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www.LightOnVedicAstrology.com Copyright © 2008 For Private Use Not For Circulation

The Midas TouchThe Astrology of Extraordinary Wealth

by Marc Boney, MA

edited by Vaughn Paul Manley, MA

Copyright 2008. All Rights Reserved

For an entrepreneur or business executive there is no higher accolade thanbeing said to possess the “Midas touch,” the uncanny ability to turn anyenterprise into pure gold. As the Greek legend goes, King Midas was acompassionate ruler who was granted a wish by the god Dionysus because ofhis charitable deeds. He promptly asked that everything he touched be turned togold. This was granted to him quite literally with everything from food to peopleturning to gold. American history has recorded many examples of latter-dayMidas’s. Men like John D. Rockefeller, J.P. Morgan and Henry Ford are but afew. They amassed personal fortunes that stagger the imagination. Bill Gates,the founder of Microsoft, is yet another example of a modern-day Midas.

In one of those wonderful coincidences that happen in life, I chanced across anewspaper report on Fortune Magazine’s list of the 10 wealthiest people in theUnited States. Gates was listed as first, with an estimated personal net worth of$50.2 billion. This has now grown considerably, with estimates reaching as highas $62 billion or more. The next morning, while looking to retrieve a telephonenumber from my Day Planner, I came across Gates’ birth data that had beengiven to me at a weekend seminar on Jyotisha some months earlier. I’d sinceforgotten about it, along with my intention to make a study of his chart.


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Though I was preparing to leave for work, my curiosity got the better of me and Ifired up my computer to have a quick look at his chart. As I entered the data,and waited for the chart to materialize on the screen, the question in mind was“Would I find the wealth-giving planetary combinations mentioned in the ancient

classics that I had been studying?” Suffice it to say, my experience of peeringinto Bill Gates’ chart that morning was like that of a treasure hunter whoaccidentally stumbles into Aladdin’s Cave and is nearly blinded by the dazzlingprecious gems he finds there. I was late for work that morning, not surprisingly.

Dhana Yogas: Givers of Wealth

Master jyotishi, K.N. Rao, has given his students the memory tablet D.A.R.E.S.as a way of analyzing different categories of yogas or planetary combinations ina birth chart. The “D” in D.A.R.E.S stands for dhana yogas. “Dhana” meanswealth, so dhana yogas are planetary combinations that show the karmic

potential for affluence and prosperity.

The classic texts on Jyotisha mention many such combinations. Reduced totheir essence, most of them are planetary combinations involving the 2nd and11th houses on the one side, and the three trinal houses (1,5,9) on the other.Maharishi Parashara, in his Brihat Parashara Hora Shastra, refers to the 2ndhouse as dhana bhava, or “house of wealth.” He refers to the 11th as labdabhava, or “house of gains.” For an individual to obtain great wealth, both of thesehouses must be interconnected and favorably disposed.

According to the rishis these houses must also be connected with the three trinal

houses 1, 5, and 9—particularly 5 and 9, which are referred to by Parashara as lakshmi-sthanas, or abodes of Lakshmi, the Goddess of Wealth. Of course, it isa fundamental principle of Jyotisha that the 1st house and its lord must always bestrong and favorably disposed for any benefic combination to fully manifest.

Significance of the 5/11 Axis

Many of the combinations mentioned by Parashara involve the 5/11 axis of thebirth chart. From what was outlined above, the reason is readily apparent. Anyplanets in the 11th house and the 5th house will mutually aspect each other, thustying these houses together. If these in turn are natural benefics, well placed bysign or themselves lords of 2, 11, 1, 5, or 9, it makes for the very combinationsthat define dhana yogas.

Graha Yogas for Wealth

A distinction is drawn in Jyotish between yogas (planetary combinations) basedon house lordships, and those that are based solely on two or more planetscombining, regardless of their lordship or house placement. Thus far dhana


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yogas have been defined on the basis of house lordships, but the classicalliterature of Jyotish also mentions certain graha yogas that can be very wealthproducing. A notable example is the Chandra-Mangala Yoga, or the combinationof the Moon and Mars in mutual aspect to one another (conjunction oropposition). When other supporting factors are present and these planets are

strong, this combination can bring great wealth.

A Special Lagna for Wealth

A unique method for assessing the potential for wealth in a person’s birth chart isto examine the planetary positions from the Indu lagna. (Indu is one of the namesof the Moon.) In determining this special lagna, different values or kalas areassigned to each planet as follows:

Sun 30Moon 16

Mars 6Mercury 8Jupiter 10Venus 12Saturn 1

The steps for calculating Indu Lagna are to:

1. Note the 9th lord from the lagna and the 9th lord from the Moon.

2. Add the values contributed by their two lords.

3. Divide by 12 to remove multiples of 12.

4. See which house is indicated by the remainder when counted from the Moon.5. This house becomes the Indu lagna.

According to some classic texts an unblemished benefic or an exalted malefic inthe Indu Lagna makes one a multi-millionaire. The general implication is thatwhen benefics or well-placed planets associate or aspect the Indu Lagna, or fallin the 2nd or the 11th from it, or occupy all houses from it, riches are ensured.

