Post on 02-Jun-2018
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverageand Plan Rates for 2015
A Snapshot of 2015 Premiums and
Tax Credits
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Table of Contents
A Word about Rates ........................................................................................... 1
Executive Summary ............................................................................................ 2
The Only Place to Get Financial Help .............................................................. 3
Shop and Compare............................................................................................ 3
Minnesotans Eligible for MNsure ........................................................................ 3
What You Need to Know about MNsure Plans ............................................... 4
How Financial Assistance is Calculated ........................................................... 5
Small Business Premium Tax Credit Calculation............................................... 6
Benets Included in All MNsure Health Plans................................................... 6
MNsure Health Insurance Plan Rates by Region............................................. 7
2015 Premium Scenarios..................................................................................... 8
2015 Premium Scenarios..................................................................................... 9
Area 1 - Plan Cost Scenarios ............................................................................ 10
Area 2 - Plan Cost Scenarios ............................................................................ 18
Area 3 - Plan Cost Scenarios ............................................................................ 26Area 4 - Plan Cost Scenarios ............................................................................ 34
Area 5 - Plan Cost Scenarios ............................................................................ 42
Area 6 - Plan Cost Scenarios ............................................................................ 50
Area 7 - Plan Cost Scenarios ............................................................................ 58
Area 8 - Plan Cost Scenarios ............................................................................ 66
Area 9 - Plan Cost Scenarios ............................................................................ 74
SHOP Plan Costs ................................................................................................ 82
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Health Care Coverage and Plan Rates for 2015 1
A Word about Rates
Each year, after a rate review pocess with the Minnesota Department of Commerce, healthinsurance companies across the state determine what plans they will offer to consumersinside and outside the Minnesota health insurance marketplace (MNsure). Plans are offered indifferent geographic rating areas and in multiple categories: platinum, gold, silver, bronze and
catastrophic. In addition, income levels and family size can make Minnesotans eligible for apublic health care program (Medical Assistance or MinnesotaCare), or other forms of nancialhelp such as a tax credit (Advanced Premium Tax Credit) or a Cost Sharing Reduction.
For 2015, there are a total of 84 plans offered in the individual and family market on MNsure.Because a consumers premium cost varies by region, health insurance plan, age, tobacco usestatus, income and family size, this document is intended only as a snapshot of a consumerscost. It is not intended to provide Minnesotans with their exact premium cost, tax credit or CostSharing Reduction. Plan data reected in this document is the lowest possible premium in eachrating area. (These premiums might not be available in every county in a rating area.)
This document includes a snapshot of premiums and tax credits for individuals and employersacross the state as well as for families of four.
The family calculation was done based on two adults age 42 and two children under 18 yearsold. This differs from last years family scenarios which were based on 40-year-old adults.
Shop and CompareMNsure is the only place where consumers can shop and compare plans, as well as qualify fornancial help either through federal tax credits or MinnesotaCare and Medical Assistance tohelp pay the cost of their health insurance plan.
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Health Care Coverage and Plan Rates for 2015 2
Executive Summary
Open Enrollment begins November 15, 2014Open enrollment for 2015 coverage runs November 15, 2014 - February 15, 2015. The vastmajority of Minnesota residents can enroll in a MNsure plan during this time. Enrollment isavailable year-round for consumers who are eligible for MinnesotaCare or Medical Assistance,members of federally-recognized Indian tribes, and participants in the Small Business HealthOptions Program (SHOP).
The Amount of Advanced Premium Tax Credit (APTC) Will IncreaseThe benchmark premium from 2014 to 2015 increased across almost all parts of the state. Thismeans that more consumers will qualify for and receive tax credits. This will reduce consumersmonthly health insurance premiums for 2015 from what their costs would otherwise be.
More Plans Available
The total number of individual market plans available statewide increased from 78 in 2014, to 84in 2015. The number of plans available in each county range from 26 - 72, with at least two plansin every metal level represented.
Five Minnesota-Based Carriers Offering PlansMNsure will have ve Minnesota-based carriers offering health insurance plans. Health carriersinclude: Blue Cross and Blue Shield of Minnesota, HealthPartners, Medica, UCare and BluePlus.
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Health Care Coverage and Plan Rates for 2015 3
Many Minnesotans will qualify for no-cost or low-cost plans. MNsure is the only place thisnancial help is available.
Financial help is available to help cover the cost of health care insurance premiums for
qualifying individuals and small businesses.
Advanced Premium Tax CreditAn Advanced Premium Tax Credit (APTC) is an immediate discount on your health insurancepremium. Your APTC will be deducted from your monthly premium, leaving you to only paythe difference. A Cost Sharing Reduction (CSR) is a reduction on the amount of co-pay and/ordeductible you are responsible for. CSR varies depending on the plan you select.
Shop and Compare
MNsure is the only place where consumers can shop and compare plans, as well as qualifyfor nancial help either through federal tax credits or MinnesotaCare and Medical Assistanceprograms to help pay the cost of their health insurance plan.
Minnesotans Eligible for MNsure
Most Minnesota residents are eligible to purchase health insurance coverage through MNsure.This one-stop health insurance marketplace offers coverage through private health insurancecompanies to individuals and small businesses with 50 or fewer employees.
Individuals without access to affordable employer-based health care coverage who meetincome requirements* and small businesses with 25 or fewer employees earning $50,000 or lesson average will qualify for premium assistance (tax credits). MNsure also will provide access tono-cost and low-cost coverage through Medical Assistance and MinnesotaCare.
Since October 1, 2013, more than 340,000 Minnesotans have enrolled in quality, affordablehealth insurance coverage through MNsure. Now more than 95% of Minnesotans are covered.
