Post on 14-Dec-2015
Nuts & Bolts of Unemployment
The Unemployment Safety Net
Yes, it can be scary.
But, it’s not the end of the world!
Unemployment Insurance
Unemployment compensation (or unemployment insurance - UI) is a way of receiving monetary income even after losing your job.
All states have a UI program.
Taking advantage of UI is a great way to stay on your feet while searching for a job. You won’t have as much income as you did while working, but it will help you get by in the interim.
How Much Does Unemployment Insurance Pay?
The amount you will receive is usually based on how much you earned while most recently employed.
You will typically receive a weekly payment for half a year (26 weeks) as long as you remain eligible.
The amount varies by state and in the District of Columbia and is usually determined by a formula using amounts based on previous wages.
Who Can File An Unemployment Claim?
Many states have restrictions on the kinds of job loss that unemployment insurance protects against.
Workers who quit voluntarily without showing cause, or who are fired from their job for misconduct, for example, may not be eligible for full benefits (or, in some cases, any benefits at all).
In addition, some states require that you register in a state job-search database in order to receive your compensation.
Unemployment Insurance Resources to Get You Back in the Game.
Democratic GAIN forTips on surviving unemployment &
State-by-state UI links and info
https://www.democraticgain.org/?page=unemploymentbenefits
Kansas’ department of labor website for:
information on training events,
job search advice, & online UI filing
https://www.dol.ks.gov/GetKansasBenefits.aspx
What About Your Health Insurance?
Continuing some kind of health coverage is a must! As a newly unemployed person, you’ll have up to
THREE options for health insurance before you find your next job:
COBRA
Individual Health Insurance
Your Parent’s Plan*
Option 1: COBRA
COBRA provides temporary continuation of group health coverage at group rates to certain former employees, retirees, spouses, former spouses, and dependent children.
This coverage is only available when coverage is lost due to certain specific events – like termination of employment.
How Much Does COBRA Cost? Group health coverage for COBRA participants is
usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves.
Depending on the size of your group, employer contribution, and covered benefits, COBRA coverage can be more expensive than individual health coverage.
COBRA is normally paid one month at a time – so you can sign up for COBRA while you figure out all of your options.
How Do You Become Eligible for COBRA?
To be eligible for COBRA coverage, you must have been enrolled in your employer's health plan when you worked and the health plan must continue to be in effect for active employees.
COBRA continuation coverage is available upon the occurrence of a qualifying event that would, except for the COBRA continuation coverage, cause an individual to lose his or her health care coverage.
How Do You Elect COBRA Coverage?
1. Your employer must notify plan administrators of your termination/reduced hours of employment within 30 days.
2. You generally must be sent an election notice not later than 14 days after the plan administrator receives this notice.
3. You then have 60 days to decide whether to elect COBRA continuation coverage. The person has 45 days after electing coverage to pay the initial premium.
Option 2: Individual Health Insurance
Healthcare.gov
Visit to find out your options for enrollment in a state-based exchange or the federal exchange
Open Enrollment for 2015 begins November 15, 2014
Option 2: Individual Health Insurance
Depending on your circumstances, individual health insurance can be less expensive than COBRA.
The best way to determine your costs and compare benefits available is by working with an insurance broker.
Democratic GAIN offers members access to individual health insurance support. Compare rates and benefits, determine if individual vs. COBRA is right for you, and find the best plan to suit your needs!
Navigating the Individual Health Insurance Market
Getting your insurance quotes through Democratic GAIN’s member portal is a quick & easy process:
Open an inquiry through our member portal at www.DemocraticGAIN.org
You’ll receive a response in 24 hours with follow up questions
You’ll have quotes from 3-5 different plans within 3-5 days (often sooner)
Our insurance broker will help you navigate these options and choose the plan that best meets your needs
Option 3: Your Parent’s Plan*
Thanks to the Affordable Care Act, if you are under 26 you are still eligible for coverage as a dependent on your parent’s health insurance plan
Same Benefits/Same Price. If you are under 26, you are eligible for ALL of the
dependent benefits the plan offers. You cannot be required to pay more than other
dependents!
Visit https://www.healthcare.gov/young-adults/coverage/ for more information
How Do You Get On Your Parent’s Plan?
You can join or remain on your parent’s plan even if you are:
marriednot living with your parentsattending schoolnot financially dependent on your parentseligible to enroll in their employer’s plan
Healthcare.gov
Resources to Protect Your Health Coverage.
US Department of Labor website for: FAQ to answer all of your questions!
A full Guide to Health Benefits Under COBRA
www.dol.gov/ebsa/COBRA.html
www.DemocraticGAIN.org/GAINPlanResources
All of these resources and more can be found on Democratic GAIN’s GAIN Plan
Resource Page:
https://www.healthcare.gov/young-adults/coverage/
The Job Search
Finding a Job The professional association for
progressives providing training & support for individuals & organizations.
Join to GAIN access to all the benefits we offer, including: Job Board & Talent Bank Career Counseling & Resume
Resources Calendar of Trainings &
Networking Opportunities Join the free JobsThatAreLEFT
listserv for daily job updates!
Before You Start Your Search… Evaluate:
What did I enjoy about my last job? What did I hate? What are my skills? What do I need in my next job?
• Financial requirements
• Schedule
• Location
• Benefits What do I want in my next job?
