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    Chapter 1 Introduction to the Study

    Project Background

    In order to understand consumer behaviour, it is a precursor to

    understand the consumer expectations, consumer requirements and

    purchasing trend as well as what encompasses such trend. Considerably, the

    consumer buying process is multifaceted because of the fact that there are

    several internal and external factors impacting the consumer buyer decision.

    Such elements that influence a consumers purchasing decision manifest

    themselves in the stages of consumer purchase decision-making, and also the

    type of buying behaviour such consumer possess. Since the consumer

    evaluates a product or a service, the necessity to recognize their motivations

    influencing customers is apparent. Either intrinsic or extrinsic, motivations to

    purchase fashion garments and accessories via virtual retailing stores.

    Because it is a highly individualized undertaking, the interest of the academia

    as well as the retailers is increasing, emphasizing the importance to explain

    and/or find the existing reality behind online fashion retailing and the drivers of

    such a process.

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    Online fashion shopping is now a living phenomenon, being the focus of

    academic researches. This study will look at the differences between Malaysia

    and United Kingdom with respect to the consumers attitude and behaviour

    towards online fashion shopping. In this proposal, how culture makes

    differences on the behaviour and attitude of a customer given the same

    channel which is the internet will be examined. Moreover, how the online

    buyers attitude and behaviour are influencing the e-retailing industries in both

    selected countries will be investigated. The impact of studying the consumer

    attitudes and behaviours of two diverse states might to online retailing industry

    or how online fashion retailing could lead to new schools of thought about

    fashion e-tailing.

    Review of PastResearch Works and Identification of Gaps

    There are studies which focus on fashion innovativeness, understanding

    online buying tendencies of the people, psychological and behavioural drivers

    of online clothing purchasing and why consumers hesitate to shop online.

    However, there are limited studies on the interplay of culture with fashion

    innovativeness, online buying tendencies, behavioural drivers and consumer

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    stigmatism on online fashion retailing. Previous studies show that the

    purchasing behaviour has direct effect to consumer decision-making and that

    consumer are always particular with price, confidence in brand name and

    company reputation with advertising as the most influential factor in

    consumerism. The gap in research, on the other hand, lies in the application in

    the fashion retailing industry. Culture, beliefs and traditions could affect the

    consumerism have also been the center of studies. Specifically, there are

    conducted studies focusing on Korea, Japan and UK. Even so, comparative

    studies are limited particularly on Asian countries which are receptive on online

    retailing and UK which is known on its high streets and as pioneer in online

    fashion shopping. As such, the adaption of these issues in the case of Malaysia

    and UK consumerism in online fashion shopping remains unexplored. Fashion

    online shopping was perceived to be the most acceptable ground to explore the

    benefits of technology to global retailing industry.

    Research problems and questions

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    The key problem that the research will address is the fundamental

    differences of consumer attitudes and behaviours of the people on online

    fashion shopping. The questions that will be addressed are:

    1) What are the prevailing consumer attitudes and behaviours do a

    consumer possess? What are their needs and motivations?

    2) In lieu with the differences in culture, what are the distinct cultural

    behaviours possess as manifested in online fashion purchasing?

    3) What are the cultural and social attributes we can get in a Malaysian or

    English attitude and behaviour during their access to online fashion

    shopping?

    Aims and Objectives

    The main purpose of this study is to investigate the consumers

    cross-cultural attitude and behaviour towards online fashion shopping in two

    selected countries, Malaysia and United Kingdom. In lieu with this, the study

    will address the following specific objectives:

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    To evaluate how the online fashion shoppers in Malaysia and United

    Kingdom differ in internet fashion and sites choices

    To investigate the perceptions of consumers in buying the online apparels

    in Malaysia and United Kingdom

    To identify the consumers motivational factors and concern factors towards

    online fashion shopping in Malaysia and United Kingdom

    To differentiate the behavioural outcomes of online fashion buyers in

    Malaysia and United Kingdom

    Justification for the Research

    The study will be a significant endeavour in gaining in-depth

    understanding of the behaviour and attitude of consumers as embedded in

    cultural differences. This study will be helpful to online fashion retailers as new

    recommendation of strategies could emerge from this research. This research

    will be also significant to the field of international and domestic and online

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    retailing research as it may unravel useful strategies for companies that belong

    in the online retailing and fashion industries. Moreover, this study will be an

    important contribution to a body of research online fashion shopping and

    fashion e-tailing. The study is also significant to MBA students as it may serve

    as useful reference for future researchers and those who will seek information

    about consumer attitudes and behaviour and online fashion shopping. Overall,

    it may help boosts the growth of online consumerism research.

