sex

www.acumenbusinessmag.com Acumen Business Pages Edition 9 December 2012 8


Of course this list is not the only things, but if you do these

things you will be successful. - Amos Johnson Jr, PhD

Here’s the list ...

1. Make sure your spouse is on board with the business

vision.

2. Be careful about picking political sides in the public

square because you will alienate potential customers.

3. Constantly promote what you are selling because

people will forget about your products and services.

4. Have a passion for what you are doing, so you can

transfer your passion to your customers.

5. Find the real pain points that people have, and will

pay to solve.

6. Experiment to find the right price point, but error on

the lower side at first because you can always raise

your prices later.

7. Before you build it, make sure people want it.

8. Focus, Focus, Focus

9. Forget about being perfect, good enough is Ok.

10. Get over self-doubt or you‘ll never be successful.

11. Realize that entrepreneurship is not a right nor is it

fair.

12. Don‘t ask people to buy too soon because they will

say no.

Amos Johnson Jr, PhD

has a passion for helping

Christians develop God-

inspired businesses because he strongly believe that financial

prosperity comes through faith In God & Business.

His ministry is a Christian Entrepreneurship Ministry to help

you develop your God-inspired business from a Biblical

viewpoint.

To fulfill the mission of this Christian Entrepreneurship

Ministry

He created his website www.amosjohnsonjr.com as a free

resource (articles, videos, and podcasts) for you to learn how to

start and grow your business from a Biblical viewpoint.

He offers free phone-advisement sessions to personally

assist you with your specific business God has called you to

do.

He conducts free and low cost workshops to teach biblical

business principles.

So visit his website and get the information you need to

develop the business God has called you to do.

And if you need to talk, just schedule an appointment with

him.

Contact Information:

www.amosjohnsonjr.com

http://www.facebook.com/amosyjohnson

http://www.youtube.com/user/AmosJohnsonJr

https://twitter.com/amosjohnsonjr

https://plus.google.com/108272448642957012145/posts

The #1 resource for you to learn how to start and grow a

business from a Biblical viewpoint

12 Things every Christian

Entrepreneurs should do to be

successful in BUSINESS!


ABOUT MISS AFRICA USA

BEAUTY PAEGANT

Miss Africa USA Pageant Founded in Oct 2005 as a

platform for young African Women in America to

showcase their beauty, talent and culture, serve

humanity by giving back to their communities in

Africa and America and realize their dreams come

true.

Mission Statement

To empower young African women in America as

Goodwill Ambassadors to serve humanity and

empower communities in Africa, USA and the

World.

The Vision

The vision of the Miss Africa USA Pageant is

driven by the potential and capacity of the empow-

ered African woman, she is a leader, she is ambi-

tious and she is very savvy, ready to take on re-

sponsibilities and focused on changing the world

around her. Miss Africa USA Pageant each year

brings young women together to represent their

countries and share their cultures with the rest of

the world, celebrate the power of the African

woman and foster sisterhood. The Pageant helps

the delegates to achieve the following:

Build self-esteem and confidence in young

African women growing up in a diverse culture

Build Leadership skills

Develop skills in community development and

empowerment through humanitarian service

Be the voice of the voiceless and share issues of

concern

Help Educate the General Public on Africa and

eliminate stereotypes and myths which exists due to

ignorance

Contact:

7883 North Main Street Jonesboro, Georgia

Phone: 1 (240) 440-2166

Email: [email protected]

Website http://www.missafricaunitedstates.com

Miss Ghyslaine Tchouaga- The 1

st Cameroonian to win Miss Africa USA Pageant

Cameroonian born beauty, Miss Ghyslaine Tchouaga, fondly referred to

as Gigi, was crowned Miss Africa USA 2011-12 on Sunday Nov 13th last

year. It was for the first time in the pageant's seven year history that a

Cameroonian walked away with the crown. The mission of the Miss

Africa USA pageant is to empower young African girls as good will am-

bassadors for Africa, using their status to leverage support to help com-

munities in need.

As the newly crowned African queen Miss Ghyslaine Tchouaga, was

expected to represent the African continent in America during her reign

as Miss Africa USA from last year through this year 2012.

Miss Ghyslaine Tchouaga , a 22-year-old nursing student made her way

to the spotlight in a mix of more than 150 African girls, who had regis-

tered for the pageant and auditioned to represent their respective coun-

tries. 16 finalists, representing 16 countries made the cut to the final,

where the Cameroonian pearl distinguished herself.

According to Miss Ghyslaine Tchouaga, all the finalists were amazing in

their presentations and platforms for Africa. “We’ve all taken a commit-

ment to change the world around us, with or without the crown,” she

added.

