2013LexisNexis® Information Professional UpdateProduct updates and research strategies from the LexisNexis® Librarian Relations Group

O C TO B E R 2 0 1 3TA B L E O F C O N T E N T S

If you prefer to print and read later, here’s the full October issue.

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Questions or Comments about Update?Contact Managing Editor Barbara Byrd. Article ideas are always welcome.

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LexisNexis, Lexis Advance, lexis.com and the Knowledge Burst logo are registered trademarks of Reed Elsevier Properties Inc., used under license. Knowledge Mosaic is a registered trademark of LexisNexis, a division of Reed Elsevier Inc. Other products or services may be trademarks or registered trademarks of their respective companies. © 2013 LexisNexis. All rights reserved. 158442 1013

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Save time on compliance—BIG TIME! (Currently for corporate subscribers only)

Select a topic and get one alert that covers pending state and federal changes and even provides law summaries. New LexisNexis Legislative and Regulatory Alerts & Summaries gives you peace of mind. (Also view the Webinar)

Get Experian commercial credit data and risk scores via lexis.com® Gauge the real financial health of virtually any organization! Financial Stability Risk ScoreSM can predict business failure/payment default, and Intelliscore PlusSM can assess serious payment delinquency. Here’s how they work ...

Minor revisions to SEC filings can speak volumes … Now Knowledge Mosaic® subscribers can use the new Redline Tool to detect them in 10-Ks, 8-Ks and Risk Factors language. See how. And check out the video.

There’s more from Knowledge Mosaic® … New Reference Retriever finds information incorporated in SEC filings “by reference.” Get the details. And review the video.

LexisNexis® Digital Library: Ten important benefits to consider What’s in it for your organization? See if you agree.

It’s the best thing to happen to class and exam prep since … highlighters and the 24-hour coffee shop: the case-law game from LexisNexis. And now it’s been updated. See how your law students can play—and benefit!

®

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

LexisNexis® Legislative and Regulatory Alerts & Summaries Timely updates and insight relevant to your work

Staying in compliance with laws and regulations can be time-consuming and labor-intensive, especially in the face of today’s unprecedented complexity, volume and cost.

Approximately 23,000 regulatory measures are proposed annually in the United States across a range of industries.1

An average of 20 agencies and sub-agencies per state set forth rules, guidelines and agency-sponsored legislation in state-regulated industries.

Federally regulated industries are subject to many rules set forth by agencies such as the Department of Health and Human Services, the Federal Trade Commission and the Securities and Exchange Commission, as well as regulators in each country in which they operate.

Fines for non-compliance are steadily increasing in volume and dollar value, easily reaching into the millions for some companies.

How can you reduce the time and work needed to monitor, analyze and stay in compliance?

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

Stay in the know, anticipate change and save timeNow a comprehensive, convenient and automated resource is available to help you monitor and assess new and changing laws and regulations. With LexisNexis® Legislative and Regulatory Alerts & Summaries, you receive timely notification of the updates most relevant to you—plus on-the-spot summaries for insight whenever you need it.

• Quickly and confidently assess the impact of new changes on your business.

• Mitigate risk by quickly getting a clear picture of the latest changes.

• Stop worrying about missing an important regulation, new law or update.

• Eliminate the manual work of searching a variety of websites and the “noise” that emerges when sifting through volumes of information.

Daily, weekly or monthly alertsYou no longer need to check multiple agencies and governing bodies for new and updated laws and regulations. Receive timely, relevant alerts sent directly to your email inbox. And there’s no need to wade through information outside your area of focus or proposals that “might” pass. You can select specific criteria in just a few clicks.

Choose the status you want to include:

States and topics:

For state and federal developments, you can select broad or narrow topics pertaining to areas of focus such as insurance, financial services, employment, health care insurance & reform, and pharmaceuticals and medical devices. For example:

In-depth, plain-English summaries of enacted laws and adopted regulationsWhy spend hours tracking down regulations or reading the full text of laws that may not be relevant? Whether you are monitoring changes, communicating with regulatory bodies, reporting to executive management or updating policies, you can quickly determine whether action is needed by viewing LexisNexis Legislative and Regulatory Summaries—written by compliance professionals and available for you to view on the spot.

Legislative Alerts Regulatory Alerts

Passed house of origin Proposed

Passed both houses, to governor Adopted

Enacted in the current session All actions

All actions

InsuranceAuto InsuranceCredit ReportsHome InsuranceLife InsuranceSecurity Breaches Financial servicesBankingLendingMarketingPrivacy e-commerce EmploymentAnti-harassmentEmployment DiscriminationLabor relationsRIFS and plant closings

Health care insurance & reformHealth Care ReformHealth ExchangesHeath InsuranceMedicaid

Pharmaceutical and medical deviceControlled SubstancesPharmacy InsurancePharmacy PracticePharmacy Pricing

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

Select topics, categories and state or federal options … this example pertains to financial services.

