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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

AG Select-a-Term®

Issued by:

American General Life Insurance Company: Policy Form Number 07007, ICC10-07007

The United States Life Insurance Company in the City of New York (US Life), Policy Form Number 09007N

Rates vary between AG Select-a-Term, issued by American General Life Insurance Company (AGL) and AG Select-a-Term issued by The United States Life Insurance Company in the City of New York (US Life).

Speaker Name, Speaker TitleDate in this space

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

AG Select-a-Term – The Basics

17 Guaranteed Level Term Durations 10-year and 15- to 30-year durations Perfect for needs selling

Competitive Rates Rates vary between AG Select-a-Term, issued by AGL and AG Select-a-Term

issued by US Life (New York) Low band ($100,000-$249,999) with commissionable policy fee High band starts at $1,000,000

Convertible to earlier of end of level premium period or age 70 Convertible to any single life UL for 5 years1

Convertible to AG Extend IULSM beyond 5 years Convertible to AG ROP Select-a-Term® for 2 years2

1. An AG Select-a-Term policy may not be converted to a Survivorship or Variable Universal Life policy. 2. AG ROP Select-a-Term is not offered by The United States Life Insurance Company in the City of New York (US Life).

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Even lower term rates!

Market-Leading Pricing

17 Tactical Term Periods

Lower Rated Case Pricing

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Strong Competitive Position - Nationwide

1. Ranking percentages are based on 15, 20, 25, 30 year term duration, male and female quinquennial ages 20-75, $250K, $500K and $1.5M face amounts in non-tobacco underwriting classes, against 14 leading competitors. 960 cells sampled on 5/31/2015.

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

1 Comparison based on 15, 20, 25, 30 year term duration, male and female quinquennial ages 20-75, $250K, $500K and $1.5M face amounts in non-tobacco underwriting classes, against 14 leading competitors. 960 cells sampled on 5/31/2015.2 Premium rates current as of June 8, 2015, rates may vary by state. Premiums available for other rate classes, ages

Take a look.How can you beat a better product at a better price?

New, Lower, Market-Leading Pricing1

17 Tactical Term Periods

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Achieve significant savings on rated term cases!

Competitors premium rates current as of 05/31/2015. The company has verified the accuracy of information, but rates are subject to change at any time.

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Flexible Guaranteed Term

Older Issue Ages/Longer Durations

Nontobacco Issue Age Maximum Duration

20 – 55 30

60 27

66 23

70 20

80 10

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Laddering AG Select-a-Term

What is laddering?

Matching durations of a financial product with client needs.

How does it apply to Term?

Instead of one single, large policy to meet client’s longest possible need,

match smaller policies to individual needs

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Top 10 Reasons to Sell AG Select-a-Term

1. Market leading position in 15, 20, 25, and 30 year term nontobacco classes*

2. 17 available durations

3. Industry-leading technology

4. Convertibility**

5. Extended ages and durations

6. Fast, easy online quotes

7. Commissionable policy fee on low band

8. Competitive rated case pricing

9. 17 different durations enable you to preserve a premium

10. Competitive compensation

*Applies to face amounts of $250,000 and more

** For complete information on rates, conversion options, and product limitations, refer to AG Select-a-Term Producer Guide, AGLC 104704

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Strong Competitive Position in New York

1. Ranking percentages are based on 15, 20, 25, 30 year term duration, male and female quinquennial ages 20-75, $250K, $500K and $1.5M face amounts in non-tobacco underwriting classes, against 12 leading competitors. 960 cells sampled on 5/31/2015.

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

1 Comparison based on 15, 20, 25, 30 year term duration, male and female quinquennial ages 20-75, $250K, $500K and $1.5M face amounts in non-tobacco underwriting classes, against 12 leading competitors. 960 cells sampled on 5/31/2015.2 Premium rates current as of June 15, 2015, rates may vary by state. Premiums available for other rate classes, ages

Take a look (NY rates)How can you beat a better product at a better price?

New, Lower, Market-Leading Pricing1

17 Tactical Term Periods

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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

Important Information

Policies issued by: American General Life Insurance Company (AGL), Policy Form Numbers 07007, ICC10-07007 except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life), Policy Form Number 09007N. Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Products may not be available in all states and product features including rates may vary by state. Guarantees are backed by the claims-paying ability of the issuing insurance company.© 2015 AIG. All rights reserved.

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.

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