A Guide to Understanding

your Financial Aid &

Student Account

Birmingham-Southern College

Congratulations!

$46,700

MEDIAN INCOME for recent BSC grads

Based on federal aid recipients 10 years after start of college

Source: Department of Education College Scorecard.

Welcome to the Birmingham-Southern family! All of us in the Office of Financial Aid are excited to welcome you to the Hilltop and are committed to helping you navigate the financial aid process. We understand the challenges that come with paying for college, but we know that a BSC education represents the best possible investment in your future.

The enclosed financial package includes the cost of attendance and your federal, state, and institutional aid. In this packet, you will find details about the next steps for you to take.

Please call us at (205) 226-4688 or email finaid@bsc.edu if you have any questions.

Melissa BurgettDirector of Financial Aid

2019

STEPS TO COMPLETING YOUR FINANCIAL AID

“The staff in the Office of Financial Aid were so great to work with. The scholarships I received and the help I got in navigating the process made the decision to come to BSC that much easier.”

MERSEDES ENGLE ’18Corvallis, Ore. Teach for America

You’ve taken care of the hard part – being accepted to BSC and submitting your FAFSA. Here are the steps remaining.

You’ll find more details and information throughout the booklet about these steps, along with explanations of the

different facets of financial aid. If you have any questions, please don’t hesitate to contact the Office of Financial Aid

at (205) 226-4688 or finaid@bsc.edu.

q apply to BSC

q receive your letter of acceptance

q file a FAFSA

q review the enclosed financial aid package we’ve put together for you

q submit your non-refundable enrollment deposit

q log into TheSIS to accept your student loans

q complete a master promissory note and entrance counseling if accepting loans

q research outside scholarship opportunities online at www.fastweb.com

q consider other ways to fund your education, including Parent PLUS loan or private alternative loans

q go through FAFSA verification if selected – don’t worry, we’ll help you through it!

q notify Financial Aid if anything has changed in your financial status

q notify Financial Aid of any outside scholarships you have been awarded

q contact Student Accounts about your prepaid college plan (i.e., PACT) or 529 plan

q consider signing up for our interest-free tuition payment plan to spread out payments

q make sure that your bill is paid by the due date

YOUR STUDENT PORTAL FOR FINANCIAL AID Your student portal on TheSIS will provide you with up-to-date information on your financial aid status and any outstanding requirements will be noted on your checklist there. Items on your financial aid checklist marked with a yellow exclamation point require action on your part. Please note that it may take 24 hours to show you have completed loan counseling and other components of the financial aid checklist.

CAMPUS COMMUNICATION INFORMATION

All official communication from BSC about financial matters will go to each student’s BSC email address. Please get in the habit of checking this email on a regular basis.

GUEST PORTAL FOR ONLINE ACCESS

A student may grant permission to a parent or guest to access information and make payments through the BSC Parent & Guest Portal. To find out more about how to do this, please visit www.bsc.edu/fp.

3

pp

p

DIRECT COSTS

Tuition & Mandatory Fees $18,238

Room & Board $12,402

INDIRECT COSTS

Books & Supplies $1,260

Transportation Expenses $1,500

Miscellaneous Expenses $1,570(includes $300 E-Term meal plan)

TOTAL COA $34,970

YOUR FINANCIAL AID ELIGIBLITY

Eligibility for financial aid begins with the Free Application for Federal Student Aid (FAFSA). Beginning Oct. 1 of each year, you must complete the FAFSA online at www.studentaid.gov.

ESTIMATED COST OF ATTENDANCE FOR 2019-2020

We know you’re comparing costs with other colleges. Did you know that attending BSC increases your likelihood of graduating within four years? That saves money and gets you started earning sooner.

SOME THINGS BSC OFFERS THAT OTHERS DON’T: • one-on-one faculty advising for every student• a first-year student success counselor works to make sure students land on their feet• a 13:1 student-teacher ratio guarantees small classes and personal attention• BSC faculty mentor students and support their graduate school and career applications• free peer tutoring in most subjects• pre-professional advising and programs in health, law, business, and more• free student tickets to on-campus athletic events• free and discounted student fares for local cultural events• affordable campus activities, including Greek Life

FAQS ABOUT COA AND FINANCIAL AID

1. Why are there different types of costs? All schools break the cost of attendance into direct and indirect costs. Direct costs include tuition, fees, room, and board; these will appear on your BSC bill. Indirect costs are estimates of other expenses most students have, including books, transportation, and personal expenses.

