Post on 24-Mar-2022
Quarterly ReviewJuly 2019Working for People, Not for Profits.
“Your Hometown Credit union!”
Quarterly ReviewJuly 2019Working for People, Not for Profits.
“Your Hometown Credit union!”
Quarterly ReviewJuly 2019
We would like to congratulate our 2019 Santee Cooper Credit Union Scholarship Winners, Makenzie Camlin (Berkeley High School), Savannah Whetzel (Berkeley High School), and Aaron Freer (Socastee High School). These scholarship winners were judged based on thefollowing criteria: an essay, school and community involvement, overall GPA, and a personal statement. Each student was awarded $1,000 to use towards the cost of continuing their education this fall.
SCCU would like to wish each of them the best of luck as they start the next chapter in their lives.
Working for People, Not for Profits.
OUR NEW WEBSITE IS HERE!We are excited to say that our new website launched on June 17, 2019. The website has a fresh look featuring new and updated content. With the new site, you can find electronic copies of past newsletters, information on our loan protection products, financial calculators, financial articles about various topics as well as a built in ATM Locator to help you find the closest surcharge-free ATMs nearest you.
Another great feature of the new design is that the website is now responsive, which makes it so much easier to view on your mobile phone or tablet. A responsive design means that the screen will adjust to the device you are viewing it on.
“Your Hometown Credit union!”
Please take some time to explore the website. If you have any questions when looking around, feel free to give either of our branches a call. We are here to help and hope that you enjoy the new site as much as we do.
Quarterly ReviewJuly 2019
We would like to congratulate our 2019 Santee Cooper Credit Union Scholarship Winners, Makenzie Camlin (Berkeley High School), Savannah Whetzel (Berkeley High School), and Aaron Freer (Socastee High School). These scholarship winners were judged based on the following criteria: an essay, school and community involvement, overall GPA, and a personal statement. Each student was awarded $1,000 to use towards the cost of continuing their education this fall.
SCCU would like to wish each of them the best of luck as they start the next chapter in their lives.
Working for People, Not for Profits.
OUR NEW WEBSITE IS HERE!We are excited to say that our new website launched on June 17, 2019. The website has a fresh look featuring new and updated content. With the new site, you can find electronic copies of past newsletters, information on our loan protection products, financial calculators, financial articles about various topics as well as a built in ATM Locator to help you find the closest surcharge-free ATMs nearest you.
Another great feature of the new design is that the website is now responsive, which makes it so much easier to view on your mobile phone or tablet. A responsive design means that the screen will adjust to the device you are viewing it on.
“Your Hometown Credit union!”
Please take some time to explore the website. If you have any questions when looking around, feel free to give either of our branches a call. We are here to help and hope that you enjoy the new site as much as we do.
Quarterly ReviewJuly 2019Working for People, Not for Profits.
“Your Hometown Credit union!”
Quarterly ReviewJuly 2019
We would like to congratulate our 2019 Santee Cooper Credit Union Scholarship Winners, Makenzie Camlin (Berkeley High School), Savannah Whetzel (Berkeley High School), and Aaron Freer (Socastee High School). These scholarship winners were judged based on thefollowing criteria: an essay, school and community involvement, overall GPA, and a personal statement. Each student was awarded $1,000 to use towards the cost of continuing their education this fall.
SCCU would like to wish each of them the best of luck as they start the next chapter in their lives.
Working for People, Not for Profits.
OUR NEW WEBSITE IS HERE!We are excited to say that our new website launched on June 17, 2019. The website has a fresh look featuring new and updated content. With the new site, you can find electronic copies of past newsletters, information on our loan protection products, financial calculators, financial articles about various topics as well as a built in ATM Locator to help you find the closest surcharge-free ATMs nearest you.
Another great feature of the new design is that the website is now responsive, which makes it so much easier to view on your mobile phone or tablet. A responsive design means that the screen will adjust to the device you are viewing it on.
