Dynamic Insightinto Valuation and Risk Management

CoreLogic® RealQuest® is a never-ending property and ownership search engine that minimizes cost, increases productivity and guides you toward sound decisions. It provides professional organizations with an all-encompassing array of reports, mapping solutions, analytics and delivery options.

OVERVIEW AND CAPABILITIES

► Foreclosure Reporting

► Investment Scoring

► Property Valuations

► Default Analytics

► Risk Mitigation

The industry standard in property data and analytics. Rigorous Information Standards

RealQuest® Professional draws from the nation’s largest, most accurate database, covering more than 3,085 counties and representing 97 percent of all U.S. real estate transactions. Updated daily, our database is gathered from more than 10,000 government and proprietary sources. We obtain property records, tax assessments, property characteristics, and parcel maps from tax assessors and county recorders offi ces across the nation. This information is combined with fl ood, demographics, crime, maps and property visuals, document images, trending data and other information to round out a complete picture.

► 145+ million total properties, including residential, agricultural, vacant land and more

► 25 million commercial properties — including 5.7 million representing offi ce, retail, multifamily, industrial, lodging, etc.

► 3+ billion document images

► 500+ million historical transactions

► 50+ million active mortgages

► 4.5+ million new transaction records per month

Search ToolsDynamic Functionality. Clear Visuals.

Whether you want to know about a specifi c parcel, view a targeted list of properties, or get a broader market view, RealQuest Professional makes your task fast and easy. Search by address, property type, owner name, assessor’s parcel number (APN), building

characteristics, sales price, or assessed value. Each option allows you to use the wild card and range searching function to expand or refi ne your results. Additionally, RealQuest Professional lets you dig deeply into our database by offering more than 90 custom search criteria that hone in on the exact information you’re after

The robust map search tool provides a unique viewpoint for any property by combining real estate information with mapping and parcel boundary layers. By integrating Bing™ Maps technology, RealQuest Professional gives you a clear view of the property and its surrounding area.

► Filter by property type, characteristics, year built, sale price, mortgage information, ownership and more

► View property and comparable property locations; zoom in for a bird’s eye views

► Defi ne the neighborhood of interest by custom area polygon, rectangle or radius

► Measure the acreage of an area

► Link directly from a map to property reports, AVMs and other analytics

► Search by cross streets when you don’t know the exact address

► Research and build lists for notifi cations and other service announcements

► Locate vacant land or properties adjacent to features such as railroad lines or interstates and access the property’s information

► Select an area, choose from a variety of property information tags including owner name, assessor parcel number, bedrooms/bathrooms, lot area and more, then watch the information visually display on the map

Detailed ReportsFlexible Searching. Dependable Results.

RealQuest Professional provides fl exible access to a specifi c property or broader market view from a single search request. Its all-encompassing array of functions and reports includes:

Property Detail Report For Property Located At

123 MAIN ST, ANYTOWN USA 12345-0000 Owner Information: Owner Name: XYZ HOLDING COMPANY LLCMailing Address: 64 POPPY LN ANYTOWN USA 12345-0000

:sedoC gnitseV :rebmuN enohP / / COPrincipal Corp Name: XYZ HOLDING CO LLC Principal Title: CEO

JOHN SMITHPrincipal First Name: Principal Last Name: Location Information: Legal Description: TRACT # 0000 LOT 000County: LOS ANGELES, CA APN: 0000-000-000Census Tract / Block: 0000.00 / 0 Alternate APN:

:noisividbuS :tceS-egnaR-pihsnwoT 00000Legal Book/Page: Map Reference: 0-X0 / 000-X0Legal Lot: 000 Tract #: 00000

:tcirtsiD loohcS :kcolB lageL LOS ANGELES UNIF :pihsnwoT/cinuM :aerA tekraM

Neighbor Code: Owner Transfer Information: Recording/Sale Date: / Deed Type:

tM ts1 :ecirP elaS g Document #: Document #: Last Market Sale Information: Recording/Sale Date: 08/08/2006 / 05/22/2006 1st Mtg Amount/Type: $725,000 / CONVSale Price: $1,625,000 1st Mtg Int. Rate/Type: /Sale Type: FULL 1st Mtg Document #: 0000000Document #: 0000000 2nd Mtg Amount/Type: /Deed Type: GRANT DEED 2nd Mtg Int. Rate/Type: /

:tFqS rePecirP :# tnemucoD refsnarT $344.71 :elaS tilpS/itluM :noitcurtsnoC weN MULTI