The Importance of the Navamsha

For me one of the most awe-inspiring and brilliant features of Jyotisha is its useof the vargas, or divisional charts. These are purely symbolic charts that arecreated by dividing the signs in different ways and seeing into which division aplanet in the birth chart falls. Parashara enumerates 16 of these divisions, andplaces special emphasis on the 1/9 division or navamsha. These divisionalcharts are used to assess the “strength” of the planets (their ability to give their


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results strongly) as well as to get a deeper perspective on the karmic potentialsin various areas of a person’s life. The vargas are like the fine print, which ifignored, can lead to serious errors in judgment about what experiences aperson’s periods and sub-periods are really likely to bring.

The navamsha is said to pertain especially to the spouse and marital relations,but it is also critically important for assessing the strength of the planets in thebirth chart, and for seeing all life events. Planets that look good and promisegreat things in the birth chart can be an empty promise depending on theirposition and condition in the navamsha. Mr. Rao is fond of quoting a sayingamong South Indian astrologers that “astrological interpretation of the birth chartwithout the use of the navamsha is like an abortion.” Some authorities go so faras to suggest that if the indications in the navamsha contradict those in the birthchart, those in the navamsha should be favored. The reader should becautioned however, that the navamsha, like most of the divisional charts, can besensitive to even small inaccuracies in the birth time. Like any birth chart, it

needs to be “verified” before it can be trusted and used in giving predictions.

The Law of Karma

Remember also that according to the law of karma any one who becomeswealthy has “earned it” through their efforts either in a past or the present life—orboth. Of course, that “earning” could come from legitimate or illegitimate means.The law of karma suggests that if the wealth were derived from the exploitationand suffering of others, then the money gained would ultimately have a recoiling,negative impact on that soul—if not in the present life, then in some future life.

Dhana Yogas in the Birth Chart

So what did I see in the horoscope of Bill Gates that was so fascinating? Dhana yogas upon dhana yogas, both in the rashi and the navamsha —precisely thewealth-giving combinations outlined in the jyotish shastra over a thousand yearsago.

The rising sign is Gemini, making the planet Mercury “lord of the ascendant.” Aswas mentioned above, both of these should be strong and relatively benign forthe full benefic effect of any yogas to manifest. Bear in mind that planetsbecome strong in a chart and are capable of giving their best results when theyare:

1) In an angle or trine house2) Well placed by sign (in exaltation, moolatrikona, own or friends sign)3) Have other sources of strength like dik bala and vargottama 4) Well placed in the divisional charts, particularly the navamsha.5) Conjunct or aspected by natural or functional benefics.6) Involved in special yogas that enhance their status.


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Now see his horoscope.

Here we find Mercury in the 4th house, an angle, and in its exaltation sign, Virgo.

See that it is closely associated with a wealth–producing Chandra-Mangala yoga created by the mutual aspect between Moon and Mars.

However, additionally note that from the standpoint of house lordship these threeplanets also produce multiple dhana yogas. From a Gemini lagna the Moon andMars rule the money houses, 2 and 11, and Mercury as lord of the 1 st houserules a lakshmi-sthana. This three-planet combination creates dramatic dhanayogas of both the graha and house lordship variety.

But there is something more to be seen about Mercury’s involvement in thesewealth-giving combinations. Parashara devotes a chapter in his famous work to

some very special yogas, referred to as the Pancha Mahapurusha Yogas, or FiveTypes of Great Personalities. These occur in a chart when either Mercury,Venus, Mars, Saturn, or Jupiter are in an angle from the ascendant, and exalted,or in their own sign. Each is given a special name with a description ofcharacteristics that result.

Since Mercury is in its exaltation sign and in an angle, Bill Gates has themercurial version of these known as Bhadra Mahapurusha Yoga. The followingis a partial translation of Parashara’s description:

“The Bhadra native is ....of commanding stature, very intelligent and learned,

enjoying high status, a ruler, blessed with comforts, wife, and children, and livingto an old age.”

This description is very interesting in the light of what is known about Bill Gates.He is the Founder/CEO of the hugely successful software company, Microsoft,which has made him one of the richest men in the world. (I’ve also contributed tothat wealth since I’m utilizing his word processing software, Microsoft Word, andhis Windows operating system to write this article!)


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In other words, here is a man with an extremely powerful and benefic Mercurywho just happens to head up one of the most dominant forces, if not the mostdominant force, in information technology in the world.

Why Mercury? Those with even a passing familiarity with astrological symbologyknow that Mercury (the messenger of the gods in Greek/Roman mythology) isthe planet pertaining to intelligence, communication, and information. We shouldalso realize that the astrological symbology expresses itself on three levels:through the planets, signs, and houses. The planet Mercury, the sign Geminiand the 3rd house all relate to the same basic factor in astrology, roughlyanalogous to the way water, steam, and ice are different forms of the chemicalcompound H2O.