Free In-Person Help Is Available
MNsure ContactCenter
1-855-3-MNSURE (855-
366-7873)Fully trained specialistsavailable to answer yourquestions through a toll-free hotline.
Navigators
Individuals from trustedorganizations trained toprovide free face-to-faceapplication and enrollmentassistance.
Agents andBrokers
Trained and licensedprofessionals offering freeface-to-face enrollmentassistance and advice tohelp you select a plan.
Find certied navigators, agents and brokers near you.Go to MNsure.org, Keyword: Assister Directory
The Only Place to Get Financial Help
* Exceptions: individuals without proper immigration status and incarcerated individuals.
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What You Need to Know about MNsure Plans
When applying through MNsure, you can decide whether you would like to apply for nancialassistance. If so, you will be determined eligible for one of three possible plan types: MedicalAssistance, MinnesotaCare or a Qualied Health Plan (QHP). This eligibility is determined basedon your household size and income.
What is a Qualifed Health Plan (QHP)?A QHP is an insurance policy from a private company. If you qualify for a QHP, you will be ableto select a company you wish to purchase from, as well as the level of coverage that ts yourneeds. All MNsure health insurance plans must design their cost-sharing (deductibles, copays,coinsurance) to t specic levels of coverage. The levels of coverage are dened as follows:
Bronze level: the plan must cover 60% of expected costs for the average individual
Silver level: the plan must cover 70% of expected costs for the average individual
Gold level: the plan must cover 80% of expected costs for the average individual
Platinum level:the plan must cover 90% of expected costs for the average individual
What is Medical Assistance?Medical Assistance is Minnesotas Medicaid health care program for children and families,pregnant women and adults without children. People 65 or older and people who havedisabilities may also be eligible for Medical Assistance. There is no monthly cost for enrollees onMedical Assistance.
Again this year, adults with incomes up to 133 percent of the federal poverty level and pregnantwomen and children with family incomes up to 275 percent of the federal poverty level areeligible for Medical Assistance. Eligibility and enrollment for Medical Assistance will be availablethrough MNsure, excluding those over the age of 65 or those with disabilities.
What is MinnesotaCare?MinnesotaCare is a subsidized health care coverage program for lower income Minnesotanswithout access to affordable employer-based health care coverage and who are not eligiblefor Medical Assistance. Enrollees pay a monthly premium, determined by a sliding-fee scalebased on family size and income.
Adults with incomes between 133 percent and 200 percent of the federal poverty levelare eligible for MinnesotaCare. Eligibility and enrollment for MinnesotaCare is availablethrough MNsure.
Jamison, 31
The overall experience was really good
Jamison found a plan on MNsure for himselfthat t his needs. He was also able to ndcoverage for his infant son through MedicalAssistance, bringing him quality coverageat no cost.
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How Financial Assistance is Calculated
Through MNsure some individuals and families may qualify for nancial help through tax creditsthat will immediately lower the cost to consumers for private health insurance. Financial helpalso may be available through no-cost or low-cost coverage under Medical Assistance orMinnesotaCare.
The amount of premium assistance available to individuals and families depends on income,age, and geographic area. Premium assistance is calculated based on where an individualsannual income falls on the federal poverty level (FPL) table as well as the cost of a benchmarkpremium. Below is a table that shows the income limits for various types of nancial assistanceavailable through MNsure.
Below is a breakdown of what information is used tocalculate the nal cost to consumers. In general, theless income an individual or family makes, the less theywill have to pay for health insurance and the more taxcredit they will receive. Tax credits may be applied toall individual plans except catastrophic plans.
People inhousehold
Annual Income
(up to)Annual Income
(up to)Annual Income
(up to)Annual Income
(up to)Annual Income
(above)
1 $15,521 $23,340 $32,092 $46,680 $46,680
2 $20,920 $31,460 $43,257 $62,920 $62,920
3 $26,320 $39,580 $54,422 $79,160 $79,160
4 $31,720 $47,700 $65,587 $95,400 $95,400
5 $37,120 $55,820 $76,752 $111,640 $111,640
6 $42,520 $63,940 $87,917 $127,880 $127,880
7 $47,919 $72,060 $99,082 $144,120 $144,120
8 $53,319 $80,180 $110,247 $160,360 $160,360
For each
additional
person add
$5,399 $8,120 $11,165 $16,240
MedicalAssistance foradults: $0/month
premium
MinnesotaCarefor adults: upto $50/month
premium
Tax credits for private coverage forsome adults. Monthly premium as
low as $0 after tax credits.
Private coveragewith monthly
premiums thatvary depending
on plan. Noteligible for tax
credits.
Medical Assistance for children ages 0 to 18 andpregnant women: $0/month premium. Slightly higher
income limits apply for infants under age 2 andpregnant women.
Tax credits forprivate coveragefor some children
Ying, 61
Ying is happy that he now has health insurance so he can go to the hospital
with peace of mind and doesnt have to worry about paying too much.
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Health Care Coverage and Plan Rates for 2015 6
Small Business Premium Tax Credit Calculation
Small businesses with 25 or fewer employees who earn $50,000 or less on average will qualify forpremium tax credits. Small business premium tax credits will only be available for health carecoverage purchased through MNsure.
To be eligible for the small business premium tax credit, employers must contribute at least 50percent of the premium. The tax credit is determined on a sliding scale based on the number ofemployees and average employee wage. The small business premium tax credit may equal upto 50 percent of the employer paid portion of the premium.