    Methodology

    After gathering empirical data, thematic content analysis of the literature

    will be adopted. Thematic content analysis refers to the method of comparative

    research whereby contextual analysis of similarities and differences is possible.

    Further, the researcher will integrate concepts of specific theories and models.

    Examples of these are model of buying behaviour, consumer environmental

    analysis, model of cultures influence on behaviour, relationship model between

    culture and subculture, structural model of attitudes, motivation links needs and

    objectives, Maslows hierarchy of needs, behavioural learning theories and

    consumer decision process model.

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    Conclusion

    The requisites in understanding consumer behaviour are expectations,

    requirements and purchasing trend. Entailing consumer buying process,

    several factors affecting consumer decision-making must be consider. There

    are also intrinsic and extrinsic motivations in purchase decisions of these

    consumers. Given that consumers are affected by particular factors, it would be

    necessary to look at what drives and motivates consumer to purchase online.

    Chapter 2 Literature Review

    Introduction

    Perceived as the reflection of changes in a given society, fashion

    relates how such social structures conform to changes. Either as a medium of

    art or craftsmanship, the decline in the global fashion sales in the past few

    years requires that the industry should resort into new possibilities to satisfy the

    ever-changing of the customers. Online fashion shopping was seen to be the

    most plausible avenue to leverage profitability while also optimizing the

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    dynamics of responding to customer requirements. However, online fashion

    shopping embraces new facets of customer behaviour, attitudes, motivations

    and learning. This paper discusses in detail the literatures relating to the

    subject of consumerism specifically the types of consumer behaviour, the

    factors affecting such and the consumer buying process. The role of intrinsic

    and extrinsic motivations and needs are also discussed. Consumer learning

    and measures of consumer learning as well as the theories that govern the

    process are also conferred about.

    Global retail industry

    Moodys report (2006) defines retailers as the companies whose

    foremost business is to act as the final sales point to end-consumers for

    wholesalers and manufacturers of both food and non-food products. Such a

    definition provides that a retail company must be a purchaser of the retailers

    goods as a private individual or small trader; that the goods being purchased

    are mainly physical goods, and possibly with retail services which serves as

    secondary component of their offer; and that purchasing frequency of goods

    can vary significantly. The key characteristics of the global retail industry

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    include significant diversity in business risk; tight logistics and high standards of

    execution; capital-intensive; growth strategy and relevant markets that could be

    local or regional in nature.

    As Moody argued, business risk is ultimately a function of a segment in

    which the retailer operates within a competitive environment, affecting the

    retailers positioning within the given segment. There are specialty retailers that

    are more exposed to cyclical and seasonal volatility including product

    obsolescence and fashion risk, and as exacerbated by the regulatory

    environment. Nonetheless, business risks are diminished through appropriate

    positioning and securing a niche within a given segment. The right product at

    the right time at the right place concept is also inherent to the global retailers as

    a source to combat fierce competition. Value propositions of the products and

    services are also a priority. Capital intensiveness manifest itself in investing in

    fixed assets such as retail outlets, warehouses and distribution networks, which

    must be rigorously managed for optimal returns. Organic growth and global

    expansions model are inexistence in the global retailer industry, putting

    pressures on sustainability despite organizational changes. Although there are

    retailers who chose to concentrate on geographical diversification, there are

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    who stick to local or regional operations as a precursor to eventual global

    integration (pp. 3-4).

    Retail industry in Malaysia

    In 2007, the Malaysian retailing industry posited a significant growth, as

    Euromonitor Internationals (2008) report disclosed. The growth in the said

    industry is boosted by the higher private demand, pay hike for civil servants

    resulting to higher percentage of income to be disposed, successful marketing

    campaign and strong expansion of new retail outlets. The strengthened local

    retailing industry is also because of the development of new shopping malls

    and the extension of shopping centers which entails the housing of more

    number of retail outlets. The Visit Malaysia Campaign 2007 was perceived to

    be the leader in putting value growth to the industry. Launched by the

    Malaysian government, the campaign targeted 20 million tourists into Malaysia,

    contributing to a more alive retailing environment.

