Post on 03-Aug-2020
N O V E M B E R 2 0 1 6S E P T E M B E R 2 0 1 7
2
MARKET REVIEW
DEBT
Market Review
As expected RBI cut Repo Rate by 25 bps to 6% in the policy meeting on 2nd August, 2017 factoring in the large drop in inflation prints. The decision was based on a clear understanding that upside risks to inflation had either reduced or not materialized to the extent expected. The decision was further boosted by the negative output gap trends seen recently. Interestingly the tone of the policy was balanced making future policy action data dependent. However RBI continues to maintain cautious stance on future inflation path highlighting trends that could push inflation higher. RBI maintained that with the base effect fading away, inflation is likely to move higher. Moreover impact of 7th Central Pay Commission (CPC) and state farm loan waivers will definitely have a bearing on inflation in times to come. For the medium term, RBI reiterated its focus on keeping headline inflation close to 4% on durable basis. Another important event that took place was the dividend given to government by RBI was almost half of what it gave last year.
RBI highlighted that cost of demonetization led to spike in deposits for banks which parked their excess Liquidity with central banks. At an average of 2-2.5 lakhs crores daily, RBI paid the banks closer to 6% annualized for the money. This dented RBI's income to a great extent.
Moreover cost of printing new notes dented RBI's surplus by ₹ 8000 crores approximately.
Also a substantial amount of RBI's income comes from holdings in foreign assets and since January INR has strengthened by about 7% which further reduced RBI's income. Another notable factor was the CPI inflation that was released during the month. July CPI inflation came in at 2.36% Year on Year and core inflation came in at 3.81% which makes us believe that inflation trajectory is on course for a reading of 4-4.5% by March 18 including the impact of central government HRA. This is something RBI has been highlighting till now and proves their conservative stance while cutting rates after a pause of 9 months. Even GDP numbers released during the month threw a surprise. The Q1 FY 2017-18 headline growth numbers undershoot the general expectations marking a flat growth of 5.6% as seen in Q4 FY 2016-17. Deceleration was predominantly on account of slowdown in manufacturing activity contributed by weak demand, weak exports and possibly destocking ahead of GST implementation.
Outlook
RBI also shifted its focus on transmission of monetary policy which it feels has not been entirely satisfactory. Thus RBI has instituted a study group with the perspective of improving monetary policy transmission and also to explore linking of the bank lending rates directly to market determined benchmarks. On liquidity RBI noted that persistent systemic surplus since demonization which had been further amplified by front loading of government expenditure in Q1FY FY 2018. RBI intends to increase ceiling for Market Stabilization Schemes (MSS) from current INR 1 Lakh crores to INR 2.5 Lakh Crores. It also could initiate circular on Triparty Repos to improve liquidity in the corporate bond market. Looking at the latest GDP numbers and sluggishness in investment demand, listless private consumption spending, poor export performance suggest that government spending like in FY17 would be one of the key growth drivers.
Market Review
Markets consolidated post a broad uptrend started in December 2016. Well-distributed &
normal monsoon rains, GST collection numbers brought cheers and positive bias. Decent
GST collection of ₹ 92,238 crores for the very first month and limited destocking indicated
smooth transition to GST. Few pockets of trade like rural wholesale remain impacted. Market
reacted to SEBI restrictions on trading in 331 companies. RBI's data suggests limited direct
gains from demonetization as 99% of banned currency was duly returned.
EQUITY
RBI cut the policy repo rate by 25 bps while keeping its tone neutral. Rate cut decision was
backed by the continuous deceleration in inflation data. Index for Industrial Production (IIP)
posted negative (0.1%) for June-17 versus print of 2.8% for May-17 due to GST related
disruption. On inflation front, July-17 CPI inflation accelerated to 2.4% post printing 1.5% in
June-17. WPI inflation increased and printed 1.9% for July-17 against 0.9% for June-17.
Multiple headwinds impacted GDP which slipped below 6% levels and printed 5.7% for
Q1FY18.
Sector-wise indices – For month of August-17, Consumer Durables and Oil & Gas indices
outperformed and returned 7.5% and 7.0% respectively. IT and Healthcare indices
underperformed the market during the month returning (-3.6%) & (-7.4%) respectively.
Capital flows
FIIs were net sellers in the equity to the tune of ₹ 14,293 crores (USD 2.2 billion) in August
2017. Cumulative, FIIs bought equity worth ₹ 24,359 crores (USD 3.7 billion) from
September-16 to August-17 and DII bought equity worth ₹ 92,591 crores (USD 14.1 billion)
for the same period. (As of 31st August 2017, Source: SEBI) (August 2017 Avg. 1 USD = INR
63.97).
Outlook
The Kharif sowing is down 0.6% YoY and Monsoon is normal as on August-17. This year's
monsoon is far better than the previous year in terms of total and spatial distribution. This will
keep food inflation well below the RBI's target in the medium term as the monsoon continues to
improve and proceeds normally.
Rising of rural economy, improvement in rural consumption demand is expected to be a major
theme for FY2018 supported by a gradual revival of rural income levels and business activities
post GST implementation. Continued government focus on connectivity and power
infrastructure would go a long way in helping rural economy recover.
GST has disrupted consumption demand and growth of various industries in the near term, but
it will drive large scale benefits for the government, corporates as well as consumers in the
long term through improvement in accountability and elimination of inefficiencies. Higher
compliance and increase in tax net would help broad economy over period of time as tax rates
may moderate over time. Customers are expected to gain from lower prices as the benefits of
efficient system are passed on. Simplification of tax structures through GST along with the
reforms pertaining to land, labor, infrastructure sector and modification in FDI policy could
also contribute to sustainable growth over medium term.
Improving fiscal situation, lower inflation rate, simplified tax structure and rising interest in FDI
corroborate fundamental stability of the economy which augurs well for long term equity
investing. Global factors including commodity price movements, protective economic
policies of the developed world governments and expected change in monetary policy stance
of global central banks are key factors which may have a bearing on capital flows going ahead.
Factsheet September, 2017
Mr. Saravana Kumar
Chief Investment Officer
* Closing Price as on 31/08/2017
Benchmark Index Price* 1 Month Returns 3 Month Returns 6 Month Returns
BSE Sensex 31,730 -2.40% 1.90% 10.40%
CNX NIFTY 9,918 -1.60% 3.10% 11.70%
BSE Cons Durables 17,701 7.50% 14.90% 28.50%
BSE Oil & Gas 15,177 7.00% 6.50% 12.10%
BSE Metal 13,284 6.90% 18.10% 11.70%
BSE Mid Cap 15,540 1.00% 6.30% 14.70%
BSE FMCG Sector 10,174 0.80% 0.70% 15.60%
BSE Small-Cap 15,992 -0.60% 6.00% 16.80%
BSE 500 13,762 -1.00% 4.30% 13.00%
BSE 200 4,335 -1.10% 4.10% 12.30%
BSE 100 10,315 -1.10% 3.90% 12.20%
BSE Realty 2,138 -2.20% 10.70% 43.00%
BSE Power 2,261 -2.70% 1.80% 3.00%
BSE Auto 23,689 -3.20% -2.00% 10.30%
BANKEX 27,441 -3.30% 3.40% 16.90%
BSE Cap Goods 17,331 -3.60% -1.50% 13.00%
BSE IT Sector 10,064 -3.60% -1.60% -3.00%
BSE Healthcare 13,149 -7.40% -3.10% -14.50%
3
RISKOMETER
Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *
Riskometer
LIC MF Growth Fund • Long term capital growth• Investment in equity and equity related securities• Risk - Moderately High
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Long term capital growthLIC MF Equity Fund •
Investors understand that their principal will be at moderately high risk
• Investment in equity and equity related securities• Risk - Moderately High
LIC MF Midcap Fund • Long term capital growth• Investment in predominantly equity and equity related
securities of mid-cap companies.• Risk - High
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
LIC MF Banking and
Investors understand that their principal will be at high risk
Financial Services Fund• Capital appreciation over long term• Investment predominantly in a portfolio of equity &
equity related securities of companies engaged in banking and financial services.
• Risk - High
LIC MF Infrastructure Fund • Long term capital growth• Investment in equity and equity related instruments
of companies directly or indirectly engaged in infrastructure sector
• Risk - High
LIC MF Tax Plan • Long term capital growth• Investment in equity and equity related securities• Risk - Moderately High
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Investors understand that their principal will be at moderately high risk
LIC MF Index - Sensex Plan • Long term capital growth• Investment in equity instrument of respective index
stocks subject to tracking errors.• Risk - Moderately High
LIC MF Index-Nifty Plan • Long term capital growth• Investment in equity instrument of respective index
stocks subject to tracking errors.• Risk - Moderately High
LIC MF Exchange Traded Fund - Nifty 50
• Long term investment• Investment in securities covered by NIFTY 50
Index, subject to tracking errors.• Risk - Moderately High
LIC MF Exchange Traded Fund - Sensex
• Long term investment.• Investment in securities covered by S&P BSE
SENSEX, subject to tracking errors.• Risk - Moderately High
LIC MF G-Sec Long Term Exchange Traded Fund
• Medium to long term regular income• Investment in securities in line with Nifty 8-13
yr G-Sec Index to generate comparable returns subject to tracking errors.
• Risk – Moderate
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Investors understand that their principal will be at moderate risk
• Long term investment• Investment in securities covered by NIFTY 100
Index, subject to tracking errors.• Risk - Moderately High
LIC MF Exchange Traded Fund - Nifty 100
4
Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *
Riskometer
LIC MF Government SecuritiesFund
• Long term capital appreciation and current income• Investment in sovereign securities issued by
Central State Government• Risk – Moderate
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Investors understand that their principal will be at moderate risk
LIC MF Monthly Income Plan • Regular income for short term• Investment in debt and money market instruments
as well as equity and equity related instruments• Risk - Moderately High
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Investors understand that their principal will be at moderately high risk
LIC MF Bond Fund • Regular income for long term• Investment in debt / money market instruments /
Govt. securities• Risk - Moderate
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Investors understand that their principal will be at moderate risk
LIC MF Children’s Fund • Long term capital appreciation and current income• Investment in debt and money market instruments
as well as equity and equity related instruments.• Risk - Moderately High
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Investors understand that their principal will be at moderately high risk
LIC MF Income Plus Fund • Regular income for short term• Investment in debt / money market instruments /
Govt. securities• Risk – Moderately Low
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Investors understand that their principal will be at moderately low risk
LIC MF Savings Plus Fund • Regular Income for short term• Investment in debt / money market instruments• Risk - Moderately Low
LIC MF Liquid Fund • Regular income for short term• Investment in debt / money market instruments• Risk - Low
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Investors understand that their principal will be at low risk
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
RISKOMETER
LIC MF Balanced Fund • Long term capital appreciation and current income• Investment in equity and equity related securities,
fixed income securities (debt and money market securities).
• Risk - Moderately High
Moderate
Moderately
Low
Low
ModeratelyHigh
High
LOW HIGH
Investors understand that their principal will be at moderately high risk
Scheme• Long term capital appreciation and current income• Investment in equity and equity related securities,
fixed income securities (debt and money market securities).
• Risk - Moderately High.
LIC MF Unit Linked Insurance
An open ended pure Growth scheme seeking to provide capital growth by investing mainly in equity
instruments and also in debt and other permitted instruments of capital and money markets. The investment
portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth. However,
there is no assurance that the investment objective of the Scheme will be realised.
Past performance may or may not be sustained in the future. # S&P BSE SENSEX, ## NIFTY 50 INDEX . Assuming ₹ 10,000/- invested systematically on the first Business Day
of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan -
Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be
construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. NA : Not Available.
SCHEME PERFORMANCE
SIP PERFORMANCE
PORTFOLIO AS ON 31.08.2017
INVESTMENT OBJECTIVESCHEME FEATURES
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Company % of NAV Company % of NAV
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
Market Value as on August 31, 2017 ( ) ₹ 1,32,069 4,23,497 8,48,436 22,06,301 NA
Returns (CAGR) (%) 19.20 10.84 13.83 11.71 NA
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
17.76
20.18
9.29
10.95
10.87
12.16
9.89
10.58
NA
NA
5
95.33%
4.67%
Equity Holdings
Cash & Other Receivables
Scheme Type: An Open-Ended Equity Scheme
Date of Allotment: September 01, 1994
FUND SIZE:
AUM as on 31/08/2017: ₹ 210.53 Cr
Average AUM as on 31/08/2017: ₹ 207.81 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% if exit within 1 year from the date
of allotment of units
Benchmark: S&P BSE Sensex
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Sachin Relekar;Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 24.2125 ₹ 25.1392
Dividend ₹ 17.5648 ₹ 19.5888
EXPENSE RATIO
Regular: 2.87% Direct: 1.62%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.57 times
RISK MEASURES
Standard Deviation 3.7198
Sharpe Ratio 0.1219
Portfolio Beta 0.9234
Factsheet September, 2017
Scheme S&P BSE Sensex* Nifty 50** Nifty 50** S&P BSE Sensex* Scheme
1 Year 11.34% 11.52% 12.88% 11,134.34 11,137.40 11,286.57
3 Years 9.94% 5.98% 7.60% 13,300.73 11,898.93 12,466.80
5 Years 15.14% 12.72% 13.52% 20,247.78 18,213.30 18,863.85
Since Inception 3.92% 8.81% 8.99% 24,212.50 69,838.81 72,589.11
As on August 31, 2017
As on August 31, 2017
CAGRValue of lumpsum investment of 10,000/- invested ₹
on inception datePeriod
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Sachin Relekar is managing the above
scheme from 5th March, 2015 and total no of schemes managed by him is 14. Past performance may or may not be sustained in the future. Load is not taken into consideration
for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns.* Benchmark, ** Additional Benchmark.29.88%
14.01%
10.19%
6.71%
5.09%
4.65%
4.38%
3.71%
3.59%
3.54%
3.40%
2.78%
2.02%
1.37%
Banks
Auto
Consumer Non Durables
Pharmaceuticals
Finance
Software
Cement
Non - Ferrous Metals
Construction Project
Petroleum Products
Auto Ancillaries
Pesticides
Transportation
Industrial Products
Equity Holdings
Auto 14.01%
Maruti Suzuki India Ltd. 8.63%
Eicher Motors Ltd. 4.35%
Bajaj Auto Ltd. 1.03%
Auto Ancillaries 3.40%
Motherson Sumi Systems Ltd. 3.40%
Banks 29.88%
HDFC Bank Ltd. 9.01%
ICICI Bank Ltd. 6.24%
Kotak Mahindra Bank Ltd. 5.86%
IndusInd Bank Ltd. 5.31%
Axis Bank Ltd. 3.46%
Cement 4.38%
Shree Cements Ltd. 2.52%
UltraTech Cement Ltd. 1.86%
Construction Project 3.59%
Larsen & Toubro Ltd. 3.59%
Consumer Non Durables 10.19%
Britannia Industries Ltd. 3.98%
Hindustan Unilever Ltd. 2.32%
Godrej Consumer Products Ltd. 2.00%
ITC Ltd. 1.89%
Finance 5.09%
Housing Development Finance Co Ltd. 5.09%
Industrial Products 1.37%
Cummins India Ltd. 1.37%
Non - Ferrous Metals 3.71%
Hindalco Industries Ltd. 3.71%
Pesticides 2.78%
UPL Ltd. 2.78%
Petroleum Products 3.54%
Indian Oil Corporation Ltd. 3.54%
Pharmaceuticals 6.71%
Aurobindo Pharma Ltd. 3.99%
Lupin Ltd. 1.71%
Piramal Enterprises Ltd. 1.02%
Software 4.65%
Infosys Ltd. 4.65%
Transportation 2.02%
InterGlobe Aviation Ltd. 2.02%
Equity Holdings Total 95.33%
Cash & Other Receivables 4.67%
Grand Total 100.00%
The main investment objective of the scheme is to provide capital growth by investing mainly in equities. The
investment portfolio of the scheme will be constantly monitored and reviewed to optimize capital growth.
However, there is no assurance that the investment objective of the Scheme will be realised.
Past performance may or may not be sustained in the future. # S&P BSE SENSEX, ## NIFTY 50 INDEX. Assuming ₹ 10,000/- invested systematically on the first Business Day
of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan -
Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be
construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. NA: Not Available.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
Market Value as on August 31, 2017 ( ) ₹ 1,23,693 3,86,390 7,54,022 18,72,263 NA
Returns (CAGR) (%) 5.77 4.65 9.07 8.61 NA
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
17.76
20.18
9.29
10.95
10.87
12.16
9.89
10.58
NA
NA
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
SIP PERFORMANCE
6
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Equity Scheme
Date of Allotment: April 15, 1993
FUND SIZE:
AUM as on 31/08/2017: ₹ 338.02 Cr
Average AUM as on 31/08/2017: ₹ 340.45 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% if exit within 1 year from the date of
allotment of units
Benchmark: S&P BSE Sensex
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Ramnath Venkateswaran
Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 42.4562 ₹ 43.6995
Dividend ₹ 13.8949 ₹ 16.8537
EXPENSE RATIO:
Regular: 2.82%; Direct: 1.66%
ANNUAL PORTFOLIO TURNOVER RATIO:
1.07 times
RISK MEASURES:
Standard Deviation 4.1528
Sharpe Ratio -0.0006
Portfolio Beta 0.9762
97.67%
2.33%
Equity Holdings
Cash & Other Receivables
Scheme S&P BSE Sensex* Nifty 50** Nifty 50**Scheme S&P BSE Sensex*
1 Year 4.62% 11.52% 12.88% 10,461.76 11,137.40 11,286.57
3 Years 4.19% 5.98% 7.60% 11,316.79 11,898.93 12,466.80
5 Years 11.75% 12.72% 13.52% 17,435.15 18,213.30 18,863.85
Since Inception 6.11% 11.37% 11.70% 42,456.20 1,38,376.67 1,48,768.50
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- invested ₹on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Ramnath Venkateswaran is managing
the above scheme from 5th March 2015 and total no of schemes managed by him is 10. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.
As on August 31, 2017
Factsheet September, 2017
26.44%
13.26%
10.55%
8.57%
5.83%
5.72%
4.18%
4.03%
3.75%
3.63%
2.26%
1.88%
1.78%
1.76%
1.62%
1.28%
1.15%
Banks
Software
Power
Pharmaceuticals
Telecom - Services
Industrial Products
Auto
Chemicals
Construction Project
Ferrous Metals
Construction
Finance
Minerals/Mining
Consumer Non Durables
Consumer Durables
Pesticides
Non - Ferrous Metals
Equity Holdings
Auto 4.18%
Tata Motors Ltd. DVR Shares 3.23%
Hero MotoCorp Ltd. 0.95%
Banks 26.44%
ICICI Bank Ltd. 7.14%
State Bank of India 5.92%
Punjab National Bank 4.75%
Bank of India 4.69%
Axis Bank Ltd. 1.49%
Canara Bank 1.24%
Bank of Baroda 1.07%
DCB BANK Ltd. 0.14%
Chemicals 4.03%
Tata Chemicals Ltd. 2.52%
Navin Fluorine International Ltd. 1.51%
Construction 2.26%
Prestige Estates Projects Ltd. 2.26%
Construction Project 3.75%
Larsen & Toubro Ltd. 3.75%
Consumer Durables 1.62%
Bajaj Electricals Ltd. 1.62%
Consumer Non Durables 1.76%
Dabur India Ltd. 1.76%
Ferrous Metals 3.63%
Tata Steel Ltd. 3.63%
Finance 1.88%
Power Finance Corporation Ltd. 1.88%
Industrial Products 5.72%
Bharat Forge Ltd. 2.13%
Supreme Industries Ltd. 2.02%
AIA Engineering Ltd. 0.79%
SKF India Ltd. 0.78%
Minerals/Mining 1.78%
Coal India Ltd. 1.78%
Non - Ferrous Metals 1.15%
Hindalco Industries Ltd. 1.15%
Pesticides 1.28%
PI Industries Ltd. 1.28%
Pharmaceuticals 8.57%
Sun Pharmaceutical Industries Ltd. 2.88%
Aurobindo Pharma Ltd. 2.23%
Cadila Healthcare Ltd. 1.33%
IPCA Laboratories Ltd. 1.21%
Sanofi India Ltd. 0.91%
Power 10.55%
NTPC Ltd. 4.83%
Power Grid Corporation of India Ltd. 4.10%
Tata Power Company Ltd. 1.63%
Software 13.26%
Tech Mahindra Ltd. 5.10%
Infosys Ltd. 3.91%
Wipro Ltd. 3.11%
KPIT Technologies Ltd. 1.13%
Telecom - Services 5.83%
Bharti Airtel Ltd. 5.83%
Equity Holdings Total 97.67%
Cash & Other Receivables 2.33%
Grand Total 100.00%
7
To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked
instruments of mid-cap companies. However, there can be no assurance that the investment objective of the
scheme will be realised.
Past performance may or may not be sustained in the future. # Nifty Free Float Midcap 100 Index, ## NIFTY 50 INDEX. Assuming ₹ 10,000/- invested systematically on the first
Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for
Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should
not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 - - - 3,00,000
Market Value as on August 31, 2017 ( ) ₹ 1,36,045 - - - 3,91,019
Returns (CAGR) (%) 25.75 - - - 21.85
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
21.88
20.18
-
-
-
-
-
-
19.99
13.00
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
SIP PERFORMANCE
90.87%
9.13%
Equity Holdings
Cash & Other Receivables
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Equity Scheme
Date of Allotment: February 25, 2015
FUND SIZE:
AUM as on 31/08/2017: ₹ 186.64 Cr
Average AUM as on 31/08/2017: ₹ 179.33 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% upto 1 year and No Exit Load after
1 Year
Benchmark: Nifty Free Float Midcap 100
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Sachin Relekar; Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 13.8816 ₹ 14.2357
Dividend ₹ 13.8803 ₹ 14.2277
EXPENSE RATIO:
Regular: 2.89%; Direct: 1.19%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.33 times
RISK MEASURES:
Standard Deviation 3.9837
Sharpe Ratio 0.1610
Portfolio Beta 0.8574
Scheme NIFTY Free Float MIDCAP 100* Scheme NIFTY Free Float MIDCAP 100* Nifty 50**Nifty 50**
1 Year 23.59% 18.91% 12.88% 12,359.08 11,898.62 11,286.57
3 Years NA NA NA NA NA NA
5 Years NA NA NA NA NA NA
Since Inception 13.91% 14.48% 5.02% 13,881.60 14,055.36 11,316.32
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Sachin Relekar is managing the above
scheme from 5th March 2015 and total no of schemes managed by him is 14. The scheme was launched on 25th Feb'2015, hence returns are available only for 1 year. Past
performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising
or forecasting any returns.