Benefts Included in All MNsure Health Plans
All plans offered in the MNsure marketplace include new consumer protections guaranteed bythe federal Affordable Care Act, such as:
No discrimination based on pre-existing conditions or gender
No annual dollar limit on coverage
No lifetime limit on coverage
A cap on out-of-pocket costs
Allowing young adults to stay on their parents health plan until age 26, unless they haveaccess to coverage through their employer
Requiring that 80-85 cents of every dollar you pay for health insurance is spent on deliveringor improving health care or you get a refund from your insurance company
Providing consumers a standard, plain language summary of their plan
All plans offered in the MNsure marketplace cover:
A broad range of essential services, including doctor visits, hospital stays, maternity care,emergency room care, prescription drugs, free preventive care, and more.
Preventive services at no cost to you. These services include things like blood pressureand diabetes screenings; cancer screenings such as mammograms and colonoscopies;vaccinations; u shots and more.
Medical Assistance and MinnesotaCare is offered through MNsure and continues to include thecomprehensive benets available through these programs today.
I did not think I would qualify for nancialassistance.
Minnesotans that may have previously been deniedcoverage like MinnesotaCare or Medical Assistance
may now qualify due to changes in eligibility rules.
Shari, 52
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Health Care Coverage and Plan Rates for 2015 7
There are 9 insurance rate pricing regions in Minnesota
DodgeFillmoreFreebornGoodhueHoustonMowerOlmstedSteeleWabashaWinona
Big StoneChippewaKandiyohiLac Qui ParleLyonMcLeodMeekerRenville
SibleySwiftYellow Medicine
AitkinBeltramiCassChisagoCrow WingHubbardIsantiKanabecMille LacsMorrisonPineRoseauToddWadena
MNsure Health Insurance Plan Rates by Region
CarltonCookItascaKoochichingLakeLake of the WoodsSt. Louis
Blue EarthFaribaultWasecaLe SueurMartinNicolletRiceWatonwan
AnokaBentonCarverDakotaHennepinRamseyScottSherburneStearnsWashingtonWright
ClearwaterKittsonMahnomenMarshallNormanPenningtonPolkRed Lake
BrownCottonwoodJacksonLincolnMurrayNoblesPipestoneRedwood
Rock
BeckerClayDouglasGrantOtter TailPopeStevensTraverse
Wilkin
Area 4 Area 5 Area 6
Area 7 Area 8 Area 9
Area 1 Area 2 Area 3
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Health Care Coverage and Plan Rates for 2015 8
Rating Area 1
Julie, 40, Rochester
Last year, Julie only had 14
MNsure plans to choose from.
This year, she will have more
than double the number of
plans to choose from, and the
premium on her silver plan will
decrease by about 6%.
Rating Area 9
Ken, 40, E. Grand ForksKen works at a small business
and gets his health insurance
through MNsure SHOP. Ken
purchased the lowest cost
platinum plan in 2014 and would
like to keep the same level of
coverage this year. In 2015, by
purchasing the lowest costplatinum plan available, hell see a
15% decrease in his premium.
Rating Area 8
Miguel, 25, St. Paul
Miguels bronze plan premiumwill increase $20/month in 2015.
However, this year he will qualifyfor a tax credit of $20/month,which means hell pay the sameas he did last yearfor a bronzelevel plan.
2015 Premium Scenarios
* These scenariosare real, thesepeople are not.
*
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Health Care Coverage and Plan Rates for 2015 9
Rating Area 5
Frank, 60, Granite Falls
Last year, Frank qualified for a taxcredit that lowered his monthlypremium by $263/month.
This year, his tax credit is goingup to $361/month. Thats nearly$1,200 in additional tax creditsfor 2015.
2015 Premium Scenarios
Rating Area 2
Sara, 32, Grand MaraisLast year, Sara only had 12
MNsure plans to choose from, none
of which were platinum level plans.
This year, Sara will be able to
choose from 34 different plans,
more than doubling her plan
options.Sara will also be able tochoose from at least two different
plans in each metal level.
Allison, 36, St. Cloud
Allison has a chronic health
condition and uses her insurance
on a regular basis. For the firsttime ever, she will be able to
choose a plan on MNsure that
does not carry a deductible.
This will cost her less
out-of-pocket each time she
uses her new plan.Rating Area 8
* These scenariosare real, thesepeople are not.
