Accidental Death and Dismemberment Insurance Direct ...owensgraphics.com/images/DirectMail.pdf ·...
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5336 URGENT: It is important to receive your completed Protection Enrollment Form during the open enrollment period. To take advantage of the affordable rates for Additional Coverage, check the box indicating the coverage amount you want. If you also want YES under FAMILY COVERAGE. 3. Use this postage-paid envelope to return your completed enrollment form. PLAN ADMINISTRATOR PO BOX 000 ANYTOWN US 12345-6789 BUSINESS REPLY MAIL FIRST-CLASS MAIL PERMIT NO. 00 Anytown US POSTAGE WILL BE PAID BY ADDRESSEE NECESSARY IF MAILED IN THE UNITED STATES Your signature is requested on the enclosed STATEMENT OF BENEFITS < > <**************** John Thomas Benjamin Kolakowski-Anderson 123 Main Street 2nd Address Anytown US 12345-6789 > For Members of Made available by • Has an “A” EXCELLENT rating for financial stability and operating performance by A.M. Best, one of the nation’s leading insurance analysts. (“A” is the 3rd highest out of a possible 16.) • In life insurance alone, protects Members with over $63 billion of coverage as of December 2013. • Endorsed by the Credit Union National Association (CUNA), and State Credit Union Leagues. PO Box 61 • Waverly IA 50677-0061 • Toll-free 1-800-123-4567 At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur? Your credit union enables this insurance program to be offered and is entitled to compensation from Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facer. To stop receiving offers from Company Name, please call 1-800-123-4567. 5335 NOTICE SUMMARY OF INSURANCE PLAN Company Name ™ Accidental Death and Dismemberment Insurance from CMFG Life Insurance Company can be an affordable supplement to life insurance, once your life insurance needs are met. It pays a cash settlement in case your loved ones should lose you to a fatal accident, and it pays cash to you for a covered injury. Coverage For Today’s Needs: This chart shows coverage amounts. Loss must be from a covered injury within 365 days of the accident. Coverage includes the no-cost Basic Coverage and a percent of Additional Coverage, if selected. Once you or your insured spouse reach age 70, the no-cost and additional coverage a mount for that person is reduced by 50%. Additional Coverage—Member Only Plan or Family Plan: If you request Additional Coverage, you may choose to protect yourself (Member Only Plan) or your family (Family Plan). Please indicate your choice on the Enrollment Form. Eligibility: Credit union members ages 18 and over, their spouses,* and their unmarried, dependent (or handicapped) children are eligible. Eligibility ages and requirements for dependent and handicapped children may vary by state, so it’s best to refer to the Certificate of Insurance or call for this information. * The definition of spouse includes a legal partner as defined by state law. FAMILY PLAN This Family Plan protects you, your spouse and your dependent (or handicapped) children. Your spouse will be insured at 50% of the coverage level you choose. Dependent and handicapped children will be covered for 20%. If you have no dependent or handicapped children, your spouse will be covered for 60%. If you do not have a spouse, each of your dependent children will be insured for 25% of the coverage level you choose. FOR MEMBER PLAN AND FAMILY PLAN Hospital Benefits. If you or your covered spouse or child is hospitalized within one year due to injuries caused by a covered accident, and are confined for more than 7 days, we will pay a hospital benefit from the first day of confinement. The benefit will equal 1% of the Additional Coverage for that person for each full month of confinement, up to $1,000 a month or $12,000 a year. This benefit is not available to members of Connecticut, Idaho or Minnesota credit unions. “Cost of Living” Benefit. Every two years, on the anniversary date of your enrollment, your Additional Coverage will be increased by 5%. This is at no added cost to you. This benefit will continue as long as you remain insured, or until your coverage has increased a full 25%. So, if you select the $300,000 coverage level, your benefit will actually increase to $375,000 after 10 years. Double Accidental Death Benefits. public form of transportation as a ticketed passenger—your Additional Coverage benefit doubles. FOR FAMILY PLAN ONLY** College Education Benefit for Children and Spouse. $3,000 per year) for each of your children (and/or spouse) attending college full-time on the date of the accident. Or, the plan will cover children who are in the 12th grade and attend college full-time within 1 year following the accident (college education for your spouse will be covered if he/she enrolls as a full-time student within 2 years following the accident). This education benefit is payable up to 5 years. Child Care Assistance. If you or your covered spouse dies from a covered injury while the Family Plan is in force, a child care assistance benefit will be paid to your beneficiary. This benefit will be paid for each month (following the death) that any of your covered children (under age 14) require child care service. Child care service must be provided for at least 120 hours per month. The monthly benefit amount (payable for 1 year following the accident) is 1/12 of 2% of the deceased person’s Additional Coverage amount, up to a maximum of $160 per month. **Family Plan benefits are included for members of New Jersey credit unions under the Member Plan and Family Plan. Exclusions: This coverage does not cover loss caused by or resulting from: intentionally self-inflicted injury; suicide or attempted suicide while sane or insane; being intoxicated or as a consequence of taking, using or being under the influence of any narcotic unless administered on the advice of a physician; declared, undeclared war or war-like act or action by a government, sovereign power, regular or irregular military force, or agent or authority of any of them, including but not limited to insurrection, rebellion, and revolution; the use of any weapons of mass destruction, including but not limited to nuclear, biological or chemical weapons; flying as a pilot or crew member; participating in any kind of race or competition as a professional; operating a motor vehicle with a blood alcohol level exceeding the legal limit as defined by the state law in which the accident occurs; committing or attempting to commit an assault or felony; any disease, sickness, bodily or mental illness or complication resulting from medical treatment, surgery, pregnancy or childbirth. Some exclusions may not apply or may vary by state as described in the certificate issued. Termination of Coverage: Your coverage cannot be canceled as long as your premiums are paid and the group policy is not terminated. Effective Date of Coverage: You will be mailed a Certificate of Insurance. Your coverage becomes effective with the date shown on the Certificate. Limitations: The general terms of the insurance plan are described in this summary. A Certificate of Coverage containing exact coverage and benefits will be provided to each participating Member. Base Policy Series E10a-014-2012 and E10a-ADD-2012 5333 You Also Get These Benefits with Your Additional Coverage 4 FACT: ACCIDENTS HAPPEN ALL OF THE TIME. Name Life Insurance Company Street Address Anytown, US 12345-6789 Toll-free 1-800-123-4567 The insurance is not a deposit, and is not federally insured, sold, or guaranteed by your credit union. FACT: YOU NEED ADEQUATE INSURANCE COVERAGE... JUST IN CASE. Sign and Return 1 Your signature is requested on the enclosed STATEMENT OF BENEFITS 3 2 5332 <Dear/Aloha> <John Thomas Benjamin Kolakowski-Anderson>: Letter copy omitted for client privacy purposes. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas. At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. <Sincerely/Mahalo>, Frank E. Cain Director, Licensed Insurance Agent Company Name™ Insurance Agency P.S. — Again, the <$0,000> coverage is yours at no cost. Please respond by <Monthhhhh DD, YYYY> in order to have your coverage in effect by <Monthhhhh DD, YYYY>. <John A. Official Name 40 characters here> <John A. Official Title here> <John A. Official Title here> <TUVWXYZ Generic Company Community Federal Credit Union> <**************** John Thomas Benjamin Kolakowski-Anderson 123 Main Street 2nd Address Anytown US 12345-6789 > ADD-1066223.1 <AD3PRIT1-0215> Sign the enclosed Enrollment Form Decide if you’d like additional affordable coverage Drop in the mail For Members of ADD388697AB 0215 Company Name™ Accidental Death & Dismemberment Insurance is made available through Company Name, LLC and issued by Company Name Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. < > < > Enrollment Form – Accidental Death & Dismemberment Insurance STATEMENT OF BENEFITS SIGN AND RETURN THE FORM BELOW. SEND NO MONEY. 1. 2. 3. X___________________________________________________________________ Signature of Member Date 5334 PRO Family Plan Desired (Check One): ¨ Yes ¨ No (If neither box is checked, family coverage is assumed.) ADDITIONAL COVERAGE: (Check additional amount desired below) Authorization: Applies to Additional Coverage only. <I authorize premiums for my Additional Coverage to be deducted each quarter from the selected account. (Check one) Checking (Routing# __ __ __ __ __ __ __ __ __ Acct#_____________) Please bill me. This authorization remains in effect until revoked by me in writing or by phone. If you leave this section blank, we will mail your bill to you quarterly.> < ¨ $500,000 ¨ $400,000 ¨ $300,000 ¨ $200,000 ¨ $100,000 ¨ $ 50,000 ¨ $ 25,000 ¨ $ 10,000 < > < <$0,000> no-cost coverage for: <John Thomas Benjamin Kolakowski-Anderson> Paid in full by <TUVWXYZ Generic Company Community Federal Credit Union> <$500,000> of additional coverage available at these credit union member monthly rates. <mmddyyyy MN1234567890123 1234 X> << 1234 5678 90123 CU12345678 >> Name Life Insurance Company • Street Address •Anytown, US 12345-6789 <John Thomas Benjamin Kolakowski-Anderson> 123 Main Street, 2nd Address P.O. Box 000 Anytown US 12345-6789> Coverage (no-cost and additional) is reduced by 50% at age 70. The total amount of Accidental Death and Dismemberment additional coverage you may have with us, for all certificates, is $500,000. Other coverage amounts are available. For Members of ¨ <$0,000> MEMBER ACCIDENT COVERAGE paid by <TUVWXYZ Generic Company Community Federal Credit Union> Relationship of Beneficiary to Member Member’s Email: Member’s Date of Birth: Month Day Year Member’s Phone Number: Member’s Beneficiary (The beneficiary for insurance on dependents is the Member) 3 <E10f-014-2012v19> <AD3PRST-0215> Member Only Family Plan $100,000 $ 00.00 $ 00.00 $ 10,000 $ 00.00 $ 00.00 $ 25,000 $ 00.00 $ 00.00 $ 50,000 $ 00.00 $ 00.00 $200,000 $ 00.00 $ 00.00 $300,000 $ 00.00 $ 00.00 <$400,000 $ 00.00 $ 00.00 $500,000 $ 00.00 $ 00.00> Coverage Amount > Accidental Death and Dismemberment Insurance Direct Response Mail Client: CUNA Mutual Group Client-provided copy. Objective: Adhere to brand guidelines. Maintain official (non-gimmicky) appearance while creating graphic interest. LLC OWENS RAPHICS Graphic designs to enhance your vision–your business [email protected] | owensgraphics.com | 608.698.3888
Transcript of Accidental Death and Dismemberment Insurance Direct ...owensgraphics.com/images/DirectMail.pdf ·...