2. How do you decide how much I can afford to pay? The U.S. Department of Education calculates your Expected Family Contribution (EFC) based on your FAFSA. It’s an estimate of the amount you and/or your family could reasonably contribute toward college costs. Note: Most families do not actually pay this amount, nor do families with zero EFCs go to school for free.

3. How do you determine what types of aid I’ll receive? We subtract your EFC from the cost of attendance; the difference is your Demonstrated Financial Need – basically, how much you’ll need beyond what you can manage on your own. This is where financial aid in the form of grants, loans, student employment, and other options come in.

4

TYPES OF FINANCIAL AID

There are many types of financial aid, and we know it can be confusing. There are three general categories of aid we’ll discuss in more detail:

Gift aid is money you won’t have to pay back. Students typically receive gift aid based on financial need, academic achievement, or for other skills and talents. The main types of gift aid include grants and scholarships (described below and on p. 6).

Self-help aid is money that must be paid back or requires something in return, such as a certain number of work hours. Self-help aid includes Work-Study (p. 6) and student loans (p. 7).

Other types of aid, including veteran benefits and tuition exchange, may also be available (p. 8).

GRANTS

Grants are generally awarded to students based on financial need, although some state grants are given more broadly. This may include grants offered by the federal government, by state programs, or by BSC. Grants do not need to be repaid. Grants include:

• The Federal Pell Grant is given by the U.S. Department of Education to students with exceptional need. Awards currently range from $652 to $6,095, depending on EFC and enrollment.

• The Federal Supplemental Grant (FSEOG) is given by BSC to students who are receiving the full Pell Grant. If your expected family contribution is zero, you’re eligible for up to $1,000, depending on the funds available and number of applicants.

• The Alabama Student Grant (ASG) isn’t need-based – every Alabama resident is eligible. It requires proof of residency in Alabama and a separate application. The ASG award ranges from $300-$1,200 a year, depending on the amount of aid available. It is not necessary to file a FAFSA to receive the ASG.

• The Alabama Student Assistance Program is offered to students who demonstrate extreme financial need via the FAFSA. The standard award is about $500 per year.

BSC also offers grants based on need, administered by the Financial Aid Office. To be eligible students must submit the FAFSA.

FAQS ABOUT GRANTS

1. If I use my Pell Grant for fall and spring semester, will I have any eligibility for summer? The Pell Grant is now available year round. Please contact the Office of Financial Aid for more information.

2. Is there a limit on how much Federal Pell Grant I can receive? Yes, the Department of Education limits student eligibility for Federal Pell Grant funds to the equivalent of 12 full-time semesters. You’ll be notified if you are nearing your limit.

3. If my EFC stays the same, will I receive the Federal Supplemental Grant again next year? You’ll be eligible, but because the FSEOG program has limited funds, there is no guarantee the money will be available.

5

SCHOLARSHIPS

Scholarships come to students from a variety of sources and for a variety of reasons. At BSC, we most commonly award scholarships for academic and other achievements. Your merit scholarships have been included in your financial aid package. You can also register online at scholarship search engines like www.fastweb.com to search for scholarships available nationally.

FAQS ABOUT SCHOLARSHIPS

1. What types of scholarships does BSC offer? Merit scholarships are offered through the Office of Admission and are awarded based on the information provided in your application for admission. Additional résumé or talent-based scholarships are available. To find out more about these scholarships, please contact your assigned admission counselor.

2. How many semesters can I receive my institutional scholarship? Your institutional awards will apply for eight semesters (or four years), provided you maintain a cumulative grade point average of 2.0 or higher.

3. What is the enrollment requirement to receive my institutional scholarship?For institutional scholarships to be applied to your student account, you must be enrolled full-time.

4. Where should my outside scholarship donor send my scholarship check?The Office of Financial AidBirmingham-Southern College900 Arkadelphia RoadBox 540916Birmingham, AL 35254

6

STUDENT EMPLOYMENT

Work-Study is a need-based federal financial aid program in which eligible students are paid for part-time work through BSC. The hours are typically flexible and the money is paid directly to you, rather than being applied to your bill. Funding is limited, so it’s important to apply early and indicate your interest when completing the FAFSA.

