Employee Benefits SAINT LOUIS UNIVERSITY 2011 Annual Enrollment.
2011-2012 Annual Enrollment
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Transcript of 2011-2012 Annual Enrollment
2011-2012 Annual EnrollmentWelcome!
Eligible Dependentso Spouse
o Children must be:o younger than 25, or disabled to be covered
on dental, vision and life insurance, OR o Younger than 26, or disabled to be covered
under medical.
o Grandchildren must meet the above criteria and live with you
o Dependent Enrollment Form/Certification http://www.tamus.edu/offices/benefits/programs/dependent-documentation/
September 1, 2011 Health Plan Changeso Premiums will decrease for:
o Visiono Long Term Disabilityo Dental DHMO
o Premiums will remain the same for:o A&M Dental (PPO)
o Premiums will increase for the A&M Care and Scott & White health plan.
o Premiums will remain the same for all other optional coverage's
• http://www.tamus.edu/assets/files/benefits/pdf/ae/2011/aepages/monthlypremiums.pdf
Health Plan Changes
• HMO’so First Care Health Plan
o First Care will no longer be available as of9-1-11
o Enrolled members who do not make a change during annual enrollment will be put into the A&M Care plan (BlueCross BlueShield) as of 9-1-11.
Health Plan Changes
Scott & White Health Plano Services, other than office
visits, will have a $350 deductible and will be paid at 80%.
o Primary Care office visits increase to $30.
o Specialty Office Visits will be $45.
Health Plan Changes
A&M Care Plano Only one A&M Care plan will be
offered for Active Employee
o $700 Deductible
o 70%/30% Coinsurance
o Out of Pocket Maximum: $5,000 individual and $10,000 family
Health Plan Changes
A&M Care Plans – Continued• Annual Preventive Exams will be covered at
100%• Deductible credit will continue to be
provided for completion of a Health Risk Assessment (HRA) and completion of an annual physical. If you, your spouse or a covered dependent , age 18 or older, completes an HRA at www.bcbstx.com, $50 will be credit towards that member’s deductible. As each family member visits a physician for an annual physical, another $50 will be credited toward the deductible.
Dental Plan Changes
Dental o Small reduction in premium for Delta
Care USA (DHMO Plan)o Slight increase in co-payment’s for
some serviceso No plan or premium changes to the
Dental PPO Plan
Vision Care Changes
Vision Plan• New Carrier – EyeMed Vision Care• Reduced Premiums• Enhanced Benefits
• Materials co-pay $15• 40% discount off additional materials• Increased out-of-network benefit
• Explanation of Benefits for every claim filed
Other Plan Changes
Long-Term Disabilityo New Carrier – CIGNA
o Premiums Decreasing o Monthly rate per $100/monthly pay: Non-tobacco rate $ .192 Tobacco rate
$ .249
o Additional Programso Cigna’s Healthy Rewardso Life Assistance Programo Identity Thefto Will Preparationo Pre-Existing Condition Limitations
Enrolling In/Changing Benefits
• To change your benefit elections or enroll or re-enroll in Spending Accounts:o Employees make enrollment changes
through iBenefits o Retirees may make changes online or
use the Personal Benefits Summary letter
• Deadline for changes: July 31
• Print a statement of your benefits. Be sure to check that the correct changes have been made!
iBenefits Online Annual Enrollment System
• To access your benefits, click on, iBenefits at sso.tamus.edu
• Available 7 days/ week, 24 hours/day, July 1-31
• Make changes as many times as you wish during the 60 day enrollment period
• Use the beneficiary database to record your beneficiaries so that you can view or change them online at any time during the year.
Enrolling Dependent Children
• You must provide additional documentation
when enrolling any dependent during
annual enrollment
• For more information on documentation to
qualify your dependents for coverage, go to
http://www.tamus.edu/offices/benefits/pr
ograms/dependent-documentation
/
For assistance with your benefits please contact the Office of Human Resources at
936-261-1730 or [email protected]