2013/Birla Sun Li… · Index All About Mutual Funds 01 Investment Outlook 02 All Product Labeling...

IndexAll About Mutual Funds 01

Investment Outlook 02

All Product Labeling Disclosures 04

Savings Solutions 08

Birla Sun Life Cash Plus 09

Birla Sun Life Cash Manager 10

Birla Sun Life Savings Fund 11

Birla Sun Life Ultra Short Term Fund 12

Birla Sun Life Dynamic Bond Fund 13

Birla Sun Life Medium Term Plan 14

Birla Sun Life Income Plus 15

Birla Sun Life Short Term Fund 16

Birla Sun Life Floating Rate Fund - Long Term Plan 17

Birla Sun Life Floating Rate Fund - Short Term Plan 18

Birla Sun Life Gilt Plus 19

Birla Sun Life Government Securities Fund 20

Birla Sun Life Short Term Opportunities Fund 21

Birla Sun Life Enhanced Arbitrage Fund 22

Regular Income Solutions 23

Birla Sun Life Monthly Income 24

Birla Sun Life MIP 25

Birla Sun Life MIP II - Wealth 25 Plan 26

Birla Sun Life MIP II - Savings 5 Plan 27

Wealth Creation Solutions 28

Birla Sun Life Frontline Equity Fund 29

Birla Sun Life Top 100 Fund 30

Birla Sun Life Index Fund 31

Birla Sun Life Equity Fund 32

Birla Sun Life Advantage Fund 33

Birla Sun Life Pure Value Fund 34

IndexBirla Sun Life Long Term Advantage Fund 35

Birla Sun Life ‘95 Fund 36

Birla Sun Life Asset Allocation Fund 37

Birla Sun Life Midcap Fund 38

Birla Sun Life Small & Midcap Fund 39

Birla Sun Life Dividend Yield Plus 40

Birla Sun Life MNC Fund 41

Birla Sun Life Infrastructure Fund 42

Birla Sun Life India GenNext Fund 43

Birla Sun Life New Millennium Fund 44

Birla Sun Life Buy India Fund 45

Birla Sun Life India Opportunities Fund 46

Birla Sun Life Special Situations Fund 47

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP) 48

Birla Sun Life International Equity Fund - Plan A 49

Birla Sun Life International Equity Fund - Plan B 50

Birla Sun Life Gold ETF 51

Birla Sun Life Gold Fund 52

Birla Sun Life India Reforms Fund 53

Tax Savings Solutions 54

Birla Sun Life Tax Relief ‘96 55

Birla Sun Life Tax Plan 56

Close Ended Scheme Performance 57

Fund Manager Wise Scheme Performance 58

Funds at a Glance 59

Investment Objective 63

Dividend History 65

Industry Allocation 67

01

All About Mutual Funds

What is the way then to help you achieve your financial needs and goals? The answer can be mutual funds. Here are a few things about mutual funds that you must know in order to benefit from them:

What are mutual funds?A mutual fund is a professionally managed collective investment scheme that pools money from many investors. This money is then invested in stocks, bonds, short-term money market instruments, and/or other securities.

Types of mutual fundsMutual funds can broadly be classified as open ended or close ended. While open ended funds are available for subscription and repurchase on a continuous basis and do not have a fixed maturity period, close ended funds are open for subscription only during a specified period at the time of launch of the scheme and have a stipulated maturity period. The funds can further be classified according to the investment objective as:

• Growth or equity funds: The aim of growth funds is to provide capital appreciation over medium to long term. Such schemes normally invest a major part of their corpus in equities and have comparatively high risks.• Debt funds: The objective of debt funds is to generate steady returns while aiming to preserve your capital. They invest only in fixed income instruments like company bonds, debentures, government securities etc.• Balanced funds: These funds invest in both equity and debt in varying proportions. So, their average returns and risk profile also fall some where in between growth and debt funds.

How do mutual funds score over equities? Unlike equity Investments, mutual fund investments do not

require you to analyze and track companies and the ways of the market. Also they can help them stay less affected by the fall in the prices of one particular stock as their returns are derived by overall performance of various stocks that the Mutual Fund invests in.

What’s the right time to buy and sell mutual funds?The right time to buy mutual funds is when the prices of the funds are low or falling. However, the holding period should be determined by the market conditions ideally. For eg. in growth funds a greater holding period can offer greater chance to benefit.

What are SIPs?A systematic investment plan allows you to invest in a fund at regular intervals rather than a lump sum one time amount. SIPs are based on the principle of rupee cost averaging which can help make a fall in scheme’s NAV work to the investor’s advantage. When the NAV falls because of a fall in the market, SIP can help accumulate more units at lower rates while restraining them from going overboard in a rising market by giving fewer units at those higher levels. Further, by staying invested for a long period of time, they may also profit from the appreciation in equities tend to show over the long term.

How do I select the right mutual funds?While choosing a mutual fund, it’s important to keep your objectives, risk appetite and investment budget in mind. You should also keep in mind the performance of the fund over the last couple of years and check the exit load charged by a particular scheme which is charged as a percentage of NAV and has the effect of reducing returns by that amount.

By keeping these simple things in mind, you can make mutual fund investments that can work to your advantage and help in realizing your financial goals.

Rising expenses, children’s education, unexpected emergencies and finally retirement – the demands on people’s money seem to be ever-rising. And savings alone may not prove to be enough to meet them all. Making judicious investments though can make their money work harder. However, most people are reluctant to invest as they find it very puzzling. More so, they don’t have the time to monitor the stock markets.

02

Investment OutlookEquity Investment Outlook

Indian equity markets consolidated the gains made over previous month. After touching multi year highs during the month, the Sensex settled 1.2% lower. The market moves were driven by Capital Goods, Metals, Power and Auto sectors; while, Consumer Durables, FMCG, Healthcare and Oil & Gas names ceded ground. The broader market continued to move up as Small Cap and Mid Cap indices rose 3 to 4%.Markets continued to receive foreign portfolio flows with FIIs being net purchasers of equities to the extent of $1.35bn in comparison to $2.5bn over last month and $1.5 bn over Nov’12. In contrast Mutual Funds have been forced sellers to the extent of Rs. 1295 Crs (last month (Nov 13): - Rs. 4017 Crs; Nov’12: - Rs. 2409 Crs) driven by outflows from equity funds.Domestic economic momentum was subdued with the IIP growth stagnating at 2%. This was a result of weak Mfg. (0.6%), even as Electricity (+12.9% vs. 12.4% est.) and Mining (3.3% vs. -0.2% est.) improved. Inflation data continues to stand stubbornly in the way of rate cuts as Oct’13 WPI and CPI came at 7% and 10.1% respectively.The silver lining was the GDP growth for the second quarter of current fiscal year which printed at 5.6% (based on expenditure method), driven primarily by improvement in net exports (-6.6% of GDP vs -11% of GDP in Q2 FY13) and a slight leg up in fixed capital formation (GFCF: +2.6% YoY). In terms of activity,

Agriculture (+4.6%) and Industry (+2.3%) picked up while Services (+5.9% vs 7.6%) slowed down. Further, India’s Manufacturing PMI rose to 51.3 in November, 13 from 49.6 in October, 13, above the expansion/contraction threshold of 50 and led by a pickup in output and new orders. These are can be considered initial signs of a cycle recovery finding its feet on ground.Economic recovery can lead to significant recovery in corporate earnings as revenue grows faster, margins expand with positive operative leverage and profits rise quicker than nominal GDP. This would lead to earnings catching up with the nominal GDP trend after 4 years of lagging behind.Equity returns should ride the strength of earnings growth recovery as along with earnings upside, valuation multiples normalize. In such a situation key cyclical sectors like Banking & Finance, Auto, Capital Goods etc can delivery substantial outperformance. Markets don’t need a major event – the ongoing economic recovery should help the market scale higher in the next year or so. One factor which could decisively take it higher would be elections and the run up to the elections as expectations of a stable government at the centre are built up. We have seen in the past that for the market to sustain at higher levels, country needs business confidence and that will come in only when there is a perception of a stable Government at the Centre. State elections could provide some indications towards that and possibly lead the markets higher.

Macro Outlook The Indian economy has been challenged on many fronts in the last 2 years – a dramatic slowdown in growth, elevated price inflation and unsustainable external imbalances. A slowdown in growth normally results in both inflation moderation and correction in external imbalances but till a few months ago both did not occur in India. Inflation, especially consumer price inflation has remained close to 10% while we experienced a 30 year high CAD of 4.8% of GDP in FY13.The good news is that macro-economic forces resulting from our growth slowdown are finally taking effect. India’s trade deficit has narrowed considerably to ~$10bn in the last 5 months (June-Oct 2013) indicating the concerns regarding high current account deficit are largely behind us. To put the improvement in trade deficit in context, CAD should moderate to ~3% of GDP in FY14 and may fall further to ~1% of GDP in FY15. Not surprisingly, the central bank governor gave a speech titled “No Fundamental Reason for Rupee Volatility” last week. Another indication of the reduced currency risk has been that INR has remained stable in the 61-64 range for the last 1 month despite RBI allowing Oil Marketing Companies (OMC’s) to buy dollars in the open markets. Yes, concerns regarding “Fed Tapering” can result in short-term volatility in INR but we are close to resolving our fundamental issue of high external deficits.The second macro-economic risk of high inflation has also started exhibiting positive signals. If one looks through the spike in vegetable prices, arguably temporary in nature, then CPI ex vegetables has fallen below 8% while WPI ex vegetables is close to 5.5%. As a result of moderation in pricing power of industrial companies, WPI manufacturing inflation (65% of WPI) has fallen to a 4 yr low of ~2%. In other words, a key reason why CPI and WPI inflation remain high is due to food and, especially, vegetable prices. As the impact of the above average monsoon plays out, and vegetable prices mean revert, both headline WPI and CPI should moderate over the upcoming months.While inflation and currency risks are fading, GDP growth is also bottoming out. A key reason for the economic slowdown has been slowdown in our investment cycle. As of October 2013, CCI has resolved bureaucratic hurdles for 3.5 trillion worth of projects and hopefully, economic growth will recover as these projects are activated over next 6-12 months. We expect growth to bottom out over the next 1-2 quarters in the 4.5-5% range and then pick-up in FY15. Already, as a result of the pick-up in agricultural and industrial growth, Q2 FY14 GDP came in above expectations at 4.8% versus 4.4% in Q1 FY14.To a large extent the robustness of the recovery will be dependent on a more business friendly government that can spend its fresh political capital in taking bold economic decisions.Credit Outlook In line with the economic scenario, credit conditions remain challenging. Credit growth, which had seen some signs of revival in the last two months has again moderated to around 15.4% in November’13. If credit growth doesn’t pick up in remainder of the year, corporate spreads might get tighter. At the same time,

Debt Investment Outlook

since large part of the lending community is grappling with asset quality issues, spreads between ‘good’ and ‘not-so-good’ borrowers have also widened. Such an environment augurs well for selective bottom-up credit selection which allows to capture mispricing offered on the credit curve, a strategy which is being deployed in our accrual funds.

Source: RBI, Bloomberg

Market Outlook and Portfolio PositioningWhile RBI made two gestures in the past to assure markets that OMOs remain on the cards if required, but in a crucial month of November 13 when supply of GOIs was heavy, RBI conducted only one OMO chiefly in short dated securities. This along with indecision on inclusion in Global bond indices caused unprecedented damage to bond yields in a matter of time as bonds sold off to 9% plus levels. At 9% plus bonds are trading at attractive levels compared to historical perspective however in the absence of clear triggers ahead; volumes in the markets are slowly drying up indicating lackluster interest of traders and investors. Given that OMOs are on sidelines for now and that CAD has been contained, the fresh triggers for the markets could be as follows;a) RBI moving towards repo as an operative rate b) Inflation prints turning benign as we move towards March 14 and into FY15 c) Government curtailing its spending and building surplus moving towards March 14 and thus may be forcing RBI to do OMOs However, risk such as any slippage in government borrowing and earlier than normal tapering by US Fed can still keep markets on it toes. Since CAD problem is now nipped in the bud, we believe that focus of RBI will incrementally shift to growth-Inflation dynamics. Here again while GDP growth is turning around mildly but even inflation is turning benign barring the impact of high inflationary items like vegetables. Going forward we believe that above normal monsoon and abatement in vegetable price inflation shall bode well for inflation prints.

03

Savings SolutionsWhat are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you tax-efficient returns.

Who can benefit from Saving Solutions?

This is an ideal solution for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

Regular Income SolutionsWhat are Regular Income Solutions?

Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions?

This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk. (Regular income is not assured & is subject to availability of distributable surplus.)

Wealth Creation SolutionsWhat are Wealth Creation Solutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

These solutions can be ideal for investors who are planning for future expenses, like higher education of children, marriage, buying a home etc.These solutions are available in the range of aggressive to conservative options to suit the needs of the investor.

Tax Savings SolutionsWho can benefit from Tax SavingsSolutions?

Tax saving is important, especially when investors can save up to ` 30,900 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1 lakh.But, wealth creation is also important. Isn’t it? That’s why this solution is ideal for investors who would like to create wealth along with tax saving.Tax savings of ` 30,900 is calculated assuming qualifying amount of deduction is ` 1 lakh & investor falls in the top income tax slab of 30% & includes applicable cess. Investors are advised to consult their tax advisor in view of individual nature of tax benefits.Further, Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

What are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

04

All Product Labeling DisclosuresWEALTH CREATION SOLUTIONS

Name of Scheme This product is suitable for investors who are seeking*:Birla Sun Life Frontline Equity Fund (An Open ended Growth Scheme)

long term capital growth• investments in equity and equity related securities, diversified across various industries in line with the benchmark index, • S&P BSE 200high risk • ▄ (BROWN)

Birla Sun Life Top 100 Fund (An Open ended Growth Scheme)

long term capital growth• investments in equity and equity related securities of top 100 companies as measured by market capitalisation• high risk • ▄ (BROWN)

Birla Sun Life Index Fund (An Open ended Index Linked Scheme)

long term capital growth• investments in stocks in line with CNX Nifty and / or in exchange traded derivatives on the CNX Nifty to generate • comparable returns, subject to tracking errors. high risk • ▄ (BROWN)

Birla Sun Life Equity Fund (An Open ended Growth Scheme)

long term capital growth• investments in equity and equity related securities• high risk • ▄ (BROWN)

Birla Sun Life Advantage Fund (An Open ended Growth Scheme)


Birla Sun Life Pure Value Fund (An Open ended Diversified Equity Scheme)

long term capital growth• investments in equity and equity related securities by following value investing strategy.• high risk • ▄ (BROWN)

Birla Sun Life Long Term Advantage Fund (An Open ended Diversified Equity Scheme)


Birla Sun Life ’95 Fund (An Open ended Balanced Scheme)

long term capital growth and income• investment predominantly in equity and equity related securities as well as debt and money market instruments• high risk • ▄ (BROWN)

Birla Sun Life Asset Allocation Fund – Aggressive Plan (An Open ended Fund of Funds Scheme)

long term capital growth and income• investments in basket of equity and debt mutual fund schemes• high risk • ▄ (BROWN)

Birla Sun Life Asset Allocation Fund – Moderate Plan (An Open ended Fund of Funds Scheme)

long term capital growth and income• investments in basket of equity and debt mutual fund schemes• medium risk • ▄ (YELLOW)

Birla Sun Life Asset Allocation Fund – Conservative Plan (An Open ended Fund of Funds Scheme)

long term capital growth and income• investments in basket of debt and equity mutual fund schemes• medium risk • ▄ (YELLOW)

Birla Sun Life Midcap Fund (An Open ended Growth Scheme)

long term capital growth• investments primarily in mid cap stocks• high risk • ▄ (BROWN)

Birla Sun Life Small & Midcap Fund (An Open ended Small and Mid Cap Equity Scheme)

long term capital growth• investments predominantly in equity and equity related securities of companies considered to be small and midcap.• high risk • ▄ (BROWN)

Birla Sun Life Dividend Yield Plus (An Open ended Growth Scheme)

long term capital growth• investments in equity and equity related securities of companies having relatively high dividend yield• high risk • ▄ (BROWN)

Birla Sun Life MNC Fund (An Open ended Growth Scheme)

long term capital growth• investments primarily in equity and equity related securities of multinational companies (MNCs)• high risk • ▄ (BROWN)

Birla Sun Life Infrastructure Fund (An Open ended Growth Scheme)

long term capital growth• investments in equity and equity related securities of companies that are participating in the growth and development of • Infrastructure in Indiahigh risk • ▄ (BROWN)

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.Note : Risk is represented as:

(BLUE) Investors understand thattheir principal will be at low risk

(YELLOW) Investors understand that their principal will be at medium risk

(BROWN) Investors understand thattheir principal will be at high risk

05

Name of Scheme This product is suitable for investors who are seeking*:Birla Sun Life India GenNext Fund (An Open ended Growth scheme)

long term capital growth• investments in equity and equity related securities of companies that are expected to benefit from the rising consumption • patterns in India fuelled by high disposable incomes high risk • ▄ (BROWN)

Birla Sun Life New Millennium Fund (An Open ended Growth Scheme)

long term capital growth• investments in equity and equity related securities with a focus on investing in IT, media, telecom related and other • technology enabled companieshigh risk • ▄ (BROWN)

Birla Sun Life Buy India Fund (An Open ended Growth Scheme)

long term capital growth• investments in equity and equity related securities of companies driven by India’s large population and inherent • consumption patterns with focus on consumer and healthcare sectorshigh risk • ▄ (BROWN)

Birla Sun Life India Opportunities Fund (An Open ended Growth Scheme)

long term capital growth• investments in equity and equity related securities of companies that seek to leverage India’s competitive advantages in • global outsourcing theme.high risk • ▄ (BROWN)

Birla Sun Life Special Situations Fund (An Open ended Diversified Equity Scheme)

long term capital growth• investments in equity and equity related securities by following investment strategy that would take advantage of Special • Situations like buy backs, open offers, demerger etc. & contrarian investment style.high risk • ▄ (BROWN)

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)(An Open ended Growth Scheme)

long term capital growth• investments in stocks of Agri commodity companies, i.e., companies engaged in or focusing on the Agri business, whether • issued in India or overseashigh risk • ▄ (BROWN)

Birla Sun Life International Equity Fund-Plan A (An Open ended Diversified Equity Scheme)

long term capital growth• investments predominantly in equity and equity related securities in the international markets• high risk • ▄ (BROWN)

Birla Sun Life International Equity Fund-Plan B (An Open ended Diversified Equity Scheme)

long term capital growth• investments in equity and equity related securities in the domestic market (65 to 75%) and in international markets (25 to • 35%) high risk • ▄ (BROWN)

Birla Sun Life Gold ETF (An Open ended Gold Exchange Traded Fund)

returns that are in line with the performance of gold over long term, subject to tracking errors.• investments in physical gold of 99.5% purity (fineness)• high risk • ▄ (BROWN)

Birla Sun Life Gold Fund (An Open ended Fund of Fund Scheme)

returns in line with performance of Birla Sun Life Gold ETF (BSL GETF) over long term• investments predominantly in units of Birla Sun Life Gold ETF. BSL GETF invests in physical gold of 99.5% purity • (fineness)high risk • ▄ (BROWN)

Birla Sun Life India Reforms Fund (An Open ended Equity Scheme)

long term capital growth• investments in equity and equity related securities of companies expected to benefit from the economic reforms, PSU • divestment and increased government spendinghigh risk • ▄ (BROWN)





All Product Labeling Disclosures

06

REGULAR INCOME SOLUTIONS

Name of Scheme This product is suitable for investors who are seeking*:Birla Sun Life Monthly Income (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term• investments in debt and money market instruments as well as equity and equity related securities [upto 15%]• medium risk • ▄ (YELLOW)

Birla Sun Life MIP (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term.• investments in debt and money market instruments as well as equity and equity related securities [upto 15%].• medium risk • ▄ (YELLOW)