Title Company: YOUR TITLE CO Lender: STANDARD INSSeller Name: BROWN JEROME TRUST Prior Sale Information: Prior Rec/Sale Date: 08/17/2004 / 07/01/2004 CNL COM’L FIN INCPrior Lender: Prior Sale Price: Prior 1st Mtg Amt/Type: $1,035,000 / CONVPrior Doc Number: 0000000 Prior 1st Mtg Rate/Type: / ADJPrior Deed Type: GRANT DEEDProperty Characteristics: Year Built / Eff: 1983 / 1983 Total

Rooms/Offices: Garage Area:

Gross Area: 4,714 Total Restrooms: Garage Capacity:Building Area: 4,714

2.00

ROLLCOMPOSITION CENTRAL

CENTRAL

9 :secapSgnikraP :epyTfooRTot Adj T taeH :lairetaMfooR :aerA ype:

A :noitcurtsnoC :edarG evob Air Cond: oF :seirotS fo # :looP :noitadnu

Other Improvements: Exterior wall: Quality: Basement Area: Condition: Site Information:

Zoning: LACR Acres: 0.14OFFICEBLDG(1700)

FRAMECONCRETE

County Use:

Flood Zone: X Lot Area: 5,998 State Use: Flood Panel: 0000000000X Lot Width/Depth: x Site Influence: Flood Panel Date: 05/04/1999 Commercial Units: Sewer Type:

Land Use: OFFICEBUILDING Building Class: Water Type:

Tax Information: Total Value: $1,657,500 Assessed Year: 2008 Property Tax: $20,173.32Land Value: $994,500 Improve %: 040% Tax Area: XXImprovement Value: $663,000 Tax Year: 2008 Tax Exemption: Total Taxable Value: $1,657,500

GOODGOOD

STUCCO

For Property Located At

TRANSACTION HISTORY

History Record #: 1Sale:Sale Recording Date: 09/17/2004 Sale Price: $245,000 Sale Date: 08/30/2004 Sale Price Type:Rec. Document #: 3844X-000 Multi/Split Sale:Document Type: WARRANTY DEED Other Document #:Title Company: ATTORNEY ONLY Buyer: WHITE KIM Seller: SAMPLE JOHN Q Finance:Mtg Recording Date: 09/17/2004 Mtg Loan Type: CONVMtg Document #: 3844X-000 Mtg Rate Type: FIXEDDocument Type: SECURITY DEED Lender: COLLINS BANK Mtg Term: 30 YEARS Loan Amount: $220,500 Mtg Rate:Borrower 1: WHITE KIM Borrower Vesting: / / Borrower 2:Borrower 3:Borrower 4:

History Record #: 2Sale:Sale Recording Date: 09/04/2003 Sale Price: $85,000 Sale Date: 08/11/2003 Sale Price Type:Rec. Document #: 3587X-000 Multi/Split Sale:Document Type: LIMITED WARRANTY DEED Other Document #:Title Company: ATTORNEY ONLY Buyer: SAMPLE JOHN Q Seller: MONEY USA

History Record #: 3Sale:Sale Recording Date: 05/21/2003 Sale Price:Sale Date: 05/06/2003 Sale Price Type:Rec. Document #: 3500X-000 Multi/Split Sale:Document Type: SPECIAL WARRANTY DEED Other Document #:Title Company: ATTORNEY ONLY Buyer: MONEY USA Seller: MARTINEZ ENRIQUE

123 MAIN STREET, ANYTOWN, USA 12345-0034

► Property Detail

► Comparables

► Transaction History

► Voluntary Liens

► Transaction Document Images

► Legal & Vesting

► Neighborhood and Demographic Insight

► Loan Lead Validation

► Foreclosure Activity

► Distressed Property Valuation

► Individual AVMs and Cascades

► Borrower-Risk Analytics

► Current Loan-to-Value Ratio

► Fraud Detection Solutions

► Collateral-Risk Analytics

► Investment Scoring

Data+Analytics=KnowledgeForeclosure Reporting & Valuation

Locate distressed properties and markets through RealQuest Professional’s foreclosure fl ags and reporting. RealQuest Professional returns foreclosure information on any property search and also lets you search for commercial and residential properties in all stages of the foreclosure process. Once located, RealQuest Professional delivers detailed reports about the most recent foreclosure-related actions. The Foreclosure Activity Report gives you a proactive view into a single or portfolio of properties. Search for and analyze reports using any number of property characteristics. Quickly access foreclosure reports, recorded documents, AVMs and subject property details for a complete situation analysis.

