ACCOUNT OPENING FORM - Access Bank Ghana · PDF file · 2015-09-11Guidelines to...

CORPORATE

ACCOUNTOPENING FORM

Customer ID Branch Code

Guidelines to opening a corporate account

Supply the under listed documents along with completed application package.Please bring along the originals of documents for sighting.

Basic requirements

Complete the enclosed signature cards.

Provide your company name on the two reference (one of which should be completed by the Company’s Auditors or Solicitors) forms enclosed and get individuals or companies who currently maintain current accounts with any Bank in Ghana to act as a referee(s).

Residence permit (Non-Ghanaians).

Proof of residence, including tenancy agreement, Utility bill e.g. electricity, water, telephone.

Letter of authority to debit or for the conduct of a search on business name.

Indemnity to operate the account pending the receipt of the search report.

Cheque confirmation form.

Additional requirements for specific account

A. Corporate account

a. Photocopy of certificate of incorporation of your company

b. Copy of regulations

c. Copy of forms 3&4

d. One (1) passport photograph of each signatory to the account (with full face forward)

e. Identification document for signatory to the account, e.g. driving license, international passport, national identity card

f. Residence permit (Non-Ghanaian)

g. Certificate to commence business

2. The following should be duly signed off by the account signatories

a. Mandate and resolution in the package is to be signed by director and secretary with the company seal/stamp

b. Letter of set-off authorizing the bank to consolidate the company’s assets towards the satisfaction of its liabilities

c. Cheque confirmation form

d. Letter of authority to debit for a search on business name

e. Indemnity to operate the account pending the receipt of the search result

B. Sole proprietorship/Partnership

a. Two reference forms each duly completed by an individual or corporate body maintaining current account with a bank in Ghana (Detachable Reference Forms are included in this package)

b. Copy of certificate of registration of a business name; and Form A

c. Partnership Deed (where applicable)

d. A passport photograph of each signatory;

e. Current identification of each signatory e.g. International passport national identify card, driver’s license, notary certificate, membership identification No. from professional bodies.

C. Public organization

a. One (1) passport sized photograph of each signatory

b. Photocopy of international passport/driver’s license etc. (of the signatories to the account for identification or originals are to be presented for sighting on submission)

c. Letter from the Governor/Minister/Commissioner/Director General/Local Government/Chairman/Secretary/Sole Administrator (whichever is applicable) authorizing the opening of the account and listing the names of authorized signatories to the account, or a certified true copy of the board of directors/executive council resolution authorizing the opening of this account and listing the names of authorizing signatories to the account

d. A certified copy of: the enabling act/decree, or certificate of incorporation, company regulation.

1

2

3

4

5

6

7

Corporate Account Opening Form \\ 1

e. Financial regulations governing the administration of the establishment (where applicable).

f. Forms 3&4 (Particulars of directors)

D. Unincorporated societies/club/associations account

a. Two Reference Forms each duly completed by an individual or Corporate body maintaining Current Account with a bank in Ghana (Detachable Reference Forms are included in this package)

b. Certified true copy of certificate of Registration (Original) to be available or sighting by an officer of the bank)

c. A copy of each of constitution Rules and Regulations of the Association etc,

d. A passport sized photograph each of Chairman, Secretary and other Signatories to the account;

e. Current identification of each signatory/Executive and their Signatures to the Account i.e National Identity Cards Driver’s License.

f. Senior Head of the Organization’s Title and Personal I.D i.e. National Drivers License/ International Passport

2 // Corporate Account Opening Form

ACCOUNT OPENING FORM - ENTITIES (Incorporated and Non-Incorporated)

(Please indicate the category and type of account to open by ticking the applicable box below)

Category of Business

Limited Liablility Company Partnership Sole proprietorship MMDA’s Charities Others

Account Type

Current Account Fixed Deposit Account Branch

ACCOUNT NO (1) (For official use only) Currency type




1. COMPANY DETAILS (Please complete in BLOCK LETTERS and tick where necessary)

Company/Business Name Certificate of Incorporation/Registration Number

Date of Incorporation/Registration Number Jurisdiction of Incorporation/Registration

Parent Company’s Country of Inc. Source of funds

Type/Nature of Business Sector/Industry

Operating Business Address 1

Operating Business Address 2

Corporate Business Address/Registered office (if different from above)

Email Address Website (if any)

Phone Number 1 Phone Number 2

Tax Identification Number Certificate to Commence Business (Specify)

Other reference number

2. ANNUAL TURNOVER

a. GHS 0-9,999 GHS 10,000-49,999 GHS 50,000-99,999 GHS 100,000 and above

b. Is your company quoted on any Stock Exchange? Yes No Ref No.