Birla Sun Life MIP II - Wealth 25 Plan (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term• investments in debt and money market instruments as well as equity and equity related securities [20-30%]• medium risk • ▄ (YELLOW)

Birla Sun Life MIP II - Savings 5 Plan (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term• investments in debt and money market instruments as well as equity and equity related securities [0-10%]• medium risk • ▄ (YELLOW)

SAVINGS SOLUTIONSBirla Sun Life Cash Plus (An Open ended Liquid Scheme)

reasonable returns with high levels of safety and convenience of liquidity over short term• investments in high quality debt and money market instruments with maturity of upto 91 days only• low risk • ▄ (BLUE)

Birla Sun Life Cash Manager (An Open ended Income Scheme)

reasonable returns with convenience of liquidity over short term• investments in a basket of debt and money market instruments of very short maturities• low risk • ▄ (BLUE)

Birla Sun Life Savings Fund (An Open ended Short Term Income Scheme)

reasonable returns with convenience of liquidity over short term• investments in debt and money market instruments• low risk • ▄ (BLUE)

Birla Sun Life Ultra Short Term Fund (An Open ended Short Term Income Scheme)

reasonable returns with convenience of liquidity over short term• investments in debt and money market securities with relatively low levels of interest rate risk• low risk • ▄ (BLUE)

Birla Sun Life Dynamic Bond Fund (An Open ended Income Scheme)

income with capital growth over short term• investments in actively managed portfolio of high quality debt and money market instruments including government • securities.low risk • ▄ (BLUE)

Birla Sun Life Medium Term Plan (An Open ended Income Scheme)

income with capital growth over medium to long term• investments in debt and money market instruments• medium risk • ▄ (YELLOW)

Birla Sun Life Income Plus(An Open ended Income Scheme)

income with capital growth over medium to long term• investments in a combination of debt and money market instruments including government securities of varying maturities• medium risk• ▄ (YELLOW)

Birla Sun Life Short Term Fund (An Open ended Income Scheme)

income with capital growth over short term• investments in debt and money market instruments.• low risk • ▄ (BLUE)

Birla Sun Life Floating Rate Fund - Long Term Plan (An Open ended Income Scheme)

income with capital growth over short term• investments in a mix of fixed and floating rate debt and money market instruments• low risk • ▄ (BLUE)

Birla Sun Life Floating Rate Fund - Short Term Plan(An Open ended Income Scheme)

reasonable returns with convenience of liquidity over short term• investments in debt and money market instruments with maturity of upto 91 days only• low risk • ▄ (BLUE)

Birla Sun Life Gilt Plus - Liquid Plan (An Open ended Government Securities Scheme)

income with capital growth over short term• investments exclusively in Government Securities• low risk • ▄ (BLUE)






07

Name of Scheme This product is suitable for investors who are seeking*:Birla Sun Life Gilt Plus - PF Plan (An Open ended Government Securities Scheme)

income with capital growth over medium to long term• investments exclusively in Government Securities• low risk • ▄ (BLUE)

Birla Sun Life Gilt Plus - Regular Plan (An Open ended Government Securities Scheme)

credit risk-free returns based on their own view on interest rate scenario over short to medium term • investments in a portfolio of Central Government securities of around 10 year average maturity.• low risk • ▄ (BLUE)

Birla Sun Life Government Securities Fund - Long Term Plan (An Open ended Gilt Scheme)

income with capital growth over medium to long term• investments exclusively in Government Securities• low risk • ▄ (BLUE)

Birla Sun Life Government Securities Fund - Short Term Plan (An Open ended Gilt Scheme)

income with capital growth over short term• investments exclusively in Government Securities• low risk • ▄ (BLUE)

Birla Sun Life Short Term Opportunities Fund (An Open ended Income Scheme)

income with capital growth over short to medium term• investments in debt and money market instruments with short to medium term maturities across the credit spectrum within • the investment grademedium risk • ▄ (YELLOW)

Birla Sun Life Enhanced Arbitrage Fund (An Open ended Equity Scheme)

income over short term• investments in equity and equity related securities including derivatives for taking advantage from the price differentials/• mis-pricing prevailing for stock/index in various segments (Cash & Futures)low risk • ▄ (BLUE)

TAX SAVINGS SOLUTIONS

Birla Sun Life Tax Relief ‘96 (An Open Ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

long term capital growth• investments in equity and equity related securities, with tax benefit under section 80C, subject to eligibility • high risk • ▄ (BROWN)

Birla Sun Life Tax Plan (An Open ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

long term capital growth• investments in equity and equity related securities, with tax benefit under section 80C, subject to eligibility • high risk • ▄ (BROWN)

#Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that Fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future. Investors are advised to consult their tax advisor in view of individual nature of tax implication.

CLOSE ENDED SCHEMES - PRODUCT LABEL

Birla Sun Life Capital Protection Oriented Fund - Series 3, 4, 7 & 8 (A Close ended Capital Protection Oriented Scheme)

capital protection and capital appreciation linked to equity market at the end of medium / long term tenure• investments in highest rated debt and money market instruments maturing on or before the tenure of the scheme and • exposure to derivative instruments (long call options)low risk • ▄ (BLUE)

Birla Sun Life Capital Protection Oriented Fund - Series 9 (A Close ended Capital Protection Oriented Scheme)

capital protection and capital appreciation linked to equity market at the end of medium / long term tenure• investments in highest rates debt and money market instruments maturing on or before the tenure of the scheme and • equity and equity related securitieslow risk • ▄ (BLUE)






08

Savings Solutions

What are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you tax-efficient returns.

Who can benefit from SavingSolutions?

This is an ideal solution for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

Benefits of Savings Solutions:

Make Inflation work in your favour: Inflation affects your returns from any investment including mutual funds. But, in case of savings solutions, you can use it to your advantage - through indexation - which can help you reduce the amount on which you have to pay tax. You can benefit from indexation, if investing for more than 1 year. Please consult your tax advisor on how to take advantage of indexation.

Aim to preserve your money: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe.

Aim to provide Liquidity: If you need to withdraw your money, all you have to do is submit a redemption slip and your money is normally credited to your bank account within one working day. You may also opt for an online redemption facility offered by many fund houses for added convenience.

Tax-efficient returns: You can earn returns in the form of monthly / quarterly dividends etc. which are completely tax-free in your hands. A dividend distribution tax of 28.325% is applicable and is deducted by the fund house.

There are various savings solutions available depending on the time period that you would like to invest for: a. 1 day to 3 months b. 3 to 6 months c. 6 months to 1 year d. 1 year +

The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013.

Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

Birla Sun Life Cash Plus

What is it?A fund that aims to provide the convenience of a savings account with the opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Fund Details

As on November 29, 2013

Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: June 16, 1997Nature of the scheme: An Open-ended Liquid Scheme

NAV of Plans / Options (`)^ Retail PlanGrowth: 324.4696 Dividend: 163.6940 Institutional PlanGrowth: 332.7111 Dividend: 108.0230 Weekly Dividend: 108.0680 Regular Plan$

Growth: 199.5379 Daily Dividend: 100.1950 Weekly Dividend: 100.2250 Direct Plan$ Growth: 199.6127 Daily Dividend: 100.1950 Weekly Dividend: 100.2250Dividend: 106.5213

Benchmark: CRISIL Liquid Fund Index

Quarterly Average AUM: ` 12,530.85 Crores(as on 30th September 2013)

Load Structure (as % of NAV)Entry Load: NilExit Load: Nil

Other Parameter Modified Duration : 0.11 yearsYield to Maturity: 9.49%Standard DeviationRetail Plan: 0.30%Institutional Plan: 0.30%Regular Plan: 0.30%

09

SAVINGS SOLUTIONS

^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Plus has been changed from `.10/- to `.100/- effective from October 07, 2011

Date of Inception: June 16, 1997 NAV Per Unit. *

(`)

Birla Sun Life Cash Plus (%)

CRISIL Liquid

Fund Index # (%)

CRISIL 1Year T-BillIndex ##

(%)

Value of Standard Investment of ` 10000 in

Birla Sun Life Cash Plus (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T-Bill

Index ## (`)

Since inception till September 30, 2013 (CAGR) 100.0000 7.39 N/A N/A 31967 N/A N/A

September 30, 2012 to September 30, 2013 (Absolute) 294.6833 8.48 8.59 5.70 10848 10859 10570



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 91. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Rating Profile of Portfolio

Issuer % to net Assets Rating Issuer % to net Assets Rating

Government of India 15.31% SOV Mahindra & Mahindra Financial Services Ltd 3.05%CRISIL A1+,CRISIL AA+

Housing Development Finance Corporation Ltd 6.79% CRISIL AAA,ICRA A1+ Sesa Sterlite Ltd 2.28% CRISIL A1+

Axis Bank Ltd 6.10% CRISIL A1+ Tata Capital Financial Services Ltd 2.06% ICRA A1+

Indian Oil Corporation Ltd 4.44% ICRA A1+ Steel Authority of India Ltd 2.04% CARE A1+

Canara Bank 4.30% CRISIL A1+ Kotak Mahindra Bank Ltd 1.78% CRISIL A1+

Top Ten Portfolio Holdings

Note:Standard Deviation is calculated on annualised basis using 1 year history of monthly returns, source: MFI Explorer.

Investment Performance - Retail Plan - Growth NAV as on September 30, 2013: ` 319.6739

$These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com

52.73%

22.57%

15.31% 7.72% 0.90% 0.77%

AAA Cash & Current Assets

SOV Unrated

Below AA AA

10

Birla Sun Life Cash Manager


Fund Details


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception:Retail Plan: May 14, 1998Institutional Plan: September 27, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)^Regular Plan$

Growth: 299.3249 Daily Dividend: 100.2933 Weekly Dividend: 100.1456Institutional PlanGrowth: 209.4727 Daily Dividend: 100.2105 Weekly Dividend: 100.1513 Direct Plan$

Growth: 301.5655 Daily Dividend: 100.3629 Weekly Dividend: 100.1517

Benchmark: CRISIL Short Term Bond Fund Index


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: NilOther ParameterModified Duration: 0.26 yearsYield to Maturity: 9.76%Standard Deviation:Regular Plan: 0.66%Institutional Plan: 0.64%

SAVINGS SOLUTIONS

^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Manager has been changed from `.10/- to `.100/- effective from October 07, 2011



Government of India 11.65% SOV Power Finance Corporation Ltd 4.63% CRISIL AAA

Tata Capital Financial Services Ltd 11.16% CARE AA+,CRISIL AA+,ICRA A1+,ICRA AA+ South Indian Bank Ltd 4.05% CARE A1+

Housing Development Finance Corporation Ltd 7.32% CRISIL AAA,ICRA A1+ Kotak Mahindra Prime Ltd 3.48% CRISIL A1+,CRISIL AA+

Shapoorji Pallonji & Co Ltd 6.61% ICRA A1+ Vodafone India Ltd 3.37% CRISIL A1+

Shriram Transport Finance Company Ltd 4.65% CARE AA+,CRISIL AA Tata Motors Finance Ltd 3.26% CRISIL AA-


Note:Standard Deviation is calculated on annualised basis using 3 years history of monthly returns, source: MFI Explorer.

Date of Inception: May 14, 1998 NAV Per Unit. *

(`)

Birla Sun Life Cash

Manager (%)

CRISIL Short Term Bond Fund

Index # (%)


(%)


Birla Sun Life Cash Manager

(`)

CRISIL Short Term Bond Fund Index # (`)

CRISIL 1 Year

T-Bill Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 91. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Investment Performance - Regular Plan - Growth NAV as on September 30, 2013: ` 294.6486


51.45%

20.67%

11.65% 11.03% 5.21%

AAA AA

SOV Cash & Current Assets

Below AA

11

Birla Sun Life Savings Fund


Fund Details

Fund Manager: Mr. Kaustubh GuptaManaging Fund Since: July 15, 2011Total Experience: 5 yearsDate of inceptionRetail Plan: November 27, 2001Institutional Plan: April 16, 2003Nature of the scheme: An Open-ended Short Term Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 230.5419 Daily Dividend: 100.2963 Weekly Dividend: 100.2332 Regular Plan$

Growth: 238.0822 Daily Dividend: 100.2970 Weekly Dividend: 100.2333Direct Plan$




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: Nil

Other ParameterModified Duration: 0.30 yearsYield to Maturity: 9.72%Standard DeviationRetail Plan: 0.63%Regular Plan: 0.62%

SAVINGS SOLUTIONS


^The Face Value per unit of all the plans/ options under Birla Sun Life Savings Fund has been changed from `.10/- to `.100/- effective from October 07, 2011

Date of Inception: Nov 27, 2001 NAV Per Unit. *

(`)

Birla Sun Life Savings

Fund (%)


Index # (%)


(%)


Birla Sun Life Savings Fund (`)


CRISIL 1Year T-Bill

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Kaustubh Gupta is 91. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



Housing Development Finance Corporation Ltd 13.92% CRISIL AAA,ICRA A1+ Kotak Mahindra Prime Ltd 3.88% CRISIL A1+,CRISIL AA+

Power Finance Corporation Ltd 11.51% CRISIL AAA Tata Capital Financial Services Ltd 3.83% ICRA A1+,ICRA AA+

Sesa Sterlite Ltd 7.41% CRISIL A1+ Small Industries Dev Bank of India 3.76% CARE AAA

Government of India 5.64% SOV L&T Finance Ltd 3.10% CARE A1+

Piramal Enterprises Ltd 4.22% ICRA A1+ IDFC Ltd. 2.69% ICRA AAA,IND AAA





64.91%

14.76%

12.29% 5.64%

1.37% 0.54% 0.49%

AAA Cash & Current AssetsAA SOVBelow AA IND AAAIND AA+

12

Birla Sun Life Ultra Short Term Fund

What is it?A fund that aims to provide the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits)

Fund Details


Fund Manager: Mr. Kaustubh Gupta & Mr. Lokesh MallyaManaging Fund Since: September 29, 2009Total Experience: 5 years & 5 yearsDate of inception: April 19, 2002Nature of the scheme: An Open-ended Short Term Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 224.6422 Daily Dividend: 100.2470 Fortnightly Dividend: 104.1865 Regular Plan$

Growth: 149.4888 Daily Dividend: 100.2478 Weekly Dividend: 101.8303 Fortnightly Dividend: 103.3404Direct Plan$

Growth: 149.5738 Daily Dividend: 100.2481 Weekly Dividend: 101.8310 Fortnightly Dividend: 103.3436


Quarterly Average AUM: ` 543.50 Crores(as on 30th September 2013)

Load Structure (as % of NAV) (Incl. for SIP)Entry Load : NilExit Load : For redemption / switch- out of units within 365 days from the date of allotment: 0.25% of applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: Nil

Other ParameterModified Duration: 0.25 yearsYield to Maturity: 9.64%Standard Deviation: 0.57%

SAVINGS SOLUTIONS

Date of Inception: April 19, 2002 NAV Per Unit. *

(`)

Birla Sun Life Ultra

Short Term Fund (%)


Index # (%)


(%)


Birla Sun Life Ultra

Short Term Fund (`)


CRISIL 1 Year

T-Bill Index ## (`)

Since inception till September 30, 2013 (CAGR) 100.0000 7.16 6.64 5.37 22075 20885 18216




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 91. Total Schemes managed by Mr. Lokesh Mallya is 2. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

^The Face Value per unit of all the plans/ options under Birla Sun Life Ultra Short Term Fund has been changed from `.10/- to `.100/- effective from October 07, 2011



IDBI Bank Ltd 14.75% CRISIL AA+ Vodafone India Ltd 4.46% CRISIL A1+

National Bank For Agriculture and Rural Development 14.49% CRISIL AAA LIC Housing Finance Ltd 4.02% CRISIL AAA

Government of India 7.41% SOV Export Import Bank of India 2.68% CRISIL AAA

Power Finance Corporation Ltd 6.72% CRISIL AAA Housing Development Finance Corporation Ltd 1.34% CRISIL AAA

Small Industries Dev Bank of India 6.70% CARE AAA

Top Portfolio Holdings




40.40%

37.43%

14.75% 7.41%

AAA Cash & Current Assets AA SOV

13

Birla Sun Life Dynamic Bond Fund

What is it?An income solution that aims to generate optimal returns through active management by capturing positive price and credit spread movements.

Fund Details

Fund Manager: Mr. Maneesh DangiManaging Fund Since: September 12, 2007Total Experience: 11 yearsDate of inception: September 27, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 20.5955 Monthly Dividend: 10.2980 Quarterly Dividend: 11.1234Direct Plan$

Growth: 20.6645Monthly Dividend: 10.2311 Quarterly Dividend: 11.1736

Benchmark: CRISIL Short Term Bond Fund Index (w.e.f 27 May, 2013)


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 180 days from the date of allotment: 0.50% of applicable NAV. For redemption / switch-out of units after 180 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS


Date of Inception: Sept 27, 2004 NAV Per Unit. *

(`)

Birla Sun Life Dynamic Bond Fund

(%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Dynamic

Bond Fund (`)


CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Maneesh Dangi is 1. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



Government of India 20.68% SOV Sesa Sterlite Ltd 3.72% CRISIL A1+

Power Finance Corporation Ltd 14.44% CRISIL A1+,CRISIL AAA,ICRA AAA State Government Securities 3.72% SOV

Housing Development Finance Corporation Ltd 8.94% CRISIL AAA,ICRA A1+ Shriram Transport Finance Company Ltd 3.53% CARE AA+,

CRISIL AA

Tata Motors Finance Ltd 5.99% CRISIL AA-,ICRA A1+ LIC Housing Finance Ltd 2.96% CRISIL AAA

Kotak Mahindra Prime Ltd 5.51% CRISIL A1+,CRISIL AA+ Indiabulls Housing Finance Ltd 2.64% CARE AA+




$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com

44.65%

24.40%

16.41% 9.54%

4.80% 0.20%

AAA SOV

AA Below AA

Cash & Current Assets IND AA-


RHC Holding Pvt Ltd 10.62% CARE A1(SO) Indiabulls Housing Finance Ltd 5.59% CARE AA+

Tata Motors Finance Ltd 8.57% CRISIL AA- Tata Housing Development Co Ltd 5.56% ICRA AA

Prime Publishing Private Ltd 7.63% BWR A-(SO) RKN RETAIL PVT. LTD 4.54% BWR A-(SO)

DLF Ltd 5.90% ICRA A Mandava Holdings Private Limited 4.12% BWR AA+ (SO)

IL&FS Transportation Networks Ltd 5.59% ICRA A Kotak Mahindra Bank Ltd 4.12% CRISIL A1+

14

Birla Sun Life Medium Term Plan

What is it?An income scheme that aims to optimize returns by identifying mispriced credit opportunities in medium term securities in the market and then selectively investing in them.

Fund Details


Fund Manager: Rohit Murarka Managing Fund Since: January 02, 2013Total Experience: 7 yearsDate of inception: March 25, 2009Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan$

Growth: 14.7083 Quarterly Dividend: 10.5784 Half Yearly Dividend: 10.7444 Dividend: 10.9028 Institutional PlanGrowth: 14.2793 Quarterly Dividend: 10.5521 Half Yearly Dividend: 10.7456 Direct Plan$

Growth: 14.7712 Quarterly Dividend: 10.6600 Half Yearly Dividend: 11.0313 Dividend: 10.9446

Benchmark: CRISIL AA Short Term Bond Index (w.e.f May 27, 2013)


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch- out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 1.50 yearsYield to Maturity: 11.02%Standard Deviation:Institutional Plan: 2.10%

SAVINGS SOLUTIONS

Date of Inception: Mar 25, 2009 NAV Per Unit. *

(`)

Birla Sun Life Medium

Term Plan (%)

CRISIL AA Short

Term Bond Index #

(%)

CRISIL 10Year GiltIndex ##

(%)


Birla Sun Life Medium

Term Plan (`)

CRISIL AA Short

Term Bond Index # (`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Rohit Murarka is 1. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.






45.81%

26.26%

22.43% 4.94% 0.55%

Below AA AA


SOV

15

Birla Sun Life Income Plus

What is it?A fund that invests in a combination of bonds and Government securities of varying maturities from time to time with an aim to optimize returns.