In the chart of Bill Gates we have already seen how strong Mercury is. Add tothis the fact that Gemini is his rising sign, and that Jupiter, the ruler of his 10thhouse of professional achievement is in the 3rd house and we begin to “see”astrologically why he is who he is. Information processing is what Bill Gates is allabout, both personally and professionally, and it is the source of his wealth aswell.

But Mercury’s power in this chart goes beyond even the mahapurusha anddhana yogas in which it participates. It is a fundamental interpretive principle ofJyotish that the greater number of benefic yogas a planet participates in the moredramatic the result. Now see that in addition to the ones already mentioned

Mercury is also the strong focal point of a rare variety of the Adhi-Yoga. Adhi means “to add or receive” and Adhi-Yoga occurs in a chart when natural beneficsfall simultaneously in the 6th, 7th, and 8th for the lagna or the Moon.

In the chart of Bill Gates, Jupiter falls 6th from the Moon, Mercury falls in the7thhouse, and Venus in the 8th. And look how dignified these planets are. Jupiter isin the sign of a Great Friend, Mercury is in the sign of its exaltation, and Venus isin its own sign. Hart deFouw in his wonderful book Light on Life comments:


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In Adhi-Yoga benefics in the 6th and 8th house flank the 7th house, whichstrengthens that house and any planets therein. The aspect on the 1st house ofsuch a strengthened benefic in the 7th house will then produce most favorableeffects. This yoga is particularly good for raising one to a position of leadership.

As the benefic in the 7th house from the Moon, Mercury becomes the focal point

of this exceptional Adhi-yoga, adding to its already considerable luster. Being thehead of Microsoft, Bill Gates is not only one of the wealthiest men in the worldbut also one of the most influential in the global business community. Thecondition of his lagna lord is an astrological testimony to his status in the world,and its strength permits the other benefic yogas in the chart to give their fulleffect.

Earlier, dhana yogas were defined as combinations that tie together houses 1, 2,5, 9, and 11. Let’s now look at each of these houses separately, see theirrelation to the others, and then count the dhana yogas in Bill Gates’ chart.

1st House

We have already noted how the 1st lord, Mercury, is conjunct the 11th lord, Mars.In addition, the lord of the 2nd house, the Moon, also makes aspect onto thisconjunction from the 10th. This makes three dhana yogas related to the 1st housebased on lordship. Add the Chandra-Mangala yoga and the Bhadra

Mahapurusha Yoga and that gives two more wealth-giving combinations, comingto a total of five dhana yogas related to the 1st house.

2nd House

There are no planets in the 2nd house but the 2nd lord Moon participates in thesame five dhana yoga, just mentioned, that are related to the 1st house.However, it should be additionally noted that this is a particularly benefic Moon


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• The benefic Moon, waxing to fullness influences the 11th house through itsmutual aspect with the 11th lord, Mars.

• An exalted 9th lord aspects the 11th house.

With such a powerful and benefic 11th house this man’s stupendous wealth is

hardly a mystery astrologically.

Yet this is still only part of the story.

Multiple Perspectives

Parashara clearly states in his famous work that when examining a particularissue, like wealth, you must analyze the chart from three vantage points. Lookfirst from the ascendant (as we have done), then use the Moon sign as theascendant (Chandra lagna) and finally, see things from the planetary significatorof the matter in question.

Note that from Chandra lagna the Moon-Mars combination continues to give astrong dhana yoga, since it connects the 2nd and 9th lords with the 5th lord. Thenthere is the Adhi-yoga formed from the Moon that has already been discussed.

Parashara tells us that the planet Jupiter is the natural significator for wealth. Wehave already seen Jupiter’s role in giving Gates wealth from the other twoperspectives. Will using Jupiter’s place in Leo as an ascendant reveal a similarpicture? Have a look.

From Leo, exalted Mercury is both the 2nd and 11th lord. It is in its exaltation

sign and conjunct Mars, who is the yogakaraka planet for a Leo ascendant, sinceit rules 9 and 4, creating another spectacular dhana yoga. The 5th lord becomesJupiter, whose placement in the 1st house is another dhana yoga. Jupiter’saspect onto its own 5th house as well as the 9th house, are still more dhana yogas.

Using the Indu Lagna

Given what is known about Bill Gates’ wealth, his chart becomes an interestingtest case for this special technique for assessing wealth. The calculation of theIndu lagna for his chart is as follows:

1. The 9th lord from the birth lagna is Saturn whose point value is 1.2. The 9th lord from the Moon is Mars whose point value is 6.3. Adding these values together gives a total of 7.4. Counting 7 houses from the Moon gives Virgo as the Indu lagna.