FAQS ABOUT WORK-STUDY

1. I wasn’t offered Work-Study. How can I request it?Work-Study is a need-based program, and you must complete the FAFSA to see if you’re eligible. BSC receives limited funding for this federal program and it is offered on a first-come, first-served basis. So even if you are eligible, you may not receive funding or you may not receive full funding due to these limitations; however, you may contact our office to check eligibility and/or availability of work study in subsequent semesters

2. How do I find a job?You have several options for finding a campus position. First, departments looking for Work-Study students will be present at the Resource Fair held as part of Summer Orientation; you can talk with them and share your résumé there. Or, if you’re interested in working in a specific department on campus, you can contact that area and ask about potential openings. In addition, the Office of Financial Aid keeps a listing of departments seeking Work-Study students that you can request.

3. What does a Work-Study position pay?The pay rate is usually between $7.25 and $8/hour, depending on your qualifications and the complexity of the job. The maximum you can earn is $1,000 for the academic year. Once you have earned up to the maximum $1,000, you cannot continue to work for the remainder of the regular academic year. (Summer term may count separately.) If you do not earn the maximum award by the end of the academic year, however, you cannot apply that to future semesters.

4. How do I get paid?Work-Study employees are paid once per month, usually on the 10th of the month. Your earnings will be deposited directly into your personal savings or checking account. Your earnings are taxable and you will receive a W-2 at the end of the year from BSC.

7

LOANS

Loans can include federal loans, private loans, or a combination of the two. All types of loans must be repaid. We know that families are wary of taking on debt to pay for college, but loans are an important part of your financial aid package. At the same time, we urge you to go into the question of loans with a full understanding of the terms and costs, and we are eager to have this conversation with you. Here are some options:

• Federal student loans generally offer low interest rates and have flexible repayment terms for students; they will fall under two programs, Direct Subsidized and Direct Unsubsidized Loans. There is no separate application or credit check, but you must complete a FAFSA each year. There are two types of federally-funded loans for students: o Federal Direct Subsidized Loans bear no interest while you are enrolled at least half-time as a student.

o Federal Direct Unsubsidized Loans do charge interest from the time the loan is applied to your bill until you pay it off. You can defer paying interest while you’re in school, but it will be added to the principal amount of the loan when you graduate and new interest will be calculated on a higher amount. Loan payments begin six months after graduation or less than half-time enrollment.

• The Parent PLUS Loan is a separate federal loan available to parents of a dependent undergraduate student; parents must have good credit and have completed the FAFSA to apply. • Private student loans are managed through private lenders, issued in the student’s name, and usually require a co-signer. They’ll also require a credit check and will accrue interest just as a regular loan. Eligibility, rates, terms, and conditions vary per lender and it’s important to understand what you’re signing up for.

FAQS ABOUT LOANS

1. How do I apply for a federal direct student loan and are there any other requirements?Federal Direct Subsidized and Unsubsidized student loans are automatically offered as part of your financial aid package, based on your FAFSA. In order for your student loans to be applied to your bill, you will need to accept them in your TheSIS account. You will also need to complete a Master Promissory Note and Entrance Counseling. Both can be completed online at www.studentloans.gov.

2. What is the interest rate for the Federal Direct Subsidized or Unsubsidized loan? Are there any additional fees attached to these loans? These are both fixed, low-interest loan programs. Interest rates for 2018-2019 are 5.05%. Interest rates are set each July for the upcoming academic year. There is a 1.068% origination fee. Both of these are set each year.

3. How much can I borrow in federal direct loans?Federal student loans have yearly loan limits based your class year. As a first-year student, you may borrow up to $5,500/year. As a sophomore, you may borrow up to $6,500/year. As a junior or senior, you may borrow up to $7,500/year.

4. How do I apply for Parent PLUS Loan? Parents can apply for the Parent PLUS Loan online at www.studentloans.gov. Your parent, not you, will need to log in as themselves and will need to complete a separate Master Promissory Note. In order to make sure funds are available by your first billing due date July 31, begin your application in or before June.

5. How much can I borrow with a Parent PLUS or a Private Alternative Loan? Your family can borrow up to the full cost of college, including tuition, fees, room, board, and the other costs included like books and travel, minus the financial aid you are receiving. So to find out your bottom line subtract the total aid we’ve provided in your package from the Cost of Attendance. We’ve included a worksheet to help with this.

