50 Plus

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Are expired medications still safe? PAGE 9 PAGE 6 Brazos Valley July 4 events July 2014 • Vol. 11, Issue 4 • A monthly publication of the Bryan-College Station Eagle Inside... Travel Tips for staying healthy while traveling Pg. 11 A guide to good living in the Brazos Valley Mental health What to do when someone no longer remembers Pg. 4

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July 1, 2014 50 Plus issue

Transcript of 50 Plus

Page 1: 50 Plus

Are expired medications still safe?Are expired medications still safe?Are expired medications still safe?PAGE 9

PAGE 6PAGE 6 PAGE 6 PAGE 6 PAGE 6 Brazos Valley July 4 events

July 2014 • Vol. 11, Issue 4 • A monthly publication of the Bryan-College Station Eagle

Inside...

TravelTips for staying healthy whiletraveling

Pg. 11

A guide to good living in the Brazos Valley

Mental healthWhat to do when someone nolonger remembers

Pg. 4

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2 | Ju l y 1 , 20 14 50PLUS THE BRYAN-COLLEGE STAT ION EAGLE

Mental: When one no longer remembers 4Physical therapy: Vertigo and dizziness 5Feature: Brazos Valley July 4 events 6Travel: Travel and still stay healthy 11

CONTENTS

PUBLISHERCrystal DuPre

DIRECTOR OF SALES ANDMARKETING

Ron Prince

DISPLAYDISPLAYDISPL ADVERADVERAD TISINGVERTISINGVERMANAGERMANAGERMANALinda Brinkman

SPECIAL PROJECTPROJECTPR S EDITOR/PUBLICATIONPUBLICATIONPUBLICA DESIGNER

Shauna [email protected]

SPECIALSPECIALSP PROJECTPROJECTPR S/OJECTS/OJECTMARKETING

COORDINATOORDINATOORDINA RErika Liesman

50 Plus is a monthly publication of Bryan-CollegeStation Communications Inc.

1729 Briarcrest DriveBryan, Texas

Recently this column has discussedwayswayswa to calculate and monitor whetheryou will havehaveha enoughmoney for yourretirement years. If you want to beaccurate and safe, thecalculations you willuse are complex. Youwill need a financialadvisoradvisorad to help you.If you choose toconsider hiring afinancial advisoradvisorad ,visor,visoruse the followingquestions in yourinitial appointment.

What is youremployment history? If the advisoradvisoradhas moved firms often, ask for clearexplanations. If none are givegivegi n, skip thisperson. If you are still interested, checkout this advisoradvisorad with the FinancialIndustry Regulatory Authority at www.finra.org/Invenra.org/Invenra.org/In stors/ToolsCalculators/BrokerCheck. Even better,better,better inveinvein stigatepotential financial advisorsadvisorsad beforbeforbef e yourfirst meeting with them.

What are your qualifications?Ask about his or her licenses andcertifications. BeforBeforBef e hiring thisadvisoradvisorad ,visor,visor learn about the quality of thecertifications on the Finra website. Go to

the web address: http://apps.finra.org/DataDirectory/1/prodesignations.aspxto learn about those certifications thatadorn the business card. Certificationsthat take years to attain are betterquality than those with a quickie courseand open-book test.

How are you paid? A financialadvisoradvisorad should be able to hand you awritten description of how you will paypaypahim or her. Methods of compensationcan include an hourlyhourlyhour rate, a flat rate,a percentage of your inveinvein stments, acommission from products he/she sellsyou, or a combination of commissionand hourlyhourlyhour fees.

What are your other clientslike? You are looking for two piecesof inforinforinf mation. One is howmuch theadvisoradvisorad tells you about his or her clients.Is there a breach of confidentiality?If so, assume that your privaprivapri teinforinforinf mation will also be made public.The second is to find out whether thisadvisoradvisorad is a good fit for you. When theother clients are similar to you in theirattitude toward risk, wealth level, age

TraCy STewarewarew TarTarFiNaNcialFiNaNcialF liTeracyiTeracyiTer

How to interview a financial advisor

See Good fitpagepagepa 8

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THE BRYAN-COLLEGE STAT ION EAGLE 50PLUS July 1, 2014 | 3

“Moon Walking with Einstein”is the title of a recent memoryimprovement book written byJoshua Foer,er,er a reporter of memorychampionships. Foer became soentranced by watching astonishingmemory feats in the contests that hedecided to learn the secrets. Aftertalking to memory athletes, he startedpracticing the techniques, and within afew years became a memory championhimself. You could do that, too!

Memory athletes are those seemingfreaks of nature whoenter contests to seehow fast they canmemorize the sequenceof four shufflshufflshuf ed decksof cards or how longa string of digits theycan memorize. Butmemory athletes arenot freaks. They areordinary people likeFoer,er,er you and me, who havehaveha learnedsome gimmicks that make possible theseemingly impossible.

Here, I will describe the simplestand easiest gimmick to use. I call it

SVO, which stands for SUBJECT (oractor or agent), VERB and OBJECT.This is the intuitiveintuitiveintuiti way we think withour language. Usually the subject is aperson, which is why others call thistechnique POA (for(for(f person, object,action). But animals or inanimatethings can do things, too. The trick isto visualize, using lots of imagination,an actor doing something relating toan object … as in moon walking withEinstein. Memorization is made easybecause the images are so bizarre andvivid.vivid.vi

I will illustrate the principleswith Foer’s method for memorizingthe sequence of a deck of cards. Hedidn’t explain his method completely,deliberately I think, because heprobably did not want to be “drummedout” of the elite memory athlete clubto which he had been initiated. Notknowing his particular scheme, I willconjure an illustration of how all cardscan be visualized. For example, thesuits might be as follows:

• Spades: Batman (black, darkness)darkness)dar• Clubs: Tiger Woods (re: golf clubs)

• Diamonds: Diamond Jim Brady(diamond tie stud) or Za Za Gabor (whofamously said, “Daaahling, alwayswear your diamonds, even to thegrocery store. You never know who youwill run into”).

