Our Family Taking Care OF yOurs

The Alpert Group of Wells Fargo Advisors

88 Froehlich Farm Boulevard, Suite 110Woodbury, NY 11797

Direct: 516-677-5600Toll Free: 855-333-9863

Fax: 516-677-5597 www.alpertgroup.wfadv.com

Wells Fargo Advisors LLC, Member SIPC CAR #0814-01110

OUR FAMILY TAPESTRY

The Alpert Group of Wells Fargo Advisors is woven together as a family. In a family, character, preference and personality define the individual. Each one is a unique complement to the others, creating a tapestry of life. We represent generations of lives filled with stories of the past and hopes for the future. Our strength and support for those around us is steadfast and enduring. Like a family.

Families trust, respect and support each other through life’s triumphs and challenges, and that’s how we are at The Alpert Group of Wells Fargo Advisors. We take time to listen … to talk … to support … to care.

Our clients are part of our family, too. You have entrusted us with managing your financial resources, and we are dedicated to making certain that trust

“ We dOn’T use a COOkie-CuTTer apprOaCh. sOme ClienTs preFer The big piCTure.

sOme like The minuTe deTails. buT every ClienT relaTiOnship requires a unique

building prOCess and an in-depTh FinanCial analysis plan. Our gOal is TO

simpliFy Our ClienTs’ FinanCial lives. This Takes experienCe and dediCaTiOn.”

– Robert Alpert, Managing Director – Investment Officer, The Alpert Group of Wells Fargo Advisors

is not broken. While we may come from different backgrounds, and have had diverse experiences in life, we have one major common interest, and that is you. We value each and every one of our relationships.

We are proud that many of our clients have been with us for decades, some for generations. We believe it is because our core values – service, integrity and loyalty – reflect and represent the families we serve.

WE SPEAK THE SAME LANGUAGE

At The Alpert Group of Wells Fargo Advisors, we speak your language. Our life experiences are just like yours – hard work, long hours and frequent challenges, all leading to satisfaction in a job well done. We’ve experienced weddings and newborns, college tuition, aging family members, trips abroad and purchased second homes. Those experiences will guide us as we help you build an enhanced, risk-adjusted investment plan that fits your needs.

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WE’RE A TEAM

In addition to being your personal wealth management advisor, we collaborate closely with legal and tax consultants who can address your estate and tax planning needs. We work side-by-side with you, as a team, to develop an integrated investment plan that fits your unique circumstances. Your team can address many complex issues, including: • Asset preservation • Liquidity • Risk management • Charitable and philanthropic pursuits • Retirement planning • Education funding • Business succession • Wealth transfer • Family dynamics • Life insurance • Long-term care • Liability management

We go beyond investment management, not only to look at your assets, but also your liabilities; not just your account statements, but your will and estate plan too; and not just your lifestyle, but the risks you may face as well. Together, we weave a tapestry that reflects your life’s journey.

“ TeamWOrk is The abiliTy TO WOrk TOgeTher TOWard a COmmOn visiOn. The abiliTy

TO direCT individual aCCOmplishmenTs TOWard OrganizaTiOnal ObjeCTives. iT is

The Fuel ThaT allOWs COmmOn peOple TO aTTain unCOmmOn resulTs.”

– Andrew Carnegie, philanthropist

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OUR MISSION

Our mission is to provide the intelligent counsel, unparalleled services, honesty and integrity that help our clients invest wisely and attain a more secure financial future. We strive to be in our clients’ trusted inner circle, and to become part of their extended family.

OUR FIVE-STEP PROCESS

At The Alpert Group of Wells Fargo Advisors, we utilize a five-step process that allows us to evaluate your personal, family and business goals so we can determine the appropriate level of security and risk tolerance.

Step One: Discovery

It may seem old-fashioned, but we begin our planning process with a very simple discovery meeting. We listen. And by listening, we learn the answers to the critical questions all investors may face about cash flow, cost of living per year and current savings. With a yellow legal pad and our years of experience, we begin to help clients structure an approach to their life goals. As we get to know each client’s particular situation, we build an invaluable knowledge base for achieving each family’s dream.

Step Two: Analyzing Your Situation

Each family is unique. Saving for college, retirement goals, required income and personal situations will dictate a timeline and financial horizon. No two clients have the same assets, the same desires or multi-generational goals. Most importantly, investing for retirement is very different from investing during retirement. The Alpert Group of Wells Fargo Advisors prepares an analysis and recommendations for all holdings that will impact the plan.

Step Three: The Plan

It is important that each client has confidence in the process. From the in-depth analysis, we create a realistic plan to pave the way for our clients to succeed financially. Our attention to detail provides direction and discipline. The ability to deliver innovative planning empowers the client, supports achievable goals and promotes mutual trust. Goals are prioritized and consideration is given to balancing ideal goals with acceptable outcomes. The Alpert Group of Wells Fargo Advisors delivers a comprehensive plan for:

• Cash flow• Current savings• Retirement• Liability management• Life insurance• Education planning• Estate planning strategies

Step Four: Delivering Your Plan

We meet with the client to review recommendations that will enable them to live the life they are planning. All steps necessary to implement the plan are reviewed, and then final adjustments are made to the customized plan.

Step Five: Monitoring Progress: Life and Market Changes

The Alpert Group of Wells Fargo Advisors’ planning process is intended to increase confidence, help clients better enjoy life today and pursue realistic goals for tomorrow. It is essential to monitor progress toward those goals, adapt to changing conditions and manage risk. As the plan is implemented over time, life and market conditions may change, requiring revisions to stay on course toward defined life goals.

