ACTIVITY OF ACTIVITY OF MULTINATIONAL MULTINATIONAL

CORPORATIONS ON THE CORPORATIONS ON THE MARKETS OF UKRAINEMARKETS OF UKRAINE

Tikhonova SvetlanaScientific supervisor -

G. Gluha

AGENDAAGENDA the concept of the activities of the concept of the activities of

transnational corporationstransnational corporations

the analysis of their activity on the the analysis of their activity on the territory of Ukraineterritory of Ukraine

mechanisms to enhance their impact mechanisms to enhance their impact on transnational «Home Credit and on transnational «Home Credit and

Finance Bank»Finance Bank»

The purpose of this thesisThe purpose of this thesis - - to study MNC as a subject of to study MNC as a subject of

global economic process.global economic process.

Object of Object of research thesisresearch thesis - - MNCes MNCes

Transnacìoanal corporationTransnacìoanal corporation is such enterprises whose is such enterprises whose activity is supranational, activity is supranational,

supranational nature and lead supranational nature and lead to the creation and to the creation and

management of connection management of connection that makes a very active that makes a very active

impact on processes impact on processes occurring in other countries.occurring in other countries.

From April in 2002 is From April in 2002 is included in the group included in the group of companies of of companies of Home CrediHome Creditt

The main office is The main office is located in Czech located in Czech RepublicRepublic

Ivan SvitekIvan Svitek – the – the Head of the BankHead of the Bank

sources of formation

of the equity

paid-in capital (17.6%)

supplementary capital (37.9%)

the issuer (44.5%)

Home Credit needs toHome Credit needs to Expand and continually improve the Expand and continually improve the range of customers with products and range of customers with products and

servicesservices

Increase the attractiveness of the Increase the attractiveness of the

companycompany

Involve the work of highly qualified Involve the work of highly qualified specialists specialists

The problems of credit activity of The problems of credit activity of the Bank:the Bank:

Probability risk of not-on-time, Probability risk of not-on-time, incompleteness and non-payment of incompleteness and non-payment of

the loan; the loan;

The lack of new methods of The lack of new methods of assessing creditworthiness; assessing creditworthiness;

Guided applied forms of short-term Guided applied forms of short-term lending; lending;

Problem ways of solving Costs. associated with the

implementation of measures

The economic effect

probability of risk nevčasnìst′,

incompleteness, and failure to

pay loan

Implementation of software that allows to estimate a borrower using the trehfaktornoj model the impact

82000 hrn 140000 hrn per year

the lack of new methods of assessing

creditworthiness

Implementation of software that allows to estimate a borrower using the trehfaktornoj model the impact

88000 hrn 140000 hrn per year

the narrowness of the applied

forms of short-term lending

Introduction of investment lending form 1180000 hrn

Total 1460000 hrn

Measures to improve credit policy

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