22 nd January, 2008 1 A.P. SMART CARD PROJECT 22 nd January. 2008 Department of Rural Development...
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Transcript of 22 nd January, 2008 1 A.P. SMART CARD PROJECT 22 nd January. 2008 Department of Rural Development...
22nd January, 2008
1
A.P. SMART CARD PROJECT
A.P. SMART CARD PROJECT
22nd January. 2008
Department of Rural Development Government of Andhra Pradeshovernment of Andhra Pradesh
Welcome to the Rajasthan Team
22nd January, 2008
2
A.P. SMART CARD PROJECT
OUTLINE OF PRESENTATION
Pilot - Features
Key- processes
Roles
Pilot - Coverage
Scaling up strategy
Status of scaling up
22nd January, 2008
3
A.P. SMART CARD PROJECT
Pilot- important features
Pilot in 6 mandals of Warangal district & in 2 mandals
of Karimnagar distict.
Disbursements thru smart cards for two schemes –
SSP & NREGS.
Steering Committee with RBI & Department of RD.
Infrastructure cost shared by the Government & the
Banks.
GOAP pays 2% service charges .
GP level disbursement.
CSP is the Village Organisation.
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A.P. SMART CARD PROJECT
Key- processes
1. Enrolment
Department gives list of beneficiaries – SSP &
NREGS.
Concerned bank / Financial institution conducts an
enrolment camp in the village.
GPs, VOs assist in identification of beneficiaries.
6/ 10 finger prints, photo and other details of the
beneficiary captured.
An account will be opened.
Contd..
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A.P. SMART CARD PROJECT
Key- processes
2. Preparation and issue of Smart Card.
Data collected during enrolment is encrypted on
the card including biometric. (Encrypted Java
smart card with 32 KB memory).
Card is delivered to the beneficiary in the village
within three weeks.
Contd..
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A.P. SMART CARD PROJECT
Key- processes
3. Business Correspondent & Customer Service Provider
(CSP)
Bank / FI appoints a business correspondent.
BC appoints CSP at the village level.
Training to BC/CSP.
Required hardware like Finger print reader, printer,
mobile phone etc., are positioned in the village.
BC delivers service( payments) at GP level.
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A.P. SMART CARD PROJECT
Key- processes
4. Fund flow
Government issues instructions to the Banks / FI
authorising payment.
List of beneficiaries and authorised amount will be
given.
Individual account of beneficiary is credited.
Cash is delivered in the village to CSP.
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A.P. SMART CARD PROJECT
Key- processes
5. Disbursements
BC /CSP sits at pre-designated government
premises usually GP building etc.
Beneficiary approaches with card.
Card is inserted in the card reader and identity of
beneficiary is established.
Based on the a/c balance of the beneficiary as
displayed on the screen, cash is paid.
A receipt is generated in duplicate.
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A.P. SMART CARD PROJECT
Key- processes
6. Data uploading
CSP / BC uploads data of disbursements daily.
MIS report an progress of disbursement is
submitted to Government.
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A.P. SMART CARD PROJECT
Role of GoAP
Formation of State and District Implementation
Committee for overall coordination & supervision.
Orientation to govt. officials and public
representatives.
Issue list of beneficiaries under NREGS & SSP to the
banks.
Facilitate awareness campaign in all villages
Facilitate VOs in identification of customer service
providers
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A.P. SMART CARD PROJECT
Role of Banks
Finalsing TPs and BCs.
Conduct enrolment camps at village level.
Facilitate BC to appoint, train and enter into contract
with CSPs.
Open SB account and issue Smart Card to
beneficiaries.
Credit pensions / wages to the account of the
beneficiaries and disbursement at village level.
