Презентация PowerPoint · Introduces new capital requirements to cover operating (OR)...
Transcript of Презентация PowerPoint · Introduces new capital requirements to cover operating (OR)...
2019
The bank was founded in 1991. One of the first commercial banks in Ukraine. It is a universal private-equity bank focused on serving corporate clients while providing financial services to individuals.
28YEARS
• 14 branches in Kyiv and Kyiv region
• It serves more than 27 thousand customers
• Registered authorized capital – 393,7 million UAH
• The Bank’s equity – UAH 448,9 million UAH
Investment credit rating of the Bank at the level of uaAA+
with the forecast “stable”
Participant of the Deposit Guarantee Fund of individuals
Winner of the All-Ukrainian Bank Competition:
“Bank of the Year 2019”, “Best Bank Safe Deposit Box
Rental Service”
Certificate of state registration: series А00 №. 582818 dated 06.05.2010, NBU license №. 133 dated November 16, 2011.
The Bank performs professional activities in the stock
market – securities trading activities (brokerage and
depository activities)
A liquid, solvent, profitable and sufficiently capitalized Bank
That fully complies with the regulatory requirements of the
National Bank of Ukraine
Beginning
• Creating LLC «ChernihivBank» 1991
The History
of the Bank
«BankPrivatinvest»
• The Bank was renamed into the Joint-Stock «BankPrivatinvest» 1999
2010«ASVIO BANK»
• The Bank was renamed Public Joint-Stock Bank «ASVIO BANK»
2013
• National rating agency Credit Rating has assigned the bank a long-term uaBBBcredit rating
• The provision of services for the storage of valuables in individual safe deposit boxes accounts has begun
2015
• The Bank has complied with the requirements for the transparency of the ownership structure
• The Bank was connected to the international MoneyGram transfer system
• «ASVIO BANK» became an affiliated member of MasterCard Worlwidepayment system
Small steps to Great
Accomplishments
2016
• 12 new bank branches opened• An increase of share capital up to 300
million UAH• The Bank became a partner of the
MONEGO service• Advancing the Bank’s credit rating to the
uaA+ level
2017• The Bank has successfully passed the
National Bank of Ukraine checks, incl. on financial monitoring
• An increase of share capital up to 360 million UAH
• Advancing to the uaAA National rating scale level, the forecast is stable
2018
2019
• An increase of share capital up to 393,7 million UAH
• Advancing to the uaAA+ National rating scale level, the forecast is stable
• Increasing the number of branches to 14• The Bank became a partner of payment
services: Welsend, MoneyGram, Western Union, RIA
0,4%
Return on Assets
58,8%The capital adequacy ratio
(regulator requirement ≥ 7 % )
62,65%Regulatory capital adequacy ratio
(regulator requirement ≥ 10 % )
393,7 млн.грн.Share capital (regulator requirement–300,0 million UAH)
Key performance indicators for 01.01.2020р.
0,7%Return on Capital
158,52%LCRвв Liquidity score
(regulator requirement ≥ 100 %)
Economic indicators as of 01.01.2020 testify to financial stability and
significant development potential
Equity capital
Share capital
Funds of economic entities
Loans and debs of clients
Net assets
Profit
Obligations
Individual’s funds
393,7 million UAH
448,9 million UAH
394,4 million UAH
424,0 million UAH
1038,1 million UAH
3,2 million UAH
146,3 million UAH
589,1 million UAH
Dynamics of capital increase of «ASVIO BANK»
Share capital, million UAH
Regulatory capital, million UAH
«ASVIO BANK» business model - В2B&C
В2В В2С
b2b (business-to-business)
This is the bank business for
the business of the clients
business - business entity
b2b involves providing
clients with banking,
financial and other services
to support their professional
activities
b2с (business-to-consumer)
This is bank business for
individuals who are owners and
co-workers of the bank’s clients -
business entities, as well as
members of their families, friends
and acquaintances
в2с provides banking, financial
and other services for clients to
meet their personal needs, family
consumption
B2B&C - is a new principle of customer relations,
built on the understanding that business of any size
and type are real living people and with them the bank
builds deep partnerships
The bank should become an integral part of the
client’s lives, a reliable financial advisor and support
at all stages of their life
What distinguishes «SVIO
BANK» in the market:
Understanding the business
of the clients
Perfect client history
100% transparency of
ownership structure
The source of stability and
reliability is a business
model based on:
Individual approach to
each client
In Unconditional
Legality and Privacy
Conservative risk
management
Banking Group
«ASVIO»
А
S
V
І
О
JOINT-STOCK COMPANY CLOSED NON-DIVERSIFIED VENTURE CORPORATE
INVESTMENT FUND “ANEST RETAIL”
JOINT-STOCK COMPANY WITH LIMITED LIABILITY
ASSET MANAGEMENT COMPANY“ASVIO”
JOINT-STOCK COMPANY A CLOSED NOT DIVERSIFIED VENTURE
CORPORATE INVESTMENT FUND“ANEST DEVELOPMENT”
JOINT VENTURED VENTURE CORPORATE INVESTMENT FUND
“ANEST PROPERTIES”
“ASVIO BANK” JOINT-STOCK COMPANY
Money transfer
systems
«ASVIO BANK»
Partners
International
payment
systems
Online money transfers
Compliance
&
Finance
monitoring
Highly appreciating its own reputation as a reliable and transparent financial
institution “ASVIO BANK” adheres to the requirements of Ukrainian and
international law industry and corporate rules, professional standards and
procedures.
«ASVIO BANK»:
does not open or maintain anonymous accounts;
adheres to the principle of “Know your customer";
assesses the risk level of legalization by clients of illegal proceeds;
has no correspondent accounts with banks in countries that do not comply or
comply improperly with the recommendations of international anti-money
laundering organizations, or support international terrorist activities, or are
offshore territories;
does not cooperate with shell banks;
JSC ASVIO BANK is registered with the U.S. Internal Revenue Service as a
financial institution
participating in the FATCA and received the Global Intermediary Identification
Number (GIIN) -
9UZ520.99999.SL.804.
Risk
management
Introduces a comprehensive risk management system
Increases regulatory capital, taking into account the requirements of the National Bank of
Ukraine and the approved Capitalization Program.
Introduces new capital requirements to cover operating (OR) and market (MR) risks,
leverage ratios (capital ratios of active operations).
Introduce an internal capital adequacy assessment, taking into account the ICAAP risk
assessment (assessment off all material risks, planning of capital needs to cover material
risks).
Provides effective control over credit risk level:
Complies with approved levels of risk tolerance.
Reduces concentration of loan portfolio, low-quality assets ( NPL).
Maintains a high level of liquidity in the bank’s balance sheet, including through transactions
in the financial markets of Ukraine.
Introduces the Net Stable Funding Ratio (NSFR).
Certainly complies with the economic standards of the National Bank of Ukraine.
Improves operational and compliance risk management mechanisms.
Continues work on implementing the (Standardized Approach) to operational risk
assessment .
JSC ASVIO BANKPreobrazhenska Str., 2 Chernihiv,
14000, UkrainePhone: (0800) 30-30-50
Fax: (044) 205-43-40www.asviobank.ua
e-mail:[email protected]
THANK YOU!
JSC ASVIO BANKDruzhby Narodiv Blvd, 19
Kyiv, 01042, UkraineTelephone: (044) 394-88-00
Fax : (044) 205-43-40www.asviobank.ua
e-mail:[email protected]