1. Introduction to Health ScienceInvestigate the Various Aspects ofHealth Insurance

2. Why is Health Care so Expensive? 3. Look at all they chargefor..Who pays for it all? 4. WOW! 5. Health Insurance Health care costs, includingdental, are so high that mostpeople have some type ofinsurance plan. Insurance companiesrequire a fee in return forcoverage for specificmedical and dental care. 6. Premium Periodic payment forhealthcare or prescriptiondrug coverage. 7. Co-payment Amount the subscriber paysfor medical service. Paid to the provider on theday of medical care. 8. Deductible Amount the subscriber mustpay before insurance willpay. 9. Health MaintenanceOrganizations Require members to pay aco-payment for medicalservices. Must get medical care fromproviders that agree to thefee the HMO is willing topay. 10. Preferred ProviderOrganization Physician groups andhospitals working togetherto give health care at areduced cost to companies. Employees of thesecompanies contract withPPOs and agree to see theirproviders. 11. Medicaid Health insurance funded bythe state and federalgovernment. Blind, disabled, and lowincome generally able toqualify. 12. Medicare Health insurance providedby the government topeople over the age of 65. 13. TRICARE Health care program foractive duty servicemembers, retirees, and theirfamilies. 14. Workers Compensation Employees that get injuredor die at work are coveredby state workerscompensation laws. Includes illness resultingfrom the workplace. 15. Learn about YOURInsurance Talk to your parents and fillout the worksheet and learnabout the type of healthinsurance you have.