Born in Yaoun-

dé, Miss Gigi

Tchouaga immi-

grated with her

mother and sib-

lings to the USA to

pursue higher

education and

more opportunities

for the family. A

true Pan-

Africanist, Miss

Gigi Tchouaga’s

priority as stated

in her platform is

to help save lives

in the Horn of

Africa. She recog-

nizes the emer-

gency in Somalia

and wants to im-

mediately launch her campaign to 'Feed The Hungry' in Somalia.

She says Cameroon is a very blessed country with enough food to

feed even neighboring countries. In an emotional appeal during plat-

form presentations, Miss Somalia moved the audience by recognizing

Miss Cameroon's commitment to the crisis in Somalia. She could not

believe another finalist could take interest in her country.

While Miss Gigi Tchouaga pledged to focus on saving lives in Soma-

lia, she was also very interested in giving back to her native country,

by organizing a Medical Mission in Cameroon to help with medical

supplies and equipment for hospitals in rural and underdeveloped

areas as well as other humanitarian activities in Yaounde, Bafang,

Buea, Bamenda and Limbe.

“I will employ my position to advocate for orphans and sick children in

Cameroon by working closely with the Leon H. Sullivan Foundation

and the African Women's Development Foundation both registered

non-profits in the USA, to achieve my dreams as a Goodwill Ambas-

sador. Just remember that while we enjoy delicious meals every day,

millions are dying of starvation in Somalia. Join me, Miss Africa USA

in 'FEEDING THE HUNGRY” she said as she was crowned the

queen.

Miss Ghyslaine Tchouaga, was scheduled to work in Cameroon this

year to make a difference in health care sector as well as promoting

the education of the girl child and to promote education for children in

underserved communities as well as to carry out a back to school

drive in September 2012 to help orphans and children in need.

She was scheduled to lead the Cameroon Medical Missions both in

Yaounde, the Nation’s Capital where she was born and raised and

also in the Bafang area in the Western Region of the Country.

Miss Ghyslaine Tchouaga’s goal with the Mission was to ship 2

c ontainers of Medical Supplies and equipment to serve the under

privileged, these supplies and equipment will go a long to help com-

munities in need because health care is very poorly provided for in

Cameroon. Health care centers and hospitals very often lack basic

supplies and Medical Professionals are often working without the

necessary equipment and supplies they need to do their job.


12 Blessings for Christmas

12 Bible Verses that reveal God’s

blessings for Christmas.

1.John 3: 16

For God so loved the world that he gave his only begotten

son that whosoever shall believe in him shall not perish but

shall have everlasting life.

2. Isaiah 9:6

For unto us a child is born, unto us a son is given: and the

government shall be upon his shoulder: and his name shall

be called Wonderful, Counselor, The mighty God, The

everlasting Father, The Prince of Peace.

3. Mathew 1: 23

Behold, a virgin shall be with child, and shall bring forth a

son, and they shall call his name Emmanuel, which being

interpreted is, God with us.

4. Luke 1: 30-33

And the angel said unto her, Fear not, Mary: for thou hast

found favour with God. 31 And, behold, thou shalt conceive in

thy womb, and bring forth a son, and shalt call his name

Jesus.32 He shall be great, and shall be called the Son of the

Highest: and the Lord God shall give unto him the throne of

his father David: 33 And he shall reign over the house of Jacob for ever; and of

his kingdom there shall be no end.

5. Luke 2: 10-14

And the angel said unto them, Fear not: for, behold, I bring

you good tidings of great joy, which shall be to all people. 11 For unto you is born this day in the city of David a Saviour,

which is Christ the Lord. 12 And this shall be a sign unto you;

Ye shall find the babe wrapped in swaddling clothes, lying in

a manger. 13 And suddenly there was with the angel a multi-

tude of the heavenly host praising God, and saying, 14 Glory to God in the highest, and on earth peace, good will

toward men

6.Luke 2: 52 And Jesus increased in wisdom and stature, and in favor with God and man.

12

7. 1 Corin 15; 45

And so it is written, The first man Adam was made a living

soul; the last Adam was made a quickening spirit.

8.Colosians 1:22

In the body of his flesh through death, to present you holy and

unblameable and unreproveable in his sight:

9.Heb 2: 24

Forasmuch then as the children are partakers of flesh and

blood, he also himself likewise took part of the same; that

through death he might destroy him that had the power of

death, that is, the devil;

10. John 14;6

Jesus saith unto him, I am the way, the truth, and the life: no

man cometh unto the Father, but by me.

11.Romans 5: 16

And not as it was by one that sinned, so is the gift: for the

judgment was by one to condemnation, but the free gift is of

many offences unto justification.

12. Romans 8:1

There is therefore now no condemnation to them which are in

Christ Jesus, who walk not after the flesh, but after the Spirit.


