National Bank of Pakistan

Ali AbdullahM. Murtahil AmirM. Muttahir Saeed Badar M. Faizan Chauhdary (Group Leader)

The Bank commenced its operations from November 20, 1949

Karachi and Lahore offices were later opened in December 1949

NBP headquarters in Karachi Over 1,200 branches country wide President(Syed Iqbal Ashraf) NBP provides both commercial and public sector

banking services Abroad branches

Introduction

National bank of Pakistan branch in Washington D.C.

StrengthATM finder:Government’s bank:Online banking:Wide area of services:

SWOT Analysis:

Public dealing is not very effective:Lack of respect of senior:Staff shortage:Punishment is not very strong:

Weakness

NBP have government bank:Growing banking system:

ThreatsIncrease in no. of banks:Modern type of banking:

Opportunities & Threats

Major CompetitorsFollowing are the major competitors of NBP:• UBL• HBL• BOP• MCB• Allied Bank• Silk Bank• Standard Chartered Bank• Faysal Bank Ltd.

NBP

Corporate and Investment Banking

group

Compliance Group

Special Assets management group

Credit Management Group

HRM group

I.T. Group

Treasury Management Group

Audit and Inspection Group

Operational Group

Overseas Management Group

Commercial and Retail Banking

Group

Services (Cont…)Accounts in NBP(basic):There are two basic types of bank accounts in NBP.1.PLS (Profit and Loss savings) accounts2.Current accountsTypes of loans:3.Cash finance (For MAX 1 year)4.Demand finance (For 1 year +)

Services:Cash and GoldKisaan taqatOnline BankingPremium Saver AccountCash Card Facility

Marketing Share

National bank has a nominal marketing share.

It has made agreements with several companies under the circumference of MOU.

MOU with “engro foods”

In 29th April, 2015, NBP made an agreement with Engro foods in Karachi.

The main purpose for this agreement was to provide jobs to un-employed people through Prime Minister Youth Business Loan (PMYBL).

MOU with Ghandara Industries.

It is a Japanese company. It was held on 19th May, 2015. This is the exclusive distributor of ISUZU

products. The purpose of the agreement was to

create more jobs for un employed people.

Difference The ownership of an organization matters, the

ownership of the national bank goes to the current government of the country, whereas the ownership of other banks are private.

The facilities of a government organization are more than that of the private sector.

National bank is the only bank, which provides the pensions to the pensioners.

The bank is the founder of ATM service. Not only that, it has a vast connection among its branches, while the other banks aren’t at this stage.

The branches of the bank are more than 1400 in Pakistan.