Note how Virgo is the very sign that participates in six of the benefic, wealth-giving yogas outlined earlier. Gates’ Indu lagna contains:


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1. The dhana yoga created by the 1st lord conjunct the 11th lord.2. The dhana yoga created by the 1st lord in mutual aspect with the 2nd lord3. The dhana yoga created by the 11th lord in mutual aspect with the 2nd lord.4. The Chandra-Mangala yoga

5. The Adhi-yoga6. The Bhadra Mahapurusha Yoga

As if this were not enough, see how the conjunction of the exalted Saturn andVenus is again the conjunction of the lords of the 5 th and 9th houses, the twolakshmi-sthanas.

Seeing Gates’ chart from the Indu lagna clearly shows the potential forphenomenal wealth.

Navamsha and the Problem of Accurate Birth Times

The use of the 16 vargas, or divisional charts in addition to the birth chart gives amarvelous intricacy and sophistication to Jyotisha not found in any other systemof astrology. However, beginners should be aware that the divisional charts arevery sensitive to even minor inaccuracies in the birth time, not to mentiondifferences in ayanamsha. Experience has taught me that even recorded birthtimes from birth certificates or other written records should never be taken forgranted.

The birth data for Bill Gates used in this article comes from one of hisbiographies, Hard Drive: Bill Gates and the Making of the Microsoft Empire,

where it was stated that he was born a little after 9:00pm. It became acontroversial birth time, however, when some years later Gates stated at aMicrosoft event that his birth time was near 10:00pm. This would give himCancer lagna. The consensus opinion, however, of many Vedic astrologers isthat a Gemini lagna is correct.

When considering the navamsha I always consider it suspect until provenotherwise, since a few minutes inaccuracy in the given time can effect thenavamsha lagna as well as that of the other vargas. The given birth time of 9:15pm gives 24 degrees 58 minutes of Gemini as the ascending degree, and hencea Taurus navamsha lagna.

A good case could be made for this navamsha lagna since the significator ofwealth, Jupiter, is in the lagna as the 11th lord, and the wealth-producing Venus-Saturn conjunction in the rashi chart remains a strong dhana yoga here as well.These two planets are again conjunct, remain well dignified in a Great Friend’ssign, again rule two lakshmi-sthanas (1 and 9) and fall in the 2nd house of wealth.

This divisional chart is given below.


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Bill Gates’ Navamsha Chart

However, if Bill Gates were born just 8 minutes and 30 seconds later this wouldgive him a Gemini navamsha lagna, and if he were born 8 minutes and 18

seconds earlier his navamsha lagna would be Aries.

As an exercise, I leave it to the reader to decide whether a Taurus navamsha lagna best reflects the known facts of his incredible business success andresulting personal wealth, or if the other two possibilities seem to “work” better.

Importance of Dasha

It is the dasha sequence that makes the promise of a horoscope a living reality,and it is fascinating to see that most of this incredible wealth has come to BillGates in his Venus mahadasha. This is a classic case of a person getting their

“best” dasha in the prime of life. Bill Gates began his Venus period right aroundthe time of his 27th birthday. Parashara clearly indicates that Venus is the bestplanet for a Gemini lagna and we have seen in the rashi the dramatic Lakshmi yoga that it forms with its natural friend Saturn in the 5th house.

We have also seen how it remains well dignified in the navamsha and regardlessof which of the three proposed navamsha lagnas that you use, Venusparticipates in powerful dhana yoga combinations.


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It is fascinating to note that from August of 1995 until October 1998 he ran hisVenus-Saturn dasha, a dasha-antardasha combination that activates theLakshmi yoga in his chart. It was during this time that Microsoft’s globaldomination of the industry took on new proportions due to the explosion of theinternet. Microsoft launched both Windows 95 and Internet Explorer in August

1995, exactly at the beginning of this dasha. His success actually spawnedorganizations dedicated to preventing Bill Gates from eventually owning theentire industry worldwide!

Examples of Other Modern-Day Midas’s

To solidify the lesson, let’s look at the charts of some other extraordinary wealthyindividuals. Before reading my analysis, you may want to take a look at theircharts yourself, and see if you can find the wealth giving combinations betweenthe two money houses 2 and 11, and the lakshmi-sthanas 1, 5, 9. Bear in mindthat these connections can take place by:

1. Position (Example: The lord of the 2nd in the 5th house)2. Aspect (Example: The lords of 5 and 9 in mutual aspect)3. Conjunction (Example: The lords of 9 and 2 conjunct)4. Exchange of house lords (Example: Lords of 1 and 11 exchanging houses)

The Chart of Ross Perot

Ross Perot is another man who has made a fortune in the computer industry,and his chart also shows multiple dhana yogas, though they are not quite sospectacular.

Again, since we are looking for PAC connections (position, aspect, conjunction)between houses 1, 2, 5, 9, 11 and their lords, let’s remove everything but thesefactors.