As on August 31, 2017
Factsheet September, 2017
13.75%
8.39%8.05%
6.50%6.35%
5.64%4.87%
4.67%3.66%
3.20%3.16%3.06%
2.85%2.79%2.78%
2.00%1.97%
1.54%1.34%1.33%
1.04%1.02%0.92%
PharmaceuticalsAuto Ancillaries
ChemicalsBanks
FinanceConsumer Non Durables
PesticidesConstruction Project
Textile ProductsTransportation
GasNon - Ferrous Metals
Petroleum ProductsCement
Consumer DurablesIndustrial Products
ConstructionSoftware
Tele-Equipment & AccessoriesIndustrial Capital Goods
Ferrous MetalsAuto
Media & Entertainment
Equity Holdings
Auto 1.02%
Eicher Motors Ltd. 1.02%
Auto Ancillaries 8.39%
Motherson Sumi Systems Ltd. 3.38%
MRF Ltd. 1.96%
Exide Industries Ltd. 1.91%
Tube Investment of India Ltd. 1.14%
Banks 6.50%
City Union Bank Ltd. 3.40%
ICICI Bank Ltd. 3.10%
Cement 2.79%
The Ramco Cements Ltd. 2.79%
Chemicals 8.05%
Tata Chemicals Ltd. 3.75%
Vinati Organics Ltd. 2.96%
GHCL Ltd. 1.33%
Construction 1.97%
Brigade Enterprises Ltd. 1.97%
Construction Project 4.67%
Voltas Ltd. 2.43%
KEC International Ltd. 2.23%
Consumer Durables 2.78%
Bajaj Electricals Ltd. 1.82%
VIP Industries Ltd. 0.96%
Consumer Non Durables 5.64%
Britannia Industries Ltd. 3.83%
Kaveri Seed Company Ltd. 1.81%
Ferrous Metals 1.04%
Shankara Building Products Ltd. 1.04%
Finance 6.35%
Max Financial Services Ltd. 2.43%
Multi Commodity Exchange of India Ltd. 1.57%
Motilal Oswal Financial Services Ltd. 1.23%
TI Financial Holdings Ltd. 1.12%
Gas 3.16%
Petronet LNG Ltd. 3.16%
Industrial Capital Goods 1.33%
Bharat Electronics Ltd. 1.33%
Industrial Products 2.00%
Supreme Industries Ltd. 2.00%
Media & Entertainment 0.92%
PVR Ltd. 0.92%
Non - Ferrous Metals 3.06%
Hindalco Industries Ltd. 3.06%
Pesticides 4.87%
UPL Ltd. 4.87%
Petroleum Products 2.85%
Indian Oil Corporation Ltd. 2.85%
Pharmaceuticals 13.75%
Aurobindo Pharma Ltd. 3.82%
Sanofi India Ltd. 2.35%
Piramal Enterprises Ltd. 1.98%
Suven Life Sciences Ltd. 1.64%
Cadila Healthcare Ltd. 1.59%
Jubilant Life Sciences Ltd. 1.43%
Torrent Pharmaceuticals Ltd. 0.93%
Software 1.54%
Persistent Systems Ltd. 1.54%
Telecom - Equipment & Accessories 1.34%
Sterlite Technologies Ltd. 1.34%
Textile Products 3.66%
K.P.R. Mill Ltd. 1.69%
SRF Ltd. 1.00%
Welspun India Ltd. 0.96%
Transportation 3.20%
InterGlobe Aviation Ltd. 3.20%
Equity Holdings Total 90.87%
Cash & Other Receivables 9.13%
Grand Total 100.00%
8
Past performance may or may not be sustained in the future. # S&P BSE BANKEX INDEX, ## NIFTY 50 INDEX. Assuming ₹ 10,000/- invested systematically on the first
Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for
Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should
not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns.
The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a
portfolio that is invested substantially in equity and equity related securities of companies engaged in
banking & financial services sector. However, there can be no assurance that the investment objective of the
Scheme will be realised.
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000
1,27,650
12.05
30.84
20.18
- - - 2,90,000
Market Value as on August 31, 2017 ( ) ₹ - - - 3,45,224
Returns (CAGR) (%) - - - 14.58
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
-
-
-
-
-
-
22.04
13.64
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
SIP PERFORMANCE
76.32%
12.36%
Banks
Finance
88.68%
11.32%
Equity Holdings
Cash & Other Receivables
Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Banking &
Financial Services Sector Fund
Date of Allotment: March 27, 2015
FUND SIZE:
AUM as on 31/08/2017: ₹ 73.43 Cr
Average AUM as on 31/08/2017: ₹ 73.13 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% upto 1 year and No Exit Load after
1 Year
Benchmark: S&P BSE Bankex
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Ramnath Venkateswaran
Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 11.4213 ₹ 11.6484
Dividend ₹ 11.4206 ₹ 11.6376
EXPENSE RATIO:
Regular: 3.00%; Direct: 1.24%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.29 times
RISK MEASURES:
Standard Deviation 5.7610
Sharpe Ratio 0.0152
Portfolio Beta 0.9400
Scheme S&P BSE Bankex* Nifty 50** Nifty 50**Scheme S&P BSE Bankex*
1 Year 12.87% 21.12% 12.88% 11,287.20 12,101.40
13,281.36
11,286.57
11,891.56
3 Years NA NA NA NA NA NA
5 Years NA NA NA NA NA NA
Since Inception 5.61% 12.35% 7.37% 11,421.30
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/-₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Ramnath Venkateswaran is managing
the above scheme from 27th March 2015 and total no of schemes managed by him is 10. The scheme was launched on 27th March'2015, hence returns are available only for 1
year. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
As on August 31, 2017
Factsheet September, 2017
Equity Holdings
Banks 76.32%
State Bank of India 8.94%
Bank of India 8.80%
Punjab National Bank 8.68%
ICICI Bank Ltd. 8.56%
Bank of Baroda 6.24%
City Union Bank Ltd. 5.88%
Canara Bank 5.15%
Axis Bank Ltd. 5.00%
The South Indian Bank Ltd. 4.73%
The Federal Bank Ltd. 3.91%
DCB BANK Ltd. 3.78%
HDFC Bank Ltd. 2.90%
Yes Bank Ltd. 2.38%
Kotak Mahindra Bank Ltd. 1.38%
Finance 12.36%
Power Finance Corporation Ltd. 3.32%
Multi Commodity Exchange of India Ltd. 2.43%
CRISIL Ltd. 2.20%
Cholamandalam Investment and Finance Company Ltd. 1.79%
Mahindra & Mahindra Financial Services Ltd. 1.37%
Shriram Transport Finance Company Ltd. 0.76%
Rural Electrification Corporation Ltd. 0.49%
Equity Holdings Total 88.68%
Cash & Other Receivables 11.32%
Grand Total 100.00%
9
Past performance may or may not be sustained in the future. # S&P BSE 100 INDEX, ## NIFTY 50 INDEX. Assuming ₹ 10,000/- invested systematically on the first Business
Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan -
Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be
construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns.
The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity
related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,
there is no assurance that the investment objective of the Scheme will be realised.
98.99%
1.01%
Equity Holdings
Cash & Other Receivables
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000
1,35,017
24.04
21.77
20.18
3,60,000 6,00,000 -
-
-
-
-
11,30,000
Market Value as on August 31, 2017 ( ) ₹ 4,26,236 8,41,087 17,64,551
Returns (CAGR) (%) 11.28 13.48 9.18
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
12.30
10.95
13.29
12.16
11.80
11.17
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Equity Sectoral
Scheme
Date of Allotment: March 24, 2008
FUND SIZE:
AUM as on 31/08/2017: ₹ 65.20 Cr
Average AUM as on 31/08/2017: ₹ 64.71 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% if exit within 1 year from the date of
allotment of units
Benchmark: S&P BSE 100
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Sachin Relekar; Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 14.0094 ₹ 14.6203
Dividend ₹ 14.0102 ₹ 14.5371
EXPENSE RATIO:
Regular: 2.70%; Direct: 1.41%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.20 times
RISK MEASURES:
Standard Deviation 4.6563
Sharpe Ratio 0.0524
Portfolio Beta 1.1545
Scheme S&P BSE 100* Nifty 50** Nifty 50**Scheme S&P BSE 100*
1 Year 16.09% 14.34% 12.88% 11,609.30 11,429.20 11,286.57
3 Years 7.79% 8.73% 7.60% 12,533.01 12,863.00 12,466.80
5 Years 14.01% 14.45% 13.52% 19,273.07 19,640.06 18,863.85
Since Inception 3.63% 8.91% 8.45% 14,009.40 22,394.21 21,511.93
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Sachin Relekar managing the above
scheme from 1st March 2013 and total no of schemes managed by him is 14. Past performance may or may not be sustained in the future. Load is not taken into consideration for
computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.
As on August 31, 2017
Factsheet September, 2017
29.67%
15.09%
12.06%
6.10%
5.91%
5.69%
4.03%
3.44%
3.24%
2.62%
2.59%
2.57%
2.27%
2.08%
1.62%
Banks
Construction Project
Cement
Industrial Capital Goods
Transportation
Industrial Products
Gas
Telecom - Services
Petroleum Products
Chemicals
Consumer Non Durables
Construction
Non - Ferrous Metals
Tele-Equipment & Accessories
Minerals/Mining
Equity Holdings
Banks 29.67%
HDFC Bank Ltd. 9.70%
ICICI Bank Ltd. 9.00%
State Bank of India 5.04%
City Union Bank Ltd. 3.89%
Axis Bank Ltd. 2.03%
Cement 12.06%
The Ramco Cements Ltd. 4.67%
JK Lakshmi Cement Ltd. 3.22%
ACC Ltd. 2.21%
UltraTech Cement Ltd. 1.96%
Chemicals 2.62%
Solar Industries India Ltd. 2.62%
Construction 2.57%
Brigade Enterprises Ltd. 2.57%
Construction Project 15.09%
KEC International Ltd. 4.29%
Larsen & Toubro Ltd. 4.01%
Ashoka Buildcon Ltd. 3.55%
Sadbhav Engineering Ltd. 3.23%
Consumer Non Durables 2.59%
Kaveri Seed Company Ltd. 2.59%
Gas 4.03%
Petronet LNG Ltd. 4.03%
Industrial Capital Goods 6.10%
Bharat Electronics Ltd. 3.93%
Praj Industries Ltd. 2.16%
Industrial Products 5.69%
SKF India Ltd. 3.31%
Cummins India Ltd. 2.38%
Minerals/Mining 1.62%
Coal India Ltd. 1.58%
Gujarat Mineral Development Corporation Ltd. 0.04%
Non - Ferrous Metals 2.27%
Hindalco Industries Ltd. 2.27%
Petroleum Products 3.24%
Indian Oil Corporation Ltd. 3.24%
Telecom - Equipment & Accessories 2.08%
Sterlite Technologies Ltd. 2.08%
Telecom - Services 3.44%
Bharti Airtel Ltd. 3.44%
Transportation 5.91%
InterGlobe Aviation Ltd. 3.71%
Container Corporation of India Ltd. 2.20%
Equity Holdings Total 98.99%
Cash & Other Receivables 1.01%
Grand Total 100.00%
10
Past performance may or may not be sustained in the future. # S&P BSE SENSEX, ## NIFTY 50 INDEX. Assuming ₹ 10,000/- invested systematically on the first Business Day
of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan -
Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be
construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. NA: Not Available.
The investment objective of the scheme is to provide capital growth along with tax rebate and tax relief to our
investors through prudent investments in the stock markets. However, there is no assurance that the
investment objective of the Scheme will be realised.
90.89%
9.11%
Equity Holdings
Cash & Other Receivables
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
NA
NA
NA
NA
Market Value as on August 31, 2017 ( ) ₹ 1,33,125 4,33,218 8,95,846 22,84,454
Returns (CAGR) (%) 20.93 12.40 16.04 12.36
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
17.76
20.18
9.29
10.95
10.87
12.16
9.89
10.58
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Equity Linked Tax
Saving Scheme
Date of Allotment: March 31,1997
FUND SIZE:
AUM as on 31/08/2017: ₹ 121.32 Cr
Average AUM as on 31/08/2017: ₹ 117.71 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: Nil (Subject to lock-in period of 3
years)
Benchmark: S&P BSE Sensex
Minimum Investment: ₹ 500/-
FUND MANAGER:
Name: Mr. Sachin Relekar; Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 59.3571 ₹ 61.7870
Dividend ₹ 17.6779 ₹ 18.4243
EXPENSE RATIO:
Regular: 2.76%; Direct: 1.49%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.60 times
RISK MEASURES:
Standard Deviation 3.8835
Sharpe Ratio 0.1497
Portfolio Beta 0.9418
Scheme S&P BSE Sensex* Nifty 50** Nifty 50**Scheme S&P BSE Sensex*
1 Year 14.12% 11.52% 12.88% 11,412.00
13,890.10
11,137.40 11,286.57
3 Years 11.53% 5.98% 7.60% 11,898.93 12,466.80
5 Years 17.29% 12.72% 13.52% 22,210.18 18,213.30 18,863.85
Since Inception 9.11% 11.61% 12.06% 59,357.10 94,398.21 1,02,422.15
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Sachin Relekar is managing the above
scheme from 5th March 2015 and total no of schemes managed by him is 14. Past performance may or may not be sustained in the future. Load is not taken into consideration
for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.
As on August 31, 2017
Factsheet September, 2017
18.14%
9.54%8.36%
5.86%4.50%4.45%4.35%
3.19%3.04%
2.79%2.69%2.61%2.61%2.60%2.59%2.55%
2.01%1.99%1.82%1.67%1.60%
1.07%0.87%
BanksPharmaceuticals
ChemicalsAuto
PesticidesCement
Consumer Non DurablesIndustrial Products
TransportationSoftware
FinanceAuto Ancillaries
Construction ProjectConsumer Durables
Non - Ferrous MetalsGas
Tele-Equipment & AccessoriesPetroleum Products
ConstructionTextile Products
Industrial Capital GoodsFerrous Metals
Media & Entertainment
Equity Holdings
Auto 5.86%
Maruti Suzuki India Ltd. 4.63%
Eicher Motors Ltd. 1.22%
Auto Ancillaries 2.61%
Exide Industries Ltd. 1.65%
Tube Investment of India Ltd. 0.96%
Banks 18.14%
HDFC Bank Ltd. 6.34%
ICICI Bank Ltd. 5.03%
Kotak Mahindra Bank Ltd. 3.83%
City Union Bank Ltd. 2.95%
Cement 4.45%
Shree Cements Ltd. 1.89%
The Ramco Cements Ltd. 1.70%
JK Lakshmi Cement Ltd. 0.86%
Chemicals 8.36%
Vinati Organics Ltd. 3.31%
Tata Chemicals Ltd. 2.85%
Pidilite Industries Ltd. 1.34%
GHCL Ltd. 0.85%
Construction 1.82%
Brigade Enterprises Ltd. 1.82%
Construction Project 2.61%
KEC International Ltd. 2.61%
Consumer Durables 2.60%
Bajaj Electricals Ltd. 1.68%
VIP Industries Ltd. 0.92%
Consumer Non Durables 4.35%
Britannia Industries Ltd. 2.87%
Kaveri Seed Company Ltd. 1.47%
Ferrous Metals 1.07%
Shankara Building Products Ltd. 1.07%
Finance 2.69%
Max Financial Services Ltd. 1.75%
TI Financial Holdings Ltd. 0.94%
Gas 2.55%
Petronet LNG Ltd. 2.55%
Industrial Capital Goods 1.60%
Bharat Electronics Ltd. 1.60%
Industrial Products 3.19%
Supreme Industries Ltd. 2.09%
SKF India Ltd. 1.10%
Media & Entertainment 0.87%
PVR Ltd. 0.87%
Non - Ferrous Metals 2.59%
Hindalco Industries Ltd. 2.59%
Pesticides 4.50%
UPL Ltd. 2.81%
PI Industries Ltd. 1.70%
Petroleum Products 1.99%
Indian Oil Corporation Ltd. 1.99%
Pharmaceuticals 9.54%
Aurobindo Pharma Ltd. 3.38%
Piramal Enterprises Ltd. 1.82%
Torrent Pharmaceuticals Ltd. 1.26%
Suven Life Sciences Ltd. 1.11%
Sanofi India Ltd. 1.07%
Jubilant Life Sciences Ltd. 0.90%
Software 2.79%
Infosys Ltd. 1.88%
Persistent Systems Ltd. 0.91%
Telecom - Equipment & Accessories 2.01%
Sterlite Technologies Ltd. 2.01%
Textile Products 1.67%
SRF Ltd. 0.83%
K.P.R. Mill Ltd. 0.83%
Transportation 3.04%
InterGlobe Aviation Ltd. 3.04%
Equity Holdings Total 90.89%
Cash & Other Receivables 9.11%
Grand Total 100.00%
11
Past performance may or may not be sustained in the future. # S&P BSE SENSEX, ## NIFTY 50 INDEX. Assuming ₹ 10,000/- invested systematically on the first Business Day
of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan -
Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be
construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. NA: Not Available.
The main investment objective of the fund is to generate returns commensurate with the performance of the
index either Nifty/Sensex based on the plans by investing in the respective index stocks subject to tracking
errors. However, there is no assurance that the investment objective of the Scheme will be realised.
99.77%
0.23%
Equity Holdings
Cash & Other Receivables
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 17,60,000
Market Value as on August 31, 2017 ( ) ₹ 1,31,112 4,12,041 7,82,030 19,70,411 41,35,948
Returns (CAGR) (%) 17.64 8.97 10.54 9.58 10.86
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
17.76
20.18
9.29
10.95
10.87
12.16
9.89 12.60
10.58 12.82
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Index Linked
Equity Scheme
Date of Allotment: December 05, 2002
FUND SIZE:
AUM as on 31/08/2017: ₹ 14.89 Cr
Average AUM as on 31/08/2017: ₹ 15.00 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% if exit within 1 month from the date
of allotment of units
Benchmark: S&P BSE Sensex
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Ramnath Venkateswaran;
Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 59.0956 ₹ 60.5667
Dividend ₹ 20.2564 ₹ 20.3332
EXPENSE RATIO:
Regular: 1.70%; Direct: 1.14%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.09 times
RISK MEASURES:
Tracking Error 0.19%
Scheme S&P BSE Sensex* Nifty 50** Nifty 50**Scheme S&P BSE Sensex*
1 Year 11.02% 11.52% 12.88% 11,102.29 11,137.40 11,286.57
3 Years 5.54% 5.98% 7.60% 11,761.15 11,898.93 12,466.80
5 Years
Since Inception
12.45% 12.72% 13.52% 17,988.64 18,213.30 18,863.85
12.97% 16.75% 16.47% 60,395.60 98,237.60 94,825.04
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/-₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Ramnath Venkateswaran is managing
the above scheme from 5th March 2015 and total no of schemes managed by him is 10. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.
As on August 31, 2017
Factsheet September, 2017
27.65%
12.57%
11.72%
11.13%
9.36%
8.77%
4.53%
4.28%
2.95%
1.85%
1.41%
1.41%
1.18%
0.97%
Banks
Consumer Non Durables
Software
Auto
Finance
Petroleum Products
Construction Project
Pharmaceuticals
Power
Telecom - Services
Ferrous Metals
Oil
Transportation
Minerals/Mining
Equity Holdings
Auto 11.13%
Maruti Suzuki India Ltd. 3.40%
Tata Motors Ltd. 2.39%
Mahindra & Mahindra Ltd. 2.05%
Hero MotoCorp Ltd. 1.68%
Bajaj Auto Ltd. 1.26%
Tata Motors Ltd. DVR Shares 0.34%
Banks 27.65%
HDFC Bank Ltd. 11.93%
ICICI Bank Ltd. 6.31%
Kotak Mahindra Bank Ltd. 3.49%
State Bank of India 3.16%
Axis Bank Ltd. 2.75%
Construction Project 4.53%
Larsen & Toubro Ltd. 4.53%
Consumer Non Durables 12.57%
ITC Ltd. 7.95%
Hindustan Unilever Ltd. 2.90%
Asian Paints Ltd. 1.73%
Ferrous Metals 1.41%
Tata Steel Ltd. 1.41%
Finance 9.36%
Housing Development Finance Co Ltd. 9.36%
Minerals/Mining 0.97%
Coal India Ltd. 0.97%
Oil 1.41%
Oil & Natural Gas Corporation Ltd. 1.41%
Petroleum Products 8.77%
Reliance Industries Ltd. 8.77%
Pharmaceuticals 4.28%
Sun Pharmaceutical Industries Ltd. 1.70%
Cipla Ltd. 0.96%
Dr. Reddy's Laboratories Ltd. 0.83%
Lupin Ltd. 0.78%
Power 2.95%
Power Grid Corporation of India Ltd. 1.57%
NTPC Ltd. 1.38%
Software 11.72%
Infosys Ltd. 6.08%
Tata Consultancy Services Ltd. 4.41%
Wipro Ltd. 1.24%
Telecom - Services 1.85%
Bharti Airtel Ltd. 1.85%
Transportation 1.18%
Adani Ports and Special Economic Zone Ltd. 1.18%
Equity Holdings Total 99.77%
Cash & Other Receivables 0.23%
Grand Total 100.00%
12
Past performance may or may not be sustained in the future. # NIFTY 50 INDEX, ## S&P BSE SENSEX. Assuming ₹ 10,000/- invested systematically on the first Business Day
of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan -
Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should not be
construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. NA: Not Available.