3. ACCOUNT SERVICE(S) REQUIRED (Please tick any applicable option below)

Card Preferences ATM Card Master Card Visa Card Others

Internet Banking Preferences Internet Banking Mobile Banking Other Internet Banking

Statement Preferences Email Post Collection at Branch

€ £ $ Y Others

€ £ $ Y Others

€ £ $ Y Others

€ £ $ Y Others

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Statement Frequency Monthly Quartely Semi Annually Annually

Cheque Book Requisition Opened Cheque Cross Cheque

Number of Leaves (Cheque Books) 25 Leaves 50 Leaves 100 Leaves

Cheque Confirmation Would you like to pre-confirm your cheques? Yes No

Cheque Confirmation Threshold If the answer above is Yes, please specify the threshold

4. CHEQUE CONFIRMATION THRESHOLD

You will be required to pre-confirm any cheque above GHS 2,000.00

If you would like to have a higher threshold pre-confirmation, please specify the amount (ie threshold above GHS)

5. KEY CONTACT PERSONS/PRINCIPAL OFFICERS DETAILS

Surname First Name Other Names

Date of Birth Mother’s Maiden Name

Gender M F

Nationality Residence Permit No.

Means of Identification ID Number ID Issue Date ID Expiry Date

Occupation Job Title Position/Office of the officer

Residential Address

Nearest Landmark City/Town

Metropolitan, Municipal District Assembly Area (MMDA) Region

Phone Number 1 Other Number Email Address

6. ACCOUNT SIGNATORY’S DETAILS



Gender M F

Nationality ( for Non-Ghanaians) Residence Permit No.



Residential Address




Class of Signatory (Please indicate class in the space provided) Signature Date

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/ /

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7. ACCOUNT SIGNATORY’S DETAILS (2)



Gender M F

Nationality ( for Non-Ghanaians) Residence Permit No.



Residential Address





8. ACCOUNT SIGNATORY’S DETAILS (3)



Gender M F

Nationality (for Non-Ghanaians) Residence Permit No.



Residential Address





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9. DETAILS OF THE DIRECTORS/EXECUTIVES/TRUSTEES/PROMOTER/EXECUTORS/ ADMINISTRATORS (1)



Gender M F

Nationality (for Non-Ghanaians) Resident Permit No. Means of Identification

ID Number ID Issue Date ID Expiry Date

Occupation Job Title

Status as a Director (Please tick as appropriate) Chairman Managing Director/Chief Executive Officer

Executive Director Non-Executive Director Chief Finance Officer Others (Specify)

Position/Office of the officer

Residential Address




10. DETAILS OF THE DIRECTORS/EXECUTIVES/TRUSTEES/PROMOTER/EXECUTORS/ ADMINISTRATORS ETC (2)



Gender M F







Residential Address




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/ /

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Gender M F







Residential Address







Gender M F







Residential Address




/ /

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/ /

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13. ADDITIONAL DETAILS

I. Name of affiliated Company/Body

1

2

3

II. PRINCIPAL SHAREHOLDERS (Shareholding of 10% and above)

a. Full Name of Shareholder Gender M F

Address

Educational/Professional Qualification Status Percentage Holding

Mobile Number Nationality Email Address

Do you have dual citizenship? Yes No If yes, please specify

If US Citizen, please provide: Social Security Number Employee Identification Number

Registration Certificate (If a Corporate Shareholder) Country of Incorporation (If a Corporate Shareholder)

