Accessibility to insurance market Petition Katsioulis

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“Please protect disabled people against Discrimination!” Dipl.-Kfm. Wasilios Katsioulis [email protected] 2007 Copyright Wasilios Katsioul The European Day of People with Disabilities 2007 Brussels, 6.12.2007

Transcript of Accessibility to insurance market Petition Katsioulis

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“Please protect disabled people against Discrimination!”“Please protect disabled people against Discrimination!”

Dipl.-Kfm. Wasilios Katsioulis

[email protected]

Dipl.-Kfm. Wasilios Katsioulis

[email protected]

2007 Copyright Wasilios Katsioulis

The European Day of People with Disabilities 2007

Brussels, 6.12.2007

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„For sure Mr. Katsioulis, because we did not closed a contract with you, you have to cover your risks alone…..“

Insurance (Germany)29.12.2005

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„Ablehnungsdiagnosen RBU/REU“Grundsätzlich gilt diese Liste auch für die REU bzw. REV. Individuelle Prüfung, ob eine andere

Eintscheidung möglich ist, ist ausschließlich in Abstimmung mit PP4 zu klären:

Addison Morbus, AIDS, Acromegalie, Alkoholabhängigkeit, Alzheimer, Morbus, (Alzheimer Krankheit), Amyotrophische Lateralsklerose, Angina pectoris Anorexia nervosa, Aortenaneurysma, Apoplektischer Insult (= Apoplexie), Arterielle Verschlußkrankheit (AVK), Arthritis, juvenile, Arthritis, rheumatoide (primär chronische) Bauchaortenaneurysma, Ballondilation, Zustand nach, Bechterew-Krankheit (= Morbus Bechterew), Bösartige Neubildungen in den letzten 5 Jahren (Carcinome) Bluterkrankheit (= Hämophilie A und B) Brustaortenaneurysma, Bulimie, Carcinome, innerhalb der letzten 5 Jahre aufgetreten Cardiomyopathie, Carötisstehöse Chorea Huntington, cerebrale spastische Lähmung, cerebrale Blutung Chronic-Fatigue-Syndrom, chronische Polyarthritis, Colitis ulcerosa Conn-Syndrom, Crohn-Krankheit (Morbus Crohn), Cushing-Syndrom (Cushing-Krankheit), Morbus Cushing Debilität, Delir, Delirium tremens, Demenz, Diabetes mellitus Down-Syndrom (Trisomie 21), Drogenabhängigkeit, Encephalomyelitis disseminata (Multiple Sklerose = MS) Felty-Syndrom, Fibromyalgie Geisteskrankheit Glasknochenkrankheit, Hämochromatose, Haemophilie A und B (= Bluterkrankheit), Hemiparese, Hemiplegie, Heroinabhängikeit Herzdilatation Herzinfarkt, Hirninfarkt, Hypdrocephalus Infarkt, Herz und Hirn, Insulinom Koronarinfarkt (= Herzinfarkt), Koronarinsuffizienz Koronarsklerose, Koronare Herzkrankheit (= KHK) , orSynarom Krebserkrankungen, in den letzten 5 Jahren aufgetreten Leberzirrhosezenz, Lungenfibrosen, Lupus erythematodes, Misceralis (= LE), Magersucht,Mamma-Carcinom, Medikamentenabhängigkeit, Morbus Addison Morbus ,Alzheimer Morbus , Bechterew Morbus Crohn, Morbus Cushing Morbus Parkinson Morbus Recklinghausen, Mukoviszidose, Multiple Sklerose Myocardinfarkt, Narkolepsie, Nebenniereninsuffizienz, Nephrogene Hypertonie, Neurofibromatose Oligophrenie, Ösophagusvarizen-,Paralyse, Parese, Paranoia, Pankreasfibrose, zystische Parkinson-Krankheit Phäochromoytom Plasmozytom, Polyarthritis, primär chronische und juvenile (ju = jugendliche Form) Polyneuropathie, Polyzystische Lunge Polyzystische Niere Polyzystische Leber, Psychosen, Raucherbein (= arterielle Verschlußkrankheit = AVK) Rechtsherzinsuffizienz, Rheumatoide Arthritis, Sarkoidose, nur Stadium III, Schizophrenien, alle Formen, Schlaf-Apnoe-Syndrom, Schlaganfall, Schwangerschaft (zurückstellen bis 3 Monate nach Entbindung) Sklerodermie (nur systemische Form), Subarachnoidalblutungen, TIA (= Transitorisch Ischämische Attacke), Transplantationen, Zustand nach (Herz und Leber), Trisomie 21 (Down-Syndrom), Turner-Syndrom (nur mit Organmißbiidungen), Vorderwandinfarkt, Zwangsneurose, Zyklothymie

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After I have informed many politicians in Germany about the fact, that statisticsare available for the riscpremium-calculation, Accessibility have changed (AGG)

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GDV Bund is collecting since 1993 for every seperated diagnosis (=disability) (ICD-9, ICD-10) the average age of professional disability:

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§25 (e) §25 (e) ““Prohibit discrimination against persons with Prohibit discrimination against persons with disabilities in the provision of health insurance, disabilities in the provision of health insurance,

and life insurance where such insurance is and life insurance where such insurance is permitted by national law, which shall be permitted by national law, which shall be

provided in a fair and reasonable manner”provided in a fair and reasonable manner”

Signed at 30.03.2007 by EU-Memberstates

Remark of the petitioner: With a broader data basis it should be possible to insure disabled people in every private insurance, not

only the health or life insurance

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disabled people need Accessibility to the market for insurances: it is

fundamental for them and their families to get coverage like everybody else:

To reach this aim, is only a question of using DATA about disabilities!“

Wasilios Katsioulis