• Hearts: Somebody you loveThen, to associate the card number

with the suit, you could use the numbercode, which is another tip that I willexplain later. But as an illustration, thenumber four is coded as “rye,” whichcan be a picture of a field of grain ora bottle of rye whisky, whichever youprefer. Thus, for example, the fourof clubs would be visualized as TigerWoods (SUBJECT) teeing offoffof (VERB)on a bottle or rye whisky (OBJECT),instead of a golf ball. What does onedo with the face cards? They can beconveconvecon rted to numbers, too: Jack = 11,Queen = 12, King = 13, Ace = 1 (Or 14;the number code for one is “tie” andyou don’t want to get confused if youare using Diamond Jim Brady as yourcode for diamonds).

Finally, Foer did mention that heclusters three sequential cards into one

image, so that he only has to memorize17 items, with one item left over,er,erinstead of 52.

Well, most of us aren’t going toenter memory contests or card-countin Vegas (they catch on to you prettyquick). So, how do we apply this toeveryday life? You could use this SOVapproach to play a better game ofbridge. But many events in daily lifeare better remembered this way.

First, a simple illustration:• Capital of ArkansasArkansasAr (Little Rock):

most people know Bill Clinton wasgovernor of ArkansasArkansasAr . VisualizeClinton (SUBJECT) throwing (VERB) alittle rock (OBJECT) at Noah’s arkarkar (…ansas)

Now, here is a more complexexample where you can string togethermultiple items to be remembered:

• Harvey’s discovery of thecirculatory system: Everybody knowsthat the heart is key, because it pumps

Memory athlete gimmicks Tip 3: SVO

dr. BILL KLeMMTHeTHeT MeMorMeMorM y MeDicMeDicM

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Senior Circle is out to expand your horizons with an exciting calendarcalendarcalendar of events scheduledaround town and around the world. If you’re 50 or better,better,better want to meetmeetmeet new people, learnmore about your health, travel and just have fun, then Senior Circle is forfor you. Dues are just$15 a year. To join or for more information, call Mandy WilliamsWilliams atat 979-764-5107or visit CSMedCenter.com. Become part of the Circle.

Trains, Wineries and Treasures of Northern CaliforniaApril 13-21, 2015Tour California! From the historical Gold Rush to the awe-inspiring wildernessof Yosemite National Park, experience the countless hidden treasures among themost popular cities of Northern California. The tour begins in San Francisco wherewe will explore the beautiful “City by the Bay”, which highlights the famous cablecars, extensive Golden Gate Bridge, and the view from Twin Peaks. The guidedadventure will take you through the historic Gold Rush towns including Sonora andSacramento with an opportunity to visit the California State Railroad Museum andunique shops along the way. Then, experience the popular vineyards of Sonoma andNapa. Sonoma County is home to one of California’s most fertile wine-growing regions.The elegant Napa Valley Wine Train encourages you to relax and enjoy the luxuriousatmosphere combined with famous vineyard scenery. To learn more about this scenicadventure, please call the Senior Circle office at 979-764-5107 for a travel brochure.Spaces are limited!

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Mymemory isn’t what it was.The minute I turned 50, somethinghappened. It’s as if small holes beganto develop in my brain, and little bitsof inforinforinf mation started to disappear.In fact, I sometimes refer to myself as“Swiss Cheese Brain,” and the holesseem to grow in number and size as thedays go by.

The loss of bits of inforinforinf mationcan eventually become the lossof memories. When this begins tohappen, we lose pieces of our pastand our relationships. If memory losscontinues, it can seem like the wallsare closing in and that our liveliveli s areshrinking.

Some memory issuescan become seriousindeed. Many havehaveha facedthe following scenario.

First, you realizethey’re a little forgetful.Then somethinghappens and youdiscover it’s more thanthat. As time goes on,you come to the realization they’ll

remember less next month than theydo today.

Finally, you’re hit with the boulderof truth: they no longer remember.They no longer remember because theycan’t. This is the valley of Dementiaand Alzheimer’s.

Perhaps because I’m a chaplain,my mind goes to Psalm 23, and thestarkstarkstar statement, “Even though I walkthrough the valley of the shadow ofdeath ...”

The original Hebrew of this phrasemeans to journey slowly and carefullythrough a deep, darkdarkdar place we’ve neverbeen beforbeforbef e. It’s very differdifferdif ent fromthe green pastures and still waters thatcame beforbeforbef e. This valley is nothing likethe life we’ve known up to this point.

For our purposes here, we’llcall it “The Valley of No LongerRemembering.” For those who havehaveha towalk this valley with someone close tothem, there are three important factsto keep in mind.

Fact #1: You aren’t alone on this

journey.In the Valley-of-No-Longer-

Remembering, there are plenty ofother people here. They,ey,ey too, arescared, wondering and troubled.Together,ther,ther we can not only get throughthis, but make a huge differdifferdif ence in theliveliveli s of those we love.

Dementia and Alzheimer’s areterrible diseases. After interacting withdozens of patients and their families,the picture that comes to my mindis of a jigsaw puzzle with thousandsof pieces. This puzzle representsthe person’s life - their experiences,relationships and memories.

At one time all the pieces werethere and intact, showing to the worlda full, beautiful life. Then one day, apiece disappears. The person looksfor it, but can’t find it. It’s just gone.Then another piece disappears. Thenanother.

Over time more pieces disappear,ppear,ppearrevealing gaps in the picture of theirlife. Finally there are more gaps thanpuzzle pieces left.

“It’s like I’m losing him in pieces,”Samantha said of her husband Stan.“He’s slowly slipping away. I’ve beenlosing him for years.”

Losing a person one piece at a time.This is awful. Excruciating.

How do you handle this? This bringsus to the second important fact.

Fact #2: They may no longerremember, but you do.