Name(s) of Beneficial owner(s) (if any)

b. Full Name of Shareholder Gender M F

Address







c. Full Name of Shareholder Gender M F

Address







Name of Beneficial owner(s) (if any)

d. Full Name of Shareholder Gender M F

Address







e. Full Name of Shareholder Gender M F

Address








f. Full Name of Shareholder Gender M F

Address







14. DETAILS OF ACCOUNT HELD WITH OTHER BANKS BY THE PROSPECTIVE CUSTOMER

15. AUTHORITY TO DEBIT ACCOUNT FOR SEARCH FEE

The Manager,Access bank (Ghana) Limited

Branch:

Dear Sir,

AUTHORITY TO DEBIT OUR CURRENT ACCOUNT FOR SEARCH FEE

We hereby authorize you to debit our account with the applicable charges for the legal search conducted on our account at the Registrar General’s Department or relevant Agency/Authority.Thank you.

Yours faithfully

Authorised Signature of the Customer/Representative & Date Authorised Signature of the Customer/Representative & Date

SN NAME AND ADDRESS OF BANK/BRANCH

ACCOUNT NAME ACCOUNT NUMBER STATUS: ACTIVE/DORMANT

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2

3

4

5


16. LETTER OF SET-OFF

From

To:

The Manager,Access bank (Ghana) Limited

Branch

LETTER OF SET-OFF

I/We agree that you (in addition to any general lien or similar right to which you as my/our banker may have at any time and without notice to me/us combine or consolidate all or any of the company’s accounts with liabilities to you and set off transfer any sum standing to the credit of any such accounts, be it cash cheques, valuable, deposits, securities, negotiable instruments or other assets belonging to me/us with you in or towards satisfaction of any of my/our liabilities to you or any other account or in any other respect, whether such liabilities be actual or contingent, primary or collateral, several or joint.

Authorised Signature of the Customer/Representative & Date Authorised Signature of the Customer/Representative & Date

17. ACCOUNT OPENING MANDATE

(Please tick as appropriate)

a. Category of Account: Joint Account Fixed Investment Account Other types of Account

Account Type: Current Account Fixed Depost Account Savings Account Domiciliary Account

b. Account Name

c. Account Number

d. Mandate authorization/Combination Rule (Please tick as appropriate)

Sole Signatory Two or more If two or more are to sign, please specify

e. Signatories

i. Name

Surname

First Name

Other Name

Class of Signatory

Identification Type

Identification No.

Telephone Number

Signature & Date

€ £ $ Y Others

PHOTOGRAPH

FOR BANK USE ONLY

Name Signature

FOR BANK USE ONLY

Name Signature


ii. Name

Surname

First Name

Other Name

Class of Signatory

Identification Type

Identification No.

Telephone Number

Signature & Date

iii. Name

Surname

First Name

Other Name

Class of Signatory

Identification Type

Identification No.

Telephone Number

Signature & Date

PHOTOGRAPH

PHOTOGRAPH

FOR BANK USE ONLY

Name Signature

FOR BANK USE ONLY

Name Signature

FOR BANK USE ONLY

Name Signature

FOR BANK USE ONLY

Name Signature


IN ATTENDANCEI.....................................................................................................(Company Secretary)RESOLUTION:At the meeting of the board of Directors of...................................................................held on......................day of.................20...................at the company’s Head Office, the following resolution were proposed and duly passed:

Position

Position

Position

Position

Position

Position

18. BOARD RESOLUTION

List of Directors present

1. Name

2. Name

3. Name

4. Name

5. Name

6. Name

1. APPOINTMENT OF BANKERRESOLVED, that Access Bank (Ghana) Ltd (hereinafter referred to as “The Bank”) be and is hereby appointed a Banker to the Organisation