From this, can you see the dhana yoga combinations? They are as follows:


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• The 2nd lord Moon in the 1st house is a 2-1 combination.• The 2nd lord Moon and 9th lord Saturn “glancing” at each other from the

opposite houses are a 2-9 combination.• The 9th lord Saturn’s “glance” onto the 1st house is a 9-1 combination.

• The 5th

lord Venus in the 2nd

house is a 5-2 combination.• The 11th lord Mars is in the 11th house, “magnified” by Rahu, an 11-11

combination.• The 11th lord Mars glances at the 5th house, an 11-5 combination.

Note that his Mars, the 11th lord of gains, is very well placed in its own sign Aries.I mentioned earlier that Rahu and Ketu form an axis in a chart, and wheneverplanets get connected to this axis, their results are greatly magnified. In thiscase, connection to the Rahu-Ketu axis significantly enhances the dhana yoga formed by Mars.

However, the question remains as to when this wealth would come into his life.The following table gives Ross Perot’s planetary periods.

Planetary Periods Began Duration

Jupiter Born with six years left 16 yearsSaturn August 1940 19 yearsMercury August 1959 17 yearsKetu August 1976 7 yearsVenus August 1983 20 yearsSun August 2003 6 years

Look at this sequence and recall that Saturn, Ketu, and Venus all participate indhana yogas. The majority of his wealth has come in Ketu and Venus. Ketu is inthe 5th house and receives the “glance” of the powerful 11 th lord Mars, therebygiving the results of Mars. Being in Libra, it also gives the results of the ruler ofthat sign, which is Venus. Venus, in turn, as the 5th lord in the 2nd, gives a verygood dhana yoga.

Towards the end of Ketu, he sold his company at a huge profit and has been abillionaire throughout the 20-year Venus period. Like we saw with Bill Gates, thewealth-giving combinations in Ross Perot’s chart got activated throughout his life,and his has been a case of ever increasing fortune.

The Chart of Ted Turner

The chart of billionaire media mogul Ted Turner, founder of CNN news, illustrateshow the exchange of house lords can form a very powerful dhana yoga.


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In his chart the 1st lord Mars and 11th lord Mercury are in an “exchange,” alsoknow as a Parivartana Yoga, with Mars in Mercury’s sign of Virgo in the 11th house, while Mercury is in Mars’ sign of Scorpio in the 1st house. Besides

combining these two wealth-giving houses, this exchange makes these planetsvery “strong” and capable of giving dramatic results. Turner started his 17 yearMercury period in September 1992, and since this time he has grown soenormously wealthy that he’s been giving away billions to good causes, whilechallenging others with such a fortune to do the same. Here are Ted Turner’sdashas:


Mars Born with 10 months left 7 yearsRahu September 1939 18 yearsJupiter September 1957 16 yearsSaturn September 1973 19 yearsMercury September 1992 17 yearsKetu September 2009 7 yearsVenus September 2016 20 years

This illustrates the important point that yogas in a chart only show the potential for wealth. According to Jyotisha, the individual would have to run the rightperiods of the planets involved in order for them to actually experience thatwealth. In other words, the dashas activate the yogas in the chart that the dashalords are involved in.

The Chart of Rupert Murdoch

Another global media tycoon is Rupert Murdoch, the billionaire founder of Foxnews, and main competitor of Ted Turner’s CNN news. His birth chart shows whyit has been his karma to accumulate such a vast fortune. Removing all but therelevant factors gives the following planetary picture. Can you see how thehouses 1, 2, 5, 9, 11 and their lords are combining in this chart?


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• Like Ross Perot, Murdoch’s chart has the 2nd lord in the 1st house.• This 2nd lord Saturn is “mutually glancing at” the 1st lord Jupiter in the 7th

house.• The 11th lord Venus is in the 2nd house.• The 5th lord Mars “glances” at the 2nd house.• The 5th lord Mars and the 11th lord Venus are mutually “glancing” at each

other.• The 9th lord Sun “glances” at its own 9 th house from its position in the 3rd

house.

Once again, there are more connections than I’m listing here, but I’m trying to

keep it as uncomplicated as possible and still illustrate the point.

Now see his planetary periods since birth:


Ketu Born at the beginning Less than full 7 yearsVenus June 1937 20 yearsSun June 1957 6 yearsMoon June 1963 10 yearsMars June 1973 7 yearsRahu June 1980 18 years

Jupiter June 1998 16 years

Look again at his chart, and you will see that all of these planets participates in orare connected to dhana yogas, except Ketu, which covers the first seven years ofhis life. Keep in mind that Rahu gives the results of Jupiter since it is in Jupiter’ssign Pisces.

At age twenty-one during the Venus period, he inherited the newspaper that his


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father owned, and proceeded to build his media empire from there. It is again acase of steadily increasing fortune amid the normal ups and downs of business.

Murdoch and Turner facing off

Murdoch made his money in the media, which can be clearly seen in his chart.