“Your Hometown Credit union!”
Please take some time to explore the website. If you have any questions when looking around, feel free to give either of our branches a call. We are here to help and hope that you enjoy the new site as much as we do.
Quarterly ReviewJuly 2019
We would like to congratulate our 2019 Santee Cooper Credit Union Scholarship Winners, Makenzie Camlin (Berkeley High School), Savannah Whetzel (Berkeley High School), and Aaron Freer (Socastee High School). These scholarship winners were judged based on the following criteria: an essay, school and community involvement, overall GPA, and a personal statement. Each student was awarded $1,000 to use towards the cost of continuing their education this fall.
SCCU would like to wish each of them the best of luck as they start the next chapter in their lives.
Working for People, Not for Profits.
OUR NEW WEBSITE IS HERE!We are excited to say that our new website launched on June 17, 2019. The website has a fresh look featuring new and updated content. With the new site, you can find electronic copies of past newsletters, information on our loan protection products, financial calculators, financial articles about various topics as well as a built in ATM Locator to help you find the closest surcharge-free ATMs nearest you.
Another great feature of the new design is that the website is now responsive, which makes it so much easier to view on your mobile phone or tablet. A responsive design means that the screen will adjust to the device you are viewing it on.
“Your Hometown Credit union!”
Please take some time to explore the website. If you have any questions when looking around, feel free to give either of our branches a call. We are here to help and hope that you enjoy the new site as much as we do.
Loan Rates & Information*
*Effective as of 06-25-2019
LOAN TYPE ANNUAL PERCENTAGE RATE
Home Equity (variable) ................5.50%Share Secured up to 24 mo ............ 2.00% up to 60 mo .................................... 4.00%Certificate Loan 2% above Certificate rate up to maturity of certificateVISA Classic.................................. 11.99%VISA Platinum ................................ 8.99%
Loans are also offered on New and Used Automobiles, Recreational Vehicles
and Personal Loans.
DIVIDEND NEWSFor the second quarter of 2019 dividends were posted on 06-30-2019 as follows:$ 5 & up........................................0.10% APY**Annual Percentage Yield
Holiday Closings The credit union will be closed to observe the following holidays:
Independence Day, Thursday, July 4, 2019
Labor Day, Monday September 2, 2019
DIRECTORYAbout Our Offices
MAIN OFFICE 612 Rembert C. Dennis Blvd.
Moncks Corner, SC 29461Phone #: (843) 761-4001Fax #: (843) 761-7011
Melynda Champion • Rhonda Rosenberger • Lynn Ray • Michelle Jones • Cathy Bowers
• Sara Nan Barfield • Antuan Cromedy • Travon Middleton
• Courtney Martin • Marcie Henderson • Raquel Johnson • Kelly Stone • Pam Bauman
MYRTLE BEACH BRANCH1232 Farrow Parkway • Suite A
Myrtle Beach, SC 29577Phone #: (843) 839-2225Fax #: (843) 839-2227
Kathy Hane • Amy Goss • Monte McCrea
HOURS 8:15 a.m.-5:00 p.m. • Monday-Friday
Drive-thru open until 5:30 pm on Friday
GEORGETOWN-WGS8:00 a.m.-11:30 a.m. • Tuesdays • ext. 2470
CROSS-CGS8:00 a.m.-11:30 a.m. • Wednesdays • ext. 6328
HOME TELECOM MAIN OFFICEDAILY COURIER SERVICE
EMAIL:SCCU@homesc.com
BOARD OF DIRECTORSWilliam Finn, Chair
Susan Jackson, Vice ChairLeisa Stilley, Secretary
Denny Thompson, TreasurerKaren Whaley
William BarlowClayton Mauldin
Will BrownRosa Lee Deavers
CREDIT COMMITTEE Chris WilsonAlfred Beaty
Thomas Edens
SUPERVISORY COMMITTEE Lauren Christensen
James StewartKaryn Seesan
Financial FactsAs of 05-31-2019
LOANS: .............................. $40,841,718 SHARES: ........................... $49,696,730ASSETS: ........................... $ 56,609,181MEMBERS: ................................... 7,905
For any questions, please feel free to contact the Credit Union in Moncks Corner at (843) 761-4001 or in Myrtle Beach at (843) 839-2225.