5336
URGENT: It is important to receive your completed Protection Enrollment Form during the open enrollment period.
1. Fill out and SIGN the enrollment form.
2. To take advantage of the affordable rates for Additional Coverage, check the box indicating the coverage amount you want. If you also want coverage on family members, check YES under FAMILY COVERAGE.
3. Use this postage-paid envelope to return your completed enrollment form.
3
PLAN ADMINISTRATORPO BOX 000 ANYTOWN US 12345-6789
BUSINESS REPLY MAIL FIRST-CLASS MAIL PERMIT NO. 00 Anytown US
POSTAGE WILL BE PAID BY ADDRESSEE
NO POSTAGE NECESSARY
IF MAILED IN THE
UNITED STATES
FOR ADDITIONAL INFORMATIONPLEASE CONTACT THE US POSTAL SERVICEREPRESENTATIVE BELOW:
ALIGNWITH
UPPERRIGHT
CORNER
ALIGNWITH
LOWERRIGHT
CORNER
CAUTION:USE ONLY FOR ADDRESS BEARING THE ZIP+4 CODEABOVE. SEE PUBLICATION 25 FOR PRINTINGREQUIREMENTS.
THIS POSITIVE PREPARED FOR: BUS REPLY MAIL 1-OZ LTRS ONLY PERMIT NO 21WAVERLY IA
MEMBER COVERAGECUNA MUTUAL INSURANCE SOCIETYP O BOX 331WAVERLY IA 50677-9922
TO BE USED ONLY WITH FIM - C (Business Reply Mail)AND ZIP CODE: 50677-9922 CK=3
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Your signature is requested on the enclosedSTATEMENT OF BENEFITS
< >< * * * * * * * * * * * * * * * *John Thomas Benjamin Kolakowski-Anderson123 Main Street2nd AddressAnytown US 12345-6789
>
For Members of
Made available by
Underwritten by CMFG Life Insurance Company:
•Hasan“A”EXCELLENTratingforfinancialstabilityandoperatingperformancebyA.M.Best,oneofthenation’sleadinginsuranceanalysts.(“A”isthe3rdhighestoutofapossible16.)
•Inlifeinsurancealone,protectsMemberswithover$63billionofcoverageasofDecember2013.
•EndorsedbytheCreditUnionNationalAssociation(CUNA),andStateCreditUnionLeagues.
POBox61•WaverlyIA50677-0061•Toll-free1-800-123-4567
At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?
YourcreditunionenablesthisinsuranceprogramtobeofferedandisentitledtocompensationfromNamliberotempore,cumsolutanobisesteligendioptiocumquenihilimpeditquominusidquodmaximeplaceatfacer.TostopreceivingoffersfromCompanyName,pleasecall1-800-123-4567.
5335
NOTICESUMMARY OF INSURANCEPLAN
CompanyName™AccidentalDeathandDismembermentInsurancefromCMFGLifeInsuranceCompanycanbeanaffordablesupplementtolifeinsurance,onceyourlifeinsuranceneedsaremet.Itpaysacashsettlementincaseyourlovedonesshouldloseyoutoafatalaccident,anditpayscashtoyouforacoveredinjury.
Coverage For Today’s Needs: This chart showscoverageamounts.Lossmustbe from a covered injury within 365 days of theaccident.Coverageincludestheno-cost Basic Coverage and a percent of Additional Coverage,ifselected.Onceyouoryour insuredspousereachage70,theno-cost and additional coverage a mount for that personisreducedby50%.
Additional Coverage—Member Only Plan or Family Plan: If you request Additional Coverage,youmaychoosetoprotect yourself(MemberOnlyPlan)oryourfamily (FamilyPlan).Pleaseindicateyourchoice ontheEnrollmentForm.
Eligibility: Credit union members ages 18 andover,theirspouses,*andtheirunmarried, dependent(orhandicapped)childrenare eligible.Eligibilityagesandrequirementsfordependentandhandicappedchildrenmayvarybystate,soit’sbesttorefertotheCertificateofInsuranceorcallforthisinformation.*Thedefinitionofspouseincludesalegalpartnerasdefinedbystatelaw.
FAMILY PLANThisFamilyPlanprotectsyou,yourspouseandyourdependent(orhandicapped)children.Yourspousewillbeinsuredat50%ofthecoveragelevelyouchoose.Dependentandhandicappedchildrenwillbecoveredfor20%.Ifyouhavenodependentorhandicappedchildren,yourspousewillbecoveredfor60%.Ifyoudonothaveaspouse,eachofyourdependentchildrenwillbeinsuredfor25%ofthecoveragelevelyouchoose.FOR MEMBER PLAN AND FAMILY PLANHospital Benefits. If you or your covered spouse or child is hospitalized within one year due to injuries caused by a covered accident,andareconfinedformorethan7days,wewillpayahospitalbenefitfromthefirstdayofconfinement.Thebenefitwill equal 1% of the Additional Coverage for that person for each full month of confinement, up to $1,000 amonth or $12,000ayear.ThisbenefitisnotavailabletomembersofConnecticut,IdahoorMinnesotacreditunions.“Cost of Living” Benefit.Everytwoyears,ontheanniversarydateofyourenrollment,yourAdditionalCoveragewillbeincreasedby5%.This isatnoaddedcosttoyou.Thisbenefitwillcontinueas longasyouremain insured,oruntilyourcoveragehasincreasedafull25%.So,ifyouselectthe$300,000coveragelevel,yourbenefitwillactuallyincreaseto$375,000after10years.Double Accidental Death Benefits.Ifyoudiewithinoneyearofanaccidentasaresultoftravelingonabus,train,orotherpublicformoftransportationasaticketedpassenger—yourAdditionalCoveragebenefitdoubles.FOR FAMILY PLAN ONLY**College Education Benefit for Children and Spouse.Yourbeneficiarywillreceive2%ofyouraccidentaldeathbenefit(upto$3,000peryear)foreachofyourchildren(and/orspouse)attendingcollegefull-timeonthedateoftheaccident.Or,theplanwillcoverchildrenwhoareinthe12thgradeandattendcollegefull-timewithin1yearfollowingtheaccident(collegeeducationforyourspousewillbecoveredifhe/sheenrollsasafull-timestudentwithin2yearsfollowingtheaccident).Thiseducationbenefitispayableupto5years.Child Care Assistance.IfyouoryourcoveredspousediesfromacoveredinjurywhiletheFamilyPlanisinforce,achildcareassistancebenefitwillbepaidtoyourbeneficiary.Thisbenefitwillbepaidforeachmonth(followingthedeath)thatanyofyourcoveredchildren(underage14)requirechildcareservice.Childcareservicemustbeprovidedforatleast120hourspermonth.Themonthlybenefitamount(payablefor1yearfollowingtheaccident) is1/12of2%ofthedeceasedperson’sAdditionalCoverageamount,uptoamaximumof$160permonth.**FamilyPlanbenefitsareincludedformembersofNewJerseycreditunionsundertheMemberPlanandFamilyPlan.Exclusions: This coverage does not cover loss caused by or resulting from: intentionally self-inflicted injury; suicide or attempted suicidewhilesaneorinsane;beingintoxicatedorasaconsequenceoftaking,usingorbeingundertheinfluenceofanynarcoticunlessadministeredontheadviceofaphysician;declared,undeclaredwarorwar-likeactoractionbyagovernment,sovereignpower,regularorirregularmilitaryforce,oragentorauthorityofanyofthem,includingbutnotlimitedtoinsurrection,rebellion,andrevolution;theuseofanyweaponsofmassdestruction,includingbutnotlimitedtonuclear,biologicalorchemicalweapons;flying as a pilot or crew member; participating in any kind of race or competition as a professional; operating a motor vehicle with a blood alcohol level exceeding the legal limit as defined by the state law in which the accident occurs; committing or attempting tocommitanassaultorfelony;anydisease,sickness,bodilyormentalillnessorcomplicationresultingfrommedicaltreatment,surgery,pregnancyorchildbirth.Someexclusionsmaynotapplyormayvarybystateasdescribedinthecertificateissued.Termination of Coverage:Yourcoveragecannotbecanceledaslongasyourpremiumsarepaidandthegrouppolicyisnotterminated.Effective Date of Coverage:YouwillbemailedaCertificateof Insurance.Yourcoveragebecomeseffectivewith thedateshownontheCertificate.Limitations:Thegeneraltermsoftheinsuranceplanaredescribedinthissummary.ACertificateofCoveragecontainingexactcoverageandbenefitswillbeprovidedtoeachparticipatingMember.
Base Policy Series E10a-014-2012andE10a-ADD-2012
1 SeeStatementofBenefitsforNo-CostCoverageamount.2 Greaterof25%or$1,000formembersofMEcreditunions.3 NotavailableformembersofMEcreditunions.Nobenefitavailableduetolossofthumbunderthe BasicCoverage.
