1040 U.S. Individual Income Tax Return 2018Form 1040 Department of the Treasury—Internal Revenue...

Form 1040 Department of the Treasury—Internal Revenue Service

U.S. Individual Income Tax Return 2018 OMB No. 1545-0074 IRS Use Only—Do not write or staple in this space.

(99)

Filing status: Single Married filing jointly Married filing separately Head of household Qualifying widow(er)

Your first name and initial Last name Your social security number

Your standard deduction: Someone can claim you as a dependent You were born before January 2, 1954 You are blind

If joint return, spouse's first name and initial Last name Spouse’s social security number

Spouse standard deduction: Someone can claim your spouse as a dependent Spouse was born before January 2, 1954

Spouse is blind Spouse itemizes on a separate return or you were dual-status alien

Home address (number and street). If you have a P.O. box, see instructions. Apt. no.

City, town or post office, state, and ZIP code. If you have a foreign address, attach Schedule 6.

Full-year health care coverage or exempt (see inst.)

Presidential Election Campaign (see inst.) You Spouse

If more than four dependents, see inst. and here

Dependents (see instructions): (2) Social security number (3) Relationship to you (4) if qualifies for (see inst.):

(1) First name Last name Child tax credit Credit for other dependents

Sign Here Joint return? See instructions. Keep a copy for your records.

Under penalties of perjury, I declare that I have examined this return and accompanying schedules and statements, and to the best of my knowledge and belief, they are true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.

Your signature Date Your occupation If the IRS sent you an Identity Protection PIN, enter it here (see inst.)

Spouse’s signature. If a joint return, both must sign. Date Spouse’s occupation If the IRS sent you an Identity Protection PIN, enter it here (see inst.)

Paid Preparer Use Only

Preparer’s name Preparer’s signature PTIN Firm’s EIN

Firm’s name Phone no.

Check if:

3rd Party Designee

Self-employed

Firm’s address

For Disclosure, Privacy Act, and Paperwork Reduction Act Notice, see separate instructions. Form 1040 (2018) QNA

x

MIKE E SATCHER 257-00-4723

SHEILA A SATCHER 253-00-4714

1462 ELLIS ST

AUGUSTA, GA 30906

X

LAUREN W SATCHER 254-00-4568 DAUGHTER X

06/21/19

06/21/19

INVESTOR

HOMEMAKER

Form 1040 (2018)

Attach Form(s) W-2. Also attach Form(s) W-2G and 1099-R if tax was withheld.

1 Wages, salaries, tips, etc. Attach Form(s) W-2 . . . . . . . . . . . . . . . . 1

2a Tax-exempt interest . . . 2a b Taxable interest . . . 2b

3a Qualified dividends . . . 3a b Ordinary dividends . . 3b

4a IRAs, pensions, and annuities . 4a b Taxable amount . . . 4b

5a Social security benefits . . 5a b Taxable amount . . . 5b

6 Total income. Add lines 1 through 5. Add any amount from Schedule 1, line 22 . . . . . 67

Adjusted gross income. If you have no adjustments to income, enter the amount from line 6; otherwise, subtract Schedule 1, line 36, from line 6 . . . . . . . . . . . . . . . . . 7Standard

Deduction for—

• Single or married filing separately, $12,000

• Married filing jointly or Qualifying widow(er), $24,000

• Head of household, $18,000

• If you checked any box under Standard deduction, see instructions.

8 Standard deduction or itemized deductions (from Schedule A) . . . . . . . . . . . . 8

9 Qualified business income deduction (see instructions) . . . . . . . . . . . . . . 9

10 Taxable income. Subtract lines 8 and 9 from line 7. If zero or less, enter -0- . . . . . . . . 10

11 a Tax (see inst.) (check if any from: 1 Form(s) 8814 2 Form 4972 3

b Add any amount from Schedule 2 and check here . . . . . . . . . . . .

)

11

12 a Child tax credit/credit for other dependents b Add any amount from Schedule 3 and check here 12

13 Subtract line 12 from line 11. If zero or less, enter -0- . . . . . . . . . . . . . . 13

14 Other taxes. Attach Schedule 4 . . . . . . . . . . . . . . . . . . . . 14

15 Total tax. Add lines 13 and 14 . . . . . . . . . . . . . . . . . . . . 15

16 Federal income tax withheld from Forms W-2 and 1099 . . . . . . . . . . . . . 16

17 Refundable credits: a EIC (see inst.) b Sch. 8812 c Form 8863

Add any amount from Schedule 5 . . . . . . . . . . . . . . 17

18 Add lines 16 and 17. These are your total payments . . . . . . . . . . . . . . 18

Refund

Direct deposit? See instructions.

19 If line 18 is more than line 15, subtract line 15 from line 18. This is the amount you overpaid . . . . 19

20a Amount of line 19 you want refunded to you. If Form 8888 is attached, check here . . . . 20a

b Routing number c Type: Checking Savings

d Account number

21 Amount of line 19 you want applied to your 2019 estimated tax . . 21

Amount You Owe 22 Amount you owe. Subtract line 18 from line 15. For details on how to pay, see instructions . . . 22

23 Estimated tax penalty (see instructions) . . . . . . . . 23

Go to www.irs.gov/Form1040 for instructions and the latest information. Form 1040 (2018)

QNA

SATCHER 257-00-4723

35000

89900 124900

122400 24000

98400 4033

4033 500 X 2000

2033 0 2033 3500FORM 1099

1000 1000 4500 2467 2467

X X X X X X X X XX X X X X X X X X X X X X X X X X

SCHEDULE 1 (Form 1040)

Department of the Treasury Internal Revenue Service

Additional Income and Adjustments to Income Attach to Form 1040.

Go to www.irs.gov/Form1040 for instructions and the latest information.

OMB No. 1545-0074

2018Attachment Sequence No. 01

Name(s) shown on Form 1040 Your social security number

Additional Income

1–9 b Reserved . . . . . . . . . . . . . . . . . . . . . . . . 1–9b 10 Taxable refunds, credits, or offsets of state and local income taxes . . . . . 1011 Alimony received . . . . . . . . . . . . . . . . . . . . . . 1112 Business income or (loss). Attach Schedule C or C-EZ . . . . . . . . . 1213 Capital gain or (loss). Attach Schedule D if required. If not required, check here 1314 Other gains or (losses). Attach Form 4797 . . . . . . . . . . . . . . 1415a Reserved . . . . . . . . . . . . . . . . . . . . . . . . 15b16a Reserved . . . . . . . . . . . . . . . . . . . . . . . . 16b17 Rental real estate, royalties, partnerships, S corporations, trusts, etc. Attach Schedule E 1718 Farm income or (loss). Attach Schedule F . . . . . . . . . . . . . . 1819 Unemployment compensation . . . . . . . . . . . . . . . . . 1920a Reserved . . . . . . . . . . . . . . . . . . . . . . . . 20b21 Other income. List type and amount 2122

Combine the amounts in the far right column. If you don’t have any adjustments to income, enter here and include on Form 1040, line 6. Otherwise, go to line 23 . . 22

Adjustments to Income

23 Educator expenses . . . . . . . . . . . . 2324

Certain business expenses of reservists, performing artists, and fee-basis government officials. Attach Form 2106 . . 24

25 Health savings account deduction. Attach Form 8889 . 2526

Moving expenses for members of the Armed Forces. Attach Form 3903 . . . . . . . . . . . . 26

27 Deductible part of self-employment tax. Attach Schedule SE 2728 Self-employed SEP, SIMPLE, and qualified plans . . 2829 Self-employed health insurance deduction . . . . 2930 Penalty on early withdrawal of savings . . . . . . 3031a Alimony paid b Recipient’s SSN 31a32 IRA deduction . . . . . . . . . . . . . . 3233 Student loan interest deduction . . . . . . . . 3334 Reserved . . . . . . . . . . . . . . . 3435 Reserved . . . . . . . . . . . . . . . 3536 Add lines 23 through 35 . . . . . . . . . . . . . . . . . . . 36

For Paperwork Reduction Act Notice, see your tax return instructions. Schedule 1 (Form 1040) 2018

QNA

SATCHER 257-00-4723

89900

89900

2500

2500

QNA

MIKE & SHEILA SATCHER 257-00-4723

1500

1500

QNA


200600 98200 102400

256000 180000 -76000

12500

89900

QNA

SATCHER 257-00-4723

89900

X

X

Form 8949 (2018) Attachment Sequence No. 12A Page 2

Name(s) shown on return. Name and SSN or taxpayer identification no. not required if shown on other side Social security number or taxpayer identification number

Before you check Box D, E, or F below, see whether you received any Form(s) 1099-B or substitute statement(s) from your broker. A substitute statement will have the same information as Form 1099-B. Either will show whether your basis (usually your cost) was reported to the IRS by your broker and may even tell you which box to check.

Part II Long-Term. Transactions involving capital assets you held more than 1 year are generally long-term (see instructions). For short-term transactions, see page 1. Note: You may aggregate all long-term transactions reported on Form(s) 1099-B showing basis was reported to the IRS and for which no adjustments or codes are required. Enter the totals directly on Schedule D, line 8a; you aren’t required to report these transactions on Form 8949 (see instructions).

You must check Box D, E, or F below. Check only one box. If more than one box applies for your long-term transactions, complete a separate Form 8949, page 2, for each applicable box. If you have more long-term transactions than will fit on this page for one or more of the boxes, complete as many forms with the same box checked as you need.