The media is represented by the 3

rd

house, Gemini, and Mercury as previouslystated. Notice how the dhana yoga formed by Jupiter and Saturn, the 1st and 2nd lords, is also a combination of the 1st and 3rd lords. The media connection is alsostrengthened by the fact that Jupiter is placed in the sign of Gemini. In addition,the 3rd house has a powerful dhana yoga combination between the two Lakshmisthana lords, the 5th lord Mars and the 9th lord Sun. Lastly, Mercury the 10th lordis placed in the 3rd house, and forming an extremely powerful raja yoga with theSun and Mars.

The Chart of Donald Trump

Given above is the chart of real estate mogul, Donald Trump, whose name isalmost synonymous with ostentatious display of wealth and conspicuousconsumption. Regardless of what you might think of the man, his birth chartperfectly illustrates the principles of Jyotish concerning wealth-giving


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combinations.

Now see the dhana yogas.

• The 1st house has the 11th lord Venus.•

The 1st

lord Moon goes into the 5th

house.• The 2nd house has the 5th lord Mars.• The 2nd lord Sun goes into the 11th house.• The 1st lord Moon and the 2nd lord Sun “mutually glance at” each other along

the wealth giving 5-11 house axis, and are “magnified” by the Rahu-Ketu axis.Incidentally, Rahu is exalted in Taurus, while Ketu is exalted in Scorpioaccording to sage Parashara, which strengthens this axis even further.

• The 9th lord Jupiter “glances” at its own 9th house from its position in theopposite 3rd house.

This is yet another incredible planetary picture for wealth. His planetary periods

tell the story of when he got it.


Mercury Born towards the end About 3 yearsKetu June 1949 7 yearsVenus June 1956 20 yearsSun June 1976 6 yearsMoon June 1982 10 yearsMars June 1992 7 yearsRahu June 1999 18 years

In his adult life, he has been running the periods of Venus, Sun, Moon, Mars andRahu (which gives the results of the Sun and Moon who aspect it, as well asVenus who rules it). All of these planets are configured in significant dhanayogas. During the Venus period, Trump took over his father’s successful realestate development company, and turned it into a money making machine.

In 1990 he also “crashed and burned,” barely avoiding bankruptcy. The periodand sub-period was Moon-Ketu, the two planets together in his 5th house. This isfascinating when you consider the “condition” of his Moon. Notice that it is in itsdebilitation sign Scorpio, and therefore has some “weakness,” even though it isalso configured in significant dhana yogas. When Trump ran Moon-Ketu (the

sub-period of the planet most connected to the Moon) “Trump Towers” almostcame tumbling down. However, by June of 1992 he began his Mars period, the5th lord in the 2nd house, and he was able to recoup his fortune.

But now let’s return to an earlier era, and look at the chart of a King Midas of the19th century.


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• Jupiter, rules both the 2nd house of money and the 11th house of gains and isexalted in the 6th house Cancer

(Note: For anyone with Aquarius as the 1st house, the 2nd and 11th housesbecome Pisces and Sagittarius, respectively. Both these signs are ruled by

Jupiter, so Jupiter becomes the lord of both the 2nd

house of money and the 11th

house of gains. When well placed by sign or house it becomes capable of givingtremendous wealth in its period.)

This is an extraordinary astrological picture and it gave him extraordinary wealthwhen he ran the periods of these planets, particularly Rahu and Jupiter, whichoccurred in the prime of his life.


Venus Born 1837 towards theend

About 4 years remaining

Sun November 1841 6 yearsMoon November 1847 10 yearsMars November 1857 7 yearsRahu November 1864 18 yearsJupiter November 1882 16 yearsSaturn November 1898 19 yearsMercury November 1917 17 years

Like our other billionaires, his was not a “rags to riches” story. Born in the Venusperiod, his father owned banks, which he worked in as a young man. At aroundage twenty-seven he began the Rahu period, which gives the results of the

dhana yoga created by the mutual glance between the 5th

lord Mercury andexalted 1st lord Saturn. It lasted for 18 years and was followed by the even morewealth-giving 16-year Jupiter period. Then came the period of Saturn, a planetthat is even more exalted and more wealth giving. In his later life, Morganredefined the phrase “rich old man”, enjoying all the fruits of his dhana yogas until his death at age 76.

Clearly, all five of these billionaires earned their wealth. However, at least four ofthem got a big head start from their fathers - a circumstance of birth. But what ofthose who become enormously wealthy with little or no effort? What of peoplewho inherit fortunes?

Inherited Wealth

Queen Elizabeth II of England was not in line to inherit the throne and all theenormous wealth that goes with it. For her to become Queen, a very strange andunprecedented twist of fate needed to occur. Her Uncle, the Duke of Windsor,fell in love with an American, Mrs. Simpson, and abdicated his right to the throne


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to marry his ladylove. His brother George, Elizabeth’s father, then became King,making her heir. Now see her chart.

It is a veritable cornucopia of dhana yogas. However, first notice the number ofplanets in her chart that are in the best or second best condition.