    Although the Malaysian retailing industry conforms to a fragmented

    setting with more entrants crowding environment, a more competitive retailing

    industry that is because of increasing number of local and international retailers.

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    Store-based retailing is still in dominance since the concept of non-store

    retailing is less established. However, non-store retailing has witnessed a

    faster value growth in 2007 via direct selling which has an easier acceptance of

    the concept to all Malaysian income groups. Moreover, the continued growth of

    the retailing industry is being supported by the government by means of

    attracting more players who are willing to invest in new outlets, larger selling

    space and allocating greater budgets to marketing activities because of the

    rising consumer confidence (Euromonitor International 2008).

    Retail industry in United Kingdom

    Contrary to that of Malaysians retailing industry outcomes, the UK

    retailing industry has experienced a slow down in 2007. The Euromonitor report

    states that the downsurge is because of the fear of a slowing housing market

    industry as coupled with the rising utility bills, interest rates and mortgage

    payments in the UK, all of which imposed a direct hit on the disposable income

    of consumers. Supermarkets are dominant in the retailing scene especially the

    non-food and other specialized retailers. In addition, the Big Four reaches a

    new record of market share although it faced a close scrutiny while

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    independent retailers closed down on the high streets. As for the discounters,

    the expansion of outlets and moving offer to upmarket were perceived to

    strengthen market presence.

    Such discounter movement in the UK was supported by the

    schizophrenic shopping behaviour wherein consumers mixed bargains with

    purchases of indulgent products or luxuries, underempowering the traditional

    shopping structure. Aside, ethical or environmental shopping is even more

    reflected in consumer behaviour, to which the retailers responded with equal

    gusto. This endeavour made possible the emergence of whole new dimension

    to which retailers could define themselves. Internet retailing, further, insofar,

    has been the most dynamic where UK consumers increasingly becoming more

    comfortable with online shopping. This was fuelled by the increased household

    access to broadband services and improved web designing efforts.

    Global fashion industry

    Azuma and Fernie (2003) claim that fashion is perceived to be one of the

    most essential parts of civilization as it reflects the great culture of the past.

    Likewise, fashion exemplifies the changes within a given society over time. The

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    authors also maintained that the materialization of global fashion transformed

    the way fashion was perceived in the modern world, changing the focus on

    standardization and low-cost advantage. Through fashion globalization also,

    the migration of fashion production offshore as well as the resultant

    dependence on non-traditional ethos of fashion designing imposed threat to

    domestic small fashion players. While also, the condition impedes them from

    creating intrinsic fashion on a small but sustainable scale. As said by Yarwood

    (1992), fashion is a more accurate barometer because of its inherent

    universality attribute whereby fashion affects everyone. Fashion too

    characterizes the personal expressionism of life at a given time and place.

    For the purpose of satisfying the ever-changing demands of the

    consumer, the global fashion industry must find resources and avenues to

    continuously do such. Fiore, Lee and Kunz (2004) affirm that a new industry

    must emerge, one which basically draws from the opportunities technologies

    could provide. Online fashion retailing, as Tseng and Piller (2003) figured,

    possesses special requirements compared to that of other online retailing

    sectors. Fashion visualization necessitates the existence of virtual catwalk,

    user interface and client/server architecture (p. 482). In order to respond to the

    dilemmas on online fashion retailing such as the lack of customer consulting

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    and the accuracy of high three-dimensional display quality, online retailing for

    fashion products need to realized at a high level so as to achieve broad

    customer acceptance (p. 477).

    Consumer behaviour

    Consumer behaviour refers to the decision processes and acts involved

    in purchasing using a product. In order that firms could understand the

    consumer behaviour, there is the requirement to create the marketing mix

    which will give optimum utility to customers, therefore analyzing the what,

    where, when and how consumers buy (Haugtvedt, Machleit and Yalch 2005;

    Parcon 2007, pp. 89-90). The types of consumer behaviour are determined by

    level of involvement in purchase decision and buyers level of involvement

    based on motivation. The first determinant focuses on the importance and

    intensity of interest in a product on a given situation while the second

    determinant deals with the information about a certain product and brand.

    There are personal, social and economic risks and that the higher the risks, the

    higher the involvement for a consumer.

