Страховая компания «Согласие»Multifunctional Russian Commercial Bank....
Transcript of Страховая компания «Согласие»Multifunctional Russian Commercial Bank....
Company Brief History
Door for commercial insurance
was opened
A statute on organization of
insurance business in the
Russian Federation No. 4015-1
was enacted
Protection of financial interests
and assets of the holding
Soglasie Insurance Company was
incorporated by one of the largest
investment companies - Interros
1992
2008
1993 2002
2013 2015
Participation in grouping of insurance
services market
This was a time of intense grouping
of the insurance market, operation
within insurance pool, where vehicle
insurance standards were developed
Intense growth
Soglasie Insurance Company joins
ONEXIM Group of companies and takes
a ply for intense growth.
Leadership in the Russian
insurance market
The company is in the top 5 of
insurance market by the volume
of premiums collected
Improving the efficiency
and portfolio optimization
The company's strategy is aimed at
qualitative development, improving
the quality of service and efficiency of
business processes
Members of ONEXIM Group
ONEXIM Group largely invests into ore mining and smelting industry, real property and
finance, as well as innovative projects and area of nanotechnologies
Soglasie is one the leaders on the Russian insurance market
UralKali is a global
leader based on
volume of potassium
chloride
manufacturing
Intergeo Managing Company –
mining and smelting company
Quadra is one of the key
enterprises ensuring power
supply for the European part of
Russia
RBC is the company that
consolidates assets of
RBC Information
Systems JSC
OPIN is the leading
Russian investment and
development company
MFK International
Financial Club
Multifunctional Russian
Commercial Bank.
Rusal is the largest
producer of aluminum and
alum shale in the world.
Renaissance Financial
Holdings is the leading
investment and banking
group in Russia, Ukraine,
Central Asia and African
countries
Optogan is the Russian
manufacturer of LED.
Snob
Media project with internet
portal and printed
magazine
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History of Achievements of Soglasie
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2.6 million people 300 tons of gold
1 trillion USD
65 billion USD
8.7 million vehicles
We have insured 2.6 million people
under Voluntary Medical Insurance
program over 20 years; this number
exceeds population of Paris.
472 billion USD is the cost of
industrial enterprises that we have
insured over 20 years. This number
exceeds cost of all industrial objects
of the SAR.
1 trillion USD is the amount of risks insured by the
company over 20 years. This number is greater
than GDP of the Netherlands.
65 billion USD is the cumulative capitalization of
companies for which we have insured liability of
directors over 20 years. This amount exceeds
capitalization of all shares traded at Luxemburg
Stock Exchange.
Over 20 years we have insured 8.7
million vehicles. This is 3 times
greater than number of vehicles in
Israel.
300 tons of gold have been
insured by the company over
20 years. This is greater than
Austria’s gold reserve.
472 billion USD
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The high level of results
At the end of 2014 Soglasie (group) is in the Top-10 of largest Russian insurers in terms
of total premium and in the Top-5 by the payout
Market share of the financial statements
Soglasie group
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Financial Stability
Based on results of 2014 the company received 34.5 billion rubles and paid 27.2 billion rub.
in 2014
More than 3,6 mln
customer contacts
the total insured sum under the contact
3 226 421
bln rub.
amount of registered capital amount of insurance reserves
12,2
bln rub. 8,4
bln rub.
Reliability
Reliability and trust of the russian and international rating agencies expressed on
the award of an annual confirmation of high grade.
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• In 2015, the rating agency "Expert RA"
confirmed the reliability rating of our
Company at the level of A ++ ("extremely
high level of reliability" rating outlook
"stable")
• In 2015, the international rating agency Standard
& Poor's has assigned to our company a
financial strength rating and long-term credit
rating of “BB-”, as well as a national scale rating
at “rusAA-”, with a forecast "stable".
Product Line
Soglasie provides over 90 types of insurance coverage to large corporations, SME, public
agencies and individuals all over Russia.