• More money
• Additional job responsibilities
• A promotion Where do I want to be in 5 years?
Before You Start Your Search… Research:
What is the mission? Who is the leadership? What is the governing structure? Who makes decisions and how? What are the benefits? What does the position entail?
Prepare: Resume & Interview Skills
Resume + Cover Letter
Basic Resume Content1. CONTACT INFORMATION
Name, Address, Phone Number, Professional Email Address
2. EXPERIENCE
Highlights
Professional Experience
Education (Post High School only)
3. SKILLS
Additional Qualifications: Computer Skills, Language Skills, Research/Writing Experiences, Training/Public Speaking Skills
Trainings: NOI, PCCC, Mid-West Academy, EMILY’s List, etc.
You Should…
Tailor your resume to the position/organization
Keep it short
1 page (10 years work experience or less)
2 pages (10-20 years work experience)
3 pages (20+ years work experience)
List job title, employer, dates worked & location
Fact check yourself
Keep it clean, concise and reflective of your
experience
Best Practices
Highlight accomplishments vs. tasks you performed
Use action verbs to describe responsibilities & experience Wrote, managed, researched, directed,
oversaw, coordinated, produced, increased, implemented
Use numbers to quantify experience “Managed a team of 3 interns and more than
20 volunteers over a three week period.” “Directed GOTV effort and increased turnout by
15% over previous election year”
Getting it Out There Send as a PDF
Address to a specific person at the organization, if possible
Include a cover letter
Make sure all of your documents match
Name the files appropriately!
Good Examples:Smith_John Resume.pdf John Smith Resume.pdf
Bad Examples:My resume.doc
Political resume.pdf Resume12.doc
Writing A Cover Letter
Begin by addressing to someone specific.
Find out who will read your letter. If you don’t know, use “To Whom It May Concern.”
Then, three Sections:
1. Express interest, specify the job you’re applying for and describe how you heard about the job.
2. Provide professional highlights that are relevant to the specific job. Don’t repeat your resume!
3. Explain why you’re interested in this specific job and why you’re the best fit.
Application Package
Be consistent across all your documents.
Read the requirements before submitting application package. Make sure you follow all instructions carefully.
Double check your files on more than one system to catch any formatting errors.
Networking
The Value of Networking
YOUR RESUME
How to Network• Build YOUR Network
Set up a LinkedIn account
• Make sure it matches your resume
Make a list of who is in your network and begin connecting
• Former supervisors, coworkers, employees, people you’ve met at events/meetings, friends
Keep building
• Go to events that are relevant to your career interests.
• Always collect business cards
• Connect!
Work the Network
• The “Meet Up”
Coffees, meetings, happy hours
Learn about the landscape, meet more people
• Informational Interviews
PREPARE!
• The “Check-In”
Stay on the radar
Social Media
Excellent way to keep track of and utilize your network
Use the connector tool
Request recommendations
Be careful.
Preparing for Interviews
Learn about the Organization
Mission statement, programs, activities, public image, etc.
Learn about the People Management, your network
Learn about the Job
Job description, your network, similar positions elsewhereKnow your questions
Substantive questions
Don’t ask about benefits, salary, hours, etc. on first interview Treat Informational
Interviews like REAL Interviews.
Because they are.
Additional Resources
LISTSERVS:
EMILY’s List Tom Manatos JobsThatAreLEFT NOI
NETWORKS: LinkedIn Facebook Twitter
JOB BOARDS:
Idealist.org Unionjobs.com WorkForCongress.com Brad Traverse HillZoo.com The Hill Roll Call Politico DSCC DCCC DLCC
How to Get the Right Job
Lay of the Land
Some of Your Options
Campaigns & Elections
All of the Above:Internationally
Issue Research & Advocacy
The Administration
The Hill
Campaigns & ElectionsCandidate Campaigns
Party Committees
Consulting Firms
Labor Organizations
Progressive Ally Organizations
Candidate
Kitchen Cabinet/Donors Campaign ManagerFinance
Director
Finance Assistants
Field
Director
Regional Field Directors
Field Organizers
Volunteer Coordinator
Volunteers
Administrative
Staff/
Scheduler
Administrative Assistants
Communications Director
Press
Secretary
Communications Staff
New
Media
Research DirectorResearch StaffTrackers
Consultants
Consulting Firms
Labor Organizations
Progressive Allies
The HillSenator /
Representative
Chief of Staff / Admin
Asst.
Legislative Director
Legislative Assistant
Legislative Corresponde
nt
Intern
Press Secretary
SchedulerStaff
Assistant
Intern
District Office(s)
Legislative Assistant
Legislative Corresponde
nt
Intern
The Administration
Career Political Appointment
Issue Research & Advocacy
Think Tanks
Public Advocacy
Issue Advocacy
Think Tanks
Public Advocacy
Issue Advocacy
Environment and Climate
Good Government
Women’s Health
Human Rights
LGBT
Voting Rights
International Work
Democratic GAIN
The professional association for progressives providing training & support for individuals & organizations.
Join to GAIN access to all the benefits we offer, including: Job Board & Talent Bank Career Counseling & Resume Resources Calendar of Trainings & Networking
Opportunities Member Discounts
Questions?
Learn more about what you can GAIN by joining us!
www.DemocraticGAIN.org
@DemocraticGAIN
www.facebook.com/DemocraticGAIN