The main investment objective of the fund is to generate returns commensurate with the performance of the
index either Nifty/Sensex based on the plans by investing in the respective index stocks subject to tracking
errors. However, there is no assurance that the investment objective of the Scheme will be realised.
98.67%
1.33%
Equity Holdings
Cash & Other Receivables
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 17,60,000
Market Value as on August 31, 2017 ( ) ₹ 1,32,868 4,23,747 8,11,631 20,46,205 41,32,330
Returns (CAGR) (%) 20.51 10.88 12.04 10.29 10.85
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
20.18
17.76
10.95
9.29
12.16
10.87
10.58 12.82
9.89 12.60
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
SIP PERFORMANCE
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Index Linked
Equity Scheme
Date of Allotment: December 05, 2002
FUND SIZE:
AUM as on 31/08/2017: ₹ 20.62 Cr
Average AUM as on 31/08/2017: ₹ 20.45 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% if exit within 1 month from the date
of allotment of units
Benchmark: Nifty 50
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Ramnath Venkateswaran;
Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 54.9508 ₹ 56.2617
Dividend ₹ 20.2696 ₹ 20.7282
EXPENSE RATIO:
Regular: 1.20%; Direct: 0.64%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.37 times
RISK MEASURES:
Tracking Error 0.24%
Scheme NIFTY 50* S&P BSE Sensex** S&P BSE Sensex**Scheme NIFTY 50*
1 Year 12.64% 12.88% 11.52% 11,264.20 11,286.57 11,137.40
3 Years 7.38% 7.60% 5.98% 12,390.47 12,466.80 11,898.93
5 Years 13.31% 13.52% 12.72% 18,687.78 18,863.85 18,213.30
Since Inception 12.42% 16.47% 16.75% 56,250.80 94,825.04 98,237.60
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Ramnath Venkateswaran is managing
the above scheme from 5th March 2015 and total no of schemes managed by him is 10. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.
As on August 31, 2017
Factsheet September, 2017
26.78%
11.34%
10.03%
9.91%
9.27%
8.48%
3.96%
3.66%
2.71%
2.42%
2.09%
1.49%
1.17%
1.11%
0.83%
0.80%
0.75%
0.69%
0.61%
0.57%
Banks
Software
Consumer Non Durables
Auto
Petroleum Products
Finance
Pharmaceuticals
Construction ProjectPower
Non - Ferrous Metals
Cement
Telecom - Services
OilFerrous MetalsTransportation
Minerals/Mining
Media & EntertainmentTele-Equipment & Accessories
Gas
Auto Ancillaries
Equity Holdings
Auto 9.91%
Maruti Suzuki India Ltd. 2.68%
Tata Motors Ltd. 1.85%
Mahindra & Mahindra Ltd. 1.64%
Hero MotoCorp Ltd. 1.34%
Eicher Motors Ltd. 1.10%
Bajaj Auto Ltd. 1.01%
Tata Motors Ltd. DVR Shares 0.28%
Auto Ancillaries 0.57%
Bosch Ltd. 0.57%
Banks 26.78%
HDFC Bank Ltd. 9.48%
ICICI Bank Ltd. 5.04%
Kotak Mahindra Bank Ltd. 3.12%
State Bank of India 2.71%
Axis Bank Ltd. 2.22%
IndusInd Bank Ltd. 2.18%
Yes Bank Ltd. 1.69%
Bank of Baroda 0.34%
Cement 2.09%
UltraTech Cement Ltd. 1.12%
Ambuja Cements Ltd. 0.57%
ACC Ltd. 0.40%
Construction Project 3.66%
Larsen & Toubro Ltd. 3.66%
Consumer Non Durables 10.03%
ITC Ltd. 6.35%
Hindustan Unilever Ltd. 2.31%
Asian Paints Ltd. 1.38%
Ferrous Metals 1.11%
Tata Steel Ltd. 1.11%
Finance 8.48%
Housing Development Finance Corporation Ltd. 7.44%
Indiabulls Housing Finance Ltd. 1.03%
Gas 0.61%
GAIL (India) Ltd. 0.61%
Media & Entertainment 0.75%
Zee Entertainment Enterprises Ltd. 0.75%
Minerals/Mining 0.80%
Coal India Ltd. 0.80%
Non - Ferrous Metals 2.42%
Vedanta Ltd. 1.51%
Hindalco Industries Ltd. 0.91%
Oil 1.17%
Oil & Natural Gas Corporation Ltd. 1.17%
Petroleum Products 9.27%
Reliance Industries Ltd. 6.97%
Indian Oil Corporation Ltd. 1.23%
Bharat Petroleum Corporation Ltd. 1.07%
Pharmaceuticals 3.96%
Sun Pharmaceutical Industries Ltd. 1.39%
Cipla Ltd. 0.77%
Dr. Reddy's Laboratories Ltd. 0.64%
Lupin Ltd. 0.62%
Aurobindo Pharma Ltd. 0.54%
Power 2.71%
Power Grid Corporation of India Ltd. 1.25%
NTPC Ltd. 1.11%
Tata Power Company Ltd. 0.36%
Software 11.34%
Infosys Ltd. 4.84%
Tata Consultancy Services Ltd. 3.54%
HCL Technologies Ltd. 1.28%
Wipro Ltd. 0.99%
Tech Mahindra Ltd. 0.68%
Telecom - Equipment & Accessories 0.69%
Bharti Infratel Ltd. 0.69%
Telecom - Services 1.49%
Bharti Airtel Ltd. 1.49%
Transportation 0.83%
Adani Ports and Special Economic Zone Ltd. 0.83%
Equity Holdings Total 98.67%
Cash & Other Receivables 1.33%
Grand Total 100.00%
13
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that
the objective of the scheme will be achieved.
99.65%
0.35%
Equity Holdings
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Exchange
Traded Fund.
Date of Allotment: November 20, 2015
FUND SIZE:
AUM as on 31/08/2017: ₹ 428.18 Cr
Average AUM as on 31/08/2017: ₹ 426.72 Cr
LOAD STRUCTURE:
Entry Load: Nil Exit Load: Nil
Liquidity: The Units of the scheme will be listed
on National Stock Exchange(NSE) & Bombay
Stock Exchange Ltd.(BSE).
Benchmark: Nifty 50
Minimum Investment:
For Subscription / Redemption of units directly
with Mutual Fund : 50,000 units.
For Purchase through Stock Exchange: 1 unit
FUND MANAGER:
Name: Mr. Sachin Relekar; Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan
Growth ₹ 101.0204
EXPENSE RATIO: Regular: 0.10%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.05 times
RISK MEASURES:
Tracking Error 0.11%
Scheme NIFTY 50* S&P BSE Sensex** S&P BSE Sensex**Scheme NIFTY 50*
1 Year 14.17% 12.88% 11.52% 11,416.82 11,286.57 11,137.40
3 Years NA NA NA NA NA NA
NA NA NA NA NA NA5 Years
Since Inception 15.14% 13.96% 12.13% 12,858.08 12,625.49 12,279.70
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Sachin Relekar is managing the above
scheme from 20th November 2015 and total no of schemes managed by him is 14. The scheme was launched on 20th Nov'2015, hence returns are available only for 1 year.
Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Factsheet September, 2017
27.05%
11.43%10.11%10.06%
9.34%8.53%
4.04%3.72%
2.80%2.42%
2.07%1.51%
1.19%1.10%0.85%0.82%0.76%0.68%0.64%0.52%
BanksSoftware
Consumer Non DurablesAuto
Petroleum ProductsFinance
PharmaceuticalsConstruction Project
PowerNon - Ferrous Metals
CementTelecom - Services
OilFerrous MetalsTransportation
Minerals/MiningMedia & Entertainment
Tele-Equipment & AccessoriesGas
Auto Ancillaries
Equity Holdings
Auto 10.06%
Maruti Suzuki India Ltd. 2.73%
Tata Motors Ltd. 1.87%
Mahindra & Mahindra Ltd. 1.66%
Hero MotoCorp Ltd. 1.37%
Eicher Motors Ltd. 1.12%
Bajaj Auto Ltd. 1.03%
Tata Motors Ltd. DVR Shares 0.28%
Auto Ancillaries 0.52%
Bosch Ltd. 0.52%
Banks 27.05%
HDFC Bank Ltd. 9.57%
ICICI Bank Ltd. 5.07%
Kotak Mahindra Bank Ltd. 3.13%
State Bank of India 2.75%
Axis Bank Ltd. 2.26%
IndusInd Bank Ltd. 2.21%
Yes Bank Ltd. 1.71%
Bank of Baroda 0.35%
Cement 2.07%
UltraTech Cement Ltd. 1.11%
Ambuja Cements Ltd. 0.55%
ACC Ltd. 0.41%
Construction Project 3.72%
Larsen & Toubro Ltd. 3.72%
Consumer Non Durables 10.11%
ITC Ltd. 6.38%
Hindustan Unilever Ltd. 2.31%
Asian Paints Ltd. 1.41%
Ferrous Metals 1.10%
Tata Steel Ltd. 1.10%
Finance 8.53%
Housing Development Finance Co Ltd. 7.51%
Indiabulls Housing Finance Ltd. 1.02%
Gas 0.64%
GAIL (India) Ltd. 0.64%
Media & Entertainment 0.76%
Zee Entertainment Enterprises Ltd. 0.76%
Minerals/Mining 0.82%
Coal India Ltd. 0.82%
Non - Ferrous Metals 2.42%
Vedanta Ltd. 1.50%
Hindalco Industries Ltd. 0.92%
Oil 1.19%
Oil & Natural Gas Corporation Ltd. 1.19%
Petroleum Products 9.34%
Reliance Industries Ltd. 7.02%
Indian Oil Corporation Ltd. 1.22%
Bharat Petroleum Corporation Ltd. 1.10%
Pharmaceuticals 4.04%
Sun Pharmaceutical Industries Ltd. 1.42%
Cipla Ltd. 0.78%
Dr. Reddy's Laboratories Ltd. 0.66%
Lupin Ltd. 0.63%
Aurobindo Pharma Ltd. 0.55%
Power 2.80%
Power Grid Corporation of India Ltd. 1.29%
NTPC Ltd. 1.12%
Tata Power Company Ltd. 0.39%
Software 11.43%
Infosys Ltd. 4.86%
Tata Consultancy Services Ltd. 3.52%
HCL Technologies Ltd. 1.31%
Wipro Ltd. 1.01%
Tech Mahindra Ltd. 0.72%
Telecom - Equipment & Accessories 0.68%
Bharti Infratel Ltd. 0.68%
Telecom - Services 1.51%
Bharti Airtel Ltd. 1.51%
Transportation 0.85%
Adani Ports & Special Economic Zone Ltd. 0.85%
Equity Holdings Total 99.65%
Cash & Other Receivables 0.35%
Grand Total 100.00%
14
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by the S&P BSE SENSEX Index by holding S&P BSE SENSEX stocks in same
proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be
achieved.
99.71%
0.29%
Equity Holdings
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Exchange
Traded Fund.
Date of Allotment: November 30, 2015
FUND SIZE:
AUM as on 31/08/2017: ₹ 313.31 Cr
Average AUM as on 31/08/2017: ₹ 313.16 Cr
LOAD STRUCTURE:
Entry Load: Nil Exit Load: Nil
Liquidity: The Units of the scheme will be listed
on National Stock Exchange(NSE) & Bombay
Stock Exchange Ltd.(BSE).
Benchmark: S&P BSE Sensex
Minimum Investment:
For Subscription / Redemption of units directly
with Mutual Fund : 50,000 units.
For Purchase through Stock Exchange: 1 unit
FUND MANAGER:
Name: Mr. Sachin Relekar; Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan
Growth ₹ 325.1275
EXPENSE RATIO: Regular: 0.10%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.05 times
RISK MEASURES:
Tracking Error 0.12%
Scheme S&P BSE Sensex* Nifty 50** Nifty 50**Scheme S&P BSE Sensex*
1 Year 12.90% 11.52% 12.88% 11,289.73 11,137.40 11,286.57
3 Years NA NA NA NA NA NA
NA NA NA NA NA NA5 Years
Since Inception 13.21% 11.65% 13.54% 12,435.15 12,121.05 12,496.55
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/-₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Sachin Relekar is managing the above
scheme from 30th November 2015 and total no of schemes managed by him is 14. The scheme was launched on 30th Nov'2015, hence returns are available only for 1 year.
Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or
promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Factsheet September, 2017
27.63%
12.56%
11.70%
11.16%
9.34%
8.74%
4.52%
4.27%
2.97%
1.87%
1.41%
1.40%
1.16%
0.98%
Banks
Consumer Non Durables
Software
Auto
Finance
Petroleum Products
Construction Project
Pharmaceuticals
Power
Telecom - Services
Ferrous Metals
Oil
Transportation
Minerals/Mining
Equity Holdings
Auto 11.16%
Maruti Suzuki India Ltd. 3.39%
Tata Motors Ltd. 2.41%
Mahindra & Mahindra Ltd. 2.07%
Hero MotoCorp Ltd. 1.69%
Bajaj Auto Ltd. 1.26%
Tata Motors Ltd. DVR Shares 0.34%
Banks 27.63%
HDFC Bank Ltd. 11.92%
ICICI Bank Ltd. 6.31%
Kotak Mahindra Bank Ltd. 3.47%
State Bank of India 3.14%
Axis Bank Ltd. 2.78%
Construction Project 4.52%
Larsen & Toubro Ltd. 4.52%
Consumer Non Durables 12.56%
ITC Ltd. 7.94%
Hindustan Unilever Ltd. 2.88%
Asian Paints Ltd. 1.74%
Ferrous Metals 1.41%
Tata Steel Ltd. 1.41%
Finance 9.34%
Housing Development Fin Co Ltd. 9.34%
Minerals/Mining 0.98%
Coal India Ltd. 0.98%
Oil 1.40%
Oil & Natural Gas Cor Ltd. 1.40%
Petroleum Products 8.74%
Reliance Industries Ltd. 8.74%
Pharmaceuticals 4.27%
Sun Pharmaceutical Industries Ltd. 1.72%
Cipla Ltd. 0.96%
Dr. Reddy's Laboratories Ltd. 0.82%
Lupin Ltd. 0.78%
Power 2.97%
Power Grid Cor of India Ltd. 1.59%
NTPC Ltd. 1.38%
Software 11.70%
Infosys Ltd. 6.05%
Tata Consultancy Services Ltd. 4.39%
Wipro Ltd. 1.25%
Telecom - Services 1.87%
Bharti Airtel Ltd. 1.87%
Transportation 1.16%
Adani Ports & Special Eco Zone Ltd. 1.16%
Equity Holdings Total 99.71%
Cash & Other Receivables 0.29%
Grand Total 100.00%
15
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that
the objective of the scheme will be achieved.
99.51%
0.49%
Equity Holdings
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Exchange
Traded Fund.
Date of Allotment: March 17, 2016
FUND SIZE:
AUM as on 31/08/2017: ₹ 278.49 Cr
Average AUM as on 31/08/2017: ₹ 277.04 Cr
LOAD STRUCTURE:
Entry Load: Nil Exit Load: Nil
Liquidity: The Units of the scheme will be listed
on National Stock Exchange(NSE) & Bombay
Stock Exchange Ltd.(BSE).
Benchmark: Nifty 100 Index
Minimum Investment:
For Subscription / Redemption of units
directly with Mutual Fund : 1,00,000 units.
For Purchase through Stock Exchange: 1 unit
FUND MANAGER:
Name: Mr. Sachin Relekar; Experience: 12 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan
Growth ₹ 104.5222
EXPENSE RATIO: Regular: 0.25%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.04 times
RISK MEASURES:
Tracking Error 0.07%
Scheme NIFTY 100* NIFTY 50** NIFTY 50**Scheme NIFTY 100*
1 Year 15.64% 14.29% 12.88% 11,564.02 11,428.36 11,286.57
3 Years NA NA NA NA NA NA
NA NA NA NA NA NA5 Years
Since Inception 24.37% 23.01% 20.95% 13,749.79 13,526.81 13,200.72
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Sachin Relekar is managing the above
scheme from 17th March, 2016 and total no of schemes managed by him is 14. The scheme was launched on 17th Mar'2016, hence returns are available only for 1 year. Past
performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising
or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Factsheet September, 2017
22.96%
11.55%10.32%
9.79%8.79%8.71%
4.73%3.13%
2.51%2.19%2.03%
1.72%1.53%
1.13%1.11%0.99%0.95%0.90%0.84%0.84%0.80%0.68%0.59%
0.28%0.26%0.18%
BanksConsumer Non Durables
FinanceSoftware
AutoPetroleum Products
PharmaceuticalsConstruction Project
PowerNon - Ferrous Metals
CementFerrous Metals
Telecom - ServicesTransportation
OilAuto Ancillaries
Industrial Capital GoodsMinerals/Mining
Consumer DurablesGas
Media & EntertainmentPesticides
Tele-Equipment & AccessoriesIndustrial Products
ChemicalsConstruction
Equity Holdings
Auto 8.79%
Maruti Suzuki India Ltd. 2.29%
Tata Motors Ltd. 1.58%
Mahindra & Mahindra Ltd. 1.40%
Hero MotoCorp Ltd. 1.14%
Eicher Motors Ltd. 0.95%
Bajaj Auto Ltd. 0.86%
Ashok Leyland Ltd. 0.34%
Tata Motors Ltd. DVR Shares 0.23%
Auto Ancillaries 0.99%
Motherson Sumi Systems Ltd. 0.54%
Bosch Ltd. 0.45%
Banks 22.96%
HDFC Bank Ltd. 8.04%
ICICI Bank Ltd. 4.27%
Kotak Mahindra Bank Ltd. 2.66%
State Bank of India 2.27%
Axis Bank Ltd. 1.88%
IndusInd Bank Ltd. 1.86%
Yes Bank Ltd. 1.43%
Bank of Baroda 0.29%
Punjab National Bank 0.24%
Cement 2.03%
UltraTech Cement Ltd. 0.92%
Ambuja Cements Ltd. 0.46%
ACC Ltd. 0.34%
Shree Cements Ltd. 0.31%
Chemicals 0.26%
Pidilite Industries Ltd. 0.26%
Construction 0.18%
DLF Ltd. 0.18%
Construction Project 3.13%
Larsen & Toubro Ltd. 3.13%
Consumer Durables 0.84%
Titan Company Ltd. 0.58%
Havells India Ltd. 0.26%
Consumer Non Durables 11.55%
ITC Ltd. 5.37%
Hindustan Unilever Ltd. 1.97%
Asian Paints Ltd. 1.19%
Britannia Industries Ltd. 0.56%
Godrej Consumer Products Ltd. 0.53%
Dabur India Ltd. 0.40%
Marico Ltd. 0.37%
Colgate Palmolive (India) Ltd. 0.34%
United Spirits Ltd. 0.29%
Procter & Gamble Hygiene and Health Care Ltd. 0.15%
GlaxoSmithKline Consumer Healthcare Ltd. 0.14%
Emami Ltd. 0.13%
United Breweries Ltd. 0.12%
Ferrous Metals 1.72%
Tata Steel Ltd. 0.97%
JSW Steel Ltd. 0.61%
Steel Authority of India Ltd. 0.14%
Finance 10.32%
Housing Development Finance Corporation Ltd. 6.33%
Indiabulls Housing Finance Ltd. 0.87%
Bajaj Finance Ltd. 0.85%
Bajaj Finserv Ltd. 0.77%
LIC Housing Finance Ltd. 0.46%
Shriram Transport Finance Company Ltd. 0.32%
Rural Electrification Corporation Ltd. 0.31%
Power Finance Corporation Ltd. 0.23%
ICICI Prudential Life Insurance Company Ltd. 0.18%
Gas 0.84%
GAIL (India) Ltd. 0.53%
Petronet LNG Ltd. 0.31%
Industrial Capital Goods 0.95%
Bharat Electronics Ltd. 0.29%
Bharat Heavy Electricals Ltd. 0.26%
Siemens Ltd. 0.26%
ABB India Ltd. 0.14%
Industrial Products 0.28%Cummins India Ltd. 0.28%
Media & Entertainment 0.80%Zee Entertainment Enterprises Ltd. 0.64%
Sun TV Network Ltd. 0.15%
Minerals/Mining 0.90%
Coal India Ltd. 0.68%
NMDC Ltd. 0.23%
Non - Ferrous Metals 2.19%
Vedanta Ltd. 1.26%
Hindalco Industries Ltd. 0.78%
Hindustan Zinc Ltd. 0.15%
Oil 1.11%
Oil & Natural Gas Corporation Ltd. 0.99%
Oil India Ltd. 0.12%
Pesticides 0.68%
UPL Ltd. 0.68%
Petroleum Products 8.71%
Reliance Industries Ltd. 5.91%
Indian Oil Corporation Ltd. 1.04%
Bharat Petroleum Corporation Ltd. 0.93%
Hindustan Petroleum Corporation Ltd. 0.82%
Pharmaceuticals 4.73%
Sun Pharmaceutical Industries Ltd. 1.18%
Cipla Ltd. 0.65%
Dr. Reddy's Laboratories Ltd. 0.55%
Lupin Ltd. 0.53%
Piramal Enterprises Ltd. 0.47%
Aurobindo Pharma Ltd. 0.44%
Cadila Healthcare Ltd. 0.29%
Divi's Laboratories Ltd. 0.20%
Glenmark Pharmaceuticals Ltd. 0.19%
GlaxoSmithKline Pharmaceuticals Ltd. 0.11%
Torrent Pharmaceuticals Ltd. 0.11%
Power 2.51%
Power Grid Corporation of India Ltd. 1.09%
NTPC Ltd. 0.94%
Tata Power Company Ltd. 0.32%
NHPC Ltd. 0.16%
Software 9.79%
Infosys Ltd. 4.10%
Tata Consultancy Services Ltd. 2.95%
HCL Technologies Ltd. 1.10%
Wipro Ltd. 0.87%
Tech Mahindra Ltd. 0.60%
Oracle Financial Services Software Ltd. 0.17%
Telecom - Equipment & Accessories 0.59%
Bharti Infratel Ltd. 0.59%
Telecom - Services 1.53%
Bharti Airtel Ltd. 1.27%
Idea Cellular Ltd. 0.27%
Transportation 1.13%
Adani Ports and Special Economic Zone Ltd. 0.71%
Container Corporation of India Ltd. 0.29%
InterGlobe Aviation Ltd. 0.13%
Equity Holdings Total 99.51%
Cash & Other Receivables 0.49%
Grand Total 100.00%
16
The investment objective of the scheme is to provide returns that closely correspond to the total returns of
securities as represented by NIFTY 8-13 yr G-Sec Index, subject to tracking errors. However, there is no
assurance that the objective of the Scheme will be realised.