You can choose to remember themas they once were. Hang on to the goodand wonderful times. Tell the stories.This can givegivegi you the courage andstrength to face who they’re becoming.

You’re not alone. Ever. They can nolonger remember,member,member but you can.

When dementia and Alzheimer’sinvainvain de, they change the rules of life.You inherit a double load. You didn’task for or want it. You had no say in itat all.

Gary roeHospiceHospiceH

When someone no longer remembers

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THE BRYAN-COLLEGE STAT ION EAGLE 50PLUS July 1, 2014 | 5

I recentlycentlycentl have been experiencing a“spinning” sensation and feel the needto hold on to something when I get upor walk. This started suddenlysuddenlysuddenl and isgetting worse.worse.wor My friend had somethingsimilar and said physical theraptherapther yapyapresolved it. I’m skeptical. How can youhelp me? -- E.B., BryaBryaBr n

Great question;not many peopleknow that physicaltherapists can helpwith dizziness andvertigo problems.Because these canalso be symptomsof more seriousproblems, it isimportant to see amedical practitionersooner than later.That being said, the symptoms ofdizziness and lightheadedness canbe caused by a vestibular disorder,der,der inwhich case, there are many effectieffectief ve,fective,fectinoninvanoninvanonin sivesivesi treatments that can help.Most vestibular problems are causedby disease or injury. However,er,er yourenvirenviren onment, genetics and the agingprocess can also cause vestibularissues. The most commonly diagnosedvestibular disorders include benignparoxysmal positional vertigo (BVVP),vestibular neuritis, Meniere’s diseaseand secondary endolymphatic hydrops.It is important to seekmedical assistancefrom someone withexperience in vestibulardisorders to ensure youget the correct diagnosis,initially. You can godirectly to an experiencedphysical therapist foran evaluation, someonewith vestibular disordertraining and you can go toyour family physician. Iwould recommend seeingyour physician first, butif medical treatmentsdon’t resolve the problem,ask for a referral to anexperienced physicaltherapist. In my practice,we work closely with thephysicians to ensure thepatient recovers quickly.

Let me review abit about vestibulardisorders. The symptomsinclude vertigo anddizziness, imbalance andspatial disorientation,

vision disturbances, hearing changes,cognitivegnitivegniti and psychological changesand other symptoms (e.g. nausea,headaches, pain and pressure). If it isdetermined that you havehaveha a vestibulardisorder,der,der a variety of treatments maybe used depending on your symptoms,medical history,history,history general health,physical examination and test results.Some likely treatments include:

Vestibular RehabilitationTherapy (VRT): an exercise-basedprogram that helps the nervous systemcompensate for inner ear deficits. Thishas been proven to be very effectieffectief vefectivefecti formany of the most common vestibularproblems, including BVVP.VP.VP Even peoplewho havehaveha had unresolved inner earproblems for a while, havehaveha tried othermedical treatments with little success,or havehaveha had surgery for vestibularproblems can benefit from VRT. Whatis VRT? When the vestibular organsare damaged, accurate inforinforinf mationabout balance and motion is notavailable to the brain -- resulting indizziness and vertigo. In many cases,the brain adjusts and the symptomsgo away on their own in a week ortwo. However,er,er if the brain does notadjust, the person may compensatewith new patterns of movement toeliminate symptoms, and these cancause additional problems, includingheadaches, muscle tension and fatigue.

Canalith RepositioningManeuvers (i.e., The Epley Maneuver)– a treatment used to move the smallcrystals of calcium carbonate dislodgedby injury,injury,injury age or illness (BVVP).Moving these crystals will stop falsesignals and the debilitating symptoms.It is important that this treatmentbe perforperforperf med by a qualified physicaltherapist with experience using thisprocedure to safeguard against neck orback injury. This maneuver is effectieffectief vefectivefectiand recurrence of symptoms is low.

Home-based exercises,medication, surgery – Home-basedexercise programs are perforperforperf medin the clinic and at home. The moreconsistent you are in perforperforperf mingthese at home, the sooner you willsee results. Make sure these areprescribed by a qualified physicaltherapist and that you understandhow to perforperforperf m them properlyoperlyoper toavoid additional injury,injury,injury pain andmuscle strain. Medication may beprescribed depending on the phase ofyour disorder. When other medicaltreatments are not effectieffectief ve,fective,fecti surgerymay be necessary. Whether you havehavehasurgery or not, you will likely still see

a physical therapist beforbeforbef e and aftersurgery.

Please keep in mind that theexercises and activitiesactivitiesacti invoinvoin lved inyour treatment can at first increasethe symptoms as your body and brainattempt to sort through the newmovements. It is important to stickwith the program and not givegivegi up.There is a very high success rate forthose who stick with the program. Itis important to note that things suchas a bad cold or flu, minor surgeryor things that disrupt your normaldaily activityactivityacti (for(for(f a few days) canresult in “decompensation” or thebrain forgetting what it learned, andthe symptoms reoccur temporarily.However,er,er if you immediately return toyour home-based program, you shouldquickly recover from symptoms. If thesymptoms persist, it is important toseek a diagnosis and medical treatmentin the event additional vestibulardamage has occurred.

Leon BradBradBr way is a doctor of physphysph icaltheraperaper yapyap and di

waydi

wayrector of the Sports Back

and Pain Managenagena ment Clinic. See www.www.wwwbvphbvphbv ysphysph icaltheraperaper y.apy.ap com.

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6 | Ju l y 1 , 20 14 50PLUS THE BRYAN-COLLEGE STAT ION EAGLE THE BRYAN-COLLEGE STAT ION EAGLE 50PLUS July 1, 2014 | 7

By STACY HENRYSpecial to The Eagle

The Brazos Valley will be celebrating the Fourth ofJuly with several firework shows and events throughoutthe area.