*
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Health Care Coverage and Plan Rates for 2015 10
The tables below provide the lowest monthly cost of health insurance for a 25-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
25 YEAR OLD - AREA 1
CATASTROPHIC PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $128 $128
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare NONE NONE
CONSUMER COST $0 $21 - $50 $128 $128
BRONZE PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $194 $194
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $99 to 0 NONE
CONSUMER COST $0 $21 - $50 $95 to $194 $194
DodgeFillmoreFreebornGoodhueHouston
MowerOlmstedSteeleWabashaWinona
Area 1 Counties
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Health Care Coverage and Plan Rates for 2015 13
40 YEAR OLD - AREA 1 (continued)
GOLD PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $324 $324
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $159 - $0 NONE
CONSUMER COST $0 $21 - $50 $165 - $324 $324
PLATINUM PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $389 $389
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $159- $0 NONE
CONSUMER COST $0 $21- $50 $230 - $389 $389
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Health Care Coverage and Plan Rates for 2015 14
The tables below provide the lowest monthly cost of health insurance for a 60-year-old individualliving in the region shown on the map above, based on annual income (a county listing for eachregion can be found on page 7). You can see if you qualify for no-cost or low-cost programslike Medical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
60 YEAR OLD - AREA 1
BRONZE PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $524 $524
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $477 - $228 NONE
CONSUMER COST $0 $21 - $50 $48 - $296 $524
SILVER PLAN - 60 YEAR OLD
Income up to $15,282 $15,283 to $22,980 $22,981 to $45,960 Above $45,961
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $598 $598
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $477 - $228 NONE
CONSUMER COST $0 $4 -$50 $122 - $370 $598
DodgeFillmoreFreebornGoodhueHouston
MowerOlmstedSteeleWabashaWinona
Area 1 Counties
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Health Care Coverage and Plan Rates for 2015 15
60 YEAR OLD - AREA 1 (continued)
GOLD PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $687 $687
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $477- $228 NONE
CONSUMER COST $0 $21 - $50 $210 - $459 $687
PLATINUM PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $826 $826
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $477- $228 NONE
CONSUMER COST $0 $21 - $50 $349 - $598 $826
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The tables below provide the lowest monthly cost of health insurance for a family of four livingin the region shown on the map above, based on annual income (a county listing for eachregion can be found on page 7). You can see if you qualify for no-cost or low-cost programslike Medical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
FAMILY OF FOUR - AREA 1
SILVER PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587 $65,588- $95,400 Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $584 $977 $977
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $475 - $245 $638 - $361 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $109 - $339 $339 - $616 $977
BRONZE PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $512 $857 $857
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $475 - $245 $638 - $361 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $37 - $267 $219 - $496 $857
DodgeFillmoreFreebornGoodhueHouston
MowerOlmstedSteeleWabashaWinona
Area 1 Counties
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Health Care Coverage and Plan Rates for 2015 17
FAMILY OF FOUR - AREA 1 (continued)
GOLD PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $95,400
Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $671 $1,122 $1,122
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $475 - $245 $638 - $361 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $196 - $426 $484 - $761 $1,122
PLATINUM PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $807 $1,349 $1,349
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $475 - $245 $638 - $361 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $332 - $562 $711 - $988 $1,349
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Health Care Coverage and Plan Rates for 2015 19
25 YEAR OLD AREA - 2 (continued)
SILVER PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $161 $161
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $59- $0 NONE
CONSUMER COST $0 $21 - $50 $103 - $161 $161
GOLD PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $188 $188
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $59 - $0 NONE
CONSUMER COST $0 $21 - $50 $129 - $188 $188
PLATINUM PLAN - 25 YEAR OLDIncome up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $251 $251
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $59 - $0 NONE
CONSUMER COST $0 $21 - $50 $192 - $251 $251
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Health Care Coverage and Plan Rates for 2015 20
The tables below provide the lowest monthly cost of health insurance for a 40-year-old individualliving in the region shown on the map above, based on annual income (a county listing for eachregion can be found on page 7). You can see if you qualify for no-cost or low-cost programslike Medical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
40 YEAR OLD - AREA 2
BRONZE PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $206 $206
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $109 - $0 NONE
CONSUMERCOST $0 $21 - $50 $97 - $206 $206
SILVER PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $213 $213
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $109 - $0 NONE
CONSUMERCOST $0 $21 - $50 $104 - $213 $213
CarltonCookItascaKoochiching
LakeLake of the WoodsSt. Louis
Area 2 Counties
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40 YEAR OLD AREA - 2 (continued)
GOLD PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $239 $239
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $109 - $0 NONE
CONSUMERCOST $0 $21 - $50 $130 - $239 $239
PLATINUM PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $319 $319
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $109 - $0 NONE
CONSUMERCOST $0 $21 - $50 $210 - $319 $319
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Health Care Coverage and Plan Rates for 2015 22
The tables below provide the lowest monthly cost of health insurance for a 60-year-old individualliving in the region shown on the map above, based on annual income (a county listing for eachregion can be found on page 7). You can see if you qualify for no-cost or low-cost programslike Medical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
60 YEAR OLD - AREA 2
BRONZE PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $431 $431
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $369 - $120 NONE
CONSUMERCOST $0 $21 - $50 $62 - $310 $431
SILVER PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $436 $436
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $369- $120 NONE
CONSUMERCOST $0 $21 - $50 $67 - $316 $436
CarltonCookItascaKoochiching
LakeLake of the WoodsSt. Louis
Area 2 Counties
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 23
60 YEAR OLD AREA - 2 (continued)
GOLD PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $507 $507
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $369 - $120 NONE
CONSUMERCOST $0 $21 - $50 $138 - $387 $507
PLATINUM PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $678 $678