13

Miss Ghyslaine

Tchouaga-

A: Thank you for granting us this interview with

you. When exactly did the tenure of your reign

start ?

Gigi: My reign started exactly on November 13,

2011.

A: Can you share with us what you have been able

to achieve during your reign as Miss Africa USA?

Gigi: As Miss Africa USA, so far, I have been able

to accomplish great things. I did a coat drive that

benefitted DC Homeless department, I have

volunteered for various organization such as the

International Rescue Committee, I am always

invited to mentor or to speak to other young girls.

During this summer, I have the amazing oppor-

tunity to travel to Equatorial Guinea, Malabo,

where we spent our day in an orphanage and that

experience made me realized how blessed I am to

leave in America, to have the opportunity to go to

school and to even have a place to call home.

Last but not least, my title as Miss Africa USA has

helped to grow as more down to earth person.

A; From your experience as the Miss Africa USA

queen what advice would you give other young

African ladies who wish to follow after your

footsteps?

Gigi: I will advise my African sisters to follow

their own voice and be confident as well.

In addition, if failure is not an option and hard

work always leads to success.

A: What are you doing now & what should we

look out to you doing in the near future?

Gigi: As right now, I am in school at the University

of Maryland Baltimore County. For me, a strong

woman, a woman who wishes to inspire, is a

woman who is educated at first. I am working on

the establishment of my non-profit to continue

my humanitarian work as Miss Africa USA.


15

Family fun saving activities Family fun saving activities Family fun saving activities

Low-Cost or No-Cost Family Financial

Literacy Activities

Create a money journal -- Track everything you spend for the

week, and write it down in a money journal. It will also show you

and the rest of your family just how easy small purchases like a

morning coffee and magazine at the convenience store can really

start to add up.

Holiday and Birthday Gifts -- Save your money and put together

a coupon book for your loved ones instead of buying a gift! Offer

up free breakfast in bed, one free car wash or yard work. What

other fun coupons can you create?

Mother's Day (May 9) & Father's Day (June 20) -- How about

making your mom or dad a coupon book full of handy certificates

they can use throughout the summer instead of buying an expen-

sive gift! Some handy ideas might be, "One Free Day of Yard

Work," "After-Dinner Clean-up Duty" or "Three Free Car Wash-

es."

Encourage your children to save 10% of their allowance in a

savings account or piggy bank to begin instilling the concept of

paying yourself first. This will help them learn that creating a

great big savings doesn't have to hurt when you start early.

Make a day at the Credit Union -- Bring the family along and

talk to your children about the different types of accounts that are

available. Set up checking or savings accounts for your children

and while you're there, set up your own savings account if you

don't already have one. Don't forget about the importance of emer-

gency savings accounts as well.

Read a money-minded book -- Take a trip to the library and add

money-minded books to your child's reading list for those light

homework evenings or for a weekend read.

Play restaurant -- Instead of going out to eat tonight, make your

very own restaurant. With the family, design a menu with your

favorite home-cooked meals (or search the Internet for some new

recipes). Have each family member pick a course and cook it all

together. This is also a fun way to dress up any meal you eat at

home, especially on the weekends.

Holiday Savings Account -- Whether you save in an additional

account or set aside some money each month in a piggy bank, start

saving now for the holiday season. You'll find it rewarding and

nice to know you won't be charging your holiday gifts this

year...or going into debt at the start of the New Year! Encourage

your children to set aside a portion of their allowance each month

too. Your Credit Union may have a Holiday or Christmas Savings

account to assist you with your savings program.

Garage sale -- Have a garage sale over the weekend and have all

or at least half of the proceeds go toward a family vacation or an-

other financial goal.

Family game night – Have a game night and play a money-

minded game like Life or Monopoly or Rich Dad Poor Dad Cash-

flow 101.

Donation day -- Turn any rainy day into a donation day! Clean

out your closet or gather toys and games you don't use anymore

and gather them all together and drive to your nearest donation

center or charity and make a tax deductible donation.

Comparison shop Throughout the Semester -- When shopping

for school clothing and supplies, teach your children the value of

money by comparison shopping. Check out the sale rack before

looking at full priced items, or browse the bargain stores. Your

children may be surprised at the amount you can save ... and you

might too!

Explore your state -- Your state may offer great vacationing

spots with family-friendly destinations. Your gas budget will be

significantly lower

when traveling in

state, instead of mak-

ing the cross-country

drive to Disney

World. Do some re-

search and put togeth-

er a family vacation

that will allow you to

see more of and learn

more about your great

state.


12 Most Sung

Christmas Carols

There are a lot of carols we love to sing at

Christmas.

Today you can arrange the top 12 and most sung

carols in your family from the list of 20 below in

the order you love to sing the carols.

