1.1g GreenSky Dealer Presentation
11
GreenSky Consumer Credit August 2012
-
Upload
greenskyfinance -
Category
Economy & Finance
-
view
2.623 -
download
0
Transcript of 1.1g GreenSky Dealer Presentation
GreenSky Consumer Credit
August 2012
About GreenSky
2
GreenSky is a leading provider of consumer finance specializing in Home Improvement, Retail and Healthcare. We have built relationships with retailers and service providers in all 50 states.
Since 2006, GreenSky has played a critical role in transforming small business and consumer credit, enabling more affordable and more pervasive access to financing. Our company’s people, process and technology solutions improve customers’ lives.
GreenSky is recognized for its ability to provide customized credit solutions that enhance sales. GreenSky serves customers ranging from the world's largest and most demanding retailers and contractors to small and medium businesses, and consumers nationwide.
The GreenSky Advantage
3
At GreenSky, we’re committed to providing
the tools your business needs to increase sales
Your Business
Contractors
Retailers
Service Providers
The Highest Approval Rates
The Easiest Process
The Best Products
Our Commitment
That is the
T M
Advantage
How It Works – The Highest Approval Rates
4
Every declined application represents a lost opportunity for our customers…
T M
The Highest Approval Rates
The Easiest Process
The Best Products
That’s why GreenSky built a national network of funding
sources to provide a one stop, seamless solution for
prime, near prime and subprime customers.
All at the Lowest Dealer Cost!
The Result
• Highest approval rates
• Best credit terms for your customer
How It Works – The Easiest Process
5
Combining industry expertise with the latest technologies, our application and funding process is so advanced it’s simple!
T M
The Highest Approval Rates
The Easiest Process
The Best Products
Step 1: Apply for GreenSky Credit (Simple and Fast)
Paperless application process takes less than 5 minutes
Apply on-line or by phone (iPhone/Droid app coming soon!)
Step 3: Get Funded
GreenSky immediately provides the customer with an Account #
Customer pays Dealer by providing the Account #
Dealer processes the payment just like a credit card payment
NO Certificate of Completion or paperwork required for funding
Step 2: Get Customer Approved
85% of credit decisions are made INSTANTLY
All other credit decision are made within fifteen minutes
GET PAID FAST!
How It Works – The Best Products
6
Offering the broadest range of Credit Products in the Industry… the choice is yours!
T M
The Highest Approval Rates
The Easiest Process
The Best Products
No Interest*
No Interest & No Payment
Same as
Cash
6, 12 & 18 month options
6 & 12 month options
Reduced Interest Rate
Pay in Full w/ Equal Monthly Payments
At No or Reduced Interest
0%, 3.99%, 7.99%,
9.99%, 11.99% options
12, 18 & 36 month options
Dealer Controlled Credit Override
Dealer has the ability to expand approvals even
further by electing a Recourse or Self-Funded
Credit Program on a deal by deal basis.
All Products Are:
Fixed Monthly Payments and Fixed Interest Rates (average APR of 14%)
Payment Factor as low as 1.67%
Credit Limits up to $40,000 *With Minimum Monthly Payment
The GreenSky Advantage Why your Customers will love GreenSky
7
• No Interest with Minimum Monthly Payments
• No Interest AND No Payments
• Reduced Rate APR
• Equal Payments with No Interest
Application Process is Fast, Easy & Paperless
Credit Limits up to $40,000
Attractive, Fixed Interest Rates (as low as 3.99%)
Low Monthly Payments
Ability to offer your customer the Credit Product that best meets their needs.
The GreenSky Advantage Why YOU will love GreenSky
8
Increase close rates, average order values and sales
Highest Approval Rates
Broadest offering of Credit Products
Seamless Prime & Sub-Prime Approvals
Dealer Controlled Credit Override -Allows you to extend approvals even further
Easiest Process -Paperless and Rapid Funding
Increase the Close Rate and Average Order Value by Focusing on Low Monthly Payments
9
Loan Amount Monthly Payment
$2,500 $47
$5,000 $94
$7,500 $141
$10,000 $188
$15,000 $282
$20,000 $375
$25,000 $469
$30,000 $563
$35,000 $656
$40,000 $750
*Quoted Monthly Payments assume an 84 month term at 13.99% Annual Percentage Rate.
GreenSky’s success is dependent on our Customers’ experience.
We have earned the trust of world class companies because of our commitment to customer care and fairness. We keep that trust by living up to that commitment every day.
GreenSky’s Customer Service Commitment
10
The GreenSky Customer Experience Vision
1. Our Customers understand the value and cost of the product and how they can maximize the product to their benefit.
2. Our Customers are offered a fair deal and believe that they received a fair deal.
3. Our process is simple and easily understood by our Customers.
4. Our Customers can reach GreenSky for the service they need, when they need it, utilizing their preferred method.
5. Our Customers’ issues are resolved efficiently.
6. Every Customer is treated with respect and care and a sense of urgency.
7. Choosing GreenSky means our Customer received the best service, the best value, and the best experience.
Getting Started with GreenSky: Dealer Enrollment
11
Getting Started with GreenSky is as Easy as 1, 2, 3: Step 1: Complete the one page Dealer Application
Step 2: Upon approval, you will receive a “Welcome Kit” containing:
• Contact information for your dedicated GreenSky Representative and your Dealer #
• Training Materials for your sales and administrative staff
• GreenSky enrollment form
Step 3: Complete the one page GreenSky enrollment form
Sign up Today
Online: www.GreenSkyCredit.com
Call/Email your Dealer Representative
Jeffrey Gold, 404.832.4130
Dealer and Customer Service Hours
Monday – Saturday: 6 am – Midnight EST
Sunday: 8 am – 10 pm EST
866.936.0602