    Types of consumer behaviour

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    Even so, consumer behaviour could be categorized as routine

    response or programmed behaviour, limited decision-making, extensive

    decision-making and impulse buying. Programmed behaviours are inclined for

    low involvement frequently to purchase low cost items. These automatic

    consumptions need no researching and rigorous decision-making. The second

    behaviour is the occasional purchasing of product which requires information

    about unfamiliar brand hence a significant amount of time in gathering

    information. In the third behaviour, high degree of economic, performance and

    psychological risks assessments is considered while for the last behaviour, it

    necessitates no conscious planning at all.

    Factors that affect consumer behaviour

    While at it, it would be plausible to take note of the factors that affect the

    consumer buying process: personal, psychological and social. Personal are

    unique to an individual consumer including the demographic factors like gender,

    race and age. Personal factors greatly affect the decision-making especially

    because risks and utility are also very individualistic (Parcon 2007, pp. 91-93).

    Consequently, the psychological factors include motives, perception,

    ability and knowledge, attitudes, personality and lifestyles. Motives are the

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    energizing force onward satisfying a goal or a need. Perception refers to the

    process of selecting, organizing and interpreting information inputs in order to

    produce meaning. Changes in consumer attitude are based on information and

    experience and the capacity to learn these, same with attitude which are also

    learn from interaction with other people. Knowledge, on the other hand, is the

    familiarity with the product and expertise. Internal traits and behaviours;

    consistency with self-concept affects consumerism as well as the consistent

    patterns of living of our lifestyles (pp. 93-94).

    Consumer attitudes impact consumer behaviour more compared to

    other factors. Our attitude represents our likes and dislikes, thus preferences

    and decisions. As a lasting general evaluation of a thing, attitudes could serve a

    multiple purpose such as utilitarian, value-expression, ego-expression and

    knowledge. The variety of consumer attitudes suggest that there is a very

    different set of attitude concerning a product, the brand name and association,

    the retailer, the company and the channels of distribution as well as the means

    of communication. There are three elements which govern consumer attitude

    as: belief the psychological association based on knowledge between the

    product and an attribute of such product; affect as influenced by affective

    response or emotive association in products; and intention the behaviour

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    component of consumer attitude based on the motives of the person (Baker

    2002, p. 123).

    Social factors, finally, affect the consumer cognition via opinion leaders,

    roles and family influences, reference groups, social class and culture and

    sub-culture. Opinion leaders serve as the spokespeople wherein consumers

    draw from their familiarity with the person himself/herself. The roles of the

    people consider the expectations of you from your position within a given group.

    Family, where majority of behaviours are patterned, has its own life cycle which

    characterizes unique consumer demands. As such, consumer behaviour

    begins inside the family with a mixture of family and individual consumer

    decision-making. As an individual identifies with a group, s/he acquires many of

    the values, attitudes and behaviours of the group members. Social class, which

    also operates in a larger cultural schema, distinguishes the preferences as well

    as the buying capacity of the people, affecting their decision-making and actual

    purchasing. Finally, culture or the set of values, ideas and attitudes dictates the

    level of conformity among its members. Given the fact that these are

    transmitted to posterity and other culture as well through acculturation, there is

    the emergence of changing trends and patterns of behaviour regarding

    consumption and consumer behaviour (Parcon 2007, pp. 94).

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    Consumer buying process

    The consumer buying process is set in six stages: problem recognition,

    information search, alternatives evaluation, purchase decision, purchase and

    post-purchase evaluation. The first stage points to determining the difference

    between desired state and actual condition. Product information could

    stimulate this stage onward to gathering information. Searching happens

    internally and externally, the first through memory and the second through

    marketer dominated sources or comparison shopping aside from word of

    mouth. The success in this stage could lead to having an evoked set of

    alternatives whereby the consumer establishes criteria prior to weighing them.

    After the choice has been made, actual purchasing based on product

    availability will be considered. Whether the consumer makes the right decision

    or not in purchasing will be contemplated on the last stage (pp. 95-96). This last

    stage is best explained by the cognitive dissonance theory.

    Cognitive dissonance theory

    Proposed by Leon Festinger in 1957, the theory of cognitive

    dissonance refers to the motivational state, impelling individuals to attempt to

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    reduce and eliminate it. Festinger (1962) hypothesized that the existence of

    dissonance motivates the person to try to reduce the dissonance and achieve

    consonance and that when dissonance is present the tendency for the person

    is to dynamically avoid situations and information that would likely increase the

    dissonance. Festinger preferred to use the term dissonance because it has a

    less logical connotation than inconsistency. As argued, dissonance could mean

    the existence of nonfitting relations among cognitions which makes it a

    motivating factor in its own right. He continued that cognitive dissonance could

    be perceived as the precursor condition which leads to any activity purporting

    the reduction of dissonance (pp. 2-3).