1. Angels from the realm of glory

2. Away in a Manger

3. Go tell it on the Mountain

4. O come all ye faithful

5. O Holy night

6. O little town of Bethlehem

7. Once in royal David City

8. Silent Night

9. The first Noel

10. We three Kings

11. Hark the herald angels sing

12. God rest ye merry Gentlemen

13. Good Christian men rejoice

14. I heard the bells on Christmas day

15. It came upon a midnight clear

16. O Holy Night

17. Joy to the world

18. While shepherds watched their flocks

19. I heard the bells on Christmas day

20. The first Noel


THE CHRISTMAS QUIZ This is just a “Know thyself “ quiz!

1. How many carols do you know?

2. Why do we love to sing Christmas carols?

3. What do you do if you do not know the wordings of a

Christmas carol?

4. Do you like going from door to door caroling?

5. What is the most interesting part of the Christmas eve

to you?

6. Do you enjoy going to a Christmas carol service?

7. Do you enjoy Christmas concerts?

8. What is your favorite aspect of Christmas time?

9. What is the best type of dressing for Christmas time?

10. What is the favorite food you enjoy the most at

Christmas?

11. Do you enjoy decorating your home for Christmas?

12. How do you feel about eggnog?

13. How do you like your Christmas cake to be?

14. What do you love to put at the top of your Christmas

tree and why?

15. Do you still leave cookies and milk by the Christmas

tree?

16. When do you open your Christmas presents ?

17. Do you enjoy family coming during Christmas time?

18. Do you still hang the mistletoe by the door?

19. Are you happy about Christmas season?

20. Do you tell people that Jesus is the reason for the

Christmas season?

FEATURED BOOK

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how to handle the emotional, mental and spiritual aspects of daily living that most people ask when

dealing with an unexpected and terrifying medical situation.

This book is a must read if you are faced with a medical situation that is terrifying to you or have a loved

one going to such a medical situation and you wish to know how to be a positive help and emotional

support to them. As a church counselor, leader or pastor this book will give you an insight into the mind

and heart of your member who may be going through a medical condition that is terrifying to them and

how to better counsel them and be there for them during this trying time.


SLEEP DISORDER

SLEEP DISORDER ( ENGLISH )

Sleep disorder is one of the most common illnesses

found in humans. Individuals spend one third of their

lives sleeping and for good reason. Sleeping helps re-

store the energy our bodies’ lose throughout the day; fur-

thermore sleeping helps strengthen our immune systems,

and it helps eliminate waste products from our muscles

and repair cells.

Unfortunately, as previously stated many of us suffer from

various types of sleeping disorders which disrupt our abil-

ity to sleep. The most common sleep disorder is insom-

nia. Most individuals do not consider themselves to be

suffering from insomnia yet if we consider that, Insomnia

is a type of dyssomnia which refers to difficulties in sleep-

ing an appropriate amount of time; one will discover that

many indeed due suffer from the condition. There are

three major symptoms of insomnia.

The first symptom is a difficulty in trying to fall to sleep.

The second symptom is an inability to stay asleep the

whole night or the necessary time for the body to restore

the energy lost during the day. The last symptoms is not

achieving adequate sleep with regards to quality, mean-

ing that regardless of the time an individual sleeps he or

she still feels they did not obtain adequate sleep. The

deepest stage of sleep is REM (rapid eye movement),

if the person does not experience this phase of sleep

they will wake up feeling sleep deprived. The treatment

for sleep disorders vary greatly but the most common

plan of actions requires some type of medication and

changing of sleep habits. The bed should not be used for

watching TV or working.

Remember your health is a gift from God, so take care of

it.

Trastorno del sueño:( SPANISH )

Uno de los problemas más grande de la humanidad es

el sueño. Una tercera parte de nuestra vida la pasamos

durmiendo. hay varias razones por la cual

una persona duerme. Las razones son las siguientes:

para restaurar la energía física perdida durante el día,

para eliminar sustancias nocivas producida por los

músculos, para reparar las células dañadas, para refor-

zar el sistema inmunológico y para recuperar la función

física que se perdió durante el día. dormir es necesario

para el funcionamiento vital de nuestro cuerpo. pero

hay diferentes tipos de trastorno del sueño el cual

nuestra capacidad para descansar se interrumpe.