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $369 - $120 NONE
CONSUMERCOST $0 $21 - $50 $309 - $557 $678
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 24
The tables below provide the lowest monthly cost of health insurance for a family of four living inthe selected region shown in orange above, based on annual income (a county listing for eachregion can be found on page 7). You can see if you qualify for no-cost or low-cost programslike Medical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
FAMILY OF FOUR - AREA 2
BRONZE PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $326 $545 $545
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $229 - $0 $320 - $44 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $97 - $326 $225 - $501 $545
SILVER PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $95,400
Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $426 $712 $712
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $229 - $0 $320 - $44 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $197 - $426 $392 - $668 $712
CarltonCookItascaKoochiching
LakeLake of the WoodsSt. Louis
Area 2 Counties
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 25
FAMILY OF FOUR - AREA 2 (continued)
GOLD PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $95,400
Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $496 $828 $828
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $229 - $0 $320 - $44 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $267 - $496 $508 - $784 $828
PLATINUM PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $662 $1,107 $1,107
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $229 - $0 $320 - $44 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $433 - $662 $787 - $1,063 $1,107
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 26
The tables below provide the lowest monthly cost of health insurance for a 25-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
25 YEAR OLD - AREA 3
CATASTROPHIC PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $115 $115
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare NONE NONE
CONSUMER COST $0 $21 - $50 $115 $115
BRONZE PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $158 $158
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $63 - $0 NONE
CONSUMER COST $0 $21 - $50 $95 - $158 $158
Blue EarthFaribaultWasecaLe Sueur
MartinNicolletRiceWatonwan
Area 3 Counties
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 27
25 YEAR OLD AREA - 3 (continued)
SILVER PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $182 $182
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $63 - $0 NONE
CONSUMER COST $0 $21 - $50 $119 - $182 $182
GOLD PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $210 $210
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $63 - $0 NONE
CONSUMER COST $0 $21 - $50 $147 - $210 $210
PLATINUM PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $238 $238
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $63 - $0 NONE
CONSUMER COST $0 $21 - $50 $174 - $238 $238
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 28
The tables below provide the lowest monthly cost of health insurance for a 40-year-old individualliving in the egion shown on the map above, based on annual income (a county listing for eachregion can be found on page 7). You can see if you qualify for no-cost or low-cost programslike Medical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
40 YEAR OLD - AREA 3
BRONZE PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $202 $202
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $113 - $0 NONE
CONSUMERCOST $0 $21 - $50 $89 - $202 $202
SILVER PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $231 $231
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $113 - $0 NONE
CONSUMERCOST $0 $21 - $50 $118 - $231 $231
Blue EarthFaribaultWasecaLe Sueur
MartinNicolletRiceWatonwan
Area 3 Counties
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 29
40 YEAR OLD - AREA 3 (continued)
GOLD PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $267 $267
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $113 - $0 NONE
CONSUMERCOST $0 $21 - $50 $154 - $267 $267
PLATINUM PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $303 $303
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $113 - $0 NONE
CONSUMERCOST $0 $21 - $50 $190 - $303 $303
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 30
The tables below provide the lowest monthly cost of health insurance for a 60-year-old individualliving in the selected region shown in orange above, based on annual income (a county listingfor each region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial help thatwill lower your monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
60 YEAR OLD - AREA 3
BRONZE PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $428 $428
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $379 - $130 NONE
CONSUMERCOST $0 $21 - $50 $49 - $298 $428
SILVER PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $491 $491
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $379 - $130 NONE
CONSUMERCOST $0 $21 - $50 $112 - $361 $491
Blue EarthFaribaultWasecaLe Sueur
MartinNicolletRiceWatonwan
Area 3 Counties
8/11/2019 MNsure: Plan Rates for 2015
33/85
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Health Care Coverage and Plan Rates for 2015 32
The tables below provide the lowest monthly cost of health insurance for a family of four living inthe region shown on the map above, based on annual income (a county listing for each regionis on page 7). You can see if you qualify for no-cost or low-cost programs like Medical Assistanceand MinnesotaCare, or if you are eligible for nancial help that will lower your monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
FAMILY OF FOUR - AREA 3
BRONZE PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $418 $699 $699
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $239 - $8 $337 - $60 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $179 - $410 $362 - $639 $699
SILVER PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $480 $802 $802
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $239 - $8 $337 - $60 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $241 - $472 $465 - $742 $802
Blue EarthFaribaultWasecaLe Sueur
MartinNicolletRiceWatonwan
Area 3 Counties
8/11/2019 MNsure: Plan Rates for 2015
35/85
8/11/2019 MNsure: Plan Rates for 2015
36/85
Health Care Coverage and Plan Rates for 2015 34
The tables below provide the lowest monthly cost of health insurance for a 25-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
25 YEAR OLD - AREA 4
CATASTROPHIC PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $130 $130
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare NONE NONE
CONSUMER COST $0 $21 - $50 $130 $130
BRONZE PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $155 $155
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $57 - $0 NONE
CONSUMER COST $0 $21 - $50 $98 - $155 $155
BrownCottonwoodJacksonLincolnMurray
NoblesPipestoneRedwoodRock
Area 4 Counties
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 35
25 YEAR OLD - AREA 4 (continued)
SILVER PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $178 $178
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $57 - $0 NONE
CONSUMER COST $0 $21 - $50 $121 - $178 $178
GOLD PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $206 $206
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $57 - $0 NONE
CONSUMER COST $0 $21 - $50 $149 - $206 $206
PLATINUM PLAN - 25 YEAR OLD
Income up to $15,282 $15,283 to $22,980 $22,981 to $45,960 Above $45,961
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $233 $233