Percentage of Percentage of Member’s No-Cost Coverage1 Additional Coverage
Loss of life........................................100%1....................... plus.......................100%1
Loss of two:hand,foot,oreye.........................100%1....................... plus.......................100%1
Loss of entire sight in both eyes...................................100%1....................... plus.......................100%1
Loss of speech or hearing.......................................100%2 ...................... plus .......................50%3
Lossofonehand,onefoot or sight of one eye........................100%2....................... plus........................50%3
Loss of thumb and index finger of same hand.................................100%2....................... plus....................... 25%24
Loss of thumb................................................................................Lesserof10%or$1,00035
5333
You Also Get These Benefits with Your Additional Coverage 4
FACT: ACCIDENTSHAPPEN ALLOFTHETIME.
Name Life Insurance CompanyStreet Address Anytown,US12345-6789Toll-free1-800-123-4567
Theinsuranceisnotadeposit,andisnotfederallyinsured,sold,orguaranteedbyyourcreditunion.
FACT: YOUNEEDADEQUATEINSURANCECOVERAGE...JUST IN CASE.
Sign and Return
1
Your signature is requested
on the enclosedSTATEMENT OF BENEFITS
3
2
5332
<Dear/Aloha><JohnThomasBenjaminKolakowski-Anderson>:
Letter copy omitted for client privacy purposes. Sed ut perspiciatis unde omnis iste natus error sitvoluptatemaccusantiumdoloremquelaudantium,totamremaperiam,eaqueipsaquaeabilloinventoreveritatisetquasiarchitectobeataevitaedictasuntexplicabo.
Nemoenimipsamvoluptatemquiavoluptassitaspernaturautoditautfugit,sedquiaconsequunturmagnidoloreseosquirationevoluptatemsequinesciunt.Nequeporroquisquamest,quidoloremipsumquiadolorsitamet,consectetur,adipiscivelit,sedquianonnumquameiusmoditemporainciduntutlaboreetdoloremagnamaliquamquaeratvoluptatem.
Utenimadminimaveniam,quisnostrumexercitationemullamcorporissuscipitlaboriosam,nisiutaliquidexeacommodiconsequatur?Quisautemveleumiurereprehenderitquiineavoluptatevelitessequamnihilmolestiaeconsequatur,velillumquidoloremeumfugiatquovoluptas.
At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident,similiquesuntinculpaquiofficiadeseruntmollitiaanimi,idestlaborumetdolorumfuga.Etharumquidemrerumfacilisestetexpeditadistinctio.
<Sincerely/Mahalo>,
FrankE.Cain Director,LicensedInsuranceAgent CompanyName™InsuranceAgency
P.S.—Again,the<$0,000>coverageisyoursatnocost.Pleaserespondby<MonthhhhhDD,YYYY>inordertohaveyourcoverageineffectby<MonthhhhhDD,YYYY>.
<JohnA.OfficialName40charactershere><JohnA.OfficialTitlehere><JohnA.OfficialTitlehere><TUVWXYZGenericCompanyCommunityFederalCreditUnion>
< * * * * * * * * * * * * * * * *John Thomas Benjamin Kolakowski-Anderson123 Main Street2nd AddressAnytown US 12345-6789
>
ADD-1066223.1 <AD3PRIT1-0215>
Sign the enclosed EnrollmentForm
Decideifyou’d like additional
affordable coverage
Dropinthemail
For Members of
ADD388697AB 0215
CompanyName™AccidentalDeath&DismembermentInsuranceismadeavailablethroughCompanyName,LLCandissuedbyCompanyNameLifeInsuranceCompany.Theinsuranceofferedisnotadeposit,andisnotfederallyinsured,soldorguaranteedbyyourcreditunion.
< >
< >
E n r o l l m e n t F o r m – Accidental Death & Dismemberment Insurance
STATEMENT OF BENEFITS
SIGN AND RETURN THE FORM BELOW. SEND NO MONEY.
1.
2.
3.X___________________________________________________________________SignatureofMemberDate
5334
PRO
Family Plan Desired (CheckOne):
¨ Yes ¨ No (Ifneitherboxischecked,family coverageisassumed.)
ADDITIONAL COVERAGE: (Checkadditionalamountdesiredbelow)
Authorization: Applies to Additional Coverage only. <I authorize premiums for my Additional Coverage to be deducted each quarter from the selected account. (Check one)
Checking (Routing# __ __ __ __ __ __ __ __ __ Acct#_____________)
Please bill me.
This authorization remains in effect until revoked by me in writing or by phone. If you leave this section blank, we will mail your bill to you quarterly.>
¨ $300,000 ¨ $200,000 ¨ $100,000 ¨ $ 50,000 ¨ $ 25,000 ¨ $ 10,000>
< ̈ $500,000 ¨ $400,000 ̈ $300,000 ¨ $200,000 ¨ $100,000 ¨ $ 50,000 ¨ $ 25,000 ¨ $ 10,000
< ><
<$0,000> no-cost coverage for: <John Thomas Benjamin Kolakowski-Anderson>
Paid in full by <TUVWXYZ Generic Company Community Federal Credit Union>
<$500,000> of additional coverage available at these credit union member monthly rates.
<mmddyyyy MN1234567890123 1234 X><< 1234 5678 90123 CU12345678 >>
Name Life Insurance Company • Street Address •Anytown, US 12345-6789
<John Thomas Benjamin Kolakowski-Anderson>123 Main Street, 2nd AddressP.O. Box 000Anytown US 12345-6789>
Coverage(no-costandadditional)isreducedby50%atage70.ThetotalamountofAccidentalDeathandDismembermentadditionalcoverageyoumayhavewithus,forallcertificates,is$500,000.Othercoverageamountsareavailable.
For Members of
¨ <$0,000> MEMBER ACCIDENT COVERAGE paid by <TUVWXYZ Generic Company Community Federal Credit Union>
Relationship of Beneficiary to Member
Member’s Email:
Member’s Date of Birth:
Month Day Year
Member’s Phone Number:
Member’s Beneficiary
(ThebeneficiaryforinsuranceondependentsistheMember)
3
<E10f-014-2012v19> <AD3PRST-0215>
Coverage Amount Member Only Family Plan
$100,000 $ 00.00 $ 00.00 $ 10,000 $ 00.00 $ 00.00 $ 25,000 $ 00.00 $ 00.00 $ 50,000 $ 00.00 $ 00.00 $200,000 $ 00.00 $ 00.00 $300,000 $ 00.00 $ 00.00>
Member Only Family Plan
$100,000 $ 00.00 $ 00.00 $ 10,000 $ 00.00 $ 00.00 $ 25,000 $ 00.00 $ 00.00 $ 50,000 $ 00.00 $ 00.00 $200,000 $ 00.00 $ 00.00 $300,000 $ 00.00 $ 00.00 <$400,000 $ 00.00 $ 00.00 $500,000 $ 00.00 $ 00.00>
Coverage Amount
>
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Rem
ove at perf and return. �
Help avoid putting your savings in a jam: Call 1-800-123-4567
Help preserve your savings for the long-term: Visit Company Name.com
If you suddenly need long-term care… will your savings be left in a jam or
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Company Name is a marketing name for Company, its affiliates and subsidiaries, including licensed insurance agencies that offer long-term care insurance to credit union members through the program described in these materials. Long-term care insurance policies are issued by multiple independent licensed insurance carriers. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by credit unions. Your credit union enables this insurance program to be offered and is entitled to compensation from Company Name.
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John Thomas Benjamin Kolakowski-Anderson123 Main Street Second Address Anytown US 12345-6789>
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<STUVWXYZ Generic Company Community Federal Credit Union> realizes that many members may have put off making a decision about their future long-term care protection needs.
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SUBSCRIBE ONLINE TODAY!
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t PLEASE DETACH HERE t
An International Monthly Devoted to the Organ, Harpsichord and Church Music
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Fill Out The Subscription Form Below – Tear Off At Perf – Mail In Postage Paid Envelope. Check your name and address. Make any necessary corrections.
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I’ve chosen my FREE gift(s) – I understand I’ll receive one FREE CD with a one year subscription. Better yet, I can choose TWO FREE CDs for two years or THREE FREE CDs for three years.
RAVEN OAR-890 – FIESTA! Maxine Thevenot
RAVEN OAR-916 – DUDLEY BUCK ORGAN MUSIC James Hammann
RAVEN OAR-950 – DULCET TONES: THE SALEM TANNENBERG ORGAN, Jack Mitchener
RAVEN OAR-932 – WILD SUNRISES, ORGAN MUSIC OF CARSON COOMAN, Harry Lyn Huff
RAVEN OAR-990 – ORGAN WORKS OF SETH BINGHAM, VOL. 1 “UNTO THE HILLS", Christopher Marks
RAVEN OAR-510 – AIRS & ROMANCES, Murray/Lohuis Duo: Robert Murray, Violin; Ardyth Lohuis
SUBSCRIPTION ORDER FORM
Dear [First Name or Title],
You and I are part of a remarkable group. Someone who has never heard, played or built a pipe organ wouldn’t understand. But our desire to learn more about church music is endless.
That’s why you are invited to subscribe to THE DIAPASON. It’s the 104 year-old international journal devoted to organ, harpsichord, carillon and church music. In each issue you’ll find in-depth articles ranging from the very technical to the scholarly. Timely news coverage of the pipe organ, harpsichord, and carillon is emphasized in THE DIAPASON every month.
You’ll discover helpful knowledge in THE DIAPASON that includes:
♪ Details of new organ installations, rebuilds and restorations
♪ News of appointments, workshops, recitals and conferences
♪ Reviews of new organ music, books, and recordings
♪ International calendar of events
♪ The largest classified ad listing of any organ journal
Now for a limited time only I’m offering you the unique opportunity to receive a FREE gift with your new subscription. Choose any one of the six selected CDs (shown on the back) when you subscribe for one year. Better yet…subscribe for two years and select TWO FREE
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||12*31**2014****************************Auto Digit Line[FIRSTNAME LASTNAME][ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]-[ZIP_PLUS_4]
(please continue on reverse side)
[FIRSTNAME LASTNAME][TITLE][ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]-[ZIP_PLUS_4]
Choose up to three FREE CDs from this selection of noted organists.