2. OPENING OF AN ACCOUNT:Resolved that a Current Account be opened with the bank

3. DEPOSIT AND WITHDRAWALSRESOLVED, that until further order of the Board of Directors/Executive Council/Authorizing officer, any funds of this Organization deposited in the Bank be subjected to withdrawal or charge at any time upon cheques, notes, drafts, bills of exchange accepted, undertaking, other instruments or orders for the payment of money when made, signed, drawn, accepted or endorsed on behalf of this organization by the authorized signatories as stated in the column belowRESOLVED, that the bank is hereby authorized to pay any such instrument or make any such charge and also to receive the same from the payee or any other holder without inquiry as to the circumstances of issue or the disposition of the proceeds even if drawn to the individual order of any signing person or payable to the bank or others for his account, or tendered in payment of his individual obligation, and whether drawn against an account in the name of this organization or in the name of any officer or agent of this organization as such, and at the option of the bank, even if the account shall not be in credit to the full amount of such instrument or charge.RESOLVED, that prompt notice be given in such manner as the bank may from time to time specify of instruction, not to honour any cheques, bills of exchange, promissory notes, deposit receipts and other orders for the payment of money drawn, endorsed or accepted on behalf of the organization, and to indemnify the bank for any loss arising from such non-payment. Resolved, that the organization shall give notice of any anomalies in the statements of account furnished to the organization by the bank within 90 (Ninety)days of the date thereof, and the organization understands and agrees that failure to give such notice shall absolve the bank of all liability arising there from.

4. LOANS, CREDITS AND SECURITYRESOLVED, that the authorized signatories as stated in the column below are herebyauthorized on behalf of this organization:a. To borrow money and to obtain credit for this organization from the Bank on any terms and

to make and deliver notes, drafts, acceptances, instruments or guarantee, agreements and any other obligations of this organization therefore in form satisfactory to the Bank.

b. To grant security interest in and/or pledge or assign and deliver, as security for money borrowed or credit obtained, stocks bonds, instruments, bill receivable, accounts mortgages, merchandise, bill of lading, warehouse receipts and other documents, insurance policies, certificates, and any other property now or hereafter held by or belonging to this organization with full authority to endorse, assign or guarantee any of the same in the name of this organization

c. To discount any bills receivable or any paper held by this organisation with full authority to endorse the same in the name of the organisation.

d. To withdraw from the bank and give receipt for, or to authorize the bank or bearer to deliver to one or more designated persons, all or any documents and securities or other

property held by it, whether security held as collateral or for safekeeping or any other purpose.

f. To execute and deliver all security and other agreements, financial statement and other papers required by the bank in connection with any of the foregoing matters and affix thereto the seal of this organization

5. AMALGAMATION OF ACCOUNTSRESOLVED, that the organization agrees that in addition to any general lien or similar right to which the bank may be entitled by law, the bank at any time and without notice to the organization combine or consolidate all or any of the organization’s account and liabilities to the bank and set off or transfer any sum or sums standing to the credit of any or one or more of such accounts or any other credit be it cash, cheques, valuables, deposits, securities, negotiable instruments or other assets belonging to the organization with the bank in or towards satisfaction of any of the respect whether such liabilities be actual or contingent, primary or collateral and several or joint.

6. ENABLING ACT FINANCIAL REGULATIONSRESOLVED, that the Bank be furnished with a list of the names of the Executive Councilmembers/Board of Directors of the Organization and with the specimens of their signatures and that the Bank be authorized to act on any information given by a certified true copy of the organization’s Resolution, or written instructions of the Authorizing Officer as to any changes therein, Further Resolved that the Bank be furnished with a copy of the Act creating the organization (the Enabling Act) and that future amendments to the Enabling Act and Financial Regulations governing the borrowing powers of the officers (if any) would be sent to the Bank within 14 days of the registration/filing of such amendments. The bank would be indemnified against any loss or damages sustained as a result of failure to notify it of any such amendment.

7. FOREIGN EXCHANGE TRANSACTIONRESOLVED, that in consideration of the bank providing foreign exchange facilities to theorganization from time to time in the ordinary course of business or against the organization’s imports, the organization agrees to:a. deliver to the Bank not later than 60days after the payment of foreign currency or against

the organization’s import transaction and in any other case not later than 10 days after the arrival of eligible goods in Ghana, the exchange control coy of the Customer’s Bill or Entry and other allied documents, that may be prescribed from time to time by the laws of Ghana.

b. Indemnify the Bank against loss or damage incurred as a result of failure to produce the required customs Bill of Entry and any other document required by law and to comply with any Ghanaian Customs or exchange Control regulation.

c. the debiting of the organization’s account or to pay on demand to the Bank any difference exchange rate due to a fluctuation in rates between the time of instruction and the completion of the transaction

8. NON DEFAULT REPRESENTATIONThe executive Council/Board of Directors/Authorizing Officer hereby certifies that theorganization is not in default of any obligation to any of its creditors.