(D) Long-term transactions reported on Form(s) 1099-B showing basis was reported to the IRS (see Note above)(E) Long-term transactions reported on Form(s) 1099-B showing basis wasn’t reported to the IRS(F) Long-term transactions not reported to you on Form 1099-B

1

(a)

Description of property (Example: 100 sh. XYZ Co.)

(b)

Date acquired (Mo., day, yr.)

(c)

Date sold or disposed of

(Mo., day, yr.)

(d)

Proceeds (sales price)

(see instructions)

(e)

Cost or other basis. See the Note below and see Column (e)

in the separate instructions

Adjustment, if any, to gain or loss. If you enter an amount in column (g),

enter a code in column (f). See the separate instructions.

(f) Code(s) from instructions

(g)

Amount of adjustment

(h)

Gain or (loss).

Subtract column (e) from column (d) and combine the result

with column (g)

2

Totals. Add the amounts in columns (d), (e), (g), and (h) (subtract negative amounts). Enter each total here and include on your Schedule D, line 8b (if Box D above is checked), line 9 (if Box E above is checked), or line 10 (if Box F above is checked)

Note: If you checked Box D above but the basis reported to the IRS was incorrect, enter in column (e) the basis as reported to the IRS, and enter an adjustment in column (g) to correct the basis. See Column (g) in the separate instructions for how to figure the amount of the adjustment.

Form 8949 (2018)QNA


x

1500 SHARES ACCO 01/12/2002 03/01/2018 30000 25000 5000

500 SHARES BP OIL 02/13/2001 04/02/2018 32000 18000 14000

2100 SHARES RCS 05/19/2003 05/20/2018 56000 32000 24000

6000 SHARES GOOGLE 03/06/2004 08/02/2018 82600 23200 59400

200600 98200 102400

Form 8949 (2018) Attachment Sequence No. 12A Page 2

Name(s) shown on return. Name and SSN or taxpayer identification no. not required if shown on other side Social security number or taxpayer identification number

Before you check Box D, E, or F below, see whether you received any Form(s) 1099-B or substitute statement(s) from your broker. A substitute statement will have the same information as Form 1099-B. Either will show whether your basis (usually your cost) was reported to the IRS by your broker and may even tell you which box to check.

Part II Long-Term. Transactions involving capital assets you held more than 1 year are generally long-term (see instructions). For short-term transactions, see page 1. Note: You may aggregate all long-term transactions reported on Form(s) 1099-B showing basis was reported to the IRS and for which no adjustments or codes are required. Enter the totals directly on Schedule D, line 8a; you aren’t required to report these transactions on Form 8949 (see instructions).

You must check Box D, E, or F below. Check only one box. If more than one box applies for your long-term transactions, complete a separate Form 8949, page 2, for each applicable box. If you have more long-term transactions than will fit on this page for one or more of the boxes, complete as many forms with the same box checked as you need.

(D) Long-term transactions reported on Form(s) 1099-B showing basis was reported to the IRS (see Note above)(E) Long-term transactions reported on Form(s) 1099-B showing basis wasn’t reported to the IRS(F) Long-term transactions not reported to you on Form 1099-B

1

(a)

Description of property (Example: 100 sh. XYZ Co.)

(b)

Date acquired (Mo., day, yr.)

(c)

Date sold or disposed of

(Mo., day, yr.)

(d)

Proceeds (sales price)

(see instructions)

(e)

Cost or other basis. See the Note below and see Column (e)

in the separate instructions

Adjustment, if any, to gain or loss. If you enter an amount in column (g),

enter a code in column (f). See the separate instructions.

(f) Code(s) from instructions

(g)

Amount of adjustment

(h)

Gain or (loss).

Subtract column (e) from column (d) and combine the result

with column (g)

2

Totals. Add the amounts in columns (d), (e), (g), and (h) (subtract negative amounts). Enter each total here and include on your Schedule D, line 8b (if Box D above is checked), line 9 (if Box E above is checked), or line 10 (if Box F above is checked)

Note: If you checked Box D above but the basis reported to the IRS was incorrect, enter in column (e) the basis as reported to the IRS, and enter an adjustment in column (g) to correct the basis. See Column (g) in the separate instructions for how to figure the amount of the adjustment.

Form 8949 (2018)QNA


x

MAIN HOME H11/10/2000 05/02/2018 256000 180000 -76000

256000 180000 -76000

Form 5329Department of the Treasury Internal Revenue Service (99)

Additional Taxes on Qualified Plans (Including IRAs) and Other Tax-Favored Accounts

Attach to Form 1040 or Form 1040NR.


OMB No. 1545-0074


Name of individual subject to additional tax. If married filing jointly, see instructions. Your social security number

Fill in Your Address Only if You Are Filing This Form by Itself and Not With Your Tax Return

Home address (number and street), or P.O. box if mail is not delivered to your home Apt. no.

City, town or post office, state, and ZIP code. If you have a foreign address, also complete the spaces below. See instructions.

If this is an amended return, check here

Foreign country name Foreign province/state/county Foreign postal code

If you only owe the additional 10% tax on early distributions, you may be able to report this tax directly on Schedule 4 (Form 1040), line 59, or Form 1040NR, line 57, without filing Form 5329. See the instructions for Schedule 4 (Form 1040), line 59, or for Form 1040NR, line 57.Part I Additional Tax on Early Distributions. Complete this part if you took a taxable distribution (other than a qualified

disaster distribution) before you reached age 59½ from a qualified retirement plan (including an IRA) or modified endowment contract (unless you are reporting this tax directly on Form 1040 or Form 1040NR—see above). You may also have to complete this part to indicate that you qualify for an exception to the additional tax on early distributions or for certain Roth IRA distributions. See instructions.

1 Early distributions included in income. For Roth IRA distributions, see instructions . . . . . . 1

2 Early distributions included on line 1 that are not subject to the additional tax (see instructions).Enter the appropriate exception number from the instructions: . . . . . . . . . 2

3 Amount subject to additional tax. Subtract line 2 from line 1 . . . . . . . . . . . . . 3

4 Additional tax. Enter 10% (0.10) of line 3. Include this amount on Schedule 4 (Form 1040), line 59, or Form 1040NR, line 57 4

Caution: If any part of the amount on line 3 was a distribution from a SIMPLE IRA, you may have to include 25% of that amount on line 4 instead of 10%. See instructions.

Part II Additional Tax on Certain Distributions From Education Accounts and ABLE Accounts. Complete this part if you included an amount in income, on Schedule 1 (Form 1040), line 21, or Form 1040NR, line 21, from a Coverdell education savings account (ESA), a qualified tuition program (QTP), or an ABLE account.

5 Distributions included in income from a Coverdell ESA, a QTP, or an ABLE account . . . . . 5

6 Distributions included on line 5 that are not subject to the additional tax (see instructions) . . . 6

7 Amount subject to additional tax. Subtract line 6 from line 5 . . . . . . . . . . . . . 7


Part III Additional Tax on Excess Contributions to Traditional IRAs. Complete this part if you contributed more to your traditional IRAs for 2018 than is allowable or you had an amount on line 17 of your 2017 Form 5329.

9 Enter your excess contributions from line 16 of your 2017 Form 5329. See instructions. If zero, go to line 15 9

10

If your traditional IRA contributions for 2018 are less than your maximum allowable contribution, see instructions. Otherwise, enter -0- 10

11 2018 traditional IRA distributions included in income (see instructions) . 11

12 2018 distributions of prior year excess contributions (see instructions) . 12

13 Add lines 10, 11, and 12 . . . . . . . . . . . . . . . . . . . . . . . . . 13

14 Prior year excess contributions. Subtract line 13 from line 9. If zero or less, enter -0- . . . . . 14

15 Excess contributions for 2018 (see instructions) . . . . . . . . . . . . . . . . . 15

16 Total excess contributions. Add lines 14 and 15 . . . . . . . . . . . . . . . . . 16

17

Additional tax. Enter 6% (0.06) of the smaller of line 16 or the value of your traditional IRAs on December 31, 2018 (including 2018 contributions made in 2019). Include this amount on Schedule 4 (Form 1040), line 59, or Form 1040NR, line 57 . . . 17

Part IV Additional Tax on Excess Contributions to Roth IRAs. Complete this part if you contributed more to your Roth IRAs for 2018 than is allowable or you had an amount on line 25 of your 2017 Form 5329.

18 Enter your excess contributions from line 24 of your 2017 Form 5329. See instructions. If zero, go to line 23 18

19

If your Roth IRA contributions for 2018 are less than your maximum allowable contribution, see instructions. Otherwise, enter -0- . . . . 19

20 2018 distributions from your Roth IRAs (see instructions) . . . . . 20

21 Add lines 19 and 20 . . . . . . . . . . . . . . . . . . . . . . . . . . 21




25

Additional tax. Enter 6% (0.06) of the smaller of line 24 or the value of your Roth IRAs on December 31, 2018 (including 2018 contributions made in 2019). Include this amount on Schedule 4 (Form 1040), line 59, or Form 1040NR, line 57 . . 25

For Privacy Act and Paperwork Reduction Act Notice, see your tax return instructions. Form 5329 (2018)

MIKE E SATCHER

QNA

257-00-4723

35000

08 35000

Form 5329 (2018) Page 2

Part V Additional Tax on Excess Contributions to Coverdell ESAs. Complete this part if the contributions to your Coverdell ESAs for 2018 were more than is allowable or you had an amount on line 33 of your 2017 Form 5329.