Company Rating % of NAV
97.79%
2.21%
Govt. Bond And Treasury Bill
Cash & Other Receivables
97.79%
2.21%
Sovereign
Cash & Other Receivables
97.79%
2.21%
>365 days
Cash & Equivalents
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
ASSET ALLOCATION (% of NAV)
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
Scheme Type: An Open-Ended Index Linked
Exchange Traded Fund
Date of Allotment: December 24, 2014
FUND SIZE:
AUM as on 31/08/2017: ₹ 79.55 Cr
Average AUM as on 31/08/2017: ₹ 79.51 Cr
LOAD STRUCTURE:
Entry Load: Nil Exit Load: Nil
Benchmark: Nifty 8-13 yr G-Sec
Minimum Investment:
For Subscription / Redemption of units directly
with Mutual Fund : 1,00,000 units.
For Purchase through Stock Exchange: 1 unit
FUND MANAGER:
Name: Mr. Marzban Irani; Experience: 16 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan
Growth ₹ 17.2086
EXPENSE RATIO: Regular: 0.25%
RISK MEASURES :
Tracking Error: 0.37 %
PORTFOLIO METRICS:
Average Maturity 10.71 years
Modified Duration 7.30 years
YTM 6.77 %
Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*
1 Year 8.05% 8.39% 8.97% 10,804.87 10,838.76 10,897.13
3 Years NA NA NA NA NA NA
NA NA NA NA NA NA5 Years
Since Inception 9.71% 10.04% 9.75% 12,832.95 12,933.62 12,842.82
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no of schemes managed by him is 21. The
scheme was launched on 24th Dec'2014, hence returns are availabe are available only for 1 year. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing
or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
GOVERNMENT BOND AND TREASURY BILL
Government Bond
6.79% GOI (MD 26/12/2029) SOV 35.66%
6.97% GOI (MD 15/05/2027) SOV 21.20%
6.79% GOI (MD 06/09/2026) SOV 15.53%
7.59% GOI(MD 11/01/2026) SOV 12.81%
7.61% GOI(MD 09/05/2030) SOV 12.60%
Government Bond Total 97.79%
GOVERNMENT BOND AND TREASURY BILL TOTAL 97.79%
Cash & Other Receivables 2.21%
Grand Total 100.00%
Factsheet September, 2017
17
An open ended balanced scheme which seeks to provide regular returns and capital appreciation
according to the selection of plan by investing in equities and debt. However, there is no assurance that the
investment objective of the Scheme will be realised.
Past performance may or may not be sustained in the future. # Crisil Balanced Fund-Aggressive Index, ## Nifty 50 Index. Assuming ₹ 10,000/- invested systematically on the
first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for
Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose only and should
not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. NA: Not Available.
Frequency Record Date Face Value ( )₹ NAV ( )₹ Gross Dividend ( ) / Unit₹
Regular Dividend 10.0000
10.0000
August 30, 2017
July 28, 2017
June 29, 2017
August 30, 2017
July 28, 2017
June 29, 2017
10.0000 14.5108
14.9226
14.6650
0.1000
0.1000
0.1000
Direct Dividend 10.0000
10.0000
10.0000 15.0240
15.4310
15.1479
0.1000
0.1000
0.1000
65.36%
17.97%
10.86%
5.81%
Equity Holdings
Govt. Bond & Treasury Bill
Cash & Other Receivables
Corporate Debt
28.83%
5.81%
65.36%
>365 days
Equity
Cash & Equivalents
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
NA
NA
NA
NA
Market Value as on August 31, 2017 ( ) ₹ 1,23,298 3,91,971 7,46,336 18,27,370
Returns (CAGR) (%) 5.14 5.60 8.66 8.15
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
16.14
20.18
10.87
10.95
11.68
12.16
10.33
10.58
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
SIP PERFORMANCEMATURITY PROFILE (% of NAV)
DIVIDEND HISTORY
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Balanced
Scheme
Date of Allotment: January 01, 1991
FUND SIZE:
AUM as on 31/08/2017: ₹ 213.41 Cr
Average AUM as on 31/08/2017: ₹ 201.64 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% if exit within 1 year from the date of
allotment of units.
Benchmark: Crisil Balanced Fund- Aggressive
Index
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Ramnath Venkateswaran (Equity) &
Mr. Marzban Irani (Debt)
Experience: 12 years & 16 years respectively
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 91.9817 ₹ 95.2153
Dividend ₹ 14.5356 ₹ 15.0502
EXPENSE RATIO:
Regular: 2.87%; Direct: 1.71%
ANNUAL PORTFOLIO TURNOVER RATIO:
1.79 times
RISK MEASURES:
Standard Deviation 3.4305
Sharpe Ratio 0.0216
Portfolio Beta 1.1724 Scheme Crisil Balanced Fund - Aggressive Index* SchemeNifty 50** Nifty 50**Crisil Balanced Fund - Aggressive Index*
1 Year 6.12% 11.78% 12.88% 10,612.30 11,180.60 11,286.57
3 Years 5.36% 9.02% 7.60% 11,703.20 12,969.50 12,466.80
5 Years 10.99% 12.38% 13.52% 16,846.36 17,933.05 18,863.85
Since Inception 8.67% NA NA 91,981.70 NA NA
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- invested on ₹inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Ramnath Venkateswaran & Mr.
Marzban Irani are managing the above scheme from 10th August, 2016. Total no of schemes managed by Mr. Ramnath Venteswaran is 10 and by Mr. Marzban Irani is 21. Past
performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising
or forecasting any returns.* Benchmark, ** Additional Benchmark. NA : Not Available.
As on August 31, 2017
Factsheet September, 2017
14.38%
8.31%6.58%
4.83%3.46%3.45%3.33%3.24%
2.84%2.81%
2.53%1.51%1.41%1.25%1.15%1.09%0.95%0.83%0.76%0.65%
BanksPharmaceuticals
SoftwarePower
ChemicalsConstruction
Telecom - ServicesAuto
Consumer Non DurablesIndustrial Products
Ferrous MetalsMinerals/Mining
PesticidesCement
TransportationConsumer Durables
FinanceConstruction ProjectPetroleum Products
Miscellaneous
Equity Holdings
Auto 3.24%
Hero MotoCorp Ltd. 1.12%
Tata Motors Ltd. DVR Shares 1.11%
Tata Motors Ltd. 1.01%
Banks 14.38%
Punjab National Bank 2.88%
Bank of India 2.86%
State Bank of India 2.80%
ICICI Bank Ltd. 2.64%
Bank of Baroda 1.09%
City Union Bank Ltd. 1.09%
The South Indian Bank Ltd. 1.02%
Cement 1.25%
JK Lakshmi Cement Ltd. 1.25%
Chemicals 3.46%
Navin Fluorine International Ltd. 1.73%
Tata Chemicals Ltd. 1.16%
Vinati Organics Ltd. 0.57%
Construction 3.45%
Prestige Estates Projects Ltd. 1.51%
Ahluwalia Contracts (India) Ltd. 1.06%
KNR Constructions Ltd. 0.87%
Construction Project 0.83%
Larsen & Toubro Ltd. 0.83%
Consumer Durables 1.09%
Bajaj Electricals Ltd. 1.09%
Consumer Non Durables 2.84%
Bajaj Corp Ltd. 1.11%
Kaveri Seed Company Ltd. 0.90%
Dabur India Ltd. 0.83%
Ferrous Metals 2.53%
Tata Steel Ltd. 2.53%
Finance 0.95%
Power Finance Corporation Ltd. 0.95%
Industrial Products 2.81%
AIA Engineering Ltd. 1.16%
Supreme Industries Ltd. 0.98%
Bharat Forge Ltd. 0.66%
Minerals/Mining 1.51%
Coal India Ltd. 1.51%
Miscellaneous 0.65%
Dishman Carbogen Amcis Ltd. 0.65%
Pesticides 1.41%
PI Industries Ltd. 1.41%
Petroleum Products 0.76%
Indian Oil Corporation Ltd. 0.76%
Pharmaceuticals 8.31%Sun Pharmaceutical Industries Ltd. 3.31%
Sanofi India Ltd. 1.25%
IPCA Laboratories Ltd. 1.15%
Suven Life Sciences Ltd. 0.91%
Aurobindo Pharma Ltd. 0.90%
Cadila Healthcare Ltd. 0.77%
Power 4.83%NTPC Ltd. 3.03%
Tata Power Company Ltd. 1.80%
Software 6.58%Tech Mahindra Ltd. 2.98%
Persistent Systems Ltd. 1.35%
KPIT Technologies Ltd. 1.13%
Infosys Ltd. 1.11%
Telecom - Services 3.33%Bharti Airtel Ltd. 3.33%
Transportation 1.15%Container Corporation of India Ltd. 1.15%
Equity Holdings Total 65.36%
CORPORATE DEBTNON-CONVERTIBLE DEBENTURES
Power Finance Corporation Ltd. 2.75%
Housing & Urban Development Corporation Ltd. 2.38%
Housing Development Finance Corporation Ltd. 2.37%
Indian Railway Finance Corporation Ltd. 2.35%
Power Grid Corporation of India Ltd. 1.00%
NON-CONVERTIBLE DEBENTURES TOTAL 10.86%
CORPORATE DEBT TOTAL 10.86%
GOVERNMENT BOND AND TREASURY BILLGovernment Bond
6.79% GOI (MD 26/12/2029) 6.06%
6.79% GOI (MD 15/05/2027) 5.25%
6.97% GOI (MD 06/09/2026) 3.86%
7.61% GOI (MD 09/05/2030) 1.27%
7.72% GOI (MD 25/05/2025) 0.96%
7.59% GOI (MD 11/01/2026) 0.56%
Government Bond Total 17.97%
GOVERNMENT BOND AND TREASURY BILL TOTAL 17.97%
Cash & Other Receivables 5.81%
Grand Total 100.00%
18
An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s
80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.
Past performance may or may not be sustained in the future. # Crisil Balanced Fund-Aggressive Index, ## Nifty 50 Index. Assuming ₹ 10,000/- invested systematically on the
15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for
Regular Plan - Dividend re-investment Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative purpose
only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns.
NA: Not Available.
73.42%73.42%
16.43%10.09%
3.57%6.58%
6.58%9.90%
<365 days
>365 days
EquityEquity Holdings
Cash & EquivalentsCorporate Debt
SIP Investments 1 Year 3 Years 5 Years 10 Years Since Inception
Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,000 NA
NA
NA
NA
NA
Market Value as on August 31, 2017 ( ) ₹ 1,31,512 4,15,975 7,90,881 18,87,250
Returns (CAGR) (%) 19.78 9.86 11.16 8.82
Benchmark Returns (CAGR) (%) #
Additional Benchmark Returns (CAGR) (%) ##
17.86
22.76
11.35
11.66
11.74
12.24
10.40
10.68
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
SIP PERFORMANCE
ASSET ALLOCATION (% of NAV) MATURITY PROFILE (% of NAV)
Company % of NAV Company % of NAV
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Insurance Linked
Tax Saving Scheme
Date of Allotment: June 19, 1989
FUND SIZE:
AUM as on 31/08/2017: ₹ 239.86 Cr
Average AUM as on 31/08/2017: ₹ 237.54 Cr
LOAD STRUCTURE:
Entry Load: Nil Exit Load: Nil
Liquidity: Repurchase after lock-in period of 3 years from the date of Investment.
Benchmark: Crisil Balanced Fund- Aggressive
Index
Minimum Investment:
₹ 10,000/- under Single Premium Option,
₹ 10,000/-under Regular Premium - Yearly Option,
₹ 3,000/-under Regular Premium-Quarterly Option
₹ 1,000/-under Regular Premium - Monthly Option
FUND MANAGER:
Name: Mr. Sachin Relekar (Equity) &
Mr. Marzban Irani (Debt)
Experience: 12 years & 16 years respectively
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Dividend ₹ 16.7633 ₹ 17.2699
EXPENSE RATIO:
Regular: 2.66%; Direct: 1.31%
ANNUAL PORTFOLIO TURNOVER RATIO:
0.37 times
RISK MEASURES:
Standard Deviation 2.9393
Sharpe Ratio 0.0945
Portfolio Beta 1.0780
Scheme Crisil Balanced Fund - Aggressive Index* SchemeNifty 50** Nifty 50**Crisil Balanced Fund - Aggressive Index*
1 Year 11.46% 11.78% 12.88% 11,146.39 11,180.60 11,286.57
3 Years 8.32% 9.02% 7.60% 12,720.69 12,969.50 12,466.80
5 Years 11.96% 12.38% 13.52% 17,598.16 17,933.05 18,863.85
Since Inception 6.15% NA NA 53,934.60 NA NA
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Dividend Re-investment option. Mr. Sachin Relekar &
Marzban Irani are managing the above scheme from 10th August, 2016. Total no of schemes managed by Mr. Sachin Relekar is 14 and by Mr. Marzban Irani is 21. Past
performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising
or forecasting any returns.
As on August 31, 2017
Govt. Bond & Treasury Bill
Cash & Other Receivables
Factsheet September, 2017
24.25%
6.56%5.63%
4.88%4.11%
3.00%2.56%2.42%2.18%2.16%2.12%2.04%2.04%1.93%1.72%1.49%1.24%1.13%
0.67%0.55%0.47%0.25%0.00%
BanksPharmaceuticals
ChemicalsConsumer Non Durables
AutoCement
TransportationNon - Ferrous Metals
SoftwarePetroleum ProductsIndustrial Products
Tele-Equipment & AccessoriesAuto Ancillaries
ConstructionConsumer Durables
GasIndustrial Capital Goods
FinancePesticides
Media & EntertainmentTextile Products
Construction ProjectTelecom - Services
Equity Holdings
Auto 4.11%
Eicher Motors Ltd. 2.99%
Maruti Suzuki India Ltd. 1.12%
Auto Ancillaries 2.04%
Exide Industries Ltd. 1.38%
Tube Investment of India Ltd. 0.65%
Banks 24.25%
HDFC Bank Ltd. 9.06%
ICICI Bank Ltd. 5.25%
IndusInd Bank Ltd. 3.52%
Kotak Mahindra Bank Ltd. 2.64%
Axis Bank Ltd. 1.91%
City Union Bank Ltd. 1.88%
Cement 3.00%
JK Lakshmi Cement Ltd. 1.73%
The Ramco Cements Ltd. 1.27%
Chemicals 5.63%
Vinati Organics Ltd. 2.69%
Tata Chemicals Ltd. 2.12%
GHCL Ltd. 0.81%
Construction 1.93%
Brigade Enterprises Ltd. 1.93%
Construction Project 0.25%
Ashoka Buildcon Ltd. 0.25%
Consumer Durables 1.72%Bajaj Electricals Ltd. 1.02%
VIP Industries Ltd. 0.71%
Consumer Non Durables 4.88%
Britannia Industries Ltd. 2.70%
Kaveri Seed Company Ltd. 2.18%
Finance 1.13%
TI Financial Holdings Ltd. 0.64%
Motilal Oswal Financial Services Ltd. 0.50%
Gas 1.49%
Petronet LNG Ltd. 1.49%
Industrial Capital Goods 1.24%
Bharat Electronics Ltd. 1.24%
Industrial Products 2.12%
Supreme Industries Ltd. 2.12%
Media & Entertainment 0.55%
PVR Ltd. 0.55%
Non - Ferrous Metals 2.42%
Hindalco Industries Ltd. 2.42%
Pesticides 0.67%
UPL Ltd. 0.67%
Petroleum Products 2.16%
Indian Oil Corporation Ltd. 2.16%
Pharmaceuticals 6.56%
Aurobindo Pharma Ltd. 2.59%
Piramal Enterprises Ltd. 1.53%
Jubilant Life Sciences Ltd. 0.94%
Suven Life Sciences Ltd. 0.68%
Torrent Pharmaceuticals Ltd. 0.66%
Sanofi India Ltd. 0.16%
Software 2.18%
Infosys Ltd. 2.18%
Telecom - Equipment & Accessories 2.04%
Sterlite Technologies Ltd. 2.04%
Telecom - Services 0.00%
Bharti Airtel Ltd. 0.00%
Textile Products 0.47%
K.P.R. Mill Ltd. 0.47%
Transportation 2.56%
InterGlobe Aviation Ltd. 2.56%
Equity Holdings Total 73.42%
CORPORATE DEBT
NON-CONVERTIBLE DEBENTURES
Piramal Enterprises Ltd. 4.22%
Power Grid Corporation of India Ltd. 3.56%
Tata Capital Financial Services Ltd. 2.11%
Blue Dart Express Ltd. 0.01%
NON-CONVERTIBLE DEBENTURES TOTAL 9.90%
CORPORATE DEBT TOTAL 9.90%
GOVERNMENT BOND AND TREASURY BILLTreasury Bill
323 Days Tbill (MD 13/03/2018) 10.09%
Treasury Bill Total 10.09%
GOVERNMENT BOND AND TREASURY BILL TOTAL 10.09%
Cash & Other Receivables 6.58%
Grand Total 100.00%
19
The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors
through investments in sovereign securities issued by the Central and/or State Government and/or any
security unconditionally guaranteed by the Central / State government for repayment of Principal and
Interest and/or reverse repos in such securities as and when permitted by RBI. However, there is no
assurance that the investment objective of the Scheme will be realised.
Company Rating % of NAV
Frequency Record Date Face Value ( )₹ NAV ( )₹ Gross Dividend ( ) / Unit₹
Quarterly 10.0000 0.1500
10.0000 0.1500
June 29, 2017
March 21, 2017
June 29, 2017
March 21, 2017
January 3, 2017
10.0000 10.9665
10.7110
11.0378
0.1500
Quarterly (Direct) 10.0000 0.1500
10.0000 0.1500
January 3, 2017
10.0000 11.4119
11.1213
11.4290
0.1500
Quarterly (PF) December 27, 2012 10.0000 11.1882 0.2500
March 28, 2013 10.0000 10.1606 1.0000
June 26, 2013 10.0000 10.0868 0.3000
83.07%
16.93%
Govt. Bond and Treasury Bill
Cash & Other Receivables
83.07%
16.93%
>365 days
Cash & Equivalents
83.07%
16.93%
Sovereign
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
DIVIDEND HISTORY
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
ASSET ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Gilt Scheme
Date of Allotment: December 10, 1999
FUND SIZE:
AUM as on 31/08/2017: ₹ 94.91 Cr
Average AUM as on 31/08/2017: ₹ 102.79 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 0.25% if exit within 30 days from date of
allotment of units
Benchmark: I-Sec Composite Index
Minimum Investment: ₹ 10,000/-
FUND MANAGER:
Name: Mr. Marzban Irani; Experience: 16 years
NAV AS ON AUGUST 31, 2017:
NAV PF Regular Plan Direct Plan
Growth ₹ 21.4296 ₹ 37.1035 ₹ 38.5056
Dividend ₹ 13.8670 ₹ 10.9998 ₹ 11.4635
EXPENSE RATIO:
Regular: 2.44%; Direct: 1.54%
PORTFOLIO METRIC:
Average Maturity 9.80 years
Modified Duration 6.27 years
YTM 6.57 %
Scheme I-Sec Composite Index*
Crisil 10 yr Gilt Index**
Crisil 10 yr Gilt Index**
Scheme I-Sec Composite Index*
1 Year 7.55% 8.97% 10,755.15 10,897.13
3 Years 10.50% 11.03% 13,508.38 13,701.40
5 Years 7.93% 8.47% 14,651.28 15,020.29
Since Inception 7.67% NA
9.86%
11.16%
8.48%
NA 37,103.50 NA
16,006.44
13,756.84
10,849.94
NA
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above
scheme from 10th August, 2016 and total no of schemes managed by him is 21. Past performance may or may not be sustained in the future. Load is not taken into consideration
for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Factsheet September, 2017
GOVERNMENT BOND AND TREASURY BILL
Government Bond
6.79% GOI (MD 15/05/2027) SOV 56.35%
7.61% GOI(MD 09/05/2030) SOV 11.07%
6.62% GOI (MD 28/11/2051) SOV 4.91%
Government Bond Total 72.33%
State Government Bond
7.52% Gujarat SDL (MD 24/05/2027) SOV 10.74%
State Government Bond Total 10.74%
GOVERNMENT BOND AND TREASURY BILL TOTAL 83.07%
Cash & Other Receivables 16.93%
Grand Total 100.00%
20
The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of
quality debt securities and money market instruments. It also seeks to generate capital appreciation by
investing some percentage in a mix of equity instruments. However, there is no assurance that the
investment objective of the Schemes will be realised.
The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.
