05 2015news color

Official Newsletter of the Home Builders Association of Lake-Sumter May 2015 Vol 39 Issue 10

May General Membership Meeting/

Tuesday May 26th 6 PM

12 East Magnolia Ave, Eustis

To Promote & Protect Homeownership as the American Way

2015 Business Silver

Mark Your

Calendar:

Online Calendar

MAY

Tuesday the 5th

5P—Meet & Greet

La Cabana, Eustis

Wednesday the 6th

9A-Government Affairs

Thursday the 7th

8:30A-SMC

Tuesday the 12th

2P-Home Show Com

4:15P- Finance

Committee

5P-Board of Directors

Wednesday the 13th

12P-Remodelers/Green Committee

3:30P-Golf Committee

Thursday the 14th

8:30A-Fidelity National Title Virtual Caravan

Friday the 15th

7:30A-HBA Golf Tourna-ment, Harbor Hills

Tuesday the 26th

6P-GMM

1884 in Eustis

Thursday the 28th

12P-Membership

Committee

2015 Corporate

Thank You to Our Annual Sponsors for your Generous Support

2015 Golf Tournament

Friday May 15 Harbor Hills Country Club

Come have fun with a Cinco de Mayo Theme!

We want you to Sinko De Ballo!!

May Meet and Greet Tuesday May 5 (Cinco De Mayo) La Cabana Restaurant and Bar

(the Old Colonial Tavern) 2060 S. Bay Street, Eustis

5-7 PM 1st 20 gets a 10% off Coupon!

http://lakesumterhba.com/calendar-1.html

www.LakeSumterHBA.com Home Builders Association of Lake-Sumter

May 2015

Home Builders Association Lake-Sumter 1100 N Joanna Avenue Tavares, FL 32778

Ph 352-343-7101 Fax 888-966-0592 www.LakeSumterHBA.com

www.facebook.com/LakeHBA

Officers & Directors President Mike Carter - Granger-Carter Construction & Develop-ment Inc. Vice President William Dorman - White Aluminum & Windows Associate Vice President Dale Roberts - Dale E. Roberts & Assoc. Secretary/Treasurer Susan Adams - Ro-Mac Lumber and Supply Immediate Past President Bill Wilburth—W.C. Wilburth Builder Directors Andrew Nutt - Holly Homes, Inc. Cynthia Couillard - Dibarco Building Corp Craig Hegstrom - Hegstrom Homes Joe Ziler - Kevco Builders, Inc. Mike Neace - American Family Homes, Inc. Peter Logan - Medallion Home Associate Directors Jeanne Abernathy - ERA Grizzard Real Estate David Schenk - Allstate Karen Schroeder - Solid Image, Inc. Life Directors Mike Carter - Granger-Carter Construction & Dev. Carl Ludecke - Charlie Johnson Builder George Hansford - Prominent Construction Clarence Tibbs - STE Electrical Systems

Staff

Carolyn Maimone - Executive Director Cindy Jo Friday - Membership Coordinator/Admin Assist On The Level is published monthly by the Home Build-ers Association of Lake~Sumter. Every attempt has been made to insure the accuracy of all information pre-sented, however no guarantee or warranties are provid-ed. For advertising, contact the HBA at 352-343-7101 or visit our website. The HBA reserves the right to refuse any advertising.

Sponsorships Available for

Monthly GMMs

See page 8 or Call HBA Staff at

352-343-7101 for details

Are you leaving money on the table??

FHBA Member Rebate Program A Member Benefit that

Puts Cash In Your Pocket

To start receiving your rebate, please register (tells them where to mail your refund check) and submit a Rebate Claim Form found on

the website. The Rebate Claim Form lists all participating Manufacturers in the program

and what is needed in order to process your rebate.