Old-Fashioned 4th of July eventThe Brazos Heritage Society’s 28th annual Old-

Fashioned 4th of July event will be held in Heritage Parkat the intersection of 30th and Hutchins streets in Bryan.The event will run from 9:30 a.m. to noon.

“Our event is intended as a community-widecelebration of America’s Independence and its history,”said Randy Hilliard, events chair. “The event is freeand offers a flag raising and tribute by the Sojourners,patriotic and popular music by Proud Country, achildren’s parade and games, refreshments (hot dogs,popcorn, lemonade and iced tea) at old-fashioned prices,and free watermelon.”

Exhibit tables will be set up by local non-profits.Some exhibits will include those by A&M Garden Club,American Red Cross, Brazos Spinners and Weavers Guild,Daughters of the American Revolution, Museum of theAmerican GI, the Brazos Bluebonnet Quilt Guild and theBrazos Valley Museum of Natural History.

In addition to the exhibitors, a silent auction willbe held, featuring items donated by local merchants,including Benjamin Knox, Brazos Glassworks, BrazosValley Bombers, Jim.n.i, Lady Camo, Southern Grace andTexas Rose Boutique, Hilliard said. Additional donationsfrom Texas sports teams (Dallas Stars, FC Dallas and theDallas Cowboys) and Disneyland Anaheim will also beincluded in the silent auction.

“We feel this event is unique in that our focus is notonly patriotism and celebrating the Fourth of July, asimportant as those are, but also oncommunity as a whole and our localheritage,” Hilliard said. “Heritage Park isnestled in the Eastside Historic Districtof Bryan among beautiful homes builtin the early days of Bryan by many ofher founding families. We offer a nicemix of children’s and adult activities toprovide an enjoyable experience for thewhole family within this historic setting.Additionally, we bring communityattention to some of the wonderful non-profit organizations that, like the BrazosHeritage Society, serve various needswithin the community.”

For more information on this eventvisit http://brazosheritage.org.

Fireworks on the BrazosFireworks on the Brazos, presented by

H-E-B, will be held from 10 a.m. to 10 p.m.This event will be held at Washington-on-The-Brazos State Historic Site, andadmission is free; however, there is a

charge for activities.“Fireworks on the Brazos is a unique opportunity for

our guests and patrons to spend this important holiday atone of the state’s premier historic sites, enjoying historicprogramming, 1850s games and toys, museum exhibits,live music by the Josh Ward Band, Bluebell ice cream,H-E-B sodas, great retail opportunities and cap the daywith an outstanding fireworks display,” said Catherine G.Nolte, event coordinator.

Various park venues open at differing times, with toursof Independence Hall beginning at 10 a.m., the Star ofthe Republic Museum opening at 10 a.m., and BarringtonFarm opening at noon. The gift shop is also open forextended hours, until 9 p.m.

A concert by Josh Ward will be held from 7 p.m. to 9p.m. in the park’s amphitheater, and a fireworks displaywill follow the concert beginning at 9:30 p.m. Buses willrun from 1 p.m. to 10 p.m. throughout the park, to shuttleguests to different areas of the park at no charge.

“This event is held in respect and admiration for ourNational Independence, and it is fitting that this takesplace ‘where Texas became Texas,’ Nolte said. “TheWashington-on-The-Brazos Park Association makes theevent possible and provides free shuttle buses to movevisitors to all areas of the park. We recommend folks comeearly and plan to stay late, bringing chairs, flashlights anda festive attitude.”

For more information on this event, call 936-878-2214ext. 221 or email [email protected].

Chappell Hill Chamber of Commerce Fourth ofJuly Parade

The 38th annual Chappell Hill Chamber of CommerceFourth of July parade will begin at 10 a.m. and will passthrough downtown Chappell Hill along Main Street.

Following the parade, Cool Rods in Chappell Hill willtake place. This event will feature unique and antiqueautomobiles, as well as other motorized vehicles. Thoseattending the event will have an opportunity to get aclose look at many rare and interesting automobiles andto meet their owners. The automobile display area is onthe Poplar Street Lot, just off of Main Street, where theparade entries/vehicles line up.

In addition to the Cool Rods display, guests will enjoylive music by Haley Cole, a train giving free children’srides, face painting, snow cones, ice cream, barbecue,hamburgers, hot dogs, farm fresh foods, funnel cakes,cookies, desserts, wine tasting, old fashioned soda, beer,and other food and refreshments. The Cool Rods eventstarts at 10 a.m. and continues until 1:30 p.m.

“This is the best small town July 4th event in Texas,”Roger Ranch, event coordinator, said. “It’s a unique blendcountry and patriotism in the heart of Texas.”

For more information on this event visit https://chappellhilltx.com.

“I Love America” CelebrationThe George Bush Presidential Library and Museum in

College Station will host the College Station Noon LionsClub’s Fourth of July “I Love America” Celebration.

The museum will be open from 9:30 a.m. to 8:15p.m. with free admission for everyone all day. Liveentertainment, concessions and games for children beginat 5 p.m. The evening will culminate with a spectacularfireworks display and concert by the Brazos ValleySymphony Orchestra, presented by H-E-B, Wells Fargoand Union Pacific.

Free parking is available to the public at Reed Arenaand the West Campus Parking Garage on the Texas A&MUniversity campus. Shuttles will begin running at 4:30

p.m. from the garage to the museum.For more information, call 979 691-4014 or

email [email protected]. For a fullschedule of events, visit http://bushlibrary.tamu.edu/museum/events/2014/661/.

Fourth of July Parade and CelebrationThe Fourth of July Parade and

Celebration in Round Top will begin at 10:30a.m. with a parade that will circle Round TopSquare.

The Round Top community has celebratedthe Fourth of July every year since 1851,and this celebration is known as the longestrunning Fourth of July celebration west ofthe Mississippi, according to the Round TopRifle Association’s website.

After the parade a barbecue will be heldat the historic Round Top Rifle Hall. Thecelebration will continue with music, a raffleand games for the kids until 4 p.m. when thelocal band sets up for the afternoon’s dance.