Frequency Record Date Face Value ( )₹ NAV ( )₹ Gross Dividend ( ) / Unit₹
Yearly March 25, 2014 10.0000 11.6224 0.7500
March 24, 2015 10.0000 11.1727 0.9000
April 28, 2017 10.0000 11.3750 0.6000
Yearly Direct March 25, 2014 10.0000 11.6946 0.7500
March 24, 2015 10.0000 11.3145 0.9000
April 28, 2017 10.0000 11.7005 0.6000
Monthly 10.0000 0.0500
10.0000 0.0500
August 31, 2017
July 28, 2017
June 30, 2017
10.0000 10.5442
10.6328
10.5837
0.0500
Monthly Direct 10.0000 0.0500
10.0000 0.0500
August 31, 2017
July 28, 2017
June 30, 2017
10.0000 10.6197
10.7016
10.6461
0.0500
Quarterly 10.0000
10.0000
0.1500
June 29, 2017
March 21, 2017
January 3, 2017
10.0000 10.7235
10.6479
10.7797
0.1500
0.1500
Quarterly Direct 10.0000
10.0000
0.1500
June 29, 2017
March 21, 2017
January 3, 2017
10.0000 11.1243
11.0194
11.1330
0.1500
0.1500
60.77%
15.66%
11.83%
11.74%
Corporate Debt
Govt. Bond and Treasury Bill
Equity Holdings
Cash & Other Receivables
63.06%
15.66%
11.83%
9.46%<365 days
>365 days
Equity
Cash & Equivalents
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
DIVIDEND HISTORY
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Income Scheme
Date of Allotment: June 01, 1998
FUND SIZE:
AUM as on 31/08/2017: ₹ 115.07 Cr
Average AUM as on 31/08/2017: ₹ 114.44 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% if exit within 1 year from the date of
allotment of units
Benchmark: Crisil MIP Blended Fund Index
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Marzban Irani (Debt)
& Mr. Ramnath Venkateswaran (Equity);
Experience: 16 years & 12 years respectively
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 50.4524 ₹ 52.1026
Monthly Dividend ₹ 10.5442 ₹ 10.6197
Quarterly Dividend ₹ 10.7854 ₹ 11.2026
Yearly Dividend ₹ 11.5396 ₹ 11.8988
EXPENSE RATIO:
Regular: 2.57%; Direct: 1.73%
PORTFOLIO METRIC:
Average Maturity 3.35 years
Modified Duration 2.48 years
YTM 5.82 %
Scheme CRISIL MP Blended Fund Index*
CRISIL 10 year Gilt Index**
CRISIL 10 year Gilt Index**Scheme
CRISIL MP Blended Fund Index*
1 Year 4.93% 9.93% 8.97% 10,493.04 10,992.82 10,897.13
3 Years 7.08% 10.63% 11.03% 12,286.32 13,552.69 13,701.40
5 Years 8.28% 10.30% 8.47% 14,888.25 16,331.98 15,020.29
Since Inception 8.76% NA NA 50,452.40 NA NA
As on August 31, 2017
Period
CAGR Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Ramnath Venkateswaran & Mr.
Marzban Irani are managing the above scheme from 10th August, 2016. Total no of schemes managed by Mr. Ramnath Venteswaran is 10 and by Mr. Marzban Irani is 21. Past
performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising
or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
53.01%
15.66%
11.83%
5.10%
2.66%
11.74%
AAA/A1+ and Equivalent
Sovereign
Equity
AA/AA-
A+/A/A-/A1
Cash & Other Receivables
Factsheet September, 2017
Equity Holdings
Auto 1.73%
Tata Motors Ltd. 0.82%
Mahindra & Mahindra Ltd. 0.47%
Tata Motors Ltd. DVR Shares 0.45%
Banks 2.42%
Bank of India 0.55%
State Bank of India 0.51%
ICICI Bank Ltd. 0.50%
The South Indian Bank Ltd. 0.32%
Punjab National Bank 0.29%
City Union Bank Ltd. 0.26%
Cement 0.24%
JK Lakshmi Cement Ltd. 0.24%
Chemicals 1.24%
Vinati Organics Ltd. 0.81%
Tata Chemicals Ltd. 0.28%
Navin Fluorine International Ltd. 0.15%
Construction 0.74%
Ahluwalia Contracts (India) Ltd. 0.74%
Construction Project 0.57%
Larsen & Toubro Ltd. 0.29%
Ashoka Buildcon Ltd. 0.29%
Consumer Durables 0.26%
Bajaj Electricals Ltd. 0.26%
Consumer Non Durables 0.47%
Bajaj Corp Ltd. 0.47%
Gas 0.00%
GAIL (India) Ltd. 0.00%
Minerals/Mining 0.26%
Coal India Ltd. 0.26%
Pesticides 0.26%
PI Industries Ltd. 0.26%
Petroleum Products 0.32%
Indian Oil Corporation Ltd. 0.32%
Pharmaceuticals 1.89%
IPCA Laboratories Ltd. 0.50%
Sun Pharmaceutical Industries Ltd. 0.48%
Sanofi India Ltd. 0.46%
Cipla Ltd. 0.22%
Suven Life Sciences Ltd. 0.16%
Dr. Reddy's Laboratories Ltd. 0.07%
Power 0.58%
NTPC Ltd. 0.34%
Tata Power Company Ltd. 0.24%
Software 3.96%
KPIT Technologies Ltd. 1.39%
Tech Mahindra Ltd. 1.00%
Persistent Systems Ltd. 0.98%
Larsen & Toubro Infotech Ltd. 0.31%
Infosys Ltd. 0.28%
Telecom - Services 0.72%Bharti Airtel Ltd. 0.44%
Idea Cellular Ltd. 0.28%Equity Holdings Total 15.66%
CORPORATE DEBTNON-CONVERTIBLE DEBENTURES
Housing & Urban Development Corporation Ltd. 8.84%
Rural Electrification Corporation Ltd. 8.80%
Housing Development Finance Corporation Ltd. 8.79%
Indian Railway Finance Corporation Ltd. 8.72%
State Bank of India 4.56%
State Bank of India 4.50%
Power Finance Corporation Ltd. 4.39%
Indiabulls Housing Finance Ltd. 4.36%
SREI Equipment Finance Ltd. 2.66%
NTPC Ltd. 0.06%
NON-CONVERTIBLE DEBENTURES TOTAL 55.67%
Zero Coupon Bond
Tata Motors Finance Ltd. 5.10%
Zero Coupon Bond Total 5.10%CORPORATE DEBT TOTAL 60.77%
GOVERNMENT BOND AND TREASURY BILLGovernment Bond
6.79% GOI (MD 26/12/2029) 3.46%
7.61% GOI(MD 09/05/2030) 2.16%
6.79% GOI (MD 15/05/2027) 0.84%
8.30% GOI (MD 02/07/2040) 0.58%
7.59% GOI(MD 11/01/2026) 0.11%
8.15% GOI (MD 24/11/2026) 0.08%
Government Bond Total 7.24%
State Government Bond7.83% Gujarat SDL(MD 13/07/2026) 4.50%
State Government Bond Total 4.50%
GOVERNMENT BOND AND TREASURY BILL TOTAL 11.74%Cash & Other Receivables 11.83%Grand Total 100.00%
21
LIC MF Bond Fund is an open-ended debt scheme, which will endeavor to generate an attractive return for
its investors by investing in a portfolio of quality debt securities and money market instruments. However,
there is no assurance that the investment objective of the Scheme will be realised.
Frequency Record Date Face Value ( )₹ NAV ( )₹ Gross Dividend ( ) / Unit₹
Regular 10.0000 0.2000
10.0000 0.2000
June 29, 2017
March 21, 2017
January 3, 2017
10.0000 10.5505
10.4032
10.7909
0.2000
Direct June 29, 2016 10.0000 10.5374 0.2000
September 28, 2016 10.0000 10.9559 0.2000
January 3, 2017 10.0000 11.0619 0.2000
Company Rating % of NAV
57.33%
33.81%
8.85%
Corporate Debt
Govt. Bond and Treasury Bill
Cash & Other Receivables
91.15%
8.85%
>365 days
Cash & Equivalents
57.33%
33.81%
8.85%
AAA / A1+ and Equivalent
Sovereign
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
DIVIDEND HISTORY
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
ASSET ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Debt Scheme
Date of Allotment: June 23,1999
FUND SIZE:
AUM as on 31/08/2017: ₹ 531.40 Cr
Average AUM as on 31/08/2017: ₹ 531.09 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% if exit within 1 year from the date of
allotment of units
Benchmark: Crisil Composite Bond Fund Index
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Marzban Irani Experience: 16 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 46.1330 ₹ 47.2489
Dividend ₹ 10.6851 ₹ 11.4136
EXPENSE RATIO:
Regular: 1.07%; Direct: 0.57%
PORTFOLIO METRIC:
Average Maturity 7.11 years
Modified Duration 5.11 years
YTM 6.99 %
SchemeCRISIL Composite Bond Fund Index*
CRISIL 10 year Gilt Index**
CRISIL 10 year Gilt Index**Scheme
CRISIL Composite Bond Fund Index*
1 Year 7.35% 9.31% 8.97% 10,735.15 10,929.43 10,897.13
3 Years 9.15% 11.01% 11.03% 13,016.01 13,697.12 13,701.40
5 Years 8.15% 9.58% 8.47% 14,800.02 15,805.27 15,020.29
Since Inception 8.76% NA NA 46,133.00 NA NA
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- invested ₹on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above
scheme from 10th August, 2016 and total no of schemes managed by him is 21. Past performance may or may not be sustained in the future. Load is not taken into consideration
for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Factsheet September, 2017
CORPORATE DEBT
NON-CONVERTIBLE DEBENTURES
National Highways Auth Of Ind CRISIL AAA 6.63%
Reliance Jio Infocomm Ltd. CRISIL AAA 5.06%
L & T Infra Debt Fund Ltd. CRISIL AAA 4.84%
India Infradebt Ltd. CRISIL AAA 4.81%
Reliance Ports and Terminals Ltd. CRISIL AAA 4.78%
Indian Railway Finance Corporation Ltd. CRISIL AAA 4.76%
State Bank of India CRISIL AAA 1.95%
State Bank of India [ICRA]AAA 0.99%
NON-CONVERTIBLE DEBENTURES Total 33.81%
CORPORATE DEBT Total 33.81%
GOVERNMENT BOND AND TREASURY BILL
Government Bond
6.79% GOI (MD 15/05/2027) SOV 16.68%
7.68% GOI (MD 15/12/2023) SOV 7.93%
7.88% GOI (MD 19/03/2030) SOV 5.04%
7.59% GOI(MD 11/01/2026) SOV 2.96%
6.97% GOI (MD 06/09/2026) SOV 2.87%
7.72% GOI (MD 25/05/2025) SOV 1.99%
7.61% GOI(MD 09/05/2030) SOV 0.10%
6.79% GOI (MD 26/12/2029) SOV 0.09%
8.40% GOI (MD 28/07/2024) SOV 0.00%
Government Bond Total 37.65%
State Government Bond
8.27% Gujarat SDL (MD 13/01/2026) SOV 4.99%
8.21% Maharastra SDL (MD 09/12/2025) SOV 4.97%
7.51% Maharashtra SDL (MD 24/05/2027) SOV 4.79%
7.52% Gujarat SDL (MD 24/05/2027) SOV 2.88%
7.83% Gujarat SDL(MD 13/07/2026) SOV 1.95%
7.98% Gujarat SDL(MD 11/05/2026) SOV 0.11%
State Government Bond Total 19.68%
GOVERNMENT BOND AND TREASURY BILL TOTAL 57.33%
Cash & Other Receivables 8.85%
Grand Total 100.00%
22
An open ended scheme which seeks to generate long term capital growth through a judicious mix of
investment in quality debt securities and equities with relatively low risk levels through research based
investments.
58.64%
13.13%
28.24%
Equity
>365 days
Cash & Equivalents
58.64%
9.03%
4.10%
28.24%
Equity
Sovereign
AAA / A1+ and Equivalent
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)
58.64%
9.03%
4.10%
28.24%
Equity Holdings
Govt Bond and Treasury Bill
Corporate Debt
Cash & Other Receivables
Company % of NAV Company % of NAV
ASSET ALLOCATION (% of NAV)
SECTOR ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Debt Scheme for
Children
Date of Allotment: November 12, 2001
FUND SIZE:
AUM as on 31/08/2017: ₹ 22.56 Cr
Average AUM as on 31/08/2017: ₹ 20.34 Cr
LOAD STRUCTURE:
Entry Load: Nil
Exit Load: 1% if exit within 1 year from the date of
allotment of units
Benchmark: Crisil Balanced Fund-Aggressive
Index
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Ramnath Venkateswaran (Equity)
& Mr. Marzban Irani (Debt)
Experience: 12 years & 16 years respectively
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 16.9909 ₹ 17.7459
EXPENSE RATIO:
Regular: 2.45%; Direct: 1.37%
PORTFOLIO METRIC:
Average Maturity 2.39 years
Modified Duration 1.73 years
RISK MEASURES (Equity portion):
Standard Deviation 2.6915Sharpe Ratio 0.1053Portfolio Beta 0.8967
SchemeCRISIL Balanced Fund Aggressive Index*
SchemeNifty 50** Nifty 50**CRISIL Balanced Fund Aggressive Index*
1 Year 6.46% 11.78% 12.88% 10,645.80 11,180.60 11,286.57
3 Years 8.41% 9.02% 7.60% 12,751.53 12,969.50 12,466.80
5 Years 12.32% 12.38% 13.52% 17,882.14 17,933.05 18,863.85
Since Inception 3.41% NA NA 16,990.90 NA NA
As on August 31, 2017
PeriodCAGR Value of lumpsum investment of 10,000/- ₹
invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Ramnath Venkateswaran & Mr.
Marzban Irani are managing the above scheme from 10th August, 2016. Total no of schemes managed by Mr. Ramnath Venteswaran is 10 and by Mr. Marzban Irani is 21. Past
performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising
or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Factsheet September, 2017
13.94%
9.62%
8.32%
5.92%
4.35%
4.09%
3.06%
1.97%
1.71%
1.42%
1.17%
1.14%
1.12%
0.81%
Banks
Software
Consumer Non Durables
Industrial Products
Pharmaceuticals
Telecom - Services
Consumer Durables
Miscellaneous
Transportation
Textile Products
Finance
Chemicals
Power
Auto
Equity Holdings
Auto 0.81%
Tata Motors Ltd. DVR Shares 0.81%
Banks 13.94%
State Bank of India 2.88%
Punjab National Bank 2.87%
City Union Bank Ltd. 2.23%
Bank of Baroda 2.22%
Bank of India 1.98%
ICICI Bank Ltd. 1.77%
Chemicals 1.14%
Tata Chemicals Ltd. 1.14%
Consumer Durables 3.06%
Century Plyboards (India) Ltd. 3.06%
Consumer Non Durables 8.32%
ITC Ltd. 2.09%
Kaveri Seed Company Ltd. 1.82%
Bajaj Corp Ltd. 1.79%
Dabur India Ltd. 1.46%
Jubilant Foodworks Ltd. 1.15%
Finance 1.17%
Multi Commodity Exchange of India Ltd. 1.17%
Industrial Products 5.92%
Bharat Forge Ltd. 2.53%
Supreme Industries Ltd. 2.46%
AIA Engineering Ltd. 0.92%
Miscellaneous 1.97%
Dishman Carbogen Amcis Ltd. 1.97%
Pharmaceuticals 4.35%
Cipla Ltd. 1.55%
Aurobindo Pharma Ltd. 1.29%
IPCA Laboratories Ltd. 1.00%
Hester Biosciences Ltd. 0.52%
Power 1.12%
NTPC Ltd. 1.12%
Software 9.62%
KPIT Technologies Ltd. 2.55%
Persistent Systems Ltd. 2.35%
Tech Mahindra Ltd. 2.22%
Infosys Ltd. 1.51%
Wipro Ltd. 1.00%
Telecom - Services 4.09%
Bharti Airtel Ltd. 2.70%
Idea Cellular Ltd. 1.39%
Textile Products 1.42%
SRF Ltd. 1.42%
Transportation 1.71%
Container Corporation of India Ltd. 1.71%
Equity Holdings Total 58.64%
CORPORATE DEBT
NON-CONVERTIBLE DEBENTURES
Power Grid Corporation of India Ltd. 4.10%
NON-CONVERTIBLE DEBENTURES TOTAL 4.10%
CORPORATE DEBT TOTAL 4.10%
GOVT. BOND AND TREASURY BILL
Government Bond
6.79% GOI (MD 15/05/2027) 9.03%
Government Bond Total 9.03%
GOVT. BOND & TREASURY BILL TOTAL 9.03%
Cash & Other Receivables 28.24%
Grand Total 100.00%
23
The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term
debt securities. However, there is no assurance that the investment objective of the Scheme will be realised.
Company Rating % of NAV Company Rating % of NAV
Frequency Record Date Face Value ( )₹ NAV ( )₹ Gross Dividend ( ) / Unit₹
Daily *
August,2017
July,2017
June,2017
0.0590
0.0260
0.0711
Daily Direct *
August,2017
July,2017
June,2017
0.0680
0.0478
0.1298
Weekly *
August,2017
July,2017
June,2017
0.0573
0.0538
0.0728
Weekly Direct *
August,2017
July,2017
June,2017
0.0636
0.0588
0.0778
Monthly 10.0000
10.0000
August 31, 2017
July 28, 2017
June 30, 2017
10.0000 10.1000
10.1023
10.1000
0.0595
0.0559
0.0872
Monthly Direct 10.0000
10.0000
10.1062
August 31, 2017
July 28, 2017
May 26, 2017
10.0000 10.2174
10.2210
0.0676
0.0356
0.0406
* Dividend under Daily and Weekly Plan are cumulative dividend declared during the month.
53.67%
27.21%
15.29%
3.82%
Money Market Instruments
Corporate Debt
Govt. Bond and Treasury Bill
Cash & Other Receivables
53.42%
42.76%
3.82%
<61 Days
>92 Days
Cash & Equivalents
53.67%
37.99%
4.48%
3.82%
0.05%
AAA/ A1+ and Equivalent
Sovereign
AA/AA-
AA+
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
DIVIDEND HISTORY
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
ASSET ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Debt Scheme
Date of Allotment: May 31, 2007
FUND SIZE:
AUM as on 31/08/2017: ₹ 225.67 Cr
Average AUM as on 31/08/2017: ₹ 280.36 Cr
LOAD STRUCTURE:
Entry Load: Nil Exit Load: Nil
Benchmark: Crisil Liquid Fund Index
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Marzban Irani; Experience: 16 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 21.1157 ₹ 21.8232
Daily Dividend ₹ 10.1304 ₹ 10.2384
Weekly Dividend ₹ 10.1052 ₹ 10.1056
Monthly Dividend ₹ 10.1000 ₹ 10.2174
EXPENSE RATIO:
Regular: 1.13%; Direct: 0.48%
PORTFOLIO METRIC:
Average Maturity 1.06 years
Modified Duration 0.85 years
YTM 6.62 %
Scheme CRISIL Liquid Fund Index*
CRISIL 1 year T-Bill Index**
CRISIL 1 year T-Bill Index**
Scheme CRISIL Liquid Fund Index*
1 Year 7.12% 6.76% 6.24% 10,711.83 10,676.65 10,626.00
3 Years 7.14% 7.72% 7.48% 12,309.57 12,509.45 12,426.28
5 Years 7.40% 8.21% 7.30% 14,292.77 14,839.10 14,226.55
Since Inception 7.55% 7.52% 6.43% 21,115.70 21,049.67 18,949.22
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above
scheme from 10th August, 2016 and total no of schemes managed by him is 21. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.
Factsheet September, 2017
CORPORATE DEBT
Floating Rate Note
Cholamandalam Inv & Fin Co Ltd. [ICRA]AA 4.48%
Floating Rate Note Total 4.48%
NON-CONVERTIBLE DEBENTURES
Indiabulls Housing Finance Ltd. BWR AAA 9.06%
Dewan Housing Finance Co Ltd. BWR AAA 9.04%
State Bank of India CRISIL AAA 4.59%
Tata Capital Housing Finance Ltd. CRISIL AA+ 0.05%
NON-CONVERTIBLE DEBENTURES Total 22.74%
CORPORATE DEBT Total 27.21%
Money Market Instruments
Certificate of Deposit
Axis Bank Ltd CRISIL A1+ 4.42%
Certificate of Deposit Total 4.42%
Commercial Paper
Export Import Bank of India CRISIL A1+ 10.88%
Commercial Paper Total 10.88%
Money Market Instruments Total 15.29%
GOVT BOND AND TREASURY BILL
Government Bond
7.68% GOI (MD 15/12/2023) SOV 4.67%
Government Bond Total 4.67%
Treasury Bill
91 Days Tbill (MD 07/09/2017) SOV 22.13%
80 Days CMB (MD 18/09/2017) SOV 22.09%
91 Days Tbill (MD 21/09/2017) SOV 4.77%
Treasury Bill Total 49.00%
GOVT BOND AND TREASURY BILL TOTAL 53.67%
Cash & Other Receivables 3.82%
Grand Total 100.00%
24
The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term
debt securities. However, there is no assurance that the investment objective of the Scheme will be realised.
Company Rating % of NAV Company Rating % of NAV
Frequency Record Date Face Value ( )₹ NAV ( )₹ Gross Dividend ( ) / Unit₹
Daily *
August,2017
July,2017
June,2017
0.0566
0.0598
0.0552
Daily Direct *
August,2017
July,2017
June,2017
0.0627
0.0659
0.0611
Weekly *
August,2017
July,2017
June,2017
0.0485
0.0521
0.0540
Weekly Direct *
August,2017
July,2017
June,2017
0.0733
0.0567
0.0585
Monthly 10.0000
10.0000
August 31, 2017
July 28, 2017
June 30, 2017
10.0000 10.1181
10.1980
10.1603
0.1412
0.0178
0.0852
Monthly Direct July 24, 2013 10.0000 10.0500 0.0025
August 27, 2013 10.0000 10.1434 0.0913
September 1, 2013 10.0000 10.0631 0.1319
* Dividend under Daily and Weekly Plan are cumulative dividend declared during the month.