Wild Sunrises – Organ Music of Carson Cooman, Harry Lynn Huff, Organist
Minister of music and organist at Old South Church, Boston, plays music of Carson Cooman (b. 1982) on the church’s sanctuary organ, originally by Skinner.
Dudley Buck Organ Music – James Hammann, Organist
Buck’s Grand Sonata in E-Flat, Rondo-Caprice, The Star-Spangled Banner Concert Variations, and more on the E & GG Hook organ dating from 1863, now beautifully restored in St. John’s Episcopal Church in Quincy, Illinois.
Airs & Romances – The Murray/Lohuis Duo
Robert Murray, violin, and Ardyth Lohuis, organ, play 19th-century compositions for violin and organ, by Ravanello, Beach, Coleridge-Taylor, Lindberg, and others, on a 1929 E.M. Skinner (Opus 712), and a 1951/68 Aeolian-Skinner (Opus 1110).
Maxine Thévenot – Fiesta!
Director of Cathedral Music and Organist of the Cathedral of St. John (Episcopal) in Albuquerque, New Mexico, plays Romantic and recently composed works on the cathedral’s 4-manual 2002 Reuter organ (Opus 2210).
Organ Music of Seth Bingham, Volume I “Unto the Hills” – Christopher Marks
Associate Professor at the University of Nebraska-Lincoln, plays the Pastoral Psalms, Five Pieces, Baroques, and Variations Studies on the Schoenstein organ at First Plymouth Congregational Church in Lincoln, Nebraska.
Dulcet Tones – Jack Mitchener Plays the Salem Tannenberg
Baroque and early Classic works on the largest existing pipe organ built by America’s first organ builder, David Tannenberg (1728-1804), at Old Salem Museums & Gardens, Winston-Salem, North Carolina.
t PLEASE DETACH HERE t
I understand that if for any reason I am not completely satisfied with my first issue of THE DIAPASON, I can cancel and will be refunded in full.
I can also keep the FREE CD(s) that were part of this special offer.
I can review a sample issue of THE DIAPASON by going to www.bit.ly/sampleissue. If I have any questions I can call or
email Joyce Robinson at 847.391.1044 or [email protected]
THE DIAPASON GUARANTEE•••THE
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SUBSCRIBE ONLINE TODAY!
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CDs, or even better yet…subscribe for three years to select THREE FREE CDs.
As you can imagine, an offer this good can’t last forever… and CD quantities are limited. Fill out the subscription form at the bottom of this letter. Send it with your check or credit card payment in the enclosed postage paid reply envelope. For faster service, go to www.cds1976.com/dpp_add/ and click on the SUBSCRIBE link.
Sincerely,
Joyce RobinsonEditor & [email protected]
P.S. Malcolm D. Benson has subscribed to THE DIAPASON for 75 years. He says, “When my mail person delivers the magazine into my mail slot I have another fine DIAPASON day.” Read his testimonial on the back page of the enclosed brochure. Subscribe today and you’ll start having DIAPASON days too!
CHOOSE UP TO THREE FREE CDS FROM THIS SELECTION OF FAMED ORGANISTS.
www.cds1976.com/dpp_add/ | 847-391-1044
Maxine Thévenot – Fiesta! Director of Cathedral Music and Organist of the
Cathedral of St. John (Episcopal) in Albuquerque, New Mexico, plays Romantic and recently composed works on the cathedral’s 4-manual 2002 Reuter organ (Opus 2210).
Organ Music of Seth Bingham, Volume I “Unto the Hills” – Christopher Marks Associate Professor at the University of Nebraska-
Lincoln, plays the Pastoral Psalms, Five Pieces, Baroques, and Variations Studies on the Schoenstein organ at First Plymouth Congregational Church in Lincoln, Nebraska.
Dulcet Tones – Jack Mitchener Plays the Salem Tannenberg Baroque and early Classic works on the largest
existing pipe organ built by America’s first organ builder, David Tannenberg (1728-1804), at Old Salem Museums & Gardens, Winston-Salem, North Carolina.
Wild Sunrises – Organ Music of Carson Cooman, Harry Lynn Huff, Organist Minister of music and organist at Old South Church,
Boston, plays music of Carson Cooman (b. 1982) on the church’s sanctuary organ, originally by Skinner.
Dudley Buck Organ Music – James Hammann, Organist Buck’s Grand Sonata in E-Flat, Rondo-Caprice, The
Star-Spangled Banner Concert Variations, and more on the E & GG Hook organ dating from 1863, now beautifully restored in St. John’s Episcopal Church in Quincy, Illinois.
Airs & Romances – The Murray/Lohuis Duo Robert Murray, violin, and Ardyth Lohuis, organ, play
19th-century compositionsfor violin and organ, by Ravanello, Beach, Coleridge-Taylor, Lindberg, and others, on a 1929 E.M. Skinner (Opus 712), and a 1951/68 Aeolian-Skinner (Opus 1110).
The Diapason Direct Response MailClient: Jeffery MarketingClient-provided copy. Objective: Create a mailing with visual interest
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<JohnThomasBenjaminKolakowski-Anderson123MainStreetSecondAddressAnytownUS12345-6789
>
Credit union membership: Your key to car insurance savings
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PLEASE PLACE STAMP HERE
SAFE HAVEN RESCUE ZOOPO BOX 184IMLAY NV 89418-0184
PLEASE MAKE YOUR CREDIT CARD CONTRIBUTION BELOW:
Name: __________________________________________________________________________________________________________________________
Billing address: _________________________________________________ City: __________________________________ State: ________ Zip: ________
Home phone #: _________________________________________________ E-mail address: ___________________________________________________
Type of card: Amount: _________________________________________________________
Name as it appears on card: _________________________________________________________________________________________________________
Credit card #: ___________________________________________________ CSC#: ___________________________________________________________
Exp. Date: ______________________________________________________ Signature: _______________________________________________________
Safe Haven Rescue Zoo is a 501 (c)(3) charitable organization. Your contribution may be tax deductible.Save Haven Rescue Zoo is a charitable organization, and we rely completely on the generosity of public donations and support.
Safe Haven Rescue Zoo does not receive assistance from state or federal agencies.Safe Haven Rescue Zoo • P.O. Box 184 • Imlay, NV 89418 • (775) 538-7093 or (775) 304-5818 • www.safehavenwildlife.com
( )We provide rescue, rehabilitation, and release for orphaned and injured local wildlife. Local and exotic wildlife that cannot be released are given lifelong, loving care in our sanctuary program.
Sanctuary residents receive expert care from specialized veterinarians, an enrichment program for psychological health, operant conditioning for emergency and husbandry purposes, healthful diets, and housing that meets their individual needs.
[SALUTATION], if you’ve been touched by Max’s story, if you want to make more happy endings, if you want to be part of this important work, then I urge you to consider becoming a FRIEND OF SAFE HAVEN RESCUE ZOO for 2013.
With your membership and friendship we can have more rescues, more happy endings, more survivors like Max.
Massive resources are required to operate a facility like ours. It costs nearly $20,000 to construct an enclosure for an animal like Max, not to mention the additional thousands spent on food, veterinary care, and the other needs of our residents.
Your generous tax-deductible gift of $1,000, $500, $250, $100, $50, or $30 will go a long way to ensuring that we have the resources to take care of Max and our other residents.
You may also earmark your generous contribution towards one of the specific wildlife that Safe Haven Rescue Zoo has rescued. Please see the enclosed response form for more information.
The illegal pet trade and private ownership of wild animals have long been major problems in the United States. A horrifying incident occurred in Zanesville, Ohio last year when fifty-six wild animals—cats, bears, primates, and more—were released from their cages by an owner who then committed suicide. Only six were recaptured; the rest were killed by law enforcement officers.
Overdue wildlife legislation and the effects of a struggling economy are creating an increasingly urgent need for lifelong placements for abandoned and confiscated wildlife. These uncertain economic times have put a greater strain on facilities such as Safe Haven, as people are abandoning their exotic pets in ever greater numbers. That is why Safe Haven Rescue Zoo exists.
I know that you have a heart to see wildlife treated humanely and with respect. That’s why I hope you will take the important step of becoming a FRIEND OF SAFE HAVEN RESCUE ZOO.
Please take a moment and become a FRIEND OF SAFE HAVEN RESCUE ZOO by filling out the enclosed form. I look forward to hearing from you soon!
Sincerely yours,
Lynda SugasaExecutive Director
Read about Syber and all our residents
on our website at www.safehavenwildlife.com.
Safe Haven Rescue Zoo — Our Mission• To rescue, rehabilitate,
and release local wildlife
• To provide lifelong, loving care to animals unable to be released and exotic wildlife
• To provide wildlife education and outreach services to community groups and schools
• To maintain a “green” solar-powered facility that makes environmentally-responsible use of energy and other resources
This is where we found “Max,” a 10-year old cougar before we
RESCUED him.
SAFEHAVENR E S C U E Z O O
P.O. Box 184 • Imlay, NV 89418
FIND OUT WHAT HAPPENED NEXT. 4
[MAILNAME][ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]
Please make your check out to: Safe Haven Animal Rescue Zoo Safe Haven Animal Rescue Zoo is a 501 (c)(3) charitable organization. Your contribution may be tax-deductible.
Please see the reverse side to make a credit card contribution.4
[MAILNAME][ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]
[UNI_NUM]-[MAILCODE]
SAFEHAVENR E S C U E Z O O
Yes, I want to be a Friend ofSafe Haven Rescue Zoo in 2013!