    Notably, any knowledge that a person possess about himself or the

    environment is a cognition or cognitive element. As Wicklund and Brehm (1976)

    put it, cognitions could be specific or general and firm or vague or the

    combination of these elements. The correlation between cognitive elements is

    known as consonance, and such elements have psychological implications

    which could be based on cultural mores, demands of logicality, behavioural

    commitment and past experience among others. After which, cognitive conflict

    or cognitive imbalance could arise when two cognitions have dissonant

    relationship. Dissonant relations of cognitions are dependent on the degree of

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    importance we give to such cognitions, making possible the irrelevance of such

    cognitions. In sum, cognitive dissonance refers to our motivational state

    produced when an individual has cognitive elements which imply the opposite

    of one another. Such a state, unless cognitive work lessens the relative

    importance of relevant cognitions in lieu with the elements that are resistant to

    changes, cognitive dissonance will persist (pp. 2-10).

    Aronson (1969), and as reiterated by Lord (1992), cognitive dissonance

    is flawed especially when taken from the perspective of self-concept. Aronson

    believed that the cognitive dissonance happens when an individual see his

    actions that conflicts with his self-concept, as opposed to what Festinger

    advocated that people experience dissonance because of conflicting cognitions.

    Lord states that Aronsons arguments are central on attitude polarization

    effects. Both authors consider that the theory could best explain the biased

    evolutions, but balance and consistency theories do not bring about aversive

    arousal (p. 340).

    Consumer motivation

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    Mowen and Minor (1997) state that motivation commenced with a

    presence of a stimulus, spurring the recognition of a need. Eventually, need

    recognition occurs when a perceived discrepancy exists between the actual

    and desired states of being. Needs could be innate or learned and are never

    fully satisfied. Expressive needs and utilitarian needs are the two basic

    consumer needs where the former involve desires by consumers to fulfil social

    or aesthetic requirements and the latter involve desires by consumers to solve

    basic problems. Further, feeling and emotions often accompany the needs,

    comprising of the fundamental emotions people experience like interest, joy,

    disgust, guilt, contempt, etc.

    According to Assael (1987), motives or consumer motivations act a

    central role in consumer behavioural processes. Defined as the enduring

    propositions which direct behaviour towards the attainment of specific goals

    and objectives, motives are both arouse behaviour and a director to certain

    ends. Abraham Maslow presented the best known classification of motives

    from physiological to self-actualization needs. The hierarchy suggests that

    consumers will satisfy the basic motivational level first prior to satisfying higher

    levels of motives. Important to note are motive is caused by a deficit or a dearth

    and differs from each other in type and amount; however, motives are based on

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    needs and propel people to perceive, think and act in ways to satisfy a need.

    Implicit motivation refers to peoples unconscious desires, aspirations and

    needs while the explicit motives better predict responses to immediate, specific

    situations and to choice behaviours and attitudes (Larsen and Buss 2005).

    Intrinsic and extrinsic motivations

    Suki, Ramayah and Suki (2008) contend that there is a significant

    correlation among cognitive absorption, perceived access, perceived

    usefulness and fashion involvement. They have studied that intrinsic and

    extrinsic motivations influences acceptance of Internet shopping. Such an act

    to given an individual the incentive to do something, motivation is the biological,

    emotional, cognitive or social forces which activate and direct behaviour.

    Intrinsic motivations are internal, focusing on specific activities that will give

    them pleasure whereas extrinsic behaviours are the factors external to the

    individual which are unrelated to the specific activities that an individual

    engages into. Weiner (1980) stresses that the combination of behaviour and

    reward increases the likelihood that such behaviour will be subsequently

    repeated. The interplay between these two motivations determines the total

    amount of motivation to undertake an activity. In considering the determinants

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    of actions, the influences of fundamental motivations with extrinsic rewards and

    vice versa must be taken into contemplation (pp. 257 and 260).

