© 2012 Morningstar, Inc. All Right Reserved. Morningstar and the Morningstar logo are registered trademarks of Morningstar, Inc.

2012 Morningstar Presentation LibraryProfessional and compelling advisor communications materials

Table of Contents

3 Global Investing 19 TC62473(0611)

7 Investing for Retirement 14 TC62470(0611)

10 Investor Behavior 19 TC63265(0711)

14 Long-Term Investment Performance 9 TC63264(0711)

16 Portfolio Diversification 10 TC63263(0711)

18 Portfolio Performance 7 TC62472(0611)

20 Principles of Investing 11 TC63248(0711)

22 Retirement Income 19 TC62474(0611)

26 Risk and Volatility 14 TC62471(0611)

29 Taxes and Investment Performance 7 TC63026(0711)

31 Understanding Deferred Annuities 14 TC63025(0711)

Page # Presentation Title #of Slides TC Number

Global Investing 3

SAMPLE

Global Investing 4

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Global Investing 5

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Global Investing 6

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Investing for Retirement 7

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Investing for Retirement 8

SAMPLE

Investing for Retirement 9

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Investor Behavior 10

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Investor Behavior 11

SAMPLE

Investor Behavior 12

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Investor Behavior 13

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Long-Term Investment Performance 14

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Long-Term Investment Performance 15

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Portfolio Diversification 16

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Portfolio Diversification 17

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Portfolio Performance 18

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Portfolio Performance 19

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Principles of Investing 20

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Principles of Investing 21

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Retirement Income 22

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Retirement Income 23

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Retirement Income 24

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Retirement Income 25

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Risk and Volatility 26

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Risk and Volatility 27

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Risk and Volatility 28

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Taxes and Investment Performance 29

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Taxes and Investment Performance 30

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Understanding Deferred Annuities 31

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Understanding Deferred Annuities 32

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Understanding Deferred Annuities 33

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2012 Morningstar® Presentation Library 34

Purchase Information*

Exclusive offer! Now only $275!To take advantage of the discount offerCall 11 866 608-9571 (mention code: PEDESIA2)

*Presentations will be delivered via CD-ROM

Getting Started with the Presentation Library

From the Presentations tab, select a Presentation and insert the following into the first slide:Insert Rep nameESI disclosure: “(Registered Rep name) is a Registered Representative and Investment Adviser Representative of Equity Services, Inc. Securities and investment advisory services are offered solely by Equity Services, Inc., member FINRA/SIPC, (branch office address and telephone number).”TC number for respective Presentation (listed below): TCXXXXX(0711)

Submit to NL Ad Review for final approval via email at adreview@nationallife.comOnce approved, you will be able to use the Presentation as often as you like for one year. After the one-year period, you must re-submit for approval.

Key Features

A comprehensive library of 11 Microsoft® PowerPoint® presentations with 1001 images that visually depict market trends and investment concepts

Slides within each presentation come with a full page of “Speaker Notes” to assist in analysis interpretation

Presentations are professionally designed and FINRA-reviewed for use with clients

Each presentation can be fully personalized to match company look and feel

Updated with 2011 year-end data

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Key Uses

Whether in one-on-one client meetings, seminars, or for monthly outreach initiatives use these recognized and trusted communication resources to:

Ease clients’ concerns and set appropriate investment expectations

Validate portfolio recommendations

Satisfy clients’ hunger for reliable investment news and insights

Establish a content-based communications program that positions you as an expert and keeps you top-of-mind with clients

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