Website to register: http://www.hbarebates.com/

More info and Registration form: http://www.hbarebates.com/uploads/

FHBA_Quarterly_Ad.pdf Have Questions? Program Administrator:

Rich Robinson Toll-free direct: 866-849-8400 Email: [email protected]

http://www.stairmasterz.com/

http://www.hbarebates.com/

http://www.hbarebates.com/uploads/FHBA_Quarterly_Ad.pdf

http://www.hbarebates.com/uploads/FHBA_Quarterly_Ad.pdf


May 2015

There is a lot going on in your association. The fishing tournament was brought back this year. Twenty-six boats entered the event. I have heard some interesting stories from experiences of the event. Everyone had a great time and are looking forward to next year's event. Congratu-lations to the winners!! May is our membership drive month. Recruit members. Grow your association. There are many benefits that are available to members. Share your experiences and enthusiasm with others. We have four teams for this drive. Join one and join the fun. May 15th is our golf tournament at Harbor Hills Country Club in Lady Lake. Sign up and come

join the fun this year. More events are coming up. Check our calendar and come participate. Horseshoe tournament, Meet & Greets, SEBC in July, Home Show in October, General Membership meetings, committees & councils, etcetera. Don't be left out. Come and see for yourself. Have a great month! I look forward to seeing you at our events!

Mike Carter Granger-Carter Construction & Development President HBA Lake-Sumter

PRESIDENT’S MESSAGE

THANK YOU! Golf Tournament Sponsors!!

Putt For Cash Sponsor

Stairmasterz Inc.

Longest Drive Sponsor American Residential Products

Table Sponsors Orlando Sentinel

United Southern Bank

Breakfast Sponsor White Aluminum & Windows

Eagle Sponsors Aluminum Contractors Inc.

BESH Lansing Building Products

Prominent Construction Solar-Tite

Weathermaster Building Products

Hole Sponsors David Wenrich & Co.

Fairwinds Credit Union Solid Image


May 2015

SALES AND MARKETING (SMC)

Hello Home Builders Association Builders and

Associates!

As your sales and marketing

chair I have some exciting in-

formation on our upcoming

HBA Morning Buzz, Thursday

June 4th 8:30am at the HBA

office. We will have one of our associates, the Or-

lando Sentinel, speak on demographic trends and

statistics for our areas. This is great information

that will help you target your marketing dollars and

hone your business plan.

Speaking of statistics, I came across some inter-

esting information recently. As you know, for the

last several years sellers have had to compete

with huge inventories of distressed properties. The

great news is that the supply of these properties is

falling like a rock in the vast majority of markets

including ours. According to the National Associa-

tion of Realtors’ Profile of Home Buyers and

Sellers, these are the reasons a buyer would

choose new construction over an existing home:

40% to avoid renovations or existing problems

24% ability to choose and customize design

17% amenities of new home construction commu-

nities

10% lake of inventory of existing homes

9% green/energy efficiency

Looks like we have a lot of business to look for-

ward to in the coming months. Best of luck to you

all!

Advertise In

On the Level

Special

Member Rates

Save Up to 30%

compared to

non-member

pricing Call

352-343-7101

Mary Rhodes The Mortgage Firm Sales and Marketing Chairman

The Sales and Marketing Committee meets monthly on the First Thursday of the month

at the HBA Office, 8:30am. Come Join us!!


May 2015

Building Permits January

#Single Family Permits Value Lake County 68 22,674,664 Tavares 18 3,762,767 Eustis 3 707,764 Leesburg 6 771,610 Lady Lake 2 383,000 Mount Dora 6 1,543,836 Sumter County 154 39,641,320 Thank you to the building departments for supplying this in-formation. Cities missing did not report.

2016 Is Already On the Calendar

Important Dates!! Friday November 20th - Early Bird Deadline for initial paperwork and payment discount

Monday January 11th—Final Entry Deadline—ALL paperwork, requirements and payment to HBA

Thursday February 18th - Builder Breakfast 8am at the HBA office

Tuesday February 23rd—Judging Day

Tues., Wed., Thurs the 23 - 25 of February—REALTOR Days

Friday February 26th—Awards Banquet

Parade Dates - Saturday February 27th - Sunday March 6th

Dale Roberts Dale E Roberts & Associates

2015 Parade Chair

Building Permits February

#Single Family Permits Value Lake County 54 17,299,264 Tavares 17 3,809,841 Eustis 1 330,100 Leesburg 11 1,333,273 Lady Lake 5 702,420 Mount Dora 5 1,598,779 Sumter County 165 4 5,368,805 Thank you to the building departments for supplying this in-formation. Cities missing did not report.

THANK YOU !!!

Andy Dixon with

Mason Dixon Contracting

Our Roof Finally Matches Again! It just needs a

little cleaning and it will look good as new!