Loan Rates & Information*
*Effective as of 06-25-2019
LOAN TYPE ANNUAL PERCENTAGE RATE
Home Equity (variable) .................5.50%Share Secured up to 24 mo ............ 2.00% up to 60 mo .................................... 4.00%Certificate Loan 2% above Certificate rate up to maturity of certificateVISA Classic.................................. 11.99%VISA Platinum ................................ 8.99%
Loans are also offered on New and Used Automobiles, Recreational Vehicles
and Personal Loans.
DIVIDEND NEWSFor the second quarter of 2019 dividends were posted on 06-30-2019 as follows:$ 5 & up........................................0.10% APY**Annual Percentage Yield
Holiday Closings The credit union will be closed to observe the following holidays:
Independence Day, Thursday, July 4, 2019
Labor Day, Monday September 2, 2019
DIRECTORYAbout Our Offices
MAIN OFFICE 612 Rembert C. Dennis Blvd.
Moncks Corner, SC 29461Phone #: (843) 761-4001Fax #: (843) 761-7011
Melynda Champion • Rhonda Rosenberger • Lynn Ray • Michelle Jones • Cathy Bowers
• Sara Nan Barfield • Antuan Cromedy• Travon Middleton
• Courtney Martin • Marcie Henderson • Raquel Johnson • Kelly Stone • Pam Bauman
MYRTLE BEACH BRANCH1232 Farrow Parkway • Suite A
Myrtle Beach, SC 29577Phone #: (843) 839-2225Fax #: (843) 839-2227
Kathy Hane • Amy Goss • Monte McCrea HOURS
8:15 a.m.-5:00 p.m. • Monday-FridayDrive-thru open until 5:30 pm on Friday
GEORGETOWN-WGS8:00 a.m.-11:30 a.m. • Tuesdays • ext. 2470
CROSS-CGS8:00 a.m.-11:30 a.m. • Wednesdays • ext. 6328
HOME TELECOM MAIN OFFICEDAILY COURIER SERVICE
EMAIL:SCCU@homesc.com
BOARD OF DIRECTORSWilliam Finn, Chair
Susan Jackson, Vice ChairLeisa Stilley, Secretary
Denny Thompson, TreasurerKaren Whaley
William BarlowClayton Mauldin
Will BrownRosa Lee Deavers
CREDIT COMMITTEE Chris WilsonAlfred Beaty
Thomas Edens
SUPERVISORY COMMITTEE Lauren Christensen
James StewartKaryn Seesan
Financial FactsAs of 05-31-2019
LOANS: .............................. $40,841,718 SHARES: ........................... $49,696,730ASSETS: ............................ $56,609,181MEMBERS: ................................... 7,905
For any questions, please feel free to contact the Credit Union in Moncks Corner at (843) 761-4001 or in Myrtle Beach at (843) 839-2225.
Loan Rates & Information**Effective as of 06-25-2019
LOAN TYPE ANNUAL PERCENTAGE RATE
Home Equity (variable)..................5.50%Share Secured up to 24 mo ............ 2.00%
up to 60 mo.................................... 4.00%Certificate Loan 2% above Certificate rateup to maturity of certificateVISA Classic.................................. 11.99%VISA Platinum................................ 8.99%
Loans are also offered on New and UsedAutomobiles, Recreational Vehicles
and Personal Loans.
