2013 Veracity Products

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    VERACITYINSURANCE SOLUTIONS

    Providing Creative Solutions to Insurance Problems

    Morgan D Cole, CIC

    260 South 2500 West, Suite 303Pleasant Grove, UT 84062

    [email protected]

    Ph. 801-216-8258 Fax. 801-763-1374

    Specializing in the development, marketing and management ofinsurance solutions for affinity groups and specific niche markets.

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    Veracity Insurance Solutions, LLC260 South 2500 West, Suite 303

    Pleasant Grove, UT 84062www.veracityinsurance.com

    Ph. 1-866-395-1308 Fax. 801-763-1374

    Agency Principals

    Daryle E. Stafford, President & CEO [email protected]

    Chris Van Leeuwen, VP of Sales [email protected]

    Melanie Allen, VP of Operations [email protected]

    Brokerage

    Cameron S. Allen [email protected]

    Justin Taylor [email protected]

    Morgan D. Cole [email protected]

    Ross Graham [email protected]

    Underwriting

    Ally Christopherson [email protected]

    Chelsea Ciena [email protected]

    Daniel Steadman [email protected] Parry [email protected]

    Natasha Gray [email protected]

    Robbin Street [email protected]

    Accounting

    Tatyana Korotayeva [email protected]

    Compliance

    Jerilyn Debenham [email protected]

    Mindy Rudelich [email protected]

    Taylor Van Leeuwen [email protected]

    Vilate Van Leeuwen [email protected]

    Product Development

    Miriam Ball [email protected]

    Contact Information

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    Overview

    As the casualty environment continues to change, it is imperative that you have access to products that are continuallyevolving to ensure proper exposures are met. With our Casualtyprogram, we can tailor coverage for most any typeof risk. From the small low-hazard risk to a multi-national high-hazard account, Veracity Insurance Solutions candeliver the necessary product.

    Manufacturers, Distributors, Importers & Wholesalers of:

    Amusement Devices Industrial Machines Sporting Goods Equipment

    Automobile Parts

    Marine Products

    Tanks Bicycles Medical Equipment Toys

    Bio-Medical Medical Products Trailers

    Contractors Equipment Metal Goods Truck Bodies

    Diagnostic Equipment Mobile Homes Valves

    Equipment & Machinery Motorcycles & ATV

    Furniture Personal Protective Equipment

    Program Highlights:

    Low Minimum Premiums New Venture & Start Up Companies Welcome

    Occurrence & Claim Made Forms Available

    Excess & Liability Coverage Available

    Vendors Coverage

    Foreign Liability Coverage Available

    Submission Requirements:

    Acord Applications

    Supplemental Application

    5-yr. Current Valued Loss Runs

    General & Product Liability Coverage

    1-866-395-1308www.veracityinsurance.com

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    Overview

    The insurance program responds to the needs of those who sale, repair, service, and rent various types of medicalequipment.

    Eligible Equipment:

    Anesthesia Equipment Neonatal Incubators MRI Scanners

    Life SupportVentilation Endoscopes Sterilizers/Washers

    Defibrillators Surgical Lasers Film Processors

    Therapeutic X-Ray CT Scanners Ophthalmic Lasers

    Liver Accelerators Dialysis Equipment Pacemakers

    Bypass Equipment Surgical Tables/Lights Catherization Labs

    Program Highlights:

    No GL Deductible

    Additional Insured Endorsement Available

    Inland Marine Coverage Available

    Hired/Non-Owned Auto Available

    Employee Benefits Liability Available

    Up to $5M Limits Available

    Submission Requirements:

    Acord Applications

    Medical Equipment Supplemental Application

    3-yr. Current Valued Loss Runs

    Medical Equipment Insurance Program

    1-866-395-1308www.veracityinsurance.com

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    Overview

    With over 2,000 clients nationwide in the beauty/cosmetic industry, Veracity has set themselves apart as the insuranceleader. Our policies are tailored to address the liability exposures many policies overlook or exclude.

    In addition to manufacturers, distributors, and importers of cosmetics and skincare products, we are able toaccommodate any size company specializing in baby skincare products, jewelry, variety of apparel and accessories,animal skincare products, beauty equipment, and more!

    Target Classes of Business:

    Cosmetics J ewelry Pre-Made Bases & Materials Skin Care Products Candles Beauty Accessories

    Toiletries Essential Oils Spa Supplies

    Perfume & Body Fragrance Topical Ointments Topical Products for Animals

    Program Highlights:

    Minimum Premiums - $500.00

    24-48 Hour Quote Turnaround

    Additional Insured Vendors Endorsement Available

    Inland Marine Coverage Available

    Worldwide Coverage Available

    Limits Up To $50,000,000

    Hired/Non-Owned Auto Available

    Employee Benefits Liability Available

    Tradeshow Coverage Available

    Low Deductible Options

    Products Withdrawal Coverage Available

    Pollution Legal Liability Coverage Available

    Submission Requirements:

    Acord Applications

    Supplemental Application

    5-yr. Current Valued Loss Runs

    Beauty & Cosmetic Insurance Program

    1-866-395-1308www.veracityinsurance.com

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    Overview:

    With an extensive background in the beauty and health products industry, Veracity Insurance Solutions developed acomprehensive and highly competitive insurance program for companies engaged in the vitamin, supplement, andnutraceutical business.