    Holbrook (1999) observes that intrinsic and extrinsic values are basic to

    consumer value, by which instrumental or terminal values are at the center. The

    author argued that the major characteristic between intrinsic and extrinsic value

    involves the differences between a means to an end and an end in itself. As

    such, objects with extrinsic value met with instrumental needs as these are

    used for practical purposes to increase convenience, improve quality and

    cultivate status. Terminal needs, on the other hand, are met by intrinsic value,

    which are consumed only for the gratification derived from having fun, feeling

    virtuous or rejoicing (p. 135). Nonetheless, consumer value could be

    intrinsically or extrinsically motivated through satisfying first more basic human

    needs. Such needs will be the foundation of the extent of motivation and the

    willingness to partake in an activity.

    Maslows hierarchy of needs

    Maslows work is central to the development of hierarchy of needs

    through which he believed that human beings aspire to become self-actualizing.

    Its core thesis is that human needs are organized in a hierarchy, with survival

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    needs at its base. The needs for security and social interaction are at a

    progressively higher level in the hierarchy, with the need to learn, grow and

    reach ones potential as the highest level. Maslow and Stephens (2000) see it

    as as lower level needs are satisfied, successively higher needs become more

    influential in motivating human behaviour. As such, when the needs in the

    lowest level of the hierarchy remain unsatisfied, other needs such as learning,

    creativity, innovation or self-esteem will remain stagnant as it will never arise in

    the surface (p. 2).

    The psychology of consumer behaviour is best explained by this

    hierarchy of needs. Mullen and Johnson (1990) aver that many commercial

    advertisements can be considered in terms of attempts to appeal to one or

    more of these needs, especially on the lower level needs (p. 96). The actual

    purchasing of a product is usually intended to fill some sort of need or desire.

    However, there is some discrepancy between the consumers actual state and

    their desired state. So, in responding to a need, consumers are motivated to

    make purchases. In the case of shopping, the consumer is motivated to satisfy

    the want or need. Understanding these motives are then critical in creating

    effective marketing programs. Marketers believe that it is an imperative to

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    understand where in the hierarchy the consumer is before designing the

    marketing program (Hutchison, Macy and Allen 2005, p. 32).

    Consumer learning

    Consumer learning refers to the process by which an individual acquire

    the purchase and consumption knowledge and experience they apply to future

    related behaviour. Learning could be intentional or incidental, but could be

    made more understandable through motives, cues, response and

    reinforcement. Mullen and Johnson (1990) recommend that there are at least

    two ways that a consumer takes learning into account. First is through a type of

    vicarious instrumental conditioning and second, through some variants of

    classical conditioning which involves vicarious learning. Examples of these are

    vicarious classical conditioning of emotional responses and classical

    conditioning of vicarious emotional responses.

    The individual indirectly acquires an association by observing a model

    who is directly acquiring the association. Deliberate educational efforts also

    affect the consumer learning. For instance, an individual engages in informative

    family discussion of television commercials or home economics class

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    discussion of good buying practices. Nonetheless, such individuals could also

    engage in purposive and systematic training of consumer knowledge and skills

    (p. 126).There are two major schools of thought which explains how individuals

    learn: behavioural theories which view learning as an observable response to

    stimuli and cognitive theories the believes learning is a functional or mental

    processing.

    Behavioural theories

    Behavioural theories underpin marketing applications such as

    repetition, stimulus generalization and stimulus discrimination. Classical

    conditioning and operant conditioning are two of the basic consumer

    motivations. Classical conditioning, a neutral stimulus, is combined with a

    stimulus which elicits a response. For effective conditioning to take place, the

    neutral stimulus like the brand name should precede in time the appearance of

    the unconditioned stimulus, making the pairing highly salient to the consumer.

    This conditioning applies in advertising and direct selling which identifies

    powerful positive stimulus and associate brand with it.

    Operant conditioning is the process of modifying the consequences of

    the behaviour based on the frequency of the behaviour occurrence. As such, of

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    positively reinforced, the likelihood of the behaviour being repeated is

    increased and decreases when the behaviour is punished. Reinforcer refers to

    anything that occurs after a behaviour and changes the likelihood that an action

    will be emitted again whereby the punisher is the stimulus that has the opposite

    effect of the reinforcer. Discriminative stimuli occurs in the presence of the

    reinforcer and do not occur in its absence.

    The third behavioural theory is vicarious learning. Vicarious learning is

    the phenomenon wherein people observe actions of others to develop patterns

    of behaviour (Mowen and Minor 1997). The authors also noted that there are

    three important ideas when it comes to consumer learning. The first is that

    people are viewed as symbolic beings hence they anticipate the probable

    consequences of their behaviour. Second, people learn by watching the actions

    of others as well as the consequences of these actions. Third is central on the

    idea that people have the ability to regulate their own behaviour.