► Target potentially undervalued or distressed properties for investment purposes

► Establish foreclosure status for loan origination purposes

► Perform due diligence on any number of properties

Investment Scoring

If you’re responsible for buying, managing or selling property, HomeStandings™ can provide you with a day’s worth of research, from multiple data sources, in seconds. HomeStandings is the fi rst real estate analytics system to identify the characteristics that make a real estate asset desirable. No other real estate analytics system brings together so many important characteristics into a well-organized, convenient report. HomeStandings can give you an advantage by assisting:

► Appraisal review teams reconciling AVM, BPO, or appraisal values

► REO asset managers deciding whether to sell or rent properties

► Investors performing due diligence prior to buying properties or distressed asset pools

The easy-to-read report uses a familiar grading system and stoplight color scheme to distinguish between positive and negative outcomes. HomeStandings leads to faster, better decisions that increase effi ciency and reduce losses.

► Identify foreclosure activity

► Determine supply/demand dynamics

► Validate pricing strategies

► Explore rental opportunities

► Analyze net present value (NPV) and internal rate of return (IRR)

► Investigate comparable properties

HOMESTANDINGS CARD

PRICE SUITABILITY COMPONENT

MARKET CONDITIONS COMPONENT

NEIGHBORHOOD QUALITY COMPONENT

A B C D FForeclosure Rates

Price Relative to Market

Default Exposure

A B C D FSales Pace

Inventory Levels

Distress Sale Dominance

Price Index

A B C D FSchools Rating

Crime Ratings

Rental Occupancy

HOMESTANDINGS ANALYSIS

INVESTMENT APPROACH

ESTIMATED MARKET RENT: $1,710 PER MONTH * Generated from rental comparables in the market

At Input Price

Resale Approach

Growth Approach

Property Valuation Tools

Valuation Models for Loss MItigation

ValuePoint® 4 Default offers AVM ease in a hybrid model specifi cally designed for distressed properties. It automatically compensates for traditional model valuation limitations, delivering fast, affordable and consistently high reliability on properties with delinquent or defaulted mortgages.

CoreLogic AVMs Additional AVMs Available:

ValuePoint®4 A fourth-generation AVM that uses appraisal emulation, location, conformal mapping, repeat sales indices, heuristic and patented neural-net technology to yield superior accuracy.

► AVMax

► CASA®

► Home Value Explorer® (HVE)

► i-Val™

► ValueWizard™

► VeroValue™

PASS® An online, real-time AVM that combines property characteristics with appraisal logic and price-time indexing to compute valuations. PASS delivers a high hit rate and strong accuracy.

Home Price Analyzer® (HPA®)

A hybrid AVM that searches from more than 200 million historical residential sales records using three independent methods: property characteristics based, location-based and index-based. HPA delivers superior hit rates.

PowerBASE®6 A hybrid AVM that combines the logic behind PASS and HPA to deliver the best of both—high hit rate and accuracy.

AVM Cascade Solutions

To meet the unique client requirements we offer two GeoAVM cascade options:

► GeoAVM™ Core – a cost-effective cascade delivering a powerful combination of fulfi llment rate and high accuracy utilizing four industry leading AVMs developed and maintained by CoreLogic.

► GeoAVM™ Precision – created with interagency guidelines in mind, this cascade offers a level of accuracy designed to meet the unique needs of banks who intend to use an AVM in lieu of an appraisal for a funding decision.

The ability to Build Your Own Cascade allows customers that must use their own or a specifi c third-party AVM to choose from ten valuation models to create a custom cascade and confi gure the selection order.

AdvantagesGeoAVM

CoreGeoAVM Precision

Incorporates CoreLogic leading AVMs

Incorporates leading AVMs from other providers

Developed based on CoreLogic comprehensive nightly AVM testing approach

Cascade rules derived from conditional logic

Cascade accuracy requirements established by CoreLogic

Cascade accuracy requirements established by client

Consideration of interagency guidelines on AVMs and model validation

Quarterly Cascade Performance reports

Highest fulfi llment rate available

Risk Management Solutions

Residential mortgage fraud continues to evolve and escalate, requiring lenders, servicers and investors to adopt increasingly advanced detection and decision analytics. The LoanSafe® Risk Manager Suite answers that need, combining three key advantages to deliver industry-best performance: Data, Analytics, Precison.

The LoanSafe® Risk Manager Suite is a two-pronged solution that addresses mortgage risk related to collateral valuation and mortgage fraud to deliver the industry’s most comprehensive risk management solution.

► LoanSafe® Collateral Manager analyzes property and neighborhood characteristics to determine the early payment default and loss severity risk of each mortgage. The proprietary risk management engine evaluates numerous elements, including multiple relationships and comparisons between property characteristics, pricing and appraisal attributes, geographic conditions, and other key collateral metrics. In addition, LoanSafe Collateral Manager references foreclosure and volatility models to deliver a clear risk picture.