6. What if my parents don’t have good credit? They still need to complete the PLUS application. If they are denied a PLUS loan, you may become eligible for an additional funds as a Federal Direct Unsubsidized Loan; first-year students may be eligible for $4,000. Please contact the Office of Financial Aid for more details.

7. How can I find a private lender?There are hundreds available, and BSC is not allowed by law to recommend a lender. You may visit www.elmselect.com to see a list of private lenders BSC students currently use.

8

ADDITIONAL FORMS OF AID Air Force ROTC is hosted at Samford University. Students enrolled in AFROTC attend BSC. AFROTC activities include attending class and one leadership lab per week at Samford. A variety of scholarships are available; for details visit http://www.afrotc.com.

Army ROTC is offered at the University of Alabama at Birmingham. If interested, you must register for a class at UAB. For more information, visit http://www.uab.edu/armyrotc.

Tuition exchange is available for many families who work at an institution of higher education. Parents should check with their human resources department to determine if their institution joins BSC in participating in The Tuition Exchange (www.tuitionexchange.org). Tuition Exchange awards are not guaranteed, and BSC only grants about four to six awards each year; if you receive tuition exchange, you are not eligible for additional institutional aid and will have to complete a request each year.

Veterans benefits are fully recognized by BSC, which participates fully in the Post-9/11 GI Bill and Yellow Ribbon programs. Certificate of eligibility must be on file with Academic Records. The BSC Office of Financial Aid computes the level of funding from in compliance with guidelines from the U.S. Department of Veterans Affairs. BSC participates in the following:

• Post-9/11 GI Bill – Chapter 33• Marine Gunnery Sergeant John David Fry Scholarship• Dependents’ Educational Assistance Program – Chapter 35• Montgomery GI Bill – Selected Reserve – Chapter 1606• Montgomery GI Bill – Reserve Education Assistance Program – Chapter 1607• Montgomery GI Bill – Active Duty – Chapter 30• Veterans United Scholarship Program.

9

ADJUSTMENTS TO YOUR FINANCIAL AID

We may need to make adjustments in your overall financial aid package if information changes. Here are some reasons why:

You have received outside scholarships. Congratulations! We love when our students earn recognition from their churches, communities, and more. Federal regulations require that you notify BSC in writing of these awards – and prohibit us from giving you more aid than the estimated cost of attendance. You can email, fax, or mail copies of the award notification to our office.

Your family’s finances have changed. Maybe your family has had a job change or a job loss, experienced unusual medical expenses, or otherwise seen a change in your tax status. Let us know if this occurs and we can determine whether we need to recalculate your expected family contribution. You’ll need to complete the Request for Special Consideration Due Financial Changes Form and provide documentation to support any adjustments. The form is available on our website www.bsc.edu/fp/forms.html.

You’re not in school full time. Your financial aid package is based on you being enrolled for three or more units. We’ll confirm your enrollment status after the Add/Drop period each semester.

Your grade level changes.We’re not talking about your grade point average, but the amount of credits that determine your class year (i.e., sophomore, junior, senior), especially as a transfer student. If you’re transferring in credits after we’ve already sent you your package, your overall package could change based on your classification level.

You move off campus.Changes to your housing status – that is, if you leave the residence halls and become a commuter student – may require an adjustment because your initial award is based on the housing status you entered in the FAFSA. We’ll confirm housing after the Add/Drop period each semester.

Please report in writing any changes in housing, enrollment, grade level, or residency to the Financial Aid Office immediately to make sure your financial aid award is accurate.

ACCEPTING YOUR FINANCIAL AID PACKAGE

You’re ready to accept your financial aid package! First, review the enclosed financial aid letter. If any assumptions, such as housing, residency, or grade level have changed or are incorrect, please notify our office immediately so we may re-evaluate your financial aid. Then, you’ll need to log into your TheSIS self-service portal. You can find the link to TheSIS by clicking on the myBSC dropdown menu on the website, www.bsc.edu. Admission will send the information you need to log into your TheSIS account. Before you submit your enrollment deposit, you’ll use a PIN number to log in. After you submit your enrollment deposit, you’ll receive a password to use in place of the PIN. No matter your status, your username is the same. If you have any questions, or misplace this information, contact the Office of Admission at (205) 226-4696.