Fund Details


Fund Manager: Mr. Prasad DhondeManaging Fund Since: January 11, 2010Total Experience: 11 yearsDate of inception: October 21, 1995Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 52.8444 Quarterly Dividend: 12.1226 Direct Plan$

Growth: 53.1618 Quarterly Dividend: 12.2615

Benchmark: CRISIL Composite Bond Fund Index


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: For redemption / switch-out of units within 180 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 180 days from the date of allotment: Nil.


SAVINGS SOLUTIONS

Date of Inception: Oct 21, 1995 NAV Per Unit. *

(`)

Birla Sun Life Income

Plus (%)

CRISIL Composite Bond Fund

Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Income Plus (`)

CRISIL Composite Bond Fund Index # (`)

CRISIL 10Year Gilt

Index## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



Government of India 54.34% SOV Tata Sons Ltd 0.35% CRISIL AAA

State Government Securities 26.70% SOV Reliance Gas Transportation Infrastructure Ltd 0.18% CRISIL AAA

Hindalco Industries Ltd 5.98% CRISIL AA+ ICICI Bank Ltd 0.05% CRISIL AAA

Aditya Birla Nuvo Ltd 1.68% ICRA AA+ IDBI Bank Ltd 0.04% CRISIL AA+

Power Finance Corporation Ltd 0.45% CRISIL AAA





81.04%

10.24% 7.69% 1.03%

SOV Cash & Current Assets AA AAA

16

Birla Sun Life Short Term Fund(erstwhile Birla Sun Life Income Fund. Name changed w.e.f February 01, 2012)

What is it?A moderate income scheme that invests in diversified portfolio of debt and money market instruments of short to medium term maturity which can offer superior levels of yields at relatively lower levels of risk.

Fund Details


Fund Manager: Mr. Prasad DhondeManaging Fund Since: July 01, 2011Total Experience: 11 yearsDate of inception: March 3, 1997Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 45.6788 Dividend: 10.0974 Monthly Dividend: 11.7886Direct Plan$

Growth: 45.7296 Dividend: 10.1765 Monthly Dividend: 11.7933

Benchmark: CRISIL Short Term Bond Fund Index (w.e.f May 27, 2013)


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For Redemption / Switch- out of units within 30 days from the date of allotment: 0.50% of applicable NAV. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

Date of Inception: March 3, 1997 NAV Per Unit. *

(`)

Birla Sun Life Short Term Fund

(%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Short Term Fund

(`)


CRISIL 10Year Gilt

Index ## (`)



September 29, 2011 toSeptember 28, 2012 (Absolute) 37.5617 10.73 9.21 8.03 11073 10921 10803


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



National Housing Bank 15.14% CARE AAA,CRISIL AAA,FITCH AAA State Government Securities 7.24% SOV

LIC Housing Finance Ltd 14.50% CARE AAA,CRISIL AAA Rural Electrification Corporation Ltd 4.46% CARE A1+,CRISIL AAA

Housing Development Finance Corporation Ltd 12.58% CRISIL AAA,ICRA AAA Indian Overseas Bank 3.68% ICRA A1+

Power Finance Corporation Ltd 11.90% CRISIL A1+,CRISIL AAA,ICRA AAA

National Bank For Agriculture and Rural Development 3.16% CRISIL AAA

IDFC Ltd. 8.05% ICRA AAA Export Import Bank of India 3.01% CRISIL AAA


Note:Standard Deviation is calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.



79.64%

7.24% 6.27% 5.06% 1.79%

AAA SOV

Cash & Current Assets AA

IND AAA

17

Birla Sun Life Floating Rate Fund - Long Term Plan

What is it?A fund that aims to generate income by investing substantially into floating rate debt/money market instruments.

Fund Details


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: June 05, 2003Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 214.7282 Weekly Dividend: 100.1115 Regular Plan$

Growth: 148.3524 Daily Dividend: 100.3952 Weekly Dividend: 100.1135Direct Plan$ Growth: 148.5592 Daily Dividend: 100.3918 Weekly Dividend: 100.1156



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For Redemption / Switch- out of units within 30 days from the date of allotment: 0.25% of applicable NAV. For Redemption / Switch- out of units after 30 days from the date of allotment : Nil **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Long Term Plan has been changed from ` 10/- to ` 100/- effective from October 07, 2011


(`)

Birla Sun Life Floating Rate Fund - Long Term Plan (%)

CRISIL Liquid

Fund Index # (%)

CRISIL 1Year T - Bill

Index ## (%)


Birla Sun Life Floating

Rate Fund - Long

Term Plan (`)

CRISIL Liquid

Fund Index # (`)


Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 91. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.


Issuer % to net Assets Rating Issuer % to net Assets RatingNational Bank For Agriculture and Rural Development 14.26% CRISIL AAA Sesa Sterlite Ltd 4.34% CRISIL A1+

Shriram Transport Finance Company Ltd 11.68% CRISIL AA Kotak Mahindra Prime Ltd 4.30% CRISIL AA+

Housing Development Finance Corporation Ltd 11.68% CRISIL AAA,ICRA A1+

Cholamandalam Investment and Finance Company Ltd 3.65% IND AA-

Small Industries Dev Bank of India 7.13% CARE A1+ LIC Housing Finance Ltd 3.30% CARE AAA

Power Finance Corporation Ltd 6.18% CRISIL AAA,ICRA AAA Bank of Baroda 1.81% ICRA A1+





53.86%

24.72%

15.98% 3.65% 1.79%


AA IND AA-

SOV

18

Birla Sun Life Floating Rate Fund - Short Term Plan

What is it?A fund that provides the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Fund Details


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: June 05, 2003Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)^Retail PlanGrowth: 204.2333 Daily Dividend: 100.0150 Weekly Dividend: 103.9271 Regular Plan$

Growth: 165.5727 Daily Dividend: 100.0200 Weekly Dividend: 100.2527 Direct Plan$




Load Structure (as % of NAV)Entry Load: NilExit Load**: Nil ** Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


SAVINGS SOLUTIONS

^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Short Term Plan has been changed from `.10/- to `.100/- effective from October 07, 2011


(`)

Birla Sun Life Floating Rate Fund - Short Term

Plan (%)

CRISIL Liquid

Fund Index # (%)


Index ## (%)


Birla Sun Life Floating

Rate Fund - Short

Term Plan (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T - BillIndex ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 91. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



Government of India 7.43% SOV Kotak Mahindra Prime Ltd 3.31% CRISIL A1+

Axis Bank Ltd 7.05% Housing Development Finance Corporation Ltd 3.29% CRISIL AAA,ICRA A1+

Kotak Mahindra Bank Ltd 5.15% Sesa Sterlite Ltd 2.80% CRISIL A1+

Indiabulls Housing Finance Ltd 4.71% CRISIL A1+ ICICI Bank Ltd 2.33%

Canara Bank 4.67% CRISIL A1+ JM Financial Products Ltd 1.95% CRISIL A1+





44.45%

31.70%

14.53% 7.43%

1.63% 0.27%

Cash & Current Assets AAA

Unrated SOV

AA Below AA

19

Birla Sun Life Gilt Plus

What is it?A fund that aims to generate income and capital appreciation by investing exclusively in Government Securities.


Fund Manager: Mr. Prasad DhondeManaging Fund Since: July 01, 2011Total Experience: 11 yearsDate of inception: October 12, 1999Nature of the scheme: An Open-ended Government Securities SchemeNAV of Plans / Options (`) Liquid Plan:Regular Plan Growth: 27.6845 Daily Dividend: 10.0100 Weekly Dividend: 10.0263Quarterly Dividend: 10.8796 Annual Dividend Option: 10.8993Direct Plan$ Growth: 27.7477 Daily Dividend: 10.0110 Annual Dividend: 11.0396 Quarterly Dividend: 10.9413PF Plan:Regular Plan Growth: 30.9463 Quarterly Dividend: 10.8364 Direct Plan$ Growth: 31.0268 Quarterly Dividend: 10.9330 Regular Plan:Regular Plan Growth: 35.9926 Quarterly Dividend: 11.7994 Direct Plan$ Growth: 36.0830 Quarterly Dividend: 11.8437 Benchmark: Liquid Plan: I-Sec SI-BEXPF Plan: I-Sec LI-BEXRegular Plan: I-Sec LI-BEXQuarterly Average AUM:Liquid Plan: ` 183.26 CroresPF Plan: ` 34.06 CroresRegular Plan: ` 80.29 Crores(as on 30th September 2013)Load Structure (as % of NAV) (Incl .for SIP)Liquid Plan, Regular Plan & PF Plan - Quarterly / Annual DividendEntry Load: NilExit Load: NilPF PlanEntry Load: NilExit Load**: For redemption / switch-out of units within 90 days from the date of allotment: 0.50% of applicable NAV. For redemption / switch-out of units after 90 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other Parameter Modified Duration: Liquid Plan: 0.08 yearsPF Plan: 6.94 years Regular Plan: 6.13 years Yield to Maturity: Liquid Plan: 8.70%PF Plan: 9.06%Regular Plan: 8.70% Standard Deviation: Liquid Plan: 0.76%PF Plan: 4.97%Regular Plan: 4.42%


Top Portfolio Holdings - Liquid PlanIssuer % to net Assets Rating Issuer % to net Assets RatingCash & Current Assets 53.05% 8.32% GOI (MD 02/08/2032) 42.72% SOV91Days Tbill (MD 13/02/2014) 46.95% SOV 8.24% GOI (MD 15/02/2027) 23.11% SOV

8.62% Tamil Nadu SDL (MD 20/02/2023) 20.94% SOVCash & Current Assets 13.23%

Top Portfolio Holdings - PF Plan

SAVINGS SOLUTIONS

Liquid Plan PF Plan Regular Plan


Issuer % to net Assets Rating8.83% GOI (MD 25/11/2023) 96.06% SOVCash & Current Assets 3.94%

Top Portfolio Holdings - Regular Plan

Fund Details


(`)

Birla Sun Life Gilt Plus- Liquid Plan

(%)

I-Sec SI-BEX # (%)

CRISIL 1 Year

T-Bill Index ## (%)


Birla Sun Life Gilt

Plus - Liquid Plan (`)

I-Sec SI-BEX # (`)

CRISIL 1 YearT-Bill Index

## (`)





Investment Performance - Liquid Plan - Regular Plan - Growth NAV as on September 30, 2013: ` 27.2824


(`)

Birla Sun Life Gilt Plus- PF

Plan (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Gilt Plus- PF Plan (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)





Investment Performance - PF Plan - Regular Plan Growth NAV as on September 30, 2013: ` 30.3169


(`)

Birla Sun Life Gilt Plus -

Regular Plan (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Gilt

Plus- Regular Plan (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)






Investment Performance - Regular Plan - Regular Plan - Growth NAV as on September 30, 2013: ` 36.0681


53.05% 46.95%

Cash & Current Assets SOV

86.77% 13.23%


96.06%

3.94%


Birla Sun Life Government Securities Fund

What is it?A fund that aims to generate current income consistent with the portfolio invested exclusively in Government Securities.


Fund Details

Fund Manager: Mr. Prasad DhondeManaging Fund Since: October 03, 2012Total Experience: 11 yearsDate of inception: October 28, 1999Nature of the scheme: An Open-ended Gilt Scheme

NAV of Plans / Options (`)Long Term Plan:Regular PlanGrowth: 34.3771 Half Yearly Dividend: 10.7172 Direct Plan$ Growth: 34.5041 Dividend: 11.0928Short Term Plan:Regular PlanGrowth: 23.2239 Daily Dividend: 10.0031 Direct Plan$ Growth: 10.5150

Benchmark:Long Term Plan: I-Sec LI-BEXShort Term Plan: I-Sec SI-BEX

Quarterly Average AUM:Long Term Plan : ` 528.12 CroresShort Term Plan : ` 1.40 Crores(as on 30th September 2013)

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**:Long Term Plan: 1% if redeemed / switched out within 365 days from the date of allotment.Short Term Plan: Nil **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other ParameterModified Duration:Long Term Plan: 6.92 yearsShort Term Plan: 0.00 yearsYield to Maturity:Long Term Plan: 9.06%Short Term Plan: 8.50%Standard Deviation:Long Term Plan: 4.96%Short Term Plan: 0.46%


Issuer % to net Assets Rating Issuer % to net Assets Rating9.20% GOI (MD 30/09/2030) 24.81% SOV Cash & Current Assets 100.00%8.32% GOI (MD 02/08/2032) 24.50% SOV9.5% Gujrat SDL (MD 11/09/2023) 19.85% SOV8.24% GOI (MD 15/02/2027) 16.94% SOV8.83% GOI (MD 25/11/2023) 9.89% SOVCash & Current Assets 2.51%8.92% Tamilnadu SDL (MD 08/08/2022) 0.96% SOV8.62% Maharashtra SDL (MD 20/02/2023) 0.55% SOV

Top Portfolio Holdings - Long Term Plan Top Portfolio Holdings - Short Term Plan

SAVINGS SOLUTIONS


(`)

Birla Sun Life

Government Securities

Fund - Long Term Plan

(%)

I-Sec LI-BEX # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life


Fund - Long Term Plan

(`)

I-Sec LI-BEX # (`)


(`)





20


Investment Performance - Long Term Plan - Regular Plan - Growth NAV as on September 30, 2013: ` 33.8221


(`)

Birla Sun Life


Fund - Short Term Plan

(%)

I-Sec SI-BEX # (%)


Index ## (%)


Birla Sun Life


Fund - Short Term Plan (`)

I-Sec SI-BEX

# (`)

CRISIL 1Year T - BillIndex ## (`)






Investment Performance - Short Term Plan - Regular Plan - Growth NAV as on September 30, 2013: ` 22.9148

Long Term Plan Short Term Plan


100.00%

Cash & Current Assets

97.49%

2.51%


21

Fund Details


Fund Manager: Mr. Lokesh Mallya & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 5 years & 7 yearsDate of inception: May 09, 2003Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)*Regular Plan$

Growth: 19.8650 Dividend: 12.7044 Quarterly Dividend: 10.6075 Institutional PlanGrowth: 14.5817 Dividend: - Direct Plan$ Growth: 19.9651 Dividend: 12.7624 Quarterly Dividend: 10.6872 *the dividend options under the scheme have been renamed w.e.f July 02, 2012. Please refer addendum no. 28/2012 dated June 29, 2012 for further details.

Benchmark: CRISIL AA Short Term Bond Index (w.e.f May 27, 2013)


Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: For redemption / switch- out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: Nil ** Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.


Note:Standard Deviation Is calculated on Annualised basis using 3 years history of monthly returns, source: MFIExplorer.



Shapoorji Pallonji & Co Ltd 8.31% ICRA A1+ Jyothy Laboratories Ltd 6.07% CARE AA-

Godrej Consumer Products Ltd 7.86% ICRA AA Tata Housing Development Co Ltd 5.79% ICRA AA

Shriram Transport Finance Company Ltd 7.15% CARE AA+,CRISIL AA Small Industries Dev Bank of India 5.72% CARE AAA

TRIL Infopark Ltd (TATA Realty SPV) 6.96% BWR A(SO) Reliance Utilities & Power Pvt Ltd 5.68% CARE AAA(SO)

Aditya Birla Finance Ltd 6.20% ICRA AA Indiabulls Housing Finance Ltd 4.54% CARE AA+



(`)

Birla Sun LifeShort Term

OpportunitiesFund (%)

CRISIL AA Short

Term Bond Index #

(%)


Index ## (%)


Birla Sun LifeShort Term

OpportunitiesFund (`)

CRISIL AA Short

Term Bond Index # (`)


Index## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Lokesh Mallya is 2. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



Birla Sun Life Short Term Opportunities Fund

SAVINGS SOLUTIONSWhat is it?A scheme that focuses on enhancing the portfolio returns by identifying and selectively investing in mispriced credit opportunities in the market.

46.07%

26.17%

11.17%

10.51% 6.07%

AA AAA

Below AA Cash & Current Assets

CARE AA-

22

Birla Sun Life Enhanced Arbitrage Fund

What is it?A fund that aims to generate income by investing in equity and equity related instruments and take advantage of the price differentials or mis-pricing prevailing in a stock or index.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: Dec 05, 2011Total Experience: 15 yearsDate of inception: July 24, 2009Nature of the scheme: An Open-ended Equity Scheme

NAV of Plans / Options (`)Regular Plan Growth: 13.3302Dividend: 13.0179 Direct Plan$

Growth: 13.3933 Dividend: 13.0513 Benchmark: CRISIL Liquid Fund Index



SAVINGS SOLUTIONS

Date of Inception: July 24, 2009 NAV Per Unit. *

(`)

Birla Sun Life

Enhanced Arbitrage Fund (%)

CRISIL Liquid

Fund Index # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life

Enhanced Arbitrage Fund (`)

CRISIL Liquid

Fund Index # (`)

S&P BSE SENSEX

## (`)




September 30, 2010 to September 30, 2011 (Absolute) 10.3629 9.21 7.77 -18.01 10921 10777 8199

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Issuer % to net Assets Issuer % to net Assets

Reliance Capital Ltd 5.94% Punjab National Bank 5.81%

Housing Development Finance Corporation Ltd 5.89% Lupin Ltd 5.80%

Maruti Suzuki India Ltd 5.87% Indusind Bank Ltd 5.14%

Reliance Industries Ltd 5.85% Yes Bank Ltd 3.80%

Tata Steel Ltd 5.83% United Spirits Ltd 3.19%




23

Regular Income Solutions

What are Regular IncomeSolutions?

Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions?

This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk.(Regular income is not assured & is subject to availability of distributable surplus.)

Benefits of Regular Income Solutions:

They aim to preserve your money & provide regular income: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe in order to generate regular income for you.

They aim to fight Inflation: A small part is invested in equity i.e. stocks of Indian companies to help you stay ahead of inflation.

Tax-efficient Returns: You may opt for a monthly dividend option where, in addition to the growth of your invested amount, a portion of the same comes to you as monthly income which is given in the form of dividends. These dividends are completely tax-free in your hands!

A dividend distribution tax of 28.325% is applicable and is deducted by the fund house.

The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013.

Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits

Wherever mentioned, Regular Income / Second Income / Monthly Dividend is not assured and is subject to availability of distributable surplus. The Financial Solution (Regular Income Solution) statedabove is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

24

Birla Sun Life Monthly Income (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)

What is it?A fund that seeks to provide you regular income with an opportunity to grow your money through fixed income investments and a limited exposure to the equity markets.

Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: July 14, 1999Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 43.2434 Dividend: 11.1523 Quarterly Dividend: 11.6876 Direct Plan$

Growth: 43.5015 Dividend: 11.5356 Quarterly Dividend: 11.7425

Benchmark: CRISIL MIP Blended Index


Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: 1.00% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 4.13 yearsYield to Maturity: 9.23%(for Debt Component)Standard Deviation: 4.07%Sharpe Ratio##: -0.66Beta: 0.79


Date of Inception: July 14, 1999 NAV Per Unit. *

(`)

Birla Sun Life Monthly Income (%)

CRISIL MIP Blended Index #

(%)


(%)


Birla Sun Life Monthly

Income (`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr. Kaustubh Gupta is 91. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



Government of India 30.18% SOV DLF Ltd 3.22% ICRA A

Power Finance Corporation Ltd 14.86% CRISIL AAA Repco Home Finance Ltd 1.62%

State Government Securities 13.17% SOV IPCA Laboratories Ltd 0.91%

Reliance Utilities & Power Pvt Ltd 10.14% CARE AAA(SO) IDFC Ltd. 0.81% ICRA AAA

Power Grid Corporation of India Ltd 5.83% CRISIL AAA KEWAL KIRAN CLOTHING LIMITED 0.72%


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.848% (91 day T-bill yield as on Nov 29, 2013).



