4 Unit News - Central Ohio Retired Firefighters · greater than the YTD 2014 budget, the report...

4 Unit News Central Ohio Retired Firefighters

Chapter Twelve

1

October/November 2014

www.centrohretfirefighters.com [email protected]

LOOK WHATS INSIDE Page 2 - Chaplain’s Article, Benefits Rpt. Page 3 - Benefits Article Page 4 - President’s Rpt. Page 5 - 2015 Life Mem-

Please use the Membership Renewal Form on page 15 for your 2015 4 Unit member-ship dues. Renew your PFRO membership through 4 Unit and your dues will be for-warded to the State Office.

Page 6 - Beougher Car-toon page Page 8 - 4 Unit Birthdays Page 9 - Good & Wel-fare 5 - Picnic Photo

Over 100 Retirees enjoyed the 2014 Picnic at Firemen’s Park.

Mary Ann and Bob Hinebaugh at the dessert table enjoying the many great options to choose.

Here is the group picture from the picnic courtesy of our 4 Unit Photographer, John Rees. See how many of them you can identify.

Good Luck. For a complete report on the Picnic, see the President’s Report on page 4. There are more picnic pictures in this issue.

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4 Unit News October/ November 2014

CHAPLAIN’S

CORNER

By Larry Baker

IRISH HUMOR

Paddy was driving down the street because he

had an important meeting and couldn’t find a

parking place. Looking up to the heaven he said,

“Lord take pity on me. If you find me a parking

place I will go to Mass every Sunday for the rest

of me life and give up me Irish whiskey!” Mirac-

ulously, a parking place appeared. Paddy looked

up and said, ”Never mind God, I found one.”

4 Unit Benefits Report, October 1, 2014

The Fund closed at $14.5 Billion on Sep-tember 16, 2014.

Board of trustees’ member David Witner

announced his resignation from the board effec-

tive October 29th due to his subsequent retire-

ment from active service. Interested active fire

fighters may submit an application to fill the re-

mainder of the unexpired term by October 1st.

The nominating committee will interview candi-

dates on October 20.

DISABILITY COMMITTEE Ø There were 13 Initial Determination

Hearings (IDH) this month. The recom-

mendations were 8 for approval, 3 denied

and 2 were postponed.

Ø There were 2 reconsideration hearings.

Recommendations were for an increase

to both.

Ø There were 5 appeal hearings.

Ø There were 0 Death Benefit Fund consid-

eration hearings this month.

Ø Staff presented a memo to the committee

listing 35 disability benefits recipients

who have not yet submitted annual earn-

ings statements (AES) as of September

15th. All were sent certified letters to ad-

vise that their disability benefits will be

suspended if they fail to file an AES by

December 4, 2014.

Ø The Executive Director informed the

Committee that Dr. Ball’s last month on

the Disability Evaluation Panel will be

December 2014.

BENEFITS COMMITTEE Ø Mary Beth Foley, General Counsel, ad-

dressed the committee concerning the

following five rules that were subject to

the 5-year administrative rule review.

There were no proposed changes and all

were approved.

· 742-7-10 (Long-term care insurance

program.)

Continued on page 3.

1 Timothy 6:17-19 (NRSV) 17 As for those who in the present age are rich,

command them not to be haughty, or to set their

hopes on the uncertainty of riches, but rather on

God who richly provides us with everything for

our enjoyment. 18 They are to do good, to be rich

in good works, generous, and ready to share, 19

thus storing up for themselves the treasure of a

good foundation for the future, so that they may

take hold of the life that really is life.

Part of the mission of 4 Unit is to protect our

pensions. Some folks think all we do is have a

meeting and eat lunch; far from it! However

our “riches” (and we ARE rich compared to

many) are not our only concern. How we use

our money is important too. In addition, how

we use our time and talents is significant as

well. God has blessed us with a great career

and we are fortunate to have pensions that far

exceed what some folks live out their retirement

years with. Further, we retire earlier than many

others and therefore have the strength and ener-

gy to continue doing “good works” and to share

with those less fortunate. In other words, as

Paul states above, we can still take hold of life

that really is life. May you be blessed as you

wisely use your riches, time and talents and

seize that LIFE.