26 Enter the excess contributions from line 32 of your 2017 Form 5329. See instructions. If zero, go to line 31 26

27

If the contributions to your Coverdell ESAs for 2018 were less than the maximum allowable contribution, see instructions. Otherwise, enter -0- 27

28 2018 distributions from your Coverdell ESAs (see instructions) . . . 28

29 Add lines 27 and 28 . . . . . . . . . . . . . . . . . . . . . . . . . . 29




33

Additional tax. Enter 6% (0.06) of the smaller of line 32 or the value of your Coverdell ESAs on December 31, 2018 (including 2018 contributions made in 2019). Include this amount on Schedule4 (Form 1040), line 59, or Form 1040NR, line 57 . . . . . . . . . . . . . . . . . 33

Part VI Additional Tax on Excess Contributions to Archer MSAs. Complete this part if you or your employer contributed more to your Archer MSAs for 2018 than is allowable or you had an amount on line 41 of your 2017 Form 5329.

34 Enter the excess contributions from line 40 of your 2017 Form 5329. See instructions. If zero, go to line 39 34

35

If the contributions to your Archer MSAs for 2018 are less than the maximum allowable contribution, see instructions. Otherwise, enter -0- 35

36 2018 distributions from your Archer MSAs from Form 8853, line 8 . . 36

37 Add lines 35 and 36 . . . . . . . . . . . . . . . . . . . . . . . . . . 37




41

Additional tax. Enter 6% (0.06) of the smaller of line 40 or the value of your Archer MSAs onDecember 31, 2018 (including 2018 contributions made in 2019). Include this amount on Schedule4 (Form 1040), line 59, or Form 1040NR, line 57 . . . . . . . . . . . . . . . . . 41

Part VII Additional Tax on Excess Contributions to Health Savings Accounts (HSAs). Complete this part if you, someone on your behalf, or your employer contributed more to your HSAs for 2018 than is allowable or you had an amount on line 49 of your 2017 Form 5329.

42 Enter the excess contributions from line 48 of your 2017 Form 5329. If zero, go to line 47 . . . 42

43

If the contributions to your HSAs for 2018 are less than the maximum allowable contribution, see instructions. Otherwise, enter -0- . . . . 43

44 2018 distributions from your HSAs from Form 8889, line 16 . . . . 44

45 Add lines 43 and 44 . . . . . . . . . . . . . . . . . . . . . . . . . . 45




49

Additional tax. Enter 6% (0.06) of the smaller of line 48 or the value of your HSAs on December 31, 2018 (including 2018 contributions made in 2019). Include this amount on Schedule 4 (Form 1040), line 59, or Form 1040NR, line 57 49

Part VIII Additional Tax on Excess Contributions to an ABLE Account. Complete this part if contributions to your ABLE account for 2018 were more than is allowable.


51

Additional tax. Enter 6% (0.06) of the smaller of line 50 or the value of your ABLE account on December 31, 2018. Include this amount on Schedule 4 (Form 1040), line 59, or Form 1040NR, line 57 51

Part IX Additional Tax on Excess Accumulation in Qualified Retirement Plans (Including IRAs). Complete this part if you did not receive the minimum required distribution from your qualified retirement plan.

52 Minimum required distribution for 2018 (see instructions) . . . . . . . . . . . . . . 52

53 Amount actually distributed to you in 2018 . . . . . . . . . . . . . . . . . . . 53

54 Subtract line 53 from line 52. If zero or less, enter -0- . . . . . . . . . . . . . . . 54


Sign Here Only if You

Are Filing This Form by

Itself and Not With Your

Tax Return

Under penalties of perjury, I declare that I have examined this form, including accompanying attachments, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.

Your signature Date

Paid Preparer Use Only

Print/Type preparer’s name Preparer’s signature DateCheck if self-employed

PTIN

Firm’s name

Firm’s address

Firm’s EIN

Phone no.

Form 5329 (2018) QNA

MIKE E SATCHER

QNA

257-00-4723

Form 8863Department of the Treasury Internal Revenue Service (99)

Education Credits (American Opportunity and Lifetime Learning Credits)

Attach to Form 1040.Go to www.irs.gov/Form8863 for instructions and the latest information.

OMB No. 1545-0074


Name(s) shown on return Your social security number

!CAUTION

Complete a separate Part III on page 2 for each student for whom you're claiming either credit before you complete Parts I and II.

Part I Refundable American Opportunity Credit 1 After completing Part III for each student, enter the total of all amounts from all Parts III, line 30 . 12 Enter: $180,000 if married filing jointly; $90,000 if single, head of

household, or qualifying widow(er) . . . . . . . . . . . . . 2

3 Enter the amount from Form 1040, line 7. If you’re filing Form 2555, 2555-EZ, or 4563, or you’re excluding income from Puerto Rico, see Pub. 970for the amount to enter . . . . . . . . . . . . . . . . . 3

4 Subtract line 3 from line 2. If zero or less, stop; you can’t take any education credit . . . . . . . . . . . . . . . . . . . 4

5 Enter: $20,000 if married filing jointly; $10,000 if single, head of household, or qualifying widow(er) . . . . . . . . . . . . . . . . . 5

6 If line 4 is: • Equal to or more than line 5, enter 1.000 on line 6 . . . . . . . . . . . .• Less than line 5, divide line 4 by line 5. Enter the result as a decimal (rounded to

at least three places) . . . . . . . . . . . . . . . . . . . . .} . . . 6

7 Multiply line 1 by line 6. Caution: If you were under age 24 at the end of the year and meet the conditions described in the instructions, you can’t take the refundable American opportunity credit; skip line 8, enter the amount from line 7 on line 9, and check this box . . . . 7

8 Refundable American opportunity credit. Multiply line 7 by 40% (0.40). Enter the amount here and on Form 1040, line 17c. Then go to line 9 below . . . . . . . . . . . . . . . . . 8

Part II Nonrefundable Education Credits9 Subtract line 8 from line 7. Enter here and on line 2 of the Credit Limit Worksheet (see instructions) 9

10 After completing Part III for each student, enter the total of all amounts from all Parts III, line 31. Ifzero, skip lines 11 through 17, enter -0- on line 18, and go to line 19 . . . . . . . . . . 10

11 Enter the smaller of line 10 or $10,000 . . . . . . . . . . . . . . . . . . . . 1112 Multiply line 11 by 20% (0.20) . . . . . . . . . . . . . . . . . . . . . . . 1213 Enter: $134,000 if married filing jointly; $67,000 if single, head of

household, or qualifying widow(er) . . . . . . . . . . . . . 13

14 Enter the amount from Form 1040, line 7. If you're filing Form 2555, 2555-EZ, or 4563, or you’re excluding income from Puerto Rico, see Pub. 970for the amount to enter . . . . . . . . . . . . . . . . . 14

15 Subtract line 14 from line 13. If zero or less, skip lines 16 and 17, enter -0- on line 18, and go to line 19 . . . . . . . . . . . . . . . 15

16 Enter: $20,000 if married filing jointly; $10,000 if single, head of household, or qualifying widow(er) . . . . . . . . . . . . . . . . . 16

17 If line 15 is: • Equal to or more than line 16, enter 1.000 on line 17 and go to line 18• Less than line 16, divide line 15 by line 16. Enter the result as a decimal (rounded to at least three

places) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1718 Multiply line 12 by line 17. Enter here and on line 1 of the Credit Limit Worksheet (see instructions) 1819 Nonrefundable education credits. Enter the amount from line 7 of the Credit Limit Worksheet (see

instructions) here and on Schedule 3 (Form 1040), line 50 . . . . . . . . . . . . . . 19For Paperwork Reduction Act Notice, see your tax return instructions. Form 8863 (2018)QNA


2500

180000

122400

57600

20000

1.000

2500

1000

1500

1500

Form 8863 (2018) Page 2 Name(s) shown on return Your social security number

!CAUTION

Complete Part III for each student for whom you’re claiming either the American opportunity credit or lifetime learning credit. Use additional copies of page 2 as needed for each student.

Part III Student and Educational Institution Information. See instructions.20 Student name (as shown on page 1 of your tax return) 21 Student social security number (as shown on page 1 of

your tax return)

22 Educational institution information (see instructions)a. Name of first educational institution

(1) Address. Number and street (or P.O. box). City, town orpost office, state, and ZIP code. If a foreign address, seeinstructions.

(2) Did the student receive Form 1098-Tfrom this institution for 2018?

Yes No

(3) Did the student receive Form 1098-Tfrom this institution for 2017 with box2 filled in and box 7 checked?

Yes No

(4) Enter the institution’s employer identification number (EIN)if you’re claiming the American opportunity credit or if youchecked “Yes” in (2) or (3). You can get the EIN from Form1098-T or from the institution.

–

b. Name of second educational institution (if any)

(1) Address. Number and street (or P.O. box). City, town orpost office, state, and ZIP code. If a foreign address, seeinstructions.

(2) Did the student receive Form 1098-Tfrom this institution for 2018?

Yes No

(3) Did the student receive Form 1098-Tfrom this institution for 2017 with box2 filled in and box 7 checked?

Yes No

(4) Enter the institution’s employer identification number(EIN) if you’re claiming the American opportunity credit orif you checked “Yes” in (2) or (3). You can get the EINfrom Form 1098-T or from the institution.

–

23 Has the Hope Scholarship Credit or American opportunity credit been claimed for this student for any 4 tax years before 2018?