Ese trastorno se llama insomnia. El insomnio tiene

3 síntomas. el primer síntoma es aquel en el cual

el individuo se acuesta pero no se darme. el segun-

do es que la persona se acuesta y duerme un rato pero

se despierta en el medio de la noche y no descansa

suficientemente par recobrar la energía que perdió du-

rante el día, el tercer síntoma es aquel en el cual el pa-

ciente durmió 6 a 8 hora pero se siente que no durmió

y se siente cansado durante el día. Nosotros debemos

dormir 6 a 8 horas al día. la fase profunda del sueño es

la rem (movimiento rápido del ojo) del sueño. si el indi-

viduo no experimente la fase del rem( rápido movimien-

to del ojo) del sueño se va a sentir que ha sido depra-

vado del sueño o que no ha dormido,

el tiramiento del sueño es con medicina o cambiar la

salud del sueño. La cama es par dormir no para

ver televisión o para llevar su trabajo a la cama.

recuerde la salud es un regalo de dios cuide su salud

y que dios lo bendiga mucho

Consultorio Médico Hispano

A División of Servicio Medico Hispano, Inc. 3182 Shallow ford Road

Chamblee, Georgia 30341

Phone (770) 457-5758 Fax (770) 457-5750

Dr. Adolfo

Molina


22

ENTERTAINMENT

Abraham Ogunlade — Abraham Sax Music that uplifts the spirit and moves the soul is the type of music that Abraham Ogunlade hopes to bring to the Gospel Jazz

arena. Abraham is originally from Lagos, Nigeria. Abraham is from a strong religious family. Having grown up the son of a pastor,

Abraham’s warm, melodic sound was nurtured in the church. Abraham along with his 9 other siblings were brought up in a home

where God is the center. Abraham is the second of 10 children and at about age 5, he started his musical journey by playing the

drums, he then moved to the trumpet until he was a teenager. Abraham was first exposed to the unique and classic sound of the

saxophone by his brother; after hearing him play the saxophone, Abraham took up playing the instrument in 1991 and he then

began playing with the band called Compassion Band Strong Tower Mission in Lagos Nigeria and he has been playing the saxo-

phone ever since.

Abraham is seeking to expand his musical horizons, audience, and musical appeal. He wants his music to be known and to touch

people; Abraham endeavors’ for his music and his to be known in house

hold’s across the country. Abraham performs at a variety of locations

and events, such as weddings, concerts, banquets.

He has also performed, at such places as The Ashford & Simpson

Sugar Bar in NYC, the Greater New York and Northeastern

Conference of Seventh-day Adventist Churches, Full Gospel

Assembly, Grand Prospect Hall and several other venues’ in

NY, NJ and CT.

In the early nineties, Abraham started playing with

Kofo The Wonder a drummer and a singer from

Nigeria, who is now based in New York.

Abraham then started touring with King Wasiu

Ayinde Marshal, who is one of Nigeria’s

biggest and most famous bands. The music

was a fusion of African percussion fused

with western instruments like the

saxophone.

Abraham has performed in many

countries as Germany, Spain,

Poland, Paris, London, Holland,

Switzerland, Belgium, Italy and

Canada, during his time touring with

the band.


ENTERTAINMENT

Abraham Ogunlade

Abraham Sax

As a solo performer Abraham has performed at

events and locations in New York such as

Central Park, Atlanta, Chicago and Tennessee.

In 2007 Abraham was asked to perform in

Barbados. He was a featured performer in the

New Years in Queen’s Park, Barbados.

Abraham was also the lead saxophone player

for the Creflo Dollar Ministries in New York for

several years.

Abraham is currently working on the final

production of a live CD and DVD that he is

hoping to launch very shortly

As a solo performer Abraham is aiming to

expand his audience base and to introduce

himself and his music to a nation wide audience.

Abraham wants his music to be included with all

the mainstream gospel performers. Abraham’s

goal is to be a household name such as Dave

Coz, Najee, and Kirk Whalum, which are some

of the horn players who inspires and drives him.

For one day Abraham aspires to be named

along those great horn players, he admires.

Look for Abraham at an event near you, for his

gift is a gift from Above and Abraham has the

determination and the ambition to share his gift

with everyone.

Abraham is open for booking to play at your

launches, events, weddings or church functions.

To contact Abraham :

http://www.myspace.com abrahamtoyin http://www.twitter.com/abrahamonsax http://facebook.com/abrahamonsax http://ww.youtube.com/user/abrahamonsax


http://www.myspace.com/abrahamtoyin

http://www.myspace.com/abrahamtoyin

http://www.twitter.com/abrahamonsax



http://www.facebook.com/abrahamonsax



COMMERCIAL LEASE/ VENDOR

AGREEMENTS

I am about to sign / resign my commercial

lease/vendor agreement

1. Does your lease include a provision that would

require you to move to another part of the

building without much notice from the Land-

lord?

2. Did you know that you can negotiate that your

fees won’t increase unless the building has a

certain occupancy percentage?

3. Does your vendor agreement have a provision

for the appropriate amount of damages in

case of a break in?

Under Georgia law certain damages have to

be stated in the contract to be recoverable.

4. Where will you be litigating your case in case

of a break in? Is mandatory arbitration an op-

tion? What should you be doing if your vendor

contract has a “merger” clause?