Discovery Analyzing Your Situation

Deliver

ing

Your

Pla

n

Mon

ito

ring Progress:

Li

fe a

nd Market Change

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The Wells Fargo Advisors Envision® process can assist advisors in investment planning through a series of steps to identify and prioritize goals and then select investments suited to the client’s goals and objectives. Research shows that among surveyed Envision® plan holders:

• 98 percent know where they stand in reaching their financial goals

• 93 percent focus on more important issues in their lives than their investments

• 95 percent feel they are able to live the life they’ve planned for

• 93 percent are confident they will retire on their own terms

• 92 percent have confidence about meeting their financial goals

• 92 percent feel in control of their finances

Source: Results are based on a survey conducted online by Harris Interactive from September-October 2012 among 606 investors with Financial Advisor relationships. Results are not indicative of future performance or success. Not representative of the experience of other clients. The Envision® process is a brokerage service provided by Wells Fargo Advisors, LLC.

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THE ALPERT GROUP OF WELLS FARGO ADVISORS

The Alpert Group of Wells Fargo Advisors brings more than 90 years of collective, in-depth experience to our clients. Its roots go back to 1983, when Robert Alpert and a now retired partner founded the group. In the 1990s, Rob was joined by Charles Ladenheim, Robert Fusaro and Michael Montuori. Together they have made the team what it is today. They have fulfilled their vision of creating an organization built around a team concept, and are dedicated to providing exceptional service to their clients.

rOberT alperT Managing Director – Investment Officer Wells Fargo Advisors Premier Advisor*

Rob began his financial career in 1983 with E. F. Hutton

and Company. Through many mergers, he remained at the same company for more than 30 years. In 2013, he and his group were recruited to Wells Fargo Advisors.

Rob advises clients on estate planning strategies, fixed income, equity investments, alternative investments, retirement planning and asset allocation. He graduated from Vassar College with a degree in Economics, and was a member of Omicron Delta Epsilon, the economics honor society.

Rob has reached many milestones and received many awards throughout his career, including being named one of the “Top Wirehouse Financial Advisors”** by Registered Rep magazine. Rob enjoys traveling and spending time with his family. He is a native New Yorker and lives on Long Island.

** The 2014 Top 100 Wirehouse Advisors list was assembled by Meridian-IQ. Advisors are ranked by assets under management, effective June 30, 2014. Only those advisors for whom a majority of assets correspond to retail clients were eligible for the list. Investment performance is not an explicit component.

Charles ladenheim Managing Director – Investment Officer Wells Fargo Advisors Premier Advisor*

As “the numbers guy,” Chuck’s keen analytical skills and

attention to detail add an invaluable dimension to the services that The Alpert Group offers. Chuck advises clients on all aspects of their financial lives, including retirement, education, income and estate planning. He is especially well-versed in fixed income investments.

Chuck earned his degree at the University of Buffalo, then worked many years in the executive recruiting industry before becoming a financial advisor. He started his financial career in 1992 with Shearson Lehman Brothers.

Chuck lives in Dix Hills, Long Island, with his wife and their two children. In his spare time, he is an avid fisherman and boater.

rOberT FusarO Managing Director – Investment Officer Wells Fargo Advisors Premier Advisor*

Bob’s experience working in and selling a family business

provides a unique perspective in advising clients. His focus is on high-net-worth planning with expertise in corporate retirement plans for executives and their organizations.

After Bob graduated from Rensselaer Polytechnic Institute with a degree in Electrical Engineering, he furthered his education with a Masters degree in Banking and the Financial Markets from Adelphi University. Bob began his financial services career in 1996 with Smith Barney. In addition to being a Wells Fargo Advisor, Bob currently teaches

investment strategy adult education programs throughout Long Island. He is active in The American Business Associates (ABA), a networking group for businesses, and is a member of the Society of Trust and Estate Practitioners (STEP).

A home improvement enthusiast, Bob enjoys “family day” on Sunday with his wife and three daughters at their home in Dix Hills, Long Island.

miChael mOnTuOri First Vice President – Investment Officer

Mike’s focus is helping clients plan for education, retirement, income and legacy. Clients benefit not only from his

training in investment strategies, but also from his analytical and technological skills.

Mike graduated from Oneonta University with a degree in Economics and Finance. He began his financial services career in 1999 with Solomon Smith Barney and persevered through many mergers.

Mike, an avid baseball fan, enjoys traveling, boating and spending time with his children in Melville, Long Island.

* The Premier Advisor distinction is held by a select group of Financial Advisors who meet or exceed Wells Fargo Advisors’ high standards as measured by one or more of the firm’s criteria for revenue generation , educational attainment and client-service best practices.

“ serviCe is The liFeblOOd

OF any OrganizaTiOn.

everyThing FlOWs FrOm

iT and is nOurished by iT.

CusTOmer serviCe is nOT

a deparTmenT, iT’s

an aTTiTude.”

– Unknown

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THE ALPERT GROUP STAFF

lisa alperT Senior Client Associate

ann-marie breslin Senior Registered Client Associate

mary anne leap Senior Client Associate

kaThleen lObellO Senior Client Associate

CarOline rOman Senior Client Associate

TeChnOlOgy has Taken The

plaCe OF serviCe, buT nOT

aT The alperT grOup OF

Wells FargO advisOrs. We

sTill believe in The pOWer OF

persOnal relaTiOnships and

exCepTiOnal, persOnalized

serviCe. We sTill meeT WiTh

ClienTs One-On-One.

We sTill ansWer Our

phOnes. Our Family has been

TOgeTher FOr deCades …

FaiThFully serving Families

like yOurs.

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