Yes — Stop! Go to line 31 for this student. No — Go to line 24.

24 Was the student enrolled at least half-time for at least one academic period that began or is treated as having begun in 2018 at an eligible educational institution in a program leading towards a postsecondary degree, certificate, or other recognized postsecondary educational credential? See instructions.

Yes — Go to line 25. No — Stop! Go to line 31 for this student.

25 Did the student complete the first 4 years of postsecondary education before 2018? See instructions.

Yes — Stop! Go to line 31 for this student.

No — Go to line 26.

26 Was the student convicted, before the end of 2018, of a felony for possession or distribution of a controlled substance?

Yes — Stop!Go to line 31 for this student.

No — Complete lines 27 through 30 for this student.

!CAUTION

You can't take the American opportunity credit and the lifetime learning credit for the same student in the same year. If you complete lines 27 through 30 for this student, don't complete line 31.

American Opportunity Credit 27 Adjusted qualified education expenses (see instructions). Don’t enter more than $4,000 . . . . . 2728 Subtract $2,000 from line 27. If zero or less, enter -0- . . . . . . . . . . . . . . . . . 2829 Multiply line 28 by 25% (0.25) . . . . . . . . . . . . . . . . . . . . . . . . 29

30 If line 28 is zero, enter the amount from line 27. Otherwise, add $2,000 to the amount on line 29 and enter the result. Skip line 31. Include the total of all amounts from all Parts III, line 30, on Part I, line 1 . 30Lifetime Learning Credit

31 Adjusted qualified education expenses (see instructions). Include the total of all amounts from all Parts III, line 31, on Part II, line 10 . . . . . . . . . . . . . . . . . . . . . . . . . 31

Form 8863 (2018)QNA


LAUREN W SATCHER 254-00-4568

X

X

X

X

4000 2000 500

2500

UNIVERSITY OF GEORGIA

210 JACKSON STATHENS GA 30609

X

X

5 8 3 2 1 6 5 4 0

Form 8867Department of the Treasury Internal Revenue Service

Paid Preparer’s Due Diligence ChecklistEarned Income Credit (EIC), American Opportunity Tax Credit (AOTC), Child Tax Credit (CTC) (including the Additional

Child Tax Credit (ACTC) and Credit for Other Dependents (ODC)), and Head of Household (HOH) Filing Status To be completed by preparer and filed with Form 1040, 1040NR, 1040SS, or 1040PR.


OMB No. 1545-0074


Taxpayer name(s) shown on return Taxpayer identification number

Enter preparer’s name and PTIN

Part I Due Diligence Requirements

Please check the appropriate box for the credit(s) and/or HOH filing status claimed on this return and complete the related Parts I–V for the benefit(s), and/or HOH filing

status claimed (check all that apply).

EIC CTC/ ACTC/ODC

AOTC HOH

1 Did you complete the return based on information for tax year 2018 provided by the taxpayer or reasonably obtained by you? . . . . . . . . . . Yes No

2 If credits are claimed on the return, did you complete the applicable EIC and/or CTC/ACTC/ODC worksheets found in the Form 1040, 1040SS, 1040PR, or 1040NR instructions, and/or the AOTC worksheet found in the Form 8863 instructions, or your own worksheet(s) that provides the same information, and all related forms and schedules for each credit claimed? . . . . . . Yes No N/A

3 Did you satisfy the knowledge requirement? To meet the knowledge requirement, you must do both of the following.

• Interview the taxpayer, ask questions, and document the taxpayer’s responses to determine that the taxpayer is eligible to claim the credit(s) and/or HOH filing status.

• Review information to determine that the taxpayer is eligible to claim the credit(s) and/or HOH filing status and the amount of any credit(s) claimed. Yes No

4 Did any information provided by the taxpayer or a third party for use in preparing the return, or information reasonably known to you, appear to be incorrect, incomplete, or inconsistent? (If “Yes,” answer questions 4a and 4b. If “No,” go to question 5.) . . . . . . . . . . . . . . . . . Yes No

a Did you make reasonable inquiries to determine the correct, complete, and consistent information? . . . . . . . . . . . . . . . . . . Yes No

b Did you document your inquiries? (Documentation should include the questions you asked, whom you asked, when you asked, the information that was provided, and the impact the information had on your preparation of the return.) . . . . . . . . . . . . . . . . . . . . . . . . Yes No

5 Did you satisfy the record retention requirement? To meet the record retention requirement, you must keep a copy of your documentation referenced in 4b, a copy of this Form 8867, a copy of any applicable worksheet(s), a record of how, when, and from whom the information used to prepare Form 8867 and any applicable worksheet(s) was obtained, and a copy of any document(s) provided by the taxpayer that you relied on to determine eligibility for the credit(s) and/or HOH filing status or to compute the amount of the credit(s) . . . . . . . . . . . . . . . . . Yes No

List those documents, if any, that you relied on.

6 Did you ask the taxpayer whether he/she could provide documentation to substantiate eligibility for the credit(s) and/or HOH filing status and the amount of any credit(s) claimed on the return if his/her return is selected for audit? . . . . . . . . . . . . . . . . . . . . . . . . Yes No

7 Did you ask the taxpayer if any of these credits were disallowed or reduced in a previous year? . . . . . . . . . . . . . . . . . . . .

(If credits were disallowed or reduced, go to question 7a; if not, go to question 8.) Yes No N/A

a Did you complete the required recertification Form 8862? . . . . . . . Yes No N/A

8 If the taxpayer is reporting self-employment income, did you ask questions to prepare a complete and correct Form 1040, Schedule C? . . . . . . . Yes No N/A

For Paperwork Reduction Act Notice, see separate instructions. Form 8867 (2018) QNA

MIKE E & SHEILA A SATCHER 257-00-4723

X X

X

X

X

X

X

X

X

X

Form 8867 (2018) Page 2

Part II Due Diligence Questions for Returns Claiming EIC (If the return does not claim EIC, go to Part III.)

EIC CTC/

ACTC/ODC AOTC HOH

9a Have you determined that this taxpayer is, in fact, eligible to claim the EIC for the number of children for whom the EIC is claimed, or to claim the EIC if the taxpayer has no qualifying child? (Skip 9b and 9c if the taxpayer is claiming the EIC and does not have a qualifying child.) . . . . . . . . . . . Yes No

b Did you ask the taxpayer if the child lived with the taxpayer for over half of the year, even if the taxpayer has supported the child the entire year? . . . Yes No

c Did you explain to the taxpayer the rules about claiming the EIC when a child is the qualifying child of more than one person (tiebreaker rules)? . . . .

Yes No

N/A

Part III Due Diligence Questions for Returns Claiming CTC/ACTC/ODC (If the return does not claim CTC, ACTC, or ODC, go to Part IV.)

EIC CTC/

ACTC/ODC AOTC HOH

10 Have you determined that each qualifying person for the CTC/ACTC/ODC is the taxpayer’s dependent who is a citizen, national, or resident of the United States? Yes No

11

Did you explain to the taxpayer that he/she may not claim the CTC/ACTC if the taxpayer has not lived with the child for over half of the year, even if the taxpayer has supported the child, unless the child’s custodial parent has released a claim to exemption for the child? . . . . . . . . . . .

Yes No

N/A

12

Did you explain to the taxpayer the rules about claiming the CTC/ACTC/ODC for a child of divorced or separated parents (or parents who live apart), including any requirement to attach a Form 8332 or similar statement to the return? . .

Yes No

N/A

Part IV Due Diligence Questions for Returns Claiming AOTC (If the return does not claim AOTC, go to Part V.)

EIC CTC/

ACTC/ODC AOTC HOH

13

Did the taxpayer provide the required substantiation for the credit, including a Form 1098-T and/or receipts for the qualified tuition and related expenses for the claimed AOTC? . . . . . . . . . . . . . . . . . . Yes No

Part V Due Diligence Questions for Claiming HOH (If the return does not claim HOH filing status, go to Part VI.)

EIC CTC/

ACTC/ODC AOTC HOH

14

Have you determined that the taxpayer was unmarried or considered unmarried on the last day of the tax year and provided more than half of the cost of keeping up a home for the year for a qualifying person? . . . . . Yes No

Part VI Eligibility Certification

You will have complied with all due diligence requirements for claiming the applicable credit(s) and/or HOH filing

status on the return of the taxpayer identified above if you:

A. Interview the taxpayer, ask adequate questions, document the taxpayer’s responses on the return or in your notes, review adequate information to determine if the taxpayer is eligible to claim the credit(s) and/or HOH filing status and to determine the amount of the credit(s) claimed;

B. Complete this Form 8867 truthfully and accurately and complete the actions described in this checklist for any applicable credit(s) claimed and HOH filing status, if claimed;

C. Submit Form 8867 in the manner required; and

D. Keep all five of the following records for 3 years from the latest of the dates specified in the Form 8867 instructions under Document Retention.1. A copy of Form 8867;2. The applicable worksheet(s) or your own worksheet(s) for any credit(s) claimed;

3. Copies of any documents provided by the taxpayer on which you relied to determine eligibility for the credit(s) and/or HOH filing status;

4. A record of how, when, and from whom the information used to prepare this form and the applicable worksheet(s) was obtained; and

5. A record of any additional questions you may have asked to determine eligibility to claim the credit(s), and/or HOH filing status and the amount(s) of any credit(s) claimed and the taxpayer’s answers.