For more information on this event visitwww.roundtoprifle.com.

Brazos Valley Independence Day events

Top left photo: A man pulls children in a wagon during Brazos Heritage So-ciety’s annual Old-Fashioned 4th of July event last year. Bottom left: Peopleserve watermelon at last year’s Old-Fashioned 4th of July event. Centerphoto: The George Bush Library and Museum puts on its fireworks displayduring last year’s annual “I Love America” Celebration.

Upper right photo: Visitors observe Independence Day during George BushLibrary and Museum’s annual “I Love America” Celebration last year. Lowerright: A boy gets his faced painted during the 2013 “I Love America” Celebra-tion.

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8 | Ju l y 1 , 20 14 50PLUS THE BRYAN-COLLEGE STAT ION EAGLE

and financial goals, the fit might begood.

What services do you offer?offer?of Knowwhat your needs are and verify that thisadvisor’sadvisor’sad specialty meets those needswith his or her other clients. Check forconsistency between the services andproducts offerofferof ed and the credentials onthe business card.

Who else will be working on myaccount? Financial planning ofteninvoinvoin lves others in the officeofficeof or theassistance of outside professionals.Don’t hesitate to meet the othersworking with you; gather inforinforinf mationabout their qualifications andinvoinvoin lvement in your inveinvein stments. If anyoutside professionals are used, suchas an attorney,ney,ney insurance agent or taxspecialist, get a list of their names andcheck on their backgrounds.

How much time will you spendwith me? AdvisorsAdvisorsAd usually contacttheir clients quarterlyterlyter . This canrange from a statement of inveinvein stmentperforperforperf mance to a face-to-facece-to-facece-to-f meeting.Find out how accessible this advisoradvisoradwill be for you by phone, email andappointments.

Is this firm a SIPC member? SIPCis the Securities InveInveIn stor ProtectionCorporation. Congress mandates thatit maintain a special reserve to protectcustomers of insolvent brokeragefirms. Not all inveinvein stments are protectedby SIPC, and SIPC is not the FDIC.Some ineligible inveinvein stments are futurecontracts, limited partnerships andfixed annuities. Some firms are actuallya group of firms. Be sure your moneywill be inveinvein sted with the firm that is amember of SIPC.

May I havehaveha your ADVADVAD form? Ifthe firm does not havehaveha an ADVADVAD form,get up and leaveleavelea the officeofficeof . This formis required of inveinvein stment advisorsadvisorsad toregister with both the SEC and the state

securities board. The form comes intwo parts. Part 1 includes inforinforinf mationabout the business, ownership, clients,employees and disciplinary actions.Part 2 is a narrativetiveti written in plainEnglish about the kinds of servicesofferofferof ed, the fee schedule, disciplinaryinforinforinf mation, conflicts of interest andbackgrounds.

What kinds of inveinvein stments doyou recommend?Do you get an answeryou can understand? Don’t inveinvein st inanything that you do not understand.It is crucial that you knowwhere yourmoney is inveinvein sted and that your advisoradvisoradchooses inveinvein stments in your bestinterests and to meet your needs, not hisor her needs.

If you leaveleavelea this firm, can Ifollow you or will I be assigned areplacement broker? Knowwhat youroptions are if your broker leaveleavelea s. Findout if there would be any fees associatedwith following your broker to anotherfirm. Knowwhom to call if you receiveceiveceinotice that your broker is gone.

What code of conduct do youfollow? The “CFA“CFA“CF Code of Ethics”and “Standards of ProfessionalConduct” is a good benchmarkhmarkhmar answer.Generally, the Code of Ethics requiresthe advisoradvisorad to place the interests ofclients above their own; to act withintegrity and competence; and tomaintain professional competence.The Standards of Professional Conductinclude professionalism; duties toclients; inveinvein stment analysis andrecommendations; and conflicts ofinterest. You can learn more at www.cfainstitutecfainstitutecf .org.

Arm yourself with inforinforinf mation. Ifsomething doesn’t check out or makesense in the first meeting, skip thatadvisoradvisorad andmove to the next one. Planand prepare carefully and thoroughlybeforbeforbef e making a commitment. Measuretwice and cut once.

Contacntacnt t TracTracTr yacyac B. Stewart, CPA,CPA,CP PFS,PFS,PFSCFF,CFF,CF CDFA,CDFA,CDF CFP®CFP®CF throughughug her blog atwww.Twww.Twww exas.Texas.T DiexasDiexas vorceFineFineF ance.com.

Good fitfrom pagepagepa 2

You may feel angry or trapped.That’s OK. Many feel more anxious,and even depressed. That’s alsonatural.

Then on top of everything, there’sthe unwanted boatload of worrythat comes sailing into your port,represented by questions like:

“What’s going to happen?”“How can I keep this up?”“What if I get sick or something

happens to me?”“Why is this happening? What’s the

purpose in this?”You think, “They don’t deserve this.

The family doesn’t deserve this. I don’tdeserve this!”

There are no easy answers. Onething is certain: your life has changedforever.

You didn’t want this, but now thatit’s here, what do you do?

This is an opportunity for trulyselfless service. You are servingsomeone who can givegivegi nothing inreturn. There will come a time whenthey can’t say thank you or showany appreciation. And they won’tremember what you did later.

This kind of deep service counts.This is part of love, and love alwaysmatters. You may not see the differdifferdif enceyou’re making, but this doesn’tdiminish love’s power in any way.

And in caring for your loved one,you become one of the examplesour world so desperately needs. Youbecome a hero. Without trying to be so,and perhaps feeling you’re at the end ofyour rope, you become an inspirationto those around you.

I believe there are very specialblessings that come with this kind ofserving-those-who-can’t-giveho-can’t-giveho-can’t-gi -back-and-won’t-remember-later caregiving.These are blessings you may not beaware of until years later. True serviceand selfless love havehaveha immeasurableimpact. The ripple effectseffectsef go on forever.