PS: Come get active in the group and enjoy not

only the benefits of 4 Unit but the camaraderie

as well.

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Continued on page 4.

· 742-9-01 (Authorization to charge

employer for requested detail on ac-

crued liability.)

· 742-9-02 (Payment dates for employ-

er accrued liability.)

· 742-9-03 (Delinquent accrued liabil-

ity payments.)

· 742-9-04 (Payment dates for employ-

er accrued liability on PERS trans-

fers.)

HEALTH CARE COMMITTEE Ø Staff presented a review of the 2nd Quar-

ter, 2014 Health Care Stabilization Fund.

The ending balance as of June 30, 2014

was $1.087 billion. While this was still

greater than the YTD 2014 budget, the

report shows that more than $32 million

less was added due to the reduction in the

Employer Contribution Allocation.

Ø The committee was presented with the

2015 Member’s Guide to Health Care

Coverage and Annual Change period

power point presentation. All members

can view the presentation at one of the

Annual Change Period meetings present-

ed at six different locations throughout

the State in October. Dates and locations

are listed in the guide and on the Fund’s

website at www.op-f.org.

Ø Joann Sheckler addressed the committee

concerning the AARP Medicare Supple-

ment rates for Ohio. There will be rate

increases effective April 1, 2015, as fol-

lows:

o Plan L - 1.3% increase

o Plan B – 1.3% increase

o Plan F – 1.2% increase

Ø Beginning in 2013, the AARP premium

subsidy rate was standardized based on

the premium for Plan L in Ohio. For 2015

the 75% subsidy will be $102.19; the

50% subsidy will be $68.13; and, the

25% subsidy will be $34.06.

Commentary Due to the resignations of two active firefighter

board members this year and the normal election

cycle for board members, four positions will be

up for election in 2015. The treasurer’s appoin-

tee’s term will expire in January 2015. With the

retirements of key staff members last year along

with board members leaving, a great amount of

experience and historical knowledge will be lost.

The remaining senior board members must as-

sume leadership roles to keep our fund where it’s

at today and we believe they will do so. Let us

hope that any new members will take advantage

of their wisdom while bringing forth new ideas.

The next board meeting will be held

October 28-29.

4 Unit News Benefits Article

Oct / Nov 2014

It’s open enrollment time again. Everyone

should have received your 2015 Health Care

packet. Review everything carefully. If you do

not have any changes, do nothing. This is your

only time to enroll or drop the Dental and/ or

Vision Plans. If you have 18 to 28 year old de-

pendents, you must complete the 2015 applica-

tion form even if they were covered in 2014. Al-

ways save the 2015 Members Guide for refer-

ence.

This is the time to apply for the health care

premium discount, if you qualify. Eligibility is

based on your total income. See page 37 in the

members guide for the income amounts. All

forms must be returned by October 31, 2014 if

you have changes.

All premiums for 2015 are included in the

Members Guide except the AARP/UHC Supple-

mental plan premiums. The AARP/UHC in-

creases for 2015 effective for Ohio April 1, 2015

4


President’s Report Greetings,

It would seem by the weather, that fall has ar-

rived a bit early this year. It even had an effect

on the picnic this year. Cooler than normal tem-

peratures and an overcast day could not keep our

members away. We had approximately 103 peo-

ple in attendance. I feel that we had a very suc-

cessful picnic this year. We were able to eat out-

side. But a rain shower forced us into the shelter

house for the raffle.

So many people are involved every year that

make the picnic what it is. Bill Wells has been in

charge of the picnic for many years and even

though he was unable to attend this year, he

made sure everything was set up before he left

town. Neil Studebaker and Joe Keefer worked

the grills, and kept everyone supplied with

hotdogs and brats. The covered dishes and des-

serts were provided by the wives and I appreciate

their time and effort.