9. AUTHORIZED SIGNATORIESResolved, that the following persons be and are hereby appointed signatories to the Establishement’s account and are mandated to complete appointed signatories to the Bank and sign in the combination specified below.

1. Name

2. Name

3. Name

4. Name

5. Name

6. Name

7. Name

Account Operating Mandate of the Company shall be

CERTIFIED TRUE COPY

Dated this day of year AUTHORIZED OFFICER/DIRECTOR

(whichever is applicable, please state designation) SECRETARY

Title

Title

Title

Title

Title

Title

Title

Signature

Signature

Signature

Signature

Signature

Signature

Signature

Category

Category

Category

Category

Category

Category

Category


19. ELECTRONIC BANKING AGREEMENT

1. INTRODUCTION

1.1 This agreement is a service agreement which applies to communication (defined below) the customer will provide Access Bank (Ghana) Ltd documents and other information reasonably required by it in connection with this agreement

2. AUTHORITY

2.1 Access Bank (Ghana) Ltd may rely on the authority of each person designated in a form acceptable to Access Bank (Ghana) Ltd by the customer to send communication or do written notice or other notice acceptable to it or any change from duly authorized person and Access Bank (Ghana) Ltd has had a reasonable time to act (after which time it may rely on the change)

3. COMMUNICATION

3.1 Each of the customers and Access Bank (Ghana) Ltd, will comply with certain agreed security procedures (the procedures) designed to verify the origination of communication between them such as enquires, advices and instructions (each a communication).

3.2 Access Bank (Ghana) Ltd is not obliged to do any other than what is contained in the procedures to establish communication. Access Bank (Ghana) Ltd is not responsible for errors or omissions made by the customers or duplication of any communication by the customer and may act on any communication by reference to an account number only, even if an account name is not provided. Access Bank (Ghana) Ltd may act on a communication if it reasonably believes it contains sufficient Information.

3.3 Access Bank (Ghana) Ltd may decide not to act on a communication, where it reasonably doubts it contents, authorization, origination or compliance with the procedures and will promptly notify the customer (by the telephone if appropriate of its decision)

3.4 If the customer informs Access Bank (Ghana) Ltd that it wishes to recall, cancel or amend a communication, Access Bank (Ghana) Ltd will use its reasonable efforts to comply.

3.5 If Access Bank (Ghana) Ltd acts on any communication sent by any means requiring manual intervention (such as telephone, telex electronic mail or disks) sent by procedures, the customer will be responsible for any loss Access Bank (Ghana) Ltd may incur in connection with that communication. In accordance with which it is required to act or if its performance is prevented, hindered or delayed by a force majeure event in such case its obligations shall be suspended for so long as the force majeure event continues. Force majeure event means any event due to any cause beyond the reasonable control of the relevant party, such as restrictions on convertibility or transferability, requisitions, involuntary transfers, unavailability of any system, sabotage, fire, flood, explosion, act of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, act of government, etc.

6. CUSTOMER INFORMATION

6.1 Access Bank (Ghana) Ltd will treat information relating to the customer, as confidential, but

unless consent is prohibited by law, the customer consents to the transfer and disclosure by Access Bank (Ghana) Ltd of any information relating to the customer to and between the branches, subsidiaries, representative offices, affiliates and agents of Access Bank (Ghana) Ltd and third parties selected by any of them, wherever situated, for the confidential use in connection with the provision of any service and for the processing, statistical and risk analyses purposes of Access Bank (Ghana) Ltd, and any branch, subsidiary, representative office, agent or third party may transfer and disclose any such information as required by any law, court, regulator or legal process.

7. TERMINATION

The customer or Access Bank (Ghana) Ltd may terminate this agreement on reasonable notice (taking into account any communication and any service or product affected).

8. GENERAL

8.1 Neither the Customer nor Access Bank (Ghana) Ltd may assign or transfer any of its rights or obligations under this Agreement without the prior written consent of the other party, which consent will not be unreasonably withheld or delayed. However, Access Bank (Ghana)Ltd may make such an assignment or transfer to a branch, subsidiary or affiliate without the necessary consent if it does not materially affect the provision of services to the customer.