    Veracity not only focuses on providing cost effective products, but also creating a product that offers their clients the bestbusiness protection available. This program was designed to cover the needs many policies exclude or overlook forcompanies manufacturing, distributing, or importing vitamin and nutritional supplements.

    Target Classes of Business:

    Nutraceuticals Energy Supplements Weight Loss Products Vitamins Protein Supplements Topical Creams Non-Compounded Herbs Body Building Supplements Compounded Herbs

    Program Highlights:

    Minimum Premiums - $3,000.00

    Limits up to $25,000,000

    A XV Rated Paper

    Manuscript Endorsements

    True Worldwide Coverage

    Additional Insured Endorsements

    Product Withdrawal Expense

    Pollution Legal Liability

    Submission Requirements:

    Acord Applications

    Supplemental Application

    5-yr. Current Valued Loss Runs

    Vitamins, Supplements, & Nutraceuticals

    Insurance Program

    1-866-395-1308www.veracityinsurance.com

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    Outdoor Recreation Insurance Program

    Overview

    The Outdoor Recreation Insurance Program (ORIP) was designed over eight years ago, with a goal to provide anaffordable and comprehensive insurance product for outdoor program owners & operators who provide qualityprograms centered on safety and education. The guidelines were created based on the safety procedures recognizedand utilized throughout the outdoor industry.

    Targeted Classes

    Challenge/Ropes Courses Motocross Tracks Climbing Walls

    Climbing Gyms Horse Arenas & Stables Family Fun Centers

    Skate Parks Hunting & Fishing Guides Go-Cart Track

    Bicycle Rentals & Tours Snowmobile Tours Hang Gliding

    Kite Surfing Parasailing Trap Shooting Ranges

    Riding Clubs Hunt Clubs Trial Rides

    Paintball Facilities

    Equine Risks

    Canoe/Kayak Rental

    Whitewater Rafting

    Rinks Ice & Roller

    Campgrounds

    Zip Lines/Canopy Tours Christmas Tree Lots Corn Mazes

    Program Highlights

    In-house Underwriting and Policy Issuance on certain classes Minimum Premiums as low as $750.00

    Association Endorsed Programs

    Submission Requirements

    Acord Application

    Supplemental Application

    5-yr. Currently Valued Loss Runs

    Expiring & Target Premiums

    1-866-395-1308www.veracityinsurance.com

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    Overview

    Garage insurance can often be confusing and intimidating to procure, but Veracity Insurance Solutions can simplify thisprocess for your more difficult to place garage exposures.

    Target Classes of Business:

    Commercial Truck Service & Repair Collision Centers Commercial Trailer Service & Repair Motorcycle Service & Repair

    Diesel Mechanics Mobile Auto/Diesel Mechanics

    Auto Service & Repair RV Service and Repair

    Prohibited Exposures:

    Mechanic shops specializing in brakes, oil changes, suspension, or transmission work

    Tire shops installing recaps on private passenger autos

    Applicants with more than 4 power units

    Tow truck operations

    Truck or trailer mechanics repairing refrigeration units

    Valet parking for special events located in residential neighborhoods

    Program Highlights:

    Minimum Premiums: $1,000

    Garage Keepers Limits: $1M/$3M

    Garage Keepers Legal Liability or Direct Primary

    Broad Form Coverage Available

    Employees Tool Coverage Available

    Available in all states except: DC, HI, IA,IL, KS, MA, MN, NH, NY

    Submission Requirements:

    Veracity Garage Application 5-yr. Current Valued Loss Runs

    Garage liability Insurance Program

    1-866-395-1308www.veracityinsurance.com

    http://www.veracityinsurance.com/http://www.veracityinsurance.com/http://www.veracityinsurance.com/
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    Overview:

    Veracity Insurance Solutions, LLC acts quickly when responding to agents, brokers, associations, and purchasing groupswho need a solid program. Veracity has created multiple programs from scratch, while assisting others to refine or placetheir coverage in a difficult marketplace. Our program division specializes in association based, or homogeneous group,product liability and professional liability insurance. Veracity has been involved in the creation and ongoing administrationof over 20 different association-based and Risk Purchasing Group (RPG) programs.

    Target Classes of Business:

    Associations

    Homogeneous Groups

    Franchises

    Program Highlights:

    Low Minimum Premiums

    Available in all 50 States

    Tailored Coverages

    Voluntary and Involuntary Participation Plans

    Occurrence or Claims Made

    General & Products Liability

    Professional Liability

    Inland Marine/Property Insurance

    AD&D Coverage

    Group Life

    Some Current Programs:

    Chimney Sweep Insurance Program

    Handmade Industry Association

    Property Management Franchise

    Massage Therapists

    Artist & Crafters Associations

    Special Events

    Contact Information:Daryle E. Stafford

    [email protected]

    Veracity Program Division

    1-866-395-1308www.veracityinsurance.com