6WAYS TO MAKE THEBEST OF YOUR TAX

RETURN

A Presentation By John J Bowman Jr, Accountant

PAY DOWN YOUR DEBTYour tax return may not pay off all ofyour debt, but it can help chip away at

it.Tackle high-interest credits cards so

you can start managing the debt inyour lower level interest rate or

forgotten about cards.

Build out an Emergeny Fund

An emergency fund should includeenough money to give you 6 months

worth of headway.

For medical emergencies, job loss,expensive car repairs.

PUT AWAY FORAN UPCOMING

EXPENSEDoing this can be best for

saving up for a downpaymenton a house, but it is not

limited to just that!

Saving for a large futureexpense, no matter what it is,

makes that purchase mucheasier.

Starting to put money awaycan be hard, but once youstart, it’s easy to add to it

little by little.

SAVE FOR RETIREMENTSaving for retirement can be a dauntingtask, but starting early and adding to it

often will make all the difference. Addingyour tax return into the mix will take you

far.That money will increase over time and

leave you feeling more comfortable whenyou are able to leave the workforce.

Invest in Your Home

Use your tax return to do that projectyou’re always talking about, but don't

normally have the money for.

Projects like painting rooms in yourhouse, upgrading the kitchen, or

replacing windows adds to the overallvalue of your house.

TREAT YOURSELFYou do not have to save

every single penny you get

back. After all, you earned

it.

Keep about 10% for

yourself and buy that new

gadget you’ve been

checking out or try that

new expensive restaurant

your SO keeps talking

about.

FOR MORE ON TAX TIPS ANDPERSONAL FINANCE VISIT MY

BLOG @JBOWMANACCOUNTANT.INFO

A Presentation By John J Bowman Jr, Accountant