5. Does the remainder of your contract have

these terms: Arbitration clause, subrogation

clause, Warranties & Representations, Cove-

nants not to compete, liquidated damages and

a guarantor/surety clause?

“Litigation” is EXPENSIVE,TIME CONSUMING

& A HEADACHE.

Allow KLP to keep

you ‘IN business

and OUT of the

COURT” through

proper documents

drafting and

negotiating

services.

EMPLOYEE/INDEPENDENT VENDOR

AGREEEMENTS

General advice:

The difference between an employee and a

general contractor is “control”.

As the business owner the more control you

have over the individual time and work scope

the more likely that they are an employee.

1. Do you have an employee contract that

includes these clauses:

No Moonlighting clause?

No salutation clause?

“Non– compete” clause? ( Tricky to draft)

2. Does your independent contract have:

Duties and Responsibilities

Tax Disclaimer Information

Indemnification clause to the extent allowed

under the Georgia law?

“ We have partnered with one of the best

Atlanta premier employment law firms to

provide you with the BEST employment

Legal services”

Checklist ? Legal Agreements

Business Owners

Legal Life Lessons Do you have the


Why Kendrick Law Practice?-

We SAVE you money by:

Providing access to comprehensive legal AND

business advice and consulting, creating value for

your company’s investment in us.

Mission: To provide Georgia business owners with

PASSION FOR and ACCESS TO CUSTOMIZED and

personal business AND legal services, including docu-

ment drafting, document reviewing and negotiating ser-

vices.

KLP offers comprehensive business and legal advice to small business

owners in Georgia with the mission of keeping them "IN business and

OUT of Court".

General Information: KLP is authorized to practice law ONLY in the

STATE OF GEORGIA. If you or your businesses do not reside in the

state of Georgia, you are NOT ENTITLED to rely on KLP's "Business

Legal Tips" insofar as they retain to "legal" not "business tips".

KLP focuses on the following three main areas of business law: docu-

ment drafting, document reviewing and negotiating services)

The “Legal Life Lessons” Series was started by Attorney Kendrick in

2012 as a way to showcase real life legal situations that either she has

experienced or those within her networks have experienced. The goal is

to move away from boring, white paper style discussions about the law

and focus on creating comfortable conversations about real experiences

in the life of Georgia business owners.**

Mission Statement: To provide Georgia small businesses PASSION

for and ACCESS to HIGHLY CUSTOMIZED and PERSONAL busi-

ness advice AND legal counseling, including document drafting, docu-

ment reviewing and negotiating services.

DISCLAIMER: Kendrick Law Practice and its attorneys are ONLY

authorized to practice law in Georgia and NO OTHER territory, state or

country and therefore any and all legal

advice is only applicable for businesses and

individuals that reside and/or located in the

State of Georgia. Additionally, please be

advised that this communication does not

create an attorney-client relationship unless

there is a signed or electronically filed re-

tainer agreement on file with the Firm.

Keep in Touch with Kendrick Law Practice:

(1) Monthly E- newsletter- Visit http://www.kendricklaw.net

(2) Facebook- http://www.facebook.com/kendricklawpractice

(3) Twitter- http://www.twitter.com/kendricklaw

(4) LinkedIn- http://www.linkedin.com/in/darshunkendrick

(5) Blog Discussions- http://www.kendricklaw.wordpress.com

(6) Blogtalkradio- http://www.blogtalkradio.com/ Kendrick

lawpractice

(7) Youtube Channel- http://www.youtube.com/user/

KendrickLawPra ctice1

(8) Google Plus- http://gplus.to/KendrickLawPractice

Attorney

Dar’shun

Kendrick,

25

PARTNERSHIP AGREEMENTS

If you are going into business or already in

business with someone else.

ALERT : There is a big difference between a joint ven-

ture and a partnership– one leaves you open to a joint and

several personal liability so make sure you know which one

you are operating!

DO YOU HAVE A PARTNERSHIP, OPERATING OR

SHAREHOLDER AGREEMENT? (This is not the document you

file with the Secretary of state– this is an internal agreement

as between the owners)

IT DECIDES:

* Ownership percentages

* Contributions of owners

* Distribution of profit and losses

* Voting Procedures & Decisions

* Duties and responsibilities of owners

* Mediation in case of conflicts

* Time limits

* Dissolution procedures

* Agency power of owners

* & Much ,much more...

Under Georgia law if you do not have one of these

agreements you are bound by default laws– that means the

state decides the above issues for you.

BUY/SELL AGREEMENTS

The purpose of buy/sell agreements is to lay out the proce-

dures for payments for an owner in case of a “triggering

event’.

For example what happens if your partner dies or divorces?

Don’t you want to maintain control?

If you are the other partner, do you not want your survivors

to be paid for your portion of the business?