Even in the midst of dementia andAlzheimer’s, love can win. Love willtriumph. It may not be with a trumpetblast, a parade or a host of wonderfulfeelings. It may win quietly, in thedepths of your own heart, in waysthat you’re not aware of. Love winsbecause you dared to endure in theface of losing-your-loved-one-by-pieces.You walked the valley-of-no-longer-remembering with them.

That’s courageous, loving andheroic.

Fact #3: Dementia andAlzheimer’s will not win. You canlove them, and yourself, through this.

Your presence and your touchmatters. Keep reaching out to them.Learn to appreciate the power of still,quiet moments, just the two of you.Surround them with talk about specialobjects full of meaning. Enlist the helpof others to make sure you’re taking

good care of yourself.And finally, on behalf of those who

can no longer tell you, let me say it:“Thank you for being with me. I can’tdo this alone, but I can with you. You’remy hero. I love you.”

GaryGaryGar Roe is an author,author,author speaker,er,erand chaplain with Hospice BrazBrazBr osValley.lley.lle Visit him at www.gar.gar.g yraryrar oe.com or contact him at groe@hospicebrhospicebrhospice azbrazbr osvalley.lley.lle org.org.or

Not rememberingfrom pagepagepa 4

The Most ImportantThing in any Relationship

3091 University Drive East, #410Bryan, TX 77802

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Robert Herring, Au.D.Doctor of Audiology

of the

2012Winner

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THE BRYAN-COLLEGE STAT ION EAGLE 50PLUS July 1, 2014 | 9

blood. See the heart (SUBJECT) aspumping (VERB) blood (OBJECT) outon to the main traffictraffictraf artery,tery,tery like afreeway. Imagine you as an image ofHarvey (like Harvey the rabbit in themovie) riding in a boat in the bloodriveriveri r. See the boat slow down and startto back up as it leaveleavelea son the offoffof ramp. Maybeyou want to think of theboat going through ahole (“ole” for arteriole)to get to the offoffof ramp.Then see the boat stopat the stop light (coveredwith baseball caps …capillary). Then, thegreen boat goes backup on the access road(because Harvey hadgotten offoffof too soon, invain (vein). This schemaalso helps as a metaphorfor associating function atthe various locations.

While all this seemsbizarre, it works withgreat power. Facts andconcepts memorizedthis way are robustlyencoded and readilyconsolidated into lastingmemory because humansare visual animals. Wehavehaveha far more brain areadevoted to vision than we

do any other sense.Another way to make the point

is with the age-old phenomenon offairy tales. Fairy tales often carry amoral that we want our children toremember. A few fairy tales are evenfor adults, with the political protestembedded as a metaphor. In any case, afairy tale is easy to remember becauseit is visually vivid,vivid,vi with people acting

on or with things.SVO is perhaps the most flexible

memory device. Use it for simplememory tasks or for truly demandingmemory challenges.

Bill Klemm is author of two books onimprimprim ovingingin memory,ry,ry Memory Power 101and

prdpr

Better GradGradGr es,es,es Less Effry

EffryorEfforEff t.. His blog is

at thankyothankyothank ubrain.bubrain.bubr logspot.com.

Memoryfrom pagepagepa 3

Metro Creative Connection

It is 2 a.m. and that cough andstuffy nose you have been battling isstill keeping you up. You reach for thenighttime cold relief medicine only tofind it expired a few months ago. If youtake a dose to ease your symptoms, willyou be putting yourself at risk?

This situation is a relativelycommon occurrence. Many medicinecabinets are stocked with over-the-counter drugs as well as prescriptionmedications that may be past theirexpiration dates. It is a good idea toroutinely discard expired medicines,but if you happen to take a drug thathas passed its expiration date, you will

most likely suffer no ill effects.

According to the Harvard MedicalSchool Family Health Guide, theexpiration date on a medicine isnot the dates when a drug becomeshazardous. Rather, it marks the periodof time after which a drug companycan no longer guarantee the efficacyof the medication. Since 1979, drugmanufacturers selling medications inthe United States have been requiredby the Food and Drug Administrationto stamp an expiration date on theirproducts. This is the date until whichthe manufacturer can still guaranteefull potency of the drug.

Expiration dates also may be amarketing ploy. Francis Flaherty, aretired FDA pharmacist, has said drugmanufacturers put expiration dateson products for marketing purposesrather than scientific reasons. Itdoesn’t make financial sense to acompany to have products on theshelves for years. Therefore, most drug

manufacturers will not do long-termtesting on products to confirm if theywill be effective 10 to 15 years aftermanufacture.

The U.S. military has conductedtheir own studies with the help ofthe FDA. FDA researchers testedmore than 100 over-the-counter andprescription drugs. Around 90 percentwere proven to still be effective longpast the expiration date — some formore than 10 years. Drugs that arestored in cool, dark places have abetter chance of lasting because thefillers used in the product will notseparate or start to break down as theymight in a warm, humid environment.Storing medicines in the refrigeratorcan prolong their shelf life.

Although a pharmacist cannotlegally advise consumers to usemedication past an expiration date,most over-the-counter pain relieversand drugs in pill form should still befine. Certain liquid antibiotics and

drugs made up of organic materialscan expire faster than others. For thosewho still want to err on the safe side,routinely clean out medications fromcabinets once they expire. However,if an expired medication is taken bymistake, there’s little need to worryabout potentially adverse effects.

Are expiredmedicationsstill safe?

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10 | Ju l y 1 , 20 14 50PLUS THE BRYAN-COLLEGE STAT ION EAGLE

CALENDAROngoing

Sit and Fit Chair Exercises - Get a workoutwhile sitting in a chair. Seniors meet at SouthwoodCommunity Center, 1520 Rock Prairie Roadin College Station, every Monday, Tuesdayand Thursday, from noon to 1 p.m. For moredetails, contact 979-764-6351, 979-764-6371 [email protected].