43.35%

32.81%

15.08% 5.23%

3.22% 0.31%

SOV AAA

Unrated Cash & Current Assets

Below AA AA

25

Birla Sun Life MIP (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: November 20, 2000Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 31.7669 Monthly Dividend: 11.3352 Direct Plan$ Growth: 31.8939 Monthly Dividend: 12.0084 Benchmark: CRISIL MIP Blended Index


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 2.00% if redeemed / switched out within 365 days from the date of allotment.1.00%if redeemed/switched out after 365 days but before 730 days from the date of allotment. Nil if redeemed / switched out after 730 days from the date of allotment. (w.e.f June 06, 2013) **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 2.98 yearsYield to Maturity: 9.85%(for Debt Component)Standard Deviation: 4.17%Sharpe Ratio##: -0.54Beta: 0.79



(`)

Birla Sun Life MIP (%)


(%)


(%)


Birla Sun Life MIP

(`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr. Kaustubh Gupta is 91. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



DLF Ltd 16.60% ICRA A State Government Securities 7.76% SOV

Government of India 15.57% SOV IDBI Bank Ltd 5.54% CRISIL AA+

Indiabulls Housing Finance Ltd 13.05% CARE AA+ Infosys Ltd 0.95%

Power Finance Corporation Ltd 13.03% CRISIL AAA ITC Ltd 0.85%

Reliance Utilities & Power Pvt Ltd 8.06%CARE AAA(SO) National Bank For Agriculture and Rural Development 0.81% CRISIL AAA





23.33%

21.90% 18.58%

16.60%

15.09% 4.49%

SOV AAAAA Below AAUnrated Cash & Current Assets


Government of India 29.47% SOV Repco Home Finance Ltd 2.83%

Power Finance Corporation Ltd 11.32% CRISIL AAA Power Grid Corporation of India Ltd 2.62% CRISIL AAA

LIC Housing Finance Ltd 6.71% CRISIL AAA Export Import Bank of India 2.62% CRISIL AAA

Yes Bank Ltd 5.71% ICRA AA Infosys Ltd 1.89%

DLF Ltd 5.59% ICRA A Eicher Motors Ltd 1.85%


26

Birla Sun Life MIP II - Wealth 25 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: May 22, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth: 21.8602 Monthly Dividend: 11.5451 Direct Plan$

Growth: 21.9429 Monthly Dividend: 12.3455

Benchmark: CRISIL MIP Blended Index


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed/switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 3.54 yearsYield to Maturity: 9.16%Standard Deviation: 5.85%Sharpe Ratio##: -0.29Beta: 1.02



(`)

Birla Sun Life MIP II - Wealth 25 Plan (%)


(%)


(%)


Birla Sun Life MIP

II - Wealth 25 Plan

(`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr. Kaustubh Gupta is 91. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.





30.57%

30.05% 24.49%

5.71% 5.59% 3.58%

SOV UnratedAAA AABelow AA Cash & Current Assets

27

Birla Sun Life MIP II - Savings 5 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Kaustubh GuptaManaging Fund Since: June 18, 2009Total Experience: 12 years & 5 yearsDate of inception: May 22, 2004Nature of the scheme: An Open-ended Income Scheme

NAV of Plans / Options (`)Regular Plan Growth : 21.6826 Monthly Dividend: 11.5753 Direct Plan$

Growth : 21.7650 Monthly Dividend: 11.9373 Benchmark: CRISIL MIP Blended Index


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load** : 1% if redeemed/switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterModified Duration: 4.56 yearsYield to Maturity: 9.36%(for Debt Component)Standard Deviation: 3.42%Sharpe Ratio##: -0.25 Beta: 0.65



Government of India 35.60% SOV DLF Ltd 3.96% ICRA A

Power Finance Corporation Ltd 20.06% CRISIL AAA Repco Home Finance Ltd 2.00%

Reliance Utilities & Power Pvt Ltd 15.39% CARE AAA(SO) Infosys Ltd 0.65%

State Government Securities 5.84% SOV ITC Ltd 0.62%

Food Corporation Of India 5.32% CRISIL AAA(SO) HDFC Bank Ltd 0.59%




(`)

Birla Sun Life MIP

II - Savings 5 Plan (%)

CRISIL MIP Blended

Index # (%)


(%)


Birla Sun Life MIP II

- Savings 5 Plan (`)


(`)

CRISIL 10Year Gilt

Index ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr. Kaustubh Gupta is 91. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.




41.44%

41.32%

9.93% 3.96% 3.33% 0.02%

SOV AAAUnrated Below AACash & Current Assets AA

28

Wealth Creation Solutions

What are Wealth CreationSolutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

Equity may be considered as an ideal option to give attractive long term returns and hence may be used for funding long-term needs (like child’s education, buying a home etc.)

Benefits of Wealth Creation Solutions:

Tax Free Returns: No capital gains tax (on withdrawal) if you stay invested for over a year as per current tax laws.

Invest in the long-term to overcome short-term ups and downs.

Risk is lowered: Mutual funds invest in many companies and funds are managed by experts; which can be considered as an alternative to direct investment in shares.

Investors are requested to consult their tax advisor before investing for individual nature of tax benefit. The Financial Solution (Wealth Creation Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

29

Birla Sun Life Frontline Equity Fund

What is it?A diversified equity fund that invests across sectors in line with S&P BSE 200 Index, with a bias for large caps but not exclusively focused on them.

Fund Details


Fund Manager: Mr. Mahesh PatilManaging Fund Since: November 17, 2005Total Experience: 20 yearsDate of inception: August 30, 2002Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 105.13 Dividend: 22.31Direct Plan$ Growth: 105.91 Dividend: 23.62 Benchmark: S&P BSE 200


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other ParameterStandard Deviation: 17.73%Sharpe Ratio##: -0.25Beta: 0.90

WEALTH CREATIONSOLUTIONS

Date of Inception: Aug 30, 2002

NAV Per Unit. *

(`)


(%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Frontline

Equity Fund (`)

S&P BSE 200 # (`)

CNX Nifty## (`)


September 28, 2012 to September 30, 2013 (Absolute) 92.18 5.12 -1.11 0.56 10512 9889 10056


September 30, 2010 to September 30, 2011 (Absolute) 93.51 -16.01 -19.85 -18.02 8399 8015 8198

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Mahesh Patil is 4. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer## Risk-free rate assumed to be 8.848% (91 day T-bill yield as on Nov 29, 2013).




Infosys Ltd 6.35% Bharti Airtel Ltd 3.97%

ICICI Bank Ltd 5.52% Larsen & Toubro Ltd 3.64%

ITC Ltd 5.41% HCL Technologies Ltd 3.05%

Reliance Industries Ltd 4.14% Housing Development Finance Corporation Ltd 2.99%

HDFC Bank Ltd 4.08% Maruti Suzuki India Ltd 2.66%


Fund Manager: Mr. Mahesh PatilManaging Fund Since: July 29, 2010Total Experience: 20 yearsDate of inception: October 24, 2005Nature of the scheme: An Open-ended Growth Scheme


Growth: 27.5796Dividend: 15.7110

Benchmark: CNX Nifty


Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterStandard Deviation: 18.05%Sharpe Ratio##: -0.19Beta: 0.90

30

Birla Sun Life Top 100 Fund

What is it?A large cap focused fund that invests in equity and equity related securities of top 100 companies in India as measured by market capitalization.

Fund Details



Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns,source: MFI Explorer ## Risk-free rate assumed to be 8.848% (91 day T-bill yield as on Nov 29, 2013).


(`)

Birla Sun Life Top 100

Fund (%)

CNX Nifty # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Top

100 Fund (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)









Infosys Ltd 6.14% Larsen & Toubro Ltd 3.72%

ICICI Bank Ltd 5.42% Housing Development Finance Corporation Ltd 3.37%

ITC Ltd 4.74% Bharti Airtel Ltd 3.19%

Reliance Industries Ltd 3.94% Tata Consultancy Services Ltd 3.08%

HDFC Bank Ltd 3.94% Tata Motors Ltd 2.91%


31

Birla Sun Life Index Fund

What is it?A fund that is designed to mirror the market performance of the 50 companies in the Nifty Index.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 15 yearsDate of inception: September 18, 2002Nature of the scheme: An Open-ended Index Linked Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 60.6854 Dividend: 21.3858 Direct Plan$ Growth: 60.5197 Dividend: 21.4152



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 0.50% if redeemed / switched out within 7 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterStandard Deviation: 19.10%



Date of Inception: Sept 18, 2002 NAV Per Unit. *

(`)

Birla Sun Life Index Fund (%)

CNX Nifty # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Index Fund (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)









Nifty Index 13.45% ICICI Bank Ltd 5.29%

ITC Ltd 7.55% HDFC Bank Ltd 5.23%

Infosys Ltd 6.94% Tata Consultancy Services Ltd 4.39%

Reliance Industries Ltd 6.01% Larsen & Toubro Ltd 3.65%

Housing Development Finance Corporation Ltd 5.49% Tata Motors Ltd 3.06%


32

Birla Sun Life Equity Fund

What is it?A Diversified Equity Fund that looks for opportunities without any sectoral or market cap bias with the aim to give you long term growth of capital.

Fund Details


Fund Manager: Mr. Anil ShahManaging Fund Since: October 03, 2012Total Experience: 24 yearsDate of inception: August 27, 1998Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 283.00 Dividend: 64.50Direct Plan$ Growth: 284.62 Dividend: 68.10

Benchmark: S&P BSE 200


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.



Date of Inception: Aug 27,1998 NAV Per Unit. *

(`)

Birla Sun Life Equity Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Equity

Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)


September 28, 2012 to September 30, 2013 (Absolute) 258.96 -1.93 -1.11 0.56 9807 9889 10056



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Anil Shah is 3. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 3 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.848% (91 day T-bill yield as on Nov 29, 2013).




Infosys Ltd 6.46% ITC Ltd 4.02%

Dr. Reddy's Laboratories Ltd 4.77% Indusind Bank Ltd 3.47%

HDFC Bank Ltd 4.62% Bharti Airtel Ltd 3.32%

Cairn India Ltd 4.52% Maruti Suzuki India Ltd 3.29%

HCL Technologies Ltd 4.04% Glenmark Pharmaceuticals Ltd 3.20%


33

Birla Sun Life Advantage Fund

What is it?A Diversified Equity Fund that aims to achieve long-term growth of capital, at relatively moderate levels of risk through a research-based investment approach.

Fund Details


Fund Manager: Mr. Satyabrata MohantyManaging Fund Since: October 17, 2011Total Experience: 12 yearsDate of inception: February 24, 1995Nature of the scheme: An Open-ended Growth Scheme







Date of Inception: Feb 24, 1995 NAV Per Unit. *

(`)

Birla Sun Life

Advantage Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life

Advantage Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.





Infosys Ltd 4.83% HCL Technologies Ltd 3.35%

ICICI Bank Ltd 4.54% Larsen & Toubro Ltd 3.25%

Indusind Bank Ltd 4.36% ITC Ltd 2.98%

Maruti Suzuki India Ltd 3.95% IPCA Laboratories Ltd 2.80%

Tech Mahindra Ltd 3.64% United Spirits Ltd 2.70%


34

Birla Sun Life Pure Value Fund

What is it?An Open ended Diversified Equity fund that follows value investing strategy to generate consistent long-term capital appreciation.

Fund Details


Fund Manager: Mr. Nishit DholakiaManaging Fund Since: January 24, 2011Total Experience: 13 yearsDate of inception: March 27, 2008Nature of the scheme: An Open-ended Diversified Equity Scheme


Growth: 18.1433Dividend: 15.8569



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.





(`)

Birla Sun Life Pure

Value Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Pure

Value Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Nishit Dholakia is 6. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.




Torrent Pharmaceuticals Ltd 5.51% Wabco India Ltd 4.07%

ING Vysya Bank Ltd 4.89% Pfizer Ltd 4.06%

Jyoti Structures Ltd 4.71% Muthoot Finance Ltd 4.02%

HCL Technologies Ltd 4.66% FAG Bearings India Ltd 3.92%

Hindustan Zinc Ltd 4.59% PTC India Ltd 3.81%


35

Birla Sun Life Long Term Advantage Fund

What is it?An Open ended Equity fund that invests in a Diversified portfolio of equity and equity related securities

Fund Details


Fund Manager: Mr. Mahesh PatilManaging Fund Since: October 03, 2012Total Experience: 20 yearsDate of inception: October 10, 2006Nature of the scheme: An Open Ended Diversified Equity Scheme




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.



Note:Standard Deviation & Sharpe Ratio are calculated son Annualised basis using 3 years history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.848% (91 day T-bill yield as on Nov 29, 2013).


(`)

Birla Sun Life Long

Term Advantage Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Long

Term Advantage

Fund (`)

S&P BSE 200 # (`)

CNX Nifty## (`)









ITC Ltd 6.58% Larsen & Toubro Ltd 3.05%

Infosys Ltd 5.94% Indraprastha Gas Ltd 3.00%

HDFC Bank Ltd 5.44% HCL Technologies Ltd 2.90%

ICICI Bank Ltd 4.69% Tata Motors Ltd 2.57%

Housing Development Finance Corporation Ltd 3.98% Reliance Industries Ltd 2.56%


36

Birla Sun Life ‘95 Fund

What is it?A fund that seeks to achieve long-term growth of your investment at moderate levels of risk by striking a balance betweenpotential growth of equity and relative safety of debt.


Fund Details

Fund Manager: Mr. Nishit Dholakia & Mr. Prasad DhondeManaging Fund Since: June 18, 2009Total Experience: 13 years & 11 yearsDate of inception: February 10, 1995Nature of the scheme: An Open-ended Balanced Scheme


Benchmark: CRISIL Balanced Fund Index


Load Structure (as % of NAV) (Incl. for SIP) Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other Parameter Standard Deviation: 12.40%Sharpe Ratio##: -0.39Beta: 0.92



(`)


(%)

CRISIL Balanced

Fund Index # (%)

CNX Nifty ## (%)


Birla Sun Life ‘95 Fund (`)

CRISIL Balanced

Fund Index # (`)

CNX Nifty## (`)

Since inception till September 30, 2013 (CAGR) 10.00 21.00 N/A 9.60 349944 N/A 55298




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Prasad Dhonde is 13. Total Schemes managed by Mr. Nishit Dholakia is 6. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Rating Profile of portfolio


Government of India 9.58% HDFC Bank Ltd 3.79%

LIC Housing Finance Ltd 5.42% Housing Development Finance Corporation Ltd 3.29%

Infosys Ltd 5.37% ITC Ltd 2.82%

DLF Ltd 4.91% ICRA A Larsen & Toubro Ltd 2.51%

Rural Electrification Corporation Ltd 3.97% CRISIL AAA ICICI Bank Ltd 2.35%





73.15%

9.58%

8.69% 4.91% 3.33%

0.34%

Unrated SOVAAA Below AACash & Current Assets AA

37

Birla Sun Life Asset Allocation Fund

What is it?An open ended Fund-of-Funds scheme with 3 plans to help you plan your investments to suit your risk profile.

Fund Details


Fund Manager: Mr. Satyabrata Mohanty & Mr. Vineet MalooManaging Fund Since: June 18, 2009Total Experience: 12 years & 7 yearsDate of inception: February 24, 2004Nature of the scheme: An Open-ended Fund of Funds Scheme

NAV of Plans / Options (`)Aggressive Plan:Regular PlanGrowth: 36.0024Dividend: 36.0024 Direct Plan$ Growth: 36.0023Dividend: 35.9754 Conservative Plan:Regular PlanGrowth: 23.7275Dividend: 23.7274 Direct Plan$ Growth: 23.7274Dividend: 23.7275 Moderate Plan:Regular PlanGrowth: 31.5329Dividend: 31.5330 Direct Plan$ Growth: 31.5329Dividend: 31.5331 Benchmark:Aggressive Plan: CNX NiftyConservative Plan: CRISIL MIP Blended IndexModerate Plan: CRISIL Balanced Fund IndexQuarterly Average AUM:Aggressive Plan: ` 7.91 CroresConservative Plan: ` 2.90 CroresModerate Plan: ` 4.38 Crores (as on 30th September 2013)Load Structure (as % of NAV)Entry Load: NilExit Load: NilOther ParameterStandard DeviationAggressive Plan: 12.64%Conservative Plan: 5.08%Moderate Plan: 9.22%



Issuer % to net AssetsBirla Sun Life Income Plus - Growth - Direct Plan 25.99%Birla Sun Life Top 100 Fund - Growth - Direct Plan 13.54%Birla Sun Life Advantage Fund - Gr - Dir Pl 12.52%Birla Sun Life Midcap Fund - Growth - Direct Plan 11.49%Birla Sun Life Small & Midcap Fund Grth. Direct 9.39%Birla Sun Life Govt Sec. Long Term Grwth Direct 9.33%Cash & Current Assets 6.87%Birla Sun Life Infra. Fund - Grth - Direct Plan 6.51%Birla SL Comd. Equities Glob. Agri Grth Direct 4.17%Net receivables / payables 0.20%

Top Portfolio Holdings - Moderate Plan


(`)

Birla Sun Life AAF -

Aggressive Plan (%)

CNX Nifty # (%)

S&P BSE SENSEX ##

(%)



Aggressive Plan (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)


September 28, 2012 to September 30, 2013 (Absolute) 34.74 -4.61 0.56 3.29 9539 10056 10329




(`)


Conservative Plan (%)

CRISIL MIP Blended

Index # (%)

CNX Nifty ## (%)



Conservative Plan (`)

CRISIL MIP Blended

Index # (`)

CNX Nifty## (`)





Top Portfolio Holdings - Aggressive Plan Top Portfolio Holdings - Conservative Plan


Birla Sun Life Top 100 Fund - Growth - Direct Plan 18.48% Birla Sun Life Income Plus - Growth - Direct Plan 65.95%Birla Sun Life Advantage Fund - Gr - Dir Pl 16.36% Cash & Current Assets 8.15%Birla Sun Life Income Plus - Growth - Direct Plan 15.98% Birla Sun Life Top 100 Fund - Growth - Direct Plan 5.82%Birla Sun Life Infra. Fund - Grth - Direct Plan 13.10% Birla Sun Life Advantage Fund - Gr - Dir Pl 5.15%Birla Sun Life Small & Midcap Fund Grth. Direct 12.93% Birla Sun Life Small & Midcap Fund Grth. Direct 4.88%Birla Sun Life Midcap Fund - Growth - Direct Plan 11.81% Birla Sun Life Midcap Fund - Growth - Direct Plan 2.94%Birla SL Comd. Equities Glob. Agri Grth Direct 7.14% Birla Sun Life Infra. Fund - Grth - Direct Plan 2.55%Cash & Current Assets 4.36% Birla SL Comd. Equities Glob. Agri Grth Direct 1.93%Net receivables / payables -0.15% Net receivables / payables 1.36%

Birla Sun Life Govt Sec. Long Term Grwth Direct 1.26%


(`)


Moderate Plan (%)

CRISIL Balanced

Fund Index # (%)

CNX Nifty ## (%)


Birla Sun Life AAF - Moderate Plan (`)

CRISIL Balanced

Fund Index # (`)

CNX Nifty## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Investment Performance - Aggressive Plan - Regular Plan - Growth NAV as on September 30, 2013: ` 33.1433

Investment Performance - Conservative Plan - Regular Plan - Growth NAV as on September 30, 2013: ` 22.9654

Investment Performance - Moderate Plan - Regular Plan - Growth NAV as on September 30, 2013: ` 29.5455


38

Birla Sun Life Midcap Fund

What is it?A fund that provides an opportunity to invest in midsized companies which can be potential leaders of tomorrow.