Enclosed is my tax-deductible contribution of:
$1,000 $500 $250 $100 $50 $30 Other: $__________
I would like to earmark my tax-deductible contribution for a specific rescue wildlife. ___ Green Iguana $25–Iggy ___ Coyotes $40 each–Annabelle, Marabelle, Isabelle ___ African Serval $50–Jasper ___ Desert Tortoise $25–Mohave Moe ___ Cougars $75 each–Max, Savannah, Cooper ___ Red Fox $35–Cheyenne ___ Bobcats $50 each–Phoenix, Bobzee ___ Siberian Tigers $200 each–Gage, Sybre, Choi-Hu ___ Canadian Lynx $50–Kiki ___ African Lions $250 each–Kovu, Ifaw ___ White Fox $35–Juno ___ Family of 5 African Servals (can be sponsored separately for $50 each or $200 for the group of 5) Roy, Simba, Myra, Tanzi, and Ricky
I am sponsoring 1 2 3 4 5 (Please circle one) at $_______ each for a total gift of $____________.
P.O. Box 184 • Imlay, NV 89418-0184
www.safehavenwildlife.com
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SAFEHAVENR E S C U E Z O O
Safe Haven Rescue Zoo www.safehavenwildlife.comP.O. Box 184 [email protected], NV 89418 Ph. 775-538-7093
Working with a nationwide network of sanctuaries,
Safe Haven helped ensure that Max and the other
survivors found happy homes.
We accept animals in the greatest need—older, in poor health, or showing the wear of a hard life. Kovu suffers from tremors, and Ifaw is
missing part of his tail.
Gage, age 13, is a senior citizen who found himself in need of
lifelong placement at Safe Haven.
[MAIL_DATE][MAILNAME][ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]
Dear [SALUTATION],
Max’s story has a happy ending.
But many stories of animals kept in substandard conditions… abused… exploited… used for illegal breeding... don’t have happy endings.
When we first heard about Max, a ten-year-old cougar, he was confined in a dark, dank Texas pole barn. When his owner passed away, authorities discovered twenty big cats housed in deplorable conditions. Exotic cats are difficult to care for, and most people, even the most well-meaning, do not have the knowledge or resources to do so. Wild animals should not be kept as pets!
[SALUTATION], Max’s “cage” was a 10’x12’ horse stall. His neighbors, African lions and tigers, were able to reach into other cages, injuring—even killing—nearby animals. Grimy, high-placed windows admitted only dim light—no fresh air, no glimpse of the outside world. Food was supplied only sporadically, often in plastic grocery bags that were eaten by the starving cats. Many went without water for long periods of time.
Although cougars can live twenty years or more, Max had no expectation of that as he watched his fellow inmates languish and die. The bones of a cougar, one not as lucky as Max, were discovered buried under several inches of filthy, matted straw. Two other surviving cats suffered leg fractures—but had received no veterinary care.
After ten years in that cramped, filthy stall, with dirty water, not enough food, no fresh air, and no sunshine, rescue came to that pole barn just in time. Max’s life at Safe Haven is now one of nutritious food, endless fresh drinking water, room to run and play, a den filled with clean straw, the wind in his face, and sunshine so bright that he squints his eyes as he basks in its warmth.
Why did Safe Haven accept Max, a “senior citizen” with expensive medical needs brought on by age and a lifetime of deprivation?
Because we believe that after spending ten miserable years in such a terrible environment, Max deserves the right to enjoy his remaining years in peace and dignity, with the very best life has to offer. That’s what is in our heart for Max and other wildlife that need our help. That’s why in 2006 I founded Safe Haven Rescue Zoo, a non-profit, 501(c)3 accredited organization.
Safe Haven is not a typical “zoo.” We are an accredited premier rescue/sanctuary organization. Our mission is not to collect or exhibit animals, but to save and protect wildlife.
(Over, please…)
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A TRUSTED COMPANY
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FINANCIAL STABILITY
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WORLD’S MOST ETHICAL COMPANIES AWARD
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<Dear/Aloha> <John Thomas Benjamin Kolakowski-Anderson>,
Letter copy omitted for client privacy purposes. Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illoe.
Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequa. At vero eos et accusamus et iusto odio dignissimos ducimus. At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores.
Lock-in today’s pre-birthday rate. Oacc us amus et iusto odio dignissimos ducimus qui blanditiis praesen tium volup tatume.
No physical exam or medical tests* — in most cases. Et harum quidem rerum facilis est et expedita distinctio ignissimos ducimus qui blanditiis praesentium.
Review the enclosed materials carefully. Please reply by <Monthhhhhh DD, YYYY>. For information on other coverage amounts call toll-free <1-800-123-4567>.
<Sincerely/Mahalo>,
It’s easy to apply for up to <$75,000.00> of life-long coverage.
Company Name™ Whole Life Insurance is made available by Company Name Agency, LLC and underwritten byCompany Insurance Company, PO Box 00, Anytown US 12345-6789 The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
* In rare circumstances, a paramedical exam may be necessary to verify information received during the underwriting process.
For Members of
Frank E. Cain Director, Licensed Insurance Agent Company Name™ Insurance Agency
<John A. Official Name 40 characters here><John A. Official Title here><John A. Official Title here><TUVWXYZ Generic Company Community Federal Credit Union>
P.S. Life is complicated. Life insurance shouldn’t be. Our goal is to help you get covered with a policy that fits you and your budget. Please respond by <Monthhhhh DD, YYYY>.
><
<TEWL-0415>
Contents:3 BenefitsBulletin3 AnswerstoQuestions3 Applicationandreturnenvelope
Please Reply By: <MonthhhhhDD,YYYY>
Documents prepared for:<JohnThomasBenjaminKolakowski-Anderson>
0000
Answers to Questions
Q. Is life complicated?A. t enim ad
minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui.
TEWL-0415
<John Thomas Benjamin Kolakowski-Anderson>, please reply by <Monthhhhh DD, YYYY> to help protect your loved ones.
APPLY TODAY! Just complete, sign, and return the enclosed application.
Q. What is “permanent” life insurance?A. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil
impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.
Q. Do I need to take a physical exam?A. emporibus autem quibusdam et aut officiis debiti.*
Q. Will my rate increase as I grow older?A. At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis
praesentium voluptatum deleniti atque corru.
Q. Can my spouse apply?A. Oti quos dolores et quas molestias excepturi sint occaecati cupiditate non
provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio.
Q. Can I cancel this policy if I change my mind?A. Temporibus autem quibusdam et aut officiis debitis aut rerum
necessitatibus saepe eveniet ut et voluptates repudiandae sinstiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatu Guaranteed.
Q. Are there any exclusions to this policy?A. Neque porro quisquam est, qui dolorem ipsum.
* In rare circumstances, a paramedical exam may be necessary to verify information received during the underwriting process.
0000TEWL-0415
**Rates differ by gender and age. If our assumptions about you are incorrect, your actual rate may be slightly more or less than shown.
<$25,000 Coverage> ........................ <$34.97/month>
<$30,000 Coverage> ........................ <$41.21/month>
<$35,000 Coverage> ........................ <$48.36/month>
<$40,000 Coverage> ........................ <$57.97/month>
<$50,000 Coverage> ........................ <$65.00/month>
Nam libero tempore, cum soluta nobis est eligendi optio facere possimus, omnis voluptas assumenda est, omnis dolor repellendus.
Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus sandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente.
Delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.
n Your rate will never be lower. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia.
n In most cases—no physical exam eque porro quisquam.
n An income-tax free rnim ad minima quis nostrum exercitationem ullam.
n Builds cash value over time accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint.
n Coverage begins immediately mollitia animi, id est laborum.
*No physical exam disclosure here. No physical exam disclosure here. No physical exam disclosure here.
30-DAY REVIEW PERIOD Sign up today with confidence. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maximluptates repudiandae sint tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat. Guaranteed.
(SEND NO MONEY)
KEY BENEFITS
AFFORDABLE RATES FOR CREDIT UNION MEMBERS**
PLEASE HURRY. It’s best if you apply before your birthday on <Monthhhhh DD, YYYY>.
< >
Think about how these benefits could help your loved ones.
For Members of FOR MEMBERS OF: <TUVWXYZ Generic Company Community Federal Credit Union>
PREPARED FOR: <John Thomas Benjamin Kolawski-Anderson>
PLEASE APPLY BY: <Monthhhhh DD, YYYY>
BENEFITS BULLETINCompany Name™ Whole Life Insurance
TEWL Direct Response MailClient: CUNA Mutual GroupClient-provided copy. Objective: Adhere to brand guidelines. Maintain official (non-gimmicky) appearance while creating graphic interest.
LLCOWENS RAPHICSGraphic designs to enhance your vision–your business
[email protected] | owensgraphics.com | 608.698.3888
Your signature is requested on the enclosedSTATEMENT OF BENEFITS
< >< * * * * * * * * * * * * * * * *John Thomas Benjamin Kolakowski-Anderson123 Main Street2nd AddressAnytown US 12345-6789
>
For Members of
5336
URGENT: It is important to receive your completed Protection Enrollment Form during the open enrollment period.
1. Fill out and SIGN the enrollment form.
2. To take advantage of the affordable rates for Additional Coverage, check the box indicating the coverage amount you want. If you also want coverage on family members, check YES under FAMILY COVERAGE.
3. Use this postage-paid envelope to return your completed enrollment form.
3
Made available by
Underwritten by CMFG Life Insurance Company:
•Hasan“A”EXCELLENTratingforfinancialstabilityandoperatingperformancebyA.M.Best,oneofthenation’sleadinginsuranceanalysts.(“A”isthe3rdhighestoutofapossible16.)
