A M O N T H I N A L I F E B Y B R E T T W H I T W O R T H.
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Transcript of A M O N T H I N A L I F E B Y B R E T T W H I T W O R T H.
AAM OM ON T HN T H I N A LI N A LI F E B YI F E B YB R E T TB R E T T
W H I T W O R T HW H I T W O R T H
Who is Brett?Who is Brett?
I’m an OptometristI’m an Optometrist
I live in Asbury Park, NJI live in Asbury Park, NJ
I’m a 25 years oldI’m a 25 years old
I make an annual income of $118,490I make an annual income of $118,490
As an OptometristAs an Optometrist
Evaluate and diagnose Evaluate and diagnose eyeseyes
4 year college degree4 year college degree
Major from college with a Major from college with a
science degreescience degree
Work with Dr. FridelWork with Dr. Fridel
OffersOffers : : Glasses and contactsGlasses and contacts
Eye ExamsEye Exams
Therapeutic eye careTherapeutic eye care
Tune ups and repairsTune ups and repairs
Asbury ParkAsbury ParkMany art and Many art and
photography galleriesphotography galleries
Theater performances Theater performances (musical and dramas)(musical and dramas)
Ranked 6Ranked 6thth best beach in best beach in New JerseyNew Jersey
Population of 16,116 Population of 16,116
Paying my taxes!Paying my taxes!
Annual IncomeAnnual Income $118,490.00$118,490.00
Monthly IncomeMonthly Income $9,874.00$9,874.00
FederalFederal $2,169.64$2,169.64
StateState $497.86$497.86
LocalLocal $70.00$70.00
MedicareMedicare $143.18$143.18
Social SecuritySocial Security $415.00$415.00
Major ExpendituresMajor Expenditures
24%
4%
7%
4%9%19%
33%Housing
Transportation
Food
Insurance
Savings
Other
Taxes
HouseHouse Trans.Trans. FooFoodd
Ins.Ins. SaveSave OtherOther TaxesTaxes
$2,40$2,4011
$423$423 $65$6500
$371$371 $900$900 $1,83$1,8344
$3,29$3,2955
My HouseMy House1017 11017 1stst Avenue, 07712 Avenue, 07712
3 Bedroom3 Bedroom
2 Bath2 Bath
1,152 Sq. Feet1,152 Sq. Feet
Hardwood Hardwood FloorsFloors
Detached Detached GarageGarage
Brick DrivewayBrick Driveway
Housing ExpensesHousing Expenses Mortgage Payment of $1,339 a month Mortgage Payment of $1,339 a month
$15 $20 $14
$224
$58
$291 $300
$0$50
$100$150$200$250$300
Cost
Water
Recycling
Garbage
Maintenance
Electricity
Property Taxes
Other
Payment
Mini Cooper ‘06Mini Cooper ‘06
Bought for $12,770Bought for $12,770
61,500 Miles61,500 Miles
Average 28 mpgAverage 28 mpg
$286 monthly payment$286 monthly payment
~$90 a month in gas~$90 a month in gas
Maintenance is $21Maintenance is $21
Insurance FeesInsurance Fees
Insurance NameInsurance Name CostCost
HomeownersHomeowners $40$40
HealthHealth $137$137
LifeLife $10$10
AutoAuto $423$423
Internet, Phone, & Internet, Phone, & CableCableComcast XFINITY Double PlayComcast XFINITY Double Play
$70 a month$70 a month
Includes TV and InternetIncludes TV and Internet
Cell Phone - $70 Plus UpgradeCell Phone - $70 Plus Upgrade
My personal needsMy personal needsMedicalMedical $45$45
HairHair $20$20
ClothingClothing $1,000$1,000
Dry CleaningDry Cleaning $100$100
Health ClubHealth Club $50$50
OtherOther $40$40
My borrowed moneyMy borrowed money
Credit Card DebtCredit Card Debt
$197 a month$197 a month
Student LoanStudent Loan
$75 a month$75 a month
Entertain Me!Entertain Me!
$307 total for month$307 total for month
$50 to DVD$50 to DVD
$25 to CD$25 to CD
$50 to Movies$50 to Movies
$183 to Misc.$183 to Misc.
Saving my extrasSaving my extras
$900 a month in $900 a month in savingssavings
$600 goes to $600 goes to RetirementRetirement
$300 goes to just $300 goes to just savings for a rainy savings for a rainy dayday
Works CitedWorks Cited
Asbury Park, NJ FactsAsbury Park, NJ Factsa)a) http://http://www.cityofasburypark.comwww.cityofasburypark.com// b)b) http://alleyesonyouap.com/http://alleyesonyouap.com/
Car InformationCar Informationa)a) http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?
ViewItem&catid=6001&item=270837683039+&viewitem=&itemidViewItem&catid=6001&item=270837683039+&viewitem=&itemid=270837683039=270837683039
b)b) http://www.ecarlist.com/showroom/1634/photos/2036298#19http://www.ecarlist.com/showroom/1634/photos/2036298#19c)c) http://www.bankrate.com/calculators/auto/auto-loan-http://www.bankrate.com/calculators/auto/auto-loan-
calculator.aspxcalculator.aspxd)d) auto-insurance-quotes.carinsurance.com/quote/QuoteOptions.aspxauto-insurance-quotes.carinsurance.com/quote/QuoteOptions.aspx
House InformationHouse Informationa)a) http://www.zillow.com/homedetails/1017-1st-Ave-Asbury-Park-NJ-http://www.zillow.com/homedetails/1017-1st-Ave-Asbury-Park-NJ-
07712/39219043_zpid/ 07712/39219043_zpid/ b)b) http://cgi.money.cnn.com/tools/houseafford/houseafford.html http://cgi.money.cnn.com/tools/houseafford/houseafford.html
Money InformationMoney Informationa)a) http://www.paycheckcity.com/calculator/netpay/us/new%20jersey/http://www.paycheckcity.com/calculator/netpay/us/new%20jersey/
result.htmlresult.html Pictures & OthersPictures & Others
a)a) http://www.google.com/imghp?hl=en&tab=wihttp://www.google.com/imghp?hl=en&tab=wib)b) http://www.comcast.com/Corporate/Learn/Bundles/doubleplay.htmlhttp://www.comcast.com/Corporate/Learn/Bundles/doubleplay.html