1 URALSIB BANK May 2007. 2 I. UralSib Financial Corporation.
-
Upload
gerard-pierce -
Category
Documents
-
view
218 -
download
2
Transcript of 1 URALSIB BANK May 2007. 2 I. UralSib Financial Corporation.
1
URALSIB BANK
May 2007
2
I. UralSib Financial Corporation
3
UralSib Financial Corporation Today
UralSib Financial Corporation
• Full range of financial services to support capital and business needs of Russian corporate sector
• 1087 points of sale in 81 regions (11 time zones) of the country offering banking, insurance, factoring, leasing, investment banking and asset management services
• More than 4.6 million private and corporate clients• More than 200 foreign partner-banks in Europe, Asia and America
Core Commercial
Banking
Private Equity
Private Banking
Asset Management
Leasing
Insurance
Pension FundManagement
Investment Banking
4
St. Petersburg
Voronezh
Rostov on Don
Elista
Novorossisk
Kazan
Ufa
Moscow
Perm
Ekaterinburg
Tyumen
NovosibirskIrkutsk
Khabarovsk
Vladivostok
WE ARE INTERNATIONAL, FEDERAL AND LOCALcovering 11 time zones in Russia
Bank UralSib
5
Bank URALSIB at a snapshot
Bank URALSIB financial highlights, USD bln.
URALSIB Financial Corporation is a leader in the key segments of the Russian financial market. The core of the Corporation, Bank URALSIB, is among the five largest banks in Russia.
Bank URALSIB
•Ural-Siberian Bank
•IBG NIKoil Bank•Kuzbassugolbank•Avtobank-NIKoil•Bryanskiy
Narodny
Upgraded
May 5, 2005
Upgraded
November 28, 2006
Upgraded
November 27, 2006
“Ba3”, positive outlook
“B+”, stable outlook
“B+”, positive outlook
Employees:
Bank 12 500
Corporation 18 400
2004 2005 2006
Total assets 5,906 8,337 11,6
Due to customers 3,196 4,817 6,9
Loans to customers 3,228 4,617 5,9
Total liabilities 4,787 6,887 9,8
Total equity 1,120 1,450 1,8
Profit before taxation 0,077 0,501 0,215
6
Russian banks by Assets, USD k
Source: Central Bank of Russian Federation, URALSIB Estimates
Source: RBC, URALSIB Estimates
01.10.06 01.07.06 01.01.06 Q3 change, % change, %
Assets 463 317,6 425 694,9 338 757,9 8,18 27,25
Capital 55 945 52 004 43 144,2 6,93 20,65
Loans 312 092,2 279 790,5 221 297,7 10,87 31,22
Deposits 277 913,7 258 482 202 168 6,87 27,90
Key indicators, USD bln.
8 359 269 7 177 64111 693 053
11 131 169
10 552 5417 364 101 7 097 614
21 377 914
117 482 097
28 283 713
0
20 000 000
40 000 000
60 000 000
80 000 000
100 000 000
120 000 000
140 000 000
Sbe
rban
k
VT
B
GA
ZP
RO
MB
AN
K
Alfa
Ban
k
Ban
k of
Mos
cow
Ban
k U
RA
LSIB
RO
SB
AN
K
Rus
sian
Sta
ndar
d
Rai
ffei
sen
Ban
k
Rus
sian
Agr
icul
tura
l Ban
k
01.10.06
01.01.06
957 918
1 826
1 286
1 283956 908
2 179
12 283
2 982
0
2000
4000
6000
8000
10000
12000
14000
Sbe
rban
k
VT
B
GA
ZP
RO
MB
AN
K
Ban
k U
RA
LSIB
Alfa
Ban
k
Ban
k of
Mos
cow
MD
M B
ank
IIB
RO
SB
AN
K
Rus
sian
Agr
icul
tura
l Ban
k
Russian banks by Equity, USD mln.
Source: Dengi Jan15 2007, URALSIB Estimates
7
International Business
Actual amounts and plans, US$ million
End–2006actual
1Q 2007actual
End-2007 plan
Trade Finance including off-balance sheet items (L/Cs and Bank Guarantees)
963,4 1207,0 1409,4
Wholesale funding (syndicated and bi-lateral loans)
1364,3 1564,0 2108,9
Total 2327,7 2753 3518,3
Direct business track-record with more than 200 foreign banks
8
II. Partnership with EDC
9
Medium-Term Financing
66 EDCEDC 3 3 URALSIB 4 URALSIB 4
88
55 8 2 8 2
ExporterExporter 7 7 Importer Importer
11
1. 1. Commercial ContractCommercial Contract2. 2. Importer’s ApplicationImporter’s Application to URALSIBto URALSIB3. 3. UralSib ApplicationUralSib Application for financing to EDCfor financing to EDC 4. 4. Approval of the ProjectApproval of the Project by UralSib Credit Committeeby UralSib Credit Committee5. 5. Exporter’s Application to EDCExporter’s Application to EDC6. 6. EDC’s Approval EDC’s Approval 7. 15%7. 15% down payment down payment 8. 8. Signing of the credit documentation and disbursementSigning of the credit documentation and disbursement
10
Basic Terms and Conditions
• Financed goods and services: capital goods and associated services
• Tenor of financing: – up to 3-10 years under Medium-term Program– up to 2 years under Short-term Documentary Credit Insurance
Program• Financed portion: up to 85% of the Contract value + 15% Local
Costs portion• Repayment: in semi-annual installments• Attractive cost of financing:
– Interest rate– Insurance Premium– Fees
11
Cooperation: EDC/Bank UralSib
• Beginning of partnership: early 2004• 5 implemented transactions for the total amount of over USD 20 mio• A number of industries covered by deals in the track record and
pipeline: – Agriculture, – Mining; – Electrical engineering; – Construction;– Aircraft financing.
• USD 50,000,000 medium-term Credit Facility Agreement in force
12
Leasing company profile:• Over 2500 customers in 2006• Over USD 500 mln – new business in 2006• Largest leasing projects in rolling stock, construction and oil-
exploration equipment, self-propelled vehicles and agricultural machinery in Russia
Relationship with EDC• Direct co-operation with EDC - since 2006 • First deal concluded in early 2007; two projects to be finalized by
the end of June 2007• Main existing partners in Canada - Buhler Versatile Inc., Morris
Industries Ltd., MacDon Industries, Lovat Inc., Bombardier, etc.• Our focus in Canada – Construction and agricultural equipment;
New projects – Aircraft leasing for Corporates;
Cooperation: EDC/UralSib Leasing
13
Benefits of working with EDC/UralSibBenefits of working with EDC/UralSib
Attractive rates and tenors
Broad regional coverage throughout Russia
Significant experience of cooperation since 2004
Pre-agreed documentation (Credit Line Agreement) in place
Immediate availability of limits under: Medium-Term Program (USD 50,000,000);
Documentary Credit Insurance Program;
extension may be considered in case of need
Flexibility in structuring deals as bank loans and leasing
Efficient procedures
14
ContactsAnton Zur
Head of Trade Finance
Tel.: +7 (495) 723 7095 (direct)
+7 (495) 785 1212, ext. 2897
Fax: +7 (495) 705 9060
Dmitry Lebedev
Deputy Head of Trade Finance
Tel.: +7 (495) 788-6165
+7 (495) 785 1212, ext. 2334
Fax: +7 (495) 705 9060
Marina Polyanskaya
Head of Medium-Term Trade Finance
+7 (495) 785 1212, ext. 3108
Fax: +7 (495) 705 9060
www.uralsib.ru