•Inlifeinsurancealone,protectsMemberswithover$63billionofcoverageasofDecember2013.
•EndorsedbytheCreditUnionNationalAssociation(CUNA),andStateCreditUnionLeagues.
POBox61•WaverlyIA50677-0061•Toll-free1-800-123-4567
At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?
YourcreditunionenablesthisinsuranceprogramtobeofferedandisentitledtocompensationfromNamliberotempore,cumsolutanobisesteligendioptiocumquenihilimpeditquominusidquodmaximeplaceatfacer.TostopreceivingoffersfromCompanyName,pleasecall1-800-123-4567.
5335
NOTICESUMMARY OF INSURANCEPLAN
TruStage™ Accidental Death and Dismemberment Insurance from CMFG Life Insurance Company can be an affordablesupplementtolifeinsurance,onceyourlifeinsuranceneedsaremet.Itpaysacashsettlementincaseyourlovedonesshouldloseyoutoafatalaccident,anditpayscashtoyouforacoveredinjury.
Coverage For Today’s Needs: This chart showscoverageamounts.Lossmustbe from a covered injury within 365 days of theaccident.Coverageincludestheno-cost Basic Coverage and a percent of Additional Coverage,ifselected.Onceyouoryour insuredspousereachage70,theno-cost and additional coverage a mount for that personisreducedby50%.
Additional Coverage—Member Only Plan or Family Plan: If you request Additional Coverage,youmaychoosetoprotect yourself(MemberOnlyPlan)oryourfamily (FamilyPlan).Pleaseindicateyourchoice ontheEnrollmentForm.
Eligibility: Credit union members ages 18 andover,theirspouses,*andtheirunmarried, dependent(orhandicapped)childrenare eligible.Eligibilityagesandrequirementsfordependentandhandicappedchildrenmayvarybystate,soit’sbesttorefertotheCertificateofInsuranceorcallforthisinformation.*Thedefinitionofspouseincludesalegalpartnerasdefinedbystatelaw.
FAMILY PLANThisFamilyPlanprotectsyou,yourspouseandyourdependent(orhandicapped)children.Yourspousewillbeinsuredat50%ofthecoveragelevelyouchoose.Dependentandhandicappedchildrenwillbecoveredfor20%.Ifyouhavenodependentorhandicappedchildren,yourspousewillbecoveredfor60%.Ifyoudonothaveaspouse,eachofyourdependentchildrenwillbeinsuredfor25%ofthecoveragelevelyouchoose.FOR MEMBER PLAN AND FAMILY PLANHospital Benefits. If you or your covered spouse or child is hospitalized within one year due to injuries caused by a covered accident,andareconfinedformorethan7days,wewillpayahospitalbenefitfromthefirstdayofconfinement.Thebenefitwill equal 1% of the Additional Coverage for that person for each full month of confinement, up to $1,000 amonth or $12,000ayear.ThisbenefitisnotavailabletomembersofConnecticut,IdahoorMinnesotacreditunions.“Cost of Living” Benefit.Everytwoyears,ontheanniversarydateofyourenrollment,yourAdditionalCoveragewillbeincreasedby5%.This isatnoaddedcosttoyou.Thisbenefitwillcontinueas longasyouremain insured,oruntilyourcoveragehasincreasedafull25%.So,ifyouselectthe$300,000coveragelevel,yourbenefitwillactuallyincreaseto$375,000after10years.Double Accidental Death Benefits.Ifyoudiewithinoneyearofanaccidentasaresultoftravelingonabus,train,orotherpublicformoftransportationasaticketedpassenger—yourAdditionalCoveragebenefitdoubles.FOR FAMILY PLAN ONLY**College Education Benefit for Children and Spouse.Yourbeneficiarywillreceive2%ofyouraccidentaldeathbenefit(upto$3,000peryear)foreachofyourchildren(and/orspouse)attendingcollegefull-timeonthedateoftheaccident.Or,theplanwillcoverchildrenwhoareinthe12thgradeandattendcollegefull-timewithin1yearfollowingtheaccident(collegeeducationforyourspousewillbecoveredifhe/sheenrollsasafull-timestudentwithin2yearsfollowingtheaccident).Thiseducationbenefitispayableupto5years.Child Care Assistance.IfyouoryourcoveredspousediesfromacoveredinjurywhiletheFamilyPlanisinforce,achildcareassistancebenefitwillbepaidtoyourbeneficiary.Thisbenefitwillbepaidforeachmonth(followingthedeath)thatanyofyourcoveredchildren(underage14)requirechildcareservice.Childcareservicemustbeprovidedforatleast120hourspermonth.Themonthlybenefitamount(payablefor1yearfollowingtheaccident) is1/12of2%ofthedeceasedperson’sAdditionalCoverageamount,uptoamaximumof$160permonth.**FamilyPlanbenefitsareincludedformembersofNewJerseycreditunionsundertheMemberPlanandFamilyPlan.Exclusions: This coverage does not cover loss caused by or resulting from: intentionally self-inflicted injury; suicide or attempted suicidewhilesaneorinsane;beingintoxicatedorasaconsequenceoftaking,usingorbeingundertheinfluenceofanynarcoticunlessadministeredontheadviceofaphysician;declared,undeclaredwarorwar-likeactoractionbyagovernment,sovereignpower,regularorirregularmilitaryforce,oragentorauthorityofanyofthem,includingbutnotlimitedtoinsurrection,rebellion,andrevolution;theuseofanyweaponsofmassdestruction,includingbutnotlimitedtonuclear,biologicalorchemicalweapons;flying as a pilot or crew member; participating in any kind of race or competition as a professional; operating a motor vehicle with a blood alcohol level exceeding the legal limit as defined by the state law in which the accident occurs; committing or attempting tocommitanassaultorfelony;anydisease,sickness,bodilyormentalillnessorcomplicationresultingfrommedicaltreatment,surgery,pregnancyorchildbirth.Someexclusionsmaynotapplyormayvarybystateasdescribedinthecertificateissued.Termination of Coverage:Yourcoveragecannotbecanceledaslongasyourpremiumsarepaidandthegrouppolicyisnotterminated.Effective Date of Coverage:YouwillbemailedaCertificateof Insurance.Yourcoveragebecomeseffectivewith thedateshownontheCertificate.Limitations:Thegeneraltermsoftheinsuranceplanaredescribedinthissummary.ACertificateofCoveragecontainingexactcoverageandbenefitswillbeprovidedtoeachparticipatingMember.
Base Policy Series E10a-014-2012andE10a-ADD-2012
1 SeeStatementofBenefitsforNo-CostCoverageamount.2 Greaterof25%or$1,000formembersofMEcreditunions.3 NotavailableformembersofMEcreditunions.Nobenefitavailableduetolossofthumbunderthe BasicCoverage.
Percentage of Percentage of Member’s No-Cost Coverage1 Additional Coverage
Loss of life........................................100%1....................... plus.......................100%1
Loss of two:hand,foot,oreye.........................100%1....................... plus.......................100%1
Loss of entire sight in both eyes...................................100%1....................... plus.......................100%1
Loss of speech or hearing.......................................100%2 ...................... plus .......................50%3
Lossofonehand,onefoot or sight of one eye........................100%2....................... plus........................50%3
Loss of thumb and index finger of same hand.................................100%2....................... plus....................... 25%24
Loss of thumb................................................................................Lesserof10%or$1,00035
5333
You Also Get These Benefits with Your Additional Coverage 4
FACT: ACCIDENTSHAPPEN ALLOFTHETIME.
Name Life Insurance CompanyStreet Address Anytown,US12345-6789Toll-free1-800-123-4567
Theinsuranceisnotadeposit,andisnotfederallyinsured,sold,orguaranteedbyyourcreditunion.
FACT: YOUNEEDADEQUATEINSURANCECOVERAGE...JUST IN CASE.
PLAN ADMINISTRATORPO BOX 000 ANYTOWN US 12345-6789
BUSINESS REPLY MAIL FIRST-CLASS MAIL PERMIT NO. 00 Anytown US
POSTAGE WILL BE PAID BY ADDRESSEE
NO POSTAGE NECESSARY
IF MAILED IN THE
UNITED STATES
FOR ADDITIONAL INFORMATIONPLEASE CONTACT THE US POSTAL SERVICEREPRESENTATIVE BELOW:
ALIGNWITH
UPPERRIGHT
CORNER
ALIGNWITH
LOWERRIGHT
CORNER
CAUTION:USE ONLY FOR ADDRESS BEARING THE ZIP+4 CODEABOVE. SEE PUBLICATION 25 FOR PRINTINGREQUIREMENTS.
THIS POSITIVE PREPARED FOR: BUS REPLY MAIL 1-OZ LTRS ONLY PERMIT NO 21WAVERLY IA
MEMBER COVERAGECUNA MUTUAL INSURANCE SOCIETYP O BOX 331WAVERLY IA 50677-9922
TO BE USED ONLY WITH FIM - C (Business Reply Mail)AND ZIP CODE: 50677-9922 CK=3
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Sign and Return
1
Your signature is requested
on the enclosedSTATEMENT OF BENEFITS
3
2
5332
<Dear/Aloha><JohnThomasBenjaminKolakowski-Anderson>:
Letter copy omitted for client privacy purposes. Sed ut perspiciatis unde omnis iste natus error sitvoluptatemaccusantiumdoloremquelaudantium,totamremaperiam,eaqueipsaquaeabilloinventoreveritatisetquasiarchitectobeataevitaedictasuntexplicabo.
Nemoenimipsamvoluptatemquiavoluptassitaspernaturautoditautfugit,sedquiaconsequunturmagnidoloreseosquirationevoluptatemsequinesciunt.Nequeporroquisquamest,quidoloremipsumquiadolorsitamet,consectetur,adipiscivelit,sedquianonnumquameiusmoditemporainciduntutlaboreetdoloremagnamaliquamquaeratvoluptatem.
