COSTS OF STUDYING WORLDWIDE

Important notes: The information contained herein is provided solely for general informational purposes and does not constitute any financial advice. This information is accurate as of May 2014. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units may fall as well as rise. This information is for reference only and not a contract of insurance. The exact terms and conditions, specific details and exclusions applicable to these insurance products are stated in the policy documents that can be obtained from a relevant financial professional. Buying a life insurance is a long-term commitment. An early termination of the policy usually involves high costs and surrender value may be less than the total premium paid.

Important information Zurich International Life is a business name of Zurich International Life Limited. Zurich International Life Limited is fully authorised under the Isle of Man Insurance Act 2008 and is regulated by the Isle of Man Government Insurance and Pensions Authority which ensures that the company has sound and professional management and provision has been made to protect policy owners. For life assurance companies authorised in the Isle of Man, the Isle of Man’s Life Assurance (Compensation of Policyholders) Regulations 1991, ensure that in the event of a life assurance company being unable to meet its liabilities to its policy owners, up to 90% of the liability to the protected policy owners will be met. The protection only applies to the solvency of Zurich International Life Limited and does not extend to protecting the value of the assets held within any unit-linked funds linked to your policy. Not for sale to residents or nationals of the United States including any United States federally controlled territory. Calls may be recorded or monitored in order to offer additional security, resolve complaints and for training, administrative and quality purposes. Zurich International Life Limited (Singapore branch) is licensed by the Monetary Authority of Singapore to conduct life insurance business in Singapore. Member of the Life Insurance Association of Singapore. Member of the Singapore Financial Dispute Resolution Scheme.

Zurich International Life Limited provides life assurance, investment and protection products and is authorised by the Isle of Man Government Insurance and Pensions Authority. Registered in the Isle of Man number 20126C. Registered office: 43-51 Athol Street, Douglas, Isle of Man, IM99 1EF, British Isles. Telephone +44 1624 662266 Telefax +44 1624 662038 www.zurichinternational.com. Zurich International Life Limited acting through its Singapore branch at Singapore Land Tower #29-05, 50 Raffles Place, Singapore 048623. Telephone +65 6876 6750 Telefax +65 6876 6751. Registered in Singapore No. T05FC6754E.

IF YOU’D LIKE TO KNOW MORE ABOUT HOW VISTA COULD HELP YOU REALISE YOUR AMBITIONS, PLEASE CONTACT YOUR RELEVANT FINANCIAL PROFESSIONAL.

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MEETING THE COSTS OF EDUCATIONWITH ZURICH INTERNATIONAL LIFE’S VISTA

A GOOD EDUCATION MIGHT BE THE BEST GIFT YOU COULD GIVE YOUR CHILD. However, with the costs of quality education rising worldwide,

how will you meet the expense?

Source: http://www.studycostcompare.com/. Figures show the costs for study in a full time 4 year Bachelors Business course in Singapore, UK, USA and Australia as at May 2014.

ONLY45%

OF SINGAPOREAN PARENTS ARE FINANCIALLY PREPARED FOR THEIR CHILDREN’S EDUCATION

Source: OCBC Bank – Media Release – Family research. February 2014.

UK: Your costs breakdown (SGD)Tuition ........................................... 77,772Travel ...............................................3,800Accommodation ............................ 18,624Books .............................................. 1,144Bills ..................................................6,836Food ................................................9,568Household .......................................2,608Insurance ............................................284Clothing ..........................................3,824Leisure ........................................... 12,492Total �������������������������������������136,952

USA: Your costs breakdown (SGD)Tuition ............................................105,216Travel .................................................. 3,128Accommodation .............................. 24,048Books .........................................................Bills .....................................................9,020Food ...................................................9,020Household ..................................................Insurance ........................................... 4,008Clothing .....................................................Leisure ................................................6,012Total ��������������������������������������� 160,452

Australia: Your costs breakdown (SGD)Tuition ........................................................83,600Travel ............................................................9,900Accommodation .........................................44,580Books ........................................................... 2,328Bills ...............................................................8,348Food ............................................................16,716Household .................................................... 2,320Insurance ...................................................... 2,320Clothing ....................................................... 3,716Leisure ..........................................................9,660Total �������������������������������������������������183,488

Singapore: Your costs breakdown (SGD)Tuition .......................................................... 60,000Travel ...............................................................2,880Accommodation ........................................... 38,400Books ..............................................................2,880Bills ................................................................. 4,800Food ..............................................................14,400Household .......................................................1,440Insurance ............................................................384Clothing ..........................................................3,360Leisure ............................................................ 3,840Total ��������������������������������������������������� 132,384