Fund Details


Fund Manager: Mr. Nishit DholakiaManaging Fund Since: September 23, 2013Total Experience: 13 yearsDate of inception: October 03, 2002Nature of the scheme: An Open-ended Growth Scheme


Benchmark: CNX Midcap


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment




(`)

Birla Sun Life Midcap

Fund (%)

CNX Midcap #

(%)

CNX Nifty ## (%)


Birla Sun Life Midcap Fund (`)

CNX Midcap

# (`)

CNX Nifty ## (`)










Motherson Sumi Systems Ltd 5.34% AIA Engineering Ltd 3.18%

Solar Industries India Ltd 4.00% Divi's Laboratories Ltd 3.02%

Bata India Ltd 3.64% ING Vysya Bank Ltd 2.99%

IPCA Laboratories Ltd 3.63% Shree Cements Ltd 2.98%

Tech Mahindra Ltd 3.56% The Federal Bank Ltd 2.89%


39

Birla Sun Life Small & Midcap Fund

What is it?An Equity fund that aims to generate growth and capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and mid cap.

Fund Details


Fund Manager: Mr. Nishit DholakiaManaging Fund Since: September 23, 2013Total Experience: 13 yearsDate of inception: May 31, 2007Nature of the scheme: An Open-ended Small & Mid Cap Equity Scheme

NAV of Plans / Options (`)Regular Plan Growth: 12.9883Dividend: 12.2153 Direct Plan$ Growth: 13.0719Dividend: 12.6713

Benchmark: CNX Midcap(as on 30th September 2013)

Quarterly Average AUM: ` 82.43 Crores






(`)


(%)

CNX Midcap #

(%)

CNX Nifty ## (%)


Birla Sun Life Small & Midcap Fund (`)

CNX Midcap

# (`)

CNX Nifty## (`)









Persistent Systems Ltd 4.52% The Jammu & Kashmir Bank Ltd 3.54%

City Union Bank Ltd 4.28% Mindtree Ltd 3.24%

Solar Industries India Ltd 4.22% Bata India Ltd 3.11%

AIA Engineering Ltd 4.11% PVR Ltd 3.06%

Repco Home Finance Ltd 3.66% IPCA Laboratories Ltd 2.92%


40

Birla Sun Life Dividend Yield Plus

What is it?A fund that invests in high dividend paying companies across market cap which typically have steady cash flow generation.

Fund Details


Fund Manager: Mr. Nishit DholakiaManaging Fund Since: January 24, 2011Total Experience: 13 yearsDate of inception: February 26, 2003Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 87.90 Dividend: 12.17 Direct Plan$

Growth: 88.50 Dividend: 12.74 Benchmark: CNX 500






Infosys Ltd 7.24% Axis Bank Ltd 3.05%

ICICI Bank Ltd 6.41% Cairn India Ltd 2.80%

ITC Ltd 5.84% Akzo Nobel India Ltd 2.74%

Tata Consultancy Services Ltd 3.85% NTPC Ltd 2.54%

Tata Motors Ltd 3.16% Cummins India Ltd 2.48%




(`)

Birla Sun Life Dividend

Yield Plus (%)

CNX 500 # (%)

CNX Nifty ## (%)



(`)

CNX 500 # (`)

CNX Nifty ## (`)








41

Birla Sun Life MNC Fund

What is it?The fund that invests in securities of multinational companies in order to achieve long-term growth of capital with relatively moderate levels of risk.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: June 18, 2009Total Experience: 15 yearsDate of inception: December 27, 1999Nature of the scheme: An Open-ended Growth Scheme


Benchmark: CNX MNC


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParameterStandard Deviation: 15.73%Sharpe Ratio##: 0.04Beta: 0.75



ICRA Ltd 9.52% Maruti Suzuki India Ltd 5.05%

ING Vysya Bank Ltd 8.20% Pfizer Ltd 4.78%

Bayer CropScience Ltd 7.36% Bosch Ltd 4.46%

Hindustan Unilever Ltd 5.82% CRISIL Ltd 4.32%

Honeywell Automation India Ltd 5.61% Bata India Ltd 3.57%



Date of Inception: Dec 27, 1999 NAV Per Unit. *

(`)

Birla Sun Life MNC Fund (%)

CNX MNC # (%)

CNX Nifty ## (%)


Birla Sun Life MNC Fund (`)

CNX MNC # (`)

CNX Nifty## (`)








42

Birla Sun Life Infrastructure Fund

What is it?A fund that seeks to participate in growth and development of infrastructure in India by investing in equity and equity related securities of companies in the infra sector.

Fund Details


Fund Manager: Mr. Mahesh Patil & Mr. Naysar ShahManaging Fund Since: Since inception & Dec 05, 2011Total Experience: 20 years & 12 yearsDate of inception: March 17, 2006Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular Plan Growth: 14.80 Dividend: 10.19Direct Plan$

Growth: 14.87 Dividend: 10.24







(`)

Birla Sun Life Infrastructure

Fund (%)

CNX Nifty #

(%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Infrastructure

Fund (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 4. Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.


ICICI Bank Ltd 8.72% Tata Motors Ltd 4.06%

Larsen & Toubro Ltd 5.69% Bharti Airtel Ltd 3.56%

Cummins India Ltd 5.68% Indusind Bank Ltd 3.06%

Reliance Industries Ltd 5.57% Crompton Greaves Ltd 3.06%

Wabco India Ltd 4.33% PTC India Ltd 3.01%





43

Birla Sun Life India GenNext Fund

What is it?A Fund that strives to benefit from the rising consumption pattern in India, fuelled by high disposable incomes of the young generation (Generation Next).

Fund Details


Fund Manager: Mr. Anil ShahManaging Fund Since: September 23, 2013Total Experience: 24 yearsDate of inception: August 05, 2005Nature of the scheme: An Open-ended Growth Scheme








Housing Development Finance Corporation Ltd 5.08% ICICI Bank Ltd 2.99%

ITC Ltd 4.67% IPCA Laboratories Ltd 2.95%

United Spirits Ltd 4.39% Idea Cellular Ltd 2.95%

PVR Ltd 3.97% Emami Ltd 2.93%

HDFC Bank Ltd 3.70% Zee Entertainment Enterprises Ltd 2.90%



Date of Inception: Aug 05, 2005

NAV Per Unit. *

(`)

Birla Sun Life India GenNext Fund (%)

CNX Nifty # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life India GenNext Fund (`)

CNX Nifty # (`)

S&P BSE SENSEX

## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Anil Shah is 3. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



44

Birla Sun Life New Millennium Fund

What is it?A thematic fund that invests in companies related to the IT sector like hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies.

Fund Details


Fund Manager: Mr. Naysar ShahManaging Fund Since: October 03, 2012Total Experience: 12 yearsDate of inception: January 15, 2000Nature of the scheme: An Open-ended Growth Scheme

NAV of Plans / Options (`)Regular PlanGrowth: 25.29 Dividend: 15.59Direct Plan$ Growth: 25.41 Dividend: 13.07 Benchmark: S&P BSE Teck


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.Other ParameterStandard Deviation: 20.52%Sharpe Ratio##: -0.08Beta: 0.93



Infosys Ltd 32.39% Wipro Ltd 4.89%

Tata Consultancy Services Ltd 18.54% Idea Cellular Ltd 4.59%

HCL Technologies Ltd 9.59% Zee Entertainment Enterprises Ltd 4.03%

Bharti Airtel Ltd 9.49% Persistent Systems Ltd 2.11%

Tech Mahindra Ltd 6.05% Dish TV India Ltd 1.93%



Date of Inception: Jan 15, 2000 NAV Per Unit. *

(`)

Birla Sun Life New

Millennium Fund (%)

S&P BSE Teck # (%)

CNX Nifty ## (%)


Birla Sun Life New

Millennium Fund (`)

S&P BSE Teck # (`)

CNX Nifty ## (`)

Since inception till September 30, 2013 (CAGR) 10.00 6.32 N/A 9.64 23190 N/A 35343




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



45

What is it?An equity fund aiming to capitalize on the growth opportunities provided by companies that are driven by India’s large population and consumption patterns.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: September 12, 2007Total Experience: 15 yearsDate of inception: January 15, 2000Nature of the scheme: An Open-ended Growth Scheme







Birla Sun Life Buy India Fund



ICRA Ltd 7.64% ING Vysya Bank Ltd 4.88%

Bayer CropScience Ltd 7.31% Pfizer Ltd 4.81%

Housing Development Finance Corporation Ltd 5.59% Glaxosmithkline Pharmaceuticals Ltd 4.61%

Hindustan Unilever Ltd 5.16% MRF Ltd 4.01%

Biocon Ltd 5.13% Wyeth Ltd 3.78%




(`)

Birla Sun Life Buy

India Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Buy

India Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)








46

Birla Sun Life India Opportunities Fund

What is it?A fund that allows investors to participate in India’s global outsourcing theme by identifying companies that seek to utilize India’s low cost and high quality resources to service the needs of global customers.

Fund Details


Fund Manager: Mr. Naysar ShahManaging Fund Since: October 03, 2012Total Experience: 12 yearsDate of inception: December 27, 1999Nature of the scheme: An Open-ended Growth Scheme



Benchmark: CNX 500





Date of Inception: Dec 27, 1999 NAV Per Unit. *

(`)

Birla Sun Life India

Opportunities Fund (%)

CNX 500 # (%)

CNX Nifty ## (%)


Birla Sun Life India

Opportunities Fund (`)

CNX 500 #(`)

CNX Nifty ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.


Cummins India Ltd 7.93% Honeywell Automation India Ltd 5.21%

Infosys Ltd 7.42% AIA Engineering Ltd 4.96%

HCL Technologies Ltd 7.26% Bajaj Auto Ltd 4.57%

Tata Consultancy Services Ltd 6.70% Dr. Reddy's Laboratories Ltd 4.47%

Tech Mahindra Ltd 5.24% Lupin Ltd 4.40%





47

Birla Sun Life Special Situations Fund

What is it?A Fund that endeavors to generate long-term growth by identifying stocks that may have the potential for special situation like buy backs, open offers, demerger, etc. and a contrarian investment style.

Fund Details


Fund Manager: Mr. Anil ShahManaging Fund Since: January 04, 2013Total Experience: 24 yearsDate of inception: January 31, 2008Nature of the scheme: An Open-ended Diversified Equity Scheme

NAV of Plans / Options (`)Regular Plan Growth: 9.7695Dividend: 9.7695 Direct Plan$ Growth: 9.8195Dividend: 9.8200



Load Structure (as % of NAV) (Incl .for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 365 days from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.




Indusind Bank Ltd 5.45% Solar Industries India Ltd 3.65%

HDFC Bank Ltd 5.33% Dr. Reddy's Laboratories Ltd 3.41%

HCL Technologies Ltd 4.82% Maruti Suzuki India Ltd 3.38%

Tech Mahindra Ltd 4.11% Hindustan Zinc Ltd 3.23%

Cairn India Ltd 4.05% Sun Pharmaceuticals Industries Ltd 3.23%




(`)

Birla Sun Life Special Situations Fund (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Special

Situations Fund (`)

S&P BSE 200 # (`)

CNX Nifty ## (`)

Since inception till September 30, 2013 (CAGR) 10.00 -1.99 0.40 1.96 8926 10231 11164




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Anil Shah is 3. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



48

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)What is it?A Fund that provides exposure to commodities, by investing in handpicked commodity companies worldwide, that have business exposure to Agricultural commodities.

Fund Details


Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 7 yearsDate of inception: November 07, 2008Nature of the scheme: An Open-ended Growth SchemeNAV of Plans / Options (`)Regular PlanGrowth: 19.4892 Dividend: 18.2493 Direct Plan$

Growth: 19.5469 Dividend: 18.3070 Benchmark: S&P Global Agribusiness Index

Quarterly Average AUM: ` 14.64 Crores (as on 30th September 2013)

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 3% if redeemed / switched out within 30 days from the date of allotment. For redemption/switchout of units after 30 days but before 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch-out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.

Other ParametersStandard Deviation: 11.20%Sharpe Ratio##: 0.36Beta: 0.25

Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 1 year history of monthly returns, source: MFI Explorer ## Risk-free rate assumed to be 8.848% (91 day T-bill yield as on Nov 29, 2013).



(`)

Birla Sun Life Commodity

Equities Fund - Global Agri

Plan - Regular Growth (%)

S&P Global Agribusiness Index # (%)

CNX Nifty ## (%)

Value of Standard Investment of ` 10000 inBirla Sun Life Commodity

Equities Fund - Global Agri

Plan - Regular Growth (`)

S&P Global Agribusiness

Index # (`)

CNX Nifty## (`)




September 30, 2010 to September 30, 2011 (Absolute) 15.55 -11.52 2.73 -18.02 8848 10273 8198

Investment Performance - Global Agri Plan - Regular Plan - Growth NAV as on September 30, 2013: ` 18.5739


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Issuer % to net Assets Issuer % to net AssetsARCHER-DANIELS-MIDLAND CO 10.75% BUNGE LTD 6.76%

Monsanto Co 9.13% BRF SA 6.51%

ASSOCIATED BRITISH FOODS PLC 8.95% TYSON FOODS INC 4.64%

Syngenta Ltd Reg Shs 8.37% Potash Corp Of Saskatchewan Inc 4.59%

Deere And Co Ltd 7.58% Kubota Corp 4.57%


49

Birla Sun Life International Equity Fund - Plan A

What is it?A fund that provides an opportunity to grow your money by investing in world-class companies across the globe.

Fund Details


Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 7 yearsDate of inception: October 31, 2007Nature of the scheme: An Open-ended Diversified Equity Scheme


Benchmark: S&P Global 1200






Northrop Grumman Co 4.59% PPG Industries 3.28%

Chubb Corp 4.46% Roche Holdings Ag Genus Bearer Shs 3.05%

Exxon Mobil Corporation Ltd 4.17% COACH INC 2.97%

McKesson Corp. 3.73% SAMSUNG ELECTRONICS - GDR 2.87%

Aetna Inc New 3.53% Visa Inc 2.79%




(`)

Birla Sun Life

International Equity Fund -

Plan A (%)

S&P Global 1200 #

(%)

CNX Nifty ## (%)


Birla Sun Life International Equity Fund -

Plan A (`)

S&P Global 1200 # (`)

CNX Nifty## (`)

Since inception till September 30, 2013 (CAGR) 10.00 7.24 6.53 -0.48 15129 14540 9720




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers..



50

Birla Sun Life International Equity Fund - Plan B

What is it?A fund that provides an opportunity to grow your money by investing in world-class companies across the globe, with at least 65% exposure to domestic markets.

Fund Details

Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 7 yearsDate of inception: October 31, 2007Nature of the scheme: An Open-ended Diversified Equity Scheme


Growth: 10.7173 Dividend: 10.7173 Benchmark: Customised Index †† A customized benchmark created using S&P BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.







Infosys Ltd 4.57% Housing Development Finance Corporation Ltd 2.80%

ITC Ltd 3.91% HDFC Bank Ltd 2.45%

ICICI Bank Ltd 3.52% Tata Consultancy Services Ltd 2.36%

Reliance Industries Ltd 3.28% KEWAL KIRAN CLOTHING LIMITED 1.99%

Cairn India Ltd 2.87% Tata Steel Ltd 1.88%




(`)

Birla Sun Life

International Equity Fund -

Plan B (%)

Customised Index † #

(%)

CNX Nifty ##

(%)


Birla Sun Life International Equity Fund -

Plan B (`)

Customised Index †

# (`)

CNX Nifty ## (`)

Since inception till September 30, 2013 (CAGR) 10.00 -0.27 2.44 -0.48 9841 11537 9720




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.† A customized benchmark created using S&P BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.



51

Birla Sun Life Gold ETF

What is it?An ETF that invests in physical gold of 99.5% purity to generate returns in line with performance of gold, subject to tracking errors.

Fund Details


Fund Manager: Mr. Prasad DhondeManaging Fund Since: October 03, 2012Total Experience: 11 Years Date of inception: May 13, 2011 Nature of the scheme: An Open ended Gold Exchange Traded Fund

NAV (`): 2,871.9053

Benchmark: Domestic price of physical gold


Load Structure (as % of NAV)Entry Load: NilExit Load (Including fractional units, if any): Nil; ++The units of the scheme are compulsorily traded in dematerialized form, and hence, there shall be no entry/exit load for the units purchased or sold through stock exchanges. However, the investor shall have to bear costs in form of bid/ask spread and brokerage or such other cost as charged by his bro ker for transacting in units of the scheme through secondary market.Other ParameterStandard Deviation: 27.79%Sharpe Ratio##: -0.63Beta: 1.03

Date of Inception: May 13, 2011 NAV Per Unit. *(`)

Birla Sun Life Gold ETF (%)

Domestic price of physical gold # (%)


Birla Sun Life Gold ETF (`)

Domestic price of physical gold # (`)

Since inception till September 30, 2013 (CAGR) 2227.8530 12.40 13.69 13206 13568

September 28, 2012 to September 30, 2013 (Absolute) 3136.5437 -6.20 -5.29 9380 9471

September 29, 2011 to September 28, 2012 (Absolute) 2599.0208 20.68 22.09 12068 12209

# Scheme Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Issuer % to net Assets

Gold 99.80%

Cash & Current Assets 0.13%

Net receivables / payables 0.07%

Portfolio Holdings

Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 1 year history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.848% (91 day T-bill yield as on Nov 29, 2013).

Investment Performance NAV as on September 30, 2013: ` 2942.0147


52

Birla Sun Life Gold Fund

What is it?An open ended fund of fund scheme that predominantly invests in units of Birla Sun Life Gold ETF (underlying scheme) and one doesn’t require a Demat Account to invest in it.

Fund Details


Fund Manager: Mr. Satyabrata MohantyManaging Fund Since: Mar 20, 2012Total Experience: 12 Years Date of inception: Mar 20, 2012 Nature of the scheme: An Open ended Fund of Fund Scheme

NAV of Plans / Options (`)Regular Plan Growth: 10.4270 Dividend: 10.4267Direct Plan$

Growth: 10.4451 Dividend: 10.4386 Benchmark: Domestic price of physical gold


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 2% if redeemed / switched out within 365 days from the date of allotment **Exit Load is NIL for units issued in Bonus & Dividend ReinvestmentOther ParameterStandard Deviation: 20.39%Sharpe Ratio##: -0.66Beta: 0.75

Date of Inception: Mar 20, 2012 NAV Per Unit. *(`)

Birla Sun Life Gold Fund (%)

Domestic price of physical gold # (%)


Birla Sun Life Gold Fund (`)

Domestic price of physical gold # (`)

Since inception till September 30, 2013 (CAGR) 10.0000 2.07 4.86 10319 10754

September 28, 2012 to September 30, 2013 (Absolute) 10.8988 -5.32 -5.29 9468 9471

# Scheme Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Issuer % to net Assets

Birla Sun Life Gold ETF 99.90%

Cash & Current Assets 0.69%

Net receivables / payables -0.59%

Portfolio Holdings

Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 1 year history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.848% (91 day T-bill yield as on Nov 29, 2013).




Investors should note that, Birla Sun Life Gold Fund being an open ended fund of fund scheme invests in Birla Sun Life Gold ETF which invests in physical gold of 99.5% purity and they shall bear the recurring expenses of the underlying scheme (i.e. Birla Sun Life Gold ETF) in addition to the recurring expenses of the Scheme.

53

Birla Sun Life India Reforms Fund

What is it?An Equity fund that aims to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.

Fund Details


Fund Manager: Mr. Naysar ShahManaging Fund Since: January 24, 2011Total Experience: 12 yearsDate of inception: June 25, 2010Nature of the scheme: An Open-ended Equity Scheme


Growth: 8.47 Dividend: 8.48 Benchmark: CNX 500


Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed / switched out within 1 year from the date of allotment. **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment




ICICI Bank Ltd 8.75% The Federal Bank Ltd 3.69%

Larsen & Toubro Ltd 7.34% Zee Entertainment Enterprises Ltd 3.64%

Oil & Natural Gas Corporation Ltd 4.55% Crompton Greaves Ltd 3.51%

PTC India Ltd 4.48% NTPC Ltd 3.45%

VA Tech Wabag Ltd 4.01% Indraprastha Gas Ltd 3.25%


Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 1 year history of monthly returns, source: MFI Explorer.## Risk-free rate assumed to be 8.848% (91 day T-bill yield as on Nov 29, 2013).