DIVIDEND NEWSFor the second quarter of 2019 dividendswere posted on 06-30-2019 as follows:$ 5 & up........................................0.10% APY**Annual Percentage Yield
Holiday ClosingsThe credit union will be closed to observethe following holidays:
Good Friday, Friday, April 19, 2019
Memorial Day, Monday May 27, 2019
Independence Day, Thursday, July 4, 2019
DIRECTORYAbout Our Offices
MAIN OFFICE612 Rembert C. Dennis Blvd.
Moncks Corner, SC 29461Phone #: (843) 761-4001Fax #: (843) 761-7011
Melynda Champion • Rhonda Rosenberger • Lynn Ray • Michelle Jones • Cathy Bowers
• Sara Nan Barfield • Antuan Cromedy• Travon Middleton • Courtney Martin
• Marcie Henderson • Raquel Johnson• Kelly Stone • Pam Bauman
MYRTLE BEACH BRANCH
1232 Farrow Parkway • Suite AMyrtle Beach, SC 29577Phone #: (843) 839-2225Fax #: (843) 839-2227
Kathy Hane • Amy Goss • Monte McCrea
HOURS 8:15 a.m.-5:00 p.m. • Monday-Friday Drive-
thru open until 5:30 pm on Friday
GEORGETOWN-WGS8:00 a.m.-11:30 a.m. • Tuesdays • ext. 2470
CROSS-CGS8:00 a.m.-11:30 a.m. • Wednesdays • ext. 6328
HOME TELECOM MAIN OFFICEDAILY COURIER SERVICE
EMAIL:SCCU@homesc.com
BOARD OF DIRECTORSWilliam Finn, Chair
Susan Jackson, Vice ChairLeisa Stilley, Secretary
Denny Thompson, TreasurerKaren Whaley
William BarlowClayton Mauldin
Will BrownRosa Lee Deavers
CREDIT COMMITTEE Chris WilsonAlfred Beaty
Thomas Edens
SUPERVISORY COMMITTEE
Lauren Christensen James StewartKaryn Seesan
Financial FactsAs of 05-31-2019
LOANS: ............................. $39,778,503SHARES:........................... $47,948,305ASSETS: ........................... $55,587,283MEMBERS: .................................. 7,864
Call or stop by one of our branches today to see how we can help you with your savings needs this summer! We offer a variety of savings options including: *Savings Accounts*Share Certificates/IRA's*Christmas Clubs for holiday expenses*Young Savers Accounts for ages 18 and under
*Share Certificate Rates are stated as Annual Percentage Yield (APY). The dividend rate and annual percentage yield for the Share Certificate is fixed and will be in effect for a 12 month term. Dividends compound quarterly and this Certificate special requires a $500 minimum deposit. Offer may end at any time. Restrictions do apply. Early withdrawal penalties may apply.
For any questions, please feel free to contact the Credit Union inMoncks Corner at (843) 761-4001 or in Myrtle Beach at (843) 839-2225.
Did you know that you can get a free credit report every year?
The Fair Credit Reporting Act (FCRA) requires that each of the credit reporting companies - Equifax, Experian, and TransUnion - provide you with a free copy of your credit report once every 12 months. This is a great way to monitor your credit throughout the year since you have the choice of when you would like to pull credit from each of these companies.
To order your free credit report, you can visit www.annualcreditreport.com or call 1-877-322-8228.
Accessing your free report can help defend yourself from identity theft as well as ensure that the information reported on your credit report is accurate.
For more information, you can visit the Federal Trade Commission's website at https://www.consumer.ftc.gov and search for the "Building a Better Credit Report" publication.
Loan Rates & Information**Effective as of 03-26-2018
LOAN TYPE ANNUAL PERCENTAGE RATE
Home Equity (variable)..................5.5%Share Secured up to 24 mo ............ 2.00%
up to 60 mo.................................... 4.00%Certificate Loan 2% above Certificate rateup to maturity of certificateVISA Classic.................................. 11.99%VISA Platinum................................ 8.99%
Loans are also offered on New and UsedAutomobiles, Recreational Vehicles
and Personal Loans.