Utenimadminimaveniam,quisnostrumexercitationemullamcorporissuscipitlaboriosam,nisiutaliquidexeacommodiconsequatur?Quisautemveleumiurereprehenderitquiineavoluptatevelitessequamnihilmolestiaeconsequatur,velillumquidoloremeumfugiatquovoluptas.
At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident,similiquesuntinculpaquiofficiadeseruntmollitiaanimi,idestlaborumetdolorumfuga.Etharumquidemrerumfacilisestetexpeditadistinctio.
<Sincerely/Mahalo>,
FrankE.Cain Director,LicensedInsuranceAgent CompanyName™InsuranceAgency
P.S.—Again,the<$0,000>coverageisyoursatnocost.Pleaserespondby<MonthhhhhDD,YYYY>inordertohaveyourcoverageineffectby<MonthhhhhDD,YYYY>.
<JohnA.OfficialName40charactershere><JohnA.OfficialTitlehere><JohnA.OfficialTitlehere><TUVWXYZGenericCompanyCommunityFederalCreditUnion>
< * * * * * * * * * * * * * * * *John Thomas Benjamin Kolakowski-Anderson123 Main Street2nd AddressAnytown US 12345-6789
>
ADD-1066223.1 <AD3PRIT1-0215>
Sign the enclosed EnrollmentForm
Decideifyou’d like additional
affordable coverage
Dropinthemail
For Members of
ADD388697AB 0215
CompanyName™AccidentalDeath&DismembermentInsuranceismadeavailablethroughCompanyName,LLCandissuedbyCompanyNameLifeInsuranceCompany.Theinsuranceofferedisnotadeposit,andisnotfederallyinsured,soldorguaranteedbyyourcreditunion.
< >
< >
E n r o l l m e n t F o r m – Accidental Death & Dismemberment Insurance
STATEMENT OF BENEFITS
SIGN AND RETURN THE FORM BELOW. SEND NO MONEY.
1.
2.
3.X___________________________________________________________________SignatureofMemberDate
5334
PRO
Family Plan Desired (CheckOne):
¨ Yes ¨ No (Ifneitherboxischecked,family coverageisassumed.)
ADDITIONAL COVERAGE: (Checkadditionalamountdesiredbelow)
Authorization: Applies to Additional Coverage only. <I authorize premiums for my Additional Coverage to be deducted each quarter from the selected account. (Check one)
Checking (Routing# __ __ __ __ __ __ __ __ __ Acct#_____________)
Please bill me.
This authorization remains in effect until revoked by me in writing or by phone. If you leave this section blank, we will mail your bill to you quarterly.>
¨ $300,000 ¨ $200,000 ¨ $100,000 ¨ $ 50,000 ¨ $ 25,000 ¨ $ 10,000>
< ̈ $500,000 ¨ $400,000 ̈ $300,000 ¨ $200,000 ¨ $100,000 ¨ $ 50,000 ¨ $ 25,000 ¨ $ 10,000
< ><
<$0,000> no-cost coverage for: <John Thomas Benjamin Kolakowski-Anderson>
Paid in full by <TUVWXYZ Generic Company Community Federal Credit Union>
<$500,000> of additional coverage available at these credit union member monthly rates.
<mmddyyyy MN1234567890123 1234 X><< 1234 5678 90123 CU12345678 >>
Name Life Insurance Company • Street Address •Anytown, US 12345-6789
<John Thomas Benjamin Kolakowski-Anderson>123 Main Street, 2nd AddressP.O. Box 000Anytown US 12345-6789>
Coverage(no-costandadditional)isreducedby50%atage70.ThetotalamountofAccidentalDeathandDismembermentadditionalcoverageyoumayhavewithus,forallcertificates,is$500,000.Othercoverageamountsareavailable.
For Members of
¨ <$0,000> MEMBER ACCIDENT COVERAGE paid by <TUVWXYZ Generic Company Community Federal Credit Union>
Relationship of Beneficiary to Member
Member’s Email:
Member’s Date of Birth:
Month Day Year
Member’s Phone Number:
Member’s Beneficiary
(ThebeneficiaryforinsuranceondependentsistheMember)
3
<E10f-014-2012v19> <AD3PRST-0215>
Coverage Amount Member Only Family Plan
$100,000 $ 00.00 $ 00.00 $ 10,000 $ 00.00 $ 00.00 $ 25,000 $ 00.00 $ 00.00 $ 50,000 $ 00.00 $ 00.00 $200,000 $ 00.00 $ 00.00 $300,000 $ 00.00 $ 00.00>
Member Only Family Plan
$100,000 $ 00.00 $ 00.00 $ 10,000 $ 00.00 $ 00.00 $ 25,000 $ 00.00 $ 00.00 $ 50,000 $ 00.00 $ 00.00 $200,000 $ 00.00 $ 00.00 $300,000 $ 00.00 $ 00.00 <$400,000 $ 00.00 $ 00.00 $500,000 $ 00.00 $ 00.00>
Coverage Amount
>
TEWL Direct Response MailClient: CUNA Mutual GroupClient-provided copy. Objective: Adhere to brand guidelines. Maintain official (non-gimmicky) appearance while creating graphic interest.
LLCOWENS RAPHICSGraphic designs to enhance your vision–your business
[email protected] | owensgraphics.com | 608.698.3888
The new Walmart Development in downtown Green Bay is in the BEST INTEREST
of area taxpayers.
3 Walmart will address the multimillion dollar site challenges at Walmart’s expense, including:
- Adverse soil conditions requiring expensive footings - Environmental remediation - Intrusive infrastructure - Building demolition and asbestos abatement - Contaminated soil handling and disposal3 Walmart will grow the tax base within one year.3 Walmart is not seeking any government assistance.
*** PLEASE CALL YOUR CITY COUNCIL MEMBER BEFORE THE JULY 15th VOTE ***
URGENT: PLEASE CONTACT YOUR
CITY COUNCIL REPRESENTATIVE BEFORE THE
TUESDAY, JULY 15th GREEN BAY CITY COUNCIL MEETING.
P.O. Box 12590Green Bay, WI 54307-2590
Call your Alderman and tell him that the new proposed Walmart in downtown Green Bay is good for the taxpayers of our community.
Please contact:(920) 448-3010 [CURRENT RESIDENT]
[ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]-[ZIP_PLUS_4]
P.O. Box 12590 • Green Bay, WI 54307-2590
CURRENT RESIDENT[ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]-[ZIP_PLUS_4]
Get the FACTS about the proposed Walmart development in
GREEN BAY
NEW PROPOSED STORE IN GREEN BAY
In 2012, Walmart spent $3.5 billion* with
Wisconsin suppliers.
Walmart would create 300 jobs at a new downtown
store in Green Bay.
Walmart is an important neighbor in the community and supports many of our great local
organizations through the Walmart Foundation and other philanthropic giving.
Why Green Bay is saying “YES” to the proposed Walmart.
Please return this postcard
for more information
about the proposed Green Bay Walmart.
▼ Please detach along perforated lines. ▼
Name: __________________________________________________________________________
Address: _________________________________________________________________________
City:________________________________ State:________ Zip: _____________________________
Best Phone Number: __________________________________________________________________
E-mail address: _____________________________________________________________________
Yes, I support the proposed Walmart development in Green Bay.
I would like more information about the proposed Walmart development in Green Bay.
Thank you for your interest in the proposed Walmart development in Green Bay.
PERSONAL REPLY CARD
Lower taxes. More jobs. Walmart is good for Green Bay.
In 2012, Walmart spent $3.5 billion* with
Wisconsin suppliers.
Walmart would create 300 jobs at a new downtown
store in Green Bay.
Walmart is an important neighbor in the community and supports many of our great local
organizations through the Walmart Foundation and other philanthropic giving.
Small business needs traffic to thrive and survive
A Walmart store is a proven anchor, and can provide a steady flow of customer traffic1 to this important developing business district. In many communities, areas around Walmart quickly attract small businesses that know the benefits of being where the customers are found. There are many vacancies in the downtown area near this site that Walmart will help make marketable because of their proximity to a proven anchor. Some communities have asked Walmart to consider relocating to downtown areas to draw customer traffic2, or as in Sturgeon Bay and Sun Prairie, worked to keep the Walmart in its current location to support important business corridors.
Downtown Green Bay has been designated a USDA food desert3
At Walmart, we believe everyone should have access to fresh and affordable food, and that leads to a higher quality of life in urban areas. Walmart participates in the Healthy Foods Initiative, a goal of which is to address food deserts and increase the health and wellness of people living in our nation’s cities. A downtown store would have pedestrian, bike and public transportation amenities, making it easier for urban dwellers to save money, and live better.
Green Bay needs jobs
Not only will Walmart support about 300 jobs at a new downtown store, but Walmart is already supporting jobs with local Green Bay suppliers. In fact, Walmart purchases more than $3.5 billion of goods and services in the state of Wisconsin. Some of our Green Bay suppliers include Schreiber Foods, Schneider Trucking, Georgia Pacific, Immel Construction, and BelGioioso Cheese.4
Improve tax base and property values
A recent study says that when a Walmart opens, houses within a half-mile can see their value rise two to three percent, with those within a mile climbing about one percent.5 And commercial real estate becomes more valuable with proven anchors such as Walmart that produce the traffic small businesses need to be successful. Walmart is one of the largest taxpayers in the state of Wisconsin, and building a stable and diverse tax base is a goal of every Wisconsin community.
Successful development builds on the strengths of the current economy
In today’s economy, customers are seeking low prices to stretch their dollars, and we know that customers also care about supporting their community. Last year, Walmart’s charitable giving set a record with $1 billion in donations to charities6 in the communities we call home, including in Green Bay. Walmart is also selling more local products, and working to bring more than $50 billion of manufacturing back to the US7. More than 89% of Americans will shop at Walmart this year, whether a store is built at this location or not.