* What is the buy– sell agreement designed to do?

* When is the buy-sell agreement triggered?

* How will the buy-sell agreement determine and pay the

purchase price?

***I highly recommend for business owners with more

than 1 owner to complete the above agreements. We work

with a GREAT company that funds these agreements.***

Legal Life Lessons


It will take more time, effort and expertise,

and for many of us, more money, than we

can possibly put together, to build a success-

ful business.

Factor this into your plans right from the start

or else overwhelm and burnout will soon be

moving in with you!

You may not need a full time staff but you

most certainly need an extra pair of hands or

two.

A DIY approach will take its toll on your

health, relationships and the rest of your life.

Do not attempt to do it all just because you

can.

Possible options:

Get help from reliable family members;

hire college students; take on government

funded interns or students on work

experience; hire a virtual assistant;

hire a temporary or part time worker.

You need the support and you can definitely

find a way to make it happen.

2.Leverage technology:

Automate whatever you can in your busi-

ness. Use technology to make your opera-

tions easier, faster and more cost effective.

Possible options: Use a messaging service

to take messages on your phone instead of

jumping to it every time the phone rings; set

up auto responders where appropriate to

send out standard responses to enquiries

(your email service may already provide

this); use an online scheduling tool (such as

www.timetrade.com)

28

Are You Enjoying Your Business?

How to Prevent Overwhelm and

Burnout So You Can Really Take

Pleasure in Your Work

At the start of our entrepreneurial journey, we

dive into business with zest and vigour, possibly

working all hours to get things done.

As small business owners, we may start off

wearing many hats or even every hat in our

business! If this has been your case, you will

however have discovered that before long, things

can get quite overwhelming, with burnout setting

in.

In horror, you realize that you are working long-

er and harder than you did at a job and probably

with less to show for it. Suddenly, it seems that

owning your own business is not quite as blissful

as you thought and for a second you wonder how

you ever got into this. It is at this point that

many throw in the towel returning to employ-

ment.

But need this be the case for you? How can a

small business owner or solo-preneur stop their

business from becoming overwhelming? How can

you avoid burn out and enjoy the work you are

so passionate about?

Here are my 3 top tips:

1.Right from the start, get all the

help you need!

You may be happy to work solo from your kitch-

en table or you may be keeping things small due

to budget constraints. However, I have come to

see that any kind of real business, not the hobby

kind, is bigger than its creator and needs more

than its creator to keep it going.


.How to Prevent Overwhelm and

Burnout

* instead of trying to juggle client bookings

yourself; use voice transcription software rather

than personally transcribing your documents; *

meet up by Skype or use a chat or video confer-

encing service where this could replace expen-

sive, tedious and time-consuming travel; *

network online to access resources and solutions

instead of schlepping around town to find them;

* make payments online rather than making a

trip to the bank; *

use email where you can avoid a trip to and a

queue up at the post office.

Electronic accounting systems, email marketing

programs and client relationship management

software will all save valuable time and stress

3.Outsource and get a life!

Subcontract work that you do not enjoy, that

you do not have the expertise to do well, that is

low-paying if you could earn more in that time

or if it keeps you up at night. You can get the

day’s work done in a fraction of the time if you

outsource to competent hands.

And all those tasks that you never get round to

could be handled efficiently by someone else.

You may be a solo-preneur but you do not need

to fly solo. And you certainly have the right to a

life outside of work!

Possible tasks to outsource:

Web development; graphic design; administra-

tive tasks; public relations; event management;

travel arrangements; computer maintenance;

sourcing and liaising with suppliers; printing;

personal concierge/life style management or er-

rand running; accounting and tax returns; clean-

ing etc.

I have used many of these tools and resources.

Not just for tasks that I am unable to do but to

enhance my productivity, reclaiming personal

and family time. I love the work I do and I would

like to keep it so.

Oma Edoja is an author, speaker and Women's

Business Growth Mentor who is passionate about

empowering women! She is the UK's go-to-gal for

ambitious women entrepreneurs who want to get

more clients, make more money and make a bigger

impact through their work.

Oma is the author of "The Es-

sential Get Clients Guide: 14

Reasons Women Business Own-

ers Struggle to Get Clients and

How to Avoid Them." She in-

vites you to download your

FREE copy at

www.TheEssentialGetClientsGuide.com

Therefore, I have learnt and continue to learn

to get help, leverage technology and to out-

source as much as I possibly can. This way,

even from a kitchen table, small business can

continue to be fun, refreshing and fulfilling!

Reflections:

What aspects of your business do you find

overwhelming?

How could you get help, leverage technology

or outsource in these areas?

What challenges do you face with getting

help, leveraging technology and outsourcing?

What inner resistance do you have about get-

ting help with your business?