Our Members are Awesome!!!!

http://www.fhbinsurance.com/


May 2015

George Nahas Chevrolet Dedicated to Serving All Your Automotive Needs

Scott Moll Direct line 352-748-1122 [email protected]

www.georgenahaschevrolet.com

4135 E State Rd 44 in Wildwood

Up to $1000

NAHB

Discount

Bass Tournament Highlights!

Congratulations to the Winners and Thank you to everyone who Sponsored and Participated! We are already looking forward to next year!!

L-R: 1st Place and Big Bass Winner George Hansford with Prominent Construction

showing off the 7.9 LB Big Bass, team George Hansford and Bill Trevino.

Mark Bass with Lakeside Bait and Tackle interviewing 2nd Place Winners Jason

Haynes (pictured) and Randy Dresbach. Mark Bass with Lakeside Bait and Tackle

interviewing 3rd Place winner Vernon Kemp and Randy Hamrick.

http://www.georgenahaschevrolet.com/


May 2015

See all Newsletters in

Vibrant FULL COLOR at

LakeSumterHBA.com/newsletters.html

By Bud Dorman with White Aluminum & Windows

.

I’ve done business with George Hansford with Prominent Construction, Craig Hegstrom with Hegstrom Homes, Mike Carter with Granger-

Carter Construction, and Jeanne Abernathy with ERA Grizzard Real Estate, just to name a few.

For any new or prospective members my recom-

mendation is to get involved with your association, and to get to know all the great people at the HBA.

People do business with people they know and trust. When looking for a trade, I will always check my directory first as my goal is to give a member

the best chance to earn my business.

Share your story and you could be featured in

an upcoming newsletter!!

Golf Tournament Committee

Wednesday May 13th 3:30 PM

HBA Office

http://www.mycitizensfirst.com/


May 2015

General Membership Meeting Sponsorship Opportunities

HBA Member Pricing $175 per Meeting

Save $75 off Non-member price

Reserve your date now

352-343-7101 or [email protected]

What You Receive as a Meeting Sponsor

∎ Name & logo on front page of newsletter

(time sensitive)

∎ Name & Logo in an eMember Connection

∎ 5 Minutes at the Podium

∎ Your Flyers & Widgets at Meal Tables or

Display Table

∎ 2 Complimentary Meals

∎ Optional Door Prize Opportunity

2015 Available Meeting Dates* The General Membership meetings are the 4th

Tuesday of the month, they begin with networking at 6 PM, followed by dinner and the program. Most of the 2015 meetings will be held at 1884 Restaurant and Bar in Eustis. Always check the HBA Google Calendar for details of all the HBA meetings:

2015

May July

August September

October Party! Holiday Open

House

Did you know that you can save Thousands of Dollars a year with the FHBA Member Rebate Program? It is easy to Register. Click the Logo to access the page online. Or go to:

http://hbarebates.com/fhba.html

NAHB News

Goodbye HUD-1 Form New Home Closing Rules Take Effect Aug. 1

Filed in Homeownership, Housing Finance on April 22, 2015 • 7 Comments

The Consumer Financial Protection Bureau will institute new rules Aug. 1 regarding disclosures under the Truth in Lending Act and Real Estate Settlement Procedures Act that will affect all home builders, particularly those with a real estate lending arm. Under the new procedures as a result of the Dodd Frank Act, four documents will be merged into two. The Good Faith Esti-mate and Truth in Lending disclosures will be eliminated and combined into a new single Loan Estimate form, or “LE.” In addition, the final Truth in Lending Disclosure and HUD-1 Settlement Statement are being replaced by the Closing Dis-closure, or “CD.”

What does this mean? First, the Loan Estimate must be delivered to the prospective buyer no later than three business days after receiving the ap-plication. Currently, the HUD-1 Settlement Statement can be presented to the buyer on the day of closing and any changes to the statement can take place during the loan closing. Under the new rule, the biggest change is that the Closing Disclosure must be provided to the consumer a full three days prior to the closing, and if there are changes during that 72-hour period, the closing could be delayed.