(`)

Birla Sun Life India Reforms Fund (%)

CNX 500 # (%)

CNX Nifty ## (%)


Birla Sun Life India Reforms Fund (`)

CNX 500 # (`)

CNX Nifty ## (`)

Since inception till September 30, 2013 (CAGR) 10.00 -9.22 0.18 2.63 7290 10060 10885




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.



54

Tax Savings Solutions

What are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

Who can benefit from Tax Savings Solutions?

Tax saving is important, especially when investors can save up to ̀ 30,900 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1 lakh.

But, wealth creation is also important. Isn’t it? That’s why this solution is ideal for investors who would like to create wealth along with tax saving.Tax savings of ` 30,900 is calculated assuming qualifying amount of deduction is ` 1 lakh & investor falls in the top income tax slab of 30% & includes applicable cess. Investors are advised to consult their tax advisor in view of individual nature of tax benefits.

Benefits of Tax Savings Solutions:

Low lock-in period: Your money is locked-in for just 3 years, as against the much longer lock-in periods in other options.

Potential to earn dividends: While your money is locked-in for 3 years, you may opt for the dividend option and can receive returns in the form of tax-free dividends during this time. This feature is unique only to tax saving solutions from mutual funds.

Earn market linked returns: Since investments are made in stocks of Indian companies, the value of your investment moves with the stock market. Although it comes with market related risks, your money is diversified i.e. spread out across stocks of multiple companies and is being monitored by an investment expert with an aim to minimize such risks.

Tax-free returns: When you withdraw your investment after 3 years, the returns are totally tax free. Yes, you save taxes on both, your initial investment and also on the returns.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

55

Birla Sun Life Tax Relief ‘96

What is it?A fund that provides an opportunity to save tax while growing your money through Equity investments.

Fund Details

Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 15 yearsDate of inception: March 29, 1996Nature of the scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.

NAV of Plans / Options (`)Regular Plan Growth (w.e.f. 06/03/08): 12.31 Dividend: 81.75 Direct Plan$







TAX SAVINGSSOLUTIONS


(`)

Birla Sun Life Tax

Relief ‘96 (%)

S&P BSE 200 # (%)

CNX Nifty ## (%)


Birla Sun Life Tax

Relief ‘96 (`)

S&P BSE 200# (`)

CNX Nifty ## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.


Tata Consultancy Services Ltd 4.88% Tech Mahindra Ltd 3.85%

Reliance Industries Ltd 4.86% ING Vysya Bank Ltd 3.70%

ICICI Bank Ltd 4.65% Honeywell Automation India Ltd 3.38%

Bayer CropScience Ltd 4.14% Housing Development Finance Corporation Ltd 3.31%

ICRA Ltd 3.90% Larsen & Toubro Ltd 3.21%



Investment Performance - Regular Plan - Dividend NAV as on September 30, 2013: ` 73.95


56

Birla Sun Life Tax Plan

What is it?A fund that provides an opportunity to save tax while growing your money through Equity investments.

Fund Details


Fund Manager: Mr. Ajay GargManaging Fund Since: October 17, 2011Total Experience: 15 yearsDate of inception: February 16, 1999Nature of the scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.


Growth: 15.99 Dividend: 52.67 Benchmark: S&P BSE SENSEX




TAX SAVINGSSOLUTIONS


(`)


(%)

S&P BSE SENSEX

# (%)

CNX Nifty ## (%)


Birla Sun Life Tax Plan (`)

S&P BSE SENSEX

# (`)

CNX Nifty## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.


Tata Consultancy Services Ltd 4.89% Tech Mahindra Ltd 3.84%

Reliance Industries Ltd 4.86% ING Vysya Bank Ltd 3.71%

ICICI Bank Ltd 4.66% Honeywell Automation India Ltd 3.38%

Bayer CropScience Ltd 4.15% Housing Development Finance Corporation Ltd 3.32%

ICRA Ltd 3.90% Larsen & Toubro Ltd 3.21%



Investment Performance - Regular Plan - Dividend NAV as on September 30, 2013: ` 45.80


57

Close Ended Scheme Performance

Performance details for close ended Capital Protection Oriented Schemes with less than 1 year of existence have not been disclosed.

Birla Sun Life Capital Protection Oriented Fund - Series 4

Date of Inception: Jan 29, 2011 Fund Manager: Mr. Satyabrata Mohanty

NAV (as on 30th September 2013): 11.8731

NAV Per Unit. *

(`)

Birla Sunlife CapitalProtectionOrientedSeries - 4

(%)

CRISILBalanced

FundIndex # (%)

CRISIL 1Year T-Bill

Index ##(%)


Birla Sunlife CapitalProtectionOrientedSeries - 4

(`)

CRISILBalanced

FundIndex # (`)

CRISIL 1Year T-BillIndex ## (`)




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers. The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Jan 29, 2011 Fund Manager: Mr. Satyabrata Mohanty


NAV Per Unit. *

(`)

Birla Sunlife CapitalProtectionOriented -Series 3

(%)

CRISIL Balanced

Fund Index # (%)

CRISIL 1Year T-Bill

Index ##(%)


Birla Sunlife CapitalProtectionOriented -Series 3

(`)

CRISILBalanced

Fund Index# (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers. The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Mar 28, 2012 Fund Manager: Mr. Satyabrata Mohanty


NAV Per Unit. *

(`)

Birla Sunlife CapitalProtectionOriented- Series

9 (%)


(%)

CRISIL 1Year T-Bill

Index ##(%)


Birla Sunlife CapitalProtectionOriented

- Series 9 (`)

CRISIL MIP Blended

Index # (`)




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Oct 04, 2011 Fund Manager: Mr. Satyabrata Mohanty & Ajay Garg


NAV Per Unit. *

(`)


7 (%)

CRISILBalanced

FundIndex # (%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 7 (`)

CRISILBalanced

FundIndex # (`)




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Dec 15, 2011 Fund Manager: Mr. Satyabrata Mohanty & Ajay Garg


NAV Per Unit. *

(`)


8 (%)

CRISILBalanced

FundIndex # (%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 8 (`)

CRISILBalanced

FundIndex # (`)




# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.

58

Fund Manager-wise Scheme Details

Schemes mentioned in order of performance for the period September 28 2012 - September 30 2013. Due to inherent difference in nature of schemes above (i.e. equity, hybrid, debt schemes) as may be managed by Fund Manager, performance of such schemes may not be strictly comparable. Further, for the schemes in existence for less than a year, the past performance details have not been provided. Further, performance of Fixed Term Plans (FTPs) / Fixed Maturity Plans (FMP) / Interval Income Schemes are not considered above, as FMPs / FTPs / Interval Income Schemes are close ended / interval schemes of varying maturities and performance of such schemes may not be strictly comparable with open ended schemes managed by Fund Managers.

Sr.no Funds Managed By Mr. Maneesh Dangi Refer page No

1 Birla Sun Life Dynamic Bond Fund 13

Sr.no Funds Managed By Mr. Mahesh Patil Refer page No

1 Birla Sun Life Frontline Equity Fund 293 Birla Sun Life Long Term Advantage Fund 352 Birla Sun Life Top 100 Fund 304 Birla Sun Life Infrastructure Fund* 42

* Funds co-managed by Mr. Naysar ShahSr.no Funds Managed By Mr. Kaustubh Gupta Refer

page No1 Birla Sun Life Floating Rate Fund - Long Term Plan# 172 Birla Sun Life Ultra Short Term Fund$ 123 Birla Sun Life Savings Fund 114 Birla Sun Life Floating Rate Fund - Short Term Plan# 185 Birla Sun Life Cash Plus# 96 Birla Sun Life Cash Manager# 107 Birla Sun Life MIP II - Wealth 25 Plan* 268 Birla Sun Life MIP II - Savings 5 Plan* 279 Birla Sun Life MIP* 25

10 Birla Sun Life Monthly Income* 24

* Funds co-managed by Mr. Satyabrata Mohanty# Funds co-managed by Ms. Sunaina Da Cunha$ Funds co-managed by Mr. Lokesh Mallya

Sr.no Funds Managed By Ms. Sunaina Da Cunha Refer page No

1 Birla Sun Life Short Term Opportunities Fund# 212 Birla Sun Life Floating Rate Fund - Long Term Plan* 173 Birla Sun Life Floating Rate Fund - Short Term Plan* 184 Birla Sun Life Cash Plus* 95 Birla Sun Life Cash Manager* 10

* Funds co-managed by Mr. Kaustubh Gupta# Funds co-managed by Mr. Lokesh Mallya

Sr.no Funds Managed By Mr. Lokesh Mallya Refer page No

1 Birla Sun Life Short Term Opportunities Fund# 212 Birla Sun Life Ultra Short Term Fund* 12

* Funds co-managed by Mr. Kaustubh Gupta# Funds co-managed by Ms. Sunaina Da Cunha

Sr.noFunds Managed By Mr. Satyabrata Mohanty

Refer page No

1 Birla Sun Life Capital Protection Oriented Fund - Series 4 572 Birla Sun Life MIP II - Wealth 25 Plan* 263 Birla Sun Life MIP II - Savings 5 Plan* 274 Birla Sun Life Capital Protection Oriented Fund - Series 7$ 575 Birla Sun Life MIP* 256 Birla Sun Life Capital Protection Oriented Fund - Series 9 577 Birla Sun Life Monthly Income* 248 Birla Sun Life Capital Protection Oriented Fund - Series 3 579 Birla Sun Life Asset Allocation Fund Conservative Plan# 37

10 Birla Sun Life Capital Protection Oriented Fund - Series 8$ 5711 Birla Sun Life Asset Allocation Fund Moderate Plan# 3712 Birla Sun Life Advantage Fund 3313 Birla Sun Life Asset Allocation Fund Aggressive Plan# 3714 Birla Sun Life Gold Fund 52

* Funds co-managed by Mr. Kaustubh Gupta# Funds co-managed by Mr. Vineet Maloo$ Funds co-managed by Mr. Ajay Garg

Sr.no Funds Managed By Mr. Nishit Dholakia Refer page No

1 Birla Sun Life ‘95 Fund* 362 Birla Sun Life Pure Value Fund 343 Birla Sun Life Small & Midcap Fund 394 Birla Sun Life Dividend Yield Plus 405 Birla Sun Life Midcap Fund 38

* Funds co-managed by Mr. Prasad Dhonde

Sr.no Funds Managed By Mr. Ajay Garg Refer page No

1 Birla Sun Life Enhanced Arbitrage Fund 222 Birla Sun Life Capital Protection Oriented Fund - Series 7* 573 Birla Sun Life MNC Fund 414 Birla Sun Life Capital Protection Oriented Fund - Series 8* 575 Birla Sun Life Index Fund 316 Birla Sun Life Tax Relief ‘96 557 Birla Sun Life Buy India Fund 458 Birla Sun Life Tax Plan 56

* Funds co-managed by Mr. Satyabrata Mohanty

Sr.no Funds Managed By Mr. Prasad Dhonde Refer page No

1 Birla Sun Life Gilt Plus Liquid Plan 192 Birla Sun Life Government Securities Fund Short Term Plan 203 Birla Sun Life Short Term Fund 164 Birla Sun Life Government Securities Fund Long Term Plan 205 Birla Sun Life Gilt Plus PF Plan 196 Birla Sun Life Income Plus 157 Birla Sun Life Gilt Plus Regular Plan 198 Birla Sun Life ‘95 Fund* 369 Birla Sun Life Gold ETF 51

* Funds co-managed by Mr. Nishit Dholakia

Sr.no Funds Managed By Mr. Vineet Maloo Refer page No

1 Birla Sun Life International Equity Fund - Plan A 49

2 Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)

48

3 Birla Sun Life International Equity Fund - Plan B 504 Birla Sun Life Asset Allocation Fund Conservative Plan* 375 Birla Sun Life Asset Allocation Fund Moderate Plan* 376 Birla Sun Life Asset Allocation Fund Aggressive Plan* 37

* Funds co-managed by Mr. Satyabrata Mohanty

Sr.no Funds Managed By Mr. Naysar Shah Refer page No

1 Birla Sun Life New Millennium Fund 442 Birla Sun Life India Opportunities Fund 463 Birla Sun Life Infrastructure Fund* 424 Birla Sun Life India Reforms Fund 53

* Funds co-managed by Mr. Mahesh Patil

Sr.no Funds Managed By Mr. Anil Shah Refer page No

1 Birla Sun Life Equity Fund 322 Birla Sun Life Special Situations Fund 473 Birla Sun Life India GenNext Fund 43

Sr.no Funds Managed By Mr. Rohit Murarka Refer page No

1 Birla Sun Life Medium Term Plan 14

59

Funds at a Glance

SCHEME PLAN/OPTION(which continue for fresh subscription)

DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.

PLAN^ OPTION

Birla Sun Life Cash PlusRegular Plan

Daily Dividend (Reinvestment) Daily Dividend Reinvestment

NilWeekly Dividend (Payout / Reinvestment) FP: ` 5,000/-

Direct PlanDividend (Payout / Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Cash Manager Regular Plan Daily Dividend (Reinvestment) Daily Dividend Reinvestment FP: ` 5,000/-

NilDirect Plan

Weekly Dividend (Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Savings Fund Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

Growth

Daily Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/- Nil

Direct Plan

Birla Sun Life Ultra Short Term Fund Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

Fortnightly Dividend (Payout / Reinvestment)Growth

Daily Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

For redemption / switch-out of units within 365 days from the date of allotment: 0.25% of applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: NilDirect Plan

Birla Sun Life Dynamic Bond FundRegular Plan

Monthly Dividend Sweep

• Choice of Option : Quarterly Dividend• Choice of Sub-Option : Dividend Reinvestment

FP: ` 5,00,000/- AP: ` 1,000/-

Within 180 days: 0.50% of applicable NAV. After 180 days: Nil. Monthly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Direct PlanQuarterly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Growth FP: ` 5,000/- AP: ` 1,000/-

Birla Sun Life Medium Term Plan Regular PlanQuarterly Dividend (Payout / Reinvestment)

Half Yearly Dividend (Payout / Reinvestment)Dividend (Payout / Reinvestment /Sweep)

Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-

For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch-out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil.Direct Plan

Birla Sun Life Floating Rate Fund - Long Term Plan

Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Reinvestment)

Growth


For Redemption / Switch-out of units within 30 days from the date of allotment: 0.25% of applicable NAV.For Redemption / Switch-out of units after 30 days from the date of allotment : NilDirect Plan

Birla Sun Life Floating Rate Fund - Short Term Plan

Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Reinvestment)

Growth


NilDirect Plan

Birla Sun Life Income Plus Regular Plan Dividend (Payout / Reinvestment)Growth

Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

For redemption / switch-out of units within 180 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 180 days from the date of allotment: Nil.Direct Plan

Birla Sun Life Short Term Fund(Erstwhile Birla Sun Life Income Fund)

Regular Plan Monthly Dividend (Payout/Reinvestment/Sweep)


within 30 days/0.50% of applicable NAVDividend (Payout/Reinvestment/Sweep)Direct Plan Growth

Birla Sun Life Gilt Plus - Regular Plan Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-

For Liquid Plan, Regular Plan & PF Plan (Quarterly/Annual Div) Nil For PF Plan (Growth) Within 90 days: 0.50% of applicable NAV. After 90 days: Nil.

Direct Plan

Birla Sun Life Gilt Plus - Liquid Plan Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

Quarterly Dividend (Payout / Reinvestment /Sweep)Annual Dividend (Payout / Reinvestment /Sweep)

GrowthDirect Plan

Birla Sun Life Gilt Plus - PF Plan Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth (Quarterly Gain / Annual Gain)Direct Plan

Birla Sun Life Government Securities Fund- Long Term Plan

Regular Plan Dividend (Payout / Reinvestment)Growth

Growth FP: ` 5,000/-AP: ` 1,000/-

within 365 days/1.00% of applicable NAV.Direct Plan

Birla Sun Life Government Securities Fund- Short Term Plan

Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

GrowthGrowth

FP: ` 5,000/-AP: ` 1,000/- Nil

Direct Plan


Regular Plan

Dividend (Payout / Reinvestment /Sweep)Growth

Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-(Max. Sub. Amt (incl. switch-in): ` 1 lakh per investor per day.)

Nil

Direct Plan

Birla Sun Life Short Term Opportunities Fund

Regular PlanQuarterly Dividend (Payout / Reinvestment)

Dividend (Payout / Reinvestment)Growth

Growth FP: ` 5,000/-AP: ` 1000/-

For redemption / switch-out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: NilDirect Plan


^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.

**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.

SAVINGS SOLUTIONS

60

Funds at a GlanceLIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012

SCHEME PLAN OPTION

Birla Sun Life Cash Plus Retail Plan Daily Dividend

Growth

Daily Dividend

Institutional Plan Weekly Dividend

Growth

Birla Sun Life Cash ManagerInstitutional Plan

Daily DividendWeekly Dividend

Growth

Birla Sun Life Savings FundRetail Plan


Growth

Birla Sun Life Ultra Short Term FundRetail Plan

Daily DividendFortnightly Dividend

Growth

Birla Sun Life Medium Term Plan

Institutional Plan

Quarterly DividendHalf Yearly Dividend

DividendGrowth

Birla Sun Life Floating Rate Fund - Short Term Plan Retail Plan

Daily Dividend Weekly Dividend

Growth

Birla Sun Life Floating Rate Fund - Long Term Plan Retail Plan

Weekly DividendGrowth

Birla Sun Life Government Securities Fund - Short Term Plan

Institutional Plan


DividendGrowth

Birla Sun Life Enhanced Arbitrage FundInstitutional Plan*

DividendGrowth

Birla Sun Life Short Term Opportunities FundInstitutional Plan

Quarterly DividendDividendGrowth

*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.


61

Funds at a Glance

SCHEME PLAN/ OPTION DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.PLAN^ OPTION

Birla Sun Life Monthly IncomeRegular Plan

Monthly Dividend (Payout/Reinvestment/Sweep)Quarterly Dividend (Payout/Reinvestment/Sweep)

• Choice of Plan : Growth• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Plan within Quarterly Dividend : Dividend Reinvestment

FP: ` 25,000/-AP: ` 5,000/-

within 365 days/1% of applicable NAV.

Direct Plan GrowthFP: ` 5,000/-AP: ` 1,000/-

Birla Sun Life MIP Regular Plan Monthly Dividend (Payout/Reinvestment/Sweep)Monthly Payment (Instant / Deferred)

Growth

• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Option within Monthly Payment Plan : Instant

FP: Dividend & Payment Option ` 25,000/- Growth: ` 5,000/-AP: ` 1,000/-

within 365 days/2% of applicable NAV. after 365 days but before 730 days/1% of applicable NAV. after 730 days/Nil (w.e.f June 06, 2013)Direct Plan

Birla Sun Life MIP II - Savings 5 Plan Regular Plan Monthly Dividend (Payout / Reinvestment /Sweep)Monthly Payment

Growth • Choice of Option : Growth• Choice of Sub-Option within Monthly DividendOption : Dividend Reinvestment

FP: Dividend & Payment Option ` 25,000/-Growth ` 5,000/-AP: ` 1,000/-

within 365 days/1% of applicable NAV.Direct Plan

Birla Sun Life MIP II - Wealth 25 Plan Regular Plan Monthly Dividend (Payout / Reinvestment /Sweep)Monthly Payment

Growthwithin 365 days/1% of applicable NAV.

Direct Plan

SCHEME PLAN OPTION EXIT LOADFor redemption-switch out consider from the date of allotment.

Birla Sun Life Dividend Yield Plus*PF Plan*

DividendGrowth


Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP) Institutional Plan*

DividendGrowth

within 30 days/3% of applicable NAV.after 30 days but before 365 days/1% of applicable NAV.

LIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012

*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.






Birla Sun Life Tax Relief ‘96 Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Payout

FP: ` 500/-AP : ` 500/-

NilDirect Plan Growth

Birla Sun Life Tax Plan Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Payout

FP: ` 500/-AP: ` 500/-






WEALTH CREATION SOLUTIONS

62

Funds at a Glance



Birla Sun Life Equity Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/- within 365 days/1% of applicable NAV.