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $57 - $0 NONE
CONSUMER COST $0 $21- $50 $176 - $233 $233
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 36
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
40 YEAR OLD - AREA 4
BRONZE PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $198 $198
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $106 - $0 NONE
CONSUMERCOST $0 $21 - $50 $92 - $198 $198
SILVER PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $227 $227
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $106 - $0 NONE
CONSUMERCOST $0 $21 - $50 $121 - $227 $227
The tables below provide the lowest monthly cost of health insurance for a 40-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
BrownCottonwoodJacksonLincolnMurray
NoblesPipestoneRedwoodRock
Area 4 Counties
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 37
40 YEAR OLD - AREA 4 (continued)
GOLD PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $262 $262
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $106 - $0 NONE
CONSUMERCOST $0 $21 - $50 $156 - $262 $262
PLATINUM PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $297 $297
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $106 - $0 NONE
CONSUMERCOST $0 $21 - $50 $191 - $297 $297
8/11/2019 MNsure: Plan Rates for 2015
40/85
Health Care Coverage and Plan Rates for 2015 38
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
60 YEAR OLD - AREA 4
BRONZE PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $420 $420
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $364 - $115 NONE
CONSUMERCOST $0 $21 - $50 $56 - $305 $420
SILVER PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $482 $482
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $364 - $115 NONE
CONSUMERCOST $0 $21 - $50 $118 - $367 $482
The tables below provide the lowest monthly cost of health insurance for a 60-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
BrownCottonwoodJacksonLincolnMurray
NoblesPipestoneRedwoodRock
Area 4 Counties
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 39
60 YEAR OLD - AREA 4 (continued)
GOLD PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $557 $557
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $364 - $115 NONE
CONSUMERCOST $0 $21 - $50 $193 - $442 $557
PLATINUM PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $631 $631
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $364 - $115 NONE
CONSUMERCOST $0 $21 - $50 $267 - $516 $631
8/11/2019 MNsure: Plan Rates for 2015
42/85
Health Care Coverage and Plan Rates for 2015 40
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
FAMILY OF FOUR - AREA 4
BRONZE PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $410 $685 $685
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $224 - $0 $312 - $35 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $186 - $410 $373 - $650 $685
SILVER PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587 $65,588- $95,400 Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $471 $787 $787
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $224 - $0 $312 - $35 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $247 - $471 $475 - $752 $787
The tables below provide the lowest monthly cost of health insurance for a familly of four livingin the region shown on the map above, based on annual income (a county listing for eachregion can be found on page 7). You can see if you qualify for no-cost or low-cost programslike Medical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
BrownCottonwoodJacksonLincolnMurray
NoblesPipestoneRedwoodRock
Area 4 Counties
8/11/2019 MNsure: Plan Rates for 2015
43/85
Health Care Coverage and Plan Rates for 2015 41
FAMILY OF FOUR - AREA 4 (continued)
GOLD PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $95,400
Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $544 $909 $909
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $224 - $0 $312 - $35 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $320 - $544 $597 - $874 $909
PLATINUM PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $616 $1,030 $1,030
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $224 - $0 $312 - $35 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $392 - $616 $718 - $995 $1,030
8/11/2019 MNsure: Plan Rates for 2015
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Health Care Coverage and Plan Rates for 2015 42
The tables below provide the lowest monthly cost of health insurance for a 25-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
25 YEAR OLD - AREA 5
CATASTROPHIC PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $116 $116
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare NONE NONE
CONSUMER COST $0 $21 - $50 $116 $116
BRONZE PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $152 $152
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $55 - $0 NONE
CONSUMER COST $0 $21 - $50 $97 - $152 $152
Big StoneChippewaKandiyohiLac Qui ParleLyonMcLeod
MeekerRenvilleSibleySwiftYellow Medicine
Area 5 Counties
8/11/2019 MNsure: Plan Rates for 2015
45/85
Health Care Coverage and Plan Rates for 2015 43
25 YEAR OLD - AREA 5 (continued)
SILVER PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $177 $177
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $55 - $0 NONE
CONSUMER COST $0 $21 - $50 $122 - $177 $177
GOLD PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $204 $204
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $55 - $0 NONE
CONSUMER COST $0 $21 - $50 $149 - $204 $204
PLATINUM PLAN - 25 YEAR OLDIncome up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $232 $232
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $55 - $0 NONE
CONSUMER COST $0 $21 - $50 $177 - $232 $232
8/11/2019 MNsure: Plan Rates for 2015
46/85
Health Care Coverage and Plan Rates for 2015 44
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
40 YEAR OLD - AREA 5
BRONZE PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $193 $193
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $104 - $0 NONE
CONSUMER COST $0 $21 - $50 $89 - $193 $193
SILVER PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $225 $225
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $104 - $0 NONE
CONSUMER COST $0 $21 - $50 $121- $225 $225
The tables below provide the lowest monthly cost of health insurance for a 40-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
Big StoneChippewaKandiyohiLac Qui ParleLyonMcLeod
MeekerRenvilleSibleySwiftYellow Medicine
Area 5 Counties
8/11/2019 MNsure: Plan Rates for 2015
47/85
Health Care Coverage and Plan Rates for 2015 45
40 YEAR OLD - AREA 5 (continued)
PLATINUM PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $295 $295
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $104 - $0 NONE
CONSUMER COST $0 $21 - $50 $191 - $295 $295
GOLD PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $260 $260
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $104 - $0 NONE
CONSUMER COST $0 $21 - $50 $156 - $260 $260
8/11/2019 MNsure: Plan Rates for 2015
48/85
Health Care Coverage and Plan Rates for 2015 46
The tables below provide the lowest monthly cost of health insurance for a 60-year-old individualliving in the selected region shown in orange above, based on annual income (a county listingfor each region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial help thatwill lower your monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
60 YEAR OLD - AREA 5
BRONZE PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $411 $411
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $360 - $111 NONE
CONSUMER COST $0 $21 - $50 $51 - $300 $411
SILVER PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $478 $478
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $360 - $111 NONE
CONSUMER COST $0 $21 - $50 $118 - $367 $478