Bill Wells asked for help with door prizes this

year, and I passed this on to our members at our

meetings and in the newsletter. I was afraid we

would come up short this year. But our members

came thru in style, donating items and canvasing

local merchants for donations. Forrest Bennett

always does a fine job. Each year he handcrafts

wooden items as gifts and then hits the street for

donations. This year he also got 24 gift cards do-

nated by three different pizza shops. PaPa Johns,

Donato’s and Domino’s Pizza. Please support

the businesses that help to support us. Gary

Siniff was responsible for a donation of a gift

card from Nancy’s Diner. Jim Smith donated

several firefighter leather belts. Thanks to

C.M.E. Credit Union for the generous donation

of beach mats, insulated coolers and can cozies.

George Thomas provided a very nice gift of

clothing items from Pierce. Lee Curry brought in

two boxes of items he donated from his military

and fire collection. Thank you to the F.F. VFW

and Ron Casto for the donation of beer. Also,

Barry Tresner for everything he does to help,

from beer delivery to helping with setup.

My daughter, Katie Houghton who donated

two gift bags filled with Bath and Body items.

She also donated her time, to help out with what-

ever we needed. Thanks kid!! She’s a great

daughter. Columbus Firefighters Local 67 donat-

ed a large box of men’s and ladies clothing to be

raffled off. Thanks to President Jack Reall and

F.F. Steve Hennosy for their assistance. I cannot

account for all the gifts we had donated, so

thanks to everyone who helped out.

Jim McVey and Dale Miller collected money

for the meals and sold rosters. Gary and Helen

Siniff sold tickets for the raffle and for the 50/50

drawing. Special thanks to Charlie Campbell,

Steve Clemons and Steve Hennosy who were

very helpful with making all the arrangements at

Firemen’s Park. Thanks to John Rees for the

photos that he took at the picnic.

We also had the new rosters printed in time to

have for the picnic. Thanks to Cecil Goodrich,

Terry Hetzer and Jerry Mason for their help with

the new rosters. Jerry Mason proof read the new

roster and assisted with the needed corrections.

Cecil just had surgery a few weeks before the

picnic. He still buckled down and worked hard to

have them ready in time. Thanks to Cecil, we all

are: Plan L 1.3 %, Plan B 1.3% and Plan F 1.2%.

Ohio Police &Fire subsidies effective April 1,

2015 for each plan will be: Member Subsidy

$102.19, Pre 1986 Spouse Subsidy $68.13, Post

1986 Spouse Subsidy $34.06. All premiums are

also posted on the 4 Unit Web Site on the Bene-

fits Page.

Because there is still some confusion about

enrolling in AARP/UHC Supplemental Plans

when members are turning 65 years of age

AARP/UHC will contact members who are

within 30 days of their eligibility expiration date.

We are still trying to get an appeal process for

members who miss the deadline. Always read

any mailings with the UHC/OP&F Logos and

AARP mailings that may apply to you.

Gary Siniff 4 Unit Benefits Officer

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4 UNIT MEETING DATES November 5 February 4 December 3 March 4

January 7, 2015 April 1

hope you are recovering well. To anyone who

wants a roster, if you are able, please pick them

up at a meeting. The cost stayed the same this

year @ $5.00. When we have to mail them, it

costs us $1.12 last time I checked. We could use

this money for more important things. We also

only had 400 printed, so we could run out!!!! If

you want one, don’t wait too long.

I know that I have probably forgot to thank

someone, if so please forgive me. As you can see

it takes many people for us to make the picnic

happen every year. If you see someone whose

name is listed here, thank them for their time.

Because without them we could not continue to

have the picnic.

We have once again been invited to visit the

Columbus Division of Fire Training Academy, to

see some of the new equipment used for training,

visit with the recruits and have lunch. Date will

be October 7, 2014. At 10:00 am please arrive

approx. 15 minutes early. Fraternally, Gary Church, President 4 Unit.

Past 4 Unit President Jim Smith and his wife, Mar-sha enjoy the picnic with another retiree couple.

Retirees Bob Smith, Pete Stanley, Pete’s grandson, Bill Brobst and others enjoying the picnic

Barry Tresner dispenses the sudsy stuff at the pic-nic with a lot of thirsty customers waiting to get their glasses filled.

4 Unit - New Life Members for 2015

Charles Burkhart Frank D. Reeves

Richard Callahan Arline J. Ries

Monna R. McCabe Frank Shirley

Malcolm E. Pennell Faye A Taylor

Eileen Perdew

A married Irishman went into the confessional and said

to his priest, “I almost had an affair with another woman.”