    Attribution theory

    People also strive to being learned because of the perceived risks in

    consumerism. These risks are the perceptions of the consumers regarding the

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    overall negativity of a course of action. The basis is the evaluation of the

    possible negative outcomes and the likelihood of the occurrence of these

    outcomes. The seven types of consumer risks according to Mowen and Minor

    (1997) are: financial, performance, physical, psychological, social, time and

    opportunity loss. Characteristics of the individual, nature of the task,

    characteristics of the product and salience of negative outcomes are the factors

    that influence risk perception. The causality leading to perceptions of risks is

    elucidated by the attribution theory.

    Attribution theory was developed by Fritz Heider, Harold Kelley,

    Edward Jones and Lee Ross. Such theory suggests that there are several ways

    that an individual explain his or her behaviour as well as of others. Attribution

    could be situational or dispositional wherein the former are the causality to

    outside factors while the latter are causality to factors inherent to the individual.

    According to Duval, Mayer and Duval (1983), our consciousness prefers

    simplicity and this condition is a clear implication that consciousness is a

    dynamic process, moving to maximize simplicity within its boundaries. The

    authors referred to simplicity as the inverse function of separate and

    unconnected elements in consciousness. Causal attribution then is the

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    manifestation of such movement which maximizes simplicity within

    consciousness (p. 1).

    Simply the perceived causes of outcomes, Alexander and Winne (2006)

    assert that attribution theory explains how people perceive the causes of their

    and others actions. That people are motivated to seek information to form

    attributions is the assumption behind the theory, stressing that attributions

    possess motivational consequences. Essentially, the process of assigning

    attributions is governed by principles such as locus of control and analysis of

    action. Other proponents proposed that people attribute based on effective

    personal force and effective environmental force. Power and abilities make up

    the personal force, and how these two elements combined with the elements of

    environmental force influences outcomes (pp. 354-355).

    Cognitive theories

    Cognitive learning theories, nevertheless, embrace the ideology that

    the kind of learning most characteristic of human is problem solving. Theorists

    concern how information is being processed by the human mind and how is it

    stored, retained and retrieved. Memory is one among the examples of how our

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    mind processes and stores information on the sensory store, short-term store

    and long-term store. Rehearsal, encoding, storage and retrieval are the

    processes of memory.

    The involvement of the individual, as well, determines the degree to

    which the information will be processed. Basically, because there are specific

    situations that an individual give low importance to or relevance while extensive

    information processing in specific situations of high relevance will have the

    greater impact. Apart from the involvement theory, the hemispheral

    lateralization theory proposes that low-involvement medium could result in

    passive learning whereas interactive medium encourage cognitive information

    processing more.

    Measures of consumer learning

    The measure of consumer learning are recall and recognition tests,

    cognitive responses to advertising and attitudinal and behavioural measures of

    brand loyalty especially in terms of consumers behaviour or attitude toward the

    brand. Mowen and Minor (1997) highlight that understanding how consumers

    learn are central in teaching them their brand is the best and to develop brand

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    loyalty. Brand loyalty is defined as the consumers consistent preference for

    and purchase for a specific brand. Reducing risks, facilitating selection and

    saving time and effort are the main reasons behind brand loyalty, with respect

    to levels of consumer involvement. Hallberg (1995) maintain that customer

    involvement is the key to greater loyalty as it produces measurably higher

    levels of brand equity and profitable volume for the brand (p. 8).

    The development of consumer brand loyalty in online stores is rather

    difficult compared to traditional stores. Yun and Good (2007) conducted a study

    that purports on investigating electronic store e-store attributes which

    develop the customers positive perceptions on the image of e-stores,

    acknowledging the importance of developing the sense of loyalty and customer

    retention. They have discovered that for online stores to hone brand loyalty the

    e-store image must be embedded on effective e-merchandising, e-servicing

    and e-shopping atmosphere attribute, leading to e-patronage intentions

    thereby e-loyalty.