If you have not complied with all due diligence requirements, you may have to pay a $520 penalty for each failure to

comply related to a claim of an applicable credit or HOH filing status.

15 Do you certify that all of the answers on this Form 8867 are, to the best of your knowledge, true, correct, and complete? . . . . . . . . . . . Yes No

Form 8867 (2018) QNA

SATCHER 257-00-4723

X

X

X

X

X

1. Number of qualifying children under 17 with the required social security number:1$2,000. Enter the result.

4.4

Enter the amount from Form 1040, line 7, orForm 1040NR, line 35.

No. STOP

10. Is the amount on line 3 more than the amount on line 9?

You cannot take the child tax credit or credit for other dependents on Form1040, line 12a, or Form 1040NR, line 49. You also cannot take the additionalchild tax credit on Form 1040, line 17b, or Form 1040NR, line 64. Complete the rest of your Form 1040 or Form 1040NR.

Yes. Subtract line 9 from line 3. Enter the result.Go to Part 2 on the next page.

10

5. 1040 Filers. Enter the total of any—• Exclusion of income from Puerto Rico; and• Amounts from Form 2555, lines 45 and 50;Form 2555-EZ, line 18; and Form 4563, line 15. 5

1040NR Filers. Enter -0-.

6. Add lines 4 and 5. Enter the total. 6

7. Enter the amount shown below for your filing status.

• Married filing jointly—$400,000• All other filing statuses—$200,000

7

8. Is the amount on line 6 more than the amount on line 7?

Yes. Subtract line 7 from line 6.

No. Leave line 8 blank. Enter -0- on line 9.

If the result is not a multiple of $1,000,increase it to the next multiple of $1,000.For example, increase $425 to $1,000,increase $1,025 to $2,000, etc.

8

9. Multiply the amount on line 8 by 5% (0.05). Enter the result. 9

Part 1

Figure the amount of any credits you are claiming on Form 5695, Part II, line 30*;Form 8910; Form 8936; or Schedule R.

Before you begin:

*See the Form 5695 instructions to see if line 30 (nonbusiness energy property credit) applies for 2018.

2. Number of other dependents, including qualifying children who are not under 17 orwho do not have the required social security number: 2$500.

Caution: Do not include yourself, your spouse, or anyone who is not a U.S. citizen, U.S. national, or U.S. resident alien. Also, do not include anyone you included online 1.

3. Add lines 1 and 2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3

Enter the result.


QNA

0

1 500

500

122400

122400

400000

X

0

X 500

11.

12.

11

12

Enter the amount from Form 1040, line 11 or Form 1040NR, line 45.

Add the following amounts from:

14. Are you claiming any of the following credits?

• Residential energy efficient property credit, Form 5695, Part I.

14

15. Subtract line 14 from line 13. Enter the result.

Part 2

16. Is the amount on line 10 of this worksheet more than the amount on line 15?

TIP Yes. Enter the amount from line 15.See the below.

No. Enter the amount from line 10. This is your child taxcredit and credit forother dependents.

Enter this amount onForm 1040, line 12a, orForm 1040NR, line 49.

You may be able to take the additional child tax credit onForm 1040, line 17b, or Form 1040NR, line 64, only if youanswered “Yes” on line 16 and line 1 is more than zero.

• First, complete your Form 1040 through line 17a (alsocomplete Schedule 5, line 72) or Form 1040NR throughline 63 (also complete line 67).

16

Yes. If you are filing Form 2555 or 2555-EZ, enter -0-.Otherwise, complete the Line 14 Worksheet, later, to figure the amount to enter here.

No. Enter -0-.

15

Form 1040 Schedule 3, line 48Schedule 3, line 49Schedule 3, line 50Schedule 3, line 51

Enter the total.

+

TIP

Line 46Line 47

Line 48

1040

1040NR

• Mortgage interest credit, Form 8396.

• District of Columbia first-time homebuyer credit, Form 8859.

Form 8910, line 15

Form 8936, line 23

Schedule R, line 22

+

+

+

+

++

• Adoption credit, Form 8839.

Form 5695, line 30* +

• Then, use Schedule 8812 to figure anyadditional child tax credit.

*See the Form 5695 instructions to see if line 30 (nonbusiness energy property credit) applies for 2018.

13. Subtract line 12 from line 11 . . . . . . . . . . . . . . . . . . . . . . . . . . 13

Form 1040NRor


QNA

4033

1500

1500

2533

X

0

2533

X

500

SATCHER 257-00-4723

98400

x

89900

89900

89900

8500

77200

77200

8500

68700

89900

68700

21200

479000

98400

77200

21200

21200 3180

89900

853

4033

13533

4033

QNA

��

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�� (�"�� (�� '��

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��%��' � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �� 5��

�� 1��,��,� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �� 6��!��+��!�� (��4��!��%�� !� 5��"�� !� "� 1��7%.%0%$%��8 � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � "� �#� +��"��%��"�� #� �� 5��"��!��"��'�+��

��&��"�� 1��*�� $ �� (�"�� %��, � � � � � � � � � � ��

QNA

MIKE SATCHER 257-00-4723

180000

180000

180000

180000

�� !��"�� #�$�� %� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �� &��%�'��

�� !��"� (��)��*��*��)��+�),� --.�'��/� � � � � � � � � � "� #� ��,��0�'��"��/� � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � #� $� #��)��1��//2�'��/��

'��2��1��"�� .�� $� %� 3��)��)��*��) � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � %� �&� 4��2�)��-�(��%��5��

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QNA

256000

256000

180000

76000

76000

76000

500000

76000

��

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QNA

MIKE SATCHER 257-00-4723

1825

1825

1825

x

1825

1.0000

250000

1825

1825

1825

1825

1.0000

250000

500000

SATCHER 257-00-4723

1500

1500

4033

4033

1500

CAUTION!

CAUTION!

SATCHER 257-00-4723(Student: LAUREN W SATCHER)

12500

12500

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Form 8867 Due Diligence NotesTaxpayer: MIKE SATCHER 257-00-4723

________________________________________________________________________________

Dependent Information: _____________________

Name....: LAUREN W SATCHERSSN.....: 254-00-4568 Relationship......: DAUGHTERStudent.: YES School Attended...: Disabled: NO Type of Disability: Notes...:

________________________________________________________________________________

Due Diligence Notes:_______________________ due diligence notes

Audit�Maintenance�Pro�Service�Agreement�

Audit�Maintenance�Pro,�L.L.C.�(herein�referred�to�as�“AMP”)� is�a�tax�audit�assistance�program�that�provides�you�with�all�the�support�you�need�in�the�event�your�Federal�tax�return�is�ever�selected�for�an�Internal�Revenue�Service�(IRS)�audit.�Audit�Maintenance�Pro�will�provide�the�Customer/Taxpayer� (herein�referred� to�as�“Customer”)�with�a� licensed�Enrolled�Agent�or�C.P.A�who�will�personally�assist�you� in� the�resolution�of� your� case.�We�will�work�with�Customer� in�every�phase�of�Customer’s�audit�and�we�will�work� to�protect�Customer’s� rights�under�the�Federal�Tax�Code,�as�more�specifically�itemized�below.��AMP’s�primary�objective�is�to�resolve�to�Customer’s�satisfaction�any�items�covered�in�the�scope�of�the�audit�and�to�eliminate�or�reduce�any�increases�in�Customer’s�tax�liability.�Under�qualified�circumstances,�this�agreement�will�also�provide�for�reimbursement�of�certain�assessed�penalties�and�interest�up�to�$2,500.00**�(please�see�section�on�reimbursement�policy).��What’s�Included��

1. 36�months�of�protection�on�each�covered�return�2. Assistance�from�an�Enrolled�Agent�or�C.P.A.�during�the�audit�process.�Specifically,�this�assistance�includes:�

a. Explanation�of�Customer’s�claim�rights�and�options�available�under�this�agreement�b. Complete�review�of�all�IRS�correspondence�or�notices�c. Help�with�document�organization�and�presentation�d. Compiling�any�letters�or�communication�necessary�to�respond�to�IRS�requests�e. Direct�communication�(by�e�mail�or�telephone)�with�any�IRS�representative�assigned�to�Customer’s�audit�

3. Coverage�for�Federal�tax�returns�with�all�major�forms�including�Schedules�C,�E�and�F.�4. Reimbursement�of�certain�assessed�penalties�and�interest�up�to�$2,500.00**�(please�see�section�on�reimbursement�policy)�5. AMP’s�100%�Money�Back�Guarantee�–�If�at�any�time�during�AMP’s�assistance�with�an�audit,�Customer�is�not�satisfied�with�the�

audit�assistance�being�provided,�AMP�will�refund�the�Customer’s�enrollment�fee.��What’s�Excluded��

1. Returns�excluded�from�coverage:�a. Corporate�or�partnership�returns�(Forms�1120,�1120S,�1065)�b. Trust,�estate,�gift�tax�or�franchise�returns�c. State�or�local�returns��d. Amended�returns�e. Non�resident�federal�returns�f. Returns�containing�items�or�positions�disallowed�by�the�IRS�g. Additional�appeals�once�an�examination�has�been�closed�

2. Any�returns�containing�Schedules�C,�E�or�F�with�gross�receipts�exceeding�$500,000�3. Criminal�Investigation�Audits�–�Audits�for�returns�that�have�been�or�are�currently�being�investigated�for�IRS�or�any�other�criminal�

investigations�4. Audits�that�cover�any�period�preceding�the�date�of�coverage�for�this�agreement��

�Limitations��

1. Agreement�does�not�include�face�to�face�consultations�or�an�AMP�representative�physically�being�present�at�any�audit�sessions�or�meetings.�

2. Agreement�only�covers�the�return�for�the�tax�year�of�purchase�and�does�not�cover�any�other�tax�year�or�previously�filed�returns.�3. Return�must�be�timely�filed�(including�extensions).�4. Coverage�period�ends�36�months�after�purchase�date.�5. AMP�does�not�guarantee�favorable�results�or�outcomes�related�to�any�audit.�6. AMP�does�not�cover�or�assist�with�returns�not�accepted�by�the�IRS.�7. Coverage�does�not�provide�any�legal�representation�or�legal�advice�as�part�of�this�Agreement.�8. Coverage�does�not�include�any�face�to�face�audit�representation�or�appeals�in�any�court�of�law.�9. Coverage�does�not�include�audit�reconsiderations�or�offers�in�compromise.�10. Coverage�does�not�include�responding�to�notices�or�correspondence�from�audits�not�covered�under�this�Agreement.�11. Coverage�does�not�include�assistance�for�collection�notices.�Collection�notices�from�the�IRS�are�not�considered�audits�or�inquiry�

notices�and�are�thereby�excluded.�12. Coverage�does�not�include�compiling�records,�receipts,�journals,�reconciling�bank�records,�or�any�other�related�clerical�tasks.�13. Coverage�will�be�rendered�null�and�void�if�it�is�determined�that�any�of�the�following�items�or�actions�have�occurred:�

a. Incomplete,�incorrect�or�fraudulent�information�knowingly�provided�by�Customer�or�Customer’s�representatives�to�the�return�preparer�for�the�preparation�of�the�return;�

b. Incomplete,�incorrect�or�fraudulent�information�filed�by�the�return�preparer�either�with�or�without�the�Customer’s�knowledge�or�consent;�

c. Customer’s�failure�to�provide�any�and�all�records�or�data�requested�by�either�the�IRS�or�AMP�within�the�thirty�day�period�following�the�date�of�the�claim;�

257-00-4723 MIKE & SHEILA SATCHER

d. Customer�taking�a�position�on�the�return�that�is�unrealistic,�unsupported�or�that�is�in�direct�conflict�with�tax�laws�or�IRS�guidelines;�

e. Any�failure�to�disclose�material�facts�by�either�the�Return�Preparer�or�Customer�that�are�pertinent�or�relevant�to�the�audit;�f. The�tax�preparer�or�taxpayer�did�not�comply�with�the�Due�Diligence�Requirements�as�set�forth�on�Form�8867;�or�g. Customer�does�not�notify�AMP�in�writing�within�fifteen�(15)�days�of�receipt�of�IRS�correspondence�or�notification.�

�Claims�Process��

1. Upon�receiving�any�IRS�notice�or�correspondence,�Customer�shall�notify�AMP�immediately,�but�in�no�event�later�than�15�days�following�receipt�of�IRS�notice�or�correspondence.�Customer’s�failure�to�timely�respond�could�impact�the�resolution�of�Customer’s�audit�and�void�the�coverage�provided�in�this�Agreement.�

2. Customer�shall�provide�AMP�with�copies�of�all�IRS�notices�or�correspondence�related�to�the�audit�or�assessment�by�fax,�email�or�standard�mail�to�the�address�provided�at�the�bottom�of�this�agreement.�

3. Customer�shall�provide�AMP�with�a�Form�2848�Power�of�Attorney�and�Declaration�of�Representative�which�can�be�accessed�on�AMP’s�website.�Once�AMP�has�this�tax�Power�of�Attorney,�Customer�can�request�that�the�IRS�agent�speak�to�AMP�directly�as�Customer’s�representative.�

4. Upon�review,�an�AMP�representative�will�be�assigned�to�Customer’s�case�and�will�communicate�with�Customer�the�scope�and�details�of�the�audit�and�the�steps�necessary�to�resolve�it.�AMP�will�explain�Customer’s�rights�as�a�taxpayer�and�AMP�will�develop�a�strategy�for�the�best�possible�outcome.�

5. Based�on�this�review,�Customer’s�assigned�representative�will�provide�Customer�with�a�list�of�documents�that�will�be�required�in�order�to�favorably�support�Customer’s�claim.�If�one�or�more�of�these�documents�are�not�available,�AMP�will�suggest�alternative�documents�or�data�that�may�be�accepted�in�the�absence�of�the�requested�documents.�

6. AMP�will�assist�Customer�in�collecting�and�organizing�these�documents�and�presenting�them�to�the�IRS�on�Customer’s�behalf.�AMP�will�continue�to�consult�with�Customer�throughout�the�entire�process�until�the�audit�is�closed.�

7. If�required,�AMP�may,�in�its�sole�discretion,�provide�a�licensed�tax�professional�to�accompany�Customer�or�attend�the�audit�in�Customer’s�place.�This�would�result�in�an�additional�charge�of�$150�per�hour�plus�travel�costs�that�will�be�the�sole�responsibility�of�the�Customer.�

�Customer’s�failure�to�comply�with�requests�or�instructions�from�the�IRS�or�its�representatives�during�the�assessment�or�audit,�may�result�in�a� negative� or� adverse� decision.� Customer’s� failure� to� comply�with� actions� recommended� by� AMP’s� representative�may� also� negatively�impact� the�outcome�as�well.�AMP�will� not�be�held� responsible� in�either� scenario� and� reserves� the� right� to� terminate� this�Agreement� if�Customer�does�not�comply�with�all�such�requests�or�instructions�from�the�IRS,�its�representatives�or�AMP.��Reimbursement�Policy�Guidelines��Reimbursement� for� any� assessed� interest� and� penalties�will� be� determined� on� an� individual� case� basis� in� AMP’s� sole� discretion.� These�reimbursements�will�be�determined�by�AMP’s�underwriting�department�and�are�subject�to�any�and�all�limitations�and�exclusions�as�outlined�in�this�Agreement.��Any�disputed�item�for�which�Customer�fails�to�produce�the�proper�valid�documents�as�required�by�the�IRS�to�support�the�items�in�question�shall�not�be�eligible�for�reimbursement.�It�will�be�up�to�the�assigned�AMP�representative�to�determine�the�validity�of�the� supporting� documents� prior� to� submission� to� the� IRS.� � Reimbursements� will� be� made� provided� that� all� criteria� outlined� in� this�Agreement� are� satisfied� and� only� after� all� tax� obligations� have� been� paid� in� full� to� the� IRS.� All� reimbursements�will� be� assessed� on� an�individual� line� item�basis.�No� reimbursement�will� be� given� on� any� return� that� is� found� to� contain� incomplete,� inaccurate� or� fraudulent�information�or�that�is�in�direct�conflict�with�IRS�tax�laws�or�code.��Indemnification��Customer� shall� indemnify,� hold� harmless� and� reimburse� AMP,� its� affiliates,� and� their� officers,� directors,� and� employees,� for� all� costs,�including�without�limitation,�attorney’s�fees,�judgments,�penalties,�and�other�direct�expenses�and�payments�in�settlement�or�disposition�of,�or�in�connection�with,�any�claims,�disputes�or�litigation�arising�out�of�the�actual�or�alleged�breach�by�User�of�its�duties�and�obligations�under�this� agreement.� Customer�may� retain,� in� Customer’s� sole� discretion,� attorneys� of� Customer’s� own� selection� to� represent� Customer� at�Customer’s�own�expense.��Customer�shall�direct�the�defense�of�the�claim,�provided,�however,�that�said�Customer�does�not�compromise�or�settle�any�claim�or�action�without�prior�approval�from�AMP.��If�AMP�is�named�a�party�to�any�action�or�proceeding�for�which�Customer�has�a�duty�of� indemnification,�AMP�shall�have�the�right�to�directly�defend�any�such�action�or�proceeding�by�retaining�attorneys�of�AMP’s�own�selection� to� represent� it� at� Customer’s� reasonable� expense,� provided,� however,�AMP� shall� not� compromise�or� settle� any� such� claim�or�action�without�prior�approval�from�Customer.�

Taxpayer�Signature:_________________________�Date:__________��Spouse�Signature:_________________________�Date:__________��Call�us�at�1�706�364�1267�or�visit�www.auditmp.com�for�more�information�Address�for�Notices:�3422�Wrightsboro�Road,�Suite�200,�Augusta,�Georgia�30909��*The� signature� and� date� on� this� Service� Agreement� signify� that� the� tax� preparer� has� explained� Audit� Maintenance� Pro’s� services� to� the� taxpayer,� the�taxpayer�agrees�to�the�AMP�Terms,�and�the�taxpayer�has�chosen�to�purchase�AMP.��It�is�the�responsibility�of�the�tax�preparer�to�furnish�each�taxpayer�that�purchases�AMP�with�a�copy�of�the�Audit�Maintenance�Pro�Service�Agreement.��

257-00-4723 MIKE & SHEILA SATCHER

SecurelyID Service Agreement

SecurelyID is an identity protection program that provides you with many types of protection related to your personal identity. It is also a full restoration service organization in the event that your identity is compromised within the scope of the covered items. What’s Included:

1. Full 12 month subscription starting the day that your tax return was accepted by the IRS 2. CyberSearch – Is a proprietary surveillance technology that monitors activity on the internet, and dark web while checking millions of data points.