• Mars is in extreme exaltation at exactly 28 degrees Capricorn• The Sun at 7 degrees Aries is within 3 degrees of extreme exaltation• The Moon is in its own sign Cancer

Two of these planets, as well as others, combine in multiple ways to formspectacular dhana yogas.

• The 1st and 2nd lord Saturn goes into the 11th house giving two dhana yogas.• The 11th lord Mars, in turn, goes into the 1st house (exchange of signs) at an

extreme degree of exaltation. This is the same Parivartana Yoga that we sawin Ted Turner’s chart between the 1st and 11th lords.

• The 5th lord Venus goes into the 2nd house Capricorn• The 9th lord Mercury “glances” onto the 9th house, Virgo, its sign of exaltation.• Her Moon in its own sign Cancer is “mutually glancing at” her exalted Mars,

and along the powerful 1-7 house axis. This is the special, wealth-givingMoon-Mars combination, Chandra-Mangala Yoga, as seen also in the chart ofBill Gates.

What is remarkable about these dhana yogas is their quality. Most noteworthy isthe exchange between the extremely exalted 11th lord Mars and Saturn, who justhappens to be both the 1st lord and the 2nd lord. Do you see how Mars goes intoSaturn’s sign Capricorn and Saturn goes into Scorpio, a sign ruled by Mars?Saturn now can give results as if its status was that of its “own sign.”

The intriguing question that remains is “In what period and sub-period did she


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ascend to the throne?”


Mercury Born 1926 With about 13 years leftKetu November 1939 7 years

Venus November 1946 20 yearsSun November 1966 6 yearsMoon November 1972 10 yearsMars November 1982 7 yearsRahu November 1989 18 yearsJupiter November 2007 16 years

Elizabeth began her 20-year Venus period around age 20. We have seen thather Venus forms dhana yoga because it is the 5th lord in the 2nd house. The firstsub-periods in Venus were:

Venus-Venus Nov. 1946Venus-Sun March 1950Venus-Moon March 1951Venus-Mars Nov. 1952Venus-Rahu Jan. 1954

After her father died in February of 1952, Elizabeth was crowned Queen in Juneof 1953. As you can see, it was the sub-period of Mars, the planet in extremeexaltation and forming an exchange with the 1st and 2nd lord Saturn.

The 20 years of Venus, was followed by the 7 years of her exalted Sun, followed

by the 10 years of the Moon in its own sign Cancer and in mutual glance withMars. Then came the 7 years of exalted Mars, which ended in 1989. This is thebeautiful astrological picture of her long and successful reign. However, sinceshe has been in her Rahu period, placed in the “bad” 6 th house, and giving theresults of her debilitated Mercury, her crown has been tarnished somewhat bythe much-publicized scandals/divorces of her sons and daughters-in-law, mostnotably Prince Charles and Princess Diana.

Before leaving her chart, there is one more interesting point that you should see.I’ve mentioned in previous sections that “inheritances” and “property” are said topertain to the 8th house and 4th house respectively. Anyone who inherits the

throne of England inherits all of the ancestral property associated with it,including Buckingham Palace, country estates etc. One would expect then tosee connections in her chart between these two houses.

Aries is the 4th house of her chart, ruled by the extremely exalted Mars. Leo isthe 8th house of her birth chart, ruled by her extremely exalted Sun. Now noticethat this 8th lord of inheritances goes into the 4th house of ancestral property.From an astrological standpoint, this is how you end up with Buckingham Palace.


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Elizabeth didn’t “earn” any of the extreme wealth she’s enjoys, it’s all been amatter of her birth. Nor could anyone have predicted it, since her father wasn’teven in line for the throne—no one that is, except perhaps a practitioner ofJyotisha.

Incidentally, Queen Elizabeth’s chart is another example, like Bill Gates’ chart, ofa misunderstood birth time. Some sources give her birth time to be 2:48 am,while others give 2:40 am, which places her ascendant in Sagittarius, notCapricorn. With Sagittarius ascendant we see none of the spectacular results ofher Venus dasha at the beginning of her reign. Venus in the 2nd house representsthe jewels, luxuries and riches that she acquired in her Venus dasha. FromSagittarius, Venus would still rule a dhana yoga house, the 11th house, but itwould not form a dhana yoga with its placement in the 3rd house. An additionalpoint in her case for Capricorn lagna is the fact that she gave birth to all four ofher children during her 20 year Venus dasha. From Capricorn, Venus rules the5th house of children.

A Happy King Midas?

The story of King Midas is, of course, a morality tale, cautioning the listeneragainst the disastrous consequence of unbridled greed. King Midas was madequite miserable by the granting of his wish to the point that he had to askDionysius to reverse it. And what of Bill Gates? Has his billions made himhappy? I wonder. And what effect will the possession of such wealth have on hissoul? Pondering such questions recalls to mind my Catholic upbringing and suchbiblical quotations as “It is more difficult for a rich man to get to heaven than acamel through the eye of a needle.” If it is our attachments that bind us to the

illusory world of form, as eastern approaches to spirituality suggest, then thismay very well be true. I have never encountered a self-made millionaire whowasn’t attached to his wealth. On the other hand, I think about the enormousamount of good in the world that could be done with such wealth. In recentyears, Gates and his wife have been donating billions to worthy causes.