    Conclusion

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    The global retail industry connects the point of origin and the point of

    distribution. There are risks along the process, and these business and

    economic risks must be combated upon in order that the contemporary retailers

    continuously survive, exist and function in a competitive environment. The

    global fashion industry entails that the shift towards online retailing is the most

    conceivable venue. Nonetheless, there are countries that do not find online

    retailing as acceptable while also there are countries which embrace online

    retailing but are now experiencing meltdown. Malaysia and UK are two among

    the examples of these countries, respectively. To effectively conduct the study,

    this literature review was conducted.

    In sum, the key points are as follows. There are two determinants of

    consumer behaviour: importance and intensity of interest and information. The

    types of consumer behaviour are: routine response or programmed behaviour,

    limited decision-making, extensive decision-making and impulse buying. While

    the factors that affect this behaviour are personal, psychological and social.

    Towards actual purchasing, the consumer ponders on the problem, information,

    alternatives and decision-making. Evaluation comes after. Intrinsic and

    extrinsic motivations guide consumers as well as their perceived instrumental

    and terminal needs in making a purchase. Motives and needs are innate to

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    human thereby the necessity to satisfy these are imperative. Nonetheless,

    survival needs must be satisfy first prior to satisfying higher level needs.

    Consumer learning, moreover, happens through conditioning and

    observation which happens inside and outside the house of an individual,

    taking the whole social context. There are specific ways to measure consumer

    learning such as recall and recognition tests, cognitive responses to advertising

    and attitudinal and behavioural measures. Brand loyalty is the most

    fundamental measure of the effectiveness of consumer learning.

    Chapter 3 Research Methodology

    Introduction

    Inevitable for every researcher to think of the research undertaking by

    considering the most appropriate research approaches. In order to come up in

    the central issue of the research and answer the research questions and

    objectives, pertinent data must be accomplished. In this chapter, necessary

    research methodologies will be discussed. Primary research strategies and

    ethical considerations applied are also discussed.

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    Research Approach

    Interpretivism is the research philosophy that the researcher will going

    to use. Such philosophy, according to Remenyi, Williams and Swartz (1998),

    will allow the search of the details of the situation to understand the reality or

    perhaps a reality working behind them. In lieu, induction research will be

    applied where the research will build theories based on the responses and

    findings. The inductive approach could emphasize the understanding of the

    meanings that human attach to events. In this study, we are considering how

    consumers in Malaysia and the UK give meanings to their attitude and

    behaviour when it comes to virtual fashion retailing. Moreover, through the

    inductive approach, a more flexible structure to facilitate changes in the

    research could be achieved as the research progresses. In the later part of the

    research, comparative design will be utilized.

    PrimaryResearch

    The research will particularly focus on selected consumers in Malaysia

    and UK As they will be the respondents of the research, necessary is to access

    dominant online fashion shopping websites. The selected customers must be

    from UK and/or Malaysia and must be a permanent subscriber for at least one

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    year. The primary research will be conducted using semi-structured

    questionnaires which will be sent via email. From the accessed list of

    consumers the researcher will choose the 3rd listed name with the hope to

    survey 50 Malaysian and 50 UK consumers. Since the primary aim of using

    questionnaire is to identify the demography of the consumers and distinguish

    among them the apparent customer attitudes and behaviour, the research will

    use a combination of closed and more open comment questionnaires. From

    this set, every 4th consumer will be contacted for telephone interview. The

    semi-structured interview will be conducted to fill the gap in the existing

    knowledge and investigate relationships of the variables under researched

    (Saunders, Lewis and Thornhill 2003).

    Ethical Considerations

    Access to commercial information as well as access to target

    respondents would be a challenge. For online fashion websites to entrust me

    with their documents and to allow me to conduct survey and interview to their

    customers, I will ensure them that information will be subjected to high

    commercial confidentiality. Likewise, negotiating skills will be thoroughly

    applied. Written consent that outlines the obligations and liabilities of the

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    researcher will be secured. For the respondents, participation consent forms

    and interview consent forms will be accomplished first. They will have the

    autonomy to choose whether to identify them or stay anonymous. Because

    personal information will be obtained, Data Protection Act will be employed.

    When publishing, I will their permission first both the target respondents and

    website owners/managers.

    Conclusion

    Interpretivism philosophy, inductive approach and comparative design

    are the three primary research methodologies to be used in order to dig deeper

    to the phenomenon of online fashion retailing and the customer attitudes and

    behaviours. Primary data will come from online fashion websites and will

    access from them lists of Malaysian and UK consumers. Survey method and

    interview will be conducted. Nonetheless, the informations to be collected will

    be subjected to high ethical processes.

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