Maintaining centralized database and provide MIS
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A.P. SMART CARD PROJECT
Pilot coverage
Warangal Karimnagar Total
Villages covered 150 52 202
Beneficiaries covered
24,517 29,553 54,070
Payments made ( Rs. In lakhs)
258.06 127.58
385.64
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A.P. SMART CARD PROJECT
Technology (M/s Fino)
11001000…
Image
TemplateCode
Receipt Generation Slot
Receipt Generation Slot
Slot to capture thumb print
Slot to capture thumb print
Slot to insert Operator / Customer card
Slot to insert Operator / Customer card
Arrow Key for starting the device
Arrow Key for starting the device
F buttonF button
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A.P. SMART CARD PROJECT
Technology (M/s Little World ) Based on new generation Near Field Communications (NFC) mobile
phones; contact-less RFID smart cards and integrated biometrics.
Alternate option of attaching fingerprint scanner + card reader to a PC or PoS.
Can also be deployed on PCs - by adding a NFC card reader + fingerprint scanner (both USB peripherals costing about Rs. 6000)
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A.P. SMART CARD PROJECT
Beneficiaries with smartcard
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A.P. SMART CARD PROJECT
Biometric verification
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A.P. SMART CARD PROJECT
Issuing of receipt
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A.P. SMART CARD PROJECT
Disbursement through smartcard
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A.P. SMART CARD PROJECT
Warangal - SSP Coverage
Mandal Bankpensioners
Enrollcards
issued
Disb, through card
Manually
disb.
Total disb.
No.
Amount disb. lakhs
Paying
since
Dharmasagar SBI 5917 5753 5161 4873 37 4910 57.30May
’07
Raghunathapally
Axis 3782 3686 3367 3068 47 3115 36.08May
’07
Hanumakonda
UBI 4200 4072 3650 3397 92 3489 38.83May
’07
Station Ghanapur
APG
VB7023 6653 6258 5613 86 5699 53.01
June
;07
Gheeskonda AB 3978 3901 3704 3437 14 3451 33.50June
,07
Raiparthy SBH 4565 4491 3996 3636 29 3665 38.90June
‘07
Total 29465 28556 26136 24024 305 24329 257.62
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A.P. SMART CARD PROJECT
Warangal - NREGS coverage
Mandal BankTotal
beneficiaries
Enrollcards
issued
Disb, through card
Total disb.
No.
Amount
disb. Lakhs
Dharmasagar SBI 9234 6866 4077 125 125 0.29
Raghunathapally Axis 10446 8989 1792 17 17 0.04
Hanumakonda UBI 3030 2884 2553 46 46 0.11
Station Ghanapur APGVB 12121 10251 2948 0 0 0
Gheeskonda AB 5662 5492 333 0 0 0
Raiparthy SBH 6173 4072 1771 0 0 0
TotalTotal 4666646666 3856538565 1347413474 188188 188188 0.440.44
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A.P. SMART CARD PROJECT
Pilot districts - Karimnagar.
(2) mandals in Karimnagar district with a private
agency M/s Financial Information Network and
Operations Ltd., (FINO).
•Thimmapur
•Sirsilla
Started in 5 GPs on 1st July with pension payment.
Wages under NREGS paid in the entire Thimmapuram
mandal on 13th Aug. 2007.
After the pilot, the bank model will be adopted.
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A.P. SMART CARD PROJECT
Covered in 2 mandals ( Thimmapur and Sirsilla)
SchemeTotal Benf.
EnrolledCard
Issued
Total No. of benf.
Disbursed
Amount Disbursed
(Rs. In lakhs)
SSP 5617 3459 3366 5428 40.76
NREGS 25897 7457 6972 24125 86.82
Total 31514 10916 10338 29553 127.58
Karimnagar
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A.P. SMART CARD PROJECT
Strategy for Scaling up
Infrastructure to be provided by banks.
Government to bear 2% service charges.
To begin with, two schemes, SSP & NREGS
disbursements to be taken up.
Other services will get added on subsequently.
Service area approach.
Phase I districts- Warangal, Karimnagar, Medak,
Mahaboobnagar, Chittoor & East Godavari.
22nd January, 2008
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A.P. SMART CARD PROJECT
Thank youhttp://www.rd.ap.gov.in
http://www.ssp.ap.gov.in
http://nrega.ap.gov.in