72.63%
26.41%
0.45%
0.29%
0.23%
Money Market Instruments
Corporate Debt
Govt Bond & Treasury Bill
Mutual Funds/ETF
Cash & Other Receivables
74.59%
24.68%
0.45%
0.29%
<61 Days
>92 Days
Mutual Fund Units
Cash & Equivalents
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
DIVIDEND HISTORY
81.17%
11.74%
6.13%
0.45%
0.29%
0.23%
AAA/A1+ and Equivalent
AA/AA-
AA+
Sovereign
Unrated
Cash & Other Receivables
ASSET ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Debt Scheme
Date of Allotment: June 09, 2003
FUND SIZE:
AUM as on 31/08/2017: ₹ 3091.38 Cr
Average AUM as on 31/08/2017: ₹ 3089.24 Cr
LOAD STRUCTURE:
Entry Load: Nil Exit Load: Nil
Benchmark: Crisil Liquid Fund Index
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Rahul Singh; Experience: 10 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 25.6174 ₹ 26.5544
Daily Dividend ₹ 10.1611 ₹ 10.1000
Weekly Dividend ₹ 10.1176 ₹ 10.5726
Monthly Dividend ₹ 10.1181 ₹ 13.8956
EXPENSE RATIO:
Regular: 1.05%; Direct: 0.29%
PORTFOLIO METRIC:
Average Maturity 235 days
Modified Duration 226 days
YTM 7.03 %
Scheme CRISIL Liquid Fund Index*
CRISIL Liquid Fund Index*
CRISIL 1 Year T-Bill Index**
CRISIL 1 Year T-Bill Index**
Scheme
1 Year 7.17% 6.76% 6.24% 10,717.01 10,676.65 10,626.00
3 Years 7.93% 7.72% 7.48% 12,581.42 12,509.45 12,426.28
5 Years 8.00% 8.21% 7.30% 14,693.68 14,839.10 14,226.55
Since Inception 6.83% 6.87% 9.13% 25,617.40 25,769.69 34,697.95
As on August 31, 2017
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above
scheme from 7th September, 2015 and total no of schemes managed by him is 2. Past performance may or may not be sustained in the future. Load is not taken into
consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark.
Factsheet September, 2017
CORPORATE DEBT
Floating Rate Note
Cholamandalam Investment & Finance Co Ltd [ICRA]AA 1.31%
Floating Rate Note Total 1.31%
NON-CONVERTIBLE DEBENTURES
Cholamandalam Investment and Finance Company Ltd. [ICRA]AA 4.06%
Dewan Housing Finance Corporation Ltd. BWR AAA 3.47%
L & T Housing Finance [ICRA]AA+ 1.79%
Aspire Home Finance Corporation Ltd. [ICRA]AA- 1.66%
Adani Transmission Ltd. IND AA+ 1.64%
L & T Infrastructure Finance Company Ltd. CARE AA+ 1.62%
Indiabulls Housing Finance Ltd. BWR AAA 1.48%
Syndicate Bank CARE AA- 1.34%
Power Finance Corporation Ltd. CRISIL AAA 0.98%
Dewan Housing Finance Corporation Ltd. CARE AAA 0.86%
Reliance Jio Infocomm Ltd. CRISIL AAA 0.82%
Vedanta Ltd. CRISIL AA 0.81%
Capital First Ltd. CARE AA+ 0.49%
Piramal Enterprises Ltd. [ICRA]AA 0.49%
Sundaram BNP Paribas Home Finance Ltd. CARE AA+ 0.34%
Bajaj Finance Ltd. CRISIL AAA 0.17%
Sundaram Finance Ltd. [ICRA]AA+ 0.17%
Bajaj Finance Ltd. [ICRA]AAA 0.17%
Indiabulls Housing Finance Ltd. CARE AAA 0.16%
PNB Housing Finance Ltd. CRISIL AA+ 0.09%
NON-CONVERTIBLE DEBENTURES TOTAL 22.63%
Zero Coupon Bond
Edelweiss Financial Services Ltd. CARE AA 1.10%
Tata Motors Finance Ltd. CRISIL AA 0.95%
Indiabulls Housing Finance Ltd. BWR AAA 0.43%
Zero Coupon Bond Total 2.48%
CORPORATE DEBT TOTAL 26.41%
Money Market Instruments
Certificate of Deposit
IDFC Bank Ltd. [ICRA]A1+ 6.23%
Axis Bank Ltd. CRISIL A1+ 5.56%
HDFC Bank Ltd. IND A1+ 3.08%
IndusInd Bank Ltd. CRISIL A1+ 1.60%
HDFC Bank Ltd. CARE A1+ 0.81%
Certificate of Deposit Total 17.27%
Commercial Paper
Export Import Bank of India CRISIL A1+ 7.90%
Edelweiss Commodities Services Ltd. [ICRA]A1+ 6.20%
Adani Enterprises Ltd. BWR A1+ 5.80%
Cox & Kings Ltd. CARE A1+ 4.82%
Tata Motors Ltd. [ICRA]A1+ 4.64%
L&T Finance Ltd. CARE A1+ 3.22%
SBI Cards & Payment Services Pvt Ltd. CRISIL A1+ 3.21%
Power Finance Corporation Ltd. CRISIL A1+ 3.19%
IndoStar Capital Finance Ltd. CRISIL A1+ 3.17%
National Bank For Agriculture and Rural Development CRISIL A1+ 3.14%
JK Tyre & Industries Ltd. CARE A1+ 2.42%
Shapoorji Pallonji and Company Pvt Ltd. [ICRA]A1+ 1.60%
PNB Housing Finance Ltd. CRISIL A1+ 1.59%
Afcons Infrastructure Ltd. [ICRA]A1+ 0.81%
Housing Development Finance Corporation Ltd. CARE A1+ 0.80%
Kotak Mahindra Prime Ltd. CRISIL A1+ 0.79%
Dewan Housing Finance Corporation Ltd. [ICRA]A1+ 0.77%
Indian Railway Finance Corporation Ltd. [ICRA]A1+ 0.64%
JK Lakshmi Cement Ltd. CARE A1+ 0.64%
Commercial Paper Total 55.36%
Money Market Instruments Total 72.63%
MUTUAL FUNDS/EXCHANGE TRADED FUNDS
Mutual Fund Units
LIC MF Fixed Maturity Plan Series 89-Dir Pl-Gro 0.29%
Mutual Fund Units Total 0.29%
MUTUAL FUNDS/EXCHANGE TRADED FUNDS TOTAL 0.29%
GOVERNMENT BOND AND TREASURY BILL
Treasury Bill
91 Days Tbill (MD 05/10/2017) SOV 0.23%
Treasury Bill Total 0.23%
GOVERNMENT BOND AND TREASURY BILL TOTAL 0.23%
Cash & Other Receivables 0.45%
Grand Total 100.00%
25
An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through
a judicious mix of investment in money market instruments and quality debt instruments. However, there is
no assurance that the investment objective of the Scheme will be realised.
Frequency Record Date Face Value ( )₹ NAV ( )₹ Gross Dividend ( ) / Unit₹
Daily *
August,2017
July,2017
June,2017
5.8998
6.0634
5.8167
Daily Direct *
August,2017
July,2017
June,2017
6.0300
6.1940
5.9430
* Dividend under Daily and Weekly Plan are cumulative dividend declared during the month.
Company Rating % of NAV Company Rating % of NAV
61.58%
19.26%
19.16%
<61 Days
>92 Days
Cash & Equivalents
73.27%
20.38%
6.36%
AAA/ A1+ and Equivalent
Sovereign
Cash & Other Receivables
SCHEME FEATURES INVESTMENT OBJECTIVE
PORTFOLIO AS ON 31.08.2017
SCHEME PERFORMANCE
DIVIDEND HISTORY
MATURITY PROFILE (% of NAV)
RATING PROFILE (% of NAV)
73.27%
19.16%
6.36%
1.22%
Money Market Instruments
Govt Bond and Treasury Bill
Cash & Other Receivables
Fixed Deposits
ASSET ALLOCATION (% of NAV)
Scheme Type: An Open-Ended Liquid Scheme
Date of Allotment: March 18, 2002
FUND SIZE:
AUM as on 31/08/2017: ₹ 16365.38 Cr
Average AUM as on 31/08/2017: ₹ 15863.34 Cr
LOAD STRUCTURE:
Entry Load: Nil Exit Load: Nil
Benchmark: Crisil Liquid Fund Index
Minimum Investment: ₹ 5,000/-
FUND MANAGER:
Name: Mr. Rahul Singh; Experience: 10 years
NAV AS ON AUGUST 31, 2017:
NAV Regular Plan Direct Plan
Growth ₹ 3018.4720 ₹ 3031.1504
Dividend ₹ 1098.0000 ₹ 1098.0000
EXPENSE RATIO:
Regular: 0.22%; Direct: 0.08%
PORTFOLIO METRIC:
Average Maturity 31 days
Modified Duration 33 days
YTM 6.31%
SchemeCRISIL Liquid Fund Index*
CRISIL Liquid Fund Index*
CRISIL 1 Year T-Bill Index**
CRISIL 1 Year T-Bill Index**
Scheme
1 Year 6.73% 6.76% 6.24% 10,673.32 10,676.65 10,626.00
3 Years 7.78% 7.72% 7.48% 12,529.68 12,509.45 12,426.28
5 Years 8.27% 8.21% 7.30% 14,881.07 14,839.10 14,226.55
Since Inception 7.40% NA NA 30,184.72 NA NA
PeriodCAGR
Value of lumpsum investment of 10,000/- ₹invested on inception date
As on August 31, 2017
Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above
scheme from 5th October, 2015 and total no of schemes managed by him is 2. Past performance may or may not be sustained in the future. Load is not taken into consideration
for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.
Factsheet September, 2017
Money Market Instruments
Certificate of Deposit
HDFC Bank Ltd. CARE A1+ 3.81%
HDFC Bank Ltd. IND A1+ 3.02%
Axis Bank Ltd. CRISIL A1+ 2.42%
Kotak Mahindra Bank Ltd. CRISIL A1+ 0.61%
The South Indian Bank Ltd. CARE A1+ 0.60%
Certificate of Deposit Total 10.45%
Commercial Paper
Adani Enterprises Ltd. BWR A1+ 4.04%
Indiabulls Housing Finance Ltd. CRISIL A1+ 3.64%
Reliance Industries Ltd. CRISIL A1+ 3.62%
JK Tyre & Industries Ltd. CARE A1+ 3.05%
Edelweiss Commodities Services Ltd. CARE A1+ 3.03%
Network18 Media & Investments Ltd. [ICRA]A1+ 2.88%
Deepak Fertilizers & Petrochemicals Co Ltd. CARE A1+ 2.44%
Century Textiles & Industries Ltd. CRISIL A1+ 2.43%
Power Finance Corporation Ltd. CRISIL A1+ 2.43%
IL&FS Financial Services Ltd. [ICRA]A1+ 2.41%
PTC India Financial Services Ltd. CRISIL A1+ 2.13%
Chambal Fertilizers & Chemicals Ltd. CRISIL A1+ 1.86%
Hindustan Zinc Ltd. CRISIL A1+ 1.83%
Indiabulls Housing Finance Ltd. CARE A1+ 1.82%
Larsen & Toubro Ltd. CRISIL A1+ 1.52%
Cox & Kings Ltd. CARE A1+ 1.52%
Trapti Trading & Invest Pvt Ltd. [ICRA]A1+ 1.51%
Shapoorji Pallonji and Company Pvt Ltd. [ICRA]A1+ 1.37%
Aditya Birla Finance Ltd. [ICRA]A1+ 1.22%
PNB Housing Finance Ltd. CRISIL A1+ 1.22%
Reliance Jio Infocomm Ltd. CRISIL A1+ 1.22%
SBI Cards & Payment Services Pvt Ltd. CRISIL A1+ 1.21%
Piramal Enterprises Ltd. [ICRA]A1+ 1.21%
Housing Development Finance Corporation Ltd. CARE A1+ 1.21%
Tata Motors Finance Ltd. CRISIL A1+ 1.21%
JK Lakshmi Cement Ltd. CARE A1+ 1.09%
National Bank For Agri. & Rural Development CRISIL A1+ 0.91%
L&T Finance Ltd. CARE A1+ 0.91%
Ashok Leyland Ltd. [ICRA]A1+ 0.90%
Afcons Infrastructure Ltd. [ICRA]A1+ 0.76%
Turquoise Invest & Finance Pvt Ltd. CRISIL A1+ 0.75%
Indian Railway Finance Corporation Ltd. [ICRA]A1+ 0.64%
CESC Ltd. CARE A1+ 0.61%
Tata Power Company Ltd. CRISIL A1+ 0.61%
Rural Electrification Corporation Ltd. CARE A1+ 0.60%
MAHINDRA RURAL HOUSING FINANCE IND A1+ 0.49%
Raymond Ltd. CRISIL A1+ 0.46%
TGS Investment & Trade Pvt Ltd. [ICRA]A1+ 0.45%
Dewan Housing Finance Corporation Ltd. [ICRA]A1+ 0.36%
L & T Housing Finance CARE A1+ 0.30%
Redington (India) Ltd. [ICRA]A1+ 0.30%
Birla TMT Holdings Pvt Ltd. CRISIL A1+ 0.30%
Tata Motors Ltd. [ICRA]A1+ 0.18%
Blue Star Ltd. CARE A1+ 0.15%
Commercial Paper Total 62.81%
Money Market Instruments Total 73.27%
Fixed Deposit
Lakshmi Vilas Bank Ltd 1.22%
Fixed Deposit Total 1.22%
FIXED DEPOSITS TOTAL 1.22%
GOVERNMENT BOND AND TREASURY BILL
Treasury Bill
43 Days CMB (MD 20/09/2017) SOV 2.42%
91 Days Tbill (MD 28/09/2017) SOV 1.58%
91 Days Tbill (MD 21/09/2017) SOV 0.91%
91 Days Tbill (MD 14/09/2017) SOV 0.70%
91 Days Tbill (MD 17/11/2017) SOV 0.27%
91 Days Tbill (MD 02/11/2017) SOV 0.24%
91 Days Tbill (MD 09/11/2017) SOV 0.23%
Treasury Bill Total 6.36%
GOVERNMENT BOND AND TREASURY BILL TOTAL 6.36%
Cash & Other Receivables 19.16%
Grand Total 100.00%
Comparative Performance Of Open Ended Schemes (as on 31st August, 2017)
26
Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. NA : Not Available. # Benchmark. ## Additional
Benchmark. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Since respective schemes have not completed relevant period (1yr, 3yr or 5yr) after allotment or units were not
available throughout the respective period, no returns are available. FMPs performance are not included in the above table.
1 Year 3 Years 5 Years
LIC MF Equity Fund 4.62% 4.19% 11.75%
S&P BSE Sensex # 11.52% 5.98% 12.72%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Banking & Financial Services Fund 12.87% NA NA
S&P BSE Bankex Index # 21.12% NA NA
NIFTY 50 ## 12.88% NA NA
LIC MF Index Fund - Sensex Plan 11.02% 5.54% 12.45%
S&P BSE Sensex # 11.52% 5.98% 12.72%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Index Fund - Nifty Plan 12.64% 7.38% 13.31%
NIFTY 50 # 12.88% 7.60% 13.52%
S&P BSE Sensex ## 11.52% 5.98% 12.72%
LIC MF Balanced Fund 6.12% 5.36% 10.99%
CRISIL Balanced Fund - Aggressive Index # 11.78% 9.02% 12.38%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Monthly Income Plan 4.93% 7.08% 8.28%
CRISIL MIP Blended Fund Index # 9.93% 10.63% 10.30%
CRISIL 10 year Gilt Index ## 8.97% 11.03% 8.47%
LIC MF Children's Fund 6.46% 8.41% 12.32%
CRISIL Balanced Fund - Aggressive Index # 11.78% 9.02% 12.38%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF G-Sec Long Term Exchange Traded Fund 8.05% NA NA
Nifty 8-13 yr G-Sec # 8.39% NA NA
CRISIL 10 year Gilt Index ## 8.97% NA NA
LIC MF Balanced Fund 6.12% 5.36% 10.99%
CRISIL Balanced Fund - Aggressive Index # 11.78% 9.02% 12.38%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Unit Linked Insurance Scheme 11.46% 8.32% 11.96%
CRISIL Balanced Fund - Aggressive Index # 11.78% 9.02% 12.38%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Govt Securities Fund 7.55% 10.50% 7.93%
I-Sec Composite Index # 8.48% 11.16% 9.86%
CRISIL 10 year Gilt Index ## 8.97% 11.03% 8.47%
LIC MF Monthly Income Plan 4.93% 7.08% 8.28%
CRISIL MIP Blended Fund Index # 9.93% 10.63% 10.30%
CRISIL 10 year Gilt Index ## 8.97% 11.03% 8.47%
LIC MF Bond Fund 7.35% 9.15% 8.15%
CRISIL Composite Bond Fund Index # 9.31% 11.01% 9.58%
CRISIL 10 year Gilt Index ## 8.97% 11.03% 8.47%
LIC MF Children's Fund 6.46% 8.41% 12.32%
CRISIL Balanced Fund - Aggressive Index # 11.78% 9.02% 12.38%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Income Plus Fund 7.12% 7.14% 7.40%
Crisil Liquid Fund Index # 6.76% 7.72% 8.21%
CRISIL 1 Year T-Bill Index ## 6.24% 7.48% 7.30%
LIC MF Growth Fund 11.34% 9.94% 15.14%
S&P BSE Sensex # 11.52% 5.98% 12.72%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Midcap Fund 23.59% NA NA
NIFTY Free Float MIDCAP 100 # 18.91% NA NA
NIFTY 50 ## 12.88% NA NA
LIC MF Infrastructure Fund 16.09% 7.79% 14.01%
S&P BSE 100 # 14.34% 8.73% 14.45%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Tax Plan 14.12% 11.53% 17.29%
S&P BSE Sensex # 11.52% 5.98% 12.72%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Exchange Traded Fund - Nifty 50 14.17% NA NA
NIFTY 50 # 12.88% NA NA
S&P BSE Sensex ## 11.52% NA NA
LIC MF Exchange Traded Fund - Sensex 12.90% NA NA
S&P BSE Sensex # 11.52% NA NA
NIFTY 50 ## 12.88% NA NA
LIC MF Exchange Traded Fund - Nifty 100 15.64% NA NA
NIFTY 100 # 14.29% NA NA
NIFTY 50 ## 12.88% NA NA
LIC MF Unit Linked Insurance Scheme 11.46% 8.32% 11.96%
CRISIL Balanced Fund - Aggressive Index # 11.78% 9.02% 12.38%
NIFTY 50 ## 12.88% 7.60% 13.52%
LIC MF Savings Plus Fund 7.17% 7.93% 8.00%
Crisil Liquid Fund Index # 6.76% 7.72% 8.21%
CRISIL 1 Year T-Bill Index ## 6.24% 7.48% 7.30%
LIC MF Liquid Fund 6.73% 7.78% 8.27%
Crisil Liquid Fund Index # 6.76% 7.72% 8.21%
CRISIL 1 Year T-Bill Index ## 6.24% 7.48% 7.30%
October 5, 2015
CAGR
March 5, 2015
November 20, 2015
November 30, 2015
March 17, 2016
August 10, 2016
September 7, 2015
August 10, 2016
August 10, 2016
August 10, 2016
March 5, 2015
March 5, 2015
March 1, 2013
August 10, 2016
August 10, 2016
Funds managed by Mr. Sachin Relekar
Funds managed by Mr. Rahul Singh
August 10, 2016
August 10, 2016
August 10, 2016
August 10, 2016
August 10, 2016
November 12, 2001
May 31, 2007
September 1, 1994
February 25, 2015
December 24, 2014
January 1, 1991
June 19, 1989
December 10, 1999
June 9, 2003
March 18, 2002
Scheme managed by the current Fund Manager since
March 5, 2015
Funds managed by Mr. Ramnath Venkateswaran
March 27,2015
March 5, 2015
March 5, 2015
August 10, 2016
March 24, 2008
March 31, 1997
November 20, 2015
November 30, 2015
March 17, 2016
June 19, 1989
June 23, 1999
Date of Inception
April 15, 1993
June 1, 1998
March 27,2015
December 5, 2002
December 5, 2002
January 1, 1991
June 1, 1998
November 12, 2001
Funds managed by Mr. Marzban Irani
Comparative Performance Of Close Ended Schemes (as on 31st August, 2017)
27
1 Year 3 Years 5 Years
LIC MF Diversified Equity Fund-Series 1 4.66% NA NA
S&P BSE 200 # 15.02% NA NA
NIFTY 50 ## 12.88% NA NA
LIC MF Diversified Equity Fund-Series 2 4.99% NA NA
S&P BSE 200 # 15.02% NA NA
NIFTY 50 ## 12.88% NA NA
LIC MF RGESS Fund -Series 3 5.89% NA NA
S&P BSE 100 # 14.34% NA NA
NIFTY 50 ## 12.88% NA NA
LIC MF CPOF-Series 2 4.43% 5.76% NA
CRISIL MIP Blended Fund Index # 9.93% 10.63% NA
CRISIL 1 Year T-Bill Index ## 6.24% 7.48% NA
LIC MF CPOF-Series 4 5.60% 6.51% NA
CRISIL MIP Blended Fund Index # 9.93% 10.63% NA
CRISIL 1 Year T-Bill Index ## 6.24% 7.48% NA
LIC MF CPOF-Series 5 5.45% NA NA
CRISIL MIP Blended Fund Index # 9.93% NA NA
CRISIL 1 Year T-Bill Index ## 6.24% NA NA
LIC MF Dual Advantage Fixed Term Plan-Series 1 9.17% NA NA
CRISIL MIP Blended Fund Index # 9.93% NA NA
CRISIL 1 Year T-Bill Index ## 6.24% NA NA
LIC MF Dual Advantage Fixed Term Plan-Series 2 8.84% NA NA
CRISIL MIP Blended Fund Index # 9.93% NA NA
CRISIL 1 Year T-Bill Index ## 6.24% NA NA
LIC MF Dual Advantage Fixed Term Plan-Series 3 9.03% NA NA
CRISIL MIP Blended Fund Index # 9.93% NA NA
CRISIL 1 Year T-Bill Index ## 6.24% NA NA
LIC MF CPOF-Series 2 4.43% 5.76% NA
CRISIL MIP Blended Fund Index # 9.93% 10.63% NA
CRISIL 1 Year T-Bill Index ## 6.24% 7.48% NA
LIC MF CPOF-Series 4 5.60% 6.51% NA
CRISIL MIP Blended Fund Index # 9.93% 10.63% NA
CRISIL 1 Year T-Bill Index ## 6.24% 7.48% NA
LIC MF CPOF-Series 5 5.45% NA NA
CRISIL MIP Blended Fund Index # 9.93% NA NA
CRISIL 1 Year T-Bill Index ## 6.24% NA NA
LIC MF Dual Advantage Fixed Term Plan-Series 1 9.17% NA NA
CRISIL MIP Blended Fund Index # 9.93% NA NA
CRISIL 1 Year T-Bill Index ## 6.24% NA NA
LIC MF Dual Advantage Fixed Term Plan-Series 2 8.84% NA NA
CRISIL MIP Blended Fund Index # 9.93% NA NA
CRISIL 1 Year T-Bill Index ## 6.24% NA NA
LIC MF Dual Advantage Fixed Term Plan-Series 3 9.03% NA NA
CRISIL MIP Blended Fund Index # 9.93% NA NA
CRISIL 1 Year T-Bill Index ## 6.24% NA NA
July 13, 2015 August 10, 2016
October 5, 2015 August 10, 2016
November 19, 2015 August 10, 2016
July 14, 2014 August 10, 2016
October 1, 2014 August 10, 2016
November 19, 2015 August 10, 2016
Funds managed by Mr. Sachin Relekar
January 20, 2014 August 10, 2016
October 1, 2014 August 10, 2016
July 13, 2015 August 10, 2016
October 5, 2015 August 10, 2016
July 14, 2014 August 10, 2016
December 1, 2014 March 5, 2015
February 5, 2015 March 5, 2015
Funds managed by Mr. Marzban Irani
January 20, 2014 August 10, 2016
CAGRDate of Inception
Scheme managed by thecurrent Fund Manager since
Funds managed by Mr. Ramnath Venkateswaran
September 9, 2014 March 5, 2015
Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. NA : Not Available. #
Benchmark. ## Additional Benchmark. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Since respective schemes have not completed relevant period (1yr,
3yr or 5yr) after allotment or units were not available throughout the respective period, no returns are available. FMPs performance are not included in the above table.
