Over the years, many members have benefited fromattending SSS and SASS retirement planningseminars. The feedback from attendees indicatesmembers gain valuable knowledge of the intricaciesof their scheme and how to get the most out of it.Next year’s schedule is on the back page, making iteasy for you to book ahead.

I am pleased to announce that in 2010 we will beoffering “Understanding Your Superannuation”seminars to younger SASS Members. I will tell youmore in the first edition of SuperViews in 2010.

I hope you and your loved ones have a safe andhappy holiday season and wish you all the very bestfor 2010.

From the office of the Employee Representative SAS Trustee Corporation Board

Ron DavisFull-time EmployeeRepresentative

PO Box N259, Grosvenor Place NSW 1220

SuperViews

STATE SUPERSAS Trustee Corporation

Christmas 2009 1

BOOK IN FOR A RETIREMENT PLANNINGSEMINARMembers aged 52 years and overare invited to attend a seminar asthey need to be aware of theoptions and entitlements availablein their superannuation scheme.

Our seminar program now involvesvisiting all major country centres atleast once every two years withmore regular visits to regionalcentres.

Each month we run separateseminars for SSS and SASS in Sydney.

Last financial year more than 70seminars were held across the Stateand were attended by 5066 members.

The seminars are conducted overfour hours and take an in-depthlook at specific scheme rules as wellas a financial planning segmentfrom State Super Financial ServicesAustralia Limited (SSFS).

The seminars educate and informmembers about how they canmaximise their employer-financedbenefits in preparation forretirement.

continued on page 2

or phone Customer Service: SASS 1300 130 095; SSS 1300 130 096; PSS 1300 130 097

2

The scheme-specific presentation covers the followingissues:• scheme design and entitlements• contribution rates and how to maximise employer-

financed benefits• scheme terminology - final salary and final average

salary, benefit points etc.• 15% concessional contributions tax• Basic Benefit• pension and lump sum taxation• preservation rules - when you can get your benefit.

The financial planning segment covers:• your lifestlyle needs - budgets, wills, insurance etc.• superannuation after work - maximising your options• money to live on - income streams, social security• managing risk• changing needs• the financial planning cycle.

Members are encouraged to ask questions during theseminar and presenters are available to answer questionsduring breaks and at the conclusion of the seminar.

SUPERVIEWS

Disclaimer: Reasonable care has been taken in producing the information in this newsletter, which gives a general interpretation of the issues. Relevant informationis subject to the Acts that govern the Schemes mentioned in the newsletter and those Acts will prevail to the extent of any conflict. None of the SAS TrusteeCorporation (STC) Board members or officers warrant the accuracy, reliability or completeness of the information in the newsletter and all of them exclude liabilityfor any decision taken on the basis of information shown or omitted from the newsletter. In preparing this newsletter, STC has not taken into account yourobjectives, financial situation or needs and, because of this, you should consider your personal circumstances and possibly seek professional advice, before makingany decision that affects your future. With respect to material in this newsletter that has been prepared by organisations other than STC, STC does not necessarilyagree with the opinions expressed therein, nor take any responsibility for the accuracy or completeness of the information contained in that material.

(Chris_12/09)

Regionally, seminars will be held in:

Wollongong SSS & SASS January & May

Newcastle SSS & SASS January & September

Ulladulla SSS & SASS March

Tweed Heads SSS & SASS March

Tamworth SSS & SASS April

Coffs Harbour SSS & SASS May

Maitland SSS & SASS June

Newcastle SASS only June

Ballina SSS & SASS June

Moree SSS & SASS June

Gosford SSS & SASS July

Taree SSS & SASS August

Dubbo SSS & SASS August

Goulburn SSS & SASS August

Young SSS & SASS August

Albury SSS & SASS September

Deniliquin SSS & SASS September

Orange SSS & SASS October

In addition to monthly Sydney CBD seminars for SSSand SASS members, next year we’ll also be conductingseminars in the following suburbs:

West Ryde SSS & SASS February

Fairfield SASS only February

Hornsby SSS & SASS March

Campbelltown SSS & SASS April

Richmond SSS & SASS May

Gymea SASS only July

Parramatta SSS & SASS October

St Marys SASS only October

Penrith SSS & SASS November

Burwood SSS & SASS November

Campbelltown SASS only November

If you would like to book a place at a seminarplease e-mailstcseminars@statesuper.nsw.gov.au

It’s important you include in your e-mail:

• your name

• the Scheme you’re in

• your membership number

• your home address

• the seminar location you wish to attend(and month where applicable)

Visit us on the web at: www.statesuper.nsw.gov.au