Downtown residents need lower priced general merchandise too
Walmart locates its store, in part, to be closer to customers who are currently commuting to shop at other area Walmarts. Today, Walmart's downtown Green Bay customers are traveling to the east or west sides of Green Bay or even to DePere to shop. Downtown Green Bay residents would benefit from being able to shop for all types of merchandise at a downtown Walmart closer to home.
If you would like to receive regular updates, please contact us at [email protected].
1 When Walmart moves in, Neighborhood Businesses Suffer. Right? Washington Post, http://www.washingtonpost.com/wp-dyn/content/article/2008/06/22/AR2008062201717.html?sub=AR
2 Walmart SuperCenter Sturgeon Bay Traffic Impact Study, http://www.sturgeonbaywi.org/resources/trafficimpactstudyforwalmartsupercenter032409.pdf
3 http://www.ers.usda.gov/data-products/food-access-research-atlas/go-to-the-atlas.aspx#.UjdcO8ZjuSq4 Schneider National is Walmart’s 2011 General Merchandise Diamond Carrier of the Year, Layover.com,
http://www.layover.com/news/article/schneider-national-is-walmarts-2011-general-mercha-16962.html
5 The unexpected effects of Walmart coming to town, TIME Magazine, http://business.time.com/2012/06/04/the-unexpected-effects-of-walmart-coming-to-town/
6 Walmart giving in last fiscal year exceeds $1 Billion for the first time, http://news.walmart.com/ news-archive/2013/04/22/walmart-giving-in-last-fiscal-year-exceeds-1-billion-for-the-first-time
7 Walmart Economic Opportunity Facts, http://news.walmart.com/walmart-facts/economic-opportunity-fact-sheet
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Wisconsin Chamber Orchestra321 E. Main St. • P.O. Box 171 • Madison, WI 53701
“Because we believe music can change and enrich lives, the Wisconsin Chamber Orchestra is committed to introducing children in Wisconsin to classical music
and doing what we can to increase their access to and passion for music.”
- Maestro Andrew Sewell, Music Director
UPCOMING PERFORMANCES
Friday, February 20, 2015Masterworks III
Guest Artist, Shai Wasner, pianist8:00 pm | Capitol Theater | Overture Center for the Arts
Wednesday, March 11, 2015Youth Concerts
9:20 & 11:00 AM | Overture Hall | Overture Center for the Arts
Friday, March 20, 2015Masterworks IV
Guest Artist, Amit Peled, cellist8:00 PM | Capitol Theater | Overture Center for the Arts
Friday, May 1, 2015Masterworks V
Guest Artist, Bryan Wallick, pianist8:00 PM | Capitol Theater | Overture Center for the Arts
Sunday, May 17, 2015WCO/WYSO Side by Side Youth Concert
4:00 PM | Overture Hall | Overture Center for the Arts
Wednesday, June 24 - Wednesday, July 29, 2015Concerts on the Square
Performances to be announced7:00 PM every Wednesday |
Capitol Square
ABOUT THE WISCONSIN CHAMBER ORCHESTRA
The Wisconsin Chamber Orchestra, led by Maestro Andrew Sewell, is a vibrant and thriving professional orchestra dedicated to connecting its audiences to the power of music. The WCO performs approximately 25 concerts per year, including Concerts on the Square®, Masterworks, Holiday Pops, Handel’s Messiah, Youth Concerts, and other performances across the state. With a core orchestra of 34 musicians and a permanent home in Overture Center for the Arts magnificent Capitol Theater, we are one of the finest chamber orchestras in the country.
The Wisconsin Chamber Orchestra relies upon the generosity of donors like you to sustain its performances and youth programs.
The program will feature pieces by Elgar, Shostakovich, and Mussorgsky as well as the WCO Concerto Competition soloist accompanied by WCO.
It is our expectation that through this experience of rehearsing alongside, interacting with, and performing in the company of a professional orchestra, WYSO members will both increase their appreciation for and participation in music for years to come.
Imagine the potential each of those 100 students has to continue to develop their musical skill and help grow a love of music in others they will meet throughout a lifetime.
In addition to the youth concert programs, the Wisconsin Chamber Orchestra is committed to getting students “closer to the music” by offering free tickets to local schools throughout the year. In addition to providing free concerts and tickets, Wisconsin Chamber Orchestra musicians also visit area schools to demonstrate concert programming and answer questions.
Would you consider giving a special contribution to help the Wisconsin Chamber Orchestra continue to invest in the musical future of our youth? We need to raise $50,000 to cover the cost of the Side by Side Concert, as well as our Youth Concert in March – which is free to the public and is an invaluable inspiration in the lives of young musicians and audience members.
[SALUTATION], please consider giving a tax-deductible gift of [$ASK1], [$ASK2], or [$ASK3] toward the Wisconsin Chamber Orchestra Side by Side Concert and other youth educational programs.
In a time when access to music hangs in the balance for our young people, your generous partnership will ensure that the Wisconsin Chamber Orchestra can continue enriching our youth with the gift of music.
Providing our youth this opportunity is something we cannot do without you. Thanks again for your support.
Sincerely,
Maestro Andrew Sewell Music Director
P.S. [SALUTATION], your gift will allow the Wisconsin Chamber Orchestra to provide young people priceless – and FREE – opportunities to be introduced to and grow in appreciation for music. Would you help us reach our goal of $50,000 for our youth programs by returning your generous gift of [$ASK1], [$ASK2], or [$ASK3] today?
I hope you’ll join us for one of the remaining performances of this season’s fantastic lineup, or for the Side by Side concert with WYSO on May 17th. I guarantee the young talent will astound you – Andrew.
WISCONSIN CHAMBER ORCHESTRA
There’s a special way you can give the gift of music to a child.
[MAILNAME][ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]
P.O. Box 171Madison, WI 53701www.wcoconcerts.org
BOARD OF DIRECTORS
ChairTom Popp
Vice ChairRandall Satterfield,
American Transmission Company
TreasurerThomas P. Godar,
Whyte Hirschboeck Dudek S.C.
SecretaryKate Neitzel
Nathan Boebel, US Bank
Amy Bruchs, Michael Best & Friedrich LLP
Benjamin Dickey, Madison Investment Advisors
Tim Heinrich, Alliant Energy
Beth Korth, First Business Bank
Steven Landry, Charter Business
Dr. Jun Lee, SRI Design, Inc
Paul Lenhart, Krupp Construction
Tom Neujahr, Urban Land Interests
Phil Prange, Gateway Ventures, Inc.
Gordon Ridley, UW Medical School
Christine Smith, Baker Tilly Mary Stoffel, Madison Women’s HealthJulie Underwood,
University of Wisconsin
Directors EmeritiChristopher BerryDennis DornRich LeppingE. Alice Peters
WISCONSIN CHAMBER ORCHESTRA
[MAIL_DATE]
[MAILNAME][ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]
Dear [SALUTATION],
In January, I had the distinct pleasure of conducting world renowned pianist and friend, Ilya Yakushev as he joined the Wisconsin Chamber Orchestra for a breathtaking performance of majestic chamber pieces. Yakushev, an accomplished and decorated pianist, received his first award at age 12 as a prizewinner of the Young Artists Concerto Competition in his native St. Petersburg.
[SALUTATION], it is incredible to think about the potential that resided in Yakushev at just 12 years old.
Today’s headlines speak of schools cutting music programs, children spending more time sitting idly in front of screens, and sharply declining numbers of children learning how to play an instrument. Imagine a child’s potential for music going untapped because he or she simply wasn’t given the opportunity to discover it.
Because we believe music can change and enrich lives, the Wisconsin Chamber Orchestra is committed to introducing children in Wisconsin to classical music and doing what we can to increase their access to and passion for music. Last year, we reached over 3,000 children in Wisconsin through our Youth Concerts and educational programs – one of our most successful years yet!
We are looking forward to hosting our annual Youth Concerts on March 11th, where we will welcome elementary aged children for a free concert and educational programs centered around the musical concept of melody and the music of the Mississippi, featuring music by Copland, Custer, Proto, and Smith.
At a time when helping children discover classical music is more crucial than ever, we are so grateful for the partnership of our audience members and financial supporters like you. We could not pass on the power of music to the next generation through our Youth Concerts without your support!
In addition to the Youth Concerts, I am excited to share that WCO will once again join the Wisconsin Youth Symphony Orchestra in a collaborative Side by Side performance this spring.
Around 100 high school aged members of WYSO will play alongside up to 50 members of WCO for this free concert at the Overture Hall in the Overture Center on Sunday, May 17th at 4 P.M.
(Over, please…)
WISCONSIN CHAMBER ORCHESTRA
Make your check payable to: Wisconsin Chamber OrchestraP.O. Box 171 • Madison, WI 53701 • www.wcoconcerts.orgPlease see the reverse side to make a credit card contribution.4 [UNI_NUM]-[MAILCODE]
[MAILNAME][ADDRESS1][ADDRESS2][CITY], [STATE] [ZIP]
Yes, Maestro Sewell! You can count on me to help you raise $50,000 for Wisconsin Chamber Orchestra youth programs and both concerts!Thank you for your commitment to Wisconsin’s youth and education about classical music and the performing arts. As you look forward to the Youth Concert in March and the WCO/WYSO Side by Side Concerts in May, you can count on my contribution to help raise $50,000 for these concerts and other youth programs!
Enclosed is my GENEROUS tax-deductible gift of:n [$ASK1] n [$ASK2] n [$ASK3] n Other: $ __________
n Yes, I would like to sign up for updates about concerts and special events!
E-mail: _______________________________________
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Wisconsin Chamber OrchestraP.O. Box 171Madison, WI 53701
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