DIVIDEND NEWSFor the first quarter of 2018 dividends wereposted on 3-31-2018 as follows:$ 5 & up........................................0.10% APY**Annual Percentage Yield
Holiday ClosingsThe credit union will be closed to observethe following holidays:
Good Friday, Friday, April 19, 2019
Memorial Day, Monday May 27, 2019
Independence Day, Thursday, July 4, 2019
DIRECTORYAbout Our Offices
MAIN OFFICE612 Rembert C. Dennis Blvd.
Moncks Corner, SC 29461Phone #: (843) 761-4001Fax #: (843) 761-7011
Melynda Champion • Rhonda Rosenberger• Lynn Ray • Michelle Jones • Cathy Bowers
• Sara Nan Barfield • Antuan Cromedy• Travon Middleton • Brittany Bradley• Courtney Martin • Marcie Henderson
• Raquel Johnson • Kelly Stone
MYRTLE BEACH BRANCH1232 Farrow Parkway • Suite A
Myrtle Beach, SC 29577Phone #: (843) 839-2225Fax #: (843) 839-2227
Kathy Hane • Amy Goss • Lori Holdren
HOURS8:15 a.m.-5:00 p.m. • Monday-Friday
Drive-thru open until 5:30 pm on Friday
GEORGETOWN-WGS8:00 a.m.-11:30 a.m. • Tuesdays • ext. 2470
CROSS-CGS8:00 a.m.-11:30 a.m. • Wednesdays • ext. 6328
HOME TELECOM MAIN OFFICEDAILY COURIER SERVICE
EMAIL:SCCU@homesc.com
BOARD OF DIRECTORSWilliam Finn, Chair
Susan Jackson, Vice ChairLeisa Stilley, Secretary
Denny Thompson, TreasurerKaren Whaley
William BarlowClayton Mauldin
Will BrownRosa Lee Deavers
CREDIT COMMITTEEChris WilsonAlfred Beaty
Thomas Edens
SUPERVISORY COMMITTEELauren Christensen
James StewartKaryn Seesan
Financial FactsAs of 02-28-2018
LOANS: ............................. $39,778,503SHARES:........................... $47,948,305ASSETS: ........................... $55,587,283MEMBERS: .................................. 7,864
Thank You to Our Members!Thank you to all of our members that attended the Annual Meeting on February 12, 2019. During the Annual Meeting, elections were held for the Board of Directors, Credit Committee and Supervisory Committee. William Finn, Susan Jackson, Karen Whaley, Clayton Mauldin, Thomas Edens, and Lauren Christensen were all ap-proved by a unanimous decision to serve as a Board or Committee Member. Our Board Chairman, William Finn, discussed the launch of the new Santee Cooper Credit Union website, the conclusion of a research project on a new Data Processor, which means that SCCU will migrate to an upgraded system in the upcoming year, and the completion of a Strategic Planning Session that was held in 2018. If you would like to pick up a copy of the 2018 Annual Report that was distributed during the Annual Meeting, please feel free to stop by one of our branches. We will have copies available in the lobby.
CORRECTION: to January 2019 NewsletterIn the January 2019 Quarterly Newsletter, we talkedabout the CardValet® app. One of the things thatwas mentioned about the app was the ability tolimit geographic locations including internationaltransactions. With this app, you can only limittransactions that are within the United States andnot ones that are international. We are sorry forany confusion this may have caused, but wanted tomake sure to alert you of the correction regardingthe content that was published in January. If youhave any questions about CardValet® or how todownload it, please feel free to call either of ourbranches.
For any questions, please feel free to contact the Credit Union inMoncks Corner at (843) 761-4001 or in Myrtle Beach at (843) 839-2225.
