PREFERRED LENDERS

Taylor Croyc: 704-562-1653o: 704-967-8489f: 704-269-4867

tcroy@nfmlending.comNFMLending.com/tcroy

NMLS #117033

Chris Taylorc: 704-650-8029f: 704-269-4867

ct@nfmlending.comNFMLending.com/ctaylor

NMLS #881467

David Havlik704-654-7310

David.Havlik@southstatebank.com

NMLS #105975

30 Year Fixed, 100% Financing Available,

NO PMI

Offering $3,500 in Lender Paid Closing Costs

PURCHASE PRICE: $515,900TOTAL SAVINGS: $9,327.96

1ST YEAR

RATE

MONTHLYPAYMENT

MONTHLYDISCOUNT

3.25%

$1,909.44

$513.06

2ND YEAR

4.25%

$2,157.23

$264.27

3RD YEARTO TERM *

5.25%

$2,421.50

N/A* THE REMAINDER OF THE TERM IS FIXED AND THE RATE WILL NOT CHANGE!

Scenario is for a 2-1 Buydown and is based on a Conventional Loan, $515,900 purchase price, 750 FICO score and 15% down payment. Monthly payment does not include mortgage insurance, taxes and insurance. Rates as of 11/16/18. This is for informational purposes only, not a commitment to lend. All loans are subject to borrowers/property qualifications. All programs are subject to change or cancelation at any time and without notice. Contact Summit Funding today to learn more about our mortgage products and your eligibility.

Ease into homeownership with Summit Funding’s SMOOTH START PROGRAM. Through an agreement with your home’s seller, you can temporarily reduce your interest rate for the first 2 or 3 years of your loan term.

3.25%RATES AS LOWAS

19620 W Catawba Suite 202 Cornelius NC 28031 | Branch NMLS ID# 900906 | Summit Funding inc. NMLS ID# 3199 | An Approved Equal Housing LenderThis communication is for informational purposes only; this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to

change or cancelation at any time and without notice. Contact Summit Funding, Inc. to learn more about mortgage products and your eligibility.

TYLER LOMBARDONMLS ID# 1425582Loan O�cer(586) 260-0307tyler.lombardo@summitfunding.netwww.summitfunding.net/tlombardo

112 SUMMIT AVENUE 38 CHARLOTTE, NC 28208

Tyler Lombardo586-260-0307

tyler.lombardo@summitfunding.netwww.summitfunding.net/tlombardo

NMLS #1425582