Big StoneChippewaKandiyohiLac Qui ParleLyonMcLeod
MeekerRenvilleSibleySwiftYellow Medicine
Area 5 Counties
8/11/2019 MNsure: Plan Rates for 2015
49/85
8/11/2019 MNsure: Plan Rates for 2015
50/85
8/11/2019 MNsure: Plan Rates for 2015
51/85
Health Care Coverage and Plan Rates for 2015 49
FAMILY OF FOUR - AREA 5 (continued)
GOLD PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $95,400
Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $540 $902 $902
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $220 - $0 $305 - $28 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $320 - $540 $597 - $874 $902
PLATINUM PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $611 $1,022 $1,022
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $220 - $0 $305 - $28 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $391 - $611 $717 - $994 $1,022
8/11/2019 MNsure: Plan Rates for 2015
52/85
Health Care Coverage and Plan Rates for 2015 50
The tables below provide the lowest monthly cost of health insurance for a 25-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
25 YEAR OLD - AREA 6
CATASTROPHIC PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $102 $102
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare NONE NONE
CONSUMER COST $0 $21 - $50 $102 $102
BRONZE PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $133 $133
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $40 - $0 NONE
CONSUMER COST $0 $21 - $50 $93 - $133 $133
BeckerClayDouglasGrantOtter Tail
PopeStevensTraverseWilkin
Area 6 Counties
8/11/2019 MNsure: Plan Rates for 2015
53/85
8/11/2019 MNsure: Plan Rates for 2015
54/85
Health Care Coverage and Plan Rates for 2015 52
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
40 YEAR OLD - AREA 6
BRONZE PLAN - 40 YEAR OLDIncome up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $169 $169
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $84 - $0 NONE
CONSUMER COST $0 $21 - $50 $85 - $169 $169
SILVER PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $206 $206
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $84 - $0 NONE
CONSUMER COST $0 $21 - $50 $122 - $206 $206
The tables below provide the lowest monthly cost of health insurance for a 40-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
BeckerClayDouglasGrantOtter Tail
PopeStevensTraverseWilkin
Area 6 Counties
8/11/2019 MNsure: Plan Rates for 2015
55/85
8/11/2019 MNsure: Plan Rates for 2015
56/85
8/11/2019 MNsure: Plan Rates for 2015
57/85
8/11/2019 MNsure: Plan Rates for 2015
58/85
Health Care Coverage and Plan Rates for 2015 56
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
FAMILY OF FOUR - AREA 6
BRONZE PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $350 $586 $586
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $179 - $0 $237 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $171 - $350 $349 - $586 $586
SIlVER PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $95,400
Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $426 $713 $713
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $179 - $0 $237 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $247 - $426 $476 - $713 $713
The tables below provide the lowest monthly cost of health insurance for a family of four livingin the region shown on the map above, based on annual income (a county listing for eachregion can be found on page 7). You can see if you qualify for no-cost or low-cost programslike Medical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
BeckerClayDouglasGrantOtter Tail
PopeStevensTraverseWilkin
Area 6 Counties
8/11/2019 MNsure: Plan Rates for 2015
59/85
Health Care Coverage and Plan Rates for 2015 57
FAMILY OF FOUR - AREA 6 (continued)
GOLD PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $95,400
Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $493 $824 $824
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $179 - $0 $237 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $314 - $493 $587 - $824 $824
PLATINUM PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $562 $939 $939
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $179 - $0 $237 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $383 - $562 $702 - $939 $939
8/11/2019 MNsure: Plan Rates for 2015
60/85
Health Care Coverage and Plan Rates for 2015 58
The tables below provide the lowest monthly cost of health insurance for a 25-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
25 YEAR OLD - AREA 7
CATASTROPHIC PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $88 $88
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare NONE NONE
CONSUMER COST $0 $21 - $50 $88 $88
BRONZE PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $114 $114
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $38 - $0 NONE
CONSUMER COST $0 $21 - $50 $76 - $114 $114
AitkinBeltramiCassChisagoCrow Wing
HubbardIsantiKanabecMille LacsMorrison
PineRoseauToddWadena
Area 7 Counties
8/11/2019 MNsure: Plan Rates for 2015
61/85
Health Care Coverage and Plan Rates for 2015 59
25 YEAR OLD - AREA 7 (continued)
SILVER PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $149 $149
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $38 - $0 NONE
CONSUMER COST $0 $21 - $50 $111 - $149 $149
GOLD PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $188 $188
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $38 - $0 NONE
CONSUMER COST $0 $21 - $50 $150 - $188 $188
PLATINUM PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $229 $229
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $38 - $0 NONE
CONSUMER COST $0 $21 - $50 $191 - $229 $229
8/11/2019 MNsure: Plan Rates for 2015
62/85
Health Care Coverage and Plan Rates for 2015 60
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
40 YEAR OLD - AREA 7
BRONZE PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $145 $145
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $82 - $0 NONE
CONSUMER COST $0 $21 - $50 $63 - $145 $145
SILVER PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $189 $189
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $82 - $0 NONE
CONSUMER COST $0 $21 - $50 $107 - $189 $189
The tables below provide the lowest monthly cost of health insurance for a 40-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
AitkinBeltramiCassChisagoCrow Wing
HubbardIsantiKanabecMille LacsMorrison
PineRoseauToddWadena
Area 7 Counties
8/11/2019 MNsure: Plan Rates for 2015
63/85
Health Care Coverage and Plan Rates for 2015 61
40 YEAR OLD - AREA 7 (continued)
GOLD PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $239 $239
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $82 - $0 NONE
CONSUMER COST $0 $21 - $50 $157 - $239 $239
PLATINUM PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $291 $291
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $82 - $0 NONE
CONSUMER COST $0 $21 - $50 $209 - $291 $291
8/11/2019 MNsure: Plan Rates for 2015
64/85
Health Care Coverage and Plan Rates for 2015 62
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
60 YEAR OLD - AREA 7
BRONZE PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $307 $307
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $313 - $64 NONE
CONSUMER COST $0 $21 - $50 $0 - $243 $307
SILVER PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $402 $402
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $313 - $64 NONE
CONSUMER COST $0 $21 - $50 $89 - $338 $402
The tables below provide the lowest monthly cost of health insurance for a 60-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region can be found on page 7). You can see if you qualify for no-cost or low-costprograms like Medical Assistance and MinnesotaCare, or if you are eligible for nancial helpthat will lower your monthly premium.