Summary : Key Features of the Schemes (as on 31st August, 2017)
RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to
visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information
Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested
to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details.
Scheme Name LIC MF Equity Fund LIC MF Growth Fund LIC MF Mid Cap FundLIC MF Banking & Financial ServicesFund
Scheme Type An Open-Ended Equity Scheme An Open-Ended Equity Scheme An Open-Ended Equity SchemeAn Open-Ended Banking & Financial Services Sector Fund
Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015
Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus
Plan Available RP/DP RP/DP RP/DP RP/DP
Option Available Growth/Dividend Growth/Dividend Growth/Dividend Growth/Dividend
Benchmark S&P BSE Sensex S&P BSE Sensex Nifty Free Float Midcap 100 S&P BSE Bankex
Min Investment Amt ₹ 5000 ₹ 5000 ₹ 5000 ₹ 5000
Min Additional Amt ₹ 500 ₹ 500 ₹ 500 ₹ 1000
Min Redemption Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500
SIP dates 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th
SIP Frequency Monthly / Quarterly Monthly / Quarterly Monthly / Quarterly Monthly / Quarterly
Min SIP Amount1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter.
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter.
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter.
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter.
Fund Manager Mr. Ramnath Venkateswaran Mr. Sachin Relekar Mr. Sachin Relekar Mr. Ramnath Venkateswaran
Entry Load NIL NIL NIL NIL
Exit Load1% if exit within 1 year from the date of allotment of units
1% if exit within 1 year from the date of allotment of units
1% upto 1 year and No Exit Load after 1 year
1% upto 1 year and NO Exit Load after 1 year
Riskometer Risk - Moderately High Risk - Moderately High Risk - High Risk - High
Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP
Scheme Name LIC MF Infrastructure Fund LIC MF Tax Plan LIC MF Index Fund - Nifty Plan LIC MF Index Fund - Sensex Plan
Scheme Type An Open-Ended Equity Sectoral
Scheme
An Open-Ended Equity Linked Tax Saving
Scheme
An Open-Ended Index Linked Equity
Scheme
An Open-Ended Index Linked Equity
Scheme
Allotment Date March 24, 2008 March 31, 1997 December 5, 2002 December 5, 2002
Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus
Plan Available RP/DP RP/DP RP/DP RP/DP
Option Available Growth/Dividend Growth/Dividend Growth/Dividend Growth/Dividend
Benchmark S&P BSE 100 S&P BSE Sensex Nifty 50 S&P BSE Sensex
Min Investment Amt ₹ 5000 ₹ 500 ₹ 5000 ₹ 5000
Min Additional Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500
Min Redemption Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500
SIP dates 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th
SIP Frequency Monthly / Quarterly Monthly / Quarterly Monthly / Quarterly Monthly / Quarterly
Min SIP Amount1) Monthly - ₹ 1000/- & in multiples of ₹ ₹ 1/- thereafter, 2) Quarterly - 3000/- & in multiples of ₹ 1/- thereafter.
1) Monthly - ₹ 500/- & in multiples of ₹ ₹ 1/- thereafter, 2) Quarterly - 1500/- & in multiples of ₹ 1/- thereafter.
1) Monthly - ₹ 1000/- & in multiples of ₹ ₹ 1/- thereafter, 2) Quarterly - 3000/- & in multiples of ₹ 1/- thereafter.
1) Monthly - ₹ 1000/- & in multiples of ₹ ₹ 1/- thereafter, 2) Quarterly - 3000/- & in multiples of ₹ 1/- thereafter.
Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Mr. Ramnath Venkateswaran Mr. Ramnath Venkateswaran
Entry Load NIL NIL NIL NIL
Exit Load1% if exit within 1 year from the date of allotment of units
NIL (subject to lock-in period of 3 years)1% if exit within 1 month from thedate of allotment of units
1% if exit within 1 month from the date of allotment of units
Riskometer Risk - High Risk - Moderately High Risk - Moderately High Risk - Moderately High
Facility Available SIP/STP/SWP SIP SIP/STP/SWP SIP/STP/SWP
28
Summary : Key Features of the Schemes (as on 31st August, 2017)
RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to
visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information
Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested
to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details.
Scheme Name LIC MF Exchange Traded Fund - Nifty 100 LIC MF Exchange Traded Fund - Nifty 50 LIC MF Exchange Traded Fund - Sensex
Scheme Type An Open-Ended Exchange Traded Fund An Open-Ended Exchange Traded Fund An Open-Ended Exchange Traded Fund
Allotment Date March 17, 2016 November 20, 2015 November 30, 2015
Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus
Plan Available RP RP RP
Option Available Growth Growth Growth
Benchmark Nifty 100 Index Nifty 50 S&P BSE Sensex
Min Investment Amt
For Subscription / Redemption of units directly
with MF : 1,00,000 units. For purchase through
Stock Exchange : 1 unit
For Subscription / Redemption of units directly
with MF : 50,000 units. For purchase through
Stock Exchange : 1 unit
For Subscription / Redemption of units directly
with MF : 50,000 units. For purchase through
Stock Exchange : 1 unit
Min Additional Amt
Min Redemption Amt
SIP dates
SIP Frequency
Min SIP Amount
Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Mr. Sachin Relekar
Entry Load NIL
- - -
-
-
- - -
- -
- -
-
-
-
-
-
-
NIL NIL
Exit Load NIL NIL NIL
Riskometer Risk - Moderately High Risk - Moderately High Risk - Moderately High
Facility Available
Scheme Name LIC MF Balanced Fund LIC MF Monthly Income PlanLIC MF Unit Linked InsuranceScheme
LIC MF Children's Fund
Scheme Type An Open-Ended Balanced Scheme An Open-Ended Income SchemeAn Open-Ended Insurance Linked Tax Saving Scheme
An Open-Ended Scheme for Children
Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001
Ideal Investment Horizon 3 Years Plus 1 Year Plus 3 Years Plus 3 Years Plus
Plan Available RP/DP RP/DP RP/DP RP/DP
Option Available Growth/Dividend Growth/Dividend Dividend Reinvestment Growth/Dividend
Benchmark Crisil Balanced Fund Index - Aggressive Crisil Balanced Fund Index - Aggressive Crisil Balanced Fund Index - AggressiveIndex Index Index
Crisil MIP Blended Fund Index
Min Investment Amt ₹ 5000 ₹ 5000
₹ 10,000/- under Single Premium Option, ₹ 10,000/- under Regular Premium - Yearly option, ₹ 1,000/- under Regular Premium - Monthly Option
₹ 5000
Min Additional Amt ₹ 500 ₹ 500 ₹ 500
Min Redemption Amt ₹ 500 ₹ 500 ₹ 500
SIP dates 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th 15th 1st/7th/10th/15th/21st/25th/28th
SIP Frequency Monthly / Quarterly Monthly / Quarterly Monthly / Quarterly Monthly / Quarterly
Min SIP Amount1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2)Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter.
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter.
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter.
Fund ManagerMr. Ramnath Venkateswaran (Equity), Mr. Marzban Irani (Debt)
Mr. Marzban Irani (Debt), Mr. Ramnath Venkateswaran (Equity)
Mr. Sachin Relekar (Equity), Mr. Marzban Irani (Debt)
Mr. Marzban Irani (Debt), Mr. Ramnath Venkateswaran (Equity)
Entry Load NIL NIL NIL NIL
Exit Load1% if exit within 1 year from the date of allotment of units
1% if exit within 1 year from the date of allotment of units
NIL1% if exit within 1 year from the date of allotment of units
Riskometer Risk - Moderately High Risk - Moderately High Risk - Moderately High Risk - Moderately High
Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP
29
Summary : Key Features of the Schemes (as on 31st August, 2017)
RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to
visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information
Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are
requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details.
Scheme Name LIC MF Liquid Fund LIC MF Savings Plus Fund LIC MF Income Plus Fund
Scheme Type An Open-Ended Liquid Scheme An Open-Ended Debt Scheme An Open-Ended Debt Scheme
Allotment Date March 18, 2002 June 09, 2003 May 31, 2007
Ideal Investment Horizon 1 Day Plus 1 Week Plus 1 Years Plus
Plan Available RP/DP RP/DP RP/DP
Option Available Growth/Dividend Growth/Dividend Growth/Dividend
Benchmark Crisil Liquid Fund Index Crisil Liquid Fund Index Crisil Liquid Fund Index
Min Investment Amt ₹ 5000 ₹ 5000 ₹ 5000
Min Additional Amt ₹ 500 ₹ 500 ₹ 500
Min Redemption Amt ₹ 500 ₹ 500 ₹ 500
SIP dates 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th
SIP Frequency Monthly / Quarterly Monthly / Quarterly Monthly / Quarterly
Min SIP Amount
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/-
thereafter, 2) Quarterly - & 3000/- & in
multiples of ₹ 1/- thereafter
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/-
thereafter, 2) Quarterly - ₹ 3000/- & in
multiples of ₹ 1/- thereafter
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/-
thereafter, 2) Quarterly - ₹ 3000/- & in
multiples of ₹ 1/- thereafter
Fund Manager Mr. Rahul Singh Mr. Rahul Singh Mr. Marzban Irani
Entry Load NIL NIL NIL
Exit Load NIL NIL NIL
Riskometer Risk - Low Risk - Moderately Low Risk - Moderately Low
Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP
Scheme Name LIC MF Bond Fund LIC MF Gsec FundLIC MF G-Sec Long Term Exchange Traded
Fund
Scheme Type An Open-Ended Debt Scheme An Open-Ended Gilt SchemeAn Open-Ended Index Linked Exchange Traded
Fund
Allotment Date June 23, 1999 December 10, 1999 December 24, 2014
Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus
Plan Available RP/DP RP/DP RP
-
-
-
-
-
-
Option Available Growth/Dividend Growth/Dividend Growth
Benchmark Crisil Composite Bond Fund Index I-Sec Composite Index Nifty 8-13 yr G-Sec
Min Investment Amt ₹ 5000 ₹ 5000
For Subscription / Redemption of units directly
with MF : 1,00,000 units. For purchase through
Stock Exchange : 1 unit
Min Additional Amt ₹ 500 ₹ 500
Min Redemption Amt ₹ 500 ₹ 500
SIP dates 1st/7th/10th/15th/21st/25th/28th 1st/7th/10th/15th/21st/25th/28th
SIP Frequency Monthly / Quarterly Monthly / Quarterly
Min SIP Amount
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/-
thereafter, 2) Quarterly ₹ 3000/- & in
multiples of ₹ 1/- thereafter
1) Monthly - ₹ 1000/- & in multiples of ₹ 1/-
thereafter, 2) Quarterly - ₹ 3000/- & in
multiples of ₹ 1/- thereafter
Fund Manager Mr. Marzban Irani Mr. Marzban Irani Mr. Marzban Irani
Entry Load NIL NIL NIL
Exit Load1% if exit within 1 year from the date of
allotment of units
0.25% if exit within 30 days from the date of
allotment of unitsNIL
Riskometer Risk - Moderate Risk - Moderate Risk - Moderate
Facility Available SIP/STP/SWP SIP/STP
30
GLOSSARY OF TERMS
BRANCH OFFICES Ahmedabad: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, Ahmedabad 380006. Tel.: 079-26588301/40380568. Bangalore: No.4, Canara Mutual Building (Opp. Cash
Pharmacy), 2nd Floor, Residency Rd, Bangalore 560025. Tel.: 080-22210180/22295598. Bhubaneswar: Plot No.- 263,Ground Floor, Opposite Biju Pattnaik College, Jayadev Vihar, Bhubaneswar, Odisha - 751015. Tel.: 9439455522. Chandigarh: S.C.O.-20-30, Jeevan Prakash Building, Ground Floor, LIC Divisional Office, Sector-17B, Chandigarh 160017. Tel.: 0172-4622030. Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai 600002. Tel.: 044-28411984/28555883. Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road, Coimbatore-641018. Tel.: 0422-4393014 Ernakulam: 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, Kochi 682011. Tel.: 0484-2367643. Hubli: 2nd Floor, LIC Bldg., Beside HPO, Lamington Road, Hubli 580020. Tel.: 0836-4260523. Hyderabad: House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, Hyderabad 500029. Tel.: 040-23244445/23210572. Indore: U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, Indore 452001. Tel.: 0731-2520262. Jaipur: LIC Divisional Office-1 Campus, Ground Floor, Jeevan Nidhi-II (Investment Building), Bhawani Singh Road, Ambedkar Circle, Jaipur 302005. Tel.: 0141-2743620. Kanpur: Jeevan Vikas, Ground Floor, 16/98, M.G. Road, Kanpur 208001. Tel.: 0512-2360240/3244949. Kolkata: Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, Kolkata 700072. Tel.: 033-22129455. Lucknow: 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, Lucknow 226001. Tel.: 0522-2231186/4045203. Mumbai: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400020. Tel.: 022-22885971/22817163 / 2nd Floor, Jeevan Chintamani, Near R.T.O., Eastern Express Highway, Thane - 400 604. Tel.: 022-25804738 / F-147,Haware Fantasia, Nano Wing, Sector 30 -A, Opp. Vashi Railway Station, Navi Mumbai 400 703. Tel.:022-27812522 / 27812566. Nagpur: Jeevan Seva Bldg., Mount Road, Sadar, Nagpur 440001. Tel.: 0712-2542497. Nashik: Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, Nashik 422002. Tel.: 0253-2579507. New Delhi: 7th Floor, Jeevan Prakash, 25 K.G. Marg, New Delhi 110001. Tel.: 011-23359190/23314396. Pune: LIC of India, Pune D.O.-I, 6/7, Shivaji Nagar, University Road, Pune 411005. Tel.: 020-25537301. Raipur: C-29/A, Sector 1, Besides City Centre Mall, Devendra Nagar, Raipur 492001 C.G. Tel.: 0771-2236780/4051137. Rajkot: LIC of India Bldg., Jeevan Prakash, Tagore Marg, Rajkot 360002. Tel.: 0281- 2461522.
Application Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme
Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc..
Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification.
AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-year Gsec.
Beta: Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.
Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit Load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.
Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses.
Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities.
Holdings: The holdings or the portfolio is a mutual fund’s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.
Modified Duration: Modified duration is the price sensitivity and the percentage change in price for a unit change in yeild.
Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.
NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.
Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.
Portfolio Yield: Disclosure only required for Debt Funds.
Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.
Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA (http://www.fimmda.org) for last day of the month.
Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.
Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.
SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years.
SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc.
Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.
Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk.
Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.