• Insurance of apartments, houses, country
houses
• Obligatory motor insurance (OMTPL)
• Insurance of vehicles (comprehensive
automobile insurance)
• Mortgage insurance
• Personal insurance
• Insurance for tourists travelling abroad
• “Green Card”
• Other services
• Insurance of legal entities’ property
• Insurance of vehicles (comprehensive automobile insurance)
• Voluntary medical insurance
• Aviation, maritime insurance
• Cargo insurance
• Accident insurance
• Insurance of hazardous industrial objects
• Insurance of agricultural risks
• Insurance of construction and installation operations
• Other services
Insurance for legal entities:
Insurance for individuals
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Broad Branchy Network
More than 450 branches of the company in 72 constituent entities of the Russian Federation
enable us to provide insurance protection and promptly settle insured accidents for more
than 1 million of customers regardless of where an accident took place
Reinsurance Cover
Soglasie always obtains reliable reinsurance coverage for large risk exposures
in all lines of business
Our partners are large international reinsurers:
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Fire reinsurance protection of property and construction and
assembly risks
• EUR 100 000 000 – property insurance
• EUR 100 000 000 – construction and assembly risks insurance
Marine and aircraft hull reinsurance protection
• EUR 20 000 000 – marine hull insurance (HULL)
• EUR 40 000 000 – protection and indemnity insurance (P&I)
• EUR 5 000 000 – railway hull insurance (limit for one car)
• EUR 15 000 000 – aircraft hull insurance
• EUR 10 000 000 – helicopter hull insurance
• EUR 50 000 000 – cargo insurance
Liability reinsurance protection • RUB 350 000 000 – obligatory contract limit
Trade credits reinsurance protection • EUR: 20 000 000 – obligatory contract limit
Farm animals and fish reinsurance protection • USD 5 000 000 – obligatory contract limit
Hannover Re Group Gen Re
(USA. Reliability rating:
A++ by A.M. Best; AA++ by S&P)
Tamesis DUAL
(U.K. Reliability rating:
A+ by S&P)
(Germany. Reliability rating:
AA- by S&P; A+ by A.M. Best)
R+V Versicherung AG
(Germany. Reliability rating:
AA- by S&P)
Our values and principles
We give our customers feeling of stability through any financial turmoil and are ready to
assist customers in insuring their interests.
Customer-oriented approach and financial stability
We actively participate in shaping and improving insurance market in Russia, boosting
financial literacy and culture.
Technology and innovations
We are a Russian insurance company that promotes responsible approach to protecting
economic and social wellbeing of the nation.
Responsibility and professionalism
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Quality of Services
• Regular monitoring of customers’ satisfaction with quality of the rendered services
• Prompt settlement of clients’ issues by the Department of claims
• Optimization of internal processes based on research results
• In 2015, the Insurance Company «Soglasie» confirmed a
Certificate, confirming compliance with the quality
management system ISO 9001-2008 (ISO 9001:2008)
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Technology
• Automated input and inventory of
insurance policies
• Insurance documents processing
High technology operation center
• Inward /outward telephony
• Information support in settling of losses
Modern call center
• Prompt arrival to the place of a traffic accident,
assistance with documentation, negotiations with
other traffic accident participants and
representatives of enforcement agencies
Internal service of average surveyors
• Comfortable office for settlement of losses
• Highly qualified experts
• Automated queue management system
• Optimal deadlines for perusing insured accidents
• SMS notification about settlement status
High Quality Settlement of Loss
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Participation in trade associations
Soglasie is a member of the leading insurance and industry public associations, and is
taking part in insurance market improvement
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• All-Russian Insurance Association.
• Russian Union of Insurers.
• The National Union of Liability Insurers.
• National Union of Agricultural Insurers.
• Interregional Union of Medical Insurers.
• Russian Union of Builders.
• Expert Council on town-planning activity of the State Duma
Committee on Construction and Land Relations.
• Russian Association of Aviation and Space Insurers.
• The Association of International Road Carriers.
• United Leasing Association.
• Insurers Association of Fuel and Energy Complex of Russia.
• The association of insurance companies and transport
enterprises.
• The National Association of Insurers of the nuclear
industry.
• Russian nuclear insurance pool.
• Russian nuclear reinsurance pool.
• The Russian Union of Industrialists and Entrepreneurs.
Russian anti-terrorist insurance pool.
• Fund to promote the transport insurance.
• Moscow Association of Medical Insurance
Organizations.
• Association of Commercial Banks of the Orenburg
region.
• Insurance Association of the Ural region, "White Sable".
Company’s awards
The Russian professional community has highly appreciated Soglasie's achievements
and quality of service.
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Golden Salamander Award -
nominations “Insurance
Company of the year”, "Internet-
project of the year in Insurance“,
2012
* These awards were presented for the period 2012 to 2014.
Golden Salamander Award –
nominations "Informational-
open organization of the year",
"The most attractive employer in
insurance industry",
2012
Financial Elite of Russia Award
Nomination “Dynamic
development”
2014
and
Financial Elite of Russia Award
Nomination “Reliability”
2013
Golden Salamander Award -
nomination “Dynamic
development“,
2013