These musings aside, one thing is certain. The birth chart of Bill Gates revealshim to be unquestionably a man with the Midas Touch.

An Unfulfilled Promise?

Is it possible that a chart could show the promise of wealth without it ever beingactualized? The answer is yes, because the dasha sequence may not favor theactivation of the wealth-giving dhana yogas in the chart. It’s a very special karmato have the best dasha at the prime of one’s life, as we saw in the chart of BillGates who started his twenty year dasha of Venus at age 27. However, whatabout the case when the opposite happens, and someone begins their bestperiod later in life?


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The following chart is of a woman who has many of the same wealth-givingdhana yogas that we’ve seen in the charts of the billionaires discussed earlier:

For instance you’ll find:

• Like Ross Perot and Murdoch’s chart she has the 2nd lord in the 1st house.• This 2nd lord Sun is conjunct the 11th lord Venus in the 1st house.• The 11th lord Venus is in an exchange or Parivartana Yoga with the 1st lord,

Moon.• The 1st lord Moon is in a Chandra-Mangala Yoga, with the 5th lord Mars.• The 1st lord Moon is in mutual aspect with the 9th lord Jupiter. This also forms

a Gajakesari Yoga further strengthening this dhana yoga.• The 9th lord Jupiter and the 5th lord Mars mutual “glance” at one another.• The 9th lord Jupiter “glances” onto the 2nd house.• From the Moon lagna, the 1st lord Venus is conjunct the 11th lord Sun.

Surely, there are enough high quality dhana yogas in her chart to indicate at leastthe “potential” for considerable wealth. Now let’s look at her dasha sequence:

Planetary Periods Began Duration Age

Rahu Born 1952 About 2 1/2 years left 0Jupiter January 1955 16 years 3Saturn January 1971 19 years 19Mercury January 1990 17 years 38

Ketu January 2007 7 years 55Venus January 2014 20 years 62Sun January 2034 6 years 82Moon January 2040 10 years 88Mars January 2050 7 years 98

The planets involved in dhana yogas are: the Sun, Moon, Venus, Mars, andJupiter. Ketu and Rahu can be included in this list because of their association


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with the Sun and Venus, the 2nd and 11th lords. The maha dashas of theseplanets will therefore activate the wealth-giving karma. The only two planets notincluded in this list are Saturn and Mercury, who are not involved in any dhanayogas (except that Mercury is the 9th lord in the 11th house from the Moon.) Asher karma would have it, her Saturn and Mercury dashas covered her prime

working years from age 19 until 55! Her 7 year Ketu dasha recently began in2007 at age 55. However, Ketu is not a materialistic and ambitious planet bynature. It’s just the opposite, and generally inclines the mind of the persontoward the aspirations of spiritual development. Her Venus dasha begins at age62, followed by her Sun dasha at 82, and her Moon dasha at 88!

This is the chart of a woman who has had various careers as a massagetherapist, aesthetician, and social worker. The reason she has not amassed afortune is clearly shown by the dasha sequence.

Summary of Technical Points

• Dhana is the Sanskrit word for “wealth,” and those planetary combinations ina birth chart that bring wealth are referred to as dhana yogas.

• The classical literature of Jyotisha contain many such combinations, butbeginning students should look for interactive combinations of the moneyhouses 2 and 11 and their lords, with the trinal houses 1, 5, and 9, theLakshmi-stanas, and their lords. These should be seen from both the birthlagna and the Chandra lagna.

• Supported by other factors, such graha yogas like the Chandra-Mangala, or

Moon-Mars combination can also confer wealth.

• In particular, the combination of Venus exalted or in its own sign, combiningwith the 9th lord exalted or in its own sign and in a trine or an angle can bringextraordinary wealth, and is referred to as a Lakshmi yoga.

• Special lagnas such as the Indu lagna can be employed to further assess thewealth-giving potentials of a chart.

• As always, the disposition of those planets forming dhana yogas in the rashi must also be seen in the navamsha. Are they well placed by sign and house?

Do they continue to participate in dhana yoga combinations?

• It’s the dasha sequence that makes the potential for wealth in the chart areality. Without the right dashas to activate the dhana yogas in the chart, thepromise for wealth may never be actualized.


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Bill Gates and the other billionaires discussed in this article had the karma ofacquiring vast personal fortunes because of the multiple, high-quality dhana yogas in their charts, and their activation by the dasha sequence. Whether their Midas Touch has led them to real happiness is a question that perhaps only theywill be able to answer.

All Praise to the Rishis and their Divine Science of Jyotish

a8 the Midas Touch s

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