8.2 If any provision of this Agreement is or becomes illegal, invalid or unenforceable under any applicable law, the remaining of this Agreement will remain in full force and effect (as will that provision under any other law).

8.3 No failure or delay of the Customer or Access Bank (Ghana) Ltd. in exercising any right or remedy under this Agreement will constitute a waiver of that right. Any waiver of any right will be limited to the specific instance.

8.4 The Customer and Access Bank (Ghana) Ltd. consent to telephone or electronic monitoring or recording for security and quality of service purposes and agree that either may produce telephonic or electronic recordings or computer records as evidence in any proceedings brought in connection with this agreement

8.5 Written notice shall be effective if delivered to the either party’s address specified (or at any address it may provide by written notice for that purpose). Notice shall be in English unless otherwise agreed.

CAUTION: ACCESS BANK (GHANA) LTD. SHALL NOT BE LEGALLY OR OTHERWISERESPONSIBLE WHERE CUSTOMER’S USERNAME AND PASSWORD KNOWN ONLYTO THE CUSTOMER IS ACCURATELY PROVIDED BY ANY OTHER PERSON APART FROMTHE CUSTOMER FOR ANY TRANSACTIONS COMMUNICATION WHERE IT REASONABLYCONTAINS SUFFICIENT INFORMATION BELIEVED TO HAVE EMANATED FROM THECUSTOMER

I/WE APPLY FOR THE OPENING OF AN ACCOUNT OR ACCOUNTS WITH ACCESS BANK (GHANA) LIMITED. I/WE UNDERSTAND THATTHE INFORMATION GIVEN HEREIN IS THE BASIS FOR OPENING SUCH ACCOUNT(S) AND HEREBY WARRANT THAT SUCHINFORMATION IS CORRECT.

I/WE HEREBY CONFIRM THAT I/WE HAVE READ THE ABOVE TERMS AND CONDITIONS AND AFFIRM THAT I/WETRULY UNDERSTAND AND ACCEPT SAME AS BINDING ON ME/US

Authorized Signatory Authorized SignatoryName/Signature/Status Name/Signature/Status

SIGNED, SEALED AND DELIVEREDby the within named person

In presence of:

Name: Occupation:

Address: Signature

I/We consent to the disclosure of my/our account information to the U.S Internal Revenue Service (IRS) in line with the Bank’s compliance with the Foreign Account Tax Compliance Act (FATCA)

20. DISCLOSURE OF INFORMATION TO IRS (U.S CITIZENS ONLY)


21. DECLARATION

CUSTOMER INFORMATION

I/We hereby apply for the opening of account(s) with Access Bank (Ghana) Limited. I understand that the information given herein and the documents supplied are the basis for opening such account(s) and I/We therefore warrant that such information is correct.

I/We further undertake to indemnify the Bank for any loss suffered as a result of any false information or error in the information provided to the Bank.

DISCLOSURE TO CREDIT REFERENCE BUREAUS

The Bank will obtain information about you from the credit reference bureaus to check your credit status and identity. The bureaus will record our enquiries which may be seen by other institutions that make their own credit enquiries about you.

The Bank shall also disclose your credit transactions to credit reference bureaus in accordance with Credit Reporting Act, 2007 (Act 726).