We alert you by email if your personal information is being bought or offered for sale online. 3. Full Service Restoration – Provides compromised subscribers with a certified identity theft restoration specialist to provide full-service identity

restoration 4. Support – 24/7/365 and we have multi-lingual support 5. Payday Lending – You will be alerted if your personal information is used to obtain a payday loan in most cities within the U.S. 6. Lost Wallet – This protects you in the event that you lose all or part of what is in your wallet. It also falls into the restoration category so a

restoration specialist will get you back on track in short order 7. Change of Address – We monitor and alert you if there is a request for a change of your home address 8. SSN Trace – Provides you with a report of all names, aliases and addresses associated with your SSN. Detection of both synthetic and true name

identity fraud is included 9. Credit Monitoring – Single bureau credit monitoring through TransUnion is included. This service will notify you if there in a new inquiry on your

credit or if there is a new negative mark against your credit. a. As required by the credit bureaus, each Subscriber must pass credit authentication before the Subscriber starts receiving credit alerts. The

Subscriber receives an online authentication quiz upon enrollment or during upgrade into any credit Services. The quiz generates up to 5 multiple choice questions based on information found in the Subscriber’s credit bureau file. These questions may include address, employer, and account information, such as account balances, credit limits, and open dates for a particular account. The Subscriber receives two attempts to pass the online authentication quiz. If the Subscriber fails both attempts, the Subscriber must perform manual authentication with a member services agent prior to receiving credit alerts.

10. $1 Million Insurance - Identity Theft Insurance will reimburse Subscribers residing in the United States for certain ancillary expenses associated with restoring their identity should they become a victim of identity theft after such Subscriber is enrolled.

THESE ARE THE TERMS OF OUR AGREEMENT WITH EACH OTHER. ALL OF IT IS IMPORTANT SO TAKE A FEW MINUTES TO READ IT CAREFULLY. BY ENROLLING AND USING SECURELYID’S SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THESE TERMS AND CONDITIONS. THIS AGREEMENT CONTAINS AN ARBITRATION CLAUSE AND A CLASS ACTION WAIVER. YOU UNDERSTAND THAT BY SIGNING BELOW OR BY USING THE SERVICES, YOU ARE PROVIDING “WRITTEN INSTRUCTIONS” TO SECURELYID AND ITS EMPLOYEES, AGENTS, SUBSIDIARIES, AFFILIATES, CONTRACTORS, THIRD PARTY DATA SOURCES AND SUPPLIERS, AND ALL OTHER CREDIT REPORTING AGENCIES UNDER THE FAIR CREDIT REPORTING ACT (FCRA), AS AMENDED, TO ACCESS YOUR CREDIT FILES FROM EACH NATIONAL CREDIT REPORTING AGENCY (INCLUDING, WITHOUT LIMITATION, TRANSUNION, EXPERIAN AND EQUIFAX AND ANY AFFILIATES OF SUCH ENTITIES) AND TO EXCHANGE INFORMATION ABOUT YOU WITH EACH SUCH NATIONAL CREDIT REPORTING AGENCY AND OTHER THIRD PARTY SERVICE PROVIDERS ORDER TO VERIFY YOUR IDENTITY AND TO PROVIDE THE PRODUCTS AND/OR SERVICES TO YOU, INCLUDING, BUT NOT LIMITED TO, ADDRESS HISTORY REPORTS, NAME AND ALIAS REPORTS, CRIMINAL OR SEX OFFENDER REPORTS, AND TO PROVIDE MONITORING AND/OR ALERTS TO YOU.

1. Terms Of Use Notice: Your use of this service means that you have accepted these terms in their entirety. If you do not agree with these terms in their entirety, please terminate the service. These Terms and Conditions (this “Agreement” or “Terms of Use”) identifies what you can expect from SecurelyID (“SECURELYID”) and what SECURELYID expects from you. These Terms and Conditions apply to your purchase of any products and/or services offered or provided by SECURELYID and govern the relationship between SECURELYID and you, even if you have agreed to other or conflicting terms and conditions of third parties associated with this business relationship or the provision of such services and/or products.

2. Introduction Please read the following information carefully before using any of the products or services (the “Services”) provided by this agreement. By accessing or using any of the Services, you acknowledge that you have read, understood, and agree to these Terms of Use and to follow all applicable laws and regulations. If you do not agree with the Terms of Use, do not use the Services. We reserve the right, in our sole discretion, to modify or update these Terms of Use at any time without prior notice to you, which modifications and/or updates will be binding on you, and we may refuse to provide you the Services for any reason or no reason at all. Please check the Terms of Use each time you visit this Site for the most current information.

3. Privacy and Information Sharing Since it affects your use of the Services, please review our Privacy Policy and Terms of Use. We collect, use and disclose information about you as provided in our Privacy Policy at www.SECURELYID.com/privacy-policy/. Our Privacy Policy is located on the Site and is incorporated into this Agreement, and you agree to accept the terms of the Privacy Policy as a condition to your acceptance of this Agreement. You agree and authorize SECURELYID, it agents and employees, to provide your personally identifiable information (or information about your child you have enrolled) to third parties from time to time as provided in our Privacy Policy. You waive any and all claims against SECURELYID, its agents and employees for the acts or omissions of these third parties with regard to the use or disclosure of such information. You further authorize SECURELYID, it agents and employees to obtain various information and reports about you (or about your child that you have enrolled) in order to perform our services, including, but not limited to, address history reports, name and alias reports, criminal reports, and all other relevant reports.

https://www.csid.com/privacy-policy

4. Disclaimer of Warranties and Limitation of Liability 1. NOTHING IN THESE TERMS OF USE, INCLUDING SECTIONS 4 AND 5, SHALL EXCLUDE OR LIMIT OUR WARRANTY OR LIABILITY FOR LOSSES

WHICH MAY NOT BE LAWFULLY EXCLUDED OR LIMITED BY APPLICABLE LAW. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED TERMS, OR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, ONLY THE LIMITATIONS WHICH ARE LAWFUL IN YOUR JURISDICTION WILL APPLY TO YOU AND OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

2. OUR SITE, INCLUDING ALL CONTENT, MEMBERSHIPS, PRODUCTS AND SERVICES MADE AVAILABLE ON OR ACCESSED THROUGH THIS SITE, IS PROVIDED TO YOU “AS IS”. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, NEITHER SECURELYID NOR ITS AFFILIATES OR ANY THIRD PARTY SERVICE PROVIDERS OR SUPPLIERS MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER AS TO THE CONTENT, MEMBERSHIPS, PRODUCTS OR SERVICES AVAILABLE ON OR ACCESSED THROUGH THE SITE, THAT A USER WILL HAVE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO OUR SITE, MEMBERSHIPS, PRODUCTS OR SERVICES OR THAT OUR SITE, MEMBERSHIPS, PRODUCTS OR SERVICES WILL BE ERROR-FREE. IN ADDITION, SECURELYID AND ITS AFFILIATES AND OUR THIRD PARTY SERVICE PROVIDERS OR SUPPLIERS DISCLAIM ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING TITLE, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND INFORMATIONAL CONTENT. THEREFORE, YOU AGREE THAT YOUR ACCESS TO, AND USE OF, OUR SITE, MEMBERSHIPS, PRODUCTS, SERVICES AND/OR CONTENT ARE AT YOUR OWN RISK. BY USING OUR SERVICES AND OUR SITE, YOU ACKNOWLEDGE AND AGREE THAT NEITHER SECURELYID NOR ITS AFFILIATES HAVE ANY LIABILITY TO YOU (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE) FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO OR USE OF OUR SITE, CONTENT, MEMBERSHIPS, PRODUCTS OR SERVICES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), INCLUDING LIABILITY ASSOCIATED WITH ANY VIRUSES WHICH MAY INFECT YOUR COMPUTER EQUIPMENT.

3. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US, OR THROUGH OR FROM THE SERVICES, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT.

4. We are not a credit repair organization, or similarly regulated organization under other applicable laws, and do not provide credit repair advice.

5. Our credit monitoring offerings monitor only the credit file associated with the purchasing consumer, and do not monitor, compare or cross-reference the credit file associated with the purchasing consumer to any other credit file(s) maintained by the applicable credit bureau(s).

6. If you use SECURELYID’s SSN Trace services, you represent and warrant to us that you will use such services (or any of the information therein) to protect against or prevent actual fraud, unauthorized transactions, claims or other liabilities, and not for any other purpose.