Be Ready a Week Before Closing To prevent any unwanted closing delays, a good rule of thumb is to have all the paperwork in order a week before the sched-uled closing date. So if you want to close Aug. 10, make sure everything is ready Aug. 3. These new rules are intended to streamline the loan application process and make it easier for consumers to understand by clearly spelling out the most rele-vant details all on one page – the interest rate of the mortgage loan, the amount of the monthly payments and a listing of all the closing costs. For those applying for adjustable rate mortgages, the docu-ments will explain how their interest rate and future monthly payments could change based on certain factors. NAHB was actively involved during the rulemaking process, submitting comment letters both individually and with coalition partners urging the CFPB to ensure that any changes that would make it easier for consumers to understand and comply with the settlement process would not place any undue bur-dens on builders, lenders and other housing professionals. NAHB will conduct a webinar June 24 to educate and pre-pare our members for the impending changes and to show how builders can work proactively with lenders and settlement stakeholders to avoid unnecessary delays to closings. The webinar will also outline strategies to minimize potential issues by communicating with customers and business partners. See more details on the upcoming new lending rules. For more information, contact NAHB’s Steve Linville at 800-368-5242 x8597.



http://www.consumerfinance.gov/knowbeforeyouowe/


May 2015

May Membership Drive! Triple SPIKE points!!!! 4 Military Teams: Army - Navy - Air Force - Marines

Celebrate our Nations Protectors! and get those you do business with to join our HBA for fun, networking support!

We all can agree We Support Our Troops! We also need to Support Our Industry!!! Share your Military support and stories and invite others to Join the HBA!!!

Let's Do a little more this Memorial Day and Celebrate Our Freedom!!! Our Troops pro-tect us...While the Building Industry helps fulfill the American Dream!!!

We need every member to encouraged at least one new company to join our HBA!!! Join a team!

You can make a difference!!!

Marine Corps General: Carl Ludecke Army General: George Hansford

Navy Admiral: Gerry Suarez Air Force General: Andrew Nutt

Don’t have time to attend a committee meeting? Just give us the name of someone you do business with that could benefit from joining the HBA. We will call them for you!!

So join a team or share that contact info with us and help make our association big and strong like we know it can be!

Gerry Suarez, Mortgage Financial and Andrew Nutt, Holly Homes, Inc. Membership Committee Co-Chairs.

Andrew Nutt & Gerry Suarez Holly Homes, Inc. & Mortgage Financial Group Membership Committee Co-Chairs


May 2015

PICTURE GALLERY

April GMM / 2014 SMC Awards

From L-R: Gerry Suarez presenting the 2014 SMC Award for Dollar Volume to Angie Cable with Medallion Home. Jeanne Aber-

nathy presenting Angie Cable with Medallion home the 2014 SMC Award for Transactions. Mary Rhodes presenting Angie Cable

with Medallion Home the Multi Million Dollar Certificate. Not Pictured: Multi Million Dollar Producer Jan Smith with Pringle

Homebuilding Group & Million Dollar Producer Janet Travis with Pringle Homebuilding Group.

Welcome to the HBA!!! New Member Greg Stewart with

Gulfeagle Supply and Gerry Suraez

Congratulations Gerry!!

He won the SPIKE Club

50/50 !!


May 2015

PICTURE GALLERY

Habitat for Humanity Donation Presentation

GREAT JOB!!! With the Help and Sponsorship from

First International Title, their underwriters and Bryan

and Kim Mahoney, a check for $2,836 was presented to

Kent Adcock with Habitat for Humanity to help the

family of the Tavares Veteran Project. Shown below

L-R: Kim Mahoney, Kent Adcock, and Mike Carter


May 2015

Your home Builders Association Wood Commodity Index (Index) continues to point negative in mid-April 2015, as the housing market has yet to bolster demand. Weather is no longer a viable reason for subdued demand. With nearly one-third of the year in the books, housing forecasters had better start revising their pre-year forecasts down. Many contend, and I agree, that the wood commodity market is the canary in the coal mine when gaug-ing the housing market. If you also believe that, then it is time to be concerned. Over the last 30 days,

