Enabling mobile transactions to gain a competitive edge

Onegini makes doing online business easy and secure

Webinar: How to get rid of those pesky hardware tokens

Denis JoannidesMathijs Brand

Our Promise

We enable secure mobile transactions and protect customer data, offering the best user experience.

Banks are innovating

Online Only Banks (OOB)

Mobile Online Only Banks (MOOB)

New authentication methods

Online registration and identification

No more hardware tokens

Facts about hardware tokens

Web channel (Strong) Login

Transaction signing

Europe& US

Bad user experience ‘90

New rules

Mobile First Convenience Speed

Hardware tokens are old school

Disadvantage RemarksCost per token is high Not only the cost per token but also

token distribution and replacements

Integration is difficult Needs to be integrated in multiple systems.

Bad user experience Any time any place Poor scalability How to distribute tokens for 10

million end users? Only web Software tokens support mobile

Let’s change this

- Support the customer journey

- Design for today and the future

- Embrace Mobile First

The smartphone will become the key to success

Reuse the smartphone of the end user -> low cost

A smartphone can be used to create better security Video Location NFC Biometrics

Create a rich user experience by providing mobile apps

Comparison

Old school Onegini

Solution Just a Key Complete platform for end-2-end security

Implementation Complex Simple

Management Needs to be build Out-of-the-box

PSD2 support No Yes

High level overview Onegini

Onegini Intrinsic Security

Payload encryption Throttling Brute force prevention Payload inspection Extra security filter OWASP Top 10

Non-intrusive AES-256 encryption Forward secrecy Invulnerable for MitM

attacks Provide Confidentiality &

integrity

All security needed for transactions will be handled by Onegini. No Development effort needed.

And you will get much more

Customer onboarding – IDchecker

Install app Fill in personal data for identity validation

Account createdValidate the Identity. In this example we use IDchecker, but also WEB ID can be used

Examples Mobile Authentication

Secure transactions including a secure response.

Secure login using secure push message.

Secure transaction including extra authentication (validation) using a fingerprint

Push messages sent directly to user’s device

One last thing…...

FIDO Support

Strong partnership with Samsung

Summary

The customer journey is leading

Requirements for authentications have changed

Authentication is just a feature

Implement intrinsic security systems

Simplify

Questions

Contact us

Onegini makes doing online business easy and secure

More info: www.onegini.comMore videos: www.onegini.tvEmail:

info@onegini.com

Twitter: @Onegini