1

What we will cover today

1. WHO we are2. WHAT we do3. WHY so many people arejoining us right now

2

LegalShield

▸ Established 1972

▸ Revenue approx. $450 million

▸ 3.5 million covered lives across

U.S.A. and Canada

▸ Over 1 Million Identity Theft members

▸ 2.1 million requests for legal

assistance annually▸ More than 650 employees based in

Ada, Oklahoma including extensive in-house customer service representatives

3

Dedicated B2B Division

▸ 34,000 Employee benefitsaccounts (“Groups”)

▸ 47,000 Small Business accounts

▸ 12,000 Commercial DriverLegal Plans

4

▸ LegalShield gives you the ability to talk to a lawyer on any matter without worrying about high hourly costs.

▸ For one flat monthly fee, you can access legal advice, no matter how traumatic or trivial the issue.

▸ Under the protection of LegalShield you and your family can live your life on your terms worry-free, every day, every night.

You need LegalShield

5

▸ Signed a contract or document?

▸ Been overcharged or

treated unfairly?

▸ Received a traffic ticket?

▸ Known a victim of identity theft?

▸ Put your estate in order?

▸ Hired or fired employees?

▸ Had issues collecting debt?

▸ Been in a situation where you

thought the advice of a lawyer

might be useful?

▸ Been in a dispute with a vendor?

Have you or your employeesever...

Have You Ever…

6

LegalShield Is An Industry Leader

7

▸ Expert administration of Legal Protection and Identity Theft plans

▸ Our legal plan is the only one that offers 24/7, 365 access to attorneysin covered emergency situations

▸ No other legal plan offers our exclusive Provider Law Firm delivery system. We have a proprietary network of accomplished law firms* covering 49 states and Canada

▸ Our Identity Theft plan is the only one in the industry to offer comprehensive restoration services through licensed investigators. We offer this in conjunction with Kroll, the world leader in risk management.

*versus a panel referral system

LegalShield Differentiators

8

▸ Each legal provider is organized to provide service for the membership in its province or state.

▸ Fees are paid to the dedicated LegalShield law firm up front on a per capita basis (over $100m paid per annum).

▸ Calls are accepted and serviced efficiently and effectively.

▸ Service quality is guaranteed by LegalShield provider law firmsQuality Control systems (which includes real-time monitoring).

The Market Is Ready!

93% of respondents believe lawyerscharge too much.

76% of respondents said that theywere hesitant to call a lawyer.

9 out of 10 respondents said if cost were more affordable, they would seek legal advice.Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield

9

The Market Is Ready!

‣ Nearly 90% of Americans say theydo not have any form of legal insuranceor legal protection service.

‣ Two-thirds of Americans say they havenever heard of any such plans or services.

‣ More than 60% reported they would beinterested in purchasing legal protection.

Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield

10

Bottom Line For Employers

Your employees’ legal problems cost them in terms of:‣‣‣

*LSK Associates Study

Studies show that individuals with legal problems:

‣ Are absent from work FIVE TIMES more than average‣ Use their medical benefits FOUR TIMES more than average‣ Use sick leave TWICE AS OFTEN than average‣ Experience a SUBSTANTIAL REDUCTION in productivity

AbsenteeismReduced ProductivityIncreased Health Insurance Costs

11

12

Legal Plan for Small BusinessExceptional Value for Businesses with fewer than 100

employees

13

Small Biz 10 Small Biz 50 Small Biz 100

Employees 10 or fewer 50 or fewer 100 or fewer

Monthly Price $39 $89 $149

Authorized Users Up to 2 Up to 3 Up to 5

LegalCorrespondence 20 calls or letters per yr. 30 calls or letters per yr. 40 calls or letters per yr.

Legal DocumentReview

Up to 15 pages

20 Contracts/Documentsper yr.

30 Contracts/Documentsper yr.

40 Contracts/Documentsper yr.

Debt CollectionLetters 5 per month 10 per month 15 per month

Trial Defense None 75 Total Hours up to 15 Pre-trial

75 Total Hours up to 25 Pre-trial

Reduced Contingency Fee N/A 5% 5%

Business must be for-profit and cannot be publicly traded

Rates vary in certain States. Small Business Plan Cost NV and NY without Trial Defense: SmallBIZ50= $79/month, SmallBIZ100= $139/month. In HI: SmallBIZ 50= $109/month, SmallBIZ 100 = $179/month. These plans are not available in Canada.

Small Biz Plan Benefits• Legal Telephone

ConsultationUnlimited Minutes & Matters

• Designated Consultations(Limited to 30 minutes each and are limited to specified topics.)

3 per yr.

• Out of State Document Review1 per yr.

• Preferred Member Discount 25%

Commercial Drivers Legal Plan

14

Why offer Commercial Drivers Legal Plan to your

drivers? Because it means increased profits for you…

Company Benefits Driver Benefits• Helps reduce costs associated with driver

•turnover Recruiting

Training Cost of unused equipment Loss of revenue from

unused equipment

• Helps protect the company from DOT fines by protecting drivers

Review the membership contract for the plan selected and state of residence for full details on benefits, limits and exclusions as legal advice is subject to the provider attorney's independent professional judgment.