Direct Plan Growth

Birla Sun Life Advantage Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/- within 7 days/0.50% of applicable NAV.

Direct Plan Growth

Birla Sun Life Midcap Fund Regular Plan Dividend (Dividend / Reinvestment / Sweep)

Growth (Growth with Triggered Facility)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Frontline Equity Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Growth



Birla Sun Life Infrastructure Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Growth



Birla Sun Life India GenNext Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 days/1% of applicable NAV.Direct Plan Growth

Birla Sun Life New Millennium Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Top 100 Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 Days/1% of applicable NAV. Direct Plan Growth

Birla Sun Life Buy India Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 7 days/0.50% of applicable NAV.Direct Plan Growth

Birla Sun Life MNC Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)

Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-(Max. Sub. Amt (incl. switch-in): ` 1 crore per investor per day.)


Direct Plan Growth

Birla Sun Life Index Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-



Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Small & Midcap Fund Regular Plan Dividend (Payout / Reinvestment)Dividend Payout

FP: ` 5,000/-AP : ` 1,000/-


Birla Sun Life India Reforms Fund Regular Plan Dividend (Payout / Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP : ` 1,000/-

within 1 year/1% of applicable NAV.Direct Plan Growth

Birla Sun Life Dividend Yield Plus Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life ‘95 Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Asset Allocation Fund - Aggressive Plan Regular Plan

Dividend (Payout / Reinvestment)Growth


NilBirla Sun Life Asset Allocation Fund - Moderate Plan

Direct PlanBirla Sun Life Asset Allocation Fund - Conservative Plan

Birla Sun Life Special Situations Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) • Choice of Plan : Growth• Choice of Option : Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)

Regular Plan Dividend (Payout / Reinvestment /Sweep)

GrowthGrowth / Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 30 days/3% of applicable NAV.after 30 days but before 365 days/1% of ap-plicable NAV.Direct Plan

Birla Sun Life International Equity Fund (Plan A) Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life International Equity Fund (Plan B) Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Pure Value Fund Regular Plan Dividend (Payout/Reinvestment) • Choice of Plan : Growth• Choice of Option : Reinvestment

FP : ` 5,000/-AP : ` 1,000/-



Regular Plan Dividend (Payout/Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-






63

Investment Objective

Birla Sun Life Cash Plus An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Birla Sun Life Cash Manager An Open ended Income scheme with the objective to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of very short maturities with a view to provide reasonable returns.

Birla Sun Life Savings Fund The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Birla Sun Life Ultra Short Term Fund An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

Birla Sun Life Dynamic Bond Fund An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Birla Sun Life Medium Term Plan The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Birla Sun Life Income Plus An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Birla Sun Life Short Term Fund(Erstwhile Birla Sun Life Income Fund) Name change (w.e.f. 01 Feb, 2012)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Birla Sun Life Floating Rate Fund Short Term Plan

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Birla Sun Life Gilt Plus - Liquid Plan & PF Plan

An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

Birla Sun Life Gilt Plus - Regular Plan

The investment objective of the scheme is to enable investors to invest in Central Government Securities, based on their own view on the interest rate scenario & generate credit risk-free returns.

Birla Sun Life Government Securities Fund

An Open-ended Gilt scheme with the objective to provide investors current income consistent with a portfolio invested 100% in securities issued by the Government of India or the State Governments, and the secondary objective is capital appreciation.

Birla Sun Life Short Term Opportunties Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.


An Open ended Equity Scheme with an investment objective to generate income by investing predominantly in equity and equity related instruments. Scheme intends to take advantage from the price differentials / mis-pricing prevailing for stock / index in various market segments (Cash & Futures).

Birla Sun Life Monthly Income An Open-ended income scheme with the primary investment objective to generate regular income so as to make monthly and quarterly distributions to Unit holders and the secondary objective as growth of capital. Monthly income is not assured and is subject to availability of distributable surplus

Birla Sun Life MIP The primary objective of the scheme is to generate regular income so as to make monthly distributions to unit holders with the secondary objective being growth of capital. Income may be generated through the receipt of coupon payments, the amortization of the discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets primarily in fixed income securities, money market instruments, cash and cash equivalents while at the same time maintaining a small exposure to equity markets. (Monthly income is not assured and is subject to availability of distributable surplus.)

Birla Sun Life MIP II - Wealth 25 Plan An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Birla Sun Life MIP II - Savings 5 Plan An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Birla Sun Life Tax Relief ‘96 An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Birla Sun Life Tax Plan An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.


SAVINGS SOLUTIONS



64

Investment Objective

Birla Sun Life Frontline Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at being as diversified across various industries and or sectors as its chosen benchmark index, S&P BSE 200.

Birla Sun Life Top 100 Fund An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.

Birla Sun Life Index Fund An Open-ended index-linked growth scheme with the objective to generate returns commensurate with the performance of Nifty subject to tracking errors.

Birla Sun Life Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market securities.

Birla Sun Life Advantage Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk through a diversified research based investment approach.

Birla Sun Life Pure Value Fund An Open ended Diversified Equity Scheme with the objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities by following value investing strategy.


An Open ended Diversified Equity Scheme with an to provide long-term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities.

Birla Sun Life ‘95 Fund An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Birla Sun Life Asset Allocation Fund An Open-ended Fund of Funds scheme with the objective to provide income and capital appreciation along with diversification by investing in a basket of debt and equity Mutual Fund schemes in line with the risk profile of the investors.

Birla Sun Life Midcap Fund An Open ended Growth Scheme with the objective to achieve long term growth of capital at controlled level of risk by investing primarily in ‘Mid-Cap’ Stocks. The level of risk is somewhat higher than a fund focused on large and liquid stocks. Concomitantly, the aim is to generate higher returns than a fund focused on large and liquid stocks.

Birla Sun Life Small & Midcap Fund An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Birla Sun Life Dividend Yield Plus An Open-ended growth scheme with the objective to provide capital growth and income by investing primarily in a well-diversified portfolio of dividend paying companies that have a relatively high dividend yield.

Birla Sun Life MNC Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk by making investments in securities of multi-national companies through a research based investment approach.

Birla Sun Life Infrastructure Fund An Open-ended growth scheme with the objective to providing for medium to long-term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India.

Birla Sun Life India GenNext Fund An Open-ended growth scheme with the objective to target growth of capital by investing in equity/equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation (Generation Next). The scheme will invest in companies that have the following characteristics: 1. Companies that seek growth in revenues arising out of demand from the younger generation (GenNext) for their products or services. 2. They should be engaged in manufacturing of products or rendering of services that go directly to the consumer. 3. The products and services should have distinct brand identity, thereby enabling choice.

Birla Sun Life New Millennium Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Birla Sun Life Buy India Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in businesses that are driven by India’s large population and inherent consumption patterns. The focus of the scheme will be in the consumer and healthcare sectors. The secondary objective is income generation and distribution of dividend.

Birla Sun Life India Opportunities Fund An Open ended Growth Scheme with the objective to achieve superior long-term growth of capital by investing in shares of companies that do one or more of the following: 1. Leverage India’s intellectual capital for providing services, research and creative inputs. 2. Seek to use current and impending changes in patent laws / import tariffs / quotas to supply goods and services. 3. Leverage India’s lower labour costs for providing services and manufactured goods. 4. Leverage India’s large population of English speaking people for providing services.

Birla Sun Life Special Situations Fund An Open-ended diversified equity scheme with an objective of the scheme is to generate long-term growth of capital by investing in a portfolio of equity and equity related securities. The Scheme would follow an investment strategy that would take advantage of Special Situations & Contrarian investment style.

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)

The objective of the Scheme is to offer long term growth of capital, by investing in (1) stocks of Agri commodity companies, i.e., companies engaged in or focusing on the Agri business and/or (2) overseas mutual fund scheme(s) that have similar investment objectives. These securities could be issued in India or overseas.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the international markets.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets.

Birla Sun Life India Reforms Fund An Open ended Equity Scheme with an investment objective is to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.

Birla Sun Life Gold ETF An Open ended Gold Exchange Traded Fund with the investment objective to generate returns that are in line with the performance of gold, subject to tracking errors.

Birla Sun Life Gold Fund An Open ended Fund of Fund Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).



65

Dividend History (For select Schemes)

DEBT Schemes Declared on date Face ValueNon Corporate Corporate

Cum Dividend NAV# (` per unit)Dividend#

(` per unit)Dividend#

(` per unit)Birla Sun Life Savings Fund – Institutional Monthly Dividend

11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04970.0587

0.02870.06070.0547

10.309910.338410.3413

Birla Sun Life Savings Fund – Retail Monthly Dividend

11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04690.0529

0.02870.05730.0493

10.284810.310810.3105

Birla Sun Life Ultra Short Term Fund - Monthly Dividend

11-Feb-1131-Jan-1131-Dec-10

10.0010.0010.00

0.02500.06600.0532

0.02050.05400.0496

10.806810.847410.8361

Birla Sun Life Dynamic Bond Fund – Monthly Dividend - Regular Plan

29-Nov-1325-Oct-1327-Sep-13

10.0010.0010.00

0.07840.06240.0616

0.05850.04660.0460

10.298010.284510.2177

Birla Sun Life Dynamic Bond Fund – Monthly Dividend - Direct Plan

29-Nov-1325-Oct-1327-Sep-13

10.0010.00 10.00

0.07800.06190.0619

0.05820.04620.0462

10.231110.213710.1452

Birla Sun Life Dynamic Bond Fund – Quarterly Dividend - Regular Plan

30-Sep-1324-May-1326-Mar-13

10.0010.0010.00

0.49170.22110.2477

0.36700.16500.1870

11.395511.817811.6472

Birla Sun Life Dynamic Bond Fund - Quarterly Dividend - Direct Plan

30-Sep-13 24-May-1326-Mar-13

10.0010.0010.00

0.49320.22170.2342

0.36810.16550.1768

11.438911.854211.6611

Birla Sun Life Income Plus - Quarterly Dividend - Regular Plan

17-May-1315-Mar-1317-Dec-12

10.0010.0010.00

0.39080.26820.2770

0.29170.20250.2091

13.333612.848512.6401

Birla Sun Life Income Plus - Quarterly Dividend - Direct Plan

17-May-1315-Mar-13

10.00 10.00

0.37100.2225

0.27690.1680

13.423212.8651

Birla Sun Life Short Term Fund - Monthly Dividend - Regular Plan

18-Nov-1315-Oct-1316-Aug-13

10.0010.0010.00

0.05450.10000.0340

0.04070.07460.0254

11.778611.816411.5581

Birla Sun Life Short Term Fund - Monthly Dividend - Direct Plan

18-Nov-1315-Oct-1316-Aug-13

10.0010.0010.00

0.05610.10000.0350

0.04190.07460.0261

11.784411.820511.5602

Birla Sun Life Short Term Fund- Half Yearly Dividend

15-Mar-1016-Mar-0917-Mar-08

10.0010.0010.00

0.24530.44670.4752

0.22830.41580.4423

11.555711.949611.6359

Birla Sun Life Short Term Fund - Quarterly Dividend

15-Dec-1115-Sep-1115-Jun-11

10.0010.0010.00

0.11310.08560.1443

0.08540.06460.1090

11.660611.620111.4526

Birla Sun Life Medium Term Plan - Dividend -Regular Plan 25-Mar-13 10.00 0.8000 0.6040 10.9834

Birla Sun Life Medium Term Plan - Dividend -Direct Plan 25-Mar-13 10.00 0.8000 0.6040 10.9909

Birla Sun Life Medium Term Plan - Half Yearly Dividend - Regular Plan

17-Sep-1317-May-1315-Mar-13

10.00 10.0010.00

0.17700.21510.4055

0.13210.16050.3062

10.643810.674610.7922

Birla Sun Life Medium Term Plan - Half Yearly Dividend - Direct Plan

17-Sep-13 17-May-1315-Mar-13

10.00 10.0010.00

0.19630.22050.1537

0.14650.16460.1160

10.926610.945010.7981

Birla Sun Life Medium Term Plan - Quarterly Dividend - Regular Plan

17-Sep-1317-May-13 15-Mar-13

10.00 10.00 10.00

0.13790.21110.1925

0.10290.15750.1453

10.443310.473610.3838

Birla Sun Life Medium Term Plan - Quarterly Dividend - Direct Plan

17-Sep-13 17-May-13 15-Mar-13

10.00 10.00 10.00

0.14980.21190.1588

0.11180.15810.1199

10.519010.535110.3899

Birla Sun Life Medium Term Plan -Institutional - Half Yearly Dividend

17-Sep-13 17-May-13

10.00 10.00

0.17160.2151

0.12810.1605

10.639710.6706

Birla Sun Life Medium Term Plan -Institutional - Quarterly Dividend

17-Sep-13 17-May-13

10.00 10.00

0.13730.2106

0.10250.1572

10.417010.4473

Birla Sun Life Gilt Plus - Liquid Plan – Quarterly Dividend - Regular Plan

17-Sep-13 17-May-13 15-Mar-13

10.0010.0010.00

0.38270.11020.1980

0.28560.08220.1495

11.066810.776110.8457

Birla Sun Life Gilt Plus - Liquid Plan – Quarterly Dividend - Direct Plan

17-Sep-13 17-May-13 15-Mar-13

10.00 10.0010.00

0.39430.11070.1560

0.29430.08260.1178

11.131410.828810.8510

Birla Sun Life Gilt Plus - Liquid - Annual Dividend-Regular Plan 15-Mar-13 10.00 0.7620 0.5753 10.9546

Birla Sun Life Gilt Plus - Liquid - Annual Dividend - Direct Plan 15-Mar-13 10.00 0.6625 0.5002 10.9601

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend - Regular Plan

17-Sep-1317-May-1315-Mar-13

10.0010.0010.00

0.23770.29500.2695

0.17740.22020.2035

10.995312.044311.6637

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend - Direct Plan

17-Sep-13 17-May-1315-Mar-13

10.00 10.0010.00

0.23880.29650.2215

0.17820.22130.1672

11.076112.108011.6729

Birla Sun Life Gilt Plus - Regular Plan Quarterly Dividend - Regular Plan

17-May-1315-Mar-1317-Dec-12

10.0010.0010.00

0.25700.23540.2431

0.19180.17770.1835

12.916212.642812.4456

Birla Sun Life Gilt Plus - Regular Plan Quarterly Dividend - Direct Plan

17-May-1315-Mar-13

10.0010.00

0.25800.1925

0.19260.1453

12.963612.6491

Birla Sun Life Government Securities Fund - Long Term Dividend - Regular Plan

17-Sep-13 17-May-13 15-Mar-13

10.0010.0010.00

0.48730.23770.6106

0.36370.17740.4610

11.137512.161312.0873

Birla Sun Life Government Securities Fund - Long Term Dividend - Direct Plan

17-Sep-13 17-May-13 15-Mar-13

10.00 10.0010.00

0.50330.24520.2518

0.37560.18300.1901

11.512012.555112.0945

Birla Sun Life Government Securities Fund - Short Term Dividend

29-Feb-1215-Dec-1015-Sep-10

10.0010.0010.00

0.00160.11080.1120

0.00220.10320.1044

10.003110.240710.2297

Birla Sun Life Short Term Opportunities Fund - Quarterly Dividend - Regular Plan

17-Sep-13 17-May-1315-Mar-13

10.00 10.0010.00

0.16700.17670.1967

0.12460.13190.1485

10.521410.484410.4339

Birla Sun Life Short Term Opportunities Fund - Quarterly Dividend - Direct Plan

17-Sep-13 17-May-13 15-Mar-13

10.0010.0010.00

0.18130.17750.1617

0.13530.13250.1221

10.597910.543910.4423

Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.


SAVINGS SOLUTIONS

66

Dividend History (For select Schemes)

EQUITY SCHEMES Declared on date Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)

Birla Sun Life Equity Fund - Regular Plan15-Mar-1324-Aug-1220-May-11

3.003.003.00

10.0010.0010.00

63.2760.8965.69

Birla Sun Life Advantage Fund - Regular Plan17-May-1325-May-1204-Feb-11

4.00 4.004.50

10.0010.0010.00

75.7066.9881.17

Birla Sun Life Advantage Fund - Direct Plan 17-May-13 4.00 10.00 75.79

Birla Sun Life Midcap Fund - Regular Plan19-Jul-1322-Jun-1214-Jan-11

1.501.502.00

10.0010.0010.00

20.0119.9724.29

Birla Sun Life Small & Midcap Fund - Regular Plan 19-Jul-13 0.35 10.00 11.79

Birla Sun Life Frontline Equity Fund - Regular Plan29-Nov-1312-Apr-1309-Nov-12

1.001.000.50

10.0010.0010.00

22.3120.7121.29

Birla Sun Life India GenNext Fund - Regular Plan28-Jun-1322-Jun-1214-Jan-11

1.001.001.00

10.0010.0010.00

16.4714.0114.39

Birla Sun Life New Millennium Fund - Regular Plan27-Sep-1309-Sep-1026-Feb-10

0.850.850.75

10.0010.0010.00

15.2014.1613.49

Birla Sun Life Top 100 Fund - Regular Plan28-Jun-1331-Jan-1322-Jun-12

0.801.001.00

10.0010.0010.00

13.1414.9513.37

Birla Sun Life Buy India Fund - Regular Plan27-Sep-1321-Sep-1229-Apr-11

1.201.001.75

10.0010.0010.00

22.6522.8123.75

Birla Sun Life Buy India Fund - Direct Plan 27-Sep-13 1.20 10.00 22.73

Birla Sun Life MNC Fund - Regular Plan29-Nov-1312-Apr-1309-Nov-12

2.005.004.00

10.0010.0010.00

88.9480.2089.21

Birla Sun Life Index Fund - Regular Plan 31-Jan-1323-Mar-073-Feb-04

2.006.501.65

10.0010.0010.00

22.7621.8311.99

Birla Sun Life Index Fund - Direct Plan 31-Jan-13 2.00 10.00 22.77

Birla Sun Life India Opportunities Fund09-Nov-1225-Feb-1127-Aug-10

0.751.251.25

10.0010.0010.00

16.2917.3819.28

Birla Sun Life Dividend Yield Plus - Regular Plan18-Feb-1320-Jul-1213-Feb-12

0.500.500.50

10.0010.0010.00

13.1012.4913.20

Birla Sun Life ‘95 Fund - Regular Plan18-Feb-1313-Feb-1229-Apr-11

5.005.006.50

10.0010.0010.00

112.18105.20114.40

Birla Sun Life Pure Value Fund - Regular Plan 23-Aug-13 1.00 10.00 13.44


EQUITY SCHEMES Declared on date Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)

Birla Sun Life Tax Relief ‘9608-Mar-1331-Mar-1112-Mar-10

3.004.007.00

10.0010.0010.00

78.6682.8585.21

Birla Sun Life Tax Plan15-Mar-1320-May-1117-Sep-10

1.501.002.00

10.0010.0010.00

48.0045.1350.69





DEBT Schemes Declared on date Face ValueNon Corporate Corporate

Cum Dividend NAV# (` per unit)Dividend#

(` per unit)Dividend#

(` per unit)Birla Sun Life Monthly Income - Monthly Dividend - Regular Plan

29-Nov-1331-Oct-1330-Sep-13

10.0010.0010.00

0.06190.06490.0639

0.04620.04840.0477

11.152311.189210.9664

Birla Sun Life Monthly Income - Monthly Dividend - Direct Plan

31-May-1330-Apr-1328-Mar-13

10.0010.0010.00

0.07760.06920.0689

0.05790.05160.0520

11.622411.504711.3589

Birla Sun Life Monthly Income - Quarterly Dividend - Regular Plan

30-Sep-13 24-May-1326-Mar-13

10.00 10.0010.00

0.38680.17200.1963

0.28870.12840.1482

11.746512.334812.0166

Birla Sun Life Monthly Income - Quarterly Dividend - Direct Plan

30-Sep-13 24-May-13 26-Mar-13

10.00 10.0010.00

0.38780.17230.1887

0.28940.12860.1425

11.787612.362012.0302

Birla Sun Life MIP - Monthly Dividend Plan - Regular Plan

29-Nov-1325-Oct-1327-Sep-13

10.0010.0010.00

0.07560.05980.0588

0.05640.04460.0439

11.335211.325211.1775

Birla Sun Life MIP - Monthly Dividend Plan - Direct Plan

29-Nov-13 25-Oct-13 27-Sep-13

10.00 10.00 10.00

0.08010.05570.0525

0.05980.04160.0392

12.008411.982111.8105

Birla Sun Life MIP II - Wealth 25 Plan Monthly Dividend Plan - Regular Plan

29-Nov-13 25-Oct-13 30-Sep-13

10.00 10.00 10.00

0.07660.05990.0584

0.05720.04470.0436

11.545111.470811.2103

Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend Plan - Regular Plan

29-Nov-13 25-Oct-13 30-Sep-13

10.00 10.00 10.00

0.07730.06110.0602

0.05770.04560.0449

11.575311.562911.4403

Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend Plan - Direct Plan

25-Oct-13 26-Jul-1328-Jun-13

10.00 10.0010.00

0.06300.05070.0339

0.04700.03790.0253

11.918811.707011.9985



67

Industry Allocation

Note: The above Allocation is as on November 29, 2013 as per Industry classification as recommended by AMFI.


