Post on 23-Dec-2015
KudumbashreeState Poverty Eradication Mission
Kerala
Today, the bank officer calls me
‘madam’ !
The Evolution
1992 Poverty Eradication Experiment in Alappuzha Municipality
1994 Entire Rural Area of Malappuram District
1995 Urban areas across the state
1998 State-wide launch of Kudumbashree
2013 39 Lakh(3.9 million) women members
Understanding Kudumbashree
CDS
ADS
NHG
Neighborhood Groups• 10 to 20 women; one from each family• 5 office bearers• Weekly thrift, min decided by NHG• Can undertake economic activities
Area Development Society• Office bearers on NHGs in a ward• 7 office bearers
o Presidento Secretaryo 5 sector volunteer
Community Development Society• Office bearers on ADSs in a local body*• 7 office bearers• Interfaces with local govt.
Sizing Kudumbashree
CDS
ADS
NHG
Neighborhood Groups• 250,000+ NHGs• 39 lakh (3.9 million) members• 2013
o Special thrust to increase coverageo Special-need NHGs
Area Development Society• 19,000+ ADS
Community Development Society• 1043 local bodies
o 65 Urbano 978 Rural
• 1072 CDS
Supporting Structures
CDS
ADS
NHG
State Mission• Executive Vice Chairman (IAS)• Executive Director (IAS)• Director (A&F)• Admin, Finance and supporting Officers• Program Officers• Subject Matter Consultants
LSGD
District Missions• District Mission Coordinator• Assistant DMC• Subject Matter ConsultantsCommunity Resource Persons• Micro Enterprise Consultants• Trainers• Auditors• Sector-wise Resource Persons
Chairman - Minister, LSGVice Chairman – Principal Secretary, LSGGoverning BodyExecutive Committee
Kudumbashree – PRI Convergence
CDS
ADS
NHGNeighborhood Groups• Active participation in Gramasabha• Implementing agency for many LG
programs
Area Development Society• Ward councilor is the patron
Community Development Society• Member secretary – a government official• Evaluation Committee• Provides anti-poverty component of
annual plan• Contributor to the women’s component
plan and local economic development plan
Micro Finance• NHG act as thrift & credit societies• Facilitate savings at door-step• Group (NHG) decides on the minimum weekly• Internal Loan Limit : 80%• Bank Grading after 6 months• Linked Loans• Kudumbashree Support
§ Matching Grant§ Interest Subsidy Scheme§ Auditing through Kudumbashree Audit and Accounts Service Society (KAASS)§ Digitalized Monitoring and Repayment Information System§ Community Monitoring - MF Subcommittee, Internal Auditing§ Financial Literacy Campaigns§ CDS Accountants§ Banking Resource Persons (Rtd. Bank officials)§ Bank Mithra - Counter clerk at Bank Branch Back
Micro FinanceAs of 1-May-2013Total Thrift : Rs. 1,707 croreInternal Loans : Rs. 7,130 croreLinkage Loans : Rs .1,575 crore
Back
ProgrammesEconomic
Empowerment
Collective FarmingMicro EnterprisesMarket
Development
Social Empowerment
AsrayaBalasabhaBUDS SchoolTribal special
project
Women’Empowerment
Gender Self Learning Programme
Nirbhaya
Asraya• Destitute (family) rehabilitation• NHG identifies potential beneficiaries• Verification & plan preparation by local body• Approved funds transferred upfront• Spending progress monitored through MIS• 98.5% local bodies have Ashraya projects• Mandatory component of plan from 2013-14
Asraya – MIS Screens
Balasabha• A tiered network of Children• Small Learning Groups for experimental
and systematic learning• Thrust on overall development of
children• Right based approach• Meena’s World weekly Radio Program
As of 1-May-2013Total Balasabha : 35,000+Balasabha Members : 364,000+
A “bala” parliament in session
Science is fun !