Once you’ve logged into TheSIS, click the STUDENTS button in the bottom right corner. Next, you should see “FINANCIAL AID” on the left of the page. The “Financial Aid Checklist” will be under the header. Your TheSIS account will provide you with up-to-date information on your financial aid status and any outstanding requirements will be noted on your “Financial Aid Checklist.” Any items on your checklist marked with a yellow exclamation point require action on your part.

Please note, if you have any issues accepting/decline your loans via TheSIS, you may send an email to finaid@bsc.edu to accept/decline your loans. Be sure to include which loans and the amount you wish to accept/decline in your email.

NOTE: It may take a full business day after you complete requirements to update the indicators.

10

FAFSA AND OTHER FEDERAL VERIFICATION

What do I need to do if I was selected for verification after I received my award package?Regardless of when you were selected for verification, it must be completed before any of your federal aid can be applied to your student account. Don’t worry: verification is not as scary as it seems. Simply follow the instructions on the verification forms (which can be found online at www.bsc.edu/fp/forms.html) and supply the required documentation. Please know that changes that result from verification could change your awards. For more information, contact the Office of Financial Aid.

11

PAYING YOUR BILL

The Bursar’s Office is your point of contact for all billing at BSC. The Bursar’s Office can answer your questions about the tuition payment plan, prepaid college tuition plans, as well as meal plan options. You will receive one paper bill per term, and a monthly e-bill notification. You can also check your bill daily in your TheSIS account for the most up-to-date information.

While we know families will often be involved in the bill-paying process, each student is ultimately responsible for ensuring their account is current. All students must fill out the Student Financial Responsibility Form, which covers institutional policies and includes an acknowledgement of their financial responsibility. It is available online through your Moodle account, which you can access at www.bsc.edu. Once there, go to the MyBSC dropdown menu and select Moodle. On the Moodle site, select the Dashboard and then Events Records.

Students receiving Title IV Federal Aid (such as Pell Grants, FSEOG, and/or Federal Direct Student Loans) are required to complete the Title IV Authorization Form. This form instructs us on how you wish for us to apply your federal financial aid proceeds to pay for charges related to a prior term, future term, or charges other than tuition, mandatory fees, and room and board. This form is available online through your Moodle account.

FAQS ABOUT PAYING YOUR BILL

When are payments due? Fall Semester — July 31Spring Semester — December 31Summer — June 1

Do I have to pay it all at once? No! You can sign up for an interest-free, five-month payment plan option via Tuition Management Systems. This makes managing bill paying much simpler, for a participation fee of $50/semester. Visit www.bsc.afford.com for more information and to sign up.

If I sign up for the payment plan, when is it due? The tuition payment plan is a five-month payment plan. The payments are due the first day of each month. Fall payments begin July 1. Spring payments begin December 1.

How can I pay? eChecks can be used via TheSIS or by calling the Automated Telephone Payment Line at 1-866-0894-3709. eChecks have a $3 convenience fee. Credit card payments can be made via TheSIS or by calling the Automated Telephone Payment Line at 1-866-0894-3709. There is a 2.75 percent fee for credit card payments. We cannot take credit card payments in person or by phone or mail. Checks may be sent to Birmingham-Southern College, Box 549040, Birmingham, AL, 35254. Please include your student ID number on your check. DO NOT MAIL CASH. In person, you can pay by check, cash, or money order at the Student Accounts counter in the Student Services Building.

1012

PREPAID COLLEGE TUITION PLANS (PACT)/529 PLANS

We’ll help facilitate payments from your prepaid college tuition plan, whether that’s the PACT here in Alabama or a program in another state. New students should start the process to notify us of pending benefits or to request special prepaid program billing at: www.bsc.edu/administration/finance/pre-paid.html. Once you receive your bill, you may deduct the estimated benefit amount from your balance before paying balance. The estimated amount for the Alabama program will be listed on your paper bill you receive from BSC.

The Alabama Prepaid Affordable College Tuition program, or PACT, may be used for 135 semester hours of undergraduate tuition and eight semesters of mandatory fee payments. Note that BSC students typically exceed 135 semester hours. As a result, seniors often exhaust PACT benefits before their final semester. Summer school semester hours are only invoiced upon receipt of the Prepaid College Tuition Plan Form. Please note that BSC will receive these funds about eight weeks after the first day of class.

Non-Alabama prepaid college plans may have different hourly rates and annual benefit amounts; you’ll still be able to defer your payments as described above. BSC administers all programs with each state’s specific guidelines. Please contact your program for specific benefit information.