31
KARVY OFFICES
Investment Manager:LIC MUTUAL FUND ASSET MANAGEMENT LIMITED
Fax : +91 22 2283 5606 E-mail: service@licmf.com
www.licmf.com Toll Free No. 1800 258 5678
Agartala: Bidurkarta Chowmuhani, J N Bari Road, Tripura (West), Agartala, Tripura 799001. Agra: 1st Floor, Deepak Wasan Plaza, Behind Holiday Inn, Opp Megdoot Furnitures, Sanjay Place, Agra, Uttar Pradesh 282002. Ahmedabad: 201/202 Shail Complex, Opp Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad, Gujarat 380006. Ajmer: S.no.1&2, 2nd Floor, Ajmer Tower, Kutchery Road, Ajmer, Rajasthan 305001. Akola: Yamuna Tarang Complex, Shop No 30, Ground Floor, N.H. No 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola, Maharashthra 444004. Aligarh: 1st Floor, Kumar Plaza, Aligarh, Uttar Pradesh 202001. Allahabad: RSA Towers, 2nd Floor, Above Sony TV Showroom, 57, S P Marg, Civil Lines, Allahabad, Uttar Pradesh 211001. Alleppy: X1v 172, JP Towers, Mullackal, KSRTC Bus Stand, Alleppy, Kerala 688011. Alwar: 101,Saurabh Tower, Opp. UIT, Near Bhagat Singh Circle, Road No.2, Alwar, Rajasthan 301001. Amaravathi: Shop No. 21, 2nd Floor, Gulshan Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi, Maharashthra 444601. Ambala: 6349, Nicholson Road, Adjacent KOS HospitalambalaCant, Ambala, Haryana 133001. Amritsar: 72-A, Taylor’s Road, Opp Aga Heritage Club, Amritsar, Punjab 143001. Anand: B-42 Vaibhav Commercial Center, Nr TVS Down Town Shrow Room, Grid Char Rasta, Anand, Gujarat 380001. Ananthapur: #15/149, 1st Floor, S R Towers, Subash Road, Opp. To Lalitha Kala Parishad, Anantapur, Andhra Pradesh 515001. Ankleshwar: L/2 Keval Shopping Center, Old National Highway, Ankleshwar, Ankleshwar, Gujarat 393002. Asansol: 114/71 G T Road, Near Sony Centre, Bhanga Pachil, Asansol, West Bengal 713303. Aurangabad: Ramkunj Niwas, Railway Station Road, Near Osmanpura Circle, Aurangabad, Maharashthra 431005. Azamgarh: 1st Floor, Alkal Building, Opp. Nagaripalika Civil Line, Azamgarh, Uttar Pradesh 276001. Malleshwaram, Bangalore: No.337, GF-3, Karuna Complex, Sampige Road, Opp New Vegetable Market, Malleshwaram, Bangalore 560003; Koramangala, Bangalore: No. 408, Cita Bldg, I Floor, Next To Vodafone Office, Koramangala, Bangalore 560095; Bangalore: 59, Skanda Puttanna Road, Basavanagudi, Bangalore, Karnataka 560004. Balasore: M.S Das Street, Gopalgaon, Balasore, Orissa, Balasore, Orissa 756001. Bankura: Ambika Market Complex (Ground Floor), Nutanganj, Post & Dist Bankura, Bankura, West Bengal 722101. Bareilly: 1st Floor, 165, Civil Lines, Opp.Hotel Bareilly Palace, Near Railway Station, Bareilly, Uttar Pradesh 243001. Barhampore (WB): Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (WB), West Bengal 742101. Baroda: SB-5, Mangaldeep Complex, Opp. Masonic Hall, Productivity Road, Alkapuri, Baroda, Gujarat 390007. Begusarai: Near Hotel Diamond Surbhi Complex, O.C Township Gate, Kapasiya Chowk, Begusarai, Bihar 851117. Belgaum: CTS No 3939/ A2 A1, Above Raymonds Show Room, Beside Harsha Appliances, Club Road, Belgaum, Karnataka 590001. Bellary: No. 1, KHB Colony, Gandhi Nagar, Bellary, Karnataka 583103. Berhampur (OR): Opp Divya Nandan Kalyan Mandap, 3rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (OR), Orissa 760001. Betul: 107, 1st Floor, Hotel Utkarsh, J. H. College Road, Betul, Madhya Pradesh 460001. Bhagalpur: 2nd Floor, Chandralok Complex, Ghantaghar, Radha Rani Sinha Road, Bhagalpur, Bihar 812001. Bharuch: Shop No 147-148, Aditya Complex, Near Kasak Circle, Bharuch, Gujarat 392001. Bhatinda: #2047-A, 2nd Floor, The Mall Road, Above Max New York Life Insurance, New Delhi, Punjab 151001. Bhavnagar: Krushna Darshan Complex, Parimal Chowk, Office No. 306-307, 3rd Floor, Above Jed Blue Show Room, Bhavnagar, Gujarat 364002. Bhilai: Shop No-1, First Floor, Plot No-1, Commercial Complex, Nehru Nagar-East, Bhilai, Chatisgarh 490020. Bhilwara: Shop No. 27-28, 1st Floor, Heera Panna Market, Pur Road, Bhilwara, Rajasthan 311001. Bhopal: Kay Kay Business Centre, 133, Zone I, MP Nagar, Above City Bank, Bhopal, Madhya Pradesh 462011. Bhubaneswar: A/181, Back Side Of Shivam Honda Show Room, Saheed Nagar, Bhubaneswar, Orissa 751007. Bikaner: 70-71, 2nd Floor, Dr. Chahar Building, Panchsati Circle, Sadul Ganj, Bikaner, Rajasthan 334001. Bilaspur: Shop No-201 & 202, 1st Floor, V R Plaza, Link Road, Bilaspur, C.G., Bilaspur, Chatisgarh 495001. (Bhishm) Bokaro: B-1, 1st Floor, City Centre, Sector-4, Near Sona Chandi Jwellars, Bokaro, Jharkhand 827004. Burdwan: 63 GT Road, Halder Complex, 1st Floor, Burdwan, West Bengal 713101. Calicut: 2nd Floor, Soubhagya Shopping Complex, Arayidathpalam, Mavoor Road, Calicut, Kerala 673004. Chandigarh: SCO 2423-2424, 1st Floor, Sector 22-C, Chandigarh, Union Territory 160022. Chandrapur: Rauts Raghuvanshi Complex, Shop No-1, Office No-2, 1st Floor, Beside Azad Garden Main Road, Chandrapur, Maharashtra 442402. Chennai: F-11, Akshaya Plaza, 1st Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai, Tamil Nadu 600002. T Nagar, Chennai: G1, Ground Floor, No 22, Vijayaraghava Road, Swathi Court, T Nagar, Chennai 600017; Adayar, Chennai: New No 51, Gandhi Nagar, First Main Road, Adyar, Chennai 600020; Annanagar, Chennai: T 92, Ground Floor, 3rd Avenue Main Road, Annanagar, Chennai 600040; Chinsura: J C Ghosh Saranu, Bhanga Gara, Chinsurah, Hooghly, Chinsurah, West Bengal 712101. Cochin: Ali Arcade, 1st Floor, Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm, Kerala 682036. Coimbatore: 3rd Floor, Jaya Enclave, 1057 Avinashi Road, Coimbatore, Tamil Nadu 641018. Cuttack: PO-Buxi Bazar, Cuttack, Opp Dargha Bazar Police Station, Dargha Bazar, Cuttack, Orissa 753001. Darbhanga: Jaya Complex, 2nd Floor, Above Furniture Planet, Donar Chowk, Darbhanga, Bihar 846003. Davangere: #15/9, 1st Floor, Sobagu Complex, 2nd Main Road (AVK College Road) P J Extension, Davangere, Karnataka 577002. Dehradun: Kaulagarh Road, Near Sirmaur Margabove, Reliance Webworld, Dehradun, Uttaranchal 248001. Deoria: 1st Floor, 1st Floor, Opp. Zila Panchayat, Civil Lines, Deoria, Uttar Pradesh 274001. Dewas: 27 RMO House, Station Road, Above Maa Chamunda Gaes Agency, Dewas, Madhya Pradesh 455001. Dhanbad: 208 New Market, 2nd Floor, Bank More, Dhanbad, Jharkhand 826001. Dharwad: G, 7&8 Banashankari Avenue, Opp NTTF, P B Road, Dharwad, Karnatka 580001. Dhule: Ground Floor, Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot Finance, Opp Bhavasar General Store, Dhule, Maharashthra 424001. Dindigul: No 9 Old No 4/B, New Agraharam, Palani Road, Dindigul, Tamil Nadu 624001. Durgapur: MWAV-16 Bengal Ambuja, 2nd Floor City Centre, 16 Dt Burdwan, Durgapur, West Bengal 713216. Eluru: D.No 23B-5-93/1, Savithri Complex, Edaravari Street, Near Dr. Prabhavathi Hospital, R.R. Pet, Eluru, Andhra Pradesh 534002. Erode: No. 4, Veerappan Traders Complex, KMY Salai, Sathy Road, Opp. Erode Bus Stand, Erode, Tamil Nadu 638003. Faridabad: A-2B, 1st Floor, Nehru Groundnit, Faridabad, Haryana 121001. Ferozpur: The Mall Road, Chawla Bulding, 1st Floor, Opp. Centrail Jail, Near Hanuman Mandir, Ferozepur, Punjab 152002. Gandhidham: 204, 2nd Floor, Bhagwati Chamber, Kutchkala Road, Gandhidham, Gujarat 382007. Gandhinagar: Plot No 945/2, Sector 7/C, Opp Pathika, Gandhinagar, Gujarat 382007. Gaya: 1st Floor, Lal Bhawan, Tower Chowk, Near Kiran Cinema, Gaya, Bihar 823001. Ghaziabad: 1st Floorc-7, Lohia Nagar, Ghaziabad, Uttar Pradesh 201001. Ghazipur: 2nd Floor, Shubhra Hotel Complex, Mahaubagh, Ghazipur, Uttar Pradesh 233001. Gonda: Shri Market, Sahabgunj, Station Road, Gonda, Uttar Pradesh 271001. Gorakhpur: Above V.I.P. House Ajdacent, A.d. Girls College, Bank Road, Gorakpur, Uttar Pradesh 273001. Gulbarga: CTS No 2913, 1st Floor, Asian Towers, Jagath Station, Main Road, Next To Adithya Hotel, Gulbarga, Karnataka 585105. Guntur: D No 6-10-27, Srinilayam, Arundelpet, 10/1, Guntur, Andhra Pradesh 522002. Gurgaon: Shop No.18, Ground Floor, Sector-14, Opp. AKD Tower, Near Huda Office, Gurgaon, Haryana 122001. Guwahati: 54 Sagarika Bhawan, 2nd Floor, R G Barooah Road, Aidc, Near Baskin Robbins, Guwahati, Assam 781024. Gwalior: 2nd Floor, Rajeev Plaza, Jayendra Ganj, Lashkar, Gwalior, Madhya Pradesh 474009. Haldwani: Above Kapilaz, Sweet House, Opp Lic Building, Pilikothi, Haldwani, Uttaranchal 263139. Haridwar: 8, Govind Puri, Opp. LIC-2, Above Vijay Bank, Main Road, Ranipur More, Haridwar, Uttaranchal 249401. Hassan: St Anthony’s Complex, Ground Floor, H.N. Pura Road, Hassan, Karnataka 573201. Hissar: SCO-71, 1st Floor, Red Square Market, Hissar, Haryana 125001. Hoshiarpur: 1st Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab 146001. Hubli: 22nd & 23rd, 3rd Floor, Eureka Junction, Travellers Bunglow, Hubli, Karnataka 580029. Hyderabad: 8-2-596, Avenue 4, Karvy Plaza, Street No 1, Banjara Hills, Hyderabad, Andhra Pradesh 500034. Indore: 2nd Floor, 203-205 Balaji Corporates, Above ICICI Bank, 19/1 New Palasia, Nearcurewell Hospital, Janjeerwala Square Indore, Indore, Madhya Pradesh 452001. Jabalpur: Grover Chamber, 43 Naya Bazar Malviya Chowk, Opp Shyam Market, Jabalpur, Madhya Pradesh 482002. Jaipur: S16/A 3rd Floor, Land Mark Building, Opp Jai Club, Mahaver Marg, C Scheme, Jaipur, Rajasthan 302001. Jalandhar: Arora Prime Tower, Lowe Ground Floor, Office No 3, Plot No 28, Jalandhar, Punjab 144001. Jalgaon: 113, Navi Peth, B/H Mahalaxmi Dairy, Jalgaon, Maharashthra 425001. Jalpaiguri: D B C Road, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri, West Bengal 735101. Jammu: 5 A/D Extension 2, Near Panama Chowk Petrol Pump, Panama Chowk, Jammu, Jammu & Kashmir 180012. Jamnagar: 136-137-138 Madhav Palaza, Opp SBI Bank, Nr Lal Bunglow, Jamnagar, Gujarat 361001. Jamshedpur: 2nd Floor, R R Square, SB Shop Area, Near Reliance Foot Print & Hotel-BS Park Plaza, Main Road, Jamshedpur, Jharkhand 831001. Jaunpur: R N Complex, 1-1-9-G, In Front Of Pathak Honda, Ummarpur, Jaunpur, Uttar Pradesh 222002. Jhansi: 371/01, Narayan Plaza, Gwalior Road, Near Jeevan Shah Chauraha, Jhansi, Uttar Pradesh 284001. Jodhpur: 203, Modi Arcade, Chopasni Road, Jodhpur, Rajasthan 342001. Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat 362001. Kannur: 2nd Floor, Prabhath Complex, Fort Road, Nr. ICICI Bank, Kannur, Kerala 670001. Kanpur: 15/46, B, Ground Floor, Opp Muir Mills, Civil Lines, Kanpur, Uttar Pradesh 208001. Karaikudi: No. 2, Gopi Arcade, 100 Feet Road, Karaikudi, Tamil Nadu 630001. Karimnagar: H.No.4-2-130/131, Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar, Andhra Pradesh 505001. Karnal: 18/369, Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal, Haryana 132001. Karur: No.6, Old No.1304, Thiru-Vika Road, Near G.R. Kalyan Mahal, Karur, Tamil Nadu 639001. Kharagpur: 180 Malancha Road, Beside Axis Bank Ltd, Kharagpur, West Bengal 721304. Kolhapur: 605/1/4 E Ward, Shahupuri, 2nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur, Maharashtra 416001. Kolkata: 166 A Rashbihari Avenue, 2nd Floor, Opp Fortish Hospital, Kolkata, West Bengal 700029. Kollam: Sree Vigneswara Bhavan, Shastri Junction, Kadapakada, Kollam, Kerala 691001. Korba: 1st Floor, City Centre, 97 IRCC, Transport Nagar, Korba, Chatisgarh 495677. Kota: 29, Ist Floor, Near Lala Lajpat Rai Circle, Shopping Centre, Kota, Rajasthan 324007. Kottayam: 1st Floor, Csiascension Square, Railway Station Road, Collectorate P O, Kottayam, Kerala 686002. Kurnool: Shop No.43, 1st Floor, S V Complex, Railway Station Road, Near SBI Main Branch, Kurnool, Andhra Pradesh 518004. Lucknow: 24, Prem Nagar, Ashok Marg, Lucknow, Uttar Pradesh 226001. Ludhiana: SCO-136, 1st Floor, Above Airtel Showroom, Feroze Gandhi Market, Ludhiana, Punjab 141001. Madurai: Rakesh Towers, 30-C, 1st Floor, Bye Pass Road, Opp Nagappa Motors, Madurai, Tamil Nadu 625010. Malappuram: First Floor, Cholakkal Building, Near U P School, UP Hil, Malappuram, Kerala 676505. Malda: Sahis Tuli, Under Ward No.6, No.1 Govt Colony, English Bazar Municipality, Malda, West Bengal 732101. Mandi: 149/11, School Bazaar, Mandi, Uttar Pradesh 175001. Mangalore: Mahendra Arcade, Opp Court Road, Karangal Padi, Mangalore, Karnataka 575003. Margoa: 2nd Floor, Dalal Commercial Complex, Pajifond, Margao, Goa 403601. Mathura: Ambey Crown, 2nd Floor, In Front Of BSA College, Gaushala Road, Mathura, Uttar Pradesh 281001. Meerut: 1st Floor, Medi Centreopp ICICI Bank, Hapur Road, Near Bachha Park, Meerut, Uttar Pradesh 250002. Mehsana: Ul/47, Apollo Enclave, Opp Simandhar Temple, Modhera Cross Road, Mehsana, Gujarat 384002. Mirzapur: Above HDFC Bank, Dankeenganj, UP, Mirzapur, Uttar Pradesh 231001. Moga: 1st Floor, Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab 142001. Moradabad: Om Arcade, Parker Road, Above Syndicate Bank, Chowk Tari Khana, Moradabad, Uttar Pradesh 244001. Morena: Moti Palace, Near Ramjanki Mandir, Near Ramjanki Mandir, Morena, Madhya Pradesh 476001. Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind BSE Bldg, Fort, Maharashtra 400001. Andheri: 6 & 7, Andheri Industrial Estate, Veera Desai Road, Andheri (West), Mumbai 400053. Borivali: Gomati Smuti, Ground Floor, Jambli Gully, Near Railway Station, Borivali (West), Mumbai 400092. Chembur: Shop No 4 , Ground Floor, Shram Saflya Bldg., N G Acharya Marg, Chembur, Mumbai 400071. Muzaffarpur: 1st Floor, Uma Market, Thana Gumtimoti Jheel, Muzaffarpur, Bihar 842001. Mysore: L-350, Silver Tower, Ashoka Road, Opp. Clock Tower, Mysore, Karnataka 570001. Nadiad: 104/105, Near Paras Cinema, City Point Nadiad, Nadiad, Gujarat 387001. Nagerkoil: 3A, South Car Street, Parsans Complex, Nagercoil, Tamil Nadu 629001. Nagpur: Plot No 2/1, House No 102/1, Mata Mandir Road, Mangaldeep Appartment, Opp Khandelwal Jewelers, Dharampeth, Nagpur, Maharashtra 440010. Namakkal: 105/2, Arun Towers, Paramathi Street, Namakkal, Tamil Nadu 637001. Nanded: Shop No.4, Santakripa Market, G G Road, Opp. Bank Of India, Nanded, Maharashtra 431601. Nasik: F-1, Suyojit Sankul, Sharanpur Road, Nasik, Maharashtra 422002. Navsari: 1/1 Chinmay Aracade, Opp Sattapir Rd, Tower Rd, Navsari, Gujarat 396445. Nellore: 16-2-230, Room No 27, 2nd Floor, Keizen Heights, Gandhi Nagar, Pogathota, Nellore, Andhra Pradesh 524001. New Delhi: 305 New Delhi House, 27 Barakhamba Road, New Delhi, New Delhi 110001. Nizamabad: H No 5-6-430, Above Bank Of Baroda, First Floor, Beside HDFC Bank, Hyderabad Road, Nizamabad, Andhra Pradesh 503003. Noida: 307 Jaipuria Plazad, 68 A, 2nd Floor, Opp Delhi Public School, Sector 26, Noida, Uttar Pradesh 201301. Palghat: No 20&21, Metro Complex H.P.O. Road Palakkad, Kerala 678001. Panipat: 1st Floor, Krishna Tower, Above Amertex, G.T. Road, Panipat, Haryana 132103. Panjim: City Business Centre, Coelho Pereira Building, Room No 18, 19 & 20, Dada Vaidya Road, Panjim, Goa 403001. Pathankot: 1st Floor, 9 A, Improvement Trust Building, Patel Chowk, Pathankot, Punjab 145001. Patiala: SCO 27 D, Chotti Baradari, Near Car Bazaar, Patiala, Punjab 147001. Patna: 3A, 3rd Floor Anand Tower, Exhibition Road, Opp ICICI Bank, Patna, Bihar 800001. Pollachi: 146/4, Ramanathan Building, 1st Floor, New Scheme Road, Pollachi, Tamil Nadu 642002. Pondicherry: No 7, Thiayagaraja Street, Pondicherry, Pondicherry 605001. Proddatur: Shop No 4, Araveti Complex, Mydukur Road, Beside Syndicate Bank, Proddatur, Andhra Pradesh 16360. Pudukottai: Sundaram Masilamani Towers, TS No. 5476-5479, PM Road, Old Tirumayam Salai, Near Anna Statue, Jublie Arts, Pudukottai,Tamil Nadu 622001. Pune: Office #16, Ground Floor, Shrinath Plaza, Near Dyaneshwar Paduka Chowk, F C Road, Pune, Maharashtra 411005. Raipur: Shop No. 31, Third Floor, Millenium Plaza, Above Indian House, Behind Indian Coffee House, Raipur, Chatisgarh 492001. Rajahmundry: D.No.6-1-4, Rangachary Street, T. Nagar, Near Axis Bank Street, Rajahmundry, Andhra Pradesh 533101. Rajapalayam: Sri Ganapathy Complex, 14B/5/18, T P Mills Road, Virudhungar Dist, Rajapalayam, Tamil Nadu 626117. Rajkot: 104, Siddhi Vinyak Com., Opp Ramkrishna Ashram, Dr Yagnik Road, Rajkot, Rajkot, Gujarat 360001. Ranchi: Room No 307, 3rd Floor, Commerce Tower, Beside Mahabir Tower, Ranchi, Jharkhand 834001. Ratlam: 1 Nagpal Bhawan, Free Ganj Road, Do Batti, Near Nokia Care, Ratlam, Madhya Pradesh 457001. Renukoot: Shop No. 18, Near Complex Birla Market, Renukoot, Uttar Pradesh 231217. Rewa: 1st Floor, Angoori Building, Besides Allahabad Bank, Trans University Road, Civil Lines, Rewa, Madhya Pradesh 485001. Rohtak: 1st Floor, Ashoka Plaza, Delhi Road, Rohtak, Haryana 124001. Roorkee: Shree Ashadeep Complex, 16, Civil Lines, Near Income Tax Office, Roorkee, Uttaranchal 247667. Rourkela: 1st Floor, Sandhu Complex, Kachery Road, Uditnagar, Rourekla, Orissa 769012. Sagar: Above Poshak Garments, 5 Civil Lines, Infront Of Income Tax Office, Sagar, Madhya Pradesh 470002. Saharanpur: 18 Mission Market, Court Road, Saharanpur, Uttar Pradesh 247001. Salem: No 40, Brindavan Road, Fairlands, Near Perumal Koil, Salem, Tamil Nadu 636016. Sambalpur: Ground Floor, Quality Massion, Infront Of Bazaar Kolkata, Nayapara, Sambalpur, Orissa 768001. Secunderabad: 1st Floor, Thirumala Complex, Paradise Circle, S.D Road, Opp. Hotel Kamat, Secunderabad 500003. Satna: 1st Floor, Gopal Complex, Near Bus Stand, Rewa Road, Satna, Madhya Pradesh 485001. Shaktinagar: 1st/A-375, V V Colony, Dist Sonebhadra, Shaktinagar, Uttar Pradesh 231222. Shillong: Annex Mani Bhawan, Lower Thana Road, Near R K M L P School, Shillong, Meghalaya 793001. Shimla: Triveni Building, By Pas Chowk Khallini, Shimla, Himachal Pradesh 171002. Shimoga: Sri Matra Naika Complex, 1st Floor, Above Shimoga Diagnostic Centre, LLR Road, Durgigudi, Shimoga, Karnataka 577201. Shivpuri: 1st Floor, M.P.R.P. Building, Near Bank Of India, Shivpuri, Madhya Pradesh 473551. Sikar: First Floor, Super Tower, Behind Ram Mandir, Near Taparya Bagichi, Sikar, Rajasthan 332001. Silchar: N.N. Dutta Road, Chowchakra Complex, Premtala, Silchar, Assam 788001. Siliguri: Nanak Complex, Sevoke Road, Siliguri, West Bengal 734001. Sitapur: 12/12-A, Sura Complex, Arya Nagar, Opp Mal Godam, Sitapur, Uttar Pradesh 261001. Sivakasi: 363, Thiruthangal Road, Opp TNEB, Sivakasi, Tamil Nadu 626123. Solan: Sahni Bhawan, Adjacent Anand Cinema Complex, The Mall, Solan, Himachal Pradesh 173212. Solapur: Block No 06, Vaman Nagar, Opp D-Mart, Jule Solapur, Solapur, Maharashtra 413004. Sonepat: 205 R Model Town, Above Central Bank Of India, Sonepat, Haryana 131001. Sri Ganganagar: 35E Block, Opp Sheetla Mata Vaateka, Sri Ganganagar, Rajasthan 335001. Srikakulam: D.No-4-1-28/1, Venkateswara Colony, Near Income Tax Office, Srikakulam, Andhra Pradesh 532001. Sultanpur: Rama Shankar Complex, Civil Lines, Faizabad Road, Sultanpur, Uttar Pradesh 228001. Surat: G-5 Empire State Buliding, Nr Udhna Darwaja, Ring Road, Surat, Gujarat 395002. Thanjavur: No. 70, Nalliah Complex, Srinivasam Pillai Road, Tanjore, Tamil Nadu 613001. Thodupuzha: First Floor, Pulimoottil Pioneer, Pala Road, Thodupuzha, Kerala 685584. Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli, Tamil Nadu 627001. Tirupathi: D No 203, 2nd Floor, Padmavathi Nilayam, Nokia Care Upstairs, Tilak Road, Tirupathi, Andhra Pradesh 517501. Tirupur: First Floor, 244 A, Kamaraj Road, Opp To Cotton Market Complex, Tirupur, Tamil Nadu 641604. Tiruvalla: 2nd Floor, Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla, Kerala 689107. Trichur: 2nd Floor, Brothers Complex, Naikkanal Junction, Shornur Road, Near Dhanalakshmi Bank H O, Thrissur, Kerala 680001. Trichy: 60, Sri Krishna Arcade, Thennur High Road, Trichy, Tamil Nadu 20017. Trivandrum: 2nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum, Kerala 695010. Tuticorin: 4-B, A34-A37, Mangalmal Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin, Tamil Nadu 628003. Udaipur: 201-202, Madhav Chambers, Opp G P O, Chetak Circle, Udaipur, Rajasthan 313001. Ujjain: 101 Aashta Tower, 13/1 Dhanwantri Marg, Freeganj, Ujjain, Madhya Pradesh 456010. Valsad: Shop No 2, Phiroza Corner, Opp Next Show Room, Tithal Road, Valsad, Gujarat 396001. Vapi: Shop No-12, Ground Floor, Sheetal Appatment, Near K P Tower, Vapi, Gujarat 396195. Varanasi: D-64/132, 1st Floor, Anant Complex, Sigra, Varanashi, Uttar Pradesh 221010. Vellore: 1, M N R Arcade, Officers Line, Krishna Nagar, Vellore, Tamil Nadu 632001. Vijayanagaram: Soubhagya, 19-6-1/3, 2nd Floor, Near Fort Branch, Opp Three Temples, Vizianagaram, Andhra Pradesh 535002. Vijayawada: 39-10-7, Opp Municipal Water Tank, Labbipet, Vijayawada, Andhra Pradesh 520010. Visakhapatnam: Door No 48-8-7, Dwaraka Diamond, Ground Floor, Srinagar, Visakhapatnam, Andhra Pradesh 530016. Warangal: 5-6-95, 1st Floor, Opp B.Ed Collage, Lashkar Bazar, Chandra Complex, Hanmakonda, Warangal, Andhra Pradesh 506001. Yamuna Nagar: Jagdhari Road, Above UCO Bank, Near D.A.V. Girls College, Yamuna Nagar, Haryana 135001.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
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