The priest said, “What do you mean, almost?” The Irish-

man said, “Well, we got undressed and rubbed together,

but then I stopped.” The priest said, “Rubbing together is

the same as putting it in. You’re not to see that woman

again. For your penance, say five Hail Mary’s and put $50

in the poor box.” The Irishman left the confessional, said

his prayers, and then walked over to the poor box. He

paused for moment and then started to leave. The priest,

who was watching, quickly ran over to him saying, “I saw

that. You didn’t put any money in the poor box!” The

Irishman replied, “Yeah, but I rubbed the $50 on the box,

and according to you, that’s the same as putting it in!”

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2015 FIRE DEPARTMENT POCKET

CALENDARS $5.00 TO ORDER CALL:CHERI WEILER (614) 231-9779

DECEMBER 1 Don Brunton 2 Julia Bricker Jon Cleary Anna Hart Robert Keefer Marguerite Seagle 3 Ernest Van Hoose 4 Albert Allen Margaret Boso Artie Rookard Rodney Storts William Zugschwert 5 Charles Easter III 6 Bernard Rothe 7 Bruce Sutton 8 Nolan Coey Larry McCord James Papenbrock 9 Betty Boham James Igo 11 Juanita Fussnecker Ward Young 12 William Adams Andrew Barga John Barrett Rick Boham Terry Sanders Philip Wright 13 Brian Willison 14 David Stiles Thomas Wake 15 Don Deuschle 16 Joe Diamico Kenneth Searls 17 Paul Baier Dorothy D’Amico 18 Charles Coey John Delewese Terry Hetzer 19 Richard Decpt Thomas Huston 20 William Guerard Joseph Pishitelli 22 Russell Cellar Robert Dunning Mary Herold David Thompson 23 Judy Barry Bernard Nance Rudy Touvell Jeffrey Williamson

25 Robert Barcus James Crandall Carol Yochum 26 Dennis Such 28 Bobby Britford Ronald Dutton 30 Steven Atwood 31 Malcolm Pennel Virginia Temple JANUARY 1 Leona Bauermeister Robert Herold Ethel Moody 2 Donald Lee Robert Sowers, Sr Howard White, Jr. 3 William Brobst Michael Widner 4 Helen Siniff 5 May Alston Dorothy Litsinberger Krista Pfeifer Patricia Thurston 6 Nancy Cavener Wayne Daniels Larry Fitzpatrick Arthur Susi, Jr. 8 Daryle Oakes 10 Frederick Dorsch 11 Carl Lawhorn 12 Joyce Curran Robert Schmidt 13 John Knight 14 Greg Collier William Kauble Edward Seeger 15 Nancy Love Lawrence Schreller John Sherman 16 Timothy Close Robert Smith 20 Ruby Knootz Neil Mills 21 Betty Mackert Wayne McCloud, Jr. Fred Seeger 22 Floyd McCoy Cliff Wiley 24 Francis Moore Betty Wooten 25 Arthur Ballantyne Jerry Brewster 26 Richard Murphy William Rich Raymond Trucco 27 Mary Durfee Gary Hunter Theodore Porter Daniel Smith 28 Joseph Beshara

29 Rose Cave Frank Henderson George Wolf

30 Arline Reis Monte Robinson

4 UNIT WOMEN (Wives & widows)

We invite all 4 Unit Women to our group

luncheon/meetings held on the 1st Wednesday of

each month.

Time: 11:00 am Location: MCL Cafeteria,

Westerville. Come and join us for friendship,

food and fun!

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GOOD AND WELFARE Through 9/25/2014

Jim Zeisler, Wayne and Jeannie Bloomfield, Carol Rees, Paul Peterson and Jim Thum.