5. Limitation of Liability 1. SUBJECT TO SECTION 4 ABOVE, YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE AND OUR SUBSIDIARIES AND AFFILIATES, AND OUR

THIRD PARTY SERVICE PROVIDERS OR SUPPLIERS SHALL NOT BE LIABLE TO YOU FOR: 1. ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL CONSEQUENTIAL OR EXEMPLARY DAMAGES WHICH MAY BE INCURRED BY YOU,

HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY. THIS SHALL INCLUDE, BUT NOT BE LIMITED TO, ANY LOSS OF PROFIT (WHETHER INCURRED DIRECTLY OR INDIRECTLY), ANY LOSS OF GOODWILL OR BUSINESS REPUTATION, ANY LOSS OF DATA SUFFERED, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR OTHER INTANGIBLE LOSS; OR

2. ANY LOSS OR DAMAGE WHICH MAY BE INCURRED BY YOU, INCLUDING BUT NOT LIMITED TO LOSS OR DAMAGE AS A RESULT OF:

1. ANY RELIANCE PLACED BY YOU ON THE COMPLETENESS, ACCURACY OR EXISTENCE OF ANY ADVERTISING, OR AS A RESULT OF ANY RELATIONSHIP OR TRANSACTION BETWEEN YOU AND ANY ADVERTISER OR SPONSOR WHOSE ADVERTISING APPEARS ON THE SERVICES OR SITE;

2. ANY CHANGES WHICH WE MAY MAKE TO THE SERVICES, OR FOR ANY PERMANENT OR TEMPORARY CESSATION IN THE PROVISION OF THE SERVICES (OR ANY FEATURES WITHIN THE SERVICES);

3. THE DELETION OF, CORRUPTION OF, OR FAILURE TO STORE, ANY CONTENT AND OTHER COMMUNICATIONS DATA MAINTAINED OR TRANSMITTED BY OR THROUGH YOUR USE OF THE SERVICES;

4. YOUR FAILURE TO PROVIDE US WITH ACCURATE ACCOUNT INFORMATION; OR 5. YOUR FAILURE TO KEEP YOUR PASSWORD OR ACCOUNT DETAILS SECURE AND CONFIDENTIAL.

THE LIMITATIONS ON OUR LIABILITY TO YOU IN SECTION 4 ABOVE SHALL APPLY WHETHER OR NOT WE HAVE BEEN ADVISED OF OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF ANY SUCH LOSSES ARISING.

6. Unsolicited Idea Submission Policy

When you provide us with comments, suggestions, or ideas (collectively, “Feedback”), such Feedback is not considered confidential and becomes the property of SECURELYID. We are not obligated to you if you provide such Feedback. We are free to use, copy, or distribute the Feedback to others for any purpose.

7. Fair Credit Reporting Act The Fair Credit Reporting Act allows you to obtain from each credit reporting agency a disclosure of all the information in your credit file at the time of the request. Full disclosure of information in your file at a credit reporting agency must be obtained directly from such credit reporting agency. The credit reports provided or requested through our Site are not intended to constitute the disclosure of information by a credit reporting agency as required by the Fair Credit Reporting Act or similar laws. Under the Fair Credit Reporting Act you are entitled to receive an annual free disclosure of your credit report from each of the national credit reporting agencies. To request your free annual report under the FCRA, you must go to www.annualcreditreport.com. You can also contact the central source to request this free annual disclosure by calling toll free (877) 322-8228 or by using the mail request form available at the central source Website. You are entitled to receive a free copy of your credit report from a credit reporting agency if:

https://www.annualcreditreport.com/

o You have been denied or were otherwise notified of an adverse action related to credit, insurance, employment, or a government granted license or other government granted benefit within the past sixty (60) days based on information in a credit report provided by such agency.

o You have been denied house/apartment rental or were required to pay a higher deposit than usually required within the past sixty (60) days based on information in a credit report provided by such agency.

o You certify in writing that you are unemployed and intend to apply for employment during the sixty (60) day period beginning on the date on which you made such certification.

o You certify in writing that you are a recipient of public welfare assistance. o You certify in writing that you have reason to believe that your file at such credit reporting agency contains inaccurate information due to

fraud. In addition, if you reside in the state of Colorado, Maine, Maryland, Massachusetts, New Jersey, or Vermont, you are entitled to receive a free copy of your credit report once a year and if you reside in the state of Georgia, you are entitled to receive a free copy of your credit report twice a year. For Illinois residents, credit reporting agencies are required by law to give you a copy of your credit record upon request at no charge or for a nominal fee. Otherwise, a consumer reporting agency may impose a reasonable charge for providing you with a copy of your credit report. The Fair Credit Reporting Act provides that you may dispute inaccurate or incomplete information in your credit report. YOU ARE NOT REQUIRED TO PURCHASE YOUR CREDIT REPORT FROM ANY OF THE CREDIT BUREAUS IN ORDER TO DISPUTE INACCURATE OR INCOMPLETE INFORMATION IN YOUR REPORT OR TO RECEIVE A COPY OF YOUR REPORT FROM EQUIFAX, EXPERIAN OR TRANSUNION, THE THREE NATIONAL CREDIT REPORTING AGENCIES, OR FROM ANY OTHER CREDIT REPORTING AGENCY. It may be the policies of Equifax, Experian and/or TransUnion to provide a complimentary copy of the consumer credit report under circumstances other than those described above. If you wish to contact Equifax, Experian or TransUnion to obtain a copy of your credit report directly from such agency or if you wish to dispute information contained in an Equifax, Experian or TransUnion credit report file, please contact such entities as follows: Experian: 1-800-EXPERIAN (1-888-397-3742) Equifax: 1-800-685-1111 TransUnion: 1-800-916-8800

8. Applicable Law We perform the Services through our partner/program provider (CSIdentity dba CSID) corporate headquarters located in the State of Texas. This Agreement shall be governed, interpreted, and enforced according to the laws of the State of Texas, regardless of Texas conflict of laws. Subject to Section 9 below (which provides for arbitration of claims between us to the maximum extent possible), you irrevocably and unconditionally consent and submit to the exclusive jurisdiction of the federal and state courts located in Travis County, Texas for any dispute or litigation arising out of, relating to, or the use or purchase of Services from SECURELYID.

9. Arbitration Notwithstanding any other agreement to arbitrate or other agreement between you and any third party associated with this relationship or the provision of the Services, both SECURELYID and you agree that any dispute, controversy or claim arising out of, or relating to this Agreement or the relationship contemplated hereby, or any interpretation, construction performance or breach of this Agreement or the Services provided by SECURELYID shall be settled by confidential arbitration, in accordance with the American Arbitration Association’s (“AAA”) Commercial Arbitration Rules (including without limitation the Supplementary Procedures for Consumer Related Disputes) as then in effect. The arbitrator may grant injunctions or other relief in such dispute or controversy. A single arbitrator with knowledge of electronic commerce will conduct the arbitration and the parties will mutually agree upon such arbitrator. In the event that the parties have not agreed upon an arbitrator within thirty (30) days of the date of the notice of intention to arbitrate, the arbitrator will be selected by AAA from its list of arbitrators. The arbitrator will conduct a single hearing no longer than one day in duration for the purpose of receiving evidence and will, if practicable, render a decision within fifteen (15) days after the conclusion of the hearing. The decision of the arbitrator will be final, conclusive and binding on all the parties to the arbitration. Judgment may be rendered on the arbitrator’s decision in any state or federal court. Although the cost of the filing fee for the arbitration will be borne equally by you and SECURELYID, all other expenses of the arbitration will be paid by the party who incurred them. In addition to, and separate and apart from, the above agreement to arbitrate, you also agree that you will not participate in any way in any class action in connection with any dispute, controversy or claim, either as a class representative plaintiff or as a member of a putative class.

10. Indemnification YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS US, OUR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, SUPPLIERS AND ANY THIRD PARTY PROVIDERS OF INFORMATION OR SERVICES TO THE SITE FROM AND AGAINST ALL LOSSES, EXPENSES, DAMAGES AND COSTS, INCLUDING REASONABLE ATTORNEYS’ FEES, RESULTING FROM ANY VIOLATION OF THESE TERMS OF USE OR YOUR VIOLATION OF APPLICABLE LAWS, RULES OR REGULATIONS. IN THE EVENT THAT WE ARE SUBJECT TO ANY CLAIM FOR WHICH WE HAVE THE RIGHT TO BE INDEMNIFIED BY YOU, WE WILL HAVE THE RIGHT TO, AT YOUR EXPENSE, ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY SUCH CLAIM, AND YOU WILL NOT IN ANY EVENT SETTLE ANY CLAIM WITHOUT OUR PRIOR WRITTEN CONSENT.

11. Your Passwords and Account Security You agree and understand that you are responsible for maintaining the confidentiality of passwords associated with any account you use to access the Services. Accordingly, you agree that you will be solely responsible to us for all activities that occur under your account. If you become aware of any unauthorized use of your password or of your account, you agree to notify us immediately.

12. Termination of Relationship

1) These Terms of Use will continue to apply until terminated by either you as set out below. 2) If you want to terminate your legal agreement with us, you may do so, with our without cause, by (a) notifying us at any time and (b)

closing your accounts for all of the Services which you use, where we have made this option available to you. 3) Please note that no refunds will be processed

13. Miscellaneous

1) No waiver of any breach of any provision of these Terms of Use or of any agreement with us will constitute a waiver of any prior, concurrent, or subsequent breach of the same or other provisions. All waivers must be in writing. If any court of competent jurisdiction finds any part or provision of these Terms of Use or of any other agreement between you and us to be invalid or unenforceable, such findings will have no effect on any other part or provision of these Terms of Use or any other agreement between you and us. All waivers must be in writing.

2) We are not responsible for delay or failure to perform due to causes beyond our reasonable control. 3) The Terms of Use constitute the whole legal agreement between you and us and govern your use of the Services (but excluding any

services which we may provide to you under a separate written agreement), and completely replace any prior agreements between you and us in relation to the Services.

Taxpayer Signature ____________________________________ Date Signed ____________________

Joint Taxpayer Signature _________________________________ Date Signed ____________________

1040 U.S. Individual Income Tax Return 2018Form 1040 Department of the Treasury—Internal Revenue...

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Transcript of 1040 U.S. Individual Income Tax Return 2018Form 1040 Department of the Treasury—Internal Revenue...