Supporting students & Student Finance

Further information and Updates

Available to download via www.cardiff.ac.uk/studentsupport/

Under the ‘Advice & Guidance’ section

Academic & Skills Development Centre

Mental Health Student Advisers

Eligibility for funding

Must have been resident in the UK for 3 years prior to the start of the course

No restrictions on stay in the UK

EU Students (Non UK) are usually eligible for fees funding

Years 1 to 4 plus

Preliminary Year if applicable

Tuition Fees 2013/14

Cardiff University

currently charges £9,000 p.a.

for all Undergraduate courses

• Tuition fee loans are available to all eligible students

• Covers whole of the tuition fee• Not income assessed• Paid directly to the university • Student repays after they have

graduated

Students will NOT have to pay Tuition Fees up-front

The Tuition Fee Grant

• Applicable to Welsh domiciled students • Students pay the first £3,575 • Fees over £3,575 (£5425) will be covered

by the Welsh Government• Can study anywhere in the UK• Not means tested• Not repayable

Funding for other costs

E.g. food, accommodation, travel home, bills, leisure, books etc

Grant and Maintenance Loan

The Grant is income assessed25% of the Maintenance Loan is income

assessed

Funding for 2013/14 entrantswho normally live in Wales

Household Income

Assembly Learning Grant

Maintenance Loan

Total each year

Up to £18,370 £5161 £2575 £7736

£25,000 £3347 £3477 £6824

£30,000 £2099 £4101 £6200

£34,000 £1142 £4579 £5721

£40,000 £734 £4783 £5517

£50,753 £0 £5150 £5150

£57,188 + £0 £3863 £3863

Funding for 2013/14 entrantswho normally live in England

Household Income

Maintenance Grant

Maintenance Loan

Total Each year

Up to £25,000 £3354 £3823 £7177

£30,000 £2416 £4292 £6708

£35,000 £1478 £4761 £6239

£40,000 £540 £5230 £5770

£45,000 £0 £5288 £5288

£50,000 £0 £4788 £4788

£62,125 + £0 £3575 £3575

Students have to apply for funding each year of their course

English domicile Welsh domicile

PN1 Form PN1 Form

Download form or apply on line Download form or apply on line

www.direct.gov.uk/studentfinance www.studentfinancewales.co.uk

Applications usually open from March of year of entryDeadline usually in May

Cardiff UniversityAdditional Awards

Cardiff University Bursary Top up support for living costs Income assessed (Income under £42,600) No separate application required

Communities First Award Students from a Communities First Area in Wales Household income under £42,600 Either £1000 discount in residence fees or £500 travel grant

Care Leaver Bursary £1000 in 1st yr, £750 in subsequent yrs and £500 in final term

Next Step Bursary £1000 in 1st yr - household income under £42,600 and already

part of the University Step Up Programme

Check www.cardiff.ac.uk/ for further details and the funding calculator

Cardiff UniversityAdditional Awards

Year 5of Medicine

NHS funding

Minimum funding for the year = £2,811NHS Grant + Reduced Student Loan

Maximum funding for the year = £6,304NHS Grant + Reduced Student Loan + income assessed NHS Bursary

Tuition Fees paid by the NHSThis is NOT income assessed

Support for living costs

Support for studies

Allowances to help with extra costs of studying related to a disability or dyslexia

I.T. Equipment Learning materials Copying & books Other support e.g. note taking, travel

This support is non income assessedAvailable for all years of the course

What about the costs?

Where will the money go?

• Halls–SC en-suite (Average) £382• Food £143• Toiletries/laundry £ 22• Books/course £ 38• Travel (inc. travel home) £ 39• Phone, T.V, Insurance £ 37• Social/leisure £130

• Total £791 per month

Accommodation costs

Allensbank House (Nearest to the Heath Hospital site)

Rent from £375 to £470 per month incl. bills

Other University Residences

Rent from £242 to £422 per month incl. bills

Shared private student house

Average rent is £282 per month plus bills

www.cardiff.ac.uk/residenceswww.cardiffdigs.org.uk/

Are there any extra costs?

• Placement costs• Running a car?• Elective

How do students manage? Part-time work? Vacation work? Live at home while studying?

Support from family

Use student discount offers e.g. rail card, shops etc

Buy 2nd hand text books

Student account interest free overdraft

Additional funding optionsCheck Student Support Centre web pages

Repaying the Student Loan

Salary Monthly repayment£21,000 NIL

£22,000 £7.50

£25,000 £30.00

£30,000 £67.50

£40,000 £142.50

£50,000 £217.50

Interest at rate of inflation plus 3% is applied while studying. After graduation interest is at rate of inflation plus up to 3%

depending on income

If you have any queries about student funding or other support before starting at university contact us

(029) 2074 2070 (Heath Hospital site)(029) 2087 4844 (Park Place – Main Campus)

studentsupportcentre@cardiff.ac.uk

www.cardiff.ac.uk/studentsupport/