Helps protect family assets in the event of a tragic accident

• Helps protect driver’s ability to earn a living

Driver and spouse are covered in lower 48 States; driver covered in any type of Motor Vehicle.

Product availability is determined by the State where the driver is standing when the product is purchased.

Legal Plans: For Individuals/Employees

15

Our Services

•Personal Legal Advice on unlimited issues•24/7 Emergency Access for covered situations•Letters/Calls made on your behalf•Contracts/Documents Reviewed up to 15 pages•Online Legal Forms/Videos•Lawyers Prepare —

• Your Will, Living Will, Health Care Power of Attorney•Traffic–Related Issues•IRS Audit Assistance

Over 2 Million Requests AnnuallyPricing $19.95 month / $18.95 month Group / $15.95 month Large Group

If you were my lawyer, what would you charge for these services?

Up to 90% of member inquiries are covered by the plan with no additional fees. All other requests for service are entitled to a 25% discount on the law firm’s hourly rate (including pre-existing issues). Review the membership contract for the plan selected and state of residence for full details on benefits, limits and exclusions as legal advice is subject to the provider attorney's independent professional judgment. In Hawaii, price is $24.95 month/$23.95 month Group/$20.95 month large Group.

•Trial Defense• Pre-Trial• Trial

•25% Preferred Member Discounts*

Who’s Covered

17

• The member’s spouse

• Never-married dependent children under age 26 living at home or full time student

• Dependent children under age 18 for whom the member is legal guardian

• Physically or mentally challenged children living at home

• The member

Identity Theft

Identity theft is repeatedly the #1 consumer complaint category.

Identity theft manifests itself in many different ways:‣ Credit fraud‣ Social Security fraud‣ Driver’s License fraud‣ Medical fraud‣ Criminal/Character fraud

18

Victims often face issues such as:‣ Problems securing a loan‣ Harassment from debt collectors‣ Possible arrest for crimes committed by the

identity thief

Our plans not only provide expert consultation on how to prevent identity theft but also provide comprehensive restoration of your identity should a breach occur.

Identity Theft…

19

Kroll Provides Identity Theft ServicesExclusively to LegalShield Members

20

• World’s leading risk consulting firm

• Fortune 500 clientele• • •

•

• World’s leading risk consulting firm• Fortune 500 clientele• Prepaid and ready to advise• Unmatched service since 2003• The most comprehensive identity

theft program in the market• Founded 1972

ID Shield(In Partnership with Kroll, Inc.)

21

The membership covers all the expected benefits

• Credit monitoring with alerts

Plus several differentiators

•

•

•

•

•

Unlimited consultation with a private investigator

Privacy monitoring

24/7/365 emergency access to an IDShield Private Investigator

Full restoration / $5 Million Dollar Service Guarantee

Individual and Family Plans

Who’s Covered

22

‣‣‣

The member

The member’s spouse

Up to 8 dependent children

IDShield Family Plan—Who’s Covered

IDShield Family Plan—Who’s Covered

Who’s Covered

23

‣Covers the individual member only

IDShield Family Plan—Who’s Covered

IDShield Individual Plan—Who’s Covered

At LegalShield it’s simple, you choose which plans work best for you and your family:

What’s Right For You?

24

Product Price Per Month Group Standalone Group Bundled

Family Legal Plan $19.95 $18.95 $18.95

Family IDShield $19.95 $18.95 $14.95

Total $39.90 $33.90

Personal IDShield

$9.95 $8.95

We have:‣ Unique and difficult

to duplicate products‣ Little competition‣ A suite of

targeted products

The Opportunity Is Here. . .

25

Advance Through the Comp Plan

26

Month 12 - $300 Monthly Bonus*

OR…*See Performance Club brochure for all details and requirements.

Incentives

Qualify for Performance Club!

Continue earning 5 points each month

Month 1Month 4Month 8

- Fast Start Qualify*- Special Recognition*- $150 One-Time Bonus*

Incentives

28

Enjoy all the rewards of the Performance Club.

You are eligible to increase your monthly bonus to $500 if you purchase or lease a qualifying BMW.

Each year LegalShield sends its top Associates on an exclusive trip to fantastic destinations.

The company also provides special contests and promotions through the year.

Note: See Performance Club brochure for all details and requirements.

3529

Diversifying Your Options

Broker Certification is required.

30

Thank You

31

LegalShieldThe information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.Marketed by Pre-Paid Legal Services, Inc. dba LegalShield or applicable subsidiary: Pre-Paid Legal CasualtySM, Inc.In Florida: Pre-Paid Legal Services, Inc., of Florida In Virginia: Legal Service Plans of Virginia, Inc. Pre-Paid Legal Access, Inc.PPL Legal Care of Canada, Inc.

©2014 LegalShield, Inc.

32