Name Signature Date

Name Signature Date

Name

Status

Signature Date

Name

Status

Signature Date

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22. IN THE PRESENCE OF

Name

Address

Occupation

Signature Date

Company Seal Here

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FOR BANK USE ONLY

1. REQUIREMENTS CHECKLIST

S/N DOCUMENT REQUIRED CHECKED DEFERRED WAIVED N/A

1 Account Opening form duly completed

2 Specimen signature card duly completed

3 Copy of Registrar General’s Department Certificate

4 Board Resolution

5 Copy of Memorandum and Article of Association(certified true copy by the Registrar of Companies)

6 Tax Clearance Certificate

7 TIN Registration No.

8 Partnership Deed (where applicable)

9 Approval Letter (MMDAs)

10 Trust Deed

11 Act/Gazette (for Government Agency) (where applicable)

12 Two (2) passport sized photographs of each signatory to the account with name written on the reverse side

13 Introduction Letter (where applicable)

14 Status report from Banker (where applicable)

15 Resident Permit (for non-Ghanaians)

16 Evidence of Registration with Ghana Investment Promotion Centre (where applicable)

17 Evidence of Registration with other Government Agency

18 Search Report

19 Power of Attorney (where applicable)

20 Letter of indemnity

21 Proof of company address

22 Business Premises visitation certificate

23 Proof of identity of all Signatories and Directors/Officers whose names appear on the account opening forms/documents-NHIS, Passport, National Identity Card, National Driver’s Licence and Voter’s ID Card

24 Proof of Address of all signatories and Directors/Officers whose names appear on the account opening forms/documents-Utility bill (Certified true copy is acceptable if original is not held)

25 Two satisfactorily completed reference forms

26 Copy of the audited Financial statements

27 Others (please specify)


2. ANTI-MONEY LAUNDERING RISK MANAGEMENT WORKSHEET

1. Is the customer’s core business activity one of the defined “High Risk Business” and if so, Which?

No

Yes. Management concurs with “High Risk” assessment and opening the account subject to High Risk Account MonitoringYes. Management judgementally assesses account as “low Risk” (Provide justification below)

2. Is the customer located in a “High Risk” geography and/or does the customer deal principally with customer or supplierswho are located in such geographies?

No

Yes. (List which countries)

3. Is the customer :

A Public Figure

Expected to handle business activity on the account

Expected to use High Risk Products?

If any 1-3 is Yes,“High Risk”. If judgementally classified “Low Risk”, then Explain

JUSTIFICATION / COMMENTS

Indicate which Director, Executive, Trustee, Promoter, Executor or Administrator is a Politically Exposed Person (PEP)Name Position

CLASSIFICATION High Risk Medium Risk Low Risk

Account Officer Relationship Officer

20. ELECTRONIC BANKING AGREEMENT


A. ACCOUNT OPENED BY:

Name (Staff ID)

Team MIS Code Signature Date

Name of Manager

MIS Code Signature Date

B. DEFERRAL/WAIVER OF DOCUMENTS (IF ANY) AUTHORISED BY:

Name

Signature Date

Name

Signature Date

C. ADDRESS VERIFICATION CARRIED OUT BY:

Name

Signature Date

Name

Signature Date

COMMENT(S): (Address Description and Results Findings)

D. ACCOUNT OPENING AUTHORISED /APPROVED BY:

Name

Signature Date

Name

Signature Date

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LETTER OF REFERENCE

FROM: (Referee)

Name Address

To:The Manager,Access Bank (Ghana) LimitedDear Sir/Madam

Account Name

The above Society/Club/Association/Limited Liability Company/Enterprise/Partnership wish (es) to open an Account with you. They are well known to us/me and we/I consider them as suitable to maintain the said account with you.

The Applicant(s) signs/sign thus

Name Signature

And we/I witness their signature as being correct.

Our/My Bankers are

Name of Bank Branch

Account No. Signature of Referee(s)

LETTER OF REFERENCE

FROM: (Referee)

Name Address

To:The Manager,Access Bank (Ghana) LimitedDear Sir/Madam

Account Name

The above Society/Club/Association/Limited Liability Company/Enterprise/Partnership wish (es) to open an Account with you. They are well known to us/me and we/I consider them as suitable to maintain the said account with you.

The Applicant(s) signs/sign thus

Name Signature

And we/I witness their signature as being correct.

Our/My Bankers are

Name of Bank Branch

Account No. Signature of Referee(s)


Access Bank (Ghana) LimitedStarlets’ 91 Road, Opposite Accra Sports Stadium, OsuP. O. Box GP 353, Accra, GhanaT +233 (0) 302 661630 / +233 (0) 302 742699F +233 (0) 302 666036E [email protected]

www.accessbankplc.com/gh

ACCOUNT OPENING FORM - Access Bank Ghana · PDF file · 2015-09-11Guidelines to...

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Transcript of ACCOUNT OPENING FORM - Access Bank Ghana · PDF file · 2015-09-11Guidelines to...