Craft & Nature
BUDS School• Mentally challenged children• Interventions – from basic life skills to vocational
training– medical attention– physical and mental therapy– mobility equipment– hearing aids– individual vocational and educational training and skills– transport– food– language training
• Local Self Government owned schools – sponsorship, community/ parent management support
• Health, Social welfare department interface• 52 schools at present
BUDS School
Tribal Special Projects• Initiative in collaboration with the Tribal department• Primarily targets at bringing the marginalized tribals
under the aegis of the Kudumbashree network and provide them with facilities which were otherwise less accessible or denied
• Micro finance and Micro enterprise activities are given special attention– Encouragement of tribal participation in the MNREGS
activities– Formation of special Ashraya projects– provision of supplementary food for the malnourished
aged, infants and adolescent girls– formation of ST Balasabhas
Gender Self Learning Programme• Innovative concept introduced in 2007 • Capacitating the women to understand the existing
patriarchal systems – Encourage discussion in NHG beyond thrift and credit– Participatory module formulation- life experiences of
women as base.– Women’s space in development – blocks and constraints
experienced– Resource persons at State/ District/ Block/ Panchayat level
for module preparation and information dissemination– One Resource person per NHG
• 2013 – Digitization and analysis of “Life Experiences”• Gender portal for sharing consolidated views
(www.sreesakthi.org)
Nirbhaya• Programme of Government of Kerala to prevent sexual violence
against women and children• Implementing through Social Welfare Department• Kudumbashree – implementing agency at grass root level• Piloting in selected 77 Panchayats from all 14 districts.• Official launching in October 2011• Features of the programme
– Strengthening of Jagratha Samithi– Free legal advocacy by LSGs integrating the programme in Plan fund– School oriented counseling and adolescent health programmes with
the support of education department– Trainings and orientation workshops through ICDS supervisors, ASHA
workers & Anganwadi workers by Health department– Capacity building of CBOs- to address gender disparities, awareness
about violence against women & children, rights about women & children
– 2013 : Crime Mapping across the state
Collective Farming• Leased Land Farming – 2006• Collective Farming – 2010• Joint Liability Group (JLG)– 4 -10 members– Minimum area of 50 cents to a maximum of 5 hectares– Maximum of 3 plots
• Support from Kudumbashree– Trainings– Area incentive– Production incentive– Interest subsidy
. . . Collective FarmingAs of 1-May-2013Total Area : 13,000 hectaresNo. of JLGs : 54,000No. of women : 285,000+Major Crops : Banana
Tapioca(Cassava)VegetablesPaddy
Pineapples of Ernakulam
Rice from Palakkad
Vegetables from Thrissur
More Vegetables
Training on Coconut climbing
Even mechanised farming
Micro Enterprises (ME)
• Rural Micro Enterprise Scheme (RME) • Yuvashree programme for youth (Gender
neutral)• Seasonal enterprises (festival focus)• 50,000 plus micro enterprises created• Annual financial turnover range
Rs 12,000 to Rs 25 lakhs (2.5 mil)
ME - Areas
• Animal husbandry• Food processing• Manufacture• Services• Responsible tourism• Solid Waste Management• Canteen and Catering service• Santwanam(paramedic services)
ME - Handicrafts
ME – Animal Husbandry
ME – Tailoring & Leather
ME – Env. friendly Bags
ME - Pottery
ME – Laundry
ME - Catering
Special ME - Santwanam
ME – Cultural
Back
ME - Marketing
• Monthly market• Weekly market• Seasonal market• Home Shop• 2012 – Chaarutha : curio product range• 2013 – 24 x 7 markets, including e-shop
Photos
Photos
Photos
Service Area Group Name DetailsAuditing KAASS Kudumbashree Auditing &
Accounting Services Society
Training – General EKSAAT, AWAKE
Education Knowledge Skill Aptitude and Training
Training – Micro Enterprises
MEC Micro Enterprise Consultants
Training – Food Service
AIFRHM Adebha Institute for Food Research and Hospitality Management
Management MIS From State Mission
Enabling Structures
Nodal Agency
• State Rural Livelihoods Mission under NRLM• State Urban Development Agency for urban
poverty alleviation programmes• National Resource Organization under NRLM– Support to States for implementation of best
practices• PRI-CBO Convergence• Micro Enterprise Consultants
– Providing support to BRLPS since January 2013
Thank You!