M I C H A Ł T R O C H I M C Z U K

Innovation In Insurance

Keynote

Insurance

1.2 trillion USD

Source *Sigma Report 2019

Global Insurance Premiums

<50%

40%

90%

85%

70%

The lack of trust of CUSTOMERS

lack of FOCUS by insurers

Costs of Insurers

Costs of Customers

Cumulative Increase in US Healthcare costs

Sources:• West Health Institute and NORC

(University of Chicago)• Harvard University

2018

MEMBERS

GWP (USD) 1bn

257k

2020 (year end forecast)

2bn

400k

USD 1.3bn total fundingUSD 3.2bn valuation