SICK LIST:

Mike Snodgrass

Steve Mills

Bill Keller

Henry Baldwin

Neil Mills

Cecil Goodrich

Clarence Galleher

ASSISTED LIVING:

Robert Slupe

Laurels of Worthington

1030 High St.

Worthington, OH 43085

Art Rankin

The Woodlands at Eastland

2469 Kimberly Parkway East

Columbus, OH 43232

John Callahan

Forum at Knightsbridge

4590 Knightsbridge Blvd.

Columbus, OH 43214

Paul Wright

Rockmill Rehab Center

3680 Dolson Ct. Room 140

NW Carroll, Ohio 43112

PT’d to 4 Unit:

Loren K. Goen, Retired FF Col’s 8/26/14

Robert J. Shivley, Retired Capt. Col’s 9/7/14

Retirees check over the door prizes on display.

Helen Siniff, Terry Hetzer and Dale Miller handle registration and sell tickets.

Mike Melfi and Bob Clemons finishing off their picnic meal at one of the outdoor tables.

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Recognized in

Business First

as one of “Columbus’

Top Fee Based

Financial Planners”

Two Years in a Row

Awarded

“Winners Circle”

Top Financial Advisors

by Commonwealth

Financial Network

Your Partner in Sound Financial Strategies Wealth Management Risk Management

Retirement Planning Estate Planning Securities and Advisory Services offered through Commonwealth Financial Network,

Member FINRA/SIPC, a Registered Investment Advisor.

1 According to Columbus Business First Magazine in 2008 and 2009, based upon Assets Under Management

2 Winner’s Circle is a distinction attained by advisors affiliated with CFN. Those who qualify for this 2012 honor

were part of the top 12% of advisors at Commonwealth in 2011.

3600 Olentangy River Road

Columbus, OH 43214

Office (614) 310-2400

Fax (614) 310-2402

[email protected]

Gwen Gloeckner Financial Consultant and Principal

www.gloecknerfinancial.com

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2015 CENTRAL OHIO RETIRED FIREFIGHTERS - 4-UNIT 2015 F/F or Widow

Name__________________________________________________________________ DOB____________

Address___________________________________ City_______________________St.____Zip_________

Tele (____)-__________________Date Retired___________ Retired From:_________________________

Spouse’s Name _____________ DOB____ Email Address:__________________________________

4-Unit dues- - C.O. R. F. 10.00 ( )

State dues------P. F. R O. 25.00 ( ) Make Check payable to 4-Unit C.O.R.F. for dues in the

Donation to 4-Unit News ( ) amount of $35.00, plus any other options selected and

Decals 4-Unit 1.00/ea. ( ) Mail to: Jerry Mason,

Decals State P.F.R.O. 1.00/ea. ( ) 2232 Lynx Run,

2015 4 Unit Roster 5.00/ea. ( ) North Port, FL 34288

TOTAL PAID $___________ (By using this application you do not have to pay any other dues.)

PLEASE ENCLOSE A SELF ADDRESSED ENVELOPE with your application or your

MEMBERSHIP CARD and/or DECALS WILL NOT BE MAILED BACK TO YOU.

ROSTERS ORDERED WILL BE SENT OUT BY A SEPARATE MAILING.

** Your dues are due each year on/or before January 1st. Be sure to fill in all

information requested, as it is all important. Be sure to include a

self addressed envelope. Mail them back to me at the address listed above

and I will process it for you.

**The first year for DROP members and new retirees is free.**

Modern technology

comes to 4 Unit Picnic.

John Rees brought his

drone with attached cam-

era to the picnic so he

could take aerial photo-

graphs of the gathering.

To the right is one of his

photographs.

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4 Unit News 2232 Lynx Run, North Port, FL 34288

Presorted Standard U.S. Postage

PAID Columbus, OH

Permit No. 5964

Investments

Insurance

Financial Planning

Specializing in the unique

Financial Planning needs of

Firefighters and Police Officers

RYAN P. BONAVENTURA, AAMS

Investment Representative

(513) 598-2400

[email protected]

Call or email for a complimentary meeting

Over the phone or in person.

Pension Maximization Strategy

“Independent Thinking”

Retirement Planning

Working in Columbus and Cincinnati area

Securities offered through LPL Financial, Member FINRA/SIPAC. Investment advice offered through Advantage Investment Man-

agement, a registered investment advisor. Advantage Investment Management and Sounders Financial Group are separate entities

from LPL Financial.

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