If you will not hire help where you need it, you

will encounter the same resistance from others

to whom you try to sell your services. The en-

ergy you send out comes back to you, whether

it is the energy of abundance (“I will invest in

support because I need it”) or the energy of

scarcity (“I cannot afford support; it is too ex-

pensive. I will do it all by myself.”). Do you of-

ten get people saying they cannot afford your

services? Could you be sending out this same

withholding energy yourself?

Write in to share your insights, challenges and

thoughts on this issue. Your feedback could be

the very thing someone else needs today. You

could also benefit from the feedback of others.


ACUMEN MAGAZINE WINTER 2012 - 2013 EDITION

ON SALE FROM DEC 15TH 2012

FRONT COVER STORY PASTOR BYRON CAGE

ORDAINED PASTOR & MUSIC MINISTER

BACK COVER STORY SEGUN GELE

SEGUN GELE INTL

ADEDOYIN ANIMASHAUN KOYI

FACES AND HEADGEARS

NIKE ISIBA

GELE ARA

INTERVIEWS PASTOR CALVIN MCCOY - PASTOR

CRUNK FOR CHRIST RADIO & TV

BISHOP DR CLETUS BASSEY - PASTOR

DESTINY INTERNATIONAL MINISTRIES

LADY KATE ATABONG– CEO/PRESIDENT

MISS AFRICA USA BEAUTY PAGEANT

PROFILES ABIOLA CHAMP SALAMI - MOTIVATIONAL SPEAKER

ABRAHAM OGUNLADE - SAXOPHONIST

ANU OYENEYIN OSILESI - MUSIC ARTIST

KISHA JONES-PATE — PRESIDENT

BLACK WOMEN NETWORK (BWN)

ALSO READ OUR REGULAR COLUMNS ON

FIRST LADIES, BUILD MY CHURCH, WHITE FILELDS,

WOMEN IN BUSINESS, COMMONSENCE FOR

BUSINESS,INVESTMENTS, NOT 4 PROFIT ,

CHURCH MATTERS & EVENTS ETC

VIEW EVENT COVERAGE PICTURES

CRUNK FOR CHRIST AWARDS NIGERIAN GOSPEL AWARDS

PRAYZE FACTOR PEOPLE’S CHOICE AWARDS NIGERIAN PROMOTERS AWARDS

MAGAZINE IS ON SALE & DISTRIBUTED

USA, IRELAND,SPAIN,CANADA,U.K & NIGERIA

Visit the SUBSCRIBE page on our website to order your own copy.


YOU ARE INVITED TO WORSHIP AT ANY OF THESE FINE CHURCHES

Pastor Mike Adebiyi

JCCI HOUSE OF GLORY

1640 East Park Blvd. Stone Mountain, GA 30087

Phone: (770) 413-0202 Email: [email protected] Web-

site: www.jcci-hog.org

Contact us to include your church here to invite people to worship at your own church.

Pastor Wole Akinola - King

RCCG Grace Assembly

6045 North Henry Blvd, Suite A Stockbridge GA 30281

Phone: (770) 506 -7730 E mail: [email protected]

Website: www.rccggc.org

Pastor Chuzzy Udenwa

Glory House World Church

4887C Lawrenceville Highway ,Tucker GA 30084

Phone: (770) 909 5000 Email: [email protected]

Website: www.glorytoglorychurch.org

SERVICE TIMES Sun: 11.00 am Worship Service

Tues: 7.00 pm Bible study

Fri : 7.00 pm Prayer Meeting

Pastor Salah Solomon Faraj

Kingdom Destiny Ministries International

259 Langley drive, Lawrenceville GA 30046

Phone: (678) 638-0881 E mail: [email protected]

Website: www.kdmga.org

Pastor Zaccheus Oloba

Christ Apostolic Church- Vineyard of Comfort

1309 Stephenson rd., Lithonia GA 30058

Phone: (404) 957 1255 Email: [email protected]

Website: www.cacvocatlanta.org


Wed: 7.00 pm Bible study


SERVICE TIMES

1st Fri of every month : 8.00—

10.00 pm

Hip Hop Service



Sat : 8.00 pm Ministers School



2nd Fri : 10 pm Prayer Meeting










Pastors Adam & Belinda McNatt

The 47 Spot 5271 Lawrenceville highway, Lilburn GA 30047


Website: www.adamandbelinda.com

Pastor Bernados Rios

Ministerio Mana

5150 Jimmy Carter Blvd Norcross GA 30093


Website: www.ministeriomana.com

Rev. Dr. Frank Ofosu - Appiah

All Nations Church

5511 Williams rd. Norcross GA 30093


Website: www.allnationsusa.com

Acumen Business Pages- December 2012

Documents

Transcript of Acumen Business Pages- December 2012