the Index dropped $9.11 per thousand (or 3.0%) with declines in the vast majority of the items. In the lumber portion of the Index, wide pine products were the only items to increase in price, with increases ranging from 6.9 to 11.8 percent. This appears to be more of a supply issue with logs (due to rainy weather) than a push from demand. Spruce dimensional lumber gave back $20 plus per thousand with studs retreating in the $10 plus range. Considering the thin inventories in the supply chain, there is reason for concern. The plywood segment of the Index dropped 2.0 percent to $275.11, as OSB sheathing retreated on average around 1.0 per-cent with CDX pine plywood falling on average 3.0 percent. CDX pine plywood has not participated in the last few months in the pricing retreat, and these price drops may be a great indicator of the health of the housing market in the Southeast. It is really hard to figure—are these price declines minor blips or significant trends? Warm spring weather and low interest rates should spur the housing market, provided buyers can obtain financing and navigate through the paperwork mine-field. If builders do not see a robust pickup in business in the next month, it appears this year could be a repeat of a disap-pointing 2014. Keep in mind, inventories in the supply chain are woefully low due to the spotty demand, and a sudden increase in starts could create some price volatility. Be very careful on long-term quotes. The indication right now is for more of the same with price deflation spreading to other areas like drywall and roofing. It really depends on housing demand.

Don Magruder is the Chief Executive Officer of Ro-Mac Lumber & Sup-ply, Inc. in Central Florida (www.romaclumber.com), and he is a former President of the Southeast Mississippi Home Builders Association, and past Associate Vice President of the Home Builders Association of Lake County. To contact Magruder, email him at [email protected]

Lumber & Commodity News

Don Magruder Ro-Mac Lumber and Supply Home Show Committee Chairman

www.romaclumber.co

License #CBC1252465

● Ro-Mac Lumber & Supply, Inc. is a Florida Company

● Complete Lumber and Plywood Supplier

● Free Estimates and Free On-Site Service

● Prompt and Professional Delivery Service

● Quick Special Order Service

● In-House Door Shop for Custom Orders

● Your Complete Window Installation Headquarters

● Premier Garage Door Department ~ Largest Garage Doors Installer in Lake County

● Truss Plant on Site ~ Roof, Floor, Wood and Steel Trusses Built to Your Specifications

● Knowledgeable Staff for Commercial Needs

WHATEVER YOUR LIST IS, WE’VE GOT YOU COVERED!

LEESBURG

700 E. Main St. 352-787-4545

THE VILLAGES

722 Duck Lake Rd. 352-753-3333

MT. DORA

2411 W. Old Hwy. 441 352-383-4111

OCALA

1432 S.W. 15th Ave. 352-622-7099

TRUSS PLANT

312 E. Main St. in Leesburg

GARAGE DOORS

722 Duck Lake Rd. in The Villages

352-748-4575 720 E. Main St. in Leesburg

WINDOWS


352-787-4545

DOOR PLANT


Your Total Contractor Supply Headquarters!

CAUGHT YOU LOOKING!!

ADVERTISE HERE!

Affordable and Effective

Get your Company Name and

Services in front of over 230 people

11 months a year!

Call Cindy Jo for Prices !!


May 2015


May 2015

31-41 Years Granger-Carter Construction & Development (31)

Humphrey Builders (39) St Louis Air Conditioning (41)

21 - 30 Years Spencer D. Davis, Inc. (23)

T & D Concrete (30)

11 - 20 Years

Bauman Contracting, LLC (11) Citizens First Bank (17)

6 - 10 Years

American Residential Products, Inc. (8) Booth, Ern, Straughan & Hiott (9)

Lansing Building Products (9) Logan Sitework Contractors, Inc. (8) Ro-Mac Lumber & Supply, Inc. (7)

Triton Builders, Inc. (7)

1 - 5 Years

Adams Homes of NWF, Inc. (4) Bailey Industries, Inc. (3)

Cunningham Electric, Inc. (1) Douglas E. Scott Enterprises (3)

Great Southern Wood-Bushnell (3) Lenhart Electric (2)

Suntrust Mortgage, Inc. (4)

Thank You For Your Membership

Please plan to participate in 2015 It’s a great way to network & have fun!

If you know or do work with someone who is not a member please ask them to join.

Let’s build our membership -There is strength in numbers

THANK YOU FOR RENEWING

CenturyLink Glass Masonry, Inc.

