20 After Holiday Loan SAVE THE DATE · with your December statement. Remote Deposit Coming This...

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Dollars and Sense Winter 2020 “Making Life a Little Better” IMPORTANT TAX DOCUMENTS ENCLOSED We’d like to extend an invitation to all members to attend our 78th Annual Meeting. The event will be held on Saturday, February 1st at the Perry Community Center, 2800 Perry Park Road in Perry. We’ll have a short business meeting where we’ll review our 2019 financial performance and elect members to our Board of Directors. But business isn’t the only item on the agenda! We’ll have dinner, door prizes, and a DJ. This event is BYOB, but water, coffee and pop are included in the ticket price. Tickets are $18 each and must be purchased by January 24th. We hope to see you there! 2 1 20 SAVE THE DATE Annual Meeting *APR = Annual Percentage Rate. Sample monthly payment for a loan of $2,000.00 for a term of 12 months at 9.99% APR would be approximately $180.20. All rates and promotions are subject to change without notice. This offer is available until January 31, 2020. After Holiday Loan Borrow between $500 and $2,000 Rates as low as 9.99 % Terms up to 12 months APR* We Need You! And You! And You, Too! Volunteer Opportunities Available on our Board of Directors This year, we have three open seats on our Board of Directors. We need you to consider filling one of those seats! Whatever your professional background, your previous experiences, or your interests, you could make a perfect addition. The Board of Directors provides direction to our management team, and the input of each member is a critical part of the guidance the group provides. Applications must be received by January 17th, 2020 and voting will occur during the Annual Meeting. Members who are unable to attend the Annual Meeting can vote by submitting an absentee ballot, which will be available at the credit union by January 21st. To become a candidate, you must be at least 18 years old and have an account in good standing at Painesville CU. If you have any questions, please contact Lynne Kline, Nominating Committee Chairman, at [email protected], or at 440-352-8974. Receive Your Tax Refund Faster with Direct Deposit! You can get your tax refund money in as few as 10 days, according to the IRS, when you deposit the refund directly into a financial account. Simply select the Direct Deposit option on your electronic or paper return. Fill in your Painesville CU account number and the Painesville CU routing number (241280935). To ensure you receive your refund in a timely manner, contact us if you have any questions about your account numbers.

Transcript of 20 After Holiday Loan SAVE THE DATE · with your December statement. Remote Deposit Coming This...

Dollars and SenseWinter

2020“Making Life a Little Better”

IMPORTANT TAX DOCUMENTS ENCLOSED

We’d like to extend an invitation to all members to attend our 78th Annual Meeting. The event will be held on Saturday, February 1st at the Perry Community Center, 2800 Perry Park Road in Perry. We’ll have a short business meeting where we’ll review our 2019 financial performance and elect members to our Board of Directors. But business isn’t the only item on the agenda! We’ll have dinner, door prizes, and a DJ. This event is BYOB, but water, coffee and pop are included in the ticket price. Tickets are $18 each and must be purchased by January 24th. We hope to see you there!

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SAVE THE DATEAnnual Meeting

*APR = Annual Percentage Rate. Sample monthly payment for a loan of $2,000.00 for a term of 12 months at 9.99% APR would be approximately $180.20. All rates and promotions are subject to change without notice. This offer is available until January 31, 2020.

After Holiday LoanBorrow between $500 and $2,000

Rates as low as

9.99% Terms up to 12 months

APR*

We Need You! And You! And You, Too!Volunteer Opportunities Available on our Board of Directors

This year, we have three open seats on our Board of Directors. We need you to consider filling one of those seats! Whatever your professional background, your previous experiences, or your interests, you could make a perfect addition. The Board of Directors provides direction to our management team, and the input of each member is a critical part of the guidance the group provides.

Applications must be received by January 17th, 2020 and voting will occur during the Annual Meeting. Members who are unable to attend the Annual Meeting can vote by submitting an absentee ballot, which will be available at the credit union by January 21st. To become a candidate, you must be at least 18 years old and have an account in good standing at Painesville CU. If you have any questions, please contact Lynne Kline, Nominating Committee Chairman, at [email protected], or at 440-352-8974.

Receive Your Tax Refund Faster with Direct Deposit!You can get your tax refund money in as few as 10 days, according to the IRS, when you deposit the refund directly into a financial account. Simply select the Direct Deposit option on your electronic or paper return. Fill in your Painesville CU account number and the Painesville CU routing number (241280935). To ensure you receive your refund in a timely manner, contact us if you have any questions about your account numbers.

Thanks to those who donated to Toys for Tots before the holidays! We had a great collection of toys and games thanks to our generous members!

280 North St. Clair StreetPainesville, OH 44077Phone: 440-352-8974

Fax: 440-352-8110Info Line: 440-358-0707 All loans subject to approval.

www.painesvillecu.org email: [email protected]

Your 1098 and 1099 information has been included

with your December statement.

Remote Deposit Coming This Spring!Qualifying members will be able to deposit their check using their smartphone. Watch our website and Facebook for all the details!

The Key to CashA Home Equity Line of Credit (HELOC)If you need access to money for home improvements, tuition payments, or debt reduction (just to name a few), a HELOC could be the financial tool you’re looking for. Members who qualify can borrow up to 80% of their home’s value, less the balance of the first mortgage. You’ll receive approval for a specific amount of money. When you need the money to cover expenses, you call us and we’ll transfer the money into your Painesville CU Checking Account. Homes must be owner occupied, and a processing fee applies. If you’re interested in taking out a HELOC or if you have any questions, contact us today.*This loan must remain open and with a balance for a minimum of 36 months, or any fees associated with your HELOC that were waived when loan documents were signed will be added to the loan payoff amount. Some fees may apply. All rates and promotions are subject to change or end without notice.

Drive Here First. We Have Car Loans, Too!Don’t just drive to the dealership when you’re auto shopping. Stop by and see us, too. We have auto loans with flexible terms and competitive rates that make it easy for us to find the right payment for you. Whether you’re buying a brand new vehicle, a new-to-you car, or refinancing a car from another financial institution, we can help you save money. Drive in today!

@PainesvilleCULike us on Facebook!

Hours of Operation:Monday - Thursday9:30 a.m. - 5:00 p.m.

Friday9:30 a.m. - 6:00 p.m.

Make Your Money Work Harder in Our Money Market Account!If you keep at least $500 in your Savings Account, our Money Market Account might be a better option for you. It has a higher interest rate than our standard Savings Account with more flexibility than a CD. You can withdraw money up to six times a year from our Money Market Account. We’ll notify you once you’ve made four withdrawals. Opening the account is easy. Just stop in and you’ll be on your way to saving more.

Martin Luther King, Jr. DayMonday, January 20

Presidents’ DayMonday, February 17

Holiday Closings

The Painesville Credit Union Privacy Policy is available on our website at www.painesvillecu.org on the bottom of the home page. If you would like one mailed to you, please call our office.