Line Dancing - Southwood CommunityCenter, 1520RockPrairieRoad inCollegeStation,holds line dancing for seniors on Tuesdays from1:30 to 2:30 p.m. and on Fridays from 10:30 to11:30 a.m. For more information, contact 979-764-6351, 979-764-6371 or [email protected].

Bluegrass Jam Session – BluegrassJam Session is held from 1:30 to 3:30 p.m. onTuesdays at Southwood Community Center,1520 Rock Prairie Road in College Station. Alllevels welcome. Bring string instruments and afriend. For more details, contact 979-764-6351,979-764-6371 or [email protected].

Friday Bridge - Southwood CommunityCenter, 1520 Rock Prairie Road in CollegeStation, offersoffersof bridge for seniors every Fridayfrom 9 to 11:30 a.m. For more, contact 979-764-

6351, 979-764-6371 or [email protected] dominoes - Seniors meet every Thursday

to play 42 at Southwood Community Center, 1520Rock Prairie Road, from 9:30 to 11:30 a.m. Newplayers welcome. For more details, contact 979-764-6351, 979-764-6371 or [email protected].

Bible study – Bible study is held for seniorsat 9:15 a.m. every Thursday at Lincoln Center,1000 Eleanor St. in College Station. ContactAnnie Williams at 979-764-3779 or [email protected] for more information.

July 2Computer Club for Seniors: “Social

Media” - The Computer Club is open to all seniorsinterested in learning more about the computerworld. Meetings are held at the Carter CreekTraining Room, 2200 North Forest Parkway inCollege Station, from 9 to 10:30 a.m. Free andno pre-registration needed. For more informationcontact College Station Parks and RecreationDepartment, Senior Services at 979-764-6371 [email protected].

July 3Master of Memory Class with Texas

AgriLife - This six-lesson class series will helpyou understand how your memory works andwhat may affectaffectaf your memory. “Master of Memory”will also help you identify and use strategies toimprove your memory function. Class offeredofferedof atLincoln Center starting at 10:30 a.m. For moreinformation, contact Annie Williams at LincolnCenter at 979-764-3779 or [email protected].

July 7Yoga Class - Yoga Class offeredofferedof at

Southwood Community Center on Mondays orWednesdays from 9 to 10 a.m. Class fee is $35for Monday class or $35 for Wednesday class.Register at rectrac.cstx.gov or visit Stephen C.Beachy Central Park office, 1000 Krenek TapRoad. Call 979-764-3486 for more information.

July 14Free Computer Class for Beginners –

Teaches the basics of how to search the Internetand use email. Class size is limited. To registercontact College Station Parks and RecreationDepartment, Senior Services at 979-764-6371 [email protected].

Beginning Drawing Class – Six-week

class gives a solid foundation in the basics ofdrawing. Held at Southwood Community Centeron Mondays from 10:30 a.m. to 12:30 p.m.Drawing supplies needed. Cost of the class is$45. Register online at rectrac.cstx.gov or visitStephen C. Beachy Central Park office, 1000Krenek Tap Road. Call 979-764-3486 for moreinformation.

July 15Nutrition Education at Lincoln Center -

Texas AgriLife presents nutrition education andwill demonstrate healthy cooking and recipes atLincoln Center, 1000 Eleanor in College Stationstarting at 10 a.m. Contact Annie Williams atLincoln Center at 979-764-3779 or [email protected] for more information.

July 16Exploring HistoryHistoryHistor Luncheon - The College

StationHistoricPreservationCommitteeandParksand Recreation Department present monthlylectures with lunch. Dr. Walter Kamphoefner

See Calendarpagepagepa 12

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THE BRYAN-COLLEGE STAT ION EAGLE 50PLUS July 1, 2014 | 11

Metro CreatiCreatiCr ve Connection

Healthy habits are often putaside when men and women travetravetra l.Whether travetravetra ling for professionalor personal reasons, even the mostardent proponents of healthy lifestylesmay find themselves making less thanhealthy choices when they’re awayfrom home.

Though part of the joy of travetravetra lis experiencing other cultures andcuisines, such experiences should notcome at the expense of your overallhealth. Fortunately, there are manyways men and women can travetravetra l andstill protect their personal health.

Be sure to get enough sleep.Lack of sleep can lead to a host ofconsequences, none of which are verygood for your overall health. While itmight be fun to burn the candle at bothends on a business trip or vacation,such an approach will almost certainlyweaken your immune system and leaveyou susceptible to a host of ailments.Business travelers should keep inmind studies that have shown lack of

sleep impairs alertness, concentrationand reasoning, which can make ithard to make a good impression onprofessional colleagues. Lack of sleepalso makes it difficult to maintainadequate energy levels, making itdifficult for vacationers to make themost of their time away from the office.When traveling, try to get as muchsleep as you would if you were home.Adults typically need between sevenand eight hours of sleep per night tooperate at full capacity, and that ruleshould not be forgotten just becauseyou’re away from home.

Book a room with akitchen. Business travelers may findit difficult to enjoy healthy meals onthe road. In lieu of dining out eachnight, travelers can book a roomwith a kitchen so they can preparetheir own meals, which gives themmore control over what they’reputting in their bodies. Without akitchen in your room, you’re at themercy of restaurants near your hotel,which may or many not have readilyaccessible and healthy restaurants

nearby.Don’t abandon your exercise

routine. Whether traveling onvacation or for business, you can stillexercise even when you are away fromhome. When booking a hotel, look forone with its own exercise facilities,which you should be eligible to usethe moment you check in. If you aretraveling for work and your roomhas already been booked, then youmight have to improvise if the hotelhas inadequate exercise facilities orno facilities at all. Pack some joggingoutfits and bathing suits so you cansqueeze in a run or swim some lapswhile on your trip. Both exercisesmake for great workouts that can actas your fallback plan should you findyourself in a hotel with no exercisefacilities.