OTHER FAQS

1. Can I charge books to my account?Students whose accounts are in good standing are eligible to charge their books to their student account.

2. When will my financial aid be applied to my student bill?In accordance with the BSC’s policy, financial aid is applied to your bill after the Add/Drop period of each semester once enrollment, residency, grade level and housing are confirmed. Work-Study earnings are paid directly to the student, not applied to your bill.

3. If I have a financial aid credit balance, when will I receive my refund?BSC will return all verified credit balances to students each semester. If your financial aid is in excess of your bill, refund checks are generally available late September for the fall semester and late February for the spring semester. These dates only apply to students who have completed all their financial aid paperwork. Refunds are contingent on receipt of financial aid funds by BSC.

4. What are my obligations to BSC if I withdraw?Students withdrawing are required to satisfy all financial obligations to BSC, return all BSC property, and file a written notification of withdrawal with the Provost’s Office. You should meet with a financial aid counselor prior to withdrawing to understand the financial impacts as some federal funds could require repayment. Instructions for withdrawing from BSC are published online at: www.bsc.edu/administration/finance/bursar/refunds.html.

5. What happens to my financial aid if I withdraw from BSC?Students who withdraw on or before the term is 60% complete will have their federal financial aid eligibility calculated in direct proportion to the length of actual enrollment. If you remain enrolled beyond the 60% point, you will earn all aid for the period. Please refer to the student handbook for more information about the return of federal aid.

6. Do I still get my financial aid if I withdraw after school starts but before aid is applied to my account? If you withdraw from BSC after the semester starts but before aid is applied to your account, you could still be eligible for a portion of your financial aid. Please contact the Office of Financial Aid for more information.

7. How does withdrawing affect my financial aid in the future?Withdrawing could affect your eligibility for state and federal aid. Factors like your GPA and how long you attended school prior to withdrawing impact future eligibility and/or the amount you can be awarded. For questions about your specific situation, please contact the Office of Financial Aid.

8. What if I leave during the semester without formally withdrawing and receive all F’s for my courses? If you receive all F’s for a semester due to failure to complete the term, the financial aid team will contact your professors to determine the last day you participated in coursework. If it is determined that you did not complete at least 60% of term, your financial aid eligibility will be adjusted proportionally based on the length of the term your completed. This could result in you owing a bill to BSC.

1112 13

TERMS AND CONDITIONS

Eligibility for financial aid begins with filing the Free Application for Federal Student Aid (FAFSA). You must file a FAFSA every academic year you want to apply for aid. Financial aid applicants must meet the following key criteria to receive most types of financial aid:

• Be admitted into a degree-granting or approved certificate program.• Be enrolled in at least three units per semester (some grants require full-time enrollment; Pell Grant may be available for less than three units).• Be a U.S. citizen, permanent resident, or eligible non-citizen as defined by the federal government.• Have a valid social security number.• Register with the Selective Service, if required (www.sss.gov).• Make Satisfactory Academic Progress toward educational goals.• Cannot be in default or owe money on a federal student loan.• Have a high school diploma or a GED, meet other standards the state of Alabama establishes as approved by the U.S. Department of Education, or complete a high school education in a homeschool setting that is treated as a homeschool or private school under state law.• Additional eligibility requirements may apply.• For eligibility for the Alabama State Grant, see the 2019-20 ASG Form.

14

14 15

CONTACT INFORMATION

OFFICE OF FINANCIAL AID (205) 226-4677FAX (205) 226-3082finaid@bsc.edu

Melissa BurgettDirector of Financial Aid(205) 226-4676mburgett@bsc.edu

Jason BuhaAssistant Director of Financial Aid(205) 226-4674jbuha@bsc.edu

Debra TalleyCoordinator of Financial Aid(205) 226-4675dtalley1@bsc.edu

LaTasha DoveCustomer Services Coordinator(205) 226-4678ladove@bsc.edu

BURSAR’S OFFICE

(205) 226-7871FAX (205) 226-3082studentaccounts@bsc.edu

Tina ReedyBursar(205) 226-4635treedy@bsc.edu

Katie CraigStudent Accounts Assistant - Collections(205) 226-7870kcraig@bsc.edu

Heather WilliardStudent Accounts Assistant(205) 226-7871hwillard@bsc.edu

Catherine CookCashier(205) 226-4636cecook@bsc.edu

BSCBirmingham-Southern College