Saving for your own education workbook

Post on 21-Jul-2016

220 views 0 download

description

You can have a brighter future if you start saving for your education now!

Transcript of Saving for your own education workbook

Help Yourself For A Brighter Future!

Why? Ask yourself why you want to save for your own education?

Reason 1 : ______________________________________

______________________________________

Reason 2 : ______________________________________

______________________________________

Reason 3 : ______________________________________

______________________________________

Reason 4 : ______________________________________

______________________________________

Reason 5 : ______________________________________

______________________________________

Reason 6 : ______________________________________

______________________________________

Reason 7 : ______________________________________

______________________________________

Reason 8 : ______________________________________

______________________________________

When? Ask yourself when you want to achieve your financial goal of

saving for your education? Let us set a date today for this

financial goal you want to achieve.

Decide on the date you will save enough for your own education

Date of Saving Enough for My Own Education

Day : ____ Month : ____ Year : ____

Duration of Time for Saving for My Own Education -

The numbers of days you can plan to save each day so

that you can reach your financial goal of saving enough

for your own education.

Duration of Time for Saving for My Own Education =

Date of Saving Enough for My Own Education - Today Date

Duration of Time for Saving : ___ Years ___ Months ___ Days

= ___ Days

How? Ask yourself how much you need to save for your education?

Have you research how much you need for your tuition fee for

your education and have you also calculate how much you will

need for your daily expenses when you are studying in that

course?

Tuition Fee

Transport +

Meals +

Other expenses if any? - +

Other expenses if any? - +

Other expenses if any? - +

Total amount of money you need to be saved for your education

=

Now, you know how much you need to save enough for your own

education

Amount of

MONEY TO SAVE,

$ ____________

for My Own Education

What? What is the amount of money that is needed to save per day,

per month, per year so that you can reach your financial goal of

saving that calculated amount of money needed for your

education?

You need to calculate and know how much you need to save

per day, per month, per year!

Save By The Day

Amount of Money Needed to Save per Day =

(Amount of MONEY TO SAVE, $____________ for My Own

Education) Divided By ( Numbers of Days, _____ Days)

Save By The Month

Amount of Money Needed to Save per Month =

{[(Amount of MONEY TO SAVE, $____________ for My Own

Education) Divided By ( Numbers of Days, _____ Days)] Multiple By 30 Days if

we are calculating based on an average of 30 days per month}

Save By The Year

Amount of Money Needed to Save per Year =

{[(Amount of MONEY TO SAVE, $____________ for My Own

Education) Divided By ( Numbers of Days, _____ Days)] Multiple By 30 Days if

we are calculating based on an average of 30 days per month} Multiple By 12

as there is 12 months a year

What? What is the amount of money you need to save per day, per

month, per year?

Amount of

MONEY TO SAVE PER DAY,

$ ____________

for My Own Education;

Amount of

MONEY TO SAVE PER MONTH,

$ ____________

for My Own Education;

Amount of

MONEY TO SAVE PER YEAR,

$ ____________

for My Own Education

Where? Now, you know how much you need to save per day, per

month, per year, ask yourself where can you save the money

from? Can you save from the pocket money your parent has

given you? Can you save from the salary from your part-time or

full-time job? Can you save from the profit of your mini

businesses?

If you do not know where your possible sources of money you

can save from, you might want to spend some time thinking of

creating new sources of money so that you can start saving for

your education.

Where can you save from?

Pocket money from parent /day /month / year

Salary from part-time or full-time job

/day /month / year

Profit of mini businesses /day /month / year

Other sources of money if any? -

/day /month / year

Other sources of money if any? -

/day /month / year

Other sources of money if any? -

/day /month / year

Action Saving Plan!

I will save

MONEY TO SAVE PER DAY, PER MONTH,

PER YEAR

$ ____________

for My Own Education;

from SOURCES OF MONEY,

________________________________________

________________________________________

I am committed and disciplined to save and

reach my financial goal on Date : ___________

NAME & SIGNATURE _____________________

DATE _____________________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Month : _________ Year : _________

Record of Saving

1

2 3 4 5 6

7

8 9 10 11 12

13

14 15 16 17 18

19

20 21 22 22 22

23

24 25 26 27 28

29

30 31

TOTAL MONEY SAVED FOR THIS MONTH $_________

Evaluate Your Success!

Total Up Your Monthly Saving!

Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Month

$ Total Saved for Year _______ $

Total Saved for Year _______ $

Total Saved for Year _______ $

Evaluate Your Success!

Total Up All Your Saving!

Total Saved for Year _______

$

Total Saved for Year _______

$

Total Saved for Year _______

$

Total Saved for Your Own Education

$

Evaluate Your Success!

I manage to

save MONEY YOU HAVE SAVED

$ ____________

for

My Own Education

Author – Sean Toh

FRANK By OCBC will provide you with the essentail education and tools for you to start saving for

your education! www.frankbyocbc.com