Then, easily view your LexisNexis Summary. Here’s an example in the area of health care insurance & reform.

Simply choose the topics of interest to quickly view reports of pending and enacted law.

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

LexisNexis and the Knowledge Burst logo are registered trademarks of Reed Elsevier Properties Inc., used under license. State Net is a registered trademark of LexisNexis, a division of Reed Elsevier Inc. © 2013 LexisNexis. All rights reserved. NXC02650-0 0913

1Data from LexisNexis® State Net® published in “The Game of Rules: Why Monitoring Government Regulations Is Essential,” www.thisisreallaw.com.

For more information To learn more about LexisNexis Legislative and Regulatory Alerts & Summaries, call

800.543.6862.

Spend less time researching … save more time for compliance strategy and action.

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

Subscribers to the LexisNexis® services can now access Experian commercial credit data and risk scores (COMPNY; EXCRDB) through their lexis.com® or nexis.com® account. This single company report provides two types of scores: Financial Stability Risk ScoreSM for predicting business failure/payment default in the next 12 months and Intelliscore PlusSM for assessing a company’s likelihood of serious payment delinquency in the next 12 months. For deeper insights, users can also link directly to Experian powered business reports (COMPNY; EXPRPT), which provide more granular details on payment history, trends and more on more than 40M U.S. entities.

Gauge the financial health of virtually any organizationLexisNexis® now utilizes Experian commercial credit data and risk scores to help you get a comprehensive understanding of the financial health of those with whom you do business.

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

LexisNexis, lexis.com, nexis.com and the Knowledge Burst logo are registered trademarks of Reed Elsevier Properties Inc., used under license. Experian is a registered trademark and Financial Stability Risk Score and Intelliscore Plus are service marks of Experian Information Solutions, Inc. Other products or services may be trademarks or registered trademarks of their respective companies. © 2013 LexisNexis. All rights reserved. NBI01291-0 0813

Why Experian? When it comes to uncovering the financial health of an organization, Experian® delivers. Unlike many of its competitors, Experian:

• Leveragesaccesstomorethan30yearsofdataand deep relationships with creditors, banks and collection agencies to deliver more reliable results

• Employssophisticatedalgorithmsforforecasting based on access to decades of credit and financial data, including a wealth of data on small businesses

• Gathersdataoncompaniesthroughthirdparties— data is not self-reported—leading to a reduction in biased or corrupt financial data

Financial Stability Risk ScoreSM

Sometimes predicting the financial health of a vendor or partner company can be a challenge. Experian’s Financial Stability Risk ScoreSM predicts whether or not a company can actually pay an existing debt or one they intend to take on in the immediate future. This can also give an indication of the likelihood of the business’s failure in the next 12 months. Make a quick assessment of risk using an easy-to-understand 1 to 100 percentile score (a higher score equals lower risk) and a 1 to 5 risk class that segments businesses into risk categories (a higher score equals higher risk classification). Easily identify and focus on your highest risk companies.

• How is the score determined?

This score is based on the full range of Experian information, payment trends, public filings, demographics and more.

Intelliscore PlusSM

Just because a company is financially able to pay a debt doesn’t predict whether or not they will pay promptly. Intelliscore PlusSM scores are one of the most reliable predictive business scores available for quick credit decisions. This score helps determine the likelihood of a business becoming seriously delinquent within the next 12 months. “Seriously delinquent” is defined as more than 90 days past due or bankrupt. Scores are provided on a scale of 0 to 100, with 100 being the lowest risk. This score also includes details about the variables driving the score, such as judgments, liens, poor payment history and more.

• How is the Intelliscore PlusSM risk score determined?

This score is created using advanced statistical techniques based on more than 800 variables including tradeline and collections information, recent credit inquries, public filings and other performance indicators.

Experian powered business reportsFrom an Experian financial report, you can link to the corresponding Experian powered business report, which includes more detailed company information such as payment and credit history, financial statements and public filings. These reports deliver business background information and financial ratios to help ensure you’re informed about the organizations and individuals with whom you do business.

Learn More

Existing LexisNexis subscribers can visit lexis.com or nexis.com to access Experian content. If you have any questions, please contact your LexisNexis representative.

