Post on 15-Aug-2015
{ We Are Partners
Promises Kept
People/Culture Communication Leadership Ownership/Stability Compensation Secondary Investors Streamlined Procedures
www.unionhomemortgage.com/careers
Appraisal Management Underwriting Technology Support Marketing Flexibility President’s/Union Clubs Senior Partner Society
Vast Experience Raving Fan Customer Service Camaraderie that sets us apart Passion Energy Code of Conduct We “Have fun, but get it done
on time” Speed
People/Culture
Constant Communication Daily Huddles for Departments Monthly Corporate Conference Calls GBSB Tour Stop Visits to Every Branch Twice per
Year Weekly/Monthly Training via Web-Ex and
Conference Call Sessions Communication in Technology
Communication
Profitable Every Year Correspondent Retail Lender with TPO
Wholesale Department Independent Ownership, Strong Net Worth No Corporate Debt President & CEO is Chairman of Mortgage
Bankers Association of America, Past President of OMBA, & Past MORPAC Chairman
Warehouse Capacity to Double Our Size
Ownership/Stability
Senior Management Team has been on staff for over 10 years, in the mortgage industry for over 20 years
Built for Loan Officers, by Loan Officers Constantly working on enhancements to
improve efficiency Strong producing ‘cornerstone’ Branch
Managers with incentive to build the business
Leadership
BPS Plans from 100 to 200 (most popular 125 to 150)
Minimum Commission Structures from 800 to 1,600
Maximum Commission Structures from 2,000 to 10,000
LO Compensation
Great Support Team Available for Assistance Over-Night Price Protection, even on
weekends
Secondary
We have relationships with all the top investors in the country including Freddie Mac (direct), Fannie Mae (direct), Ginnie Mae (direct), Wells Fargo, Franklin American Mortgage, New Penn Financial and EverBank offering Conventional, FHA, VA, USDA, Jumbo and Super-Jumbo loans. In addition, we support bond programs including OHFA, PHFA, MHDC, IHFA, NCHFA and CalHFA.
Conventional, FHA, VA, USDA, Jumbo, HFA
products
Investors
Efficient Loan Flow System (ELF) System Based on Speed and Efficiency The Closing Date Means Everything State of the Art Reporting for Loan Officers
and Internal Staff Automated Reminders Sales and Operations Work Cohesively Loan Officer Control Over Fulfillment Piece
Streamline Procedures
Direct Endorsed since 1971 with Billions Closed
VA LAPP Authority All Underwriters are cross-trained for all
products Similar Approach Risk Committee available to review files
prior to and after origination
Underwriting
Officers linked via securely encrypted Virtual Private Network (VPN)
Encompass 360 EPPS Pricing Engine Motivity Websites Web-Ex/Screen-Share Training Video Conferencing Platinum Support
Technology
Transitional Coordinator General Sales Manager (help desk,
transaction support) Vast Online Investor Library Pick up the phone, contact anyone at
anytime Answers when you need them Office On-Boarding Team Senior Management Emergency Response
Team
LO Support
Traditional Flyers & Brochures Customized Materials created for you with
no design cost Newsletters, Internal & External Automated Marketing System (View the
video here!) E-Business Cards Websites Presentation Material for first time
homebuyers, referral partners, affinity groups
Marketing Support
All Employees are Partners, engaged in the direction of the company
All Partners have a voice Need to be able to adapt quickly to invoke
positive changes The ability to recognize a better idea and
implement that idea
Flexibility
President’s Club: Top 15 Loan Officers Union Club: 16 through 30
Senior Partner Society: Over 25 members of
the staff, including many Loan Officers, have been with UHM for over 10 years!
President’s Club, Union Club, & The Senior Partner Society