AitkinBeltramiCassChisagoCrow Wing
HubbardIsantiKanabecMille LacsMorrison
PineRoseauToddWadena
Area 7 Counties
8/11/2019 MNsure: Plan Rates for 2015
65/85
Health Care Coverage and Plan Rates for 2015 63
60 YEAR OLD - AREA 7 (continued)
GOLD PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $507 $507
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $313 - $64 NONE
CONSUMER COST $0 $21 - $50 $194 - $443 $507
PLATINUM PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $618 $618
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $313 - $64 NONE
CONSUMER COST $0 $21 - $50 $305 - $554 $618
8/11/2019 MNsure: Plan Rates for 2015
66/85
Health Care Coverage and Plan Rates for 2015 64
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
FAMILY OF FOUR - AREA 7
BRONZE PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $300 $502 $502
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $174 - $0 $229 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $126 - $300 $273 - $502 $502
SILVER PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $392 $656 $656
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $174 - $0 $229 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $218 - $392 $427 - $656 $656
The tables below provide the lowest monthly cost of health insurance for a family of four livingin the region shown on the map above, based on annual income (a county listing for eachregion can be found on page 7). You can see if you qualify for no-cost or low-cost programslike Medical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
AitkinBeltramiCassChisagoCrow Wing
HubbardIsantiKanabecMille LacsMorrison
PineRoseauToddWadena
Area 7 Counties
8/11/2019 MNsure: Plan Rates for 2015
67/85
Health Care Coverage and Plan Rates for 2015 65
FAMILY OF FOUR - AREA 7 (continued)
GOLD PLAN - FAMILY OF FOUR
Income upto $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $95,400
Above$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $496 $828 $828
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $174 - $0 $229 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $332 - $496 $599 - $828 $828
PLATINUM PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $603 $1,008 $1,008
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $174 - $0 $229 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $429 - $603 $779 - $1,008 $1,008
8/11/2019 MNsure: Plan Rates for 2015
68/85
8/11/2019 MNsure: Plan Rates for 2015
69/85
Health Care Coverage and Plan Rates for 2015 67
25 YEAR OLD AREA 8 (continued)
SILVER PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $143 $143
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $20 - $0 NONE
CONSUMER COST $0 $21 - $50 $123 - $143 $143
GOLD PLAN - 25 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $169 $169
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $20 - $0 NONE
CONSUMER COST $0 $21 - $50 $149 - $169 $169
PLATINUM PLAN - 25 YEAR OLDIncome up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLY PLANCOST
n/aMedical Assistance
n/aMinnesotaCare $206 $206
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $20 - $0 NONE
CONSUMER COST $0 $21 - $50 $186 - $206 $206
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Health Care Coverage and Plan Rates for 2015 68
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
40 YEAR OLD - AREA 8
BRONZE PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $140 $140
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $60 - $0 NONE
CONSUMERCOST $0 $21 - $50 $80 - $140 $140
SILVER PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $181 $181
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $60 - $0 NONE
CONSUMERCOST $0 $21 - $50 $121 - $181 $181
The tables below provide the lowest monthly cost of health insurance for a 40-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region is on page 7). You can see if you qualify for no-cost or low-cost programs likeMedical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
AnokaBentonCarverDakotaHennepinRamsey
ScottSherburneStearnsWashingtonWright
Area 8 Counties
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Health Care Coverage and Plan Rates for 2015 69
40 YEAR OLD - AREA 8 (continued)
GOLD PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $215 $215
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $60 - $0 NONE
CONSUMERCOST $0 $21 - $50 $155 - $215 $215
PLATINUM PLAN - 40 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $263 $263
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $60 - $0 NONE
CONSUMERCOST $0 $21 - $50 $203 - $263 $263
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Health Care Coverage and Plan Rates for 2015 70
Key Facts
Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
60 YEAR OLD - AREA 8
BRONZE PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $297 $297
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $265 - $17 NONE
CONSUMERCOST $0 $21 - $50 $32 - $280 $297
SILVER PLAN - 60 YEAR OLDIncome up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $385 $385
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $265 - $17 NONE
CONSUMERCOST $0 $21 - $50 $120 - $368 $385
The tables below provide the lowest monthly cost of health insurance for a 60-year-old individualliving in the region shown on the map above, based on annual income (a county listing foreach region is on page 7). You can see if you qualify for no-cost or low-cost programs likeMedical Assistance and MinnesotaCare, or if you are eligible for nancial help that will loweryour monthly premium.
AnokaBentonCarverDakotaHennepinRamsey
ScottSherburneStearnsWashingtonWright
Area 8 Counties
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60 YEAR OLD - AREA 8 (continued)
PLATINUM PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $557 $557
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $265 - $17 NONE
CONSUMERCOST $0 $21 - $50 $292 - $540 $557
GOLD PLAN - 60 YEAR OLD
Income up to $15,521 $15,522 to $23,340 $23,341 to $46,680 Above $46,680
MONTHLYPLAN COST
n/aMedical Assistance
n/aMinnesotaCare $458 $458
PREMIUMASSISTANCE
n/aMedical Assistance
n/aMinnesotaCare $265 - $17 NONE
CONSUMERCOST $0 $21 - $50 $193- $441 $458
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Health Care Coverage and Plan Rates for 2015 72
Key Facts Individuals with annual incomes of up to $15,521 qualify for Medical Assistance Individuals with annual incomes of $15,522 to $23,340 qualify for MinnesotaCare Individuals with annual incomes of $23,341 to $46,680 are eligible for nancial
help, see page 5 for more information
FAMILY OF FOUR - AREA 8
BRONZE PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $290 $485 $485
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $127 - $0 $151 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $163 - $290 $334 - $485 $485
SILVER PLAN - FAMILY OF FOUR
Income up
to $31,720 $31,721- $47,700 $47,701 - $65,587
$65,588- $
95,400
Above
$95,400
Kids Parents Kids Parents
MONTHLYPLAN COST n/a n/a n/a n/a $376 $629 $629
PREMIUMASSISTANCE
MedicalAssistance
MedicalAssistance
Minnesota-Care
MedicalAssistance $127 - $0 $151 - $0 NONE
CONSUMERCOST $0 $0 $42 - $100 $0 $249 - $376 $478 - $629 $629
The