Experian financial scores help you make smarter assessments of customers, suppliers, prospects, new applicants, contractors, opposing parties and other third parties carrying the risk of bad debt, slow pay or default. This can help you make faster decisions, minimizing losses and ensuring your organization thrives in a competitive marketplace. Additionally, you can:

• Analyzeinvestment/investorpotential

• Assesswhetherornotapotentialclientwillbeabletopaytheirbillsontime

• Mitigateriskindoingbusinesswithcustomersorsuppliers

• Verifysupplierinformationduringthesearch,approvalandauditprocesses

• Vetbusinessesbeforeenteringintostrategicrelationships

• Ensuresalesteamsaretargetingfinanciallysolventprospects

• Understandthefinancialhealthofopposingpartiesinlitigationmatters

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

Knowledge Mosaic®

Compare SEC filings side by side with the Knowledge Mosaic® Redline Tool

Ready to find out more? Contact us. Go to info@knowledgemosaic.com or call 1-866-650-3600 for more details on the Knowledge Mosaic Redline Tool.

LexisNexis and the Knowledge Burst logo are registered trademarks of Reed Elsevier Properties Inc., used under license. Knowledge Mosaic is a registered trademark of LexisNexis, a division of Reed Elsevier Inc. Other products or services may be trademarks or registered trademarks of their respective companies. © 2013 LexisNexis. All rights reserved. BMH00402-0 1013

Minor revisions to SEC filings can speak volumes. Now you can detect even slight changes, deletions and additions to 10-Ks, 8-Ks and Risk Factors language.

Select the Knowledge Mosaic® Redline Tool, and the screen comparison shows you which text has been added, omitted or revised—and how. • Trackchangestodisclosures over time by a

particular company. • Viewrevisionsbetweenoriginal and amended filings.• Comparesimilardisclosuresections by two

different companies.

Even compare excerpts from the same filing! To use the Redline Tool you must log in with a personal account. If you’re accustomed to accessing the Knowledge Mosaic website without a login, that means you’re part of an organization that has firmwide access. Individuals in such organizations can get a personal account, at no additional charge, as part of that firmwide subscription. Just contact your librarian or the Knowledge Mosaic support staff.

The Redline Tool is currently available for the Knowledge Mosaic SEC Filings search page 10-K Item and 8-K Item searching and for the Risk Factors search page. (Both SEC Filings and Risk Factors are located under the DISCLOSURES & TRANSACTIONS tab.) Add items to the Redline Tool from your results screen. Click document checkboxes, then click the “Save Checked for Redline” button. Or select the document you are viewing in HTML format and click the “Add to Redline” button. Also gain access to the Redline Tool by clicking the link at the top of the screen next to Doc Cart.

In addition to comparing filing excerpts, the Knowledge Mosaic Redline Tool can:• Createredlinecomparison documents that can be

converted to Microsoft® Word or PDF formats. Save or email the documents!

• Retainupto25selections to be redlined now—or stored for later comparison.

• Uploadexcerptsfromyourowndocumentsto compare against an SEC filing excerpt. You can even use the tool to compare two of your own excerpts.

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

Knowledge Mosaic®

Find “incorporated by reference” documents with Knowledge Mosaic® Reference Retriever

Ready to find out more? Contact us. Go to info@knowledgemosaic.com or call 1-866-650-3600 for more details on the Knowledge Mosaic Redline Tool.

At last … here’s relief for one of the biggest headaches suffered by SEC filings researchers: filings or exhibits incorporated by reference. The Knowledge Mosaic® Reference Retriever helps you find this referenced information—without leaving the filing you’re viewing.

Here’s the problem …The SEC often allows filers to incorporate information from previously filed documents simply by referencing the information, in lieu of actually including it. This “incorporation by reference” disrupts research workflow. You must leave your current document and retrieve the referenced document.

Here’s the solution …Locate referenced filings or exhibits without leaving the document you’re researching. The Knowledge Mosaic Reference Retriever is a simple, streamlined search tool integrated right into your full-text documents. Use it to find referenced documents—or any SEC EDGAR® document mentioned in another filing.

Here’s how the Knowledge Mosaic Reference Retriever works …Enter a search on the Knowledge Mosaic SEC Filings search page and open a document in HTML format. Notice the red Reference Retriever toolbar on the right side of your screen.

LexisNexis and the Knowledge Burst logo are registered trademarks of Reed Elsevier Properties Inc., used under license. Knowledge Mosaic is a registered trademark of LexisNexis, a division of Reed Elsevier Inc. Other products or services may be trademarks or registered trademarks of their respective companies. © 2013 LexisNexis. All rights reserved. BMH00403-0 1013

When you find a reference to another document filed with the SEC, click the down arrow to open the tool and drag and drop the tool to place it anywhere on the page. Then use the tool search form to search for the referenced document. The Reference Retriever will already include the name of the filer. Enter additional information (form type, date range, etc.) about the referenced filing to target your search. When you click the desired result, the document will open in a new tab, allowing you to easily navigate between the referenced document and the original document you were viewing. Only the Knowledge Mosaic Reference Retriever positions you to access any and all referenced documents available on SEC EDGAR—with no limitations on what you can potentially retrieve. Indeed, the Reference Retriever is not limited to documents incorporated by reference; it can be used to efficiently locate any SEC EDGAR document mentioned in another filing.