Loan Rates & Information*
*Effective as of 03-26-2018
LOAN TYPE ANNUAL PERCENTAGE RATE
Home Equity (variable) ..................5.5%Share Secured up to 24 mo ............ 2.00% up to 60 mo .................................... 4.00%Certificate Loan 2% above Certificate rate up to maturity of certificateVISA Classic.................................. 11.99%VISA Platinum ................................ 8.99%
Loans are also offered on New and Used Automobiles, Recreational Vehicles
and Personal Loans.
DIVIDEND NEWSFor the first quarter of 2018 dividends were posted on 3-31-2018 as follows:$ 5 & up........................................0.10% APY**Annual Percentage Yield
Holiday Closings The credit union will be closed to observe the following holidays:
Good Friday, Friday, April 19, 2019
Memorial Day, Monday May 27, 2019
Independence Day, Thursday, July 4, 2019
DIRECTORYAbout Our Offices
MAIN OFFICE 612 Rembert C. Dennis Blvd.
Moncks Corner, SC 29461Phone #: (843) 761-4001Fax #: (843) 761-7011
Melynda Champion • Rhonda Rosenberger • Lynn Ray • Michelle Jones • Cathy Bowers
• Sara Nan Barfield • Antuan Cromedy • Travon Middleton • Brittany Bradley • Courtney Martin • Marcie Henderson
• Raquel Johnson • Kelly Stone
MYRTLE BEACH BRANCH1232 Farrow Parkway • Suite A
Myrtle Beach, SC 29577Phone #: (843) 839-2225Fax #: (843) 839-2227
Kathy Hane • Amy Goss • Lori Holdren
HOURS 8:15 a.m.-5:00 p.m. • Monday-Friday
Drive-thru open until 5:30 pm on Friday
GEORGETOWN-WGS8:00 a.m.-11:30 a.m. • Tuesdays • ext. 2470
CROSS-CGS8:00 a.m.-11:30 a.m. • Wednesdays • ext. 6328
HOME TELECOM MAIN OFFICEDAILY COURIER SERVICE
EMAIL:SCCU@homesc.com
BOARD OF DIRECTORSWilliam Finn, Chair
Susan Jackson, Vice ChairLeisa Stilley, Secretary
Denny Thompson, TreasurerKaren Whaley
William BarlowClayton Mauldin
Will BrownRosa Lee Deavers
CREDIT COMMITTEE Chris WilsonAlfred Beaty
Thomas Edens
SUPERVISORY COMMITTEE Lauren Christensen
James StewartKaryn Seesan
Financial FactsAs of 02-28-2018
LOANS: ............................. $39,778,503 SHARES: ........................... $47,948,305ASSETS: ........................... $55,587,283MEMBERS: .................................. 7,864
Thank You to Our Members! Thank you to all of our members that attended the Annual Meeting on February 12, 2019. During the Annual Meeting, elections were held for the Board of Directors, Credit Committee and Supervisory Committee. William Finn, Susan Jackson, Karen Whaley, Clayton Mauldin, Thomas Edens, and Lauren Christensen were all ap-proved by a unanimous decision to serve as a Board or Committee Member. Our Board Chairman, William Finn, discussed the launch of the new Santee Cooper Credit Union website, the conclusion of a research project on a new Data Processor, which means that SCCU will migrate to an upgraded system in the upcoming year, and the completion of a Strategic Planning Session that was held in 2018. If you would like to pick up a copy of the 2018 Annual Report that was distributed during the Annual Meeting, please feel free to stop by one of our branches. We will have copies available in the lobby.
CORRECTION: to January 2019 Newsletter In the January 2019 Quarterly Newsletter, we talked about the CardValet® app. One of the things that was mentioned about the app was the ability to limit geographic locations including international transactions. With this app, you can only limit transactions that are within the United States and not ones that are international. We are sorry for any confusion this may have caused, but wanted to make sure to alert you of the correction regarding the content that was published in January. If you have any questions about CardValet® or how to download it, please feel free to call either of our branches.
For any questions, please feel free to contact the Credit Union in Moncks Corner at (843) 761-4001 or in Myrtle Beach at (843) 839-2225.