HSBC GLOBAL PAYMENTS & CASH MANAGEMENT

Cash Management Solutions Al Madinah International University

Delivery ChannelGlobal Online Platform - HSBCnet

3rd party reporting via SWIFT MT940

Main HSBCnet Profile

Integrated Payments Solution

Integrated Liquidity Solution

Existing/Future entities can be added onto profile as associates for increased

visibility and scalability

Integrated Receivables Solution

AL Madinah International Foundation

AL Madinah Resources

Global Platform. HSBCnet suggested structure

PaymentsAt your fingertips

• Outsource the entire cheque issuance process to HSBC, including issuance, printing, and delivery

• Cheque delivery options include delivery to client offices, or delivery to beneficiaries

Advantages to AL Madinah International University

• Maximise security by eliminating need to maintain cheque inventory at Client offices

• Redeploy Client’s finance staff to more value-added tasks

• Option to upscale for auto reconciliation

Payments. Cheque Outsourcing (COS)

Payment File Upload

from ERP

Manual input for ad-hoc payments

ChequeOutsourcing

engineDraft dispatched

Cashiers Order dispatched

MailCourier

Payment Advice Email

Data/reports

Reduce manual processing by outsourcing your cheque payment processing

Simplify authorisation of cheques – no longer need to manually sign every cheque

More security through the PositivePay validation at the point of cheque presentment

Simplify reconciliation and management through comprehensive cheque reports

– issued, presented, stale, stopped, etc.

Greater convenience and control through

– Flexible cheque delivery options to your beneficiaries

– Warehouse future value dated transactions

– Online stop payment instruction for cheques

HSBCnet

Payments. Cheque Outsourcing (COS) – con’t

Short Advice• payment amount• charges detail• value date• remitter• remitting bank• HSBC transaction reference• other reference

Long Advice• additional payment details in free text or table formats

Payments. Payments advising

Payments. Utilities Direct Debit

Automatic Direct debit Service

Remove tedious / unproductive payments over counters

A Capped limit can be set to avoid “over-billing”

MYR2.00 rebate per account for Telekom

MYR5.00 rebate per account for Maxis

TRANSFER DEBITTM1B892781331907ZAFA-00084 20:33:31 RM260.33-

Narrative in Statement

Saves Management Time for Repetitive Payments

Streamlined payments process

– Information is directly fed to HSBC from ERP and information is returned for reconciliation

– Remote authorisation & enhance control of payments.

Significant reduction in manual effort pre/post payments.

– Optimise resources as manual unproductive work is outsourced to HSBC.

– Payment advices to reduce the frequency of beneficiary enquiry on payment status.

Security of process and reduce the risk of fraud

– Information directly from ERP reduces risk of errors

– Positive pay encryption to ensure peace of mind in the local environment.

Beneficiary advising via e-mail

Comprehensive payment activity reporting

– Audit trails

– Payment activity reports

Payments. Advantages to AL Madinah International University

CollectionsRaising to next level

Integrated Receivables Solutions (IRS)

Receivables Management System (RMS)

A/R Reconciliation

Consolidated Reporting

Centralised Database

HSBCnet

Paper Receivables / Collection Service

Electronic Receivables/ Collection Service

• Cash/ cheque paid over the bank’s counter

• Mail-in cheques which are processed by Lockbox

• Cheques deposited directly via machines

• Local/ International Wire Transfer• ACH Credit• Direct Debit• In-house Transfer• Direct Debit via Credit Card

(recurrent payment)• Bill Payments (ATM, Internet)

Integrated Receivables Solutions

(IRS)

Collection

Services

Collections. Wholesale Lockbox (WLBX) - Cheques

Your Customers

Cheques + invoices/ pay-in

slips

Courier Pick-up

(BES)

Drop-Box/ Bulk

Deposit (QSM)

Physicalcheques

and invoices

Wholesale Lockbox System

Data & image capture

Lockbox transaction data and images (T+1)

Cheques sent to the Clearing House

RMS

Standard :

Basic info: cheque number, amount, invoice number, payor ID…

Enhanced :

Additional info: invoice issuance and due date, invoice references

Premium :

Whatever data capture parameters the customer has pre-agreed with the bank

Liquidity ManagementFor your ease of mind

Master Account

All Accounts

Operational Funds Efficiency Decrease Borrowing Cost

Reduces manual booking of rates

Cost Savings from OD charges (if any)

Earning profit on your account. Cash Concentration

Daily sweeps / reverse sweeps

Flexibility – Zero Balance, Threshold and Target

Profit calculated on daily rest and paid out on

month end

Option to maintain earnings on master

account or distribute back to sub-accounts

Earnings based on total end of day balances via Islamic Money Market

Placement

HSBC GLOBAL PAYMENTS & CASH MANAGEMENT

Thank You