Birla Sun Life EnhancedArbitrage Fund

Allocation as a % of Net Assets %

Banks 14.78%Finance 11.83%Auto 10.22%Pharmaceuticals 7.44%Ferrous Metals 6.65%Petroleum Products 5.85%Consumer Non Durables 3.19%Construction 2.80%Software 2.55%Telecom - Services 2.12%Transportation 1.63%Chemicals 0.65%Oil 0.03%Industrial Capital Goods 0.02%Power 0.01%Futures and Options -70.45%Cash & Current Assets 55.95%Net receivables / payables 44.73%Total Net Assets 100.00%

SAVINGS SOLUTIONS



Banks 15.86%Software 13.63%Pharmaceuticals 11.55%Finance 9.05%Auto Ancillaries 6.33%Auto 5.04%Petroleum Products 4.86%Consumer Non Durables 4.63%Cement 4.54%Pesticides 4.15%Industrial Capital Goods 3.49%Construction Project 3.21%Media & Entertainment 2.42%Industrial Products 2.34%Power 2.31%Retailing 2.04%Consumer Durables 1.39%Ferrous Metals 1.16%Minerals/Mining 0.96%Transportation 0.70%Miscellaneous 0.00%Cash & Current Assets 0.73%Net receivables / payables -0.40%Total Net Assets 100.00%

Birla Sun Life Tax Relief ‘96


Banks 15.84%Software 13.63%Pharmaceuticals 11.53%Finance 9.04%Auto Ancillaries 6.34%Auto 5.04%Petroleum Products 4.86%Consumer Non Durables 4.63%Cement 4.54%Pesticides 4.14%Industrial Capital Goods 3.49%Construction Project 3.21%Media & Entertainment 2.42%Industrial Products 2.33%Power 2.32%Retailing 2.04%Consumer Durables 1.39%Ferrous Metals 1.15%Minerals/Mining 0.96%Transportation 0.71%Miscellaneous 0.00%Cash & Current Assets 1.29%Net receivables / payables -0.88%Total Net Assets 100.00%


68

Industry Allocation

Birla Sun Life Equity Fund


Banks 16.28%Software 15.11%Pharmaceuticals 12.07%Consumer Non Durables 8.73%Finance 5.39%Oil 4.52%Telecom - Services 4.28%Auto 4.05%Power 3.08%Non - Ferrous Metals 2.65%Construction Project 2.56%Consumer Durables 2.56%Cement 2.43%Auto Ancillaries 2.19%Minerals/Mining 1.99%Textile Products 1.51%Industrial Products 1.42%Petroleum Products 1.32%Construction 1.25%Media & Entertainment 1.00%Transportation 0.92%Industrial Capital Goods 0.51%Miscellaneous 0.11%Cash & Current Assets 3.55%Net receivables / payables 0.53%Total Net Assets 100.00%



Birla Sun Life Advantage Fund


Banks 19.96%Software 16.03%Consumer Non Durables 10.16%Auto 7.45%Finance 7.04%Pharmaceuticals 5.83%Construction Project 4.57%Petroleum Products 3.19%Futures and Options 3.10%Auto Ancillaries 2.90%Media & Entertainment 2.77%Industrial Products 2.38%Telecom - Services 2.21%Pesticides 1.81%Minerals/Mining 1.81%Ferrous Metals 1.57%Power 1.55%Industrial Capital Goods 1.53%Non - Ferrous Metals 1.45%Construction 1.37%Textile Products 1.05%Cement 0.91%Chemicals 0.89%Miscellaneous 0.20%Cash & Current Assets 3.65%Net receivables / payables -5.40%Total Net Assets 100.00%

Birla Sun Life Midcap Fund


Banks 12.30%Pharmaceuticals 11.65%Consumer Non Durables 10.91%Software 8.22%Industrial Products 6.21%Auto Ancillaries 5.59%Finance 5.23%Consumer Durables 5.22%Industrial Capital Goods 5.21%Chemicals 4.00%Cement 3.95%Construction 3.85%Power 3.43%Media & Entertainment 3.08%Auto 2.46%Transportation 2.20%Gas 2.04%Construction Project 1.90%Fertilisers 0.99%Miscellaneous 0.16%Cash & Current Assets 1.45%Net receivables / payables -0.05%Total Net Assets 100.00%



Banks 17.63%Software 14.99%Consumer Non Durables 10.80%Pharmaceuticals 7.77%Auto 5.78%Petroleum Products 4.75%Finance 4.63%Oil 3.73%Construction Project 3.64%Telecom - Services 3.55%Auto Ancillaries 2.95%Minerals/Mining 2.58%Industrial Capital Goods 2.49%Cement 2.14%Power 2.02%Industrial Products 2.00%Ferrous Metals 1.90%Media & Entertainment 1.63%Futures and Options 0.73%Transportation 0.69%Non - Ferrous Metals 0.60%Construction 0.54%Trading 0.32%Retailing 0.15%Miscellaneous 0.13%Cash & Current Assets 4.47%Net receivables / payables -2.62%Total Net Assets 100.00%

Birla Sun Life New Millennium Fund


Software 77.07%Telecom - Services 14.08%Media & Entertainment 8.13%Miscellaneous 0.00%Cash & Current Assets 1.30%Net receivables / payables -0.57%Total Net Assets 100.00%

Birla Sun Life Infrastructure Fund


Banks 18.80%Power 10.06%Industrial Products 7.71%Industrial Capital Goods 6.82%Construction Project 6.63%Petroleum Products 5.57%Finance 5.13%Oil 4.96%Gas 4.55%Auto Ancillaries 4.33%Auto 4.06%Telecom - Services 3.56%Construction 3.09%Cement 2.96%Engineering Services 2.91%Ferrous Metals 2.76%Non - Ferrous Metals 2.48%Minerals/Mining 1.76%Transportation 0.70%Chemicals 0.44%Cash & Current Assets 0.92%Net receivables / payables -0.18%Total Net Assets 100.00%

Birla Sun Life India GenNext Fund

Allocation as a % of Net Assets %Consumer Non Durables 23.21%Banks 16.41%Media & Entertainment 13.45%Pharmaceuticals 10.57%Auto 7.70%Finance 5.08%Telecom - Services 4.78%Construction 3.16%Consumer Durables 2.69%Chemicals 2.53%Textile Products 2.15%Auto Ancillaries 1.61%Diversified Consumer Services 1.12%

Software 0.65%Retailing 0.48%Miscellaneous 0.12%Cash & Current Assets 4.79%Net receivables / payables -0.51%Total Net Assets 100.00%

Birla Sun Life Top 100 Fund


Banks 17.30%Software 14.99%Consumer Non Durables 9.99%Pharmaceuticals 7.27%Auto 6.66%Finance 4.76%Petroleum Products 4.65%Minerals/Mining 3.91%Construction Project 3.72%Power 3.36%Telecom - Services 3.19%Auto Ancillaries 2.74%Cement 2.58%Oil 2.14%Consumer Durables 2.11%Industrial Products 2.09%Industrial Capital Goods 1.84%Non - Ferrous Metals 1.15%Media & Entertainment 0.89%Pesticides 0.56%Gas 0.56%Ferrous Metals 0.55%Futures and Options 0.38%Retailing 0.14%Miscellaneous 0.12%Cash & Current Assets 2.13%Net receivables / payables 0.21%Total Net Assets 100.00%


69

Industry Allocation



Birla Sun Life Buy India Fund


Pharmaceuticals 18.34%Banks 15.98%Consumer Non Durables 14.02%Finance 13.94%Auto Ancillaries 7.34%Pesticides 7.31%Auto 7.18%Retailing 6.38%Media & Entertainment 3.33%Consumer Durables 3.20%Transportation 1.43%Gas 1.43%Miscellaneous 0.00%Cash & Current Assets 0.66%Net receivables / payables -0.52%Total Net Assets 100.00%

Birla Sun Life MNC Fund


Consumer Non Durables 18.44%Finance 13.84%Pharmaceuticals 12.87%Industrial Capital Goods 10.22%Banks 8.20%Auto Ancillaries 7.67%Pesticides 7.36%Auto 5.05%Industrial Products 3.91%Consumer Durables 3.57%Software 3.52%Cement 2.52%Petroleum Products 0.89%Transportation 0.89%Miscellaneous 0.76%Construction 0.34%Cash & Current Assets 0.80%Net receivables / payables -0.85%Total Net Assets 100.00%

Birla Sun Life Index Fund


Banks 16.98%Software 13.85%Futures and Options 13.45%Consumer Non Durables 10.33%Auto 7.86%Petroleum Products 6.39%Finance 6.04%Pharmaceuticals 5.20%Construction Project 3.65%Oil 3.09%Cement 2.61%Power 2.43%Minerals/Mining 2.20%Telecom - Services 1.67%Ferrous Metals 1.57%Non - Ferrous Metals 0.68%Gas 0.65%Construction 0.53%Industrial Capital Goods 0.53%Cash & Current Assets 11.77%Net receivables / payables -11.48%Total Net Assets 100.00%



Software 30.87%Pharmaceuticals 18.33%Industrial Capital Goods 10.17%Industrial Products 7.93%Auto Ancillaries 6.76%Auto 4.57%Construction Project 4.00%Finance 3.98%Petroleum Products 3.95%Non - Ferrous Metals 3.83%Power 3.57%Minerals/Mining 0.99%Media & Entertainment 0.16%Miscellaneous 0.00%Cash & Current Assets 1.75%Net receivables / payables -0.86%Total Net Assets 100.00%



Banks 17.37%Software 14.02%Consumer Non Durables 13.89%Finance 8.58%Auto 7.05%Pharmaceuticals 4.99%Power 4.88%Oil 4.80%Petroleum Products 4.57%Media & Entertainment 4.49%Industrial Products 3.58%Non - Ferrous Metals 2.85%Minerals/Mining 2.64%Textile Products 2.16%Ferrous Metals 1.58%Industrial Capital Goods 1.11%Construction Project 1.08%International Equity 1.07%Cement 0.75%Transportation 0.62%Chemicals 0.50%Cash & Current Assets 1.20%Net receivables / payables -3.80%Total Net Assets 100.00%



Corporate Debt 13.94%Banks 12.77%Software 10.97%Government Bond 9.58%Finance 6.73%Pharmaceuticals 6.14%Consumer Non Durables 5.81%Auto 5.44%Power 2.67%Construction Project 2.51%Oil 2.48%Telecom - Services 2.23%Industrial Products 2.19%Petroleum Products 2.19%Auto Ancillaries 1.99%Minerals/Mining 1.45%Non - Ferrous Metals 1.44%Media & Entertainment 1.15%Pesticides 1.02%Cement 0.77%Retailing 0.64%Consumer Durables 0.62%Construction 0.47%Gas 0.45%Textile Products 0.45%Industrial Capital Goods 0.39%Transportation 0.16%Miscellaneous 0.02%Cash & Current Assets 3.33%Total Net Assets 100.00%



Banks 14.09%Consumer Non Durables 13.63%Finance 8.14%Software 7.76%Chemicals 6.14%Pharmaceuticals 5.56%Industrial Capital Goods 5.44%Media & Entertainment 5.35%Consumer Durables 4.86%Textile Products 4.81%Power 3.83%Construction 3.55%Engineering Services 2.80%Auto Ancillaries 2.44%Pesticides 2.43%Auto 2.18%Retailing 1.97%Diversified Consumer Services 1.95%

Cement 0.98%Cash & Current Assets 1.21%Net receivables / payables 0.87%Total Net Assets 100.00%

Birla Sun Life India Reforms Fund


Banks 21.55%Power 17.01%Construction Project 10.14%Finance 8.07%Media & Entertainment 7.87%Oil 7.37%Industrial Capital Goods 6.11%Gas 5.11%Telecom - Services 4.35%Retailing 4.26%Engineering Services 4.01%Petroleum Products 2.70%Transportation 0.53%Miscellaneous 0.23%Corporate Debt 0.21%Cash & Current Assets 2.01%Net receivables / payables -1.52%Total Net Assets 100.00%

Birla Sun Life Pure Value Fund


Banks 17.12%Finance 10.40%Industrial Products 9.95%Pharmaceuticals 9.57%Power 8.51%Consumer Non Durables 8.21%Software 7.09%Non - Ferrous Metals 4.59%Auto Ancillaries 4.52%Industrial Capital Goods 2.54%Textile Products 2.25%Gas 1.92%Minerals/Mining 1.57%Construction Project 1.26%Cement 1.16%Corporate Debt 0.18%Cash & Current Assets 6.77%Net receivables / payables 2.37%Total Net Assets 100.00%

70

Industry Allocation



Birla Sun Life Long TermAdvantage Fund


Banks 17.57%Software 14.07%Consumer Non Durables 10.91%Finance 7.11%Pharmaceuticals 6.82%Auto 6.23%Petroleum Products 5.32%Construction Project 3.59%Gas 3.00%Industrial Products 2.54%Telecom - Services 2.52%Minerals/Mining 2.38%Ferrous Metals 2.28%Construction 2.18%



United States 20.23%Banks 12.18%Software 10.12%Consumer Non Durables 8.63%Pharmaceuticals 5.18%Auto 4.51%Finance 4.43%Oil 4.41%Petroleum Products 3.28%Minerals/Mining 2.33%Telecom - Services 2.11%Textile Products 1.99%Ferrous Metals 1.88%Hong Kong 1.80%Construction Project 1.70%Germany 1.47%Non - Ferrous Metals 1.43%United Kingdom 1.32%Media & Entertainment 1.25%Construction 1.14%Japan 1.14%Switzerland 1.03%Korea, Republic Of 0.97%Power 0.87%Industrial Products 0.84%France 0.63%Industrial Capital Goods 0.60%Transportation 0.56%Denmark 0.45%Norway 0.45%Cash & Current Assets 0.39%Net receivables / payables 0.65%Total Net Assets 100.00%

Birla Sun Life CommodityEquities Fund - Global Agri Plan

(GAP)Allocation as a % of Net Assets %

United States 58.59%Switzerland 17.32%Mauritius 6.34%India 4.57%Norway 3.73%Russian Federation 2.56%Canada 2.53%Japan 1.85%Chile 0.79%Malaysia 0.50%Hong Kong 0.00%Cash & Current Assets 1.95%Net receivables / payables -0.74%Total Net Assets 100.00%



United States 67.29%Hong Kong 5.51%Germany 4.15%Japan 3.74%United Kingdom 3.67%Switzerland 3.05%Korea, Republic Of 2.87%France 1.59%Denmark 1.41%Norway 1.39%Cash & Current Assets 6.06%Net receivables / payables -0.73%Total Net Assets 100.00%

Country/Industry Allocation

Power 2.16%Oil 1.89%Auto Ancillaries 1.77%Textile Products 1.39%Non - Ferrous Metals 1.18%Industrial Capital Goods 1.02%Consumer Durables 1.00%Cement 0.60%Pesticides 0.52%Retailing 0.34%Transportation 0.22%Miscellaneous 0.10%Cash & Current Assets 1.37%Net receivables / payables -0.12%Total Net Assets 100.00%

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BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LTD. (Investment Manager for Birla Sun Life Mutual Fund)One IndiaBulls Centre Tower 1, 17th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai-400 013

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AGRA JAIPUR PANJIM ALLAHABAD 0532 - 2427015 / 3201661 HUBLI 0836 - 4259989 / 4266283AHMEDABAD JALANDHAR PATIALA AMBALA 0171 - 2601345 JAMMU 0191 - 2432601AJMER JAMSHEDPUR PONDICHERY AMRAVATI 0721 - 6451692 JAMNAGAR 0288 - 3200064ALWAR JODHPUR PUNE ANAND 02692 - 247260 KOLKATA 033 - 22882592 / 4 / 5AMRITSAR KANPUR RAIPUR BANGALORE (Jayanagar) 080 - 41555000 MADURAI 0452 - 4231493 / 83BARODA KOTA RANCHI BANGALORE(Manipal Centre) 080 - 42443636BHILLAI LUDHIANA SHIMLA BHAVNAGAR 0278 - 6452524 MEHASANA 02762 - 658323 / 16BHOPAL MADURAI SILIGURI BHUBANESHWAR 0674 - 2535521 / 3413 MUMBAI (Head Office) 022 - 66928000CALICUT MANDIGOBINDGARH SURAT CHANDIGARH 0172 - 2783556 MYSORE 0821 - 4244400 / 1 / 2CHENNAI (Adiyar) MANGALORE TRICHY CHENNAI (Anna Nagar) 044 - 43016950 / 1 / 2 / 4 / 6 NOIDA 0120 - 4203629COIMBATORE MEERUT UDAIPUR CHENNAI (Egmore) 044 - 28191681 / 708 / 715 / 699 PATNA 0612 - 2323265 / 66DEHRADUN MORADABAD VALSAD COCHIN 0484 - 2366817 / 2383969 / 4021722 THANE 022 - 67930660 / 1DHANBAD MUMBAI (Borivali) VARANASI DELHI 011-40744500 TRIVANDRUM 0471 - 4017007ERODE MUMBAI (Ghatkopar) VASHI DURGAPUR 0343 - 6454621 / 19 / 3201241 VAPI 0260 - 6454735 / 6GURGAON MUMBAI (Churchgate) VIJAYWADA GUWAHATI 0361 - 2595020 / 2599273 VISHAKAPATNAM 0891 - 6631337 / 8HYDERABAD (Abids) NAGPUR VISAG GWALIOR 0751 - 6499442 / 378INDORE NASIKJABALPUR PANIPAT

Disclaimer: Any information contained in this publication does not constitute and shall be deemed not to constitute an advice, an offer to sell/ purchase or as an invitation or solicitation to do so for any securities of any entity and further, Birla Sun Life Asset Management Company Ltd.(BSLAMC)/ its subsidiaries / affiliates / sponsors / trustee or their officers, employees, personnel, directors shall not be liable for any loss, damage, liability whatsoever for any direct or indirect loss arising from the use or access of any information that may be displayed in this publication from time to time. Recipients of the information contained herein should exercise due care and caution and read the all the scheme related documents (including if necessary, obtaining the advice of tax / legal / accounting / financial / other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained herein.Editorial opinions expressed in the ‘Empower’ are not necessarily those of BSLAMC or any of their officers, employees, personnel, directors and BSLAMC and its officers, employees, personnel, directors do not accept responsibility for the editorial content. BSLAMC or any of its officers, employees, personnel, directors make no representation as to the accuracy, completeness or reliability of the editorial content and hereby disclaim any liability with regard to the same.

The Material provided in the Empower cannot be reproduced or quoted anywhere without express permission from Birla Sun Life Asset Management Company Ltd.

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2013/Birla Sun Li… · Index All About Mutual Funds 01 Investment Outlook 02 All Product Labeling...

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