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

The newsletter designed for law librariansLexisNexis® Information Professional Update

1. Offer links to case law and additional Lexis Advance® content

LexisNexis® eBooks give you the structure of print plus the benefits of linking to important full-text cases, statutes and other information at Lexis Advance.

2. Support mobile progression LexisNexis eBooks are compatible with all major devices (Apple®, Samsung® Android™, Kindle®, etc.) and accessible via PC, smartphone and tablet device. Access eBooks with in-browser reading using OverDrive Read™.

3. Reduce overhead costs Print collection upkeep equates to about seven times the cost of the initial purchase, research shows. LexisNexis Digital Library, hosted by industry leader OverDrive®, requires minimal staff resources and decreases overhead associated with print books. (No more lost pages or replacement books.)

4. Leverage technology Realize the cost savings in shelving, filing, tracking, postage and space savings while boosting your library’s technology savvy. See eBooks—checked in and out—using the Content Reserve Dashboard tools from OverDrive.

5. Update automatically and offer continued platform enhancements

With OverDrive, all new software updates, app updates, features, format options, administrative tools and training services are included in the annual fee.

6. Is available anywhere you are 24/7 Gain access to the library anytime from anywhere on the planet.

7. Work with your user access-authentication process

OverDrive can authenticate user credentials with proxy servers, e.g., EZProxy®, and similar proxy services.

8. Give you Content Reserve Dashboard tools View real-time tracking reports on: • Top title listings • How many times a title has been viewed • Title usage by practice area

9. Look like your library Customized with your logo and your eBook collection, your single OverDrive website offers easy access for patrons and librarians. • Browse, check out and download makes it simple for users to access content. • Collection management is streamlined. View up-to-the minute circulation statistics. • Integrate directly with your library management system. • Link to MARC records digitizes your collection.

10. Benefit from proven buyer experience LexisNexis is the only legal research provider working with OverDrive, the leading provider of eBooks in the United States. • 22,000 libraries worldwide with 60 million checkouts since 2003. • 1,000+ publishers and 700,000 titles. • A 2009 survey by the International Federation of Library Associations showed that 78 percent of libraries had the “most positive experience” working with OverDrive compared to other digital book vendors. • Access to 700,000 eBook, audio book, music and video titles—the largest premium content catalog for libraries.

LexisNexis® Digital Library: Ten important benefits to consider A digital library provides eBook lending capabilities, much like lending a physical book, in addition to library management functionality. But how would that work for your organization in reality? What are the benefits?

A LexisNexis® Digital Library can unlock mobile access and increase research productivity while helping you save subscription costs and manage title usage. A LexisNexis Digital Library can:

LexisNexis, LexisAdvance and the Knowledge Burst logo are registered trademarks of Reed Elsevier Properties Inc., used under license. Other products or services may be trademarks or registered trademarks of their respective companies. © 2013 LexisNexis. 158842 1013

O C TO B E R 2 0 1 3 LexisNexis® Information Professional Update

Play Think Like A Lawyer

1Ls can prepare for class or exams by testing their knowledge of case-law content based on areas of law they are learning about right now.

2Ls and 3Ls can prepare for class, exams—or even the bar— with five levels of questions that increase in difficulty.

Powered by the research technology of the Lexis Advance®

service, Think Like A Lawyer is the fun, informative way to get ready for exams—no charge.

Students can compete against friends or find out how your school measures up against law schools across the country on the Think Like A Lawyer leaderboard. Train Your Brain for Class or Exams. Play Now

The newsletter designed for law librariansLexisNexis® Information Professional Update

LexisNexis, Lexis Advance, Lexis, Nexis and the Knowledge Burst logo are registered trademarks of Reed Elsevier Properties Inc., used under license. Knowledge Mosaic is a registered trademark of LexisNexis, a division of Reed Elsevier Inc. Other products or services may be trademarks or registered trademarks of their respective companies. © 2013 LexisNexis. All rights reserved. 158842 1013

Back by popular demand! Now there’s an updated version of Think Like A Lawyer, the case-law game from LexisNexis®. It’s currently available to all law students at NO CHARGE.

The game is designed to help students spot and analyze issues while preparing for class or exams. Students can play using selected or random cases.

Law School Librarians often alert their students to this fun, free and informative tool. Check it out!

It’s the best thing to happen to class and exam prep since highlighters and the 24-hour coffee shop: the case-law game from LexisNexis®