► LoanSafe® Fraud Manager uses patented predictive-analytics scoring technology and exposes suspicious mortgage loans at the application stage, enabling you to quickly identify each loan’s fraud risk — prior to funding. The solution draws on the widest array of proprietary and consortium data, creating and applying fraud risk patterns based on historical patterns of fraudulent and legitimate loans to determine the likelihood a loan may result in a fraud-driven loss.

Working in tandem, these solutions minimize collateral risk and maximize fraud detection — an unbeatable combination that reduces losses from early payment defaults and buybacks.

REPORT INFORMATION

Report Order No. XX00000000X00000000XXX Property Address 123 MAIN ST, ANYTOWN, USA 12345

Report Date Feb 18, 2010 10:40AM Current Address 1203 MORSE AVE, SAMPLE TOWN, USA 55121-0000

LOAN INFORMATION BORROWER INFORMATION EMPLOYMENT INFORMATION

Loan Number 0000000000 Pri-Borrower Marsupial, Mark Employer Sample Healthcare

Loan Purpose Purchase Pri-Borrower SSN XXX-XX-0000 Self Employed N

Broker Code / Name 0000000 / UNMATCHED

Date of Birth 09-24-1962 Mo. Income $12,353

Occupancy Primary Residence First Time Buyer N Job Years 3

Doc Type Full Credit Score 762 Work Phone 000-000-0000

Estimate $216,000 Home Phone 000-000-0000 Debt-to-Income 12%

Loan Amount $171,000 Co-Borrower —

LTV / CombLTV 95% / 95% Co-Borrower SSN —

FRAUD RISK SCORE: 808

STATISTICAL DISTRIBUTION: INCOME FOR BORROWER = 75+ APPRAISAL FOR PROPERTY = 25+ LOAN AMOUNT FOR AREA = 50+

HIGH

Severity Message Recommendation

The score indicates that this loan has a high probability of lossdue to fraudulent misrepresentation.

Perform comprehensive fraud review toidentify potential misrepresentation in theloan file.

OCCUPANCY &UNDISCLOSED

DEBT

INCOMEEMPLOYMENT

THIRDPARTY

REVIEWCOMMENTS

FRAUD SCORERISK

HIGH Marsupial, Mark - Occupancy risk: borrower lives out of state Request proof of occupancy. Compare subject property to current owned properties for inconsistencies in marketsand square footage.

Request proof of occupancy. Compare subject property to current owned properties for inconsistencies in marketsand square footage.

Request proof of occupancy. Compare subject property to current owned properties for inconsistencies in marketsand square footage.

HIGH Work phone is a significant distance from property

MEDIUM Marsupial, Mark - Borrower owns one or more properties that may have a higher value or size than the declared owneroccupied property

MEDIUM Marsupial, Mark - Occupancy risk: mailing address fromproperty

—

HIGH Marsupial, Mark - Borrower professional years inconsistent withborrower income

Perform a manual VOE. Verify that borrower does work for the employer.Perform a reverse directory 411.com search on the employment phonenumber

MEDIUM Marsupial, Mark - Subject property location compared to

borrower's employment location is outside normal distance range

Request written VOE with explanation. Perform verbal VOE.

IDENTITY MEDIUM Marsupial, Mark - Borrower's name did not match a reversephone number lookup on their current phone number

Verify phone number was entered correctly. Perform a reverse look upusing an approved third party searchtool.

MEDIUM Marsupial, Mark - High risk area for fraud and iden tity theft —

PROPERTY HIGH High market foreclosure rate Thorough appraisal review to ensure value is supported.

Thorough appraisal review to ensure value is supported. Obtain addendumfrom appraiser if still questionable.

MEDIUM The appraisal value/estimate is significantly higher than the median value of the nearby sales

MEDIUM Borrower is purchasing out of state property — MEDIUM Property is in a high fraud rate area —

MARKET — — —

— — —

The CoreLogic AdvantageCoreLogic off ers the longevity, fi nancial stability, data and technology you can depend on. Through innovative technology backed by world-class data centers, we continue to fi nd new ways to make your job easier and ensure your success.

Contact a representative today and fi nd out how our solutions can provide the keys to greater success and profi tability.

corelogic.com

© 2011 CoreLogic

CORELOGIC, REALQUEST, VALUEPOINT and LOANSAFE are registered trademarks of CoreLogic GEOAVM and HOMESTANDINGS are trademarks of CoreLogicAll other trademarks are the property of their respective holders.

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