If it ain’t broke, don’t fix it. Just

because you’re on the road does notmean you should relax all of your rulesregarding diet and exercise. If yourcurrent diet and exercise routine isproducing great results, try to stick tothat routine as much as possible whileyou’re traveling. Many people struggleto find a successful balance of dietand exercise, so if you have managedto find that balance, don’t be quick toabandon it just because you’re on abusiness trip or enjoying a vacation.When vacationing, afford yourselfsome dietary spoils, but keep up yourgood habits as well, being sure to eatyour nightly helping of vegetables oryour morning fruit with breakfast.Such an approach will make it easier

Travel and stay healthyat the same timeThough theymay need to put in some extra effort, travelers can stay true to their diet andexercise routines even when they are on the road.

See Energyergyergpagepagepa 12

First PresbyterianChur

ytChur

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Bryan,Texas

Sundayndaynda Church School - 9:20amSundayndaynda Worship Services - 10:45am1100 Carter Creek Pkwy • 979-823-8073

www.fpwww.fpwww cbryan.org

Celebrating 25 years of caring for patients withClinical Excellence and Unwavering Compassion.

Bryan: 979-821-2266Brenham: 979-277-9525La Grange: 979-968-6913Inpatient Facility: 979-821-5030

www.hospicebrazosvalley.org

Your thospice of choice

since 1989

AHeartfelt Choice

Call Today for More Informationand to Schedule a Tour!a Tour!a T

3850 Coppercrest Driveriveri Bryan, TX979-774-0700 •www.jwww.jwww ea.jea.j seniorliorlior ving.cng.cng om

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• L• Liceicensnseded nunursrse oe oe on sn siteite 2424 hohoururs a ds a dayayay• Specially trained staff• A ful• A ful• A f ly supesupesu rvised, activities program• Regularly scheduled social events• Nutritious meals, fur, fur, f nished linens and routine housekeeekeeek ping• Beautifully landscaped secured courtyard with walking areas• Individualized service plans• Electronically monitored security system• Support groupsoupsou , educational programs and referral services

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1 2 | Ju l y 1 , 20 14 50PLUS THE BRYAN-COLLEGE STAT ION EAGLE

will present: “The Many Languages of TexasImmigration History.” Held at Aldersgate Church,2201 Earl Rudder Freeway S. A reservationis necessary for lunch; the cost is $5. Lunch issponsored by H.E.B and served at 11:30 a.m.Reserve by the Friday before at 979-764-6351 [email protected].

Texercise for seniors – Texercise, a freeprogram, aims to help individuals find a path toa healthier lifestyle by sharing nutrition, healthand exercise through a 12-week program. Classmeets on Wednesdays and Fridays, July 16through Sept. 26, from 1 to 3 p.m. at SouthwoodCommunity Center. Participants each receive aT-shirt, a pedometer andmore. To register, [email protected] or call 979-764-6371.

July 17Bring the grandchildren and enjoy

the movie “Frozen” - Seniors are invited toenjoy a free movie with their grandchildren atSouthwood Community Center. Movie starts at1 p.m. Snowcones and popcorn served. ContactSouthwood Community Center at 979-764-6351or [email protected] for more information.

July 21Beginning Computer Class - Learn the

basics of how to use Internet, e-mail and how tocreate a document using Microsoft Word. Classis limited in size and is offeredofferedof for two weeks onMonday and Wednesday from 9 to 10:30 a.m. atSouthwood Community Center. Cost is $45. Toregister call 979-764-3486 or go to rectrac.cstx.gov.

Intermediate Computer Class - Basiccomputer skills required. Learn helpful tips andlearn additional tool bar functions, formattingdocuments, use of picture tools, printers andmore. Class offeredofferedof on Monday and Wednesdayfor two weeks from 10:45 a.m. to 12:15 p.m. atSouthwood Community Center. Cost is $45.

To register contact College Station Parks andRecreation Department at 979-764-3486 or visitrectrac.cstx.gov.

July 22Seminar on legal issues for seniors –

Seniors are invited to attend this free seminar andlearn valuable tips on protecting yourself, familyand investments. Light refreshments served.Register by calling 979-764-6371 or [email protected].

July 23Family History Writers present a program

on “Early Texas Ancestors” - Hear stories fromlocal genealogists on how, when and why theirancestors came to Texas. Program begins at 9:30a.m. at Southwood Community Center. Registerat 979-764-6371 or [email protected].

July 25Bingo and Birthday Celebration - Seniors

are invited to a birthday celebration with cake andBingo. Held at 1 p.m. at Southwood CommunityCenter, 1520 Rock Prairie Road. ContactSouthwood Community Center at 979-764-6351or [email protected] for more details.

July 28Senior Advisory Committee Meeting -

Meets on the last Monday of each month atSouthwood Community Center, 1520 RockPrairie Road starting at 10 a.m. Visitors welcome.For more information call 979-764-6371 or [email protected].

July 30Watermelon with College Station Police

Department - Seniors are invited to learnsafety tips from the College Station CommunityEnhancement officers while eating coldwatermelon at Southwood Community Center.Starts at 2 p.m. Register at 979-764-6371 [email protected].

Calendarfrom pagepagepa 10

to maintain your diet when you returnhome, and might give you the energyyou need to have a more enjoyable

vacation. The same goes for businesstravelers who should not abandonhealthy eating habits just becausethey’re dining out or ordering roomservice. The more you can maintainyour healthy habits away from home,the more likely you are to embrace

those habits when you are back homeand away from the temptation of theroad.

Employ the buddy system. Thebuddy system, in which you and afriend, coworker or family member,resolve to exercise and/or diet

together, can be just as effective whentraveling as it is at home. Havingsomeone there with you to sweat andmake healthy dietary choices when outon the town can make it much easierto adhere to a healthy lifestyle whenaway from home.

Energyfrom pagepagepa 11

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