J. Drewes Construction Lifestyle Kitchens, Inc.

Lindemann Bentzon Bojack Engineering, Inc. Pruett-Williams Insurance

If you know or do work with anyone listed above please give them a call with a little reminder to let them know

it is time to renew their membership. We are all working together for one purpose and that is the betterment

of the construction industry. We appreciate ALL of our members.

TIME TO RENEW

The Official Painting Company of the HBA of Lake~Sumter!!

Residential & Commercial Painting

When It’s Worth Doing Right…Call Us!

352-253-0224

35 years Experience Licensed & Fully Insured

∙INTERIOR-Painting & Staining ∙EXTERIOR-Pressure Washing, Painting,

Decks, Sidewalks, Floors

~~ Free Estimates ~~

3650 County Road 561, Tavares, FL 32778 www.descottenterprises.com

WELCOME NEW MEMBERS

GET WELL SOON!

We ask that you put Janet Travis with Pringle Homebuilding Group on your prayer list.

She is in the Hospital battling cancer.

Please get well soon Janet.

AgeWave Solutions Inc. / Kevin Atchley Ph 352-391-9669 Building Design

Sponsored by Randy Thompson / AgeWave Solutions, Inc.

AgeWave Solutions Inc. / Randy Reeder Ph 352-391-9669 Building Design

Sponsored by Randy Thompson / AgeWave Solutions, Inc Star Security / Laurie Mackillip

Ph 352-365-7827 / Security Systems, Wiring, Central Vac Sponsored by Jerry Suarez / Mortgage Financial Group


May 2015

Statesman 500-999 George Hansford 531.5

Super 250-499 Carl Ludecke 428 Karen Schroeder 409.5

Royal 150-249

Bud Dorman 226.5 Andrew Nutt (1) 226.5 Craig Hegstrom 199 Don Magruder (1) 171

Red 100-149

Paul Swanson 142 Susan Adams (1) 141 Clarence Tibbs 120 Dale Roberts 119.5

Green 50-99 Gerry Suarez 86.5

Jim Bible 78.5 Jody Coursey 77.25 Mike Carter 69 Richard Stier 52 Joe Ziler 55

Life 25-49 Stephanie Vaughn (1) 30

Blue 6-24

Ron Schwarz 22.5 Brian Walsh (2) 23 Robert Filebark 17.5 Loretta Maimone 17 Bill Wilburth 15.5 Brad Wanzenberg (1) 14 Cynthia Couillard 12 Jeanne Abnernathy 10 Allison Garner-Thoma 9 Jimmy Moore (1) 7

The Spike Club is an elite group of Association members recog-nized for outstanding achievement in membership recruitment. Simply put, you become a Spike by recruiting new members. Each new member recruit earns 1 credit towards a Spike. Each member retained earns 1/2 a credit. Each Affiliate member re-cruit earns a 1/2 credit. Recruiting an NAHB Council Member earns 1/2 a credit and retaining them earns a 1/4 credit. Blue Spike = 6 credits Life Spike = 25 credits Green Spike = 50 credits Red Spike = 100 credits Royal Spike = 150 creditsSuper Spike = 250 credits Statesman = 500 credits Grand Spike = 1000 Credits

All-Time Big Spike = 1500 + Credits Members who have earned less than 6 credits are referred to affectionately as Tacks. (#) = Number of new members for 2015.

NAHB SPIKE

CLUB

Tacks

Less than 6 Credits

Mary Rhodes (1) 5 Bart Lucas 3 Danny Gaughan 3 Lee Woods 3 Chuck Hiott 3 Jim Rahman 2.5 Chip Gannaway 2 Tom Pfeiffer 2 Ken Ward 1.5 Richard Holt (1) 1 Janet Noack 1 Philip Crotwell 1 Janeen Swanson 1 Mike Brown 1 Glenn Phillips 1 Jerry Stocksett 1

Kevin Branch .5

2015 MEMBERSHIP GOALS

∎ Recruit at least one

Member in 2015

∎ Retain Members

∎ Encourage Member

Participation

With a Stronger Membership Base, We will all benefit!

http://www.centralfloridaplumber.com/

HBA of Lake -Sumter

1100 N Joanna Av

Tavares, FL 32778

PRESORTED-STD

US POSTAGE

PAID

MID-FL, FL

PERMIT #57120

https://www.progress-energy.com/

http://www.nahb.org/ma

http://www.whitealuminum.com/

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