PROFILE

| Development of Comarch’s

own products, large

investments in research and

development

| Employment of highly

qualified professionals

| Focus on the development

of foreign sales

| Focus on the organic growth

| Attention to product quality

and customer satisfaction

| A stable shareholder

structure

| Conservative financial

management strategy

| Compliance with the

rules of corporate social

responsibility (CSR)

| Airlines & Travel

| Telecommunication

| Public Sector

| Finance

| Banking

| Insurance

| Capital Markets

| Services

| Petrol Stations

| Logistics

| IT Infastructure

| Consulting

| Trade

| Retail & FMCG

| Wholesale

| ERP Systems

| Data Backup

| Building Industry

| E-commerce

| Business Management

| Financial Services

| Billing & Rating

| Business Intelligence

| Business Support Systems

(BSS)

| Comarch Enterprise Marke-

ting Management

| Comarch Enterprise Content

Management

| EDI, Integration and Sales

Support

| ERP

| IT Infrastructure

| IT Management

| Mobile Solutions

| Network and Service

Management

| Operations Support Sys-

tems (OSS)

| Safety

| Software for small and me-

dium-sized enterprices

| Travel CRM

MARKET SALES

STRUCTURE2011

BUSINESS AREA STRATEGYIT PRODUCTS

Comarch is a global IT business solutions provider specializing in forging client relationships to maximize customer profitability and optimize

operational and business processes. Comarch’s primary advantage lies in the extensive domain knowledge accumulated in our software

products which we use to deliver and integrate sophisticated business IT solutions. Comarch employs nearly 3,500 highly skilled special-

ists (programmers, computer scientists and economists – graduates of the best Polish and foreign universities), from Chicago to Shanghai,

across Europe, the Americas, the Middle East and Asia. Comarch is listed on the Warsaw Stock Exchange (ticker CMR) and the Frankfurt Stock

Exchange (Frank-furter Wertpapierbörse FWB®). Comarch has strengthened its position in the German, Austrian, Switss markets: in 2008,

taking over the German group SoftM, in 2012 taking over the Swiss A-MEA Informatik AG.

Comarch completed several thousand of projects in Poland and implemented over 1500 products for more than 500 clients. In 2011, research

and development expenditures reached over 24.6 M EUR (34.8 M USD) and exceeded 12% of Comarch Group revenues. Expenditures were

financed by the European Union as well as Company’s own funds.

26.2 %Telecommunication, Media, ITEUR 49.5 M USD 69.1 M

17.3 %Finance & BankingEUR 32.8 M USD 45.8 M

15.2 %Germany, Austria, Switzerland Region - SMEEUR 28.7 M USD 40.1 M

11.5 %Public sectorEUR 21.8 M USD 30.5 M

10.4 %Trade & ServicesEUR 19.6 M USD 27.4 M

9.2 %SME PolandEUR 17.4 M USD 24.3 M

8.1 %Industry & UtilitiesEUR 15.2 M USD 21.3 M

EBITDAEUR 19.6 M

USD 27.3 M

PLN 81.3 M

Total assetsEUR 231.5 M

USD 299.3 M

PLN 1,000 M

Revenue

EUR 189.5 M

USD 264.4 M

PLN 784.6 M

Operating profit

EUR 9.5 M

USD 13.3 M

PLN 39.6 M

Comarch Capital Group in 2011

Banking, Insurance and Capital Markets Business Unit : Aegon, Alior, Allianz, Amplico Life, Axa, Deutsche Bank, DZ Bank, ING Investment Management, Generali, Pekao SA, Rabobank, Skagen Fondene, Uniqa.

ERP Business Unit : Atlantic, Auchan Telecom (France), Bank BnB NORD, BP, Cersanit, Corporate Express, De Heus (Azia, RPA, Russia, Poland), Donegal, Dossche, TAURON Poland Energia, Good Food, Kupiec, PKM DUDA, SG Dynamo Dresden (Germany), Skagen Funds (Norwey), Stock Poland, Torf Corporation Fabryka Leków.

Telecommunications Business Unit : Bouygues Telecom (France), E-Plus Gruppe (Germany), KPN (Holandia), MTS (Russia), Netia (Poland), O2 (Germany), OnePhone Deutschland (Germany), Polkomtel (Poland), T-Mobile (Austria), T-Mobile / PTC (Poland), Telekom Deutschland (Germany), Telekomunikacja Poland SA (Poland), Vectra (Poland), Vodafone (Germany).

Services Business Unit: Akzo Nobel, Alma, Auchan, Bacardi Martini, BP (Poland, Germany, UK, France, Luxemburg, Spain, Portugal, Austria), Carlsberg, Carrefour, Colgate Palmolive, Diageo, Eurocash, GlaxoSmithKline, Grupa Żywiec, Hortex, Intermarche, JetBlue Airways, Leroy Merlin, LOT, Lotos, Mattel, Metro Group, Navo, OKKO, OMV, PPG Deco Poland sp. z o.o., Praktiker, Renault, S7 Airlines, Sobieski, Statoil, Tchibo, Tesco, Unilever, Wawel, Wyeth, X5 Retail Group.

Public administration, utilities and local government Business Unit: The Ministry of Interior Affairs of the Republic of Po-land, The Ministry of Foreign Affairs of the Republic of Poland, The National Bank of Poland, Universities , ENION-TAURON.

CLIENTS:At the current stage of company development it is important for Comarch to deliver products and services to well recognized global accounts.

Recently, based on proprietary software products, Comarch has rendered services to several global accounts:

Geographical sales structure and Comarch’s offices worldwide

* Countries where Comarch has registered companies or branches are highlighted on the map. They are not analogous to the sales structure

Poland 53.9%EUR 102 M USD 142.3 MPoland: Cracow (HQ), Bielsko-Biala,

Gdansk, Katowice, Lublin, Lodz, Poznan, Warsaw, Wroclaw

Middle East 0.3%EUR 0.609 M USD 0.850 MUnited Arab Emirates: DubaiAmericas 3.5%

EUR 6.4 M USD 8.9 MCanada: Saint JohnPanama: Panamá CityUSA: Chicago

Europe 18.3%EUR 34.7 M USD 48.4 MAlbania: TiranaBelgium: BrusselsFinland: EspooFrance: Grenoble (Mont Bonnot St-Martin),

Lille (Lezennes)Luxembourg: StrassenRussia: MoscowSlovakia: BratislavaUK: LondonUkraine: Kiev, Lviv

Germany, Austria, Switzerland Region - SME 23.8%EUR 45.1 M USD 63 MAustria: Innsbruck, Kirchbichl, Vienna,Germany: Berlin, Bremen, Dresden,

Düsseldorf, Frankfurt on the Main, Hamburg, Hannover, Munich, Münster.

Switzerland: Buchs, Arbon

Others 0.2%EUR 0.454 M